Search found 1690 matches

by jlawrence01
Wed Apr 14, 2021 11:57 pm
Forum: Personal Consumer Issues
Topic: 10+ year old used cars?
Replies: 60
Views: 4228

Re: 10+ year old used cars?

So to repeat my original question in a slightly more specific way, would you generally consider purchasing a low mileage vehicle that was more than 10 years old? If so, what are your limits? What are your personal experiences in this regard? When you are talking about a car that is 10+ years old, t...
by jlawrence01
Sat Apr 10, 2021 10:31 pm
Forum: Personal Consumer Issues
Topic: The $2000-$4000 Car :) This made me wealthy so jump on board
Replies: 282
Views: 20823

Re: The $2000-$4000 Car :) This made me wealthy so jump on board

For years, I purchased 4-6 year old domestic vehicles with 60k+ miles for between $4-6k. They had to be domestic vehicles as I lived most of my life in towns with significant manufacturing facilities at a time when such facilities were in decline. Did I save some money? Sure. However, part of my abi...
by jlawrence01
Thu Apr 08, 2021 3:38 am
Forum: Personal Consumer Issues
Topic: Repair or Replace 2003 Toyota Corolla
Replies: 67
Views: 5629

Re: Repair or Replace 2003 Toyota Corolla

This is pretty much exactly my strategy with dealers. They will "suggest" a lot of expensive stuff, but for reasons I don't totally understand, they back off quickly if you ask them "Is this a safety issue?" or "Can this wait another 6 months?" Usually I just tell them...
by jlawrence01
Sun Apr 04, 2021 10:11 pm
Forum: Personal Consumer Issues
Topic: Repair or Replace 2003 Toyota Corolla
Replies: 67
Views: 5629

Re: Repair or Replace 2003 Toyota Corolla

Questions 1. Should I repair the car? The repair price is more than the car's value. The mechanic told me that Corolla can be driven by 300,000 miles. Will I have more repairs coming up? Is it worthwhile to repair the car? 2. Should I just fix the alternator now? I need a car before I buy one. Then...
by jlawrence01
Sun Mar 28, 2021 10:52 pm
Forum: Personal Consumer Issues
Topic: People with Covid-19 vaccination record cards: where are you keeping them?
Replies: 163
Views: 13978

Re: People with Covid-19 vaccination record cards: where are you keeping them?

I will put it right next to the Polio Vaccine card that I received in 1964.
by jlawrence01
Thu Mar 11, 2021 2:52 pm
Forum: Personal Consumer Issues
Topic: How to get roadside assistance without AAA?
Replies: 116
Views: 11950

Re: How to get roadside assistance without AAA?

If you need roadside assistance, such as car breakdown, flat tire, etc., and if you do not have an AAA membership, what will you do? Sometimes you have coverage with your credit card. Check the guide to benefits The key thing to remember is that many of the credit card processors are dropping trave...
by jlawrence01
Sat Feb 27, 2021 12:27 pm
Forum: Personal Consumer Issues
Topic: How much do you spend nightly for hotels (leisure/vacation)?
Replies: 213
Views: 12800

Re: How much do you spend nightly for hotels (leisure/vacation)?

Generally $50-70/ night for a Wyndham property with Diamond status. I also have Diamond status with Caesar's Entertainment properties due to my status with Wyndham (no gambling). When I stay at Caesar's, it is $20-50/ night no resort fees or parking. I have had a lot of problems with VRBO so I will ...
by jlawrence01
Sun Jan 24, 2021 2:57 pm
Forum: Personal Consumer Issues
Topic: Paypal now requires you to give your phone number
Replies: 6
Views: 643

Re: Paypal now requires you to give your phone number

Does that mean that Paypal will be providing us with THEIR phone number??
by jlawrence01
Sat Jan 23, 2021 12:53 pm
Forum: Personal Consumer Issues
Topic: Recommendation(s) for Banks or CU's in Scottsdale, AZ
Replies: 7
Views: 505

Re: Recommendation(s) for Banks or CU's in Scottsdale, AZ

I continue to use the same Akron, OH area bank that I was using before I moved to Arizona. I have not been in a branch for three or four years and do everything online. I have used an ATM machine three times in the past five years. The only issue we have had in that period is what to do with excess ...
by jlawrence01
Fri Jan 22, 2021 10:33 pm
Forum: Personal Consumer Issues
Topic: Best State and National Parks in the Southeast
Replies: 54
Views: 3965

Re: Best State and National Parks in the Southeast

Pipestem State Park, WV
Natural Bridge State Park, Slade, KY
by jlawrence01
Sun Jan 17, 2021 3:01 pm
Forum: Personal Consumer Issues
Topic: Where do you buy coffee beans?
Replies: 188
Views: 16697

Re: Where do you buy coffee beans?

familythriftmd wrote: Wed Oct 21, 2020 3:02 pm Let me be contrarian.

ALDI.

The German dark roast from ALDI is quite excellent.
by jlawrence01
Sat Jan 16, 2021 12:35 pm
Forum: Personal Consumer Issues
Topic: How to deter rodent from chewing wires in car
Replies: 50
Views: 3775

Re: How to deter rodent from chewing wires in car

Comments: 1) Store NO food in the car. Candy in the console and glove compartment attract mice. 2) Honda sells capsaicin laden tape that will discourage repeat performances. 3) Don't kill the local snakes in the area. Where you have snakes, you have a rodent population under control. 4) Clean out th...
by jlawrence01
Sat Jan 16, 2021 12:22 pm
Forum: Personal Consumer Issues
Topic: What is the correct premium to pay for a Toyota vs a Chrysler?
Replies: 53
Views: 3382

Re: What is the correct premium to pay for a Toyota vs a Chrysler?

One more thing. The worst part of owning a Chrysler is the dealership network. Before you take delivery, make sure that the dealer has PROPERLY prepped the vehicle making sure that they took the time to fill up the fluids to a proper level. I took delivery of a Chrysler Aspen a few years back. I dro...
by jlawrence01
Thu Jan 14, 2021 6:59 pm
Forum: Personal Consumer Issues
Topic: Same Name Different Bank Accounts Issue
Replies: 18
Views: 1057

Re: Same Name Different Bank Accounts Issue

I would change banks. Immediately. We had the same problem with PNC when I was in college. My parents deposited checks with the bank and everything was hitting MY account. I was shocked when my account went from $250 to over $3000 over three weeks with no action on my part. It did feel good for a fe...
by jlawrence01
Thu Jan 14, 2021 6:54 pm
Forum: Personal Consumer Issues
Topic: What is the correct premium to pay for a Toyota vs a Chrysler?
Replies: 53
Views: 3382

Re: What is the correct premium to pay for a Toyota vs a Chrysler?

2000 Ford Taurus wagon (bought used in 2003 for $5k and ex-rental to boot). Got rid of it at 15.5 years just because I was bored honestly. You got the 2000 Taurus for so cheap because their 1995-97 models had disposable transmissions. I know a guy in Cleveland with a transmission shop who would buy...
by jlawrence01
Thu Jan 14, 2021 6:47 pm
Forum: Personal Consumer Issues
Topic: What is the correct premium to pay for a Toyota vs a Chrysler?
Replies: 53
Views: 3382

Re: What is the correct premium to pay for a Toyota vs a Chrysler?

I have had many Chrysler minivans in my corporate fleet over the years. If you said that you were going to switch vehicles frequently, maybe the Chrysler product would be OK. However, once you hit about 70k miles, you will start having electrical problems. Maybe the window motor goes out or the tran...
by jlawrence01
Thu Jan 14, 2021 6:36 pm
Forum: Personal Consumer Issues
Topic: How did you choose a location to retire?
Replies: 113
Views: 10341

Re: How did you choose a location to retire?

Living close to universities in retirement is becoming so popular, a market has developed such that the universities are leasing land for retirement communities: https://www.aarp.org/retirement/planning-for-retirement/info-2019/colleges-with-retirement-communities/ There is a possibility that a lot...
by jlawrence01
Mon Jan 11, 2021 2:08 am
Forum: Personal Consumer Issues
Topic: How did you choose a location to retire?
Replies: 113
Views: 10341

Re: How did you choose a location to retire?

A few more random points; 1) Consider what public transportation is available. The typical suburban home can be very isolating when you are older and might need to give up driving. You may also end up driving long after you should have given it up. I have used public transportation a lot over the y...
by jlawrence01
Mon Jan 11, 2021 1:19 am
Forum: Personal Consumer Issues
Topic: Buying a used rental car?
Replies: 22
Views: 1439

Re: Buying a used rental car?

I have bought a number of cars from rental and corporate fleets. In general, they have been been maintained well mechanically. However, it is a used car. I would take the car to YOUR trusted mechanic and have it inspected from bumper to bumper. I have never had any problem getting approval to do thi...
by jlawrence01
Wed Jan 06, 2021 11:35 am
Forum: Personal Consumer Issues
Topic: What is the least expensive way to have a water heater installed?
Replies: 71
Views: 5519

Re: What is the least expensive way to have a water heater installed?

$925 for a 40 gallon water heater purchased through and installed by my local plumber.
by jlawrence01
Fri Jan 01, 2021 11:17 pm
Forum: Personal Consumer Issues
Topic: Best way for child to learn Spanish
Replies: 40
Views: 2386

Re: Best way for child to learn Español

Currently ~20% of people in the US speak Spanish I would argue that this not true. Many speak Spanglish and not Español. There is a huge difference. Agreed. My cousin's wife was born and raised in Peru and currently teaches Spanish at the high school level.She noted that a lot of the Hispanic stude...
by jlawrence01
Fri Jan 01, 2021 12:02 pm
Forum: Personal Consumer Issues
Topic: Effective Altruism. Using the fact based approach to selecting charities.
Replies: 142
Views: 5697

Re: Effective Altruism. Using the fact based approach to selecting charities.

I read a lot of these threads and the general impression that I get is that a good number of people are looking more for a reason to NOT to contribute to any charity than to find the right charity. I thought that this post was very informative from the White Coat Investor: https://www.whitecoatinves...
by jlawrence01
Fri Jan 01, 2021 11:50 am
Forum: Personal Consumer Issues
Topic: Have I Been Overpaying Amazon?
Replies: 98
Views: 7259

Re: Have I Been Overpaying Amazon?

I use mail order to purchase a lot of specialty grocery items that are unavailable locally. For the past two years, I will head to the Amazon site, gather pricing information. Then I go to the manufacturer's website and make the purchase. Even if I pay for the shipping, it is usually significantly c...
by jlawrence01
Fri Jan 01, 2021 12:22 am
Forum: Personal Consumer Issues
Topic: 60 Year Old Couple Relocating from Illinois to Florida - Need Input on Best Way to Move Household
Replies: 52
Views: 4390

Re: 60 Year Old Couple Relocating from Illinois to Florida - Need Input on Best Way to Move Household

One warning. If you use a mover, resist the great temptation to "pack your own" boxes. In the last three moves, the ONLY breakage were in the boxes which we packed. There was no other damage. When you pack a box yourself, it is recorded on the driver's manifest as a "customer packed&...
by jlawrence01
Thu Dec 31, 2020 12:45 am
Forum: Personal Consumer Issues
Topic: 60 Year Old Couple Relocating from Illinois to Florida - Need Input on Best Way to Move Household
Replies: 52
Views: 4390

Re: 60 Year Old Couple Relocating from Illinois to Florida - Need Input on Best Way to Move Household

One warning. If you use a mover, resist the great temptation to "pack your own" boxes. In the last three moves, the ONLY breakage were in the boxes which we packed. There was no other damage. When you pack a box yourself, it is recorded on the driver's manifest as a "customer packed&q...
by jlawrence01
Tue Dec 29, 2020 6:32 pm
Forum: Personal Consumer Issues
Topic: 60 Year Old Couple Relocating from Illinois to Florida - Need Input on Best Way to Move Household
Replies: 52
Views: 4390

Re: 60 Year Old Couple Relocating from Illinois to Florida - Need Input on Best Way to Move Household

I relocated from the Chicago suburbs to Southern Arizona in July 2014. Here are my recommendations. First, spend a month getting rid of the things that you will not move. Since we were moving from a 1600 sq ft condo to a 975 sq ft townhouse, we got rid of a lot of furniture. Also, we got rid of a lo...
by jlawrence01
Mon Dec 28, 2020 12:25 am
Forum: Personal Consumer Issues
Topic: Feral hog trap suggestion?
Replies: 18
Views: 1887

Re: Feral hog trap suggestion?

Check out Jager Pro.

https://www.youtube.com/watch?v=Rcxow7l ... O%E2%84%A2

There philosophy is to capture the entire sounder of hogs rather than random trapping or shooting.
by jlawrence01
Sat Dec 12, 2020 2:45 pm
Forum: Personal Consumer Issues
Topic: USPS Informed Delivery Showing Zero Incoming Mail?
Replies: 46
Views: 7512

Re: USPS Informed Delivery Showing Zero Incoming Mail?

I also don't know why, but sometimes local items mailed from my same zip code that come very quickly (such as holiday cards from people living in my area) don't get scanned. Also, sometimes we will get envelopes that are nearly identical, such as a mortgage disclosure that was mailed to us recently...
by jlawrence01
Mon Dec 07, 2020 3:31 pm
Forum: Personal Consumer Issues
Topic: Restaurant take out during the pandemic?
Replies: 93
Views: 7421

Re: Restaurant take out during the pandemic?

One tip we have figured out. Fries (of any type, lattice, string, etc.) reheat really nicely in an air fryer - in fact they taste better than in the restaurant. So we don't hesitate to get a takeout burger with fries - just pop the fries in the air fryer and they are good as new :) Before I bought ...
by jlawrence01
Sun Dec 06, 2020 7:20 pm
Forum: Personal Consumer Issues
Topic: Restaurant take out during the pandemic?
Replies: 93
Views: 7421

Re: Restaurant take out during the pandemic?

One tip we have figured out. Fries (of any type, lattice, string, etc.) reheat really nicely in an air fryer - in fact they taste better than in the restaurant. So we don't hesitate to get a takeout burger with fries - just pop the fries in the air fryer and they are good as new :) Before I bought ...
by jlawrence01
Sun Dec 06, 2020 4:41 am
Forum: Personal Consumer Issues
Topic: Should I Sell Current Car & Buy Another For New Long Commuter Job?
Replies: 35
Views: 2256

Re: Should I Sell Current Car & Buy Another For New Long Commuter Job?

I would not want to use my vehicle to drive 700 miles a week. Personally, when I needed to make trips like that (and my employer would pay for the mileage), I would rent a car and generally come out ahead most of the time. YMMV. By the way, the drive between San Diego to Phoenix, while all interstat...
by jlawrence01
Sun Dec 06, 2020 4:33 am
Forum: Personal Consumer Issues
Topic: Restaurant take out during the pandemic?
Replies: 93
Views: 7421

Re: Restaurant take out during the pandemic?

When the pandemic started back in March, we were 2000 miles from home. Due to a medical emergency, it took seven days to get home. The positive is that I was familiar with the towns that we stopped at each night and knew a few restaurants along the way. the first days of teh pandemic, there were qui...
by jlawrence01
Tue Dec 01, 2020 5:37 pm
Forum: Personal Consumer Issues
Topic: LG refrigerator failure - any hope of compensation?
Replies: 34
Views: 2779

Re: LG refrigerator failure - any hope of compensation?

For the record, whether the appliance is produced is the United States or Mexico, many of the parts are produced in China. For years, manufacturers like Whirlpool and GE have followed the lead of the automotive industry in forcing price cuts from their suppliers in lieu of managing the labor cost o...
by jlawrence01
Tue Dec 01, 2020 10:27 am
Forum: Personal Consumer Issues
Topic: LG refrigerator failure - any hope of compensation?
Replies: 34
Views: 2779

Re: LG refrigerator failure - any hope of compensation?

For the record, whether the appliance is produced is the United States or Mexico, many of the parts are produced in China. For years, manufacturers like Whirlpool and GE have followed the lead of the automotive industry in forcing price cuts from their suppliers in lieu of managing the labor cost of...
by jlawrence01
Sat Nov 21, 2020 11:05 pm
Forum: Personal Consumer Issues
Topic: What charity are you donating to this Christmas season?
Replies: 145
Views: 6296

Re: What charity are you donating to this Christmas season?

Salvation Army
Borderlands Food Bank
The local school district
The Catholic tuition support organization
CHARIS
by jlawrence01
Thu Nov 19, 2020 1:55 am
Forum: Personal Consumer Issues
Topic: Oddly Difficult to Find Items During the Pandemic
Replies: 317
Views: 31081

Re: Oddly Difficult to Find Items During the Pandemic

We use the "Curbside pickup" at Frys (Kroger) and Walmart once a week for most of our grocery spend with an occasional stop at 99 Only in store. We have really experienced no shortages in the past three months. We have been able to buy bleach, sanitizing wipes, toilet paper, King Arthur fl...
by jlawrence01
Sat Nov 14, 2020 5:42 pm
Forum: Personal Consumer Issues
Topic: Winter Driving Trip - Chicago to Portland
Replies: 38
Views: 2637

Re: Winter Driving Trip - Chicago to Portland

I have driven cross country a minimum of ten times in the last decade. I do not like to travel during the winter months as road conditions are extremely variable. I remember one trip through Arkansas where the roads were cleaned and dry ... until the last two counties where the roads were completely...
by jlawrence01
Sun Nov 08, 2020 8:34 pm
Forum: Personal Consumer Issues
Topic: How much do you spend per week on groceries?
Replies: 61
Views: 4849

Re: How much do you spend per week on groceries?

Averaging $300 per month for two people BUT that is cooking from scratch. We provide several meals a week to some of our elderly neighbors. On the other hand, someone is always dropping off free food to us - usually milk and produce. I could do better if I was shopping in-store and could take advant...
by jlawrence01
Thu Oct 29, 2020 7:17 pm
Forum: Personal Consumer Issues
Topic: How to find the cheapest motel along an interstate?
Replies: 60
Views: 3425

Re: How to find the cheapest motel along an interstate?

Cheapest = bed bugs, loud noises, theft, drugs, sketchy people. 100% agree. Cheapest is never a good value. Looking for a discount on a decent safe clean hotel? - Try using a reservation app like hotels.com. Ask for additional rate discounts via AAA or AARP at a minimum. Since I had a duplicate ID ...
by jlawrence01
Mon Oct 12, 2020 1:35 am
Forum: Personal Consumer Issues
Topic: Shouldn’t have canceled YouTube premium
Replies: 37
Views: 5144

Re: Shouldn’t have canceled YouTube premium

I was paying $9.99 for YouTube premium but decided to cancel. However I realize it was it was a mistake as the no ads and lack of features is worth the money. But now it looks like it costs $2 more per month. I’m guessing there’s nothing I can do to get back to the lower rate unless others have ide...
by jlawrence01
Sun Oct 04, 2020 1:51 am
Forum: Personal Consumer Issues
Topic: Glacier Natl Park and Montana
Replies: 36
Views: 3178

Re: Glacier Natl Park and Montana

In particular pay a lot of attention to booking a rental car. Many of the towns in the area are tiny and there is only high demand for rental cars for a few months of the year so they have a very limited inventory of rental cars, and they will charge top dollar for them. I spent the summer in Misso...
by jlawrence01
Fri Sep 25, 2020 1:17 am
Forum: Personal Consumer Issues
Topic: Tuscon area in February
Replies: 3
Views: 528

Re: Tuscon area in February

The LAST week of February is the Tucson rodeo. As the previous poster noted, the crowds fill up many of the campgrounds throughout Tucson. Rodeo folks are more often RVing than hotel folks. Also, rentals are very high January - March as many snowbirds are coming in from northern regions across the U...
by jlawrence01
Thu Sep 24, 2020 9:36 pm
Forum: Personal Consumer Issues
Topic: Air fryers
Replies: 26
Views: 3344

Re: Air fryers

My friend and I have both worked in commercial kitchens for 10+ years. In general, we do NOT buy all of the countertop gadgets as they are a waste of space and money. I decided to buy a $59 Farberwear 3.2Qt air fryer from Walmart.com. Our goal was to use it on a wide variety of things and see what w...
by jlawrence01
Thu Sep 24, 2020 2:34 pm
Forum: Personal Consumer Issues
Topic: Possible Relocation to Columbus, OH Area
Replies: 49
Views: 3704

Re: Possible Relocation to Columbus, OH Area

Okay, I get that Columbus isn't San Francisco, San Diego or (thankfully) Los Angeles. Nevertheless, I enjoyed living in Columbus while I attended Ohio State. Very friendly people. Fresh air. Change of seasons. Drivers that don't cause multi-car accidents when a few raindrops start falling. Now ther...
by jlawrence01
Thu Sep 24, 2020 2:23 pm
Forum: Personal Consumer Issues
Topic: Excel 2019 instructions
Replies: 12
Views: 1120

Re: Excel 2019 instructions

Over the past 25 years, I have purchased a number of Excel books. A lot of them have some good information. However, they generally sit there to be used less than once a year. Google and YouTube are probably the best source for problem solving in ANY version of Excel. There are a lot of professional...
by jlawrence01
Sun Sep 20, 2020 8:37 pm
Forum: Personal Consumer Issues
Topic: Possible Relocation to Columbus, OH Area
Replies: 49
Views: 3704

Re: Possible Relocation to Columbus, OH Area

Before moving to Columbus (or any other Ohio) city, make sure that you understand the impact of Ohio's tax structure. MOST Ohio cities have LOCAL income taxes on earnings in the city you work. In addition, the city that you live in may also assess a earnings tax on the same income. There might be a ...
by jlawrence01
Sat Aug 29, 2020 3:37 pm
Forum: Personal Consumer Issues
Topic: Oddly Difficult to Find Items During the Pandemic
Replies: 317
Views: 31081

Re: Oddly Difficult to Find Items During the Pandemic

The local King Supers (Kroger) is no longer stocking Private Selection pasta for some reason, not available anywhere?? Seven of the nine Private Selection pasta varieties are available at the local Fry's store. I believe that the reason for some of the shortages in past weeks is that the product is...
by jlawrence01
Tue Aug 25, 2020 12:53 am
Forum: Personal Consumer Issues
Topic: Thoughts on Tennessee
Replies: 116
Views: 14026

Re: Thoughts on Tennessee

Several responses suggested looking into Tennessee, which will be even more tax-friendly than GA as of 2021 as its income tax goes away. Coupled with comments about the rural nature of NE GA and travel time to Atlanta’s airport, I’ve been looking into possible locations in Tennessee, particularly t...
by jlawrence01
Sat Aug 22, 2020 1:01 pm
Forum: Personal Consumer Issues
Topic: move from Microsoft Office to Libre Office - any advantages or disadvantages for those that have done so?
Replies: 45
Views: 3573

Re: move from Microsoft Office to Libre Office - any advantages or disadvantages for those that have done so?

Does Libre Office have anything similar to pivot tables in Excel? Personally, I have kept my old machine with an older version of Excel that I purchased in 2009 and that is working fine for my personal use and the financial work that I do for three non-profits. I will complete my commitments to the ...