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Search found 54 matches
- Sat Sep 23, 2017 6:10 am
- Forum: Personal Consumer Issues
- Topic: What is your favorite reasonably priced bourbon?
- Replies: 278
- Views: 31488
- Sun Feb 07, 2016 1:56 pm
- Forum: Personal Investments
- Topic: Roth Ira withdraw question
- Replies: 1
- Views: 348
Roth Ira withdraw question
I ended up contributing to my 2016 Roth Ira a couple weeks ago thinking I wouldn't need it but I found a house that I'm pretty sure I'm going to buy if the inspection goes well and would like to have the extra money. My question is if I withdraw my contributions for 2016 (5500) am I still able to ad...
- Sat Jan 02, 2016 9:06 am
- Forum: Personal Finance (Not Investing)
- Topic: Permanent Life Insurance- Northwestern Mutal
- Replies: 42
- Views: 3952
Re: Permanent Life Insurance- Northwestern Mutal
I' started investing in my 401k and Roth Ira 4 years ago. I'm 27 now when I first started investing a girl gave my number to a Northwestern agent and I sat down and had lunch with him and he showed me at these charts that seemed confusing. All I can say is I'm glad I didn't fall for it after all the...
- Fri Jan 01, 2016 4:13 pm
- Forum: Investing - Theory, News & General
- Topic: REGISTRATION FOR THE 2016 BOGLEHEAD CONTEST
- Replies: 667
- Views: 50513
- Thu Dec 31, 2015 4:22 pm
- Forum: Personal Consumer Issues
- Topic: Taylor vs Martin Guitar
- Replies: 19
- Views: 5211
Re: Taylor vs Martin Guitar
I would pick a Martin but that's just me. I haven't had a chance to play a D28 but from the reviews I think it would be hard to beat and in your price range
- Tue Dec 29, 2015 6:27 pm
- Forum: Investing - Theory, News & General
- Topic: 2015 BOGLEHEAD CONTEST LEADERS
- Replies: 53
- Views: 7094
Re: 2015 BOGLEHEAD CONTEST LEADERS
damn im 92 I guess I'm not doing to bad 

- Wed Dec 23, 2015 9:26 am
- Forum: Personal Finance (Not Investing)
- Topic: How old can you be and retire early?
- Replies: 81
- Views: 15376
Re: How old can you be and retire early?
For me, 45 would be insanely early & mustachian....yet somehow doable if things go really well. 50 would be awesome and very possible 55 is my goal, I have no doubts of it happening 60 would be meh 65 would be truly depressing 70...no friggen way. Just me personally, currently at 35yo. This is ...
- Sun Nov 29, 2015 1:39 pm
- Forum: Personal Consumer Issues
- Topic: Nice house vs traveling
- Replies: 78
- Views: 9038
Re: Nice house vs traveling
600-700k is way to much house for your income. I'm looking at houses and wouldn't go above 3x income your just asking for trouble.
- Sat Nov 21, 2015 1:47 pm
- Forum: Personal Finance (Not Investing)
- Topic: $1,000 in cash lost or stolen
- Replies: 54
- Views: 9395
Re: $1,000 in cash lost or stolen
Yeah PayPal would be a good option for your friend to send you the money for now on
- Sat Oct 03, 2015 7:11 am
- Forum: Personal Finance (Not Investing)
- Topic: ALLY Bank and the new tier announcement
- Replies: 128
- Views: 31625
Re: ALLY Bank and the new tier announcement
I have 25k plus in there right now but next year when I fund my Roth Ira it will be down 5k or so might be time to look for a new bank.
- Wed Jun 24, 2015 6:09 pm
- Forum: Investing - Theory, News & General
- Topic: What ratio are you stocks/bonds and how old are you?
- Replies: 278
- Views: 60406
- Tue May 12, 2015 8:48 pm
- Forum: Personal Consumer Issues
- Topic: How much can I spend on a car?
- Replies: 157
- Views: 35614
Re: How much can I spend on a car?
Civic Si Sedan in white of course
- Tue May 12, 2015 12:43 am
- Forum: Personal Consumer Issues
- Topic: Vacation Ideas out west
- Replies: 42
- Views: 5893
Re: Vacation Ideas out west
Does anyone have any tips with snakes and that type of stuff I imagine I will encounter it being in the desert. Whenever I hike I carry a small 9mm - for snake, people, whatever! As far as snakes goes out west, rattlesnakes will obviously warn you when your near and just avoid them. Other than that...
- Sun May 03, 2015 3:12 pm
- Forum: Personal Consumer Issues
- Topic: Vacation Ideas out west
- Replies: 42
- Views: 5893
Re: Vacation Ideas out west
Thanks for the suggestions so far I'll probably leave around mid May and come back end of July not sure how much time I will spend in Oklahoma visiting family. As long as camping won't be terribly expensive after I get some of the equipment I plan to spend a couple days at each location. Does anyone...
- Sat May 02, 2015 8:46 pm
- Forum: Personal Consumer Issues
- Topic: Vacation Ideas out west
- Replies: 42
- Views: 5893
Re: Vacation Ideas out west
Wow so many suggestions the hardest part now is going to be able to decide where I want to go. It's funny because I was originally only going to go to Oklahoma to see my Grandpa and probably Texas. Then everyone told me that since I was that far out I should go see the Grand Canyon and other stuff. ...
- Fri May 01, 2015 4:00 pm
- Forum: Personal Consumer Issues
- Topic: Vacation Ideas out west
- Replies: 42
- Views: 5893
Re: Vacation Ideas out west
Those are three great national parks. For other interesting places I would just keep eyes peeled for out of the way stuff that is different from home. Spend plenty of time at each place you like and you will enjoy it more. Don't rush to see the easy tourist attractions that every park has and then ...
- Fri May 01, 2015 3:32 pm
- Forum: Personal Consumer Issues
- Topic: Vacation Ideas out west
- Replies: 42
- Views: 5893
Vacation Ideas out west
I ended up taking voluntary layoff from work for 2 months so I could travel. I originally wanted to go to Hawaii for a month but it will be kind of expensive and I never been on a plane before so I don't think that would be a good first way to find out if I like flying or not. So I decided I'll take...
- Thu Mar 05, 2015 9:25 am
- Forum: Personal Consumer Issues
- Topic: Favorite Guitars
- Replies: 29
- Views: 3266
Re: Favorite Guitars
second I own a Larrivee D03r for a acoustic but other than that I'd love to get a Gibson Les Paul for a electric someday.desiderium wrote:Larrivee
- Thu Feb 26, 2015 1:28 am
- Forum: Personal Consumer Issues
- Topic: Guns for hunting/defense
- Replies: 159
- Views: 51515
Re: Guns for hunting/defense
I own a Glock 19 and a 12 Guage Remington 870 like to sell the 870 and get a Benelli M4 though. Also like to buy a Daniel Defense AR15 sometime and probably a revolver and a 1911 ha.
- Thu Feb 26, 2015 1:03 am
- Forum: Personal Investments
- Topic: 401k Max-out Strategy
- Replies: 16
- Views: 4752
Re: 401k Max-out Strategy
Do all companies stop your contribution after the IRS limit? I always put in $100 or so less because I didn't want to accidentally go over the limit then have to deal with that.
- Fri Jan 16, 2015 9:47 am
- Forum: Personal Finance (Not Investing)
- Topic: Should I consider the HYSA for emergency fund
- Replies: 9
- Views: 1781
Re: Should I consider the HYSA for emergency fund
I use Ally they been great the 2-3 years I've had them. They offer .99% rate for savings.
- Fri Jan 16, 2015 9:34 am
- Forum: Investing - Theory, News & General
- Topic: What was your costliest investment mistake?
- Replies: 162
- Views: 36801
Re: What was your costliest investment mistake?
The Bad
Not contributing to my 401k for 3 years so I could save money for a house so I missed out on the company match and the returns.
The Good
I'm only 26 and the last 2 years I started maxing my 401k + Roth IRA.
Not contributing to my 401k for 3 years so I could save money for a house so I missed out on the company match and the returns.

The Good
I'm only 26 and the last 2 years I started maxing my 401k + Roth IRA.

- Tue Jan 06, 2015 9:01 pm
- Forum: Personal Finance (Not Investing)
- Topic: How Many Credit Cards do you have?
- Replies: 101
- Views: 1251586
Re: How Many Credit Cards do you have?
I have 5 I only use 3 of them most of the time though
Barclay Sallie Mae - Grocery/Gas
Citi Forward - Restaurants
Amex Blue Cash - Everything else
Chase Freedom - Sometimes for the categories
Discover It - Sometimes for the categories
Barclay Sallie Mae - Grocery/Gas
Citi Forward - Restaurants
Amex Blue Cash - Everything else
Chase Freedom - Sometimes for the categories
Discover It - Sometimes for the categories
- Sun Jan 04, 2015 4:51 pm
- Forum: Personal Finance (Not Investing)
- Topic: 401K contributions
- Replies: 9
- Views: 1056
Re: 401K contributions
My plan lets me do up to 75% I've done it a couple times makes for a small paycheck 

- Sat Jan 03, 2015 7:25 am
- Forum: Personal Finance (Not Investing)
- Topic: Today is a Good Day to fund the 2015 IRA
- Replies: 69
- Views: 10407
Re: Today is a Good Day to fund the 2015 IRA
I funded mine yesterday. I can't predict the future so no reason waiting for something that might not happen like stocks going down, plus I rather get it done and over with. 

- Thu Jan 01, 2015 1:55 pm
- Forum: Investing - Theory, News & General
- Topic: 2015 BOGLEHEAD CONTEST REGISTRATION
- Replies: 557
- Views: 48860
- Tue Dec 30, 2014 5:00 pm
- Forum: Personal Consumer Issues
- Topic: What did you enjoy spending money on this year?
- Replies: 92
- Views: 10661
Re: What did you enjoy spending money on this year?
Glock 19
Larrivee Acoustic Guitar
Audioengine A5+ speakers
Larrivee Acoustic Guitar
Audioengine A5+ speakers
- Sat Dec 27, 2014 8:02 am
- Forum: Personal Finance (Not Investing)
- Topic: Best Online Savings bank
- Replies: 52
- Views: 13880
Re: Best Online Savings bank
Go with Ally I've had them for 3 years no problems
- Thu Dec 25, 2014 3:50 pm
- Forum: Personal Investments
- Topic: 2015 Roth IRA
- Replies: 25
- Views: 4469
Re: 2015 Roth IRA
I'll do my Jan 1st since I have the money no point in waiting.
- Mon Dec 08, 2014 10:12 am
- Forum: Personal Investments
- Topic: 2 Years later update and opinions
- Replies: 7
- Views: 1635
Re: 2 Years later update and opinions
haha true but the principles are basically the same correct?Grt2bOutdoors wrote:Are you sure you've read everything? There are plenty of books out there, surely, you could not have read everything!
- Mon Dec 08, 2014 9:58 am
- Forum: Personal Investments
- Topic: 2 Years later update and opinions
- Replies: 7
- Views: 1635
Re: 2 Years later update and opinions
I have it invested in the vanguard 2035 fund but I been getting the urge to break it down and making my own and was wondering what you guys thought of this 20% Vanguard Total Bond Market (VBMFX) 20% Vanguard FTSE All-World ex-US (VFWIX) 45% Vanguard Institutional (VINIX) 15% Vanguard Extended Marke...
- Mon Dec 08, 2014 3:56 am
- Forum: Personal Investments
- Topic: 2 Years later update and opinions
- Replies: 7
- Views: 1635
2 Years later update and opinions
Here's my old thread https://www.bogleheads.org/forum/viewtopic.php?f=1&t=106547 I didn't know anything about investing before coming to this site 2 years ago and listened to a lot of the advice from my old thread as you can tell from my 401k/roth balances as of right now 401k: $49,572.25 Roth I...
- Tue Nov 04, 2014 11:46 am
- Forum: Personal Consumer Issues
- Topic: What Movie Have You Recently Watched?
- Replies: 6285
- Views: 1425671
Re: What Movie Have You Recently Watched?
Good movie I just recently seen Hercules and would say it was really good.abuss368 wrote:Silver Linings Playbook on Netflix with Robert DeNiro. Enjoyed the film and would recommend.
- Fri Sep 19, 2014 11:50 pm
- Forum: Personal Consumer Issues
- Topic: Slow iPad mini with iOS 8 upgrade
- Replies: 10
- Views: 2183
Re: Slow iPad mini with iOS 8 upgrade
Mines been running good.
- Sat Dec 28, 2013 7:16 pm
- Forum: Personal Consumer Issues
- Topic: Cash in Your Wallet
- Replies: 93
- Views: 6368
Re: Cash in Your Wallet
I have a $20 in my wallet right now no more than $100 but use credit card for everything so it gets reported to mint, cashback rewards, and so I don't have change in my pocket.
- Thu Dec 26, 2013 7:00 pm
- Forum: Investing - Theory, News & General
- Topic: [Why did my fund suddenly drop in value?]
- Replies: 252
- Views: 286343
Re: Sudden Wellington drop?
Divendend?
- Fri Jul 19, 2013 4:38 pm
- Forum: Personal Finance (Not Investing)
- Topic: lending money
- Replies: 29
- Views: 2692
Re: lending money
I'm not a bank don't ask me for loans is what I would say.
- Sun Jun 23, 2013 11:39 am
- Forum: Personal Consumer Issues
- Topic: Premium Products That Are Worth It To You
- Replies: 368
- Views: 60934
Re: Premium Products That Are Worth It To You
Electric toothbrush
- Fri Jun 14, 2013 11:16 am
- Forum: Personal Finance (Not Investing)
- Topic: Your worst financial habit
- Replies: 84
- Views: 13288
Re: Your worst financial habit
Food and Beer
- Wed May 15, 2013 10:08 am
- Forum: Personal Consumer Issues
- Topic: I got to thank a WWII Veteran today.
- Replies: 30
- Views: 2688
Re: I got to thank a WWII Veteran today.
Keep telling yourself that buddy. They sacrifice a lot more than you think.Levett wrote:The bravest people I've seen (some from family) are those dealing with terminal illness and yet affirming life.
Service in the military is overrated.
Lev
- Sat Apr 06, 2013 12:45 pm
- Forum: Personal Finance (Not Investing)
- Topic: What level of detail do you budget to?
- Replies: 66
- Views: 6786
Re: What level of detail do you budget to?
From Mint
Food & Dining (Food, Alcohol, Fast Food)
Auto & Transport (Gas, Insurance, Maintenance)
Mortgage & Rent (Rent)
Everything Else (Anything that doesn't fit in the other categories)
Any extra money goes into savings.
Food & Dining (Food, Alcohol, Fast Food)
Auto & Transport (Gas, Insurance, Maintenance)
Mortgage & Rent (Rent)
Everything Else (Anything that doesn't fit in the other categories)
Any extra money goes into savings.
- Thu Mar 14, 2013 1:32 pm
- Forum: Personal Finance (Not Investing)
- Topic: Ally bank rate reduction to 0.84%
- Replies: 45
- Views: 6390
Re: Ally bank rate reduction to 0.84%
In December 2012, the Federal Reserve committed to keep the fed funds rate below 0.25% until either unemployment falls below 6.5%, or inflation rises above 2.5%. We are currently at 7.9% unemployment and 1.6% inflation. Thus, rates will not increase for some time to come. Of course, we should all h...
- Sat Mar 02, 2013 3:48 am
- Forum: Personal Finance (Not Investing)
- Topic: Tracking credit card spending
- Replies: 32
- Views: 2337
Re: Tracking credit card spending
I honestly don't know why people are so concerned with mints security. Especially considering if you just link your credit cards and something does happen you will still be covered.
It's no worse then buying something online with your credit card.
It's no worse then buying something online with your credit card.
- Tue Feb 19, 2013 9:22 pm
- Forum: Personal Finance (Not Investing)
- Topic: What credit/charge cards do you have in your wallet?
- Replies: 114
- Views: 70499
Re: What credit/charge cards do you have in your wallet?
Amex BCE - Groceries, and every day purchases.
Chase Freedom - Rotating categories
Citi Forward - Restaurants and Amazon
Discover It - Rotating categories (Thinking about closing though)
Chase Freedom - Rotating categories
Citi Forward - Restaurants and Amazon
Discover It - Rotating categories (Thinking about closing though)
- Sat Feb 16, 2013 10:55 am
- Forum: Personal Investments
- Topic: What to do savings/roth ira/401k
- Replies: 12
- Views: 2049
- Sat Feb 16, 2013 12:11 am
- Forum: Personal Consumer Issues
- Topic: What if Ally Gets Hacked?
- Replies: 11
- Views: 1688
Re: What if Ally Gets Hacked?
What if Vanguard gets hacked? What if?
- Thu Feb 14, 2013 11:01 am
- Forum: Investing - Theory, News & General
- Topic: What % of your income are you saving for retirement?
- Replies: 228
- Views: 32716
Re: What % of your income are you saving for retirement?
45% gross without including company match so another 7%
- Thu Feb 14, 2013 10:45 am
- Forum: Personal Investments
- Topic: What to do savings/roth ira/401k
- Replies: 12
- Views: 2049
Re: What to do savings/roth ira/401k
Alright I just wanted to give you guys a update. So I downloaded Bogleheads Guide to Investing read it on my computer and liked it so much that I ended up ordering a copy off amazon so I could re-read it. I ended up fully funding my Roth IRA for both 2012 & 2013 and putting 45% into my 401k righ...
- Tue Feb 12, 2013 10:23 am
- Forum: Personal Finance (Not Investing)
- Topic: How do things look to you young investors these days?
- Replies: 87
- Views: 9904
Re: How do things look to you young investors these days?
I think it's all relative for the most part. I do think a significant amount of people are in for a rude awakening concerning lifestyle changes (i.e. those with $20k/yr jobs with brand new vehicles, the latest designer clothes, eating out every night, etc.). For those that live beneath their means ...
- Fri Dec 07, 2012 11:15 am
- Forum: Personal Investments
- Topic: What to do savings/roth ira/401k
- Replies: 12
- Views: 2049
Re: What to do savings/roth ira/401k
Is the $40k in your bank account for anything specific like a house downpayment? If not, you can "convert" this taxable money to tax-deferred by doing the following: 1. Change your paycheck deductions so that you contribute $17,500 to your 401k for 2013. This will make your paycheck reall...