Search found 1701 matches

by jdb
Tue Apr 06, 2021 8:10 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone else see drastic increase in Zillow value today?
Replies: 132
Views: 12692

Re: Anyone else see drastic increase in Zillow value today?

I received an email this weekend from a service called Ownerly saying my value had gone up 16%. I don't plan to sell anytime soon and certainly hope my property taxes don't go up similarly. Who knows. A couple of neighbor's homes have sold recently, and prices are definitely up. That’s the problem ...
by jdb
Wed Mar 17, 2021 9:31 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 5075
Views: 1323726

Re: What Book Are You Currently Reading? Part VI

Let Us Now Praise Famous Men by James Agee and Walker Evans. Browsing in Chicago used bookstore last month found hard bound 1960 edition with the 60 black and white photographs by Walker Evans. Had never read but had heard of the famous book over the years. The classic 1936 history of the young poet...
by jdb
Tue Mar 16, 2021 7:32 pm
Forum: Personal Consumer Issues
Topic: Parking RV In Driveway
Replies: 60
Views: 4590

Re: Parking RV In Driveway

On a side note, be mindful of your neighbors too. Is the RV hidden enough on your driveway that it’s not an eyesore for the neighborhood. Sorry to be blunt but I think an RV (especially an older model) or large boat looks awful in most neighborhoods. I would be very annoyed if my next door neighbor...
by jdb
Tue Mar 16, 2021 12:53 pm
Forum: Personal Consumer Issues
Topic: Tesla for people that keep cars a long time
Replies: 147
Views: 11227

Re: Tesla for people that keep cars a long time

eye.surgeon wrote: Tue Mar 16, 2021 11:51 am A current model Camry or Accord or Lexus seems far better suited to long term ownership as the internal combustion engine has been perfected over 100 years.
They probably said that about the horse and buggy in 1900.
by jdb
Mon Mar 15, 2021 9:29 pm
Forum: Personal Consumer Issues
Topic: Tesla for people that keep cars a long time
Replies: 147
Views: 11227

Re: Tesla for people that keep cars a long time

We have the one of the first 1000 Tesla Model S produced, have owned since 2012. Now with almost 90,000 miles. Drives like new, also still looks great. No intention to sell or trade. We are also enjoying our 2016 Model X, also intend to hold for long term. Good luck.
by jdb
Sun Mar 14, 2021 6:40 pm
Forum: Personal Consumer Issues
Topic: Resubscribe to The Economist or switch to something else?
Replies: 32
Views: 2481

Re: Resubscribe to The Economist or switch to something else?

Agree as to The New Yorker. Someday I will win their cartoon contest. I used to subscribe to print edition of The Economist. But never got around to to reading it much. Switched to the Guardian Weekly Observer. Not slanted to finance but love their world coverage. Now my favorite magazine. Still get...
by jdb
Sat Mar 13, 2021 9:29 pm
Forum: Personal Finance (Not Investing)
Topic: Wife just crashed her car into mine. Tips on handling insurance?
Replies: 55
Views: 6815

Re: Wife just crashed her car into mine. Tips on handling insurance?

Good to know that I am not only guy whose wife damaged both our cars backing up in driveway. I reported to insurance company (State Farm), they got good laugh, paid claims and didn’t raise rates. But I told my wife she should get restricted drivers license allowing forward motion only. Good luck.
by jdb
Fri Mar 05, 2021 6:03 pm
Forum: Personal Investments
Topic: Where is your fixed income invested?
Replies: 88
Views: 8262

Re: Where is your fixed income invested?

Taxable: Vanguard tax exempt muni bond funds, long term, intermediate term and short term. And individual muni bond ladder.
Tax Deferred: Vanguard Total Bond, TIPS ladder, and Wellesley Income Fund.
Good luck.
by jdb
Fri Mar 05, 2021 3:01 pm
Forum: Personal Consumer Issues
Topic: How to make strong coffee equivalent to Starbucks for cheaper?
Replies: 125
Views: 9673

Re: How to make strong coffee equivalent to Starbucks for cheaper?

Another interesting coffee thread. I like simplicity. Melitta ground coffee, classic blend, with boiling water in a Melitta filter pour over coffee pot of course. Rounded one-third cup ground coffee for 4 cups coffee. I add teaspoon of real cinnamon (Ceylon) to ground coffee. Works for me. Good luck.
by jdb
Sun Feb 28, 2021 8:36 pm
Forum: Personal Finance (Not Investing)
Topic: When Credit Card Fraud Happens Stay on Top of It!
Replies: 52
Views: 4996

Re: When Credit Card Fraud Happens Stay on Top of It!

I have several cards and use them on rotating basis during year, typically for two months will primarily use one one card before switching to another. I used to experience credit card fraud every year often on more than one card. It was always a pain to resolve. But no fraud past three years. Every ...
by jdb
Thu Feb 25, 2021 9:45 am
Forum: Personal Consumer Issues
Topic: What are subscriptions that add the most value in 2020?
Replies: 101
Views: 10317

Re: What are subscriptions that add the most value in 2020?

The local newspaper (print or digital, your choice) is perennially of high value. If you want good coverage of local issues to be available, I'd say it's a necessary investment. In-depth coverage of the local news is not really available elsewhere. A lot of topics are only locally important, so the...
by jdb
Wed Feb 24, 2021 6:59 pm
Forum: Personal Consumer Issues
Topic: What are subscriptions that add the most value in 2020?
Replies: 101
Views: 10317

Re: What are subscriptions that add the most value in 2020?

But it’s now 2021. Anyway:
Amazon Prime
Cable with HBO and too many channels
Costco
The Atlantic
The New Yorker (someday I will win the cartoon contest)
NYT print home delivery
WSJ print home delivery
Washington Post digital only
Vanity Fair
And my favorite, The Guardian Weekly Observer
Good luck.
by jdb
Wed Feb 24, 2021 4:38 pm
Forum: Investing - Theory, News & General
Topic: Tesla stock price now tied to bitcoin price
Replies: 36
Views: 2989

Re: Tesla stock price now tied to bitcoin price

So exciting. I always wanted to invest/speculate in bitcoin but never figured out best way. Now with my TSLA holdings can combine investing/speculating in Tesla with investing/speculating in bitcoin. Good luck.
by jdb
Sun Feb 21, 2021 8:12 pm
Forum: Personal Consumer Issues
Topic: Feeding Birds:
Replies: 27
Views: 1802

Re: Feeding Birds:

Rodents and bird feeders go together like love and marriage. In my neighborhood add raccoons and possums and feral cats and skunks and peacocks and foxes. A menagerie. My advice, skip the bird feeders. Plant bird friendly shrubs and they always love bird baths, even if fresh water nearby. Good luck.
by jdb
Sat Feb 13, 2021 9:39 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 5075
Views: 1323726

Re: What Book Are You Currently Reading? Part VI

Essentials of Classic Italian Cooking by Marcella Hazan. It got a shout out from Washington Post cooking section last week, ordered from Amazon, enjoying very much. Almost ready to make fresh pasta again with my crank pasta machine that have not used in 20 years. Good luck.
by jdb
Thu Feb 11, 2021 6:07 pm
Forum: Personal Consumer Issues
Topic: What is your favorite non fiction book?
Replies: 142
Views: 8508

Re: What is your favorite non fiction book?

Neil Shehan - A Bright Shining Lie - John Paul Vann and America in Viet Nam. Shehan tells the history of the Viet Nam confrontation thru the life and death of one man. Very well written and a close examination of Viet Nam. Also made into a movie by the same name starring Bill Paxton. Very good. Yes...
by jdb
Wed Feb 10, 2021 5:38 pm
Forum: Personal Consumer Issues
Topic: Space X Starlink Internet
Replies: 118
Views: 8152

Re: Space X Starlink Internet

I sent in the $99 deposit to register, told latter part of 2021. We are on Comcast fiber for internet, I hate Comcast, service abysmal, would love to switch if it works. Good luck.
by jdb
Fri Feb 05, 2021 8:26 pm
Forum: Investing - Theory, News & General
Topic: Duration (8+) of Wellesley & Wellington Bonds - any concerns for 2021?
Replies: 51
Views: 3829

Re: Duration (8+) of Wellesley & Wellington Bonds - any concerns for 2021?

Your concerns about inflation and duration are valid. However you can’t expect one fund to cover all bases. I think Wellesley is a wonderful fund, it comprises 40 percent of my IRA. But another 30 percent is a TIPS ladder to cover inflation. And I intend to hold the Wellesley allocation for a longer...
by jdb
Thu Jan 28, 2021 4:47 pm
Forum: Investing - Theory, News & General
Topic: [GameStop GME trading mega-thread]
Replies: 4557
Views: 228885

Re: How is this even remotely close to legal

JoMoney wrote: Thu Jan 28, 2021 1:47 pm This just in... Robin Hood changes name to Prince John Brokerage

[/sarcasm]
I love this. Who knew that following the usually boring market and its shenanigans could be such a hoot. Good luck.
by jdb
Thu Jan 28, 2021 9:37 am
Forum: Investing - Theory, News & General
Topic: [GameStop GME trading mega-thread]
Replies: 4557
Views: 228885

Re: Is Game Stop, AMC etc affecting Bogleheads?

I have no sympathy for the short selling hedge funds being decimated. They use large amounts of leverage to short stocks and have made tremendous profits often at expense of shareholders of their target companies. So good lesson. Plus it provides market entertainment for the rest of us. Good luck.
by jdb
Mon Jan 25, 2021 8:21 pm
Forum: Personal Investments
Topic: Still buying Bonds?
Replies: 68
Views: 7030

Re: Still buying Bonds?

Yes of course. Just bought 10 year TIPS at auction last week for tax deferred account. And as my individual stock valuations increase (Tesla and Zoom almost don’t make sense) am buying lots more Vanguard Long Term Tax exempt in my taxable account. Good luck.
by jdb
Fri Jan 15, 2021 8:34 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 5075
Views: 1323726

Re: What Book Are You Currently Reading? Part VI

A Game of Thrones by George R.R. Martin. I might be the only person on earth who hasn't watched the Game of Thrones TV series. So I decided to do something about that. If a movie/series is based on a book, I like to read the book first. So it was off to the library. You are not the only one. There ...
by jdb
Sat Jan 09, 2021 10:13 pm
Forum: Personal Consumer Issues
Topic: WSJ print edition renewal time - any discounts?
Replies: 87
Views: 11794

Re: WSJ print edition renewal time - any discounts?

This is an old thread recently resurrected. As someone who enjoys good print journalism and avoids television and radio news I am dismayed at quality demise of American newspapers. But I keep daily home delivery full price subscriptions to print NYT and WSJ, it is worth it to me, read each cover to ...
by jdb
Tue Jan 05, 2021 6:06 pm
Forum: Personal Investments
Topic: Poor service at Vanguard making me re-think my decision
Replies: 153
Views: 15458

Re: Poor service at Vanguard making me re-think my decision

Just a suggestion. Those Vanguard customers unhappy with Vanguard for whatever reason just switch to another company and not kvetch on this site. Would save us long time Vanguard customers happy with products and service and their essentially not for profit organization, not to mention respect for J...
by jdb
Thu Dec 31, 2020 4:36 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 5075
Views: 1323726

Re: What Book Are You Currently Reading? Part VI

Braiding Sweetgrass by Robin Wall Kimmerer. The author is a Native American from Potowatomi tribe who is a professor of botany and ecology. This book is a series of essays and true life vignettes about the environment with emphasis on how it is viewed by Native Americans. I found some of stories won...
by jdb
Fri Dec 18, 2020 12:47 pm
Forum: Personal Investments
Topic: Time to buy Tesla?
Replies: 79
Views: 12034

Re: Time to buy Tesla?

Deleted
by jdb
Fri Dec 18, 2020 8:20 am
Forum: Personal Investments
Topic: Any BINO's(Boglehead in name only) buying Moderna?
Replies: 42
Views: 2205

Re: Any BINO's(Boglehead in name only) buying Moderna?

regularguy455 wrote: Fri Dec 18, 2020 8:09 am Did you just invent a new term?? I would guess there are a lot of BINOs on bogleheads :D
Thanks for my morning laugh. BINO, very cute. Good luck.
by jdb
Tue Dec 15, 2020 9:52 am
Forum: Personal Consumer Issues
Topic: How to watch all NFL games
Replies: 81
Views: 4977

Re: How to watch all NFL games

I don't watch sports. I am trying to figure this out for my teen. Is there a streaming TV service that shows ALL nfl games? With all due respect, your teen needs to get a life. I can’t imagine many worse things than trying to watch numerous NFL games. And I am a shareholder of Green Bay Packers, FW...
by jdb
Tue Dec 15, 2020 8:54 am
Forum: Personal Consumer Issues
Topic: Buying Salmon Online
Replies: 57
Views: 6841

Re: Buying Salmon Online

Sorry....not trying to hijack the thread.....but when there is salmon speak, it get's my attention. Does anyone want to share their favorite salmon recipe? Anyone else gotta favorite recipe to share? Poke Bowl with coconut rice for two people. I make from memory so my ingredients not exact. Sockeye...
by jdb
Mon Dec 14, 2020 7:16 pm
Forum: Personal Consumer Issues
Topic: Buying Salmon Online
Replies: 57
Views: 6841

Re: Buying Salmon Online

Sorry....not trying to hijack the thread.....but when there is salmon speak, it get's my attention. Does anyone want to share their favorite salmon recipe? Anyone else gotta favorite recipe to share? Poke Bowl with coconut rice for two people. I make from memory so my ingredients not exact. Sockeye...
by jdb
Mon Dec 14, 2020 5:48 pm
Forum: Personal Consumer Issues
Topic: Buying Salmon Online
Replies: 57
Views: 6841

Re: Buying Salmon Online

Sorry....not trying to hijack the thread.....but when there is salmon speak, it get's my attention. Does anyone want to share their favorite salmon recipe? Anyone else gotta favorite recipe to share? Poke Bowl with coconut rice for two people. I make from memory so my ingredients not exact. Sockeye...
by jdb
Mon Dec 14, 2020 4:56 pm
Forum: Personal Consumer Issues
Topic: How to watch all NFL games
Replies: 81
Views: 4977

Re: How to watch all NFL games

I don't watch sports. I am trying to figure this out for my teen. Is there a streaming TV service that shows ALL nfl games? With all due respect, your teen needs to get a life. I can’t imagine many worse things than trying to watch numerous NFL games. And I am a shareholder of Green Bay Packers, FW...
by jdb
Fri Dec 11, 2020 8:09 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard has issues with QCDs on 10/19/20, is a continuing issue
Replies: 52
Views: 4417

Re: Vanguard has issues with QCDs on 10/19/20, is a continuing issue

Progress Report: Two QCD checks arrived Saturday to replace two checks cancelled and manually redrawn by a Retirement group representative. Both are correctly drawn (payable to the charity, c/o me for delivery). Swell, I'll mail them out tomorrow. But I still hope someone on this thread can report ...
by jdb
Fri Dec 11, 2020 5:37 pm
Forum: Personal Consumer Issues
Topic: Buying Salmon Online
Replies: 57
Views: 6841

Any updates to the suggested list of sources for great salmon? https://aksalmonsisters.com/ The Salmon Sisters from Bristol Bay. We order packages of their frozen sockeye filets several times a year. Great for pan sauté, and our Poke Bowl with coconut rice better than we can get in restaurants. Hig...
by jdb
Fri Dec 11, 2020 5:09 pm
Forum: Personal Consumer Issues
Topic: Favorite Travel Experiences
Replies: 178
Views: 12939

Re: Favorite Travel Experiences

Paris between Christmas and New Years on a particularly cold and snowy week with our then teenage children. It snowed every day with cold winds. The reflections of the City of Light in the snowflakes. We felt like only Americans in city. Restaurants were more than welcoming and cafes and museums mos...
by jdb
Wed Dec 09, 2020 9:45 pm
Forum: Investing - Theory, News & General
Topic: Bond Fund Barbell v. Intermediate Bond Fund
Replies: 18
Views: 1815

Re: Bond Fund Barbell v. Intermediate Bond Fund

Where have you seen the term bond barbell? The only “barbell“ that have heard of and used is long term bonds and long term TIPS offsetting high volatile equities, typically small caps. A bond barbell as you suggest depending on allocations would be equivalent to intermediate duration bonds.
by jdb
Wed Dec 09, 2020 5:20 pm
Forum: Investing - Theory, News & General
Topic: If Bonds are so Terrible, Why are they up so much for the year?
Replies: 155
Views: 12444

Re: If Bonds are so Terrible, Why are they up so much for the year?

Brilliant post by nsiprius. It was a post much like that one by him that caused me to increase my bond holdings from 10 to 40% over the last several years. I needed to de-risk, and hopefully I get a much smoother ride over the next 25 years. Yes. The posts by nisiprius are one of main reasons I vis...
by jdb
Mon Dec 07, 2020 7:40 pm
Forum: Investing - Theory, News & General
Topic: Stock Market success
Replies: 112
Views: 15919

Re: Stock Market success

Deleted.
by jdb
Mon Dec 07, 2020 4:46 pm
Forum: Personal Consumer Issues
Topic: Fish Prep Ideas
Replies: 33
Views: 2022

Re: Fish Prep Ideas

Like investing, simple is best. Fish is easy to make. Buy a container of ground Sumac seasoning, I get at middle eastern market but grocery stores sell. Try to get one from Lebanon. Get big lemon. Squeeze lemon over fish filet, try to drown it. Then salt and pepper both sides and Sumac sprinkled bot...
by jdb
Sat Dec 05, 2020 6:41 pm
Forum: Investing - Theory, News & General
Topic: Patriot Gold commercial
Replies: 29
Views: 2577

Re: Patriot Gold commercial

If there's one immutable rule of investing, it's "don't take advice from TV commercials". Second immutable rule of investing - "Don't take advice from Dick Morris". I have never heard of Dick Morris. And have no interest in learning who he is. But a third immutable rule of inves...
by jdb
Sat Dec 05, 2020 3:21 pm
Forum: Investing - Theory, News & General
Topic: What Bonds to Use when Interest Rates are So Low?
Replies: 40
Views: 5158

Re: What Bonds to Use when Interest Rates are So Low?

I have a 50-50 allocation in taxable account. Have been steadily adding to my Vanguard Long Term Tax Exempts, now almost a third of my taxable fixed income. The more my equity allocation increases through price appreciation the more long term bonds I buy for rebalancing. Works for me. Good luck.
by jdb
Fri Dec 04, 2020 6:22 pm
Forum: Investing - Theory, News & General
Topic: I Should Listen to Grandma More - Possible Efficient Market Hypothesis Failure
Replies: 33
Views: 3280

Re: I Should Listen to Grandma More - Possible Efficient Market Hypothesis Failure

I like your grandma. And I don’t even know her. Invest in what she suggests. Should be fun. Good luck. PS- let us know what she suggests.
by jdb
Fri Dec 04, 2020 1:46 pm
Forum: Personal Investments
Topic: Short Tesla?
Replies: 93
Views: 6657

Re: For those wanting to short Tesla

https://apple.news/AE3_hkRu1Sxe-bajYbqtLsg

Interesting article apropos to discussion. Good luck shorts.
by jdb
Sun Nov 29, 2020 5:08 pm
Forum: Personal Investments
Topic: Time to buy Tesla?
Replies: 79
Views: 12034

Re: Time to buy Tesla?

everyone around me is talking about TSLA.. even some of my co-workers are buying due to FOMO, this is how you know it's a classic bubble. Ralph Nader made a good observation recently, TSLA's market cap now exceeds VW by a country mile which is truly stunning given that VW is the world's largest and...
by jdb
Fri Nov 27, 2020 5:18 pm
Forum: Personal Consumer Issues
Topic: Best xo cognac?
Replies: 19
Views: 1782

Re: Best xo cognac?

Kirkland Signature XO Cognac. Less than $60.
by jdb
Thu Nov 19, 2020 4:59 pm
Forum: Investing - Theory, News & General
Topic: [You are] forced to buy TSLA - and it may cost you 5% of your 401k
Replies: 100
Views: 11308

Re: Your forced to buy TSLA - and it may cost you 5% of your 401k

Each to his or her own. The Vanguard S&P 500 Fund is my primary index fund. I just bought more after finding out Tesla would finally be added to the index next month. About time in my opinion. Good luck.
by jdb
Sat Nov 14, 2020 2:28 pm
Forum: Personal Consumer Issues
Topic: Vanguard Movie
Replies: 5
Views: 700

Re: Vanguard Movie

Looking forward to watching the version in Mandarin with English subtitles 😐
by jdb
Thu Nov 12, 2020 5:15 pm
Forum: Personal Finance (Not Investing)
Topic: Should I Purchase My Neighbor's Home?
Replies: 106
Views: 10570

Re: Should I Purchase My Neighbor's Home?

Been there done that. Our neighbors old house immediately behind us, we bought and tore it down to prevent McMansion being built. Best real estate investment, other than our house, we have ever done. We live in South Florida, planted tropical fruit trees and trees and shrubs for birds, a butterfly g...
by jdb
Thu Nov 12, 2020 4:36 pm
Forum: Investing - Theory, News & General
Topic: Muni deep risk?
Replies: 43
Views: 3908

Re: Muni deep risk?

Munis are nearly half of my liquid assets. Vg Intermediate, High Yield, and Index. For a 30/70 AA with most assets in taxable, munis make a lot of sense, and I just have to accept the default risk. They’re less risky in my mind than corporates and MBS (and I actually like agency MBS). +1. If only I...
by jdb
Fri Oct 23, 2020 12:21 pm
Forum: Personal Consumer Issues
Topic: Squirrel Proofing a Bird Feeder
Replies: 107
Views: 3663

Re: Squirrel proof bird feeder

Am I the only one who gave up? Tried all kinds, either squirrels would get to it or had such a mess of seeds on ground that attracted rats, raccoons, possums, foxes and peacocks, not to mention crows and pigeons. It was a wildlife menagerie. Hawks liked the ground show. So now only have bird bath, b...