Search found 1071 matches

by whomever
Tue May 04, 2021 8:32 am
Forum: Personal Consumer Issues
Topic: Home Carbonation
Replies: 45
Views: 3823

Re: Home Carbonation

Here's a direct link to approximately what I have: https://www.northernbrewer.com/products/reconditioned-ball-lock-keg-system Then add a CO2 tank from the local homebrew or welding supply place. (on the different grades of gas, if you care, ask at the welding supply place. When I have asked, the ans...
by whomever
Fri Apr 30, 2021 3:37 pm
Forum: Personal Consumer Issues
Topic: Home Carbonation
Replies: 45
Views: 3823

Re: Home Carbonation

I had a 5 gal keg, regulator, and a 'scuba sized' CO2 tank gathering dust from my homebrewing days. Then I noticed how much we were spending on the 2L bottles of fizzy water. It has been a few decades, so I'm not up on current costs. The keg is maybe $100, the regulator and so on $50, and purchasing...
by whomever
Sat Apr 24, 2021 7:33 pm
Forum: Personal Consumer Issues
Topic: Is Mobil 1 extended performance full synthetic oil really good for 20k miles?
Replies: 74
Views: 5626

Re: Is Mobil 1 extended performance full synthetic oil really good for 20k miles?

Let's hypothesize that the engine has an MTBF of 300k miles with 7500 mile oil changes, but an MTBF of 200k miles with 20000 mile changes, and an oil change costs $40. If you get rid of the car at 200k miles anyway, you spend $200 on oil changes from 100k to 200k miles. If you do 7500 mile changes y...
by whomever
Sat Apr 24, 2021 5:52 pm
Forum: Personal Consumer Issues
Topic: Tool for precise 90 degree cut with utility knife blade?
Replies: 36
Views: 2680

Re: Tool for precise 90 degree cut with utility knife blade?

"I have never seen a guide for an oscillating tool (multi-tool), nor a saw blade for this type of tool." Dunno about the guide; all I have done is hold the blade against a straight board or whatever. But the blades are common: https://www.lowes.com/pd/DEWALT-3-Pack-Bi-Metal-Oscillating-Too...
by whomever
Fri Apr 23, 2021 8:39 pm
Forum: Personal Consumer Issues
Topic: Haven't used propane fireplace in long time--help
Replies: 6
Views: 696

Re: Haven't used propane fireplace in long time--help

I'd turn on the gas (I'm assuming there is a valve for it), and if I didn't smell any leaks, I'd light it. Maybe give the outdoor vent a look-see to make sure a bird didn't build a nest or whatever. FYI, ours are a sheet metal box that contains the fake logs, which is vented through the wall to outs...
by whomever
Fri Apr 23, 2021 5:07 pm
Forum: Personal Finance (Not Investing)
Topic: Crazy Situation - Acura Dealer Gave Me Car With Wrong VIN Number - Wants to Swap Cars?
Replies: 115
Views: 8687

Re: Crazy Situation - Acura Dealer Gave Me Car With Wrong VIN Number - Wants to Swap Cars?

"However, the insurance card should have the same (incorrect) VIN as the plates." Maybe, maybe not. This may vary by location or insurance company. As I recall the procedure in my state, with my insurance company, it goes something like this: Me, prior to purchase, calling ins co: 'Hi, I'...
by whomever
Fri Apr 23, 2021 5:04 pm
Forum: Personal Consumer Issues
Topic: Tool for precise 90 degree cut with utility knife blade?
Replies: 36
Views: 2680

Re: Tool for precise 90 degree cut with utility knife blade?

Get a block of wood (or whatever) that is square. Put a loose utility blade flat on one edge, at whatever angle you like, so that it sticks out the bottom by whatever depth of cut you like. clamp with a C-clamp. Maybe a couple of small screws along the back edge to enforce the angle?? Slide that bl...
by whomever
Fri Apr 23, 2021 4:56 pm
Forum: Personal Consumer Issues
Topic: Woodworking Tool Question
Replies: 14
Views: 1212

Re: Woodworking Tool Question

"One tool that does this is a drill press. Now if the object is too big- take a hardwood block, drill a slightly large hole with your drill press, and use that as a guide. A basic drill press will cost <$100." +1 If you have a lot to drill, take, say a piece of 3/4 MDF that's 6x6 inches an...
by whomever
Fri Apr 23, 2021 1:34 pm
Forum: Personal Finance (Not Investing)
Topic: Crazy Situation - Acura Dealer Gave Me Car With Wrong VIN Number - Wants to Swap Cars?
Replies: 115
Views: 8687

Re: Crazy Situation - Acura Dealer Gave Me Car With Wrong VIN Number - Wants to Swap Cars?

"However, the insurance card should have the same (incorrect) VIN as the plates." Maybe, maybe not. This may vary by location or insurance company. As I recall the procedure in my state, with my insurance company, it goes something like this: Me, prior to purchase, calling ins co: 'Hi, I'm...
by whomever
Thu Apr 22, 2021 8:08 am
Forum: Personal Finance (Not Investing)
Topic: IRS screws up refund / I Bond purchase
Replies: 7
Views: 794

Re: IRS screws up refund / I Bond purchase

FWIW, we're batting .500 on the paper Ibond thing - one time we got the bonds, the next time they just ignored the form and sent us a $5K refund. I went back and looked the 8888 or whatever it is form over with a magnifying glass and didn't see any errors. I just gave up on the idea. It seems to wor...
by whomever
Sun Apr 18, 2021 2:07 pm
Forum: Personal Consumer Issues
Topic: Tool for precise 90 degree cut with utility knife blade?
Replies: 36
Views: 2680

Re: Tool for precise 90 degree cut with utility knife blade?

Get a block of wood (or whatever) that is square. Put a loose utility blade flat on one edge, at whatever angle you like, so that it sticks out the bottom by whatever depth of cut you like. clamp with a C-clamp. Maybe a couple of small screws along the back edge to enforce the angle?? Slide that blo...
by whomever
Thu Apr 15, 2021 8:29 am
Forum: Personal Consumer Issues
Topic: DIY recessed lighting installation?
Replies: 51
Views: 2891

Re: DIY recessed lighting installation?

"From my limited experience, pros who have little agency in the final result other than a paycheck and the foregone conclusion of a wink and a nod from an inspector, can end up doing a worse job than an armature homeowner who cares. " That's certainly possible. We hired an electrician once...
by whomever
Tue Apr 13, 2021 8:50 am
Forum: Personal Consumer Issues
Topic: DIY recessed lighting installation?
Replies: 51
Views: 2891

Re: DIY recessed lighting installation?

" But maybe there are some special safety guidelines that only the pros know?" There is a whole code book of requirements :-) That said, residential wiring isn't rocket science, but you really do have to do it right or Bad Things happen. You might buy a basic residential wiring book and ha...
by whomever
Sat Apr 10, 2021 1:59 pm
Forum: Personal Consumer Issues
Topic: The $2000-$4000 Car :) This made me wealthy so jump on board
Replies: 282
Views: 21472

Re: The $2000-$4000 Car :) This made me wealthy so jump on board

"if I took care of all the details, the big things would often take of themselves" There is a lot of truth in that. I just ran the numbers - if you can save $300 a month on car costs (or anywhere else), and invest the $3600 once a year and get 3% real for 40 years, that's $279K. If you get...
by whomever
Wed Apr 07, 2021 9:43 am
Forum: Personal Consumer Issues
Topic: The $2000-$4000 Car :) This made me wealthy so jump on board
Replies: 282
Views: 21472

Re: The $2000-$4000 Car :) This made me wealthy so jump on board

"I think a person has to be willing to drive cars with some/bunches issues after 150,000 and especially over 200,000 miles. Clunks and clanks and suspension/shocks/struts that type of area really take a beating." FWIW, that hasn't been my experience. You do eventually accumulate minor cosm...
by whomever
Thu Apr 01, 2021 5:43 pm
Forum: Personal Investments
Topic: I Bond Sell Strategy
Replies: 89
Views: 8021

Re: I Bond Sell Strategy

If one is concerned about the looming tax bill for deferred income, wouldn't it be better to just declare the interest to date rather than cash them in prematurely? You would have the same tax payment as cashing the in, but you could keep collecting the sweet 4% return?????
by whomever
Thu Apr 01, 2021 2:26 pm
Forum: Personal Consumer Issues
Topic: Resole hiking boots?
Replies: 40
Views: 2180

Re: Resole hiking boots?

I've had leather mountaineering boots and Telemark boots resoled, and Red Wing construction type boots with great results. Those were all made with good leather, and the uppers can outlast a couple of soles at least. Lighter boots (e.g. Keen and similar ones) are great boots, but the uppers don't us...
by whomever
Mon Mar 29, 2021 11:34 am
Forum: Personal Consumer Issues
Topic: Why are Subarus so popular?
Replies: 114
Views: 6317

Re: Why are Subarus so popular?

"Not all Subarus have the same capability either. " Absolutely true, and a 20XX model year might not be the same as a 20YY, etc, etc, etc. As indicated, it's all about how the AWD handles the slip. For 4WD, at least the ones I'm familiar with, the front axles are locked together in 4WD, bu...
by whomever
Mon Mar 29, 2021 8:59 am
Forum: Personal Consumer Issues
Topic: Why are Subarus so popular?
Replies: 114
Views: 6317

Re: Why are Subarus so popular?

FWIW, not all AWD/4WD offers the same capability. Some years ago someone (one of the car mags??) built a test apparatus - a ramp with small sections of rollers. There was a separate roller section for each car wheel, and the sections could be independently locked or freewheeled, so you could arrange...
by whomever
Fri Mar 26, 2021 9:03 am
Forum: Investing - Theory, News & General
Topic: TIAA Traditional default risk - analogous to a corporate bond?
Replies: 23
Views: 1392

Re: TIAA Traditional default risk - analogous to a corporate bond?

"I'm not sure, but my understanding is that most state guarantee coverage is for a much lower amount than many of us have in Traditional." Oh, indeed, there are limits. I was responding to the OP's "and does not have state guaranty association coverage like other annuities.", spe...
by whomever
Fri Mar 26, 2021 5:13 am
Forum: Personal Consumer Issues
Topic: Laptop portable power bank
Replies: 20
Views: 1359

Re: Laptop portable power bank

"Any solar options for a power bank or battery charging for a Dell laptop?"

Sure, get a solar panel and any of the 'solar generators', e.g. a Jackery.

(they aren't really a generator, they are a battery bank packaged with a solar controller, an inverter, and so on).
by whomever
Fri Mar 26, 2021 5:10 am
Forum: Investing - Theory, News & General
Topic: TIAA Traditional default risk - analogous to a corporate bond?
Replies: 23
Views: 1392

Re: TIAA Traditional default risk - analogous to a corporate bond?

"My understanding is that TIAA Traditional is backed only by the claims paying ability of TIAA and does not have state guaranty association coverage like other annuities." Is that a state thing? I looked up the guaranty association for my state (WA) and they say "The guaranty associat...
by whomever
Wed Mar 24, 2021 5:47 pm
Forum: Personal Consumer Issues
Topic: Retention of Government Employee E-mails
Replies: 23
Views: 1796

Re: Retention of Government Employee E-mails

Two generic (i.e. not specific to fedgov) comments: 1)I worked for a state agency. Originally email was backed up like other files, and retained for years. But FOIA requests became so common we were going to have to hire a whole crew to process them. Instead we changed the email retention to 2 weeks...
by whomever
Wed Mar 24, 2021 5:51 am
Forum: Personal Consumer Issues
Topic: Electrical engineers & others - a question about sinewaves & voltage fluctuations
Replies: 6
Views: 941

Re: Electrical engineers & others - a question about sinewaves & voltage fluctuations

"Eons ago when I really did have an oscilloscope, even honest-to-gosh electric company power wasn't a pure sine wave. I believe there was even an economic incentive to cheat, because IIRC slightly squarish waveforms lose a little bit less in line losses " I'm an electrical idiot. How would...
by whomever
Mon Mar 22, 2021 1:57 pm
Forum: Personal Consumer Issues
Topic: 6,000-9,000w Portable Diesel Generator
Replies: 25
Views: 1624

Re: 6,000-9,000w Portable Diesel Generator

I'm no expert, but I was talking about diesel generators a while ago with someone who has one, and he said that they are awesome when run on fairly high loads, e.g. one properly sized to charge a battery bank, but that they don't like being for long periods run on low loads - something called 'wet s...
by whomever
Wed Mar 10, 2021 9:19 pm
Forum: Personal Finance (Not Investing)
Topic: Listing Realtor asking me to have mortgage lenders call her directly.
Replies: 85
Views: 6529

Re: Listing Realtor asking me to have mortgage lenders call her directly.

It must vary with time and place. We have bought two houses and two acreage properties, all cash deals, and everyone just took our word for it that we were serious buyers. We were willing to put up large deposits. IIRC one of the realtors asked us to put up a smaller deposit ... there was some requi...
by whomever
Wed Mar 10, 2021 7:10 pm
Forum: Investing - Theory, News & General
Topic: 1980s 14%+ Govt. Bonds?
Replies: 67
Views: 4012

Re: 1980s 14%+ Govt. Bonds?

My memories from 1980ish: -loans cost double digit interest rates. I didn't have any of those. -401ks and IRAs weren't real common. Starving students like me could only save money in savings accounts, paying 5.25% when inflation was double digits. I remember at the end of the year paying taxes on th...
by whomever
Wed Mar 10, 2021 9:10 am
Forum: Personal Consumer Issues
Topic: Solar Questions Problems to overcome
Replies: 37
Views: 3178

Re: Solar Questions Problems to overcome

" I would presume (and I can be very wrong) that a 4 KW system means in the ideal solar situation it would produce 4,000 watts. Is that right? If so, even at less than ideal conditions, it would produce 1,000 watts? If that is right, seems like that would still power some electronics for a sign...
by whomever
Tue Mar 09, 2021 3:01 pm
Forum: Personal Finance (Not Investing)
Topic: Borrowing a relative's car for two months
Replies: 49
Views: 3078

Re: Borrowing a relative's car for two months

1)You have to talk to your respective insurance companies and/or read the policies. Ours covers borrowed cars (whether we are the lender or borrower) in full 'for occasional use' or some language like that. But you need to know what your policies say. And, if someone has to be added as a driver temp...
by whomever
Tue Mar 09, 2021 8:07 am
Forum: Personal Investments
Topic: Would you hold 100% of fixed income allocation in TIAA traditional?
Replies: 14
Views: 1205

Re: Would you hold 100% of fixed income allocation in TIAA traditional?

Depending on the numbers, I would. Suppose FDIC insured CD's are paying 5% and US Govt bonds are paying 1% ... should you hold some of those bonds for diversification purposes[1]? I wouldn't - they have the same credit worthiness, but different yields, and for fixed income those are the two things t...
by whomever
Tue Mar 09, 2021 6:13 am
Forum: Personal Consumer Issues
Topic: Using OBD2 scanner to evaluate used car buying
Replies: 102
Views: 4790

Re: Using OBD2 scanner to evaluate used car buying

I must be the only guy who shows up with a ratchet and compression gauge :-)

(no one has objected ... and I've had buyers do the same, and I never objected)
by whomever
Sun Feb 28, 2021 9:19 pm
Forum: Personal Finance (Not Investing)
Topic: Putting more than 20% down on a home?
Replies: 38
Views: 3719

Re: Putting more than 20% down on a home?

It's even OK to put down 100% on a house! This isn't a 'one right answer' problem. You can make a compelling case for stretching the mortgage as much as possible and investing the money, and you can make a compelling case for paying off as soon as possible, up to buying for cash. Which is best depen...
by whomever
Sat Feb 27, 2021 5:46 pm
Forum: Personal Consumer Issues
Topic: Power tool storage in non-conditioned, detached garage
Replies: 21
Views: 1919

Re: Power tool storage in non-conditioned, detached garage

What's the local climate? 2 miles from salt water, Arizona, Louisiana? For things like the ground cast iron top of a table saw, get some old fashioned Johnson's Paste Wax. If you aren't going to be using it for a while, rub some on with a rag, let it set up for a few minutes, and buff it off with an...
by whomever
Fri Feb 26, 2021 8:40 am
Forum: Personal Investments
Topic: TIAA's New CEO
Replies: 13
Views: 1268

Re: TIAA's New CEO

I have a, for us, substantial amount in TIAA Trad, and my intention has been to annuitize it. If I am buying a vanilla SPIA from New York Life or whoever, I only care about the rates and the company's rating. But TIAA is a little different ... the 'additional amounts' matter. With them, TIAA is a go...
by whomever
Thu Feb 25, 2021 12:33 pm
Forum: Personal Consumer Issues
Topic: I want to fix an old pot using something safe for cooking
Replies: 27
Views: 1542

Re: I want to fix an old pot using something safe for cooking

I would drill the hole through the pot side, then tig weld over the holes with stainless filler to reattach the handle, then grind the inside smooth to hide the welds.

If you hire it done I expect it will cost more than a replacement, so it would only make sense for sentimental reasons.
by whomever
Thu Feb 25, 2021 12:27 pm
Forum: Personal Consumer Issues
Topic: Cost to build a southern home like you are in Minnesota with pipe protection for freezes
Replies: 95
Views: 6783

Re: Cost to build a southern home like you are in Minnesota with pipe protection for freezes

"If electric supply is down, would the gas stove keep the house warm enough to prevent pipes freezing?" That's a complicated question. How big is the house? How well insulated? How cold is it outside? How many BTU's does the stove produce relative to a furnace? I'd guess a lot less. It is ...
by whomever
Wed Feb 24, 2021 12:51 pm
Forum: Personal Consumer Issues
Topic: A primer on backup battery systems for power outages
Replies: 195
Views: 13322

Re: A primer on backup battery systems for power outages

In the interest of science, I plugged the freezer mentioned above into our Jackery 240, which has an inverter rated at 200 watts continuous, 400 surge - it was a no-go. When the compressor tried to start the Jackery didn't complain, but the freezer would give its 'I have been powered on' beep and th...
by whomever
Tue Feb 23, 2021 10:11 pm
Forum: Personal Consumer Issues
Topic: A primer on backup battery systems for power outages
Replies: 195
Views: 13322

Re: A primer on backup battery systems for power outages

As a followup, this illustrates why the question 'what's the most economical way to I keep my fridge/furnace running during a few day's outage' usually comes around to 'with a generator'. For five or six hundred bucks you can get a 2000ish watt inverter generator and a 5 gallon can of gas that will ...
by whomever
Tue Feb 23, 2021 9:34 pm
Forum: Personal Consumer Issues
Topic: A primer on backup battery systems for power outages
Replies: 195
Views: 13322

Re: A primer on backup battery systems for power outages

"For my kitchen refrigerator, I can only find the Energy Star label, but not any other documentation of peak/average wattage. Is there a good way to test this? I've looked at the Kill A Watt ( https://www.amazon.com/P3-P4400-Electri ... 9MDBU?th=1 ), but it seems this will only tell me the curr...
by whomever
Tue Feb 23, 2021 2:14 pm
Forum: Personal Consumer Issues
Topic: A primer on backup battery systems for power outages
Replies: 195
Views: 13322

Re: A primer on backup battery systems for power outages

One word of caution - if you're trying to milk your battery for all it's worth in an outage, some of the small inverters are pretty inefficient. I have a 150 watt one with a no-load draw of 15 watts. That compares poorly with a couple of 1000W inverters that draw 5-7 no-load watts.
by whomever
Mon Feb 22, 2021 8:41 pm
Forum: Personal Consumer Issues
Topic: A primer on backup battery systems for power outages
Replies: 195
Views: 13322

Re: A primer on backup battery systems for power outages

A thought for people concerned about carbon monoxide: we got one of the very first monoxide alarms, which was the size of a brick. It had a meter that read from 0 PPM on up. It alarmed at 50PPM, which I think is the OSHA 8 hour exposure label. It was fascinating to watch, i.e. you could plug it in t...
by whomever
Sun Feb 21, 2021 5:32 pm
Forum: Personal Consumer Issues
Topic: Cost to build a southern home like you are in Minnesota with pipe protection for freezes
Replies: 95
Views: 6783

Re: Cost to build a southern home like you are in Minnesota with pipe protection for freezes

" I know may people who would pay very good money for a room that stays at 50* in July and August down south." If you have a basement, consider insulating the floor joists so the hot upper floor doesn't heat the basement. Unless you're circulating air with the AC, in which case nevermind. ...
by whomever
Sun Feb 21, 2021 2:33 pm
Forum: Personal Consumer Issues
Topic: Cost to build a southern home like you are in Minnesota with pipe protection for freezes
Replies: 95
Views: 6783

Re: Cost to build a southern home like you are in Minnesota with pipe protection for freezes

Count me in the 'not much extra' crowd. All you have to do is: 1)Bury the supply line deep enough it won't freeze 2)Have a way to cut off outdoor hose bibs (a valve of freeze-proof bibs) 3)Avoid supply lines in exterior walls. If you're going to the second story, go through an interior wall. If you ...
by whomever
Sat Feb 20, 2021 6:01 pm
Forum: Personal Consumer Issues
Topic: Typical Lifespan of Generac Propane-Powered, Standby Generator
Replies: 46
Views: 3400

Re: Typical Lifespan of Generac Propane-Powered, Standby Generator

Just for context, if you drive a car at 60mph for 3000 hours, that's 180000 miles. That's not to say that cars and stationary engines are designed the same, or that you can't design a stationary engine to have a 3000 hour design life (if, for example, it was intended to only be used sporadically in ...
by whomever
Fri Feb 19, 2021 11:15 pm
Forum: Personal Consumer Issues
Topic: [Generators]/ supplemental power generation
Replies: 162
Views: 8742

Re: [Generators]/ supplemental power generation

"My lot is a max of 6’ around my house exterior. Rowhimes 4’ away in one side." Honda specs the EU2200 as "48 to 57 dBA": https://powerequipment.honda.com/generators/models/EU2200i At the high end, that's about as loud as a typical fridge, and lower than normal conversation: http...
by whomever
Fri Feb 19, 2021 8:57 pm
Forum: Personal Consumer Issues
Topic: Any Boglehead Lessons From the Texas Winter Storm?
Replies: 226
Views: 18610

Re: Any Boglehead Lessons From the Texas Winter Storm?

" Get them out of their wet clothes, insulate them, blow warm air over their bodies, and get them in direct contact with heat sources that will not burn them (warm water bottles in armpits, around neck, groin etc)." Not something a medical professional wants to do to random street people i...
by whomever
Fri Feb 19, 2021 6:29 pm
Forum: Personal Consumer Issues
Topic: Any Boglehead Lessons From the Texas Winter Storm?
Replies: 226
Views: 18610

Re: Any Boglehead Lessons From the Texas Winter Storm?

"Only real way to ensure you have HVAC in an outage is to have a pretty beefy generator." Our natural gas furnace blower draws around 700 watts, well within the capabilities of small generators. Of course, that depends on the gas staying on. Heat pumps likely draw more, as of course resist...
by whomever
Fri Feb 19, 2021 12:07 pm
Forum: Personal Consumer Issues
Topic: [Generators]/ supplemental power generation
Replies: 162
Views: 8742

Re: [Generators]/ supplemental power generation

"Until your neighbor tries to draw enough current on that 100'-200' small gauge extension cord to melt the snow between homes." Sure, not a good application for small cords. But a 700 watt, say, furnace motor is drawing 5.8 amps so you can run a 12 gauge extension cord out to 150 feet, if ...
by whomever
Fri Feb 19, 2021 11:06 am
Forum: Personal Consumer Issues
Topic: [Generators]/ supplemental power generation
Replies: 162
Views: 8742

Re: [Generators]/ supplemental power generation

"I'm sure most, if not all whole house units have external outlets that can be used to run an extension cord to your neighbor if you wish"

Good point! Our nearest neighbors are a few hundred feet away, so not in extension cord range, but that would work in suburbia.
by whomever
Fri Feb 19, 2021 10:07 am
Forum: Personal Consumer Issues
Topic: [Generators]/ supplemental power generation
Replies: 162
Views: 8742

Re: [Generators]/ supplemental power generation

"With a portable generator, you have to make sure that you have a good plan in place for exercising and storing it. Exercising it from time to time won't get rid of all the gas in it, and for infrequently used ones, you should plan on completely draining it (not just the tank, but the entire po...