Search found 8174 matches

by inbox788
Wed Apr 28, 2021 4:32 pm
Forum: Personal Consumer Issues
Topic: looking to buy a new car, can I time the car market
Replies: 34
Views: 3032

Re: looking to buy a new car, can I time the car market

2012 Toyota with 90,000 miles. KBB value is around $12,500. Carvana offered $15,000, no taxes. Thanks for sharing! You got a very good deal there! Before the pandemic, it’s crazy to think we can sell a 10 year old Toyota with 90,000 miles for $15,000 net. I bought my 3 year used car with 25k miles ...
by inbox788
Wed Apr 28, 2021 3:59 pm
Forum: Investing - Theory, News & General
Topic: Will ex-US ever revert to good performance? Or is it just a high-risk, low-reward investment?
Replies: 747
Views: 40660

Re: Will ex-US ever revert to good performance? Or is it just a high-risk, low-reward investment?

AstraZeneca and moderna are nasdaq. My portfolio is mostly tsm and a large minority in nasdaq and a small portion total bonds. I have zero dollars in ex-us mutual funds. I think that was the point of the thread. Are you ok with only nyse and nasdaq or do you need ftse, China, etc? I may have misund...
by inbox788
Wed Apr 28, 2021 2:35 pm
Forum: Investing - Theory, News & General
Topic: Will ex-US ever revert to good performance? Or is it just a high-risk, low-reward investment?
Replies: 747
Views: 40660

Re: Will ex-US ever revert to good performance? Or is it just a high-risk, low-reward investment?

It’s astonishing that 500 million inhabitants strong EU could only generate one vaccine, which is not very good vs three American ones. It’s a bit of a stretch to consider the Pfizer vaccine solely US-based. Their partner was a German company. FWIW, the Johnson & Johnson/Janssen Vaccine has Eur...
by inbox788
Wed Apr 28, 2021 12:40 pm
Forum: Personal Consumer Issues
Topic: Maybe bought a new car that was sold before
Replies: 28
Views: 2666

Re: Maybe bought a new car that was sold before

adamthesmythe wrote: Tue Apr 27, 2021 8:13 pm About the only innocent explanation would be a car traded from another dealership.
Maybe during one of the 150 1 mile test drives, someone tried out the bluetooth?

GPS history? Route to last destinations?
by inbox788
Wed Apr 28, 2021 12:15 pm
Forum: Personal Consumer Issues
Topic: I'm having analysis paralysis on a new car. I am looking for common reliable cars, but each one has potential issues
Replies: 113
Views: 10295

Re: I'm having analysis paralysis on a new car. I am looking for common reliable cars, but each one has potential issues

I wouldn’t worry too much about reliability if you’re buying an ICE car. 1. ICE cars have all become very reliable. 2. ICE technology is a dead end and will be obsolete soon by BEV. So even if you have a reliable ICE car, by the time you’re ready to sell I think the market for them will be pretty d...
by inbox788
Wed Apr 28, 2021 11:38 am
Forum: Personal Finance (Not Investing)
Topic: trapped in EJ by whole life insurance policy
Replies: 42
Views: 4159

Re: trapped in EJ by whole life insurance policy

Vanguard can't pull part of my holdings from EJ without the rest of it--I would have to get out of the policy bought through EJ first, was my understanding. I don't understand. Edward Jones is not an insurance company. It's only an agent. The policy is between you and the insurance company (which o...
by inbox788
Wed Apr 28, 2021 10:41 am
Forum: Personal Consumer Issues
Topic: When to change automatic transmission fluid
Replies: 62
Views: 4427

Re: When to change automatic transmission fluid

"Lifetime"... September 05, 1994 01:00 AM - GM EXPANDS USE OF 'LIFETIME' TRANSMISSION FLUID Am I the only one reading between the lines? "Dextron II might not last 100k miles , but Dextron III will certainly be good for more than 100k and that’s more than the lifetime of our vehicles...
by inbox788
Wed Apr 28, 2021 12:02 am
Forum: Personal Finance (Not Investing)
Topic: trapped in EJ by whole life insurance policy
Replies: 42
Views: 4159

Re: trapped in EJ by whole life insurance policy

Do not transfer or buy anything at EJ! If you just do an exchange, do it into a Vanguard or similar account. Not sure if Vanguard is still available. https://www.bogleheads.org/forum/viewtopic.php?t=229209 But first figure out if you gave a gain or loss and how much. It might be simpler to pay some ...
by inbox788
Tue Apr 27, 2021 11:50 pm
Forum: Personal Consumer Issues
Topic: looking to buy a new car, can I time the car market
Replies: 34
Views: 3032

Re: looking to buy a new car, can I time the car market

There are no “free depreciation years” to an old car. You’re accruing maintenance expense whether you acknowledge it or not, and your remaining residual asset value continues to decline (even if it’s slow it’s still declining). It’s not free, but it’s already paid up in advance, so requires no cash...
by inbox788
Tue Apr 27, 2021 11:47 pm
Forum: Personal Consumer Issues
Topic: looking to buy a new car, can I time the car market
Replies: 34
Views: 3032

Re: looking to buy a new car, can I time the car market

I'm looking to sell my 12 year old car and purchase a new car. With the inventory right now it seems like a fantastic time to sell and a horrible time to buy. Carmax is overring a great price on my old car. I'm considering selling my car and getting by as a one car family for the next ~6 months whe...
by inbox788
Tue Apr 27, 2021 11:32 pm
Forum: Personal Consumer Issues
Topic: When to change automatic transmission fluid
Replies: 62
Views: 4427

Re: When to change automatic transmission fluid

"Lifetime"... September 05, 1994 01:00 AM - GM EXPANDS USE OF 'LIFETIME' TRANSMISSION FLUID Am I the only one reading between the lines? "Dextron II might not last 100k miles , but Dextron III will certainly be good for more than 100k and that’s more than the lifetime of our vehicles...
by inbox788
Tue Apr 27, 2021 2:17 pm
Forum: Personal Consumer Issues
Topic: When to change automatic transmission fluid
Replies: 62
Views: 4427

Re: When to change automatic transmission fluid

Hence, I feel that it is safer to go with the manufacturers' lifetime fluid recommendations than to try to get the dealers to service something that is very easy for them to screw up. Neither! I don't trust the manufacturer or the dealer on this matter, but between the two, clearly the dealer is ne...
by inbox788
Tue Apr 27, 2021 1:52 pm
Forum: Personal Consumer Issues
Topic: When to change automatic transmission fluid
Replies: 62
Views: 4427

Re: When to change automatic transmission fluid

My Honda service advisor told me my '19 Accord with 26,000 miles was due for a transmission fluid change. Uh, no it's not. Check your manual. Do you tow? Have the tow package or installed a hitch? Some people believe you can never be too careful or have too many safety devices in a car or do enough...
by inbox788
Tue Apr 27, 2021 12:41 pm
Forum: Personal Consumer Issues
Topic: 10+ year old used cars?
Replies: 77
Views: 6469

Re: 10+ year old used cars?

Well yes… but Kagord explicitly stated that 6-year old Hondas, Toyotas, Lexus and Acuras can be had for 65%-75% off original MSRP. I wanted some elaboration on models, mileage, and whether this was private party, wholesale auction, or dealer. I'm familiar with out-of-warranty German cars ;) Yeah, w...
by inbox788
Tue Apr 27, 2021 6:02 am
Forum: Personal Consumer Issues
Topic: 2011 Subaru w/ Low Miles -- Would you Buy?
Replies: 26
Views: 2139

Re: 2011 Subaru w/ Low Miles -- Would you Buy?

How often were the tires rotated? Transmission fluid ever changed? Some believe AWD transmissions can get damaged by uneven tire wear. You will want to be vigilant about these things more than usual. How many times were the headlights changed already? Drive less at night? Note that brighter headligh...
by inbox788
Mon Apr 26, 2021 11:42 pm
Forum: Personal Consumer Issues
Topic: Buying a new laptop
Replies: 99
Views: 7872

Re: Buying a new laptop

I'm waiting for the 16" pro model. The others are nice but a little too small, 16" is just right. (And my 2013 MBPro still runs fine... would be non-BH move to upgrade simply to have the latest model, looking for a valid excuse.) I'm hoping for an M1X or M2, 12 or 16 core (8 or 12 perform...
by inbox788
Mon Apr 26, 2021 8:05 pm
Forum: Personal Consumer Issues
Topic: Under $10k electric car for HS student?
Replies: 40
Views: 3201

Re: Under $10k electric car for HS student?

Well, you narrowed it down, Leaf or i3 in that range. Another consideration, though not fully electric is a Chevy Volt - won't need to worry about her running out of juice somewhere and being stranded. No hybrids for me (Volt, Prius, etc.). They might be reliable, but with minimal local driving, th...
by inbox788
Mon Apr 26, 2021 7:09 pm
Forum: Personal Consumer Issues
Topic: Buying a new laptop
Replies: 99
Views: 7872

Re: Buying a new laptop

Same here. I'm looking forward to the 16" M1 MBPro: - New M1 chip with great performance and excellent power consumption - Remove the light bar - Keep the "old" keyboard that was recently introduced M1 Macbook Air are on sale for $900 at Costco if you're in the market. And it's a &qu...
by inbox788
Mon Apr 26, 2021 7:02 pm
Forum: Personal Consumer Issues
Topic: 10+ year old used cars?
Replies: 77
Views: 6469

Re: 10+ year old used cars?

What would be low residual cars that meets the criteria above or am I being way too unrealistic about mileage? Just a random list, but these are probably not the most reliable cars. https://www.autoblog.com/photos/photos-cars-that-depreciate-fastest/list/ An edmunds site says the 2.0T Premium Plus ...
by inbox788
Mon Apr 26, 2021 6:34 pm
Forum: Personal Consumer Issues
Topic: 10+ year old used cars?
Replies: 77
Views: 6469

Re: 10+ year old used cars?

5-10 years seems to be a good sweet spot for me. My sweet spot is buying reliable ( (Fire/Flame retardant suit is on) Honda/Acura/Toyota/Lexus) used cars through twolease cycles (IE 6 years) at 65-75% off original MSRP, and I only look at if all service is documented and done per manufacturer recom...
by inbox788
Mon Apr 26, 2021 5:23 pm
Forum: Personal Consumer Issues
Topic: When to change automatic transmission fluid
Replies: 62
Views: 4427

Re: When to change automatic tramission fluid

I always judge by the fluid color and smell. Most manufacturers have been telling people for decades to stop doing that. A number of them have put out TSB's showing the fact that most fluids darken after about 2K miles and that this change in color does not affect their lubricating properties. Inci...
by inbox788
Mon Apr 26, 2021 1:58 pm
Forum: Personal Consumer Issues
Topic: Is Mobil 1 extended performance full synthetic oil really good for 20k miles?
Replies: 74
Views: 5699

Re: Is Mobil 1 extended performance full synthetic oil really good for 20k miles?

I'm not really sure what the motivation is to make some of them so difficult to simply change the fluid. It wasn't that long ago it was just a drain plug and you put in the same amount that came out. Here's the training procedure for certain Toyota models, the likelihood of someone screwing this up...
by inbox788
Sun Apr 25, 2021 8:03 pm
Forum: Personal Finance (Not Investing)
Topic: Data point from a 20 year early retiree (parents)
Replies: 56
Views: 6768

Re: Data point from a 20 year early retiree (parents)

Edit: it looks like he's lost considerable money. 33 years - 20 = 13, assuming no inflation/gains. With a pension and SS thrown in, you'd assume he'd be ahead of 17x, even with no inflation/gains. Is he overspending? I think he made some money, just not enough. Consider 25X expenses, no inflation a...
by inbox788
Sun Apr 25, 2021 6:41 pm
Forum: Personal Consumer Issues
Topic: Is Mobil 1 extended performance full synthetic oil really good for 20k miles?
Replies: 74
Views: 5699

Re: Is Mobil 1 extended performance full synthetic oil really good for 20k miles?

Are there any oil filters rated to 20,000 miles? I buy extended life filters because Toyota says to change oil every 10,000 miles. I've tried the Fram Ultra Synthetic and it's a solid filter, but I only put about 10k miles over 2 years on it. For typical engines, I would have no problems using them...
by inbox788
Sun Apr 25, 2021 6:13 pm
Forum: Personal Consumer Issues
Topic: Apple watch for 10 year old?
Replies: 62
Views: 3623

Re: Apple watch for 10 year old?

You could, but it's a bit costly at the moment. Are you more interested in it as a watch, a phone, a tracker or other apps? The Mickey Watch Face is good for all ages, but for a 10 year old, this Mickey watch https://www.walmart.com/ip/Men-s-MCK619-Silver-Polyurethane-Quartz-Watch/51554288 might be ...
by inbox788
Sun Apr 25, 2021 5:41 pm
Forum: Personal Consumer Issues
Topic: When to change automatic transmission fluid
Replies: 62
Views: 4427

Re: When to change automatic tramission fluid

Paying for the luxury of my car automatically changing gears seemed very non-boglehead. Somewhere in my past, the concept of Boglehead shifted from an investment philosophy to eating pine bark and road pizza. I missed the transition. Yeah that part was a joke :) . Manuals are just more fun to drive...
by inbox788
Sun Apr 25, 2021 2:16 pm
Forum: Personal Consumer Issues
Topic: iPhone SE or XR?
Replies: 17
Views: 1732

Re: iPhone SE or XR?

Without seeing the corporate documents, I'd say it was Verizon owned and operated. It was a large store carrying exclusively Verizon products. Not a BestBuy or mall kiosk. The confusion on pricing and promotions was pervasive. It varied from employee to employee, and even the store manager seemed u...
by inbox788
Sat Apr 24, 2021 11:50 pm
Forum: Personal Consumer Issues
Topic: Costco Questions
Replies: 44
Views: 5017

Re: Costco Questions

I am not a fan of Costco. Some problems I have with them: They deliberately make it hard to shop there. None of the aisles are marked with the items in them and they keep moving stuff around. They have a much smaller selection than a typical grocery or department store. So if you want stuff like no...
by inbox788
Sat Apr 24, 2021 10:32 pm
Forum: Personal Consumer Issues
Topic: Audi Q3 with 1000 miles negotiation
Replies: 9
Views: 1044

Re: Audi Q3 with 1000 miles negotiation

Thank you for your responses. Sorry to not have explicitly mention that $500 off is separate from the negotiation on the price of a similarly equipped car in a different color. So, $500 is on top of the negotiated price if I were to buy a different color and same trim and add-ons. Good point. I wil...
by inbox788
Sat Apr 24, 2021 8:56 pm
Forum: Personal Investments
Topic: Prepay student loans OR megabackdoor Roth? (26 y/o in Biglaw; 190k salary; 180k debt)
Replies: 98
Views: 7310

Re: Prepay student loans OR megabackdoor Roth? (26 y/o in Biglaw; 190k salary; 180k debt)

Is the obvious answer to invest in the market? It feels silly to prepay a 3% loan. I could likely beat that even in a taxable account, but can *extra* beat it with all gains growing tax-free in a Roth IRA forever, especially if I contribute so young. ... Would love to hear the group's thoughts. It ...
by inbox788
Sat Apr 24, 2021 6:30 pm
Forum: Personal Consumer Issues
Topic: iPhone SE or XR?
Replies: 17
Views: 1732

Re: iPhone SE or XR?

I feel like that was a good value, but the lack of transparency and "used car lot"/mattress sale experience of the deal was frustrating. This should have been an easy deal to do online or from the verizon app. But, I spent 90 minutes in the store haggling. Even then, I walked out with a r...
by inbox788
Sat Apr 24, 2021 4:25 pm
Forum: Personal Consumer Issues
Topic: Music player while exercising
Replies: 42
Views: 3674

Re: Music player while exercising

+1 wireless bluetooth. I've got to dig up and dust off my Sansa Clip and try to sell it on eBay. Used prices are more than what I bought mine new (and more than what is listed in the WDC Sandisk store). I didn't think they made anymore, but record players are back, too. https://shop.westerndigital.c...
by inbox788
Sat Apr 24, 2021 4:16 pm
Forum: Personal Investments
Topic: Where do you store your cash part of retirement?
Replies: 24
Views: 4111

Re: Where do you store your cash part of retirement?

Remember...I am only referring to the non interest bearing "cash" part of your portfolio. What do you use "non interest bearing cash" for? I think of a checking account, but even some of them pay a little interest (tiny bit these days). I used to have a minimum threshold of cash...
by inbox788
Sat Apr 24, 2021 4:03 pm
Forum: Personal Consumer Issues
Topic: iPhone SE or XR?
Replies: 17
Views: 1732

Re: iPhone SE or XR?

I'm paralyzed by the phone upgrade decision, so I plod along with what I have. Biggest differences for me would be overall size (SE), screen size (XR), and Touch ID vs Face ID. I'm used to Touch ID for now. Going from 7 to SE is the same thing, but (much) faster. The XR is bigger change, and althoug...
by inbox788
Sat Apr 24, 2021 3:28 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 1221
Views: 209238

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

We have a 2007 Honda CRV EXL with 150K miles on it and it’s still going strong. For Christmas, I changed out the stereo head unit with a new one that supports Apple CarPlay. It makes the case a lot more enjoyable to drive. My daughter will be graduating from college next year so I’m planning to giv...
by inbox788
Sat Apr 24, 2021 2:57 am
Forum: Personal Consumer Issues
Topic: I'm having analysis paralysis on a new car. I am looking for common reliable cars, but each one has potential issues
Replies: 113
Views: 10295

Re: I'm having analysis paralysis on a new car. I am looking for common reliable cars, but each one has potential issues

JoeRetire wrote: Thu Apr 22, 2021 3:15 pm
Kittens wrote: Thu Apr 22, 2021 12:23 pm am I overblowing this and should just pick a car?
Yes.
I know I would have a warranty but am having a lot of anxiety over this because it seems I can't find any car that does not have lots of potential issues.
Everything has potential issues.
+1

"Perfect is the enemy of good"
by inbox788
Sat Apr 24, 2021 2:48 am
Forum: Personal Consumer Issues
Topic: Tool for precise 90 degree cut with utility knife blade?
Replies: 36
Views: 2735

Re: Tool for precise 90 degree cut with utility knife blade?

I couldn't figure out what type of mats, but all I found that seemed to fit were rubber exercise mats (stall? mats). If that's so, the videos that seemed pretty easy were all utility knife and straight edge or 2x4. Saw some power tool fails. https://www.youtube.com/watch?v=t8qrNOs_58E https://www.yo...
by inbox788
Fri Apr 23, 2021 2:03 pm
Forum: Investing - Theory, News & General
Topic: Don't fuss about 529 accounts. Have your child skip the first two years of college instead!
Replies: 215
Views: 16966

Re: Don't fuss about 529 accounts. Have your child skip the first two years of college instead!

A college professor here. While this is not always the case, you FREQUENTLY get what you pay for (there are definite exceptions to this). As with other goods and services, price and quality can vary. Plus, as far as education, other people pay too. Individually, same school, but one pays full tuiti...
by inbox788
Fri Apr 23, 2021 12:55 pm
Forum: Investing - Theory, News & General
Topic: Don't fuss about 529 accounts. Have your child skip the first two years of college instead!
Replies: 215
Views: 16966

Re: Don't fuss about 529 accounts. Have your child skip the first two years of college instead!

Most kids fall into one of scenarios below 1. Get a scholarship based on GPA 2. Get financial aid thanks to parents low income 3. Go to a state school like university of Florida, university of Texas for $20k a year 4. Take 2 years of community college for $1-2k per year and then switch to a state s...
by inbox788
Fri Apr 23, 2021 11:49 am
Forum: Personal Finance (Not Investing)
Topic: Crazy Situation - Acura Dealer Gave Me Car With Wrong VIN Number - Wants to Swap Cars?
Replies: 115
Views: 8863

Re: Crazy Situation - Acura Dealer Gave Me Car With Wrong VIN Number - Wants to Swap Cars?

This might be the form as part of the process of changing the VIN in the system. It seems this might also be needed if a TYPO was made entering the VIN. Yikes! I hope not, but if so, the guy entering the VIN better double and triple check. A Verification of Vehicle (REG 31) form. https://www.dmv.ca....
by inbox788
Fri Apr 23, 2021 11:26 am
Forum: Personal Finance (Not Investing)
Topic: Crazy Situation - Acura Dealer Gave Me Car With Wrong VIN Number - Wants to Swap Cars?
Replies: 115
Views: 8863

Re: Crazy Situation - Acura Dealer Gave Me Car With Wrong VIN Number - Wants to Swap Cars?

So... forgive my ignorance as a city slicker who doesn't own a car, but if these are otherwise identical vehicles (and therefore thus value for the books), why is it easier to swap cars than it is to update an entry in a database? Here is my guess. The car the dealer currently possesses has already...
by inbox788
Fri Apr 23, 2021 11:12 am
Forum: Investing - Theory, News & General
Topic: WisdomTree 90/60 U.S. Balanced Fund [NTSX]
Replies: 526
Views: 72924

Re: WisdomTree 90/60 U.S. Balanced Fund [NTSX]

I don't think you can use some math formula to predict what this fund will do. Right now, the 500 index is up 0.69%, NTSX is up 0.5%. Not predict, but you can project how it will perform relative to a benchmark or what the fund is designed to do and calculate the tracking error. https://www.google....
by inbox788
Fri Apr 23, 2021 10:56 am
Forum: Personal Consumer Issues
Topic: Contact Lenses Online?
Replies: 33
Views: 2074

Re: Contact Lenses Online?

Costco also has their own brand of contacts now. https://contacts.costco.com/products/kirkland-signature-daily-disposable-180-pack My wife is very happy with them. Order online, same price as in-store, and shipped free. https://coopervision.com/practitioner/our-products/myday/myday FYI, these Kirkl...
by inbox788
Thu Apr 22, 2021 3:04 pm
Forum: Personal Consumer Issues
Topic: Why leasing a new car is always the best option even if you intend to keep it forever
Replies: 158
Views: 15626

Re: Why leasing a new car is always the best option even if you intend to keep it forever

As a practical matter it doesn't, because the market for the option is not liquid. It's not as illiquid as it used to be. Right now, the Auto Finance arms of the manufactures that used to fully monopolize the market, and still hold a large share have to share with banks, credit unions and leasing c...
by inbox788
Thu Apr 22, 2021 2:13 pm
Forum: Personal Finance (Not Investing)
Topic: Choosing a university/college for my son a future Computer Science Major
Replies: 212
Views: 18209

Re: Choosing a university/college for my son a future Computer Science Major

I have heard more good things about RoseH than I would expect for a school of its size. Ski Terre Haute! https://www.youtube.com/watch?v=3IPgGmLexzY [Before there was Photoshop. I always thought it was real, albeit staged, until now.] Some say it's one of the Big 3 Tech schools, and some consider i...
by inbox788
Thu Apr 22, 2021 12:51 pm
Forum: Personal Consumer Issues
Topic: Why leasing a new car is always the best option even if you intend to keep it forever
Replies: 158
Views: 15626

Re: Why leasing a new car is always the best option even if you intend to keep it forever

You would need to pay TTL on the $10k before flipping it to Carvana which would kill your profit. An option has value even if you don’t end up exercising it. It has value until the expiration date (in this case the lease turn in date). Tax would eat up half the profit, but the numbers still show pr...
by inbox788
Thu Apr 22, 2021 12:24 pm
Forum: Personal Finance (Not Investing)
Topic: Crazy Situation - Acura Dealer Gave Me Car With Wrong VIN Number - Wants to Swap Cars?
Replies: 115
Views: 8863

Re: Crazy Situation - Acura Dealer Gave Me Car With Wrong VIN Number - Wants to Swap Cars?

So to clarify, the insurance and title and purchase contract all have the correct VIN; the OP just has the wrong car? So no paperwork changes are necessary? It's a mismatch between paperwork and reality. You can correct it by fixing the paperwork or the reality. It's a strange reversal, where chang...
by inbox788
Thu Apr 22, 2021 11:49 am
Forum: Personal Finance (Not Investing)
Topic: Crazy Situation - Acura Dealer Gave Me Car With Wrong VIN Number - Wants to Swap Cars?
Replies: 115
Views: 8863

Re: Crazy Situation - Acura Dealer Gave Me Car With Wrong VIN Number - Wants to Swap Cars?

As far as registration, title, etc is concerned don’t you actually own the car the dealer has, not the one you have? I’d just go in,let them upgrade, (I’d actually demand the dealer cough up more, free oil changes, additional upgrades or something for their screw up and haste to you) swap it out, s...
by inbox788
Thu Apr 22, 2021 10:26 am
Forum: Personal Consumer Issues
Topic: Why leasing a new car is always the best option even if you intend to keep it forever
Replies: 158
Views: 15626

Re: Why leasing a new car is always the best option even if you intend to keep it forever

Everyone seems to be offering around $8.6k for the car, except Carvana. They are offering an eye-popping $11.7k. It's very tempting to take them up on that offer. Wow, more than 3k more then the competition (giving them about $6k profit)! But Carvana is asking 14-16k, so they can still just wash th...
by inbox788
Wed Apr 21, 2021 5:55 pm
Forum: Investing - Theory, News & General
Topic: Don't fuss about 529 accounts. Have your child skip the first two years of college instead!
Replies: 215
Views: 16966

Re: Don't fuss about 529 accounts. Have your child skip the first two years of college instead!

This X1000. I have two people in my immediate family who fit that description. It's sad, and they both HATE academia now; feel like they were lied to from high school counselors and most of their college professors . Having a skill that is valued in the workforce provides you options, it promotes (...