Search found 5808 matches

by lthenderson
Fri Apr 16, 2021 1:48 pm
Forum: Personal Consumer Issues
Topic: can I get boglehead approval for a 70K truck?
Replies: 97
Views: 5301

Re: can I get boglehead approval for a 70K truck?

What you should really consider is how much Tesla stock you will need to sell to afford all the customizations to your Cybertruck.
Image
by lthenderson
Fri Apr 16, 2021 1:44 pm
Forum: Personal Consumer Issues
Topic: Any arborists or people with green thumbs?
Replies: 15
Views: 1190

Re: Any arborists or people with green thumbs?

On a side note, the amount of rocks discovered, some at very shallow depths, has me wondering if this contributes to "bumpiness" of my lawn and inability to grow grass in some spots. Grass is fairly shallow rooted so my guess is it isn't the rocks. It either has one of many diseases like ...
by lthenderson
Fri Apr 16, 2021 1:37 pm
Forum: Personal Consumer Issues
Topic: can I get boglehead approval for a 70K truck?
Replies: 97
Views: 5301

Re: can I get boglehead approval for a 70K truck?

Since you don't approve of the Boglehead methodology for investing, my advice to you would be get a second mortgage if you don't have one, cash out all retirement accounts if you have anything not investing in Tesla, sell everything you have, make a margin loan of mammoth proportions and actually be...
by lthenderson
Fri Apr 16, 2021 12:05 pm
Forum: Personal Consumer Issues
Topic: Painting Vinyl Siding
Replies: 13
Views: 752

Re: Painting Vinyl Siding

FWIW, I painted aluminum siding (using a good painting company) a couple of times and it turned out great both times. Looked fine and lasted many years. I don't see why vinyl should be any more difficult or cause any more problems, but I'm just guessing here. The expansion coefficient for vinyl is ...
by lthenderson
Fri Apr 16, 2021 9:19 am
Forum: Personal Consumer Issues
Topic: Replacing gas fired furnace
Replies: 1
Views: 227

Re: Replacing gas fired furnace

Heating boilers tend to have a fairly long life because there really isn't much too them. I've seen some in houses twice as old as yours. But I'm sure there are probably efficiency gains to be had. The payout might be really long depending on many factors but it might not too. I would think most res...
by lthenderson
Fri Apr 16, 2021 9:12 am
Forum: Personal Consumer Issues
Topic: replace front door; Home Depot?
Replies: 13
Views: 1033

Re: replace front door; Home Depot?

Yes to both your questions. But be forewarned, those contractors that work for big box stores are generally not the top shelf type contractor so you may not get the job you were hoping for. Generally, those that do good work, soon move on and open up their own business where they have much more cont...
by lthenderson
Fri Apr 16, 2021 9:09 am
Forum: Personal Consumer Issues
Topic: Painting Vinyl Siding
Replies: 13
Views: 752

Re: Painting Vinyl Siding

Modern paints can be obtained to stick to just about anything. But my suggestion would be to paint it on the hottest day of the summer when it has expanded the most. If you paint it in the spring/fall before it has expanded due to heat, you are going to see the prior color on the top edge of every &...
by lthenderson
Thu Apr 15, 2021 9:43 am
Forum: Personal Consumer Issues
Topic: Do you tip your hibachi chef?
Replies: 22
Views: 2283

Re: Do you tip your hibachi chef?

The teppanyaki place I have gone to requires a minimum number of people to be seated and they have a mandatory tip added to the bill... so no. Mostly I prefer sitting on the other side where I can order the same food but not have to watch the same old onion volcano/shrimp toss routine.
by lthenderson
Wed Apr 14, 2021 12:11 pm
Forum: Personal Finance (Not Investing)
Topic: How foolish is this? [Buying waterfront apartment in Florida]
Replies: 92
Views: 8209

Re: How foolish is this?

Insane... no. Emotional... perhaps a little too much. But that is hard to shut off when it comes to such a large purchase. I usually find the worst part about buying a house is the night after my offer is accepted and I ponder if I just threw a huge chunk of money down the drain. But that usually fa...
by lthenderson
Wed Apr 14, 2021 11:59 am
Forum: Personal Consumer Issues
Topic: Any arborists or people with green thumbs?
Replies: 15
Views: 1190

Re: Any arborists or people with green thumbs?

What am I doing wrong? The two additional things I would add to your list is to get a soil test to ensure adequate PH and nutrition and stick with native to your area species. These days it is quite common to be able to buy many non-native species at local nurseries. They might be zoned for your ar...
by lthenderson
Wed Apr 14, 2021 11:54 am
Forum: Personal Consumer Issues
Topic: Cicadas
Replies: 23
Views: 1776

Re: Cicadas

Here where I live in Texas we have cicadas, katydids, and tree frogs all summer long, so nights are noisy anyways. I haven't seen any cicadas yet though nor the exoskeletons that they leave on the outside walls of the house and tree trunks. These cicadas emerge from underground only every 17 years ...
by lthenderson
Wed Apr 14, 2021 11:50 am
Forum: Personal Consumer Issues
Topic: House Ventilation: Fresh Air
Replies: 5
Views: 701

Re: House Ventilation: Fresh Air

In older homes, especially those without modern house wraps on the outside underneath the siding, you don't need additional ways to bring in fresh air. You merely need to exhaust bad air like burnt toast or paint VOC's. The fresh air will come in as you exhaust the air that smells. An easy way to ch...
by lthenderson
Wed Apr 14, 2021 11:43 am
Forum: Personal Consumer Issues
Topic: Summerizing Florida House
Replies: 12
Views: 1355

Re: Summerizing Florida House

For our cabin: 1. Remove any food that isn't shelf stable or containerized so if power goes out, it can easily be disposed. 2. We turn off the gas. 3. We turn off the water where it enters the house and flush all the toilets to lower water levels. 4. We turn off all the breakers but the air conditio...
by lthenderson
Wed Apr 14, 2021 11:33 am
Forum: Personal Consumer Issues
Topic: Lawn care question
Replies: 38
Views: 2652

Re: Lawn care question

Are you patient? There isn't anything you can do that will give you a weed free lawn in one season or even three. It takes years of dedication of pulling and applying chemicals to get rid of the weeds and all the seeds while simultaneously applying grass seed to thicken up what's there to crowd out ...
by lthenderson
Tue Apr 13, 2021 9:30 am
Forum: Personal Consumer Issues
Topic: DIY recessed lighting installation?
Replies: 47
Views: 2369

Re: DIY recessed lighting installation?

Here is one example of LED lights that don't need a can to install and are rated for contact with insulation.

https://www.amazon.com/Ensenior-Ultra-T ... 07QQ46VP3/
by lthenderson
Tue Apr 13, 2021 9:26 am
Forum: Personal Consumer Issues
Topic: 10+ year old used cars?
Replies: 54
Views: 3644

Re: 10+ year old used cars?

I have never worried about modern engines or the seals. Back when I bought used cars exclusively, my concern was mostly rust and misaligned body panels signaling it had possibly been in an accident. The latter can lead to bigger issues like bent frame rails causing alignment problems or broken engin...
by lthenderson
Tue Apr 13, 2021 9:20 am
Forum: Personal Consumer Issues
Topic: DIY recessed lighting installation?
Replies: 47
Views: 2369

Re: DIY recessed lighting installation?

They now make led puck lights that literally only need the thickness of your drywall to sit flush so there is no need for cans and bulbs anymore. You simply run the wire, hook black to black, white to white, ground to ground and you have a new light. I have never had the opportunity to install one y...
by lthenderson
Tue Apr 13, 2021 9:10 am
Forum: Personal Consumer Issues
Topic: Mouse Help
Replies: 14
Views: 1011

Re: Mouse Help

I've sealed up many a mouse hole with steel wood. It doesn't spontaneously combust and it isn't the only flammable thing in a house should a fire be in that area. You can seal up holes with things like caulking and spray foam but I have found those won't deter an established mouse colony. They will ...
by lthenderson
Mon Apr 12, 2021 5:37 pm
Forum: Personal Consumer Issues
Topic: shiplap for bathroom accent wall (what type of board?)
Replies: 9
Views: 876

Re: shiplap for bathroom accent wall (what type of board?)

JS-Elcano wrote: Mon Apr 12, 2021 12:14 pm I would not do any wood in a bathroom, especially not behind the vanity where it can get wet.
And yet, nearly every bathroom vanity I have seen is made of wood along with most window/door trim and most hold up well with time. The caveat is that they have finish on the side exposed to moisture.
by lthenderson
Mon Apr 12, 2021 5:34 pm
Forum: Personal Consumer Issues
Topic: Flooring decisions for whole house - tile vs laminate
Replies: 31
Views: 2864

Re: Flooring decisions for whole house - tile vs laminate

Dottie57 wrote: Mon Apr 12, 2021 12:59 pm Real wood also can be changed by sunlight over time. Mom had a coffee table that faded/blonded over 25 years.
The big advantage I have seen is that I have cleaned and sanded 100 year old wood floors and they look brand new. LVT hasn't been around that long and when they fade, there is no fixing.
by lthenderson
Mon Apr 12, 2021 5:30 pm
Forum: Personal Consumer Issues
Topic: Routine Plumbing Pipe Maintenance?
Replies: 16
Views: 1281

Re: Routine Plumbing Pipe Maintenance?

I've dug into lots of bathrooms over the years and rebuilt my fair share of them along with kitchen sink plumbing. They all have one thing in common. They all had some sort of buildup in them. Buildup is going to happen with time. The main thing to do is avoid adding to it like pouring fats down the...
by lthenderson
Mon Apr 12, 2021 10:26 am
Forum: Personal Finance (Not Investing)
Topic: House Building vs. Buying in this Market?
Replies: 21
Views: 2070

Re: House Building vs. Buying in this Market?

Sandtrap wrote: Mon Apr 12, 2021 8:07 am Typically, (***though there are always exceptions), there's more value per dollar found in buying a home that is already built vs constructing one.
+1

This has been my experience as well.
by lthenderson
Mon Apr 12, 2021 10:22 am
Forum: Personal Consumer Issues
Topic: Planning to travel to New York.
Replies: 18
Views: 1560

Re: Planning to travel to New York.

Don't know about New York but just returned from a 10 state two week tour a couple weeks back and almost every indoor tourist attraction had some sort of limits on either the number of people in and first come first serve or you had to reserve tickets ahead of time. Outdoor attractions were more lik...
by lthenderson
Mon Apr 12, 2021 10:15 am
Forum: Personal Consumer Issues
Topic: Flooring decisions for whole house - tile vs laminate
Replies: 31
Views: 2864

Re: Flooring decisions for whole house - tile vs laminate

We would be interest in others who faced this decision or those who have had Revwood Plus for a few years. I had a house full of laminate when I moved into this house and almost all of it puckered up around the ends of the boards in the kitchen, bathrooms and basements, i.e. any place with moisture...
by lthenderson
Mon Apr 12, 2021 10:02 am
Forum: Personal Consumer Issues
Topic: shiplap for bathroom accent wall (what type of board?)
Replies: 9
Views: 876

Re: shiplap for bathroom accent wall (what type of board?)

Assuming you are painting or finishing the wood, any will do. If you aren't finishing the wood in some manner, I would go with something like Cedar which is rot resistant or synthetic.
by lthenderson
Sun Apr 11, 2021 5:47 pm
Forum: Personal Consumer Issues
Topic: No Salt Water Conditioners
Replies: 4
Views: 637

Re: No Salt Water Conditioners

Is there a particular reason you want a no salt water conditioner. All they do is crystalize the minerals but leave them in the water so the only benefit they provide is to reduce scale buildup on plumbing since the crystals don't attach to the pipe surfaces. They don't reduce water hardness, fixtur...
by lthenderson
Sun Apr 11, 2021 5:43 pm
Forum: Personal Consumer Issues
Topic: Comfortable Men's Flip Flops?
Replies: 59
Views: 4320

Re: Comfortable Men's Flip Flops?

Personally, I don't think flip flops hold a candle to Teva sandals as far as comfort goes. My original pair of Tevas is probably 30 years old and the tread finally started to separate a few years back. I glued the tread layers back together and they still function well. But the element of trust left...
by lthenderson
Sun Apr 11, 2021 5:39 pm
Forum: Personal Consumer Issues
Topic: Marantec: Are Rolling Code Garage Door Openers Really Necessary?
Replies: 10
Views: 1069

Re: Marantec: Are Rolling Code Garage Door Openers Really Necessary?

I would just buy whatever garage door I wanted, rolling code or not. I have never heard of anyone personally who has had their garage door broken in by code mimicry although I'm sure it is possible. Also like someone else mentioned above, I have a Chamberlain and it isn't the motor that I hear when ...
by lthenderson
Sun Apr 11, 2021 5:33 pm
Forum: Personal Consumer Issues
Topic: Trip insurance for beach vacation?
Replies: 13
Views: 813

Re: Trip insurance for beach vacation?

We'll drive, not fly. I've never purchased trip insurance but was curious if there was a product we could buy that would allow us to cancel (with ample notice) if we feel it's not safe. What do you want insured? I'm assuming it is only the cost of lodging and as others said, I would first start wit...
by lthenderson
Sun Apr 11, 2021 5:26 pm
Forum: Personal Consumer Issues
Topic: Would (did) you preemptively replace your Roof Shingles
Replies: 51
Views: 3466

Re: Would you preemptively replace your Roof

If your roof is nearing the end of it's estimated useful life, would you (have you) preemptively replace(d) it? Absolutely. The last thing I want is to be on a list of 50 other people whose roofs were damaged in the last wind storm and now have to live with leaking tarped roofs for the next few mon...
by lthenderson
Sun Apr 11, 2021 5:18 pm
Forum: Personal Consumer Issues
Topic: The Great Swing Set Dilemma
Replies: 56
Views: 4574

Re: The Great Swing Set Dilemma

I’m pretty sure I wasn’t forced to wear a helmet when playing on the swing sets growing up. Also pretty sure the laws of physics haven’t changed since then. I know I didn't either, nor seatbelts in vehicles for that matter. But times are changing, at least if you want to be a licensed daycare provi...
by lthenderson
Sat Apr 10, 2021 5:47 pm
Forum: Personal Consumer Issues
Topic: The Great Swing Set Dilemma
Replies: 56
Views: 4574

Re: The Great Swing Set Dilemma

our son, who just turned two years old a couple weeks ago. My wife is pregnant and one of our goals here is for this to be a distraction for our son this summer, and while my wife is breastfeeding in the late summer/fall. I happen to think that a swing set with *more* obstacles/fun stuff makes it a...
by lthenderson
Sat Apr 10, 2021 5:37 pm
Forum: Personal Consumer Issues
Topic: Gift Card to Permanently Closed Business
Replies: 15
Views: 2440

Re: Gift Card to Permanently Closed Business

DTalos wrote: Fri Apr 09, 2021 11:53 am What is the possibility of recovering any $ from filing a claim?
I've had this happen a few times in the past. Mostly I got nothing. A couple times the new owner of the business gave me either partial or full credit.
by lthenderson
Sat Apr 10, 2021 5:35 pm
Forum: Personal Consumer Issues
Topic: Deck Replacement Options
Replies: 43
Views: 2832

Re: Deck Replacement Options

One quote seemed insanely high at more than $40k (vs. $20-25k for the others). If I was redoing the deck, I would start completely over using modern building practices and techniques like what Sandtrap mentioned above. My only comment is that $20k for a deck seems completely insane if that is what ...
by lthenderson
Sat Apr 10, 2021 5:20 pm
Forum: Personal Consumer Issues
Topic: What Kind of Window?
Replies: 4
Views: 553

Re: What Kind of Window?

If it was me, I would unscrew all the fasteners and see if I could get the sash stay out and see why it is stuck in that position and see if it can be rehabbed to get it working again.
by lthenderson
Sat Apr 10, 2021 5:19 pm
Forum: Personal Consumer Issues
Topic: What Kind of Window?
Replies: 4
Views: 553

Re: What Kind of Window?

I don't have the answer to your main question but the lever is called a sash stay and uses tension against the outer window frame to keep the window in place.
by lthenderson
Sat Apr 10, 2021 11:55 am
Forum: Personal Consumer Issues
Topic: Housing circumstances
Replies: 44
Views: 2630

Re: Housing circumstances

I am living in the OP's scenario already. There isn't enough space in the world to get what he is seeking, privacy. I have a mother-in-law suite complete with separate bathroom in the basement with plenty of light. That is not where she spends her time. She spends it upstairs, with the kids and her ...
by lthenderson
Fri Apr 09, 2021 10:35 am
Forum: Personal Consumer Issues
Topic: Bathroom remodel with no GC?
Replies: 15
Views: 2007

Re: Bathroom remodel with no GC?

My actual question is what you all think about not having a contractor manage the job. In my experience, not having a general contractor when it sounds like you are going to sub out much of the work if not all of it, means the project will probably take five times as long (if not longer) than it wo...
by lthenderson
Fri Apr 09, 2021 10:29 am
Forum: Personal Consumer Issues
Topic: Airline Miles - how to use?
Replies: 27
Views: 1797

Re: Arline Miles - how to use?

We don't fly often enough or live near a hub where we can fly a particular airline enough to get enough points to do anything with. So our solution is to just sign up with all the airline mile programs (that we can fly on) and then later redeem those miles for things like gift certificates to restau...
by lthenderson
Fri Apr 09, 2021 10:26 am
Forum: Personal Consumer Issues
Topic: Travel agent or not
Replies: 7
Views: 686

Re: Travel agent or not

There would be a total of 4 couples including us. All things considered like cost, convenience, etc. In my experience, it is more expensive to go with a travel agent but when you are going with four different groups, it is by far the most convenient way to arrange all the things you need so that ev...
by lthenderson
Fri Apr 09, 2021 10:20 am
Forum: Personal Consumer Issues
Topic: fan trips GFCI; can I plug into surge protector?
Replies: 22
Views: 1398

Re: fan trips GFCI; can I plug into surge protector?

I've bought new power tools that straight out of the box have tripped GFCIs. Sometimes the windings in the motors are just not perfect and though they function perfectly, they can cause a spike on startup (or in your case shutdown) that can trip them. Also as others mentioned, the GFCI's wear out ov...
by lthenderson
Fri Apr 09, 2021 10:16 am
Forum: Personal Consumer Issues
Topic: Housing circumstances
Replies: 44
Views: 2630

Re: Housing circumstances

Sooo....what would you do? Writing all this out, I'm increasingly thinking it is worth it to stretch a little for the big house. Perhaps not the traditional boglehead approach, but it seems the "least bad" option and there is much to be said for making the pregnant wife happy. Obviously m...
by lthenderson
Fri Apr 09, 2021 9:58 am
Forum: Personal Consumer Issues
Topic: How do I learn to buy a car?
Replies: 15
Views: 1436

Re: How do I learn to buy a car?

My impression of the car industry is that it's a lot of scammers and I have to go out of my way to protect myself, which feels tedious. The car industry is not full of scammers. It is just because cars generally involve larger sums of money, those few who do get scammed tend to be very vocal about ...
by lthenderson
Fri Apr 09, 2021 9:53 am
Forum: Personal Consumer Issues
Topic: Deck Levelling- Potential Foundation issues
Replies: 46
Views: 2287

Re: Deck Levelling- Potential Foundation issues

so I reread most of the posts again to make sure I understand since I am new to this. so to conclude, first I need to figure out how my deck is supported meaning is it set on concrete blocks on the ground, or on the concrete footing which should be below the frost line, and figure out where the str...
by lthenderson
Thu Apr 08, 2021 9:12 am
Forum: Personal Consumer Issues
Topic: How much $$ to get kitchen cabinets painted?
Replies: 42
Views: 4123

Re: How much $$ to get kitchen cabinets painted?

There is an alternate kitchen cabinet remodel, besides painting them, that involves refinishing the face frames and installing new doors for a very new and different look. Have you considered that? j :D +1 This was going to be my recommendation as well. I have repainted all my kitchen cabinets in t...
by lthenderson
Thu Apr 08, 2021 9:04 am
Forum: Personal Consumer Issues
Topic: Are architect estimates for construction costs usually pretty accurate?
Replies: 21
Views: 1474

Re: Are architect estimates for construction costs usually pretty accurate?

We have had two architects give two estimates on two different projects and both were off considerably. Like someone mentioned above, it really depends a lot on finishes which the architect doesn't get into. The architect draws a cabinet in a kitchen, it could be anything from a cheap one with overl...
by lthenderson
Wed Apr 07, 2021 2:23 pm
Forum: Personal Consumer Issues
Topic: Pool Walking Shoe?
Replies: 8
Views: 755

Re: Pool Walking Shoe?

I wear Teva sandals when walking or doing water sports that require shoes. I get the plastic buckle and not the velcro kind.
by lthenderson
Wed Apr 07, 2021 11:48 am
Forum: Personal Consumer Issues
Topic: Shoe Choice for a Walker
Replies: 33
Views: 2689

Re: Shoe Choice for a Walker

I used to buy expensive shoes for many years but changed up my strategy. Now I just buy cheaper (not the cheapest) ASICS, walk in them for half a year and dispose of them after getting a new pair. I find that I like the cushioning new shoes provide and all shoes, even expensive shoes, lose after mon...
by lthenderson
Wed Apr 07, 2021 9:48 am
Forum: Personal Finance (Not Investing)
Topic: H&R Block Deluxe opening 'Internet Explorer' for data import - how to change browser?
Replies: 2
Views: 167

Re: H&R Block Deluxe opening 'Internet Explorer' for data import - how to change browser?

Is the data being imported correctly? Why the concern over which browser HRB uses? Since PC's come standard with IE, I imagine that is why it is automatically chosen for the time being. Internet Explorer is supported until August of this year. I suspect next year HRB will probably be using Edge.
by lthenderson
Wed Apr 07, 2021 9:31 am
Forum: Personal Consumer Issues
Topic: Should I replace 2 or 4 tires?
Replies: 55
Views: 3087

Re: Should I replace 2 or 4 tires?

Replace all four and keep the two 5/32 as full size spares. I went through this exact thing last month at Costco. Two were almost bald and two were near new. I drive an AWD vehicle and haven't been able to replace a solo tire ever. Also I guessed I missed a rotation and they refused to rotate them,...