Bogleheads.org

CABob

Do you really mean rubber or is it vinyl? Check: https://www.google.com/search?q=cutting+rubber+flooring&sxsrf=ALeKk010exjt1o-hTgbQZrMDg2_LRdtFQg%3A1618769343072&ei=v3V8YJ7VA5_P0PEPlumTsAw&oq=cutting+rubb+flooring&gs_lcp=Cgdnd3Mtd2l6EAEYADIECAAQDTIGCAAQBxAeMggIABAHEAUQHjIFCAAQhgM6Bwg...

CABob

Welcome to the forum.
I'm not sure you fall into the category of beginning investor, but you might find some information of interest in the beginning section of the wiki at https://www.bogleheads.org/wiki/Getting_started

CABob

Funding retirement for whom? The advisor?

CABob

Start a craft project?

https://mypoppet.com.au/makes/7-ways-to ... d-clothes/

CABob

There should also be a number on your statement from Vanguard.

CABob

I'll add another vote for the Vanguard target date funds. I did not have any problems keeping a three fund portfolio rebalanced including any problems dealing with Vanguard, its website and customer service but a few years ago I changed to a TR fund for a fairly large IRA. My wife was already in A T...

CABob

By this time I would have already called in a plumber, however have you considered soaking it with CLR? You could use a plastic bag or container of some sort to hold the cleaner to allow it to soak the shower head.

CABob

After a number of years with a lazy portfolio of 3-5 funds in an IRA I changed to a TR fund. As I got older I was never sure of when I would tire or be unable to occasionally rebalance the portfolio. Secondly, since my wife had no interest in learning the ropes, rebalancing, RMD considerations etc. ...

CABob

There is no stock ticker for Bluebird proper; Bluebird is a card issued by Walmart (WMT) and branded by American Express (AXP). Would you call Walmart the parent company? If by "parent company" you mean ownership I think the answer is no. I think that the Walmart and American Express invo...

CABob

iamblessed wrote: ↑Wed Mar 24, 2021 1:25 pm It seem like American Express, Visa and Walmart are all involved. Which is the parent company?

As far as I know none of these companies are a parent of any of the others. So I am inclined to think you are on a fools errand. Why were you interested?

CABob

Interesting conversation. If my memory hasn't failed me I seem to recall way back when (perhaps the 50's or 60's) they recommended that size of the screen in inches should equal the distance in feet. IOW if sitting 10 feet away you should have a 10 inch screen. Has my memory failed me?

CABob

iamblessed wrote: ↑Wed Mar 24, 2021 11:44 am Here is the link https://www.bluebird.com/

What makes you think there is a ticker meaning it is a public corporation? It sounds as if it might have some connection to Walmart and/or American Express.

CABob

The people I know who did the Dog DNA test did it more for entertainment than anything else. ... I think it's best to think of the cost of the test to be an "entertainment" cost. I agree. We adopted a dog from the Humane Society described as a Dachshund/Mix. As he got older we saw less of...

CABob

I just read a conversation regarding the accuracy of thermometers. This has got me curious about oven temperature accuracy. DW often comments that she doesn't think the indicated oven temperature is what actually occurs. How can I confirm or deny? The obvious solution is to buy an oven thermometer ...

CABob

I just read a conversation regarding the accuracy of thermometers. This has got me curious about oven temperature accuracy. DW often comments that she doesn't think the indicated oven temperature is what actually occurs. How can I confirm or deny? The obvious solution is to buy an oven thermometer s...

CABob

The 401k can be rolled over into an IRA with Vanguard or whoever. This is not a taxable event. The IRA can just set there without paying any taxes until withdrawals from the IRA are made. The withdrawals can be the RMD when required, or a qualified charitable distribution or any other reason.

CABob

Is anyone still waiting for the 3rd stimulus payment who has direct deposit setup? I received both my Federal and State refunds via direct deposit last week. I don't qualify based on my 2019 return, but I do qualify for the full stimulus based on my 2020 return, I filed my 2020 return on March 6. C...

CABob

Do you still have last years Tax Act on your computer? If so, I would expect that H&R Block will get what it needs from those files rather than from a PDF.

CABob

As you get closer to retirement, look at the glide path for your TDF. Many go too far into bonds too quickly for some people's liking. So understand your TDF More to the point, select target date fund on the basis of its asset allocation rather than a year to be sure it is what you want currently a...

CABob

Towards the end of your trip, after you've enjoyed the vast north woods of Wisconsin, if you want to avoid crossing the whole Chicago metro area (yuck) consider taking the car ferry back over to the Michigan side. I There is also a car ferry that goes between Muskegon and Milwaukee that might be a ...

CABob

When you got the replacement handle/trip lever did you compare it to the one it is replacing as far as shape, distance from handle to the lift chain, etc? I ask because the last one I replaced with the "standard" in the hardware store it turned out to be different and I had to special orde...

CABob

Consider ccrane.com although I see that they are out of stock at the moment. I have had one of their discontinued models for a number of years and it has served me well.
Add an FM transmitter and you will be able to pick up the signal on any FM radio

CABob

I don’t get paid anything for the excellent tax preparation services I provide to myself. I pay him all of my money. Because I am a tax professional (though I do corporate tax law, not individual returns). I think you two should get together and determine your prices. One of your seems underpaid an...

CABob

To me it largely depends on your family finances and your age. Without a bit more background I am inclined to say leave nothing in will and make your contributions outside of the will. On the other hand if you have a multimillion estate and are a senior citizen my thought would likely change.

CABob

It looks like it was about the date you joined this site, March 2007 This sounds about right. The old shop closed so I joined the new about that time, give take a month or so. The Morningstar Diehards forum remained open for quite some time (years?) after the Bogleheads was established. Taylor, Mel...

CABob

I don't know if this really works, but was amused watching the video.
https://www.youtube.com/watch?v=8QjhBKDzKcE

CABob

michaeljc70 wrote: ↑Sat Feb 06, 2021 5:55 pm For anyone interested that hasn't bought yet they have the H&R Block Deluxe+state for $17 at Circuit City online.

Thanks for the information. I don't need it but the reference to Circuit City is a blast from the past. Didn't know they still existed.

CABob

You can put an order to buy in to your broker but is will not execute until after close of business on Monday.

CABob

Do you have a mutual fund account or a brokerage account? The mutual fund ones have a disclaimer at the bottom warning you that they need to be separate entries. It's because those are actually reported to the IRS as three separate 1099-DIV forms and just combined on your end to save paper. I have ...

CABob

I received a 1099-DIV from Vanguard for a taxable account that contains three funds. Can I sum the totals and report this on my tax form as one entry or do I need to make three entries? I ask this every year and then forget what I have done and I expect that I have not always done it in the same man...

CABob

In 2002 I retired from MegaCorp taking a lump sum distribution of my pension and transferred my 401K funds into a Vanguard IRA. Since I had invested in Vanguards Total Stock Market fund previously and had followed the Diehards forum for a while Vanguard seemed like a reasonable choice. I did have so...

CABob

Thanks. I will probably choose to have dividends delivered to the settlement account, so that I can rebalance when necessary. As far as the cost basis, would choosing specific identification be more beneficial when taxes are eventually due, or does an IRA treat taxes like a 401K, where they just au...

CABob

l1am wrote: ↑Tue Jan 19, 2021 12:03 am So... I should hold REITs?

YES in 2006, 2012, and 2014
NO in 2007, 2008, and 2011

CABob

Is there any meaning to the statement "Annual returns from my portfolio is more than my annual income (for e.g. W2)? That has been true for me for a number of years... Of course I am retired and have not had any earned income during those years. It is only a comparison between two numbers eith...

CABob

7eight9 wrote: ↑Thu Jan 07, 2021 6:14 pm Treasuries and defeased bonds.

You had me going for a definition on that one. Are defeased bonds available through a broker or within a fund?

CABob

Some investors will want to continue to play even after they have won. I suspect that most will still want some exposure to stocks but the answer to . the question will be varied. I would suggest that perhaps the Life Strategy Income or Target Retirement Income funds might be appropriate.

CABob

You should be able to do it online. From your main account screen look at the bottom for a link to "Retirement contributions, distributions, and RMDs"

CABob

VIVLX (Vanguard Target-Date 2051+) is fine if you have the $5 million minimum investment.

This may be in a 401k (or similar) account where an individual does not need that minimum.

CABob

Fidelity will be sending me two rollover checks made payable to Vanguard FBO [your name]: 1. ~$110,000 Pre-tax 401k funds: includes traditional pre-tax 401k amounts as well as earnings on non-roth after-tax 401k contributions --> will rollover to the Vanguard Rollover IRA I opened this morning .......

CABob

Why not reinvest dividends into the funds they come from rather than put them into cash? Then just keep aware of your overall asset allocation and only reallocate when you get too far off your target?
Or did I not understand the problem or question?

CABob

Perhaps you should reconsider having taxes withheld from your withdrawal. Withholdings are considered to be paid throughout the year regardless of when the withdrawal is made.

CABob

3876.54

CABob

Hi, I was just on hold for over 50 minutes and finally gave up .... was going to ask about taking RMD's for 2021. But when will we know about 2021? I'm curious, who were you holding for to get your answer? But as of now the rules for 2021 are the same as they were for 2019 unless you were affected ...

CABob

Is there an updated thread on this topic? If not, can people vote on this? Curious to know if people are indeed withdrawing in retirement what they planned to do before retirement. Thanks. I don't believe that polls are currently allowed on the forum so I don't think anyone can respond to the origi...

CABob

Some information from Kaye Thomas at Farimark.com regarding this year's $300 deduction for people who do not itemize. https://fairmark.com/three-things-about-special-charitable-deduction/#more-8892 -only for people who do not itemize deductions -must be cash (not goods) -$300 limit per return, not ...

CABob

This is off-topic but has reminded me, does anyone besides me miss the Savings Bond Wizard?

CABob

Sport & Gill - Thanks for your comments. I've been doing QCDs, when available, for ten years now and usually do them in the first half of the year taking my remaining RMD around October. I withhold federal tax from that RMD that will just about fulfill my federal tax obligation so that I owe ab...

CABob

When I go to the Vanguard site and check the TR2060 fund I get: Vanguard Total Stock Market Index Fund Investor Shares 54.50% Vanguard Total International Stock Index Fund Investor Shares 36.20% Vanguard Total Bond Market II Index Fund Investor Shares† 6.60% Vanguard Total International Bond Index F...

CABob

TD Ameritrade had an interesting article about Airbnb and IPOs in general.
https://tickertape.tdameritrade.com/inv ... =971755340

CABob

Do you expect that baby will receive a 1099 or W2 at the end of the year?
I would doubt that it would be considered to be earned income.

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