Search found 964 matches

by BeachPerson
Wed Mar 10, 2021 9:46 am
Forum: Personal Finance (Not Investing)
Topic: Over covered with Towing
Replies: 11
Views: 799

Over covered with Towing

I have the AAA Premier membership that costs $149 a year

All State that charges about $4 every six months

Toyota Towing that is free for the first two years. That will expire in August 2021.

What do Bogleheads prefer for charging?
by BeachPerson
Fri Jan 29, 2021 8:57 am
Forum: Investing - Theory, News & General
Topic: Vanguard investors stay the course by Bloomberg's Eric Balchunas
Replies: 0
Views: 209

Vanguard investors stay the course by Bloomberg's Eric Balchunas

Eric Balchunas who covers ETFs for Bloomberg News is great to follow on Twitter. Eric has previously written outstanding articles on Vanguard's domination. Eric Balchunas @EricBalchunas · 5m Here's a look at monthly flows into ETFs used by buy and hold investors vs ones used by traders. The buy and ...
by BeachPerson
Fri Jan 15, 2021 3:55 am
Forum: Investing - Theory, News & General
Topic: Monday, 1/18 @ 10 PM - New season of American Greed kicks off on CNBC
Replies: 4
Views: 557

Monday, 1/18 @ 10 PM - New season of American Greed kicks off on CNBC

I never miss an episode of American Greed. The show keeps me on my toes.

The life and times of Michael Avenatti will be profiled to kick off the new season.
by BeachPerson
Fri Jan 01, 2021 7:57 am
Forum: Investing - Theory, News & General
Topic: White Coat Investor interviews Sarah Stanley Fallaw about Millionaire Next Door
Replies: 17
Views: 5238

Re: White Coat Investor interviews Sarah Stanley Fallaw about Millionaire Next Door

joetro29 wrote: Thu Dec 31, 2020 10:30 pm I think her book, with updates and stories from her dad, is even better than the original.
I agree. The Next Millionaire Next Door is the best followed by Stop Acting Rich.
by BeachPerson
Thu Dec 31, 2020 9:37 am
Forum: Personal Finance (Not Investing)
Topic: Should I get a debit card???
Replies: 58
Views: 3245

Re: Should I get a debit card???

I do not have a debit card. Just did not want to have my account zapped. I mostly use cash, and credit cards. Verizon gives a $10 discount if you pay by your checking account or a debit card. I am weary of having Verizon use my checking account. They are becoming a worse and worse company especiall...
by BeachPerson
Thu Dec 31, 2020 9:36 am
Forum: Personal Consumer Issues
Topic: Very very warm Men’s Winter Coat
Replies: 67
Views: 5436

Re: Very very warm Men’s Winter Coat

LL Bean gives nice discounts when they are discontinuing colors. Take a look at the follow three

LL Bean discounts
by BeachPerson
Tue Dec 29, 2020 7:51 pm
Forum: Personal Consumer Issues
Topic: Very very warm Men’s Winter Coat
Replies: 67
Views: 5436

Re: Very very warm Men’s Winter Coat

Where does he live, and what is his budget? I will suggest LLBean Parka's and Down. They have ratings to -40. https://www.llbean.com/llb/shop/593?page=mens-outerwear&csp=a&bc=12-26&gnrefine=1*WARMTH_RATING*Warmest&sort_field=relevance&start=1&viewCount=48&nav=CT0i593-26&...
by BeachPerson
Mon Dec 28, 2020 1:06 pm
Forum: Personal Finance (Not Investing)
Topic: Should I get a debit card???
Replies: 58
Views: 3245

Re: Should I get a debit card???

I do not have a debit card. Just did not want to have my account zapped. I mostly use cash, and credit cards. Verizon gives a $10 discount if you pay by your checking account or a debit card. I am weary of having Verizon use my checking account. They are becoming a worse and worse company especiall...
by BeachPerson
Mon Dec 28, 2020 12:36 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 1212
Views: 207039

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Some 2017 and 18s had oil dilution problems, after 2019 it doesn't seem to be much of problem. Aside from DI Turbo engines frequently experiencing "some" oil dilution, there were fuel injector problems on many 17 and 18 CRVs. This was masked by looking at other more typical causes of OD. ...
by BeachPerson
Mon Dec 28, 2020 11:16 am
Forum: Personal Finance (Not Investing)
Topic: Should I get a debit card???
Replies: 58
Views: 3245

Should I get a debit card???

I do not have a debit card. Just did not want to have my account zapped. I mostly use cash, and credit cards. Verizon gives a $10 discount if you pay by your checking account or a debit card. I am weary of having Verizon use my checking account. They are becoming a worse and worse company especially...
by BeachPerson
Mon Dec 28, 2020 10:58 am
Forum: Investing - Theory, News & General
Topic: White Coat Investor interviews Sarah Stanley Fallaw about Millionaire Next Door
Replies: 17
Views: 5238

Re: White Coat Investor interviews Sarah Stanley Fallaw about Millionaire Next Door

BeachPerson wrote: Sun Dec 27, 2020 7:30 am Interview with Sarah Stanley Fallaw

This is a podcast, but the text is there for faster reading. Just reinforces the Boglehead way of making wise financial decisions to live under your means.
by BeachPerson
Sun Dec 27, 2020 7:30 am
Forum: Investing - Theory, News & General
Topic: White Coat Investor interviews Sarah Stanley Fallaw about Millionaire Next Door
Replies: 17
Views: 5238

White Coat Investor interviews Sarah Stanley Fallaw about Millionaire Next Door

Interview with Sarah Stanley Fallaw

This is a podcast, but the text is there for faster reading. Just reinforces the Boglehead way of making wise financial decisions to live under your means.
by BeachPerson
Sat Dec 26, 2020 7:55 am
Forum: Personal Consumer Issues
Topic: What kind of car do Bogleheads like to drive?
Replies: 470
Views: 39321

Re: What kind of car do Bogleheads like to drive?

From The Millionaire Next Door, Toyotas, Hondas and Fords.

I have a Toyota RAV4
by BeachPerson
Fri Dec 25, 2020 4:14 pm
Forum: Personal Consumer Issues
Topic: What is a price to pay for a good pair of sunglasses???
Replies: 31
Views: 2053

Re: What is a price to pay for a good pair of sunglasses???

To start with, most glasses, and especially sun glasses are a huge rip-off. The amount of material and technology that goes into making them is dirt cheap. Those $200 sun glasses probably cost $15 to make, and I'm giving them the benefit of the doubt, it's probably less. The rest is marketing and p...
by BeachPerson
Fri Dec 25, 2020 1:51 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Wins ETF Flow War as State Street Slips Further Behind
Replies: 16
Views: 1499

Re: Vanguard Wins ETF Flow War as State Street Slips Further Behind

dru808 wrote: Fri Dec 25, 2020 1:47 pm Can’t read, no account.

Is ishares second to vanguard on inflows, spdr third?

Is schwab even in the top 5?
I do not have an account either. We all get two views a month.
by BeachPerson
Fri Dec 25, 2020 1:47 pm
Forum: Personal Consumer Issues
Topic: What is a price to pay for a good pair of sunglasses???
Replies: 31
Views: 2053

What is a price to pay for a good pair of sunglasses???

Each year I would seem to break my sunglasses, and I would go to the Sunglass Hut at the outlets, and get Bolles. It has been eight years since I have broken sunglasses. I want to get a second pair of sunglasses to keep at home. I used to pay about $60. I see you can pay over $800 now browsing the S...
by BeachPerson
Fri Dec 25, 2020 1:36 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Wins ETF Flow War as State Street Slips Further Behind
Replies: 16
Views: 1499

Vanguard Wins ETF Flow War as State Street Slips Further Behind

Nice article by Bloomberg. Vanguard win ETFs inflows for the year Long term investors are using Vanguard. The steady inflows into those funds showcase the buy-and-hold ethos of the typical Vanguard investor -- financial advisers and wealth managers, according to Citigroup Inc.’s Scott Chronert. Whil...
by BeachPerson
Fri Dec 25, 2020 1:33 am
Forum: Personal Consumer Issues
Topic: Favorite youtube channels?
Replies: 111
Views: 12603

Re: Favorite youtube channels?

Kevin Hunter - The Homework Guy for car buying
Ben Felix - Investing - A Canadian Index financial advisor
by BeachPerson
Sun Dec 20, 2020 9:25 am
Forum: Personal Finance (Not Investing)
Topic: Refi. @ 2.875% (30 yr.) vs. 22 years @ 3.75%?
Replies: 15
Views: 983

Re: Refi. @ 2.875% (30 yr.) vs. 22 years @ 3.75%?

I started out with a 30 @ 5.75% in 2003
Refinanced to a 20 @ 4.75%
Refinanced again to a 15 @ 3:00

Why not look into a 20 or a 15 year loan? You get a break on the interest rate too.
by BeachPerson
Fri Dec 18, 2020 7:52 am
Forum: Personal Consumer Issues
Topic: Has anyone bought a car out of state???
Replies: 12
Views: 674

Has anyone bought a car out of state???

Chevy Dude YouTube Channel On the Chevy Dude 's YouTube Channel he talks about the five worst states to buy cars: California, New Jersey, Hawaii, Texas and Florida. He is in Louisville, Kentucky. He sells cars around the country. I live in Virginia. It has to be close to one of the worst states to ...
by BeachPerson
Fri Dec 18, 2020 7:33 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 1212
Views: 207039

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

I assume that this issue is with all Honda 1.5T engines and it has not yet been resolved? I was looking at a new 2019 Honda Accord yesterday and I remembered this thread. Same question - looking at a 2020 CR-V myself. This has been fixed in the new ones right? I'm assuming so since they're selling ...
by BeachPerson
Thu Dec 17, 2020 1:44 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 1212
Views: 207039

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

Nice video by Scotty on the Honda oil problem.

Scotty on Honda's problem

Has anyone purchased a 2020 Honda CRV? If so, is the problem fixed?
by BeachPerson
Wed Dec 16, 2020 8:58 am
Forum: Investing - Theory, News & General
Topic: Vanguard Now Has The First Trillion-Dollar Fund
Replies: 66
Views: 6568

Vanguard's Total Stock Fund reaches one trillion

[Thread merged into here, see below. --admin LadyGeek]

Total Stock - One trillion

I own this fund. My main fund.
Vanguard’s Total Stock Market Index Fund (VITSX) has topped $1 trillion in assets, making it the world’s single biggest equity fund.
Jack would be proud
by BeachPerson
Mon Dec 14, 2020 7:12 am
Forum: Personal Finance (Not Investing)
Topic: Do you buy extended auto warranties?
Replies: 70
Views: 4479

Re: Do you buy extended auto warranties?

Only bought one in my life. Bought one from Geico for $300 in 1991 for a Toyota Corolla. The Toyota dealer wanted $700. Worked out great. The alternator went up and cost $300. Geico paid with no problems.
by BeachPerson
Sun Dec 06, 2020 9:25 am
Forum: Investing - Theory, News & General
Topic: Larry Swedroe on Robin Hood Investors
Replies: 6
Views: 1467

Larry Swedroe on Robin Hood Investors

Larry Swedroe on Robin Hood Investors Great article by Larry: There is persistence in the herding episodes: a stock which was heavily bought by Robinhood investors was 10 percent more likely to experience another episode the next day. However, negative returns were less likely to generate extreme h...
by BeachPerson
Tue Dec 01, 2020 8:30 am
Forum: Personal Consumer Issues
Topic: Are the cars limited when using car buying services???
Replies: 13
Views: 1162

Are the cars limited when using car buying services???

When you use car buying services from Costco, AAA or Allstate, do they limit the cars you can buy? I buy the cheapest model of a car without any of the options. 20 years ago I looked into the car buying service at my credit union, but I had to buy one of the car packages. I did not want any of the o...
by BeachPerson
Sat Nov 28, 2020 8:11 am
Forum: Investing - Theory, News & General
Topic: Great video by Ben Felix on Tech Revolutions
Replies: 24
Views: 2601

Great video by Ben Felix on Tech Revolutions

Ben Felix on Tech Revolutions

A great reminder by Ben Felix about the history of Tech Revolutions. Great timing with the so called electric car revolution, and the stock prices
by BeachPerson
Tue Nov 17, 2020 8:01 am
Forum: Investing - Theory, News & General
Topic: Why does Vanguard not mange the TSP???
Replies: 12
Views: 1564

Why does Vanguard not mange the TSP???

TSP vendors I would think that Vanguard would easily win to manage the TSP. Did they even bid? BlackRock has been the TSP’s longtime fund manager, but an independent consulting firm suggested a single investment manager could be carrying too much risk on its own. BlackRock again will serve as the p...
by BeachPerson
Sun Oct 25, 2020 7:17 am
Forum: Investing - Theory, News & General
Topic: Vanguard inflows on a roll!
Replies: 9
Views: 1310

Re: Vanguard inflows on a roll!

Vanguard Inflows on a roll September was a mixed month for mutual fund and ETF fund flows but not for Vanguard, which took in more funds than any other fund family, according to Morningstar’s latest fund flow report. Vanguard’s inflows totaled $11.7 billion in September and $29.1 billion for the th...
by BeachPerson
Sun Oct 25, 2020 7:16 am
Forum: Investing - Theory, News & General
Topic: Vanguard inflows on a roll!
Replies: 9
Views: 1310

Vanguard inflows on a roll!

Vanguard Inflows on a roll September was a mixed month for mutual fund and ETF fund flows but not for Vanguard, which took in more funds than any other fund family, according to Morningstar’s latest fund flow report. Vanguard’s inflows totaled $11.7 billion in September and $29.1 billion for the th...
by BeachPerson
Sun Oct 25, 2020 7:00 am
Forum: Investing - Theory, News & General
Topic: Vanguard Abandoning Ship, Developing ‘New Brand Image’ has removed its ship logo from corporate docum
Replies: 107
Views: 9568

vanguard changing logo - Goodbye ship

[Merged into the existing discussion -- moderator oldcomputerguy] Now just the V “In February, Vanguard partnered with a branding firm to help us modernize the firms’ brand imagery. As part of that work, we are in the process of retiring the HMS Vanguard ship image, which hadn’t changed since it wa...
by BeachPerson
Wed Oct 21, 2020 7:54 am
Forum: Personal Consumer Issues
Topic: Trane HVAC - Bad Experience
Replies: 55
Views: 3575

Re: Trane HVAC - Bad Experience

I had a Trane installed in 2007. Back then it was rated high. Just required one $400 fix since 2007. I have the semi annual maintenance, and I was told the heating furnace can go for 30 years. The AC part tends to be replaced earlier. With my system, I can replace the AC system when that happens. I ...
by BeachPerson
Sat Oct 17, 2020 11:32 am
Forum: Personal Finance (Not Investing)
Topic: Why does being close to a Trader Joers, Aldi or Whole Foods drive up house value???
Replies: 14
Views: 1695

Why does being close to a Trader Joers, Aldi or Whole Foods drive up house value???

Trader Joes, Aldi and Whole Foods Homes located near a Trader Joe’s average a home seller ROI of 51%, and have added equity, owning an average 37% in their homes, or $247,445. Where I live, I go to Wegman's for just about all of my shopping. Great prices on organic foods and gluten free breads. I f...
by BeachPerson
Thu Oct 08, 2020 4:46 pm
Forum: Investing - Theory, News & General
Topic: M* Vanguard Continued to Dominate the ETF Flows Rankings
Replies: 2
Views: 428

M* Vanguard Continued to Dominate the ETF Flows Rankings

Vanguard dominate ETFs Vanguard dominated the ETF flows league table in September. The firm’s ETFs brought in $19.5 billion in net new money. This was more than double the amount brought in by its nine-largest competitors combined. I find dollar cost averaging to existing mutual funds fit me better...
by BeachPerson
Wed Oct 07, 2020 7:33 am
Forum: Personal Consumer Issues
Topic: Recommendations for Peanut Butter With Little or No Added Sugar
Replies: 81
Views: 5394

Re: Recommendations for Peanut Butter With Little or No Added Sugar

Just get organic peanut butter. I shop at Wegman's.
by BeachPerson
Sun Oct 04, 2020 7:17 am
Forum: Personal Consumer Issues
Topic: Car dealership fact or fiction? [Obtaining 2nd car key]
Replies: 16
Views: 2430

Re: Car dealership fact or fiction?

Could you go with a valet key as a backup? When I bought my RAV4, I had a valet key made for about $160 from the dealer.
by BeachPerson
Thu Oct 01, 2020 2:14 pm
Forum: Investing - Theory, News & General
Topic: Vanguard closing institutional investors - Australia
Replies: 3
Views: 641

Vanguard closing institutional investors - Australia

Vanguard closing Institutional Investors - Australia
Vanguard Group Inc said on Wednesday it will close most of its business managing money for institutional investors and large pension funds in Australia and New Zealand, and focus on serving retail clients.
Bummer to see this happen.
by BeachPerson
Mon Sep 21, 2020 5:04 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe on CNBC about new book
Replies: 7
Views: 1477

Larry Swedroe on CNBC about new book

Larry on passive over active

Great interview.

I ordered Larry's new book.
by BeachPerson
Sat Sep 19, 2020 7:39 am
Forum: Investing - Theory, News & General
Topic: Chris Hogan's Facebook Group restrictions
Replies: 52
Views: 3771

Re: Chris Hogan's Facebook Group restrictions

This is a common problem there: Check the Facebook group "Hogan’s Everyday Millionaire Rejects". You can join that group. Here is more info there This page is for anyone who’s been kicked out of the chris hogan group or for anyone! Well talk about financial security, investments, and anyth...
by BeachPerson
Sat Sep 19, 2020 7:36 am
Forum: Investing - Theory, News & General
Topic: Chris Hogan's Facebook Group restrictions
Replies: 52
Views: 3771

Re: Chris Hogan's Facebook Group restrictions

I recently joined Chris Hogan's official Facebook finance group "Hogan's Everyday Millionaires" in which Chris Hogan posts himself often. There was a post yesterday in the group asking for personal opinions as how to start investing or how to optimize investing. User seemed overwhelmed/co...
by BeachPerson
Wed Sep 09, 2020 1:45 pm
Forum: Investing - Theory, News & General
Topic: Bloomberg article on investor revolt
Replies: 6
Views: 1471

Bloomberg article on investor revolt

Investor Revolt
Retail investors are accelerating the push to remove costs and middlemen from their stock-market exposure.
Eric Balchunus is one of the best writers covering Vanguard.
by BeachPerson
Sun Sep 06, 2020 6:53 am
Forum: Personal Consumer Issues
Topic: What expenditures improved your happiness/quality of life?
Replies: 234
Views: 42683

Re: What expenditures improved your happiness/quality of life?

Always buying Saucony or New Balance running shoes. I never skip on top quality shoes.
by BeachPerson
Tue Sep 01, 2020 12:43 pm
Forum: Investing - Theory, News & General
Topic: Vanguard's Total Stock Market on a roll!!!
Replies: 1
Views: 724

Vanguard's Total Stock Market on a roll!!!

I follow Eric Balchunas on Twitter. He covers ETFs for Bloomberg. He has written about Vanguard in the past. The Vanguard Total Stock Mkt Fund is on pace to hit $1 trillion in assets later this year after growing aum by $200b (or 9 Fidelity Magellans) since March. It's also nearly 2x the size of any...
by BeachPerson
Fri Aug 28, 2020 8:48 am
Forum: Investing - Theory, News & General
Topic: [Vanguard Prime Money Market changes, gets new name. Treasury Money Market reopened]
Replies: 178
Views: 20425

Vanguard shifting prime money market fund to safer U.S.-backed investments

[Thread merged into here, see below. --admin LadyGeek]
Next month, Vanguard will transition its $125.3 billion Prime Money Market Fund into a government money market fund and rename it the Vanguard Cash Reserves Federal Money Market Fund.
Money Market
by BeachPerson
Fri Aug 28, 2020 8:20 am
Forum: Personal Consumer Issues
Topic: Simplisafe in 2020
Replies: 25
Views: 2968

Re: Simplisafe in 2020

What are your recommendations for alarm system? I had good experience with Simplisafe. There is no fixed contract, easy setup, reasonable monthly price, and I have been using it for many years. But nowadays there are more options like Ring and Nest and others. I have a new place now and would like ...
by BeachPerson
Thu Aug 27, 2020 7:40 am
Forum: Investing - Theory, News & General
Topic: Are value stocks ready for a revival?
Replies: 23
Views: 1650

Are value stocks ready for a revival?

Great article in the Fidelity Newsletter. That long run of strong performance for growth and relative weakness for value is unusual, however. For example, from the Great Depression until the global financial crisis, lower-priced stocks outperformed more expensive ones. Value stocks ready to come bac...
by BeachPerson
Wed Aug 26, 2020 7:56 am
Forum: Investing - Theory, News & General
Topic: Vanguard to End Presence in Hong Kong, Japan With Job Cuts
Replies: 3
Views: 868

Vanguard to End Presence in Hong Kong, Japan With Job Cuts

Vanguard - Hong Kong
“Unfortunately, from a distribution business standpoint, the current industry dynamics are better suited to institutional investors and do not currently support the scale needed for us to operate” the firm’s low-cost model, the company said of its Hong Kong operations.
by BeachPerson
Thu Aug 20, 2020 2:49 pm
Forum: Investing - Theory, News & General
Topic: Schwab: How Do You Recognize Financial Abuse?
Replies: 2
Views: 658

Schwab: How Do You Recognize Financial Abuse?

Nice answer from Carrie Schwab: Dear Carrie, I'm concerned that my son is in a financially abusive relationship. Because his fiancée claims to be better with money, she manages all their finances, including his salary, and controls their accounts. As a result, he's totally reliant on her for anythin...