Search found 50 matches

by cheapedy
Sat Mar 06, 2021 12:12 am
Forum: Personal Consumer Issues
Topic: Slight Sewer Gas smell coming from bathroom - Problem solved -maybe!
Replies: 25
Views: 3706

Re: Slight Sewer Gas smell coming from bathroom

A note about wax rings. I recommend avoiding those which have rubber attached on the bottom. Instead, just double up two of the plain old standard wax rings when installing your toilets. This bit of information was given to me by my dad's friend who's worked as a flooring installer for over 30 years...
by cheapedy
Mon Feb 08, 2021 7:30 pm
Forum: Personal Consumer Issues
Topic: Unclaimed Property/Escheated Funds
Replies: 5
Views: 1641

Re: Unclaimed Property/Escheated Funds

I found $20.00 from Affinion Group Inc, have no clue about them.

Then $5.23 from over payed newspaper subscription.

Finally a lot of small credits from Credit cards that were cancelled, none more than .17 cents

Will the state send me a check or the individual company?
by cheapedy
Mon Jan 18, 2021 2:58 pm
Forum: Personal Consumer Issues
Topic: Preparing for 2021 Garden - Seed Suppliers
Replies: 19
Views: 1373

Re: Preparing for 2021 Garden - Seed Suppliers

Sand Hill Preservation Center and Nativeseeds dot org are great if you would like to try heirloom and native varieties. Sand Hill is mail order only, download the catalog on their site and print order page, send with check or money order. Native varieties are great. This past summer I planted Tepary...
by cheapedy
Tue Jan 05, 2021 3:20 pm
Forum: Personal Finance (Not Investing)
Topic: Recovery Rebate Credit for Adult Dependents
Replies: 5
Views: 314

Re: Recovery Rebate Credit for Adult Dependents

So if my aunt does her taxes for the 2020 tax year and reports $0 income, while her sister and husband do their taxes and DO NOT claim her as a dependent, then will she receive a check for $600?
by cheapedy
Mon Jan 04, 2021 5:16 pm
Forum: Personal Finance (Not Investing)
Topic: Recovery Rebate Credit for Adult Dependents
Replies: 5
Views: 314

Recovery Rebate Credit for Adult Dependents

My aunt Carol is a single 58 year old early retiree (not by choice) who owns her own home. Her sister and her husband live with her and pay the mortgage, property taxes and all utilities. They claim her as a dependent every year on their taxes. Carol did not receive a $1,200 stimulus check last spri...
by cheapedy
Sat Dec 05, 2020 6:49 pm
Forum: Personal Consumer Issues
Topic: Who is your favorite fiction author and what is your favorite book of theirs?
Replies: 220
Views: 16253

Re: Who is your favorite fiction author and what is your favorite book of theirs?

Jean Shepherd of A Christmas Story fame. I absolutely love his collection of hilarious short stories in Wanda Hickey's Night of Golden Memories: And Other Disasters This book focuses more on the teenaged "Ralphie Parker" and his awkwardness, as he deals with high-school crushes, dating, an...
by cheapedy
Mon Jul 06, 2020 3:17 pm
Forum: Personal Finance (Not Investing)
Topic: Based on neighborhood fireworks how is your local economy doing?
Replies: 55
Views: 4213

Re: Based on neighborhood fireworks how is your local economy doing?

My tinnitus was aggravated by a loud explosion next door as I watered my summer squash. It was 8:30am! Thought I was safe.
by cheapedy
Tue Apr 14, 2020 1:37 pm
Forum: Personal Finance (Not Investing)
Topic: Why not buy mobile homes instead of overpriced traditional homes?
Replies: 82
Views: 9249

Re: Why not buy mobile homes instead of overpriced traditional homes?

A friend of mine considered putting a moblie home on his 1 acre property to rent out. Went to the county to get informed. Legally he could, BUT, first, he needed to install an engineered septic tank that start at 20,000 dollars, then he needed fire dept access, soil testing for that access, hydrant ...
by cheapedy
Thu Feb 20, 2020 12:38 pm
Forum: Personal Investments
Topic: Teaching teens about stock market, mutual funds etc
Replies: 22
Views: 1297

Re: Teaching teens about stock market, mutual funds etc

Years ago on youtube I came across some great beginner financial videos from a user named thewaytobuildwealth He is a young guy and explains everything from inflation to portfolios in a manner that is easy to understand for those inexperienced. He also talks extensively on Vanguard funds, so that's ...
by cheapedy
Mon Jul 29, 2019 7:09 pm
Forum: Personal Consumer Issues
Topic: Recommendation for home gym (limited space)
Replies: 78
Views: 7888

Re: Recommendation for home gym (limited space)

I got into amazing shape a few years back. All I did was buy a resistance band kit and attached two old door hinges with lag bolts in my bedroom closet for the straps. One at standing bent arm height, the other one at sitting on floor bent arm height. Used the top one for chest press, tricep press, ...
by cheapedy
Fri Apr 26, 2019 7:19 pm
Forum: Personal Consumer Issues
Topic: New Washer - Frontload or HE Top Load
Replies: 77
Views: 11332

Re: New Washer - Frontload or HE Top Load

Had the same issue with my Parents last year. Their 2004 Whirlpool top loader apparently would not drain. I told them to let me find a good replacement. Read all the reviews on all the big box stores, yet could not find a consensus on any machine. Not one except for Speedqueen , and it was too expen...
by cheapedy
Fri Apr 26, 2019 7:01 pm
Forum: Personal Consumer Issues
Topic: Internet fees
Replies: 16
Views: 1692

Re: Internet fees

Once 5g data technology becomes widespread, all these companies will have to lower their prices in order to survive. I went from $19.99 Dial Up to $22.83 DSL to $44.95 Cable (100mb, making it cheaper per mb). Check out the following site to see your low cost options: www.cheapinternet.com Mainly off...
by cheapedy
Tue Sep 25, 2018 8:08 pm
Forum: Personal Consumer Issues
Topic: YouTube Home workout vidoes
Replies: 33
Views: 2788

Re: YouTube Home workout vidoes

Since turning 38 a few years back, I've been unable to stay healthy and it forced me to make drastic changes in my workouts. A mild hernia, shoulder impingement/snapping, and sore knees and ankles led me to the work of Bill DeSimone. His youtube channells, Bill DeSimone and Optimal Exercise as well ...
by cheapedy
Sun Aug 26, 2018 7:47 pm
Forum: Personal Consumer Issues
Topic: Your Best Mood Boosting Books (not self-help)
Replies: 29
Views: 2725

Re: Your Best Mood Boosting Books (not self-help)

Check out Jean Shepherd books, he is known for "A Christmas Story"

His books are compilations of short stories about growing up/kid/teenager in the 1940's. Later books are about his time in college and the army.

All hilarious!

Wanda Hickey's Night of Golden Memories is my favorite.
by cheapedy
Wed Jun 20, 2018 7:21 pm
Forum: Personal Consumer Issues
Topic: Storing Sustenance for Disasters
Replies: 28
Views: 2642

Re: Storing Sustenance for Disasters

DONUTS!!! I remember hearing an expert on this subject a couple years ago. He said your basic flour, sugar and oil, are the best things to keep for emergencies. Dirt cheap, easy to store in bulk, easy to prepare, high calorie. Seriously, he mentioned that you could even feed the whole neighborhood v...
by cheapedy
Sat Nov 04, 2017 10:57 pm
Forum: Personal Finance (Not Investing)
Topic: Help choosing a Covered CA health plan?
Replies: 4
Views: 724

Re: Help choosing a Covered CA health plan?

MAGI is the adjusted gross income plus any amounts excluded from taxation by section 911 (the exclusion from gross income for citizens or residents living abroad), any tax-exempt interest received or accrued during the tax year, and any portion of the taxpayer's social security benefits that are exc...
by cheapedy
Sat Nov 04, 2017 3:34 pm
Forum: Personal Finance (Not Investing)
Topic: Help choosing a Covered CA health plan?
Replies: 4
Views: 724

Help choosing a Covered CA health plan?

My aunt recently asked me to help her sign up for a Covered CA health plan now that enrollment has started. I have a basic understanding of it and would appreciate some advice to help her find the best option. She is a year away from Medicare, (63, turns 64 late Jan) a little overweight, but healthy...
by cheapedy
Tue Sep 12, 2017 4:43 pm
Forum: Personal Finance (Not Investing)
Topic: Credit Freeze affects SSA online account
Replies: 22
Views: 9760

Credit Freeze affects SSA online account

Helpfull information for all those that have frozen their credit. I froze my credit with the five agencies over the last few days due to the Equifax breach. The last step was to create my online Social Security Association account, but I was denied. The web page instructed me to call a number and sp...
by cheapedy
Sun Sep 10, 2017 5:37 pm
Forum: Personal Finance (Not Investing)
Topic: Who actually buys lottery scratch offs?
Replies: 43
Views: 4264

Re: Who actually buys lottery scratch offs?

Have never purchased a ticket of any kind. Although, I frequently enter local tv and radio contests. If I can't win the local contests with much favorable odds....... how the heck would I ever win the powerball!
by cheapedy
Tue Jun 06, 2017 10:30 am
Forum: Personal Consumer Issues
Topic: Updates on the status of Linux
Replies: 129
Views: 16197

Re: Updates on the status of Linux

I've been a linux user for about 10 years. It all started when my sister was given a Pentium four from her work. They upgraded the systems and gave away all the old PCs. The hard drives were wiped, so I had to figure a way to put an OS on it. My research came upon something called linux, specificall...
by cheapedy
Wed Feb 22, 2017 12:27 am
Forum: Personal Consumer Issues
Topic: Stand Up Desk
Replies: 29
Views: 4253

Re: Stand Up Desk

I've been using a makeshift one for 3 years now here at my home office. I suggest experimenting with placements to find ideal heights for monitor, keyboard and mouse before anything. My body type is ape-like (long arms, short legs, ample torso) so finding a comfortable and ergonomic sitting position...
by cheapedy
Tue Jan 24, 2017 12:48 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 6531
Views: 1448717

Re: What Movie Have You Recently Watched?

TomatoTomahto wrote:If memory serves, Jean Shepherd's radio show was the only non-music show that I listened to on my transistor radio.
I'm in my late 30's and listen to his archived shows on my ipad.
by cheapedy
Tue Jan 24, 2017 12:35 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 6531
Views: 1448717

Re: What Movie Have You Recently Watched?

Found some hidden gems on youtube. These are a few Jean Shepherd (Author, Humorist, most known for A Christmas Story) Tv movies that aired on PBS in the 70's and 80's: The Phantom of the Open Hearth The Great American Fourth of July and Other Disasters The Star-Crossed Romance of Josephine Cosnowski...
by cheapedy
Mon Dec 26, 2016 6:09 pm
Forum: Personal Consumer Issues
Topic: How to get rid of your belly........
Replies: 82
Views: 13855

Re: How to get rid of your belly........

The easiest thing anyone can do to lose a little bit of weight is to not DRINK calories. Just replace your coffee, beer, sodas, and iced teas with water. Eat your normal every day diet and you will probably end up losing weight in a few weeks without any effort (unless you have issues with alcohol a...
by cheapedy
Thu Dec 08, 2016 1:42 pm
Forum: Personal Consumer Issues
Topic: Call Forwarding Service?
Replies: 2
Views: 357

Call Forwarding Service?

I'm looking for a call forwarding service similar to google voice. I want a new phone number that I can forward to either home, cell, or work. Having broken and misplaced my phones in the past, I don't prefer to carry expensive phones. I simply want to have a reliable number for all my important stu...
by cheapedy
Sun Jan 31, 2016 3:39 pm
Forum: Investing - Theory, News & General
Topic: What is your favorite Financial Quote or Metaphor??
Replies: 179
Views: 19409

Re: What is your favorite Financial Quote or Metaphor??

“When a man with money meets a man with experience, the man with experience leaves with money and the man with money leaves with experience.”
Anonymous
by cheapedy
Fri Jan 15, 2016 1:55 pm
Forum: Personal Finance (Not Investing)
Topic: Advice for obtaining first credit card and good credit as fast as possible?
Replies: 14
Views: 943

Re: Advice for obtaining first credit card and good credit as fast as possible?

I applied for my first card in my late 20's. It was a Cap one with a $300 limit, 29 percent APR, and $30 annual fee. Made small purchases and paid them off. Nine months later I applied for a B of A card and was approved for $2,000. Four years later my credit score grew to 760 range and has not dropp...
by cheapedy
Sat Jan 02, 2016 5:41 pm
Forum: Personal Finance (Not Investing)
Topic: How much credit limit is too much?
Replies: 15
Views: 3062

Re: How much credit limit is too much?

Within 4.5 years of initially establishing credit, Amex gave me $15,000 CL on a new Blue Cash. I was so freaked out, thought it was just 5,000, upon second look, WOW! I then immediately placed it in an "undisclosed location" and has been used only a handful of times since.
by cheapedy
Thu Nov 19, 2015 1:00 pm
Forum: Personal Consumer Issues
Topic: First smartphone recommendations
Replies: 28
Views: 4573

Re: First smartphone recommendations

I jumped on this deal as soon as it came out:

http://www.hsn.com/products/lg-ultimate ... ne/7848060

Just the minutes alone are worth the price of the phone. Tracfone is great, I've been with them since my first flip phone back in 08'.
by cheapedy
Fri Nov 06, 2015 1:01 pm
Forum: Personal Investments
Topic: How to start investing with nothing
Replies: 24
Views: 2948

Re: How to start investing with nothing

Just to clarify, is the Vanguard Target Retirement Fund an IRA, or merely a supplement to your 401k and IRA as there are no limits to how much you can contribute?
by cheapedy
Wed Nov 04, 2015 5:37 pm
Forum: Personal Finance (Not Investing)
Topic: myRA Clarification
Replies: 5
Views: 905

Re: myRA Clarification

So for instance, I can not give my 19 year old son the money to invest in this. He would have to earn a minimum salary to qualify, same as any roth.
by cheapedy
Sat Sep 05, 2015 1:28 pm
Forum: Personal Finance (Not Investing)
Topic: Question for the Bogleheads Millionaires
Replies: 372
Views: 73186

Re: Question for the Bogleheads Millionaires

My parents are retired millionaires (net worth). Here is how they did it. First of all they both worked, father as a cook for min wage ($10hr was his max) and mother as a factory supervisor. She was wise enough to take advantage of every benefit offered to her by her employer. We grew up incredibly ...
by cheapedy
Fri Apr 24, 2015 4:42 pm
Forum: Personal Consumer Issues
Topic: My PC is driving me nuts.
Replies: 28
Views: 3460

Re: My PC is driving me nuts.

My recommendation is to back up all your information, then re-install windows. If you don't know how, ask someone you know or pay a professional. Then go to http://www.linuxmint.com and download that operating system and burn it to a disk. That will create something called a "Live CD" whic...
by cheapedy
Sat Mar 15, 2014 8:40 pm
Forum: Personal Consumer Issues
Topic: I don't want to upgrade XP just yet, is that ok?
Replies: 86
Views: 11708

Re: I don't want to upgrade XP just yet, is that ok?

If your PC has at least 1gb processor and DVD drive I recommend Linux Mint. Its fabulous! It's ready out of the box. Has flash, Mp3 and DVD playback,browsers, office programs, whereas other Linux distros usually don't. It's the most user friendly Linux version out there and #1 overall. I customized ...
by cheapedy
Thu Jan 02, 2014 12:56 am
Forum: Investing - Theory, News & General
Topic: New PenFed CD rates!
Replies: 313
Views: 63986

Re: New PenFed CD rates!

Sounds like a good option to get something from the $2,000 I have parked in a Chase checking account. Can I transfer that money to a chase savings account, then ACH to PenFed CD or does it have to be checking? Want to avoid those sneaky Chase fees.
by cheapedy
Fri Nov 08, 2013 7:50 pm
Forum: Personal Consumer Issues
Topic: Pull-ups and Push-ups
Replies: 572
Views: 149653

Re: Pull-ups and Push-ups

I used to fill up laundry detergent bottles with sand or rocks from the backyard. Would do various exercises with them. As I got stronger I would insert an old barbell bar between them and add more. Cheap and effective as well as disposable.
by cheapedy
Fri Aug 30, 2013 9:31 am
Forum: Personal Consumer Issues
Topic: Reliable Desktop? How much?
Replies: 31
Views: 2920

Re: Reliable Desktop? How much?

I have been pleased with my Lenovo desktop that cost me $350 4 years ago from amazon. I have some slight RSI issues so I use ergonomic mice and keyboards with it. My previous desktop was a Pentium 3 that I bought for $1650 in 1999. It still works fine. All my friends' and family Laptops have failed ...
by cheapedy
Tue Aug 20, 2013 4:55 pm
Forum: Personal Consumer Issues
Topic: Door to door annoyances--easy way to stop?
Replies: 60
Views: 5839

Re: Door to door annoyances--easy way to stop?

"SOLICITORS WILL BE SHOT" might be a more effective sign to use.
by cheapedy
Thu Aug 15, 2013 9:45 pm
Forum: Personal Consumer Issues
Topic: Laptop Dead After 2.5 years
Replies: 87
Views: 8843

Re: Laptop Dead After 2.5 years

Credit Card warranty if purchased wholly is best bet. I used a squaretrade warranty on my latest desktop, thogh used amazon credit. Laptops just simply don't last that long. By comparison, I sometimes use an old Pentium 3 desktop from 1999 w/Linux whenever I can't use my current PC.
by cheapedy
Sun Jun 23, 2013 5:24 am
Forum: Personal Consumer Issues
Topic: Need help with Windows.
Replies: 35
Views: 2840

Re: Need help with Windows.

Might I suggest a FREE option to solve your dilemma. LINUX , the pc operating system made by nerds for people.... not for profit. The most popular version out now is also the most user friendly, called Linux Mint. It is quite simple to use and understand. You can even make it appear almost identical...
by cheapedy
Mon May 06, 2013 5:11 am
Forum: Personal Consumer Issues
Topic: Dining out : Special requests
Replies: 52
Views: 4492

Re: Dining out : Special requests

Story of my life!!! I've transitioned from eating everything I wanted as a kid and teen, to the infamous low carb diets, to vegetarian, vegan, and my current phase of Fat Free Vegan. Ironically, steakhouses and BBQ restaurants are great for me. I can always get a good ol' American baked potato, corn...
by cheapedy
Mon Dec 10, 2012 2:26 am
Forum: Personal Consumer Issues
Topic: Do tenants want a garbage disposal?
Replies: 42
Views: 7123

Re: Do tenants want a garbage disposal?

I also suggest going with a Waste King. I have one in my home and in my parents rental property. Really easy to install and they come with a 5 year warranty. pretty good for less than $90.00
by cheapedy
Fri Oct 19, 2012 5:06 pm
Forum: Personal Consumer Issues
Topic: Cable Free at Last!
Replies: 62
Views: 5991

Re: Cable Free at Last!

http://www.filmon.com You can watch major networks for free.

http://www.tvfool.com Great info for setting up your antenna.
by cheapedy
Thu Mar 01, 2012 8:54 pm
Forum: Personal Finance (Not Investing)
Topic: $300 Cashback on New Chase Freedom CC
Replies: 52
Views: 35510

Re: $300 Cashback with New Chase Freedom Credit Card Approva

I was instantly approved this morning! Can I charge dental work, eye exams etc. to meet the $500 spending requirement, or must they be actual purchases of items?
by cheapedy
Fri Feb 17, 2012 4:43 am
Forum: Personal Finance (Not Investing)
Topic: What is the best 'cash back' credit card?
Replies: 20
Views: 67847

Re: What is the best 'cash back' credit card?

I also like the upromise Mastercard. I use it mainly for online shopping at Tracfone.com (12% Cash Back), and Walmart.com (5% CB). Requesting a check is easy, you just need to accumulate $10.00 to cash out.
by cheapedy
Fri Feb 03, 2012 9:14 pm
Forum: Investing - Theory, News & General
Topic: Facebook IPO will be the biggest disaster in IPO history
Replies: 151
Views: 16414

Re: Facebook IPO will be the biggest disaster in IPO history

I have no idea how they even make money. Iv'e never thought twice about the crappy ads on FB. Who actually does?
by cheapedy
Thu Jan 19, 2012 9:52 pm
Forum: Personal Finance (Not Investing)
Topic: Help explain pre-paid phone vs a contract
Replies: 52
Views: 6046

Re: Help explain pre-paid phone vs a contract

I too prefer Tracfone and even set up my 65 year old father with one and with the bonus codes out there his monthly cost is $6 and change. I save lots of $$$$$ with Tracfone. Yet I still use Android.... for free.....using an emulator on my linux netbook.
by cheapedy
Sun Nov 06, 2011 4:06 am
Forum: Personal Consumer Issues
Topic: Healthy mail-order gift food.
Replies: 10
Views: 1325

Re: Healthy mail-order gift food.

I recommend Nutiva Hemp Protein Powder. Its 3lbs for about $29.00 on Amazon. I'm pre-diabetic so I have had to make drastic changes in my diet. This protein powder is ideal for smoothies, safe for all kinds of food allergies and has a very subtle flavor all while being full of nutrients and fiber. T...
by cheapedy
Mon Sep 19, 2011 3:17 am
Forum: Personal Consumer Issues
Topic: StubHub?
Replies: 16
Views: 2339

Oh and by the way, here's a tip for getting good prices on Stub Hub. Around 4 - 5 days before the event, the listing will expire (ex. Sunday concert , listing expires previous Wednesday at noon) sellers drop prices dramatically. This is for paper tickets, e-tickets sell up until a few hours before e...
by cheapedy
Mon Sep 19, 2011 2:56 am
Forum: Personal Consumer Issues
Topic: StubHub?
Replies: 16
Views: 2339

I've sold tickets on Stub Hub in the past few months. We sellers have to have a valid credit card on file to prevent fraud and we don't get our check until the customer receives their tickets. Although fraud could be possible with other sellers using stolen cards and counterfeit tickets.