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cheese_breath

runner3081 wrote: ↑Fri Apr 09, 2021 2:54 pm Go without the bridge. If the kids gets hurt on the bridge, your life is over

Just what I was thinking.

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Apparently unlike everyone else here I was never competitive. As a kid I was the worst or nearly worst at everything I did: always in the bottom 20% or so academically and worse at sports. In college I did a little better academically but didn't participate in any sports.... You're not Bill Gates a...

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knibloe wrote: ↑Fri Apr 09, 2021 11:21 am I argue with my wife

If you're anything like me, you're completely outclassed.

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CFM300 wrote: ↑Fri Apr 09, 2021 10:47 am
2Scoops wrote: ↑Fri Apr 09, 2021 6:34 am As competitive sports become less and less a part of my life I was thinking about how I’ll continue to fuel the competitive fire. I’m looking for ideas. How do you stay competitive?
Masters division.

+1 Good one.

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Do you swim? Not hard on the body, and you can try out for Senior Olympics starting at age 50.

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SlowMovingInvestor wrote: ↑Tue Apr 06, 2021 9:22 am To my annoyance, I recently bought the wrong cartridge pack (Black and CL) for my Canon inkjet printer.

SlowMovingInvestor wrote: ↑Tue Apr 06, 2021 9:37 am It's Staples, but I bought it nearly a year ago

So you bought it recently a year ago?

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Looks like just about everybody here agrees with you, but so what? Do you intend to show this to her, and rub her nose in it? That wouldn't be a smart move.

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Basic female (non injury) "fitness", does not have to be "Rocky or super gym guy level. Obviously, nobody must be "super gym guy", but I think women are often sold short by society and the fitness industry and told they can't (or shouldn't) do higher intensity training or s...

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UpperNwGuy wrote: ↑Tue Apr 06, 2021 8:22 am Don't let her spend a dime on any equipment until she proves her commitment by doing a program of walking and other equipment-free exercises for a least two months.

+1 except for some inexpensive resistance bands which I've already recommended to get started.

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bluebolt wrote: ↑Tue Apr 06, 2021 8:26 am ... Meet at bank and have them draw cashier's check in front of you..

And if they don't have an account at a national bank with a branch near you (Chase, Comerica, etc.) ask them to open one with the payment before they come.

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we have to do something, its better than 0 interest bank bearing account Thanks Boulous So is an Ally Bank online account, 0.5% online savings and 0'6% CDs. Another option to keep it from 'dwindling' might be MYGA's (Multi Year Guaranteed Annuities). They're like CDs but are issued by insurance com...

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As people have already suggested, walks. And resistance bands for a simple start, hopefully working herself up to dumbbells and weights later.

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Hi Bogleheads We lost our Mom in August from natural causes, and we miss her a lot, Mom left us a 5 figure cash amount, among other assets, the cash is in a bank account earning 0 interest, we don't need the money, but would like to see it grow to keep Mom's fund from dwindling down, what advise an...

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You'd need to tell us the life expectancy in one of the states.

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The King of Staten Island on HBO. Took me awhile to get into it, but it wasn't bad.

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I wouldn't trust anything the IRS says. Call them five times, and you'll get seven different answers. But I do agree with what you say here. 1) If my accountant isn't comfortable with something I plan to do, then we probably shouldn't work together. 2) If my accountant is basically ignoring me, the...

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Sunflower wrote: ↑Tue Mar 30, 2021 7:03 pm ... Tomorrow is the Resident Alien season finale! ...

And did you see the beginning of it where we discover it wasn't the hairdresser who killed Sam?

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I wouldn't trust anything the IRS says. Call them five times, and you'll get seven different answers. But I do agree with what you say here. 1) If my accountant isn't comfortable with something I plan to do, then we probably shouldn't work together. 2) If my accountant is basically ignoring me, then...

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Withdraw when / if I need it.

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nisiprius wrote: ↑Wed Mar 31, 2021 6:59 pm "Heartline," eh? Anyone else remember Mary Hartline on TV...

Mary Heartline and Super Circus.

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RadAudit wrote: ↑Wed Mar 31, 2021 5:07 pm
Mapmaker wrote: ↑Wed Mar 31, 2021 4:52 pm Would you volunteer for the study?
No. Not from an unsolicited e-mail.

No, not even if I was sure the request was valid. All it takes in one "bad apple" in the bunch who see your information, and....

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I won't divulge my Roth balance, but I will say it's considerably more than $105,000. 1998 was the only time I made a direct contribution to it. (Taxes were spread over four years, so it wasn't so painful.) Everything else came from IRA conversions.

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Sunflower wrote: ↑Tue Mar 30, 2021 1:16 pm
FedGuy wrote: ↑Sat Mar 20, 2021 11:34 am
cheese_breath wrote: ↑Thu Mar 18, 2021 5:02 pm Resident Alien on SYFY
Agreed. Dark humor, but very funny.
A positively bright spot during this time and will be remembered for that. Absolutely fell in love with the lead actor.

If ever you saw Firefly you might remember Alan Tydyk played "Wash"

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As long as you meet the three day in hospital requirement you've probably already got better than that with your Medicare & medigap.

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I talked to an advisor once who claimed to be a fiduciary, and then tried to sell me whole life insurance He kept pushing it, but I didn't bite.

edit: It was a fixed index annuity.

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It all depends on what the POA allows. Read it.

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... I have not heard anything from the seller since the initial transaction last month. Should I be reaching out to him? My plan was to basically just wait to see if he says anything to me. If he does, I will of course send him his money. However, if he doesn't, I don't really feel why it is my res...

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Brianmcg321 wrote: ↑Sat Mar 27, 2021 2:19 pm
ncbill wrote: ↑Sat Mar 27, 2021 1:24 pm Just ask Higgins if you can borrow the Ferrari...
Lol. Now that was funny.

Higgins is fictional, but maybe Sandtrap would loan him a car.

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Ask them.

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Hopefully this won't apply to many of you. (I think it will to me). "Under the Coronavirus Response and Relief Supplemental Appropriations Act of 2021 and the American Rescue Plan Act of 2021, FEMA will provide financial assistance for COVID-19-related funeral expenses incurred after January 20...

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Why do you want to do weekly trades? Perhaps market timing?

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...I will look into they MYGA... Here are some threads discussing MYGAs. It's been awhile since I accumulated this list so there may be others by now. The basic idea is they're like CDs but offered by insurance companies, and currently pay higher interest rates. Recommend you only use the agents id...

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Isn't the additional $50 labor? Maybe he should have asked your permission first (what does the service order you signed say?), but if you got a needed $200 repair for $50, I'd thank my lucky stars and him, and let it go.

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It's unfortunate that you chose a facility where she won't be able to remain once Medicaid takes over payments. If it's not too late, you may wish to reconsider that decision. Then, your strategy may change. Is it possible OP might want to place her in a nicer place for quality of life purposes unt...

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I can't imagine they would be unless the person leaving the inheritance told them. Wouldn't be a violation of the custodian's fiduciary responsibility to spread this information around?

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It's unfortunate that you chose a facility where she won't be able to remain once Medicaid takes over payments. If it's not too late, you may wish to reconsider that decision. Then, your strategy may change. Is it possible OP might want to place her in a nicer place for quality of life purposes unt...

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Off topic, but does the AL/MC facility accept Medicaid after a period of private pay? Whether the facility does or not, her countable assets must be spent down first. Medicaid determines when a person is eligible for Medicaid, not the nursing home. On topic: if her assets as currently situated are ...

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bigguy8437 wrote: ↑Wed Mar 24, 2021 8:46 pm I really do think Bitcoin can hit 500k in the next 20 years.

And I think the Lions can win the Super Bowl in the next 20 years. In fact I've been thinking that ever since Super Bowl I.

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Hypothetically, if you converted everything to cash how long would it pay her assisted living expenses? She's still young enough to buy MYGAs, so one possibility might be to keep 2-3 years in cash in an online savings account and convert the rest to a MYGA ladder.

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Wrestling filters into grates located in high ceilings at your age would be asking for trouble. Let the professionals who installed it fix it. I doubt yours is the first one they ever had to modify.

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lthenderson wrote: ↑Wed Mar 24, 2021 5:13 pm The only permanent "hands free" solution is to bust out the tile, properly slope the bedding and have it re-tiled. Been there done that on my first shower tiling job.

Hands free? OP could push the water to the drain with his foot. (I actually used to do that.)

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Wipe it up with a towel after every shower until you're ready to demo. Welcome to tub and shower day here at bogleheads. Yeah, this might be the expedient solution. Or- in Europe they have this long-handled squeegee thing that you use to scrape water into the drain. But that might not get it out of...

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Wipe it up with a towel after every shower until you're ready to demo.

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I have no data, but I doubt many invested in 1966 like we do now. I think most probably relied on their company pension (if the company provided one), company stock (if the company offered a stock purchase program, typically only to salaried employees), social security, and family. I was two years i...

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Terrible plan. Let them obtain financing and pay it off when they sell their properties. It’s not your problem. Or close in September. Or sell it on the open market. I agree. How long does it take to sell investments? I would also never rent it now with all the eviction restrictions due to Covid. W...

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AZKathy wrote: ↑Tue Mar 23, 2021 8:21 pm ... I am the trustee and all the beneficiaries are on board ...

Get a notarized statement from each one to that effect. You don't want anyone claiming they didn't agree with this if it blows up in your face. CYA

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Doctor Rhythm wrote: ↑Tue Mar 23, 2021 7:30 pm As a Boglehead, I buy my produce in whatever form is cheapest. Usually that’s from the unbagged, extra-GMO, not even remotely organic bin.

FYI there's usually a bin behind the store where you can get your lettuce and other foods for nothing.

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AZKathy wrote: ↑Tue Mar 23, 2021 5:19 pm...The house is in a trust...

Then you must be the trustee. That means you have a you have a fiduciary responsibility to the beneficiaries. If anything goes wrong with this deal you are responsible for making them whole.

Please don't do this.

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.... progressive vapidity of Suits. Suits had a clever premise but it wasn't enough to carry a whole series of episodes so they ran out ideas and had to veer off into vapidity. Also, there were no likeable characters to relate to or root for. Every one was a self-centered ___________ (you fill in a...

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How likely are you to actually get food poisoning from this lettuce? Realistically, health will probably improve for 99% of Americans who adopt bagged lettuce as part of their regular diet, since the health benefits of eating more veggies will outweigh any E Coli risk... Yeah, my thoughts exactly. ...

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