Search found 1103 matches

by JPH
Thu Apr 01, 2021 11:10 am
Forum: Personal Consumer Issues
Topic: Resole hiking boots?
Replies: 40
Views: 2044

Re: Resole hiking boots?

gatorking wrote: Thu Apr 01, 2021 9:41 am I have extended the life of my delaminating Teva sandals by more than a couple of years using Shoe Goo.
+1 Shoe Goo will do the trick.
by JPH
Wed Mar 31, 2021 7:51 am
Forum: Personal Consumer Issues
Topic: Wife needs hearing aids, cost concerns
Replies: 51
Views: 4034

Re: Wife needs hearing aids, cost concerns

Saw the thread title, and came to say go to Costco and forget the other options, but it's clear that's been covered! As has been noted above by others, it can be overwhelming when you first wear them. My wife was exhausted after about 90 minutes because her brain was processing all sorts of noises ...
by JPH
Fri Mar 26, 2021 7:20 am
Forum: Personal Consumer Issues
Topic: Bird watchers – what birds are you seeing?
Replies: 1067
Views: 48410

Re: Bird watchers – what birds are you seeing?

I saw my first Osprey in central Virginia yesterday which is always a welcomed sight. I'm looking forward to getting out to the James River to photograph them fishing. Since people here like photos here's one from last year. https://photos.smugmug.com/Other/Birds-of-Prey-1/i-dw32ZrK/0/da27ebc1/L/BB...
by JPH
Fri Mar 26, 2021 7:11 am
Forum: Personal Consumer Issues
Topic: Build detached one car garage for office/theater, but convert back later?
Replies: 10
Views: 970

Re: Build detached one car garage for office/theater, but convert back later?

Would just the upstairs portion of the garage accommodate your office/theatre? You probably would not need to modify that when you sell. A relative has a very nice office/guest residence above his 2-car garage.
by JPH
Tue Mar 23, 2021 9:12 am
Forum: Personal Consumer Issues
Topic: Romaine Lettuce & bagged salads - concerns
Replies: 45
Views: 4379

Re: Romaine Lettuce & bagged salads - concerns

E. coli itself is pretty common everywhere, because *** gag *** micro amounts of poop get everywhere. In most situations people handle exposure pretty mildly, the issues are really with a couple unique strains that cause larger food-poisoning like symptoms. Some strains of E. coli might actually be...
by JPH
Mon Mar 22, 2021 7:55 pm
Forum: Personal Consumer Issues
Topic: New Glasses, Costco or Walmart?
Replies: 41
Views: 2691

Re: New Glasses, Costco or Walmart?

The coating peeled off my glasses from Costco. Walmart has a much larger selection of frames. How long ago was this? Costco doesn’t currently use lens coatings. They definitely do on their Kirkland Signature™ HD Progressive Lenses. I asked if it could be omitted, and they said it is standard and ca...
by JPH
Mon Mar 22, 2021 9:53 am
Forum: Personal Consumer Issues
Topic: New Glasses, Costco or Walmart?
Replies: 41
Views: 2691

Re: New Glasses, Costco or Walmart?

The coating peeled off my glasses from Costco. Walmart has a much larger selection of frames.
by JPH
Tue Mar 16, 2021 10:09 am
Forum: Personal Finance (Not Investing)
Topic: retirement checkup
Replies: 23
Views: 2292

Re: retirement checkup

1) If I lose my job at 55 and cannot find a job locally, can I afford retirement by selling house and moving out? 2) I cannot imaging I can work in the current industry until 60. Should I take social security at 62 or 67? By the way, I am healthy, running 30+ miles a week at sub-9 pace. If you lose...
by JPH
Sun Mar 14, 2021 2:30 pm
Forum: Personal Consumer Issues
Topic: Bird watchers – what birds are you seeing?
Replies: 1067
Views: 48410

Re: Bird watchers – what birds are you seeing?

Ruby crowned kinglet. I have them at my feeder frequently, but today a male was courting a female and I got a good look at the ruby crown for the first time. They usually keep it hidden.
by JPH
Sun Mar 14, 2021 2:27 pm
Forum: Personal Consumer Issues
Topic: What kind of oats do I need to make muesli?
Replies: 4
Views: 738

Re: What kind of oats do I need to make muesli?

What oat-based product is listed in the ingredients section of Bob's Red Mill Muesli? Start there, but you might find something you like even better. Buy from a food store only.
by JPH
Sun Mar 14, 2021 8:39 am
Forum: Personal Finance (Not Investing)
Topic: Wife just crashed her car into mine. Tips on handling insurance?
Replies: 55
Views: 6817

Re: Wife just crashed her car into mine. Tips on handling insurance?

May be better to pay out of pocket. Your insurance will skyrocket for multiple years if you go through them. Not sure how to calculate what's worse. I guess you don't have Amica ("It's like your Mother was the CEO."). I am baffled by the don't use your insurance advice that floats around,...
by JPH
Tue Mar 09, 2021 5:05 pm
Forum: Investing - Theory, News & General
Topic: Regression to the Mean
Replies: 46
Views: 3807

Re: Regression to the Mean

...I did think that "regress" meant a move towards a previous (older but not necessarily higher or lower) value. Regress means "to move backwards", which often brings a connotation of being negative, some presume progress "to move forward" is a positive thing... but th...
by JPH
Tue Mar 09, 2021 4:41 pm
Forum: Personal Finance (Not Investing)
Topic: Should umbrella insurance amount be based on assets?
Replies: 51
Views: 3635

Re: Should umbrella insurance amount be based on assets?

I settled on a $1,000,000 policy, which is less than my non-judgement-proof assets. I figure the insurance company will work plenty hard to prevent paying out that amount. I'm in a low risk situation - no kid drivers, no pool, living in a condo so no grounds or steps or sidewalks. That's not the ma...
by JPH
Mon Mar 08, 2021 1:59 pm
Forum: Personal Consumer Issues
Topic: Luxury Mattress vs Firm w/Topper
Replies: 53
Views: 3498

Re: Luxury Mattress vs Firm w/Topper

If you like a firm mattress then adding a foam topper may be too soft for you. After adding a topper my mattress is much softer, higher, and the bottom fitted sheets no longer stay in place.
by JPH
Mon Mar 08, 2021 8:29 am
Forum: Personal Finance (Not Investing)
Topic: Online vs In-Person MBA
Replies: 20
Views: 1397

Re: Online vs In-Person MBA

I don't have an MBA, but I have an MA and a PhD. In my case, the coursework, which is mainly what you would receive online, added minor value compared to simply being immersed in the learning environment. Hanging out in the faculty lounge, in the lab, or going to lunch with mentors highly valuable. ...
by JPH
Fri Mar 05, 2021 8:19 am
Forum: Personal Consumer Issues
Topic: How to make strong coffee equivalent to Starbucks for cheaper?
Replies: 134
Views: 10478

Re: How to make strong coffee equivalent to Starbucks for cheaper?

I own a single serve drip machine but I find myself walking to the corner Starbucks and paying $2.65 or so for a grande Pike Place roast. The Starbucks coffee has 330mg of caffeine and gives me a nice productivity boost/buzz. I use Folgers at home but it’s not the same and I can’t seem to replicate...
by JPH
Wed Mar 03, 2021 8:17 am
Forum: Personal Consumer Issues
Topic: Podcasts - health/wellness/aging?
Replies: 13
Views: 853

Re: Podcasts - health/wellness/aging?

Be a careful consumer of this sort of thing. If something is advocated as healthful, ask "Compared to what?" An alternative? A placebo? Doing nothing? Don't rely on the reputation of the site or the author. Podcasts are journalism.
by JPH
Sun Feb 28, 2021 5:35 pm
Forum: Personal Consumer Issues
Topic: Phantom doctor appointment
Replies: 52
Views: 4835

Re: Phantom doctor appointment

They might just have you confused with another patient with the same or similar name. Once I received a package containing a large quantity of testosterone patches. :shock: I called the prescribing physician, and they told me the indented person had the same name. It was not my doctor, however, so I...
by JPH
Sun Feb 28, 2021 2:44 pm
Forum: Personal Consumer Issues
Topic: Ebay - items you've sold
Replies: 42
Views: 2774

Re: Ebay - items you've sold

Only once. A publisher asked me to write a review of an expensive medical book. They sent me two copies - one hard copy and one electronic copy. I sold those on Ebay.
by JPH
Sun Feb 28, 2021 12:11 pm
Forum: Personal Finance (Not Investing)
Topic: When Credit Card Fraud Happens Stay on Top of It!
Replies: 52
Views: 4998

Re: When Credit Card Fraud Happens Stay on Top of It!

I too use the alerts feature. Anything over $0.01 and anything where the card was not physically used. So far I have never had a problem.
by JPH
Fri Feb 26, 2021 11:08 am
Forum: Personal Consumer Issues
Topic: A gift for DW
Replies: 58
Views: 4280

Re: A gift for DW

DW here. That new car doesn't sound all that bad.
by JPH
Wed Feb 24, 2021 4:57 pm
Forum: Forum Issues and Administration
Topic: What is the deal with "DW"?
Replies: 104
Views: 5531

Re: What is the deal with "DW"?

I’d rather see DW, etc than ticker symbols any day! That’s the one that gets me. :oops: +1 100% I usually ignore posts with ticker symbols. I tried doing a site search for the earliest instance of DW, but the search was rejected because the term is too common. Maybe someone can find a more clever w...
by JPH
Sun Feb 21, 2021 8:59 am
Forum: Personal Finance (Not Investing)
Topic: Social security and medical coverage
Replies: 1
Views: 316

Re: Social security and medical coverage

Consult a lawyer on this.
by JPH
Sat Feb 20, 2021 4:07 pm
Forum: Personal Consumer Issues
Topic: Bird watchers – what birds are you seeing?
Replies: 1067
Views: 48410

Re: Bird watchers – what birds are you seeing?

I haven't seem predators recently but it is possible. We sometimes have red shouldered hawks in our tree. And something made all my pond fish go away two weeks ago. Once I saw a small falcon nail a baby blue jay in my back yard. The parents put up quite a fuss. Another time I looked out the window i...
by JPH
Sat Feb 20, 2021 2:16 pm
Forum: Personal Consumer Issues
Topic: Bird watchers – what birds are you seeing?
Replies: 1067
Views: 48410

Re: Bird watchers – what birds are you seeing?

I'm in South Texas and almost every day normally see many species of birds at my feeders. I noticed with the recent rare snowfall here that many of them have been avoiding the feeders. I put some seed on paper plates to accommodate the sparrows and white winged doves and others that feed off the gro...
by JPH
Sat Feb 20, 2021 10:02 am
Forum: Personal Consumer Issues
Topic: Any Boglehead Lessons From the Texas Winter Storm?
Replies: 226
Views: 18528

Re: Any Boglehead Lessons From the Texas Winter Storm?

Dottie57 wrote: Thu Feb 18, 2021 10:37 pm From a Minnesotan who has lost power in winter.

1. Some wool blankets are good to have.
I have been storing a very heavy Hudson's Bay 100% wool blanket in case of an emergency. I was amazed at how ineffective that thing was. A lightweight synthetic blanket did a better job.
by JPH
Thu Feb 18, 2021 9:55 am
Forum: Personal Consumer Issues
Topic: Busted water pipe, now what? Help a Texan out.
Replies: 187
Views: 14202

Re: Busted water pipe, now what? Help a Texan out.

JPH wrote: Tue Feb 16, 2021 4:59 pm Thanks for posting. I now have everything dripping: inside and outside.
Now our water supplier has asked us to close all the dripping faucets because the water pressure has dropped too much. They advised us to begin boiling all water that will be consumed.
by JPH
Tue Feb 16, 2021 4:59 pm
Forum: Personal Consumer Issues
Topic: Busted water pipe, now what? Help a Texan out.
Replies: 187
Views: 14202

Re: Busted water pipe, now what? Help a Texan out.

Thanks for posting. I now have everything dripping: inside and outside.
by JPH
Thu Feb 11, 2021 9:59 am
Forum: Personal Finance (Not Investing)
Topic: Loan to friend. Secure with second mortgage.
Replies: 81
Views: 4857

Re: Loan to friend. Secure with second mortgage.

He will have to live with you when you foreclose on his house.
by JPH
Tue Feb 09, 2021 8:29 am
Forum: US Chapters
Topic: Why A Good Boglehead Must Leave The Bogleheads Forum
Replies: 180
Views: 18375

Re: Why A Good Boglehead Must Leave The Bogleheads Forum

I'm so grateful that participation in this forum is voluntary. I hope it will stay that way.
by JPH
Fri Feb 05, 2021 8:24 am
Forum: Personal Finance (Not Investing)
Topic: Copyright Infringement (Visual Arts)
Replies: 75
Views: 2833

Re: Copyright Infringement (Visual Arts)

A painting of a photograph isn't a copy of the photograph , it's an entirely new creation. Though if the actual photo is used and just painted over, like the Obama "Hope" poster by Shepard Fairey, then there might be a case, as that lawsuit settled for an undisclosed amount. If you truly ...
by JPH
Fri Feb 05, 2021 8:19 am
Forum: Personal Consumer Issues
Topic: Yet another mysterious unsolved problem with the Honda CRV [Infotainment Screen]
Replies: 41
Views: 6204

Re: Yet another mysterious unsolved problem with the Honda CRV [Infotainment Screen]

Just incase anybody still has this issue/problem. After complaining again with the dealer. (I was told they'd get back to me when the fix was available/they didn't) I was informed fix is available and by 2/5/21. Our vehicle will get the software update. Stay tuned and I'll respond on "fix"...
by JPH
Thu Feb 04, 2021 4:08 pm
Forum: Investing - Theory, News & General
Topic: Whether to invest money one may need a few months later
Replies: 20
Views: 784

Re: Whether to invest money one may need a few months later

If you invest the money you put it at risk. It might not still be there when you need it. The earnings on such a short-term investment likely would be very small and not worth risking the money. If it's for taxes, consider the money already spent.
by JPH
Thu Feb 04, 2021 3:35 pm
Forum: Personal Consumer Issues
Topic: Genealogy
Replies: 108
Views: 11226

Re: Genealogy

Thanks everyone. I am a novice at this, and am slowly picking up information here and there. Is it common to find lots of old photos? I have been asking everyone for old photos, but haven't come across much. I started this thread five years ago and thought that some thanks for the all-around good a...
by JPH
Thu Feb 04, 2021 12:18 pm
Forum: Personal Finance (Not Investing)
Topic: Copyright Infringement (Visual Arts)
Replies: 75
Views: 2833

Re: Copyright Infringement (Visual Arts)

Talk to whomever is in charge of the gallery. They will have a policy on this and know what to do. This happens all the time.
by JPH
Thu Feb 04, 2021 11:36 am
Forum: Personal Finance (Not Investing)
Topic: Copyright Infringement (Visual Arts)
Replies: 75
Views: 2833

Re: Copyright Infringement (Visual Arts)

I can't advise you on how to handle this, but in my experience the art community takes this sort of plagiarism very seriously. I'm pretty sure that a gallery owner would not want to display a work if they knew it was not original. I've also witnessed several instances where an artist was asked to r...
by JPH
Thu Feb 04, 2021 10:51 am
Forum: Personal Finance (Not Investing)
Topic: Copyright Infringement (Visual Arts)
Replies: 75
Views: 2833

Re: Copyright Infringement (Visual Arts)

I can't advise you on how to handle this, but in my experience the art community takes this sort of plagiarism very seriously. I'm pretty sure that a gallery owner would not want to display a work if they knew it was not original. I've also witnessed several instances where an artist was asked to re...
by JPH
Thu Feb 04, 2021 8:50 am
Forum: Personal Consumer Issues
Topic: Golf- Most improved calculation
Replies: 18
Views: 1447

Re: Golf- Most improved calculation

Golfers are not good at math. Remember, it's the lo :D west score that wins!
by JPH
Thu Feb 04, 2021 8:45 am
Forum: Investing - Theory, News & General
Topic: Fixed Index Universal Life Insurance for Newborn (Advocating Against)
Replies: 5
Views: 222

Re: Universal Life Insurance for Newborn (Advocating Against)

It's a gift, and it has value. The main thing, I think, is to show them that you are grateful. If there is something else that you prefer, then gently inquire whether they are open to alternatives. If they seem committed to life insurance then just thank them profusely and move on. A lot of people v...
by JPH
Tue Jan 26, 2021 8:26 am
Forum: Personal Finance (Not Investing)
Topic: Talk me out of buying a Porsche 911 as an investment....
Replies: 103
Views: 7125

Re: Talk me out of buying a car as an investment....

Remove the word "investment" from your post and then just decide if you want and can afford the car.
by JPH
Mon Jan 25, 2021 10:24 am
Forum: US Chapters
Topic: Happy 97th Birthday, Taylor Larimore
Replies: 146
Views: 6387

Re: Happy 97th Birthday, Taylor Larimore

Happy Birthday Taylor! Thank you and keep up the good work.
by JPH
Sun Jan 24, 2021 2:31 pm
Forum: Investing - Theory, News & General
Topic: Should I lower my DCA during this time?
Replies: 22
Views: 1128

Re: Should I lower my DCA during this time?

Forget about DCAing and Dry Powder. Those are slippery concepts. Just think of it as saving money for the future. Over the long term it will grow.
by JPH
Mon Jan 18, 2021 10:15 am
Forum: Personal Finance (Not Investing)
Topic: Family support for an artist
Replies: 188
Views: 10965

Re: Family support for an artist

Most successful artists do a lot more than produce good renderings. There is a lot of self-promotion involved. Teaching classes or workshops is one way. Also art openings at galleries, public lectures, being covered in news stories, judge art competitions, contribute articles to art magazines, etc. ...
by JPH
Mon Jan 18, 2021 8:25 am
Forum: Personal Finance (Not Investing)
Topic: Family support for an artist
Replies: 188
Views: 10965

Re: Family support for an artist

The fact that art is his chosen field is not critical to the decision. People support their children in many ways because they love them and want to help them succeed. It takes a lot of effort that does not occur in the studio to become successful as an artist. If it feels good to write the checks, ...
by JPH
Wed Jan 06, 2021 6:04 pm
Forum: Personal Consumer Issues
Topic: Nurse practitioner as primary care provider?
Replies: 76
Views: 6149

Re: Nurse practitioner as primary care provider?

I don't know the answer about the advisability of an NP as a sole primary care provider. But I was underestimating the skill of the NP prior to a recent personal experience. A family member fell against a jagged rock and sustained a very deep 5 inch gash on the forearm. We went to an urgent care cen...
by JPH
Wed Dec 30, 2020 4:42 pm
Forum: Personal Consumer Issues
Topic: Olive Oil
Replies: 23
Views: 2913

Re: Olive Oil

Kirkland brand from Costco :twisted: It's very good on the body, especially joints after a hard day, good for skin as well . We use it in the kitchen too, found it very good for the purposes we have. When I was in high school a lot of the boys oiled their hair: think of the movie "Grease."...
by JPH
Wed Dec 30, 2020 4:25 pm
Forum: Personal Consumer Issues
Topic: How to choose a good orthodontist?
Replies: 19
Views: 1168

Re: How to choose a good orthodontist?

It depends somewhat on how severe the malocclusion is and what you expect. Some orthodontists aren't satisfied until all the teeth are in perfect alignment. If all you are concerned with is having straight front teeth, then there may be a less expensive alternative. Also decide if you favor Invisali...
by JPH
Wed Dec 30, 2020 10:07 am
Forum: Personal Consumer Issues
Topic: Personal Life Coach
Replies: 58
Views: 4319

Re: Personal Life Coach

rockstar wrote: Tue Dec 29, 2020 11:38 pm Sounds like we're going into the unlicensed, snake oil realm here. Isn't there an app for this? I used to have a magic eight ball.
Ah, yes. The wonderous magic eight ball! Never fails me.