Search found 1912 matches

by wilked
Sat Apr 10, 2021 10:29 am
Forum: Personal Finance (Not Investing)
Topic: Remodel during housing hysteria?
Replies: 54
Views: 3461

Re: Remodel during housing hysteria?

I would move. This is a major disruption and not what I would want with a 7 and 10 year old. You say there is no other properties comparable, but I don’t personally buy that. There’s always another house out there. Do a 2 year look back in Redfin and see how many properties you would buy that fit yo...
by wilked
Mon Apr 05, 2021 7:20 pm
Forum: Personal Finance (Not Investing)
Topic: How much house can we afford?
Replies: 28
Views: 2234

Re: How much house can we afford?

My advice. Pay off the car loan tomorrow (clear the $10k debt) Do both of you have student loans, and are both on the public debt forgiveness? Also, mentally put the e fund aside from down payment savings. Combining them as you did implies you are willing to dip into the e fund for house funds. I pe...
by wilked
Fri Apr 02, 2021 7:31 am
Forum: Personal Consumer Issues
Topic: Tankless Water Heater - Struggling to Justify
Replies: 71
Views: 5857

Re: Tankless Water Heater - Struggling to Justify

If you're still deciding, why not a faster recharging gas fifty or sixty gallon? It's bound to be cheaper, you go tankless for convenience not Financial efficiency. I'm landing on a 50 gal quick recovery. Bradford White makes a 65k BTU model that looks good https://www.supplyhouse.com/Bradford-Whit...
by wilked
Wed Mar 31, 2021 1:12 pm
Forum: Personal Consumer Issues
Topic: Can't remove old shower head
Replies: 38
Views: 1868

Re: Can't remove old shower head

Agree w heat, but I’d use a torch. Go slowly, heat little by little, it’ll give
by wilked
Tue Mar 30, 2021 6:42 pm
Forum: Personal Consumer Issues
Topic: Tankless Water Heater - Struggling to Justify
Replies: 71
Views: 5857

Re: Tankless Water Heater - Struggling to Justify

*Requires annual flushes and 5 year full maintenance - Not too big a deal, but is more than I do with the tanks FWIW tank-style water heaters require annual flushing too. Many plumbing pros recommend even shorter intervals, such as every 6 months. Sediment buildup is more likely to occur in a tank ...
by wilked
Mon Mar 29, 2021 4:14 pm
Forum: Personal Consumer Issues
Topic: Tankless Water Heater - Struggling to Justify
Replies: 71
Views: 5857

Re: Tankless Water Heater - Struggling to Justify

We came to the same conclusion you did. We had an older 40 gallon when we moved in, but the master bath has an oversized tub and the 40 gallon would run out before you could entirely fill the tub. Also, like you, our gas bill runs $15-20 in the summer and almost half of that is service fees, so we ...
by wilked
Mon Mar 29, 2021 4:13 pm
Forum: Personal Consumer Issues
Topic: Tankless Water Heater - Struggling to Justify
Replies: 71
Views: 5857

Re: Tankless Water Heater - Struggling to Justify

40 seconds? When I got a tankless, it was maybe a second or two slower to provide hot water. They heat up fast. Biggest selling point for me was how they fail. A tankless failing typically mean no hot water. A tank failing can flood your basement. I think if I had a finished basement then no questi...
by wilked
Mon Mar 29, 2021 3:17 pm
Forum: Personal Consumer Issues
Topic: Tankless Water Heater - Struggling to Justify
Replies: 71
Views: 5857

Tankless Water Heater - Struggling to Justify

We are adding a new master bath, increasing total baths to 3. The new bathroom will have a shower and a soaking tub, ann the tub itself will be ~ 50 gallons. I currently have a 40 gal gas-fired Bradford White water heater. ~8 years old, no issues with it, anode replaced 2 years ago (was 60% spent). ...
by wilked
Mon Mar 29, 2021 7:36 am
Forum: Personal Consumer Issues
Topic: Why are Subarus so popular?
Replies: 114
Views: 6213

Re: Why are Subarus so popular?

Subarus are overrated in my opinion. Their overall performance, reliability, safety features and aesthitics are not particulary noteworthy compared to other brands. That nifty all wheel drive thing they have going on is a dime a dozen now. Subaru owners remind me a lot of Volvo drivers from the 80'...
by wilked
Wed Mar 24, 2021 10:12 am
Forum: Personal Finance (Not Investing)
Topic: help understanding Pro Rata in ROTH conversion
Replies: 9
Views: 345

Re: help understanding Pro Rata in ROTH conversion

So from what you are saying it sounds like I will actually get taxed twice on that $7000, or at least $6300. I am retired, so I don't have an option for a workplace plan. Now I think I just have to let that $7000 sit all by itself in the traditional IRA. If you are retired why backdoor roth? You ar...
by wilked
Wed Mar 24, 2021 6:36 am
Forum: Personal Consumer Issues
Topic: House inspection report
Replies: 22
Views: 2373

Re: House inspection report

Is it near a wall or a light fixture? If so likely electric related

Is it under a bathroom or on an upper level?

You need to use a little detective work to see what it logically was likely from
by wilked
Tue Mar 23, 2021 6:30 am
Forum: Personal Finance (Not Investing)
Topic: Buying a ski condominium
Replies: 23
Views: 7110

Re: Buying a ski condominium

OP, did you end up buying, and if so what is your experience? Considering something similar myself. Thanks
by wilked
Fri Mar 19, 2021 9:43 am
Forum: Personal Consumer Issues
Topic: Replace water heater just because it's old?
Replies: 94
Views: 9632

Re: Replace water heater just because it's old?

Similar question I am adding a brand new bathroom with a soaking tub. The tub itself will be 50-60 gallons. I currently have a 40 gallon nat gas water heater. Our water is supplied by the city and is not anything special (not hard, etc). I am going to add a second (identical) water heater and pipe i...
by wilked
Fri Mar 19, 2021 6:38 am
Forum: Personal Finance (Not Investing)
Topic: National Reputation of Worcester Polytechnic Institute (WPI)? other input welcome too
Replies: 211
Views: 12181

Re: National Reputation of Worcester Polytechnic Institute (WPI)? other input welcome too

I’m in the Northeast. WPI was my second choice (I went to RPI). WPI is a great school and highly respected. Your son will do well if he chooses that
by wilked
Thu Mar 18, 2021 12:37 pm
Forum: Personal Finance (Not Investing)
Topic: Asking HR for a raise
Replies: 52
Views: 4935

Re: Asking HR for a raise

the company stinks, your boss stinks, and you are underpaid in a market that is hot for your position.

Vote with your feet, find a new gig
by wilked
Thu Mar 18, 2021 12:30 pm
Forum: Personal Consumer Issues
Topic: 50 gallon water heater questions
Replies: 70
Views: 4272

Re: 50 gallon water heater questions

Agree with the others - replace the anode rod. It’s $20 and takes 30 minutes, and can double the life of your water heater. A true “no brained”
by wilked
Wed Mar 17, 2021 8:29 am
Forum: Personal Finance (Not Investing)
Topic: Can we afford this house?
Replies: 78
Views: 4235

Re: Can we afford this house?

Think I missed it too. 7 years before kids? In that case keep the high retirement savings, keep the high golf/ski/food budgets, and enjoy yourselves. Try and grow your house savings over time, with a goal of > $100,000 in the next 3-4 years. Reassess in a few years We plan to try for a kid within t...
by wilked
Wed Mar 17, 2021 7:56 am
Forum: Personal Finance (Not Investing)
Topic: Can we afford this house?
Replies: 78
Views: 4235

Re: Can we afford this house?

Think I missed it too. 7 years before kids?

In that case keep the high retirement savings, keep the high golf/ski/food budgets, and enjoy yourselves. Try and grow your house savings over time, with a goal of > $100,000 in the next 3-4 years. Reassess in a few years
by wilked
Tue Mar 16, 2021 7:10 pm
Forum: Personal Finance (Not Investing)
Topic: Can we afford this house?
Replies: 78
Views: 4235

Re: Can we afford this house?

Everyone feels like they will be priced out when searching. And then everyone finds a place to live. You are asking / looking at the exact worst time. There has not been a more expensive time to buy then the last 6 months. Ignore it all - it’s noise. Only 60% of typical supply is out there. That is ...
by wilked
Tue Mar 16, 2021 3:52 pm
Forum: Personal Finance (Not Investing)
Topic: Can we afford this house?
Replies: 78
Views: 4235

Re: Can we afford this house?

I live in Boston. I actually plotted $/sq ft vs time for last 3 years for a friend who is looking to buy. The market is not working right now, and it is clear. Prices since June of last year are WAY UP, no reasoning to it other than pandemic depressing supply. Supply is 60% of what it was in 2019. Y...
by wilked
Tue Mar 16, 2021 2:56 pm
Forum: Personal Finance (Not Investing)
Topic: Can we afford this house?
Replies: 78
Views: 4235

Re: Can we afford this house?

My advice Income is good, savings is lagging. I would focus on saving 20% for downpayment. If you do not have children and are not pregnant, I don't see the rush to buy, especially lacking sufficient savings. It takes X months to get pregnant and 9 months to have a baby. The yard will be useless unt...
by wilked
Fri Mar 05, 2021 7:18 am
Forum: Personal Consumer Issues
Topic: Solar...what am I missing?
Replies: 109
Views: 8215

Re: Solar...what am I missing?

One friend of mine who is an engineer said he is hesitant because technology is changing so fast he thinks it will be cheaper and more efficient rapidly. What do people think of that argument? It feels like with a 7 year pay back with a home we plan to be in for 20+ years feels like it’s hard to lo...
by wilked
Tue Mar 02, 2021 11:01 am
Forum: Personal Consumer Issues
Topic: Quality Kitchen Faucet Recommendations?
Replies: 40
Views: 3890

Re: Quality Kitchen Faucet Recommendations?

I just had a quick Moen customer service call. After which they sent me a coupon for 65% off their website, expiring in a week. I compared prices vs Hone Depot and it's definitely a good deal with the 65%. I won't use it, posting here in case anyone needs it. Just PM me. It can be used for up to 3 i...
by wilked
Mon Mar 01, 2021 9:20 am
Forum: Personal Consumer Issues
Topic: Want to be a nomad but not sure about keeping a house
Replies: 44
Views: 4206

Re: Want to be a nomad but not sure about keeping a house

Everything sounds good to me. We have a somewhat similar plan
by wilked
Fri Feb 26, 2021 1:03 pm
Forum: Personal Consumer Issues
Topic: Solar...what am I missing?
Replies: 109
Views: 8215

Re: Solar...what am I missing?

Thanks, all! I liked the idea of a local company vs. a national one, but might be worth checking. I'm sort of confused by Tesla's quote. I just see two options (pre incentive pricing): 8.16 kW Solar Panels -- $16,400 12.24 kW Solar Panels -- $24,600 Whereas everyone on energysage quoted at price pe...
by wilked
Fri Feb 26, 2021 12:16 pm
Forum: Personal Consumer Issues
Topic: Unclogger-Drain Cleaner
Replies: 40
Views: 2529

Re: Unclogger-Drain Cleaner

As a rule, I don't like solving plumbing issues with chemicals. Manual means are much preferred. If you have a recurring clog issue with the washer then your plumbing setup is wrong or your washer is generating solids (or both). Washer lines don't usually back up, so you probably have something uniq...
by wilked
Fri Feb 26, 2021 12:05 pm
Forum: Personal Consumer Issues
Topic: Tiling a Shower
Replies: 44
Views: 3459

Re: Tiling a Shower

Most of tiling is easy. grab a tile, get some mortar on the wall, ensure your spacers are in place, and pop it on. Check level periodically. It's easy. Where a pro has an advantage is the transitions. Maybe your wife wants a shower niche. Maybe there's a 90 that needs to be tiled. Now you need some ...
by wilked
Wed Feb 24, 2021 12:43 pm
Forum: Personal Consumer Issues
Topic: which snow blower ?
Replies: 103
Views: 7572

Re: which snow blower ?

This is the winter I bought a snowblower. Prior to that I was one of the 'tough guys' who believed a shovel, two strong legs and arms, and the right spirit was enough https://cdn.weatherworksinc.com/blogs/Boston%20Seasonal%20Snowfall.jpg Every day or two it seemed we got another 6-8 inches of snow, ...
by wilked
Wed Feb 24, 2021 11:00 am
Forum: Personal Consumer Issues
Topic: which snow blower ?
Replies: 103
Views: 7572

Re: which snow blower ?

This thread is perplexing. Do people really spend $1000 on a snowblower? As a born and raised Alaskan we just used snow shovels. The primary shovel was wide (for pushing), large, and deep. I don’t live in Alaska anymore, but my mother still is and in her mid sixties continues to use a shovel. Snowb...
by wilked
Tue Feb 23, 2021 11:54 am
Forum: Personal Consumer Issues
Topic: which snow blower ?
Replies: 103
Views: 7572

Re: which snow blower ?

At least for me, the cost of labor is high because I don't have a way to get the 2-stage snow blower to the shop. So I have to pay to have them come to fix, or at least transport, the machine. I love my SUV, but it cannot haul a 2-stage snow blower. I think in this case (replace a fuel shutoff and ...
by wilked
Tue Feb 23, 2021 11:27 am
Forum: Personal Consumer Issues
Topic: which snow blower ?
Replies: 103
Views: 7572

Re: which snow blower ?

Not too happy with my 4 year old Ariens Deluxe 24" right now. A few weeks ago the leaking fuel shutoff valve was replaced. Yesterday the traction cable broke. I estimate both repairs to cost $350 on a $1000 machine. I'm not sure how long I want to keep this machine. Maybe Toro next time? The f...
by wilked
Tue Feb 23, 2021 8:40 am
Forum: Personal Consumer Issues
Topic: which snow blower ?
Replies: 103
Views: 7572

Re: which snow blower ?

Not too happy with my 4 year old Ariens Deluxe 24" right now. A few weeks ago the leaking fuel shutoff valve was replaced. Yesterday the traction cable broke. I estimate both repairs to cost $350 on a $1000 machine. I'm not sure how long I want to keep this machine. Maybe Toro next time? The f...
by wilked
Fri Feb 19, 2021 9:27 am
Forum: Personal Consumer Issues
Topic: Busted water pipe, now what? Help a Texan out.
Replies: 187
Views: 14197

Re: Busted water pipe, now what? Help a Texan out.

Things look a little crazy out there right now. Do you have a plan B if this guy doesn't show up? From the pics it looks like this should be an easy fix for the clamp you tried as long as it's the right size (1/2" or 3/4") and used properly. That clamp comes in both sizes. Just clean off ...
by wilked
Fri Feb 19, 2021 7:58 am
Forum: Personal Consumer Issues
Topic: Busted water pipe, now what? Help a Texan out.
Replies: 187
Views: 14197

Re: Busted water pipe, now what? Help a Texan out.

Not sure I’ll be able to get in my time machine to 1982 and ask the builder. It’s fine on the right hand side of my house where the foundation and ground is only a foot from the bottom of the siding. But my entire lot slopes. So on the left side of house, as you see, the foundation is several feet ...
by wilked
Thu Feb 18, 2021 3:31 pm
Forum: Personal Consumer Issues
Topic: Busted water pipe, now what? Help a Texan out.
Replies: 187
Views: 14197

Re: Busted water pipe, now what? Help a Texan out.

OP here. Just for entertainment, here are pics of the offending hose bib. I scraped back the JB Weld attempt at a “fix” so they would have room to make a cut. Supposedly we have a noon appt tomorrow w the plumber. Is it just me or does the water line penetrate the exterior wall about four inches be...
by wilked
Thu Feb 18, 2021 3:27 pm
Forum: Personal Consumer Issues
Topic: Busted water pipe, now what? Help a Texan out.
Replies: 187
Views: 14197

Re: Busted water pipe, now what? Help a Texan out.

If you have a plumber fix it, be sure to have her/him add a valve inside for all external hose bibs (can be a single valve if all hose bibs are on a common takeoff).
by wilked
Wed Feb 17, 2021 12:47 pm
Forum: Personal Consumer Issues
Topic: Busted water pipe, now what? Help a Texan out.
Replies: 187
Views: 14197

Re: Busted water pipe, now what? Help a Texan out.

OP here. Power is still on for now. I toted a bunch of water like a pioneer person, a bucket at a time from the neighbor’s unfrozen hose bib to fill up the tub for flushing purposes. Guess I have two options tomorrow. Try and turn the water on and see if the JB Weld plus pipe clamp worked. Or just ...
by wilked
Tue Feb 16, 2021 6:54 pm
Forum: Personal Consumer Issues
Topic: Busted water pipe, now what? Help a Texan out.
Replies: 187
Views: 14197

Re: Busted water pipe, now what? Help a Texan out.

OP here. Power is still on for now. I toted a bunch of water like a pioneer person, a bucket at a time from the neighbor’s unfrozen hose bib to fill up the tub for flushing purposes. Guess I have two options tomorrow. Try and turn the water on and see if the JB Weld plus pipe clamp worked. Or just ...
by wilked
Tue Feb 16, 2021 3:52 pm
Forum: Personal Consumer Issues
Topic: Busted water pipe, now what? Help a Texan out.
Replies: 187
Views: 14197

Re: Busted water pipe, now what? Help a Texan out.

It’s copper. There’s a post above, but for $30-40 in fittings you can repair easily. Will take you 30 mins max w the right tools. I know you say you can’t drive. Can someone else drive? If you cant get a plumber on site til fri, can you at least buy some parts from the plumber? Offer to pay double,...
by wilked
Tue Feb 16, 2021 1:11 pm
Forum: US Chapters
Topic: Average Age of Bogleheads Posters
Replies: 94
Views: 10719

Re: Average Age of Bogleheads Posters

I’d say average age of this forum is definitely in their 50s
by wilked
Tue Feb 16, 2021 12:50 pm
Forum: Personal Consumer Issues
Topic: Busted water pipe, now what? Help a Texan out.
Replies: 187
Views: 14197

Re: Busted water pipe, now what? Help a Texan out.

It’s copper. There’s a post above, but for $30-40 in fittings you can repair easily. Will take you 30 mins max w the right tools. I know you say you can’t drive. Can someone else drive? If you cant get a plumber on site til fri, can you at least buy some parts from the plumber? Offer to pay double,...
by wilked
Tue Feb 16, 2021 12:27 pm
Forum: Personal Consumer Issues
Topic: Busted water pipe, now what? Help a Texan out.
Replies: 187
Views: 14197

Re: Busted water pipe, now what? Help a Texan out.

I’m an engineer (doesn’t mean a lot, but maybe a little) and I think this jb weld won’t work
by wilked
Tue Feb 16, 2021 12:27 pm
Forum: Personal Consumer Issues
Topic: Busted water pipe, now what? Help a Texan out.
Replies: 187
Views: 14197

Re: Busted water pipe, now what? Help a Texan out.

Have you determined with certainty you don’t have copper? Can you take a photo?
by wilked
Tue Feb 16, 2021 11:21 am
Forum: Personal Consumer Issues
Topic: Busted water pipe, now what? Help a Texan out.
Replies: 187
Views: 14197

Re: Busted water pipe, now what? Help a Texan out.

If the scratched area has a silver-gray color and magnets sticks to it, it means that galvanized pipes are used in your plumbing system. OP, can you confirm? Can you take a photo?

If it's copper it's a VERY easy DIY fix to add a valve. Will take you all of 20 mins once you have the parts
by wilked
Thu Feb 11, 2021 3:47 pm
Forum: Personal Finance (Not Investing)
Topic: Boglehead bathroom repair
Replies: 36
Views: 2702

Re: Boglehead bathroom repair

From the limited photos I am going to assume that most buyers will walk in the bathroom and mentally appropriate $10-20K for a bathroom remodel. It is not clear to me that just a retile will stop them from doing the same. I'd leave it based on that. If the bathroom looked 'current' minus the floor t...
by wilked
Wed Feb 10, 2021 8:11 am
Forum: Personal Finance (Not Investing)
Topic: How can I help my mother in retirement?
Replies: 46
Views: 3500

Re: How can I help my mother in retirement?

Consider buying her house from her for the balance on the mortgage and letting her live there without rent. Make this offer contingent upon her, with your oversight , using 200,000 dollars of her inheritance to buy a lifetime SPIA which will provide her with approximately 1000 dollars a month in in...
by wilked
Tue Feb 09, 2021 4:26 pm
Forum: Personal Finance (Not Investing)
Topic: How can I help my mother in retirement?
Replies: 46
Views: 3500

Re: How can I help my mother in retirement?

There seems to be way too many well meaning Bogleheads who want to provide help like you do. Just stop. No, really....stop. If you pay off her mortgage, I can guarantee with just the short description you gave that a HELOC will immediately be taken out and maxed to buy who knows what. You describe ...