Search found 1086 matches

by Grasshopper
Wed Apr 14, 2021 8:17 am
Forum: Personal Finance (Not Investing)
Topic: Vanguard cash reserve check writing
Replies: 31
Views: 2223

Re: Vanguard cash reserve check writing

35+ year VG investor, just finished grinding up my VG checks. Even Capital One checking pays .10%
by Grasshopper
Sun Apr 11, 2021 5:05 pm
Forum: Personal Consumer Issues
Topic: Would (did) you preemptively replace your Roof Shingles
Replies: 51
Views: 3465

Re: Would you preemptively replace your Roof

We replaced our roof at 20 years with a metal roof in a wildfire prone area.
by Grasshopper
Mon Mar 22, 2021 8:14 am
Forum: Personal Consumer Issues
Topic: Is Google Advanced Protection the only safe way to use Yubikey?
Replies: 104
Views: 7618

Re: Is Google Advanced Protection the only safe way to use Yubikey?

With my chromebook when I leave my laptop I just lock it. When I return I have to use my PW or have my phone (trusted device) close by. I use 2 Yubikeys for my gmail on my chromebook, and W10 laptop, which I only use for Quicken, TurboTax.
by Grasshopper
Sat Mar 13, 2021 4:59 pm
Forum: Personal Consumer Issues
Topic: What are your travel plans in 2021 and beyond?
Replies: 149
Views: 9604

Re: What are your travel plans in 2021 and beyond?

Still have our fingers crossed for hiking the Italian Dolomites in the fall, and are looking at the Peloponnese Peninsula in Greece for fall of 2022. Or push them both out when we can travel.
by Grasshopper
Sat Mar 06, 2021 11:14 am
Forum: Personal Investments
Topic: issue with Vanguard website to select specific lot when selling VTSAX [update]
Replies: 29
Views: 1657

Re: issue with Vanguard website to select specific lot when selling VTSAX [update]

I think you want to enter how many shares to sell from various, hit continue and than the individual lots will show and pick from them.
by Grasshopper
Wed Mar 03, 2021 6:43 pm
Forum: Personal Finance (Not Investing)
Topic: Urgent Care bill - does this seem high?
Replies: 44
Views: 2454

Re: Urgent Care bill - does this seem high?

I just had a $174 bill for 20-29 minute visit. The $100 dipstick urinalysis I thought was a bit high.
by Grasshopper
Fri Feb 26, 2021 8:36 am
Forum: Personal Consumer Issues
Topic: Can I grow Black Oil Sunflowers in my garden from bird seed?
Replies: 6
Views: 739

Re: Can I grow Black Oil Sunflowers in my garden from bird seed?

I always get germination from fallen sunflower seed from the feeders.
by Grasshopper
Sun Feb 14, 2021 6:53 am
Forum: Personal Finance (Not Investing)
Topic: Questions about rejected efile (TurboTax)
Replies: 21
Views: 2573

Re: Questions about rejected efile (TurboTax)

I had my e-file rejected by the IRS on Feb 12. TT sent an email that let me correct my AGI. Somehow the field was filled with a incorrect AGI, yet I filed with TT in 2019, and it knew all my information. Accepted in 15 minutes with corrected AGI on Feb 13.
by Grasshopper
Tue Feb 02, 2021 7:29 am
Forum: Personal Finance (Not Investing)
Topic: Geico or Progressive auto insurance?
Replies: 37
Views: 3369

Re: Geico or Progressive auto insurance?

Another who ever is cheaper Geico or Progressive insurer, seems about every 2 years I switch. Never had a claim but Ms.G's insurance card was used by someone on a claim miles from home, Geico at the time got it straightened out for her.
by Grasshopper
Sun Jan 31, 2021 9:37 am
Forum: Personal Finance (Not Investing)
Topic: Post when you have received various tax forms
Replies: 87
Views: 6500

Re: Post when you have received various tax forms

I was able to download my consolidated 1099-B from Vanguard into TurboTax 1/27 a day early.
by Grasshopper
Sun Jan 17, 2021 5:17 pm
Forum: Personal Consumer Issues
Topic: Where do you buy coffee beans?
Replies: 185
Views: 16302

Re: Where do you buy coffee beans?

I love my coffee, for about a year now I have been using Costco's, Jose's Gourmet organic Mayan Blend. I find it to be softer in acid, and milder in flavor. Whole beans in a burr grinder, and ceramic pour over brewer.
by Grasshopper
Thu Dec 24, 2020 1:25 pm
Forum: Personal Consumer Issues
Topic: What kind of car do Bogleheads like to drive?
Replies: 470
Views: 39327

Re: What kind of car do Bogleheads like to drive?

My localmotion is a 2009 GMC PU 4WD 140K. My freeway flyer is a 2019 Hyundai Santa Fe, it fits 2 big cooler for big city shopping. This car is exactly suited for me keeps in the lane when I start to wander, stops when there is something in the road and lets me know not to change lanes when another v...
by Grasshopper
Thu Dec 17, 2020 1:57 pm
Forum: Personal Consumer Issues
Topic: Favorite Travel Experiences
Replies: 178
Views: 12949

Re: Favorite Travel Experiences

Have enjoyed reading everyone's posts! I've visited or travelled in 45+ countries and 49 U.S. states. I enjoyed them all, but perhaps my favorite / "most memorable" travel experience was going "on tour" with the Grateful Dead off & on from 1987 to 1992--good times indeed! :D...
by Grasshopper
Thu Dec 17, 2020 9:49 am
Forum: Personal Finance (Not Investing)
Topic: $8,625 Credit Card Charge Not Mine
Replies: 37
Views: 3592

Re: $8,625 Credit Card Charge Not Mine

I have all alerts set to the smallest amount that they let you have. I understand that hackers many times test a CC for $2-$3 before going for the big bucks. I sometimes get alerts before I even leave the cashiers.
by Grasshopper
Wed Dec 16, 2020 2:16 pm
Forum: Personal Consumer Issues
Topic: Best deal on unlocked mobile phones--just the phone.
Replies: 39
Views: 3051

Re: Best deal on unlocked mobile phones--just the phone.

Thanks for the heads up. I just ordered the Moto G Power unlocked from Best Buy, $5 off coupon, 5% cashback Discovercard, 3% cashback from Rakuten(ebates).Made the price $161. free shipping. Probably not worth the trouble now, but this will get you a slightly better deal. https://slickdeals.net/f/1...
by Grasshopper
Wed Dec 16, 2020 10:07 am
Forum: Personal Consumer Issues
Topic: Best deal on unlocked mobile phones--just the phone.
Replies: 39
Views: 3051

Re: Best deal on unlocked mobile phones--just the phone.

Thanks for the heads up. I just ordered the Moto G Power unlocked from Best Buy, $5 off coupon, 5% cashback Discovercard, 3% cashback from Rakuten(ebates).Made the price $161. free shipping.
by Grasshopper
Tue Dec 15, 2020 4:43 pm
Forum: Personal Finance (Not Investing)
Topic: Relocation - California, Santa Cruz, Watsonville, Salinas, Monterey area
Replies: 168
Views: 9114

Re: Relocation - California, Santa Cruz, Watsonville, Salinas, Monterey area

Get a copy of Sunset Western Garden Book it shows some of the microclimates in the area you desire.
by Grasshopper
Tue Dec 15, 2020 4:26 pm
Forum: Personal Investments
Topic: Tax considerations for Compuserve Transfer
Replies: 15
Views: 757

Re: Tax considerations for Compuserve Transfer

Here also advise to double down on having cost basis in hand before the transfer, or spend hours trying, but not making it right.
by Grasshopper
Sat Dec 12, 2020 3:55 pm
Forum: Personal Consumer Issues
Topic: Favorite Travel Experiences
Replies: 178
Views: 12949

Re: Favorite Travel Experiences

PoppyA wrote: Sat Dec 12, 2020 8:31 am
June 21 in Alaska and the Midnight sun - eerily beautiful!
We were in Fairbanks for the summer equinox, before going to Denali NP. I have never felt more alive.

David
by Grasshopper
Fri Dec 11, 2020 2:10 pm
Forum: Personal Consumer Issues
Topic: Favorite Travel Experiences
Replies: 178
Views: 12949

Re: Favorite Travel Experiences

Ms G and I prefer walking tours and or small ship adventure cruises. Cruises Galapagos Alaska Eastern passages Costa Rica/Panama Sea of Cortez Five Hawaiian Islands Walking Zambia, walking safari Italy, Amalfi coast/Capri California, San Francisco to Point Reyes Machu Picchu Denali NP Grand Canyon R...
by Grasshopper
Sun Dec 06, 2020 9:23 am
Forum: Personal Finance (Not Investing)
Topic: Is there any way to tell if a TurboTax form is ready?
Replies: 14
Views: 1010

Re: Is there any way to tell if a TurboTax form is ready?

With deluxe desktop I check for updates every morning. And I use TaxCaster 2020 for guesstimates.
by Grasshopper
Sat Dec 05, 2020 11:05 am
Forum: Investing - Theory, News & General
Topic: Can anyone reach Vanguard on the phone?
Replies: 173
Views: 14255

Re: Can anyone reach Vanguard on the phone?

Why I remember when Jack Bogle would answer the phone when things got busy. I think it was called Bogles army.
by Grasshopper
Fri Nov 27, 2020 4:18 pm
Forum: Personal Consumer Issues
Topic: Bird watchers – what birds are you seeing?
Replies: 1070
Views: 48605

Had a 2 Jay day today.

My family of Mexican Jays were at my stock tank, while a Scrub Jay was getting water at the house. I only get Scrub Jay for about a day or two every year, this one has stayed for about 3 weeks.
by Grasshopper
Thu Nov 19, 2020 4:06 pm
Forum: Investing - Theory, News & General
Topic: Fed up With Flagship
Replies: 291
Views: 20245

Re: Fed up With Flagship

Perhaps my issue is that at the level of support I've been using, I can't tell the difference between great and poor customer service. When I first qualified for Flagship, I asked the customer service rep if I could get a Vanguard Coffee mug to mark my "graduation." They sent me one. That...
by Grasshopper
Thu Nov 19, 2020 11:39 am
Forum: Personal Finance (Not Investing)
Topic: PSA: Paypal can charge a different payment method than the one you selected... and won't tell you
Replies: 32
Views: 2057

Re: PSA: Paypal can charge a different payment method than the one you selected... and won't tell you

I don't want to keep this going but.

Payment Method
Discover ****
Order Summary
Item(s) Subtotal:$42.93
Shipping & Handling:$7.78
Free Shipping:-$7.78
Total before tax:$42.93
Estimated tax to be collected:$2.62
Gift Card Amount:-$45.55
Grand Total:$0.00
by Grasshopper
Thu Nov 19, 2020 9:19 am
Forum: Personal Finance (Not Investing)
Topic: PSA: Paypal can charge a different payment method than the one you selected... and won't tell you
Replies: 32
Views: 2057

Re: PSA: Paypal can charge a different payment method than the one you selected... and won't tell you

I have never had even a credit card on my PP account I have had payments sent to me so I had a balance on my account. I wanted to close the account but PP said they could only put the balance on a CC, got me. Fooled them gave them a virtual CC number. On the other hand Amazon has pulled purchases f...
by Grasshopper
Thu Nov 19, 2020 9:08 am
Forum: Personal Finance (Not Investing)
Topic: PSA: Paypal can charge a different payment method than the one you selected... and won't tell you
Replies: 32
Views: 2057

Re: PSA: Paypal can charge a different payment method than the one you selected... and won't tell you

I have never had even a credit card on my PP account I have had payments sent to me so I had a balance on my account. I wanted to close the account but PP said they could only put the balance on a CC, got me. Fooled them gave them a virtual CC number. On the other hand Amazon has pulled purchases fr...
by Grasshopper
Thu Nov 05, 2020 2:03 pm
Forum: Personal Finance (Not Investing)
Topic: No RMD required this year
Replies: 39
Views: 3191

Re: No RMD required this year

Yes, another year to do a Roth conversion.
by Grasshopper
Thu Nov 05, 2020 1:58 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Brokerage Account Misinformation Correction Thread
Replies: 60
Views: 4701

Re: Vanguard Brokerage Account Misinformation Correction Thread

Just for grins, I did my Roth conversion this week. Both tIRA and Roth have the same bond fund, so I thought on the brokerage platform I would have to sell from my tIRA to settlement account and than buy my MF in my Roth. Lo and behold shares moved from my tIRA to Roth, just like on the old MF platf...
by Grasshopper
Mon Nov 02, 2020 6:07 pm
Forum: Personal Finance (Not Investing)
Topic: Spouse diagnosed w/ Cancer
Replies: 108
Views: 12662

Re: Spouse diagnosed w/ Cancer

I have been on active surveillance for indolent PC for 9 years. PM if you would like.
by Grasshopper
Sat Oct 03, 2020 2:12 pm
Forum: Personal Finance (Not Investing)
Topic: Social Security: Website Estimate vs Actual
Replies: 25
Views: 2448

Re: Social Security: Website Estimate vs Actual

Retired at age 54, was worried about 8 years of goose eggs before claiming at 62. Used the SS calculator, and zeroed the remaining years. Came out better with COLA adjustments..
by Grasshopper
Tue Sep 29, 2020 6:22 am
Forum: Investing - Theory, News & General
Topic: Are we NOW in a bubble?
Replies: 103
Views: 11934

Re: Are we NOW in a bubble?

Yes, after being kicked around for a couple of years McAfee is back with a public IPO. :beer
by Grasshopper
Wed Sep 23, 2020 2:40 pm
Forum: Personal Consumer Issues
Topic: New Rolling Stone Top 500 Albums (which is a must buy?)
Replies: 48
Views: 4107

Re: New Rolling Stone Top 500 Albums (which is a must buy?)

Ms G will but a slug in my player head, if I play Allman Bros, or Little Feat again in UT Music.
by Grasshopper
Sun Sep 20, 2020 10:08 am
Forum: Personal Consumer Issues
Topic: Is Costco worth the $120 membership?
Replies: 267
Views: 20235

Re: Is Costco worth the $120 membership?

We only get executive membership in hearing aid years,
.
by Grasshopper
Wed Sep 16, 2020 3:41 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity CC declined, they deny declining
Replies: 41
Views: 3792

Re: Fidelity CC declined, they deny declining

I had a good one at Walmart used my WM app to get 5% reward credit declined, used my WM card accepted but I only get 2% cash back. Spent way to much time on the phone trying to get the extra $3 bucks back. :oops:
by Grasshopper
Sat Sep 05, 2020 6:18 pm
Forum: Personal Consumer Issues
Topic: Cell phone plan unlimited phone and text, very little data
Replies: 22
Views: 1433

Re: Cell phone plan unlimited phone and text, very little data

FreedomPop use it with ATT coverage, Unlimited talk and text 1GB data. Best Buy has had as low as $40 a year prepaid. Ms G and I both have FP and are really happy with it.

https://www.bestbuy.com/site/freedompop ... Id=6187400
by Grasshopper
Sat Sep 05, 2020 6:11 pm
Forum: Personal Consumer Issues
Topic: Did your car insurance premium drop recently?
Replies: 37
Views: 2295

Re: Did your car insurance premium drop recently?

Progressive didn't offer any help, Geico offered 15% for this 6 months. We did get $23 from Progressive this summer. So Geico it is. I shop every 6 months.
by Grasshopper
Mon Aug 31, 2020 11:59 am
Forum: Investing - Theory, News & General
Topic: Vanguard seems to have web online sign on problem
Replies: 145
Views: 6885

Re: Vanguard seems to have web online sign on problem

Just to beat this horse some more I couldn't log in to Vanguard with my YubiKey, I had to get a SMS. :oops:
by Grasshopper
Sun Aug 30, 2020 10:03 am
Forum: Personal Finance (Not Investing)
Topic: Question for those with Capital One Wal-Mart Rewards Card
Replies: 6
Views: 705

Re: Question for those with Capital One Wal-Mart Rewards Card

Not to answer OP question, but the WM Reward Card 5% doesn't apply to WalMartpetrx.com purchases. :annoyed
by Grasshopper
Tue Aug 11, 2020 2:51 pm
Forum: Personal Consumer Issues
Topic: Google Play Music sunsetting to YouTube Music
Replies: 66
Views: 4038

Re: Google Play Music sunsetting to YouTube Music

A Google Music no subscription user for a long long time. I am miffed that I have to buy premium to get YTM on Android Auto. My work around is use Bluetooth to access YTM on my phone so far so good.
by Grasshopper
Sun Jul 12, 2020 4:41 pm
Forum: Investing - Theory, News & General
Topic: Were You Around During Dotcom Bubble?
Replies: 266
Views: 20667

Re: Were You Around During Dotcom Bubble?

Ms G was a VP in a communication/VOIP/networking company, she would mention a company that she liked and I would buy. We were counting our gains in one BMW, two BMWs, I checked my tax returns and my losses, and couldn't find most of the old names in Google. :beer
by Grasshopper
Sat Jul 11, 2020 5:09 pm
Forum: Personal Consumer Issues
Topic: TPMS(tire pressure monitoring system) lifespan
Replies: 96
Views: 6509

Re: TPMS(tire pressure monitoring system) lifespan

BogleBoogie wrote: Sat Jul 11, 2020 9:50 am Just replaced all 4 of mine in my 2009 Yukon. 2 went bad in a short period of time so I replaced all 4.
[/quote

My 2009 GMC Sierra lost 2 signals 4 months ago, since I only put 2-3K miles a year on it , I'll just forget about it.
by Grasshopper
Sun Jun 28, 2020 1:12 pm
Forum: Personal Consumer Issues
Topic: About to buy a car. What am I forgetting?
Replies: 38
Views: 2444

Re: About to buy a car. What am I forgetting?

Just a reminder CA may go all electric vehicles before your next 15 years is up. :oops:
by Grasshopper
Thu Jun 18, 2020 6:30 pm
Forum: Personal Finance (Not Investing)
Topic: Signature strip on credit card
Replies: 73
Views: 5726

Re: Signature strip on credit card

I returned from a shopping trip in March sanitized my CC now no signature strip. :oops:
by Grasshopper
Wed Jun 17, 2020 3:24 pm
Forum: Personal Finance (Not Investing)
Topic: Inherited land with taxes, but appears to be county road!
Replies: 28
Views: 3174

Re: Inherited land with taxes, but appears to be county road!

I have 2.68 acres carved out of my 40 acre property for easements. I can't tell if I pay taxes on it or not, or who is liable for damages.
by Grasshopper
Thu Jun 11, 2020 1:34 pm
Forum: Personal Consumer Issues
Topic: Backyard renovation: lawn vs pollinator garden
Replies: 24
Views: 1567

Re: Backyard renovation: lawn vs pollinator garden

If you lived in Phoenix I would say go to The Desert Botanical Garden they have different gardens with different ideas. When I lived in Phoenix I volunteered my time there as a docent and Master Gardener in a "Ask the Gardener program".
by Grasshopper
Wed Jun 03, 2020 2:25 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax to save Tax files
Replies: 17
Views: 1424

Re: Turbo Tax to save Tax files

I save a pdf copy and a file copy. As a heads up if you order from Amazon they keep copy of the software for use years later. I needed the program from 2015 and I was able to download in 2020.
by Grasshopper
Sat May 30, 2020 6:46 am
Forum: Personal Investments
Topic: What to do when bank CD rate is much lower than promised?
Replies: 19
Views: 1920

Re: What to do when bank CD rate is much lower than promised?

I had something similar happen and nothing changed until my new statement.