Hello, all. I ran across these folks in the last month or so, and thought others here would enjoy their presentations. For instance they posted today a visualization of the trade relationship between the UK and EU: https://www.visualcapitalist.com/visual ... ationship/
Many, many such presentations are available from these folks... enjoy!
Search found 138 matches
- Mon Feb 08, 2021 6:04 pm
- Forum: Investing - Theory, News & General
- Topic: For visual representations of economic data... allow me to introduce Visual Capitalist
- Replies: 0
- Views: 326
- Fri Jan 15, 2021 8:26 am
- Forum: Investing - Theory, News & General
- Topic: On what are you most bullish?
- Replies: 290
- Views: 28226
Re: On what are you most bullish?
Seriously? Hands down my bullishness is steadfast in my ability to live within my means and, so, prepare for come what may. Many variables here but I owe me Dad for this. What a mighty man!
- Mon Dec 28, 2020 6:40 pm
- Forum: Investing - Theory, News & General
- Topic: 30 minute+ wait time to talk with a Vanguard Representative?
- Replies: 12
- Views: 1408
Re: 30 minute+ wait time to talk with a Vanguard Representative?
Perhaps Lady G... I was on hold with them for about 45 minutes this eve, and never did speak to anyone. It was like low volume tinkling music and about four times I got a ringing sound and another recording say they would get to me soon. Initially I followed the prompts on site and told them of my difficulty of a bank transfer in the space provided. They then provided me with what they deemed the correct phone number. Which I called with the above results'.
When the ennui became a bit much, I attempted the transfer again and it worked, and so I hung up. Perhaps they helped me, perhaps not. I guess I'll never know.
The help page I was initially on stated that they were swamped with calls, or at least that was the gist.
Good luck,
Chris
When the ennui became a bit much, I attempted the transfer again and it worked, and so I hung up. Perhaps they helped me, perhaps not. I guess I'll never know.
The help page I was initially on stated that they were swamped with calls, or at least that was the gist.
Good luck,
Chris
- Mon Dec 28, 2020 6:05 pm
- Forum: Investing - Theory, News & General
- Topic: what gives? unable to make bank transfer from new mm fund
- Replies: 6
- Views: 790
Re: what gives? unable to make bank transfer from new mm fund
Thanks to all who responded... Welp I gave it another shot today and pretty much got the same result (to VMRXX page, click bank transfer on upper right, brief flash of sign on page and then to what I suspect is the general V* page. Consideration of the date and time involved forced me to call V*. I guess I must have been on hold for about 45 minutes, and I never did speak to a Rep or crew member or whatever. I instead attempted to initiate a bank transfer once again, and, lo & behold it worked! I have no idea if being on the phone with them had anything to do with it, probably not, but who knows?
Anyway, thanks again for the replies, and never forsake staying the course!
Good luck,
Chris
Anyway, thanks again for the replies, and never forsake staying the course!
Good luck,
Chris
- Sun Dec 27, 2020 5:10 pm
- Forum: Investing - Theory, News & General
- Topic: what gives? unable to make bank transfer from new mm fund
- Replies: 6
- Views: 790
what gives? unable to make bank transfer from new mm fund
Hello all... well it's that time of year again and it's time to pay my taxes. So I logged on to V* and put the somewhat new mm (VMRXX) in my account view (normally it is excluded due to mine own mental accounting.) So I next go to holdings and click on the fund. To the upper right of the window there is a place to click for bank transfer, but when I clicked on it it flashed a sign on window briefly and then took me to a window where V* various positive features were listed all the way down the page. Now I use noscript and usually allowing V* and V*content allows me to do what I want... but not this time. So I tried again after allowing something called demdex. net access to java. What is this demdex thing? There was another one too, another...
- Sat Nov 07, 2020 2:43 pm
- Forum: Investing - Theory, News & General
- Topic: How on earth can overweighting US stock over international stock possibly be considered Boglehead?
- Replies: 253
- Views: 20302
Re: How on earth can overweighting US stock over international stock possibly be considered Boglehead?
Here, here, rob! Different strokes for different folks... but yet we must discuss something.
GO HEELS!
GO HEELS!
- Mon Apr 13, 2020 10:58 pm
- Forum: Personal Finance (Not Investing)
- Topic: CD discussion thread
- Replies: 1214
- Views: 189459
Re: Best CD rates thread
Go Navy! And as a vestige, NFCU!
- Thu Feb 27, 2020 6:36 pm
- Forum: Investing - Theory, News & General
- Topic: [Market is acting like late August, 2000, or late October, 2007]
- Replies: 82
- Views: 8377
Re: [Market is acting like late August, 2000, or late October, 2007]
Meh... ... ... comparisons are odious. Can't you people foresee that this time it's different.
- Sun Sep 08, 2019 5:13 pm
- Forum: Investing - Theory, News & General
- Topic: Bogle’s Q&A with Bogleheads
- Replies: 1
- Views: 395
Re: Bogle’s Q&A with Bogleheads
While I never heard him speak, I do thank you for your sharing the Money article...ta. And while I think that it's a damm shame Saint Jack was never awarded the Medal of Freedom while living, hopefully it may be awarded posthumously... hey- a guy can hope, can't he?
Good luck,
Chris
Good luck,
Chris
- Sun Jun 02, 2019 10:04 pm
- Forum: Investing - Theory, News & General
- Topic: You May Never See Your Grandchildren Again
- Replies: 83
- Views: 16692
Re: You May Never See Your Grandchildren Again
Aye... about all that I can say is caveat emptor; grifters are ubiquitous.
- Sat Jun 01, 2019 5:55 pm
- Forum: Investing - Theory, News & General
- Topic: Concerning Ibonds- sales 1099 both paper & TD
- Replies: 12
- Views: 1148
Re: Concerning Ibonds- sales 1099 both paper & TD
A big thank you to all who replied as I am now better informed.
Good luck,
Chris
Good luck,
Chris
- Fri May 31, 2019 1:06 am
- Forum: Investing - Theory, News & General
- Topic: Global Inflation - Targeted into Submission?
- Replies: 22
- Views: 2383
Re: Global Inflation - Targeted into Submission?
While, admittedly, this inflation pontificating is above my pay grade, I will say that inflation is the easiest way to evade the ever increasing debt "crisis." Avoiding that, for obvious forum rules concerning politics et al I herein state that inflation protection is worth the price. I firmly believe that Ibonds, Tips and the like are well worth a significant percentage of one's portfolio with individual difference accounted for. Will it save you if push comes to shove... no one knows... But like all things concerning the market- nobody knows nothing- too many variables. But the prudent investor will cover themselves with some modicum of inflation protection. We exist in a paradox where there is nothing new under the same is just...
- Thu May 30, 2019 10:19 pm
- Forum: Investing - Theory, News & General
- Topic: Concerning Ibonds- sales 1099 both paper & TD
- Replies: 12
- Views: 1148
Concerning Ibonds- sales 1099 both paper & TD
While I am not ready to sell any of those sweet paper Ibonds bought back in the day (hat tip at Mel), I do wonder about what tax info is provided when you sell, and does method of Bank or TD differ in how tax info is provided. I suppose I could search it out on the wiki but guess what I like about the South?
- Tue Apr 02, 2019 4:32 am
- Forum: Investing - Theory, News & General
- Topic: Series I Savings Bonds Buying Opportunity
- Replies: 52
- Views: 12006
Re: Series I Savings Bonds Buying Opportunity
Welp about all I can say is a big :"thank you!" to Mel, who back in the day introduced the diehards to these instruments... I've still got some of those sweet ones and will pay the taxes when they come due,
Good luck,
Chris
Good luck,
Chris
- Mon Mar 25, 2019 11:29 pm
- Forum: Investing - Theory, News & General
- Topic: New Brokerage platform
- Replies: 10
- Views: 1730
Re: New Brokerage platform
I own nothing but mutual funds, and as far as I am concerned, V* can switch to the new platform when I'm dead and gone. From everything I've read there is no way they casn make you switch.
- Sun Feb 10, 2019 6:22 pm
- Forum: Investing - Theory, News & General
- Topic: VFSVX to Admiral... must I switch to new platform?
- Replies: 4
- Views: 1077
Re: VFSVX to Admiral... must I switch to new platform?
Thanks to all for the replies as I'll pass on the brokerage acct for a variety of reasons...
Good luck,
Chris
Good luck,
Chris
- Sat Feb 09, 2019 1:07 am
- Forum: Investing - Theory, News & General
- Topic: VFSVX to Admiral... must I switch to new platform?
- Replies: 4
- Views: 1077
VFSVX to Admiral... must I switch to new platform?
I noticed today that VFSVX was available for admiral shares. In checking this out I noticed that the fnd now owned has the old number by acct designation, while the new admiral shares had a different designation. Does anyone know whether I must switch to the brokerage platform if I want the admiral shares?
- Thu Jun 28, 2018 3:35 am
- Forum: Investing - Theory, News & General
- Topic: Time to buy.
- Replies: 10
- Views: 2717
Re: Time to buy.
Pfftt... do what thou will is the whole of the law. with the caveat, of course, that the market could/can remain irrational longer than you can remain solvent. Good luck!
- Wed May 30, 2018 1:23 am
- Forum: Investing - Theory, News & General
- Topic: U.S. stocks in free fall
- Replies: 36221
- Views: 4683549
Re: U.S. stocks in freefall
Meh... this is nothing in the scheme of things. Establish a diversified portfolio and add to it as you can. Ignore the fluctuations and add to it as you can.
History reports that patience and steadfastness will out.
History reports that patience and steadfastness will out.
- Sat May 12, 2018 5:28 pm
- Forum: Personal Consumer Issues
- Topic: Which City to spend 4-6 weeks?
- Replies: 48
- Views: 7130
Re: Which City to spend 4-6 weeks?
I would suggest Galway, on the west coast of Ireland. It is a heck of a town with lots of festivals. I was there back in 2002, and loved it so much that I stayed until 2006! Fly into Shannon where public transport will get you to Galway.
- Sun Jan 14, 2018 6:00 pm
- Forum: Investing - Theory, News & General
- Topic: Dave Ramsey's Millionaire Study
- Replies: 102
- Views: 25604
Re: Dave Ramsey's Millionaire Study
Thank you very much for the link. I'll indeed give it a read.JoMoney wrote: ↑Sun Jan 14, 2018 4:35 amGood Boglehead'ish book: The Art of Money Getting; Or, Golden Rules for Making Money by P. T. Barnum
https://www.gutenberg.org/files/8581/8581-h/8581-h.htm
Good luck,
Chris
- Sun Jan 14, 2018 3:54 am
- Forum: Investing - Theory, News & General
- Topic: Dave Ramsey's Millionaire Study
- Replies: 102
- Views: 25604
Re: Dave Ramsey's Millionaire Study
P. T. Barnum smiles gleefully from the grave...
- Sun Dec 10, 2017 10:42 pm
- Forum: Investing - Theory, News & General
- Topic: investing in taxable accounts
- Replies: 10
- Views: 2293
Re: investing in taxable accounts
Live dreams... travel.
- Sun Dec 03, 2017 7:55 am
- Forum: Investing - Theory, News & General
- Topic: What did you do right?
- Replies: 96
- Views: 13678
Re: What did you do right?
I must say that automating my investments has been the most positive among the things that I have done right, such that investments occurred monthly
with no regard to market movements. Other than that, I'd guess that finding the Diehards back in the nineties was indeed fortuitous.
Good luck,
Chris
with no regard to market movements. Other than that, I'd guess that finding the Diehards back in the nineties was indeed fortuitous.
Good luck,
Chris
- Sun Jun 18, 2017 3:15 am
- Forum: Personal Investments
- Topic: Thinking of changing my international allocation
- Replies: 19
- Views: 2654
Re: Thinking of changing my international allocation
I meself say, " Stay the course." I don't know how long you have held your current allocation but I personally would not mess with the apparent momentum.
- Sun Jun 18, 2017 3:06 am
- Forum: Personal Investments
- Topic: Options for Saving for a First-Home Down Payment
- Replies: 25
- Views: 3663
Re: Options for Saving for a First-Home Down Payment
I totally disagree with the "You can't add money to an existing CD" point. I currently hold CDs at NFCU, and with a few qualifiers, can add money to existing CDs.pasadena wrote:Unless you already have money, a CD might not work - you have to fund it and leave it. cHawaiishrimp wrote:I will fund & max the ROTH first. Then, the rest will go to any high yield CD. If a good house come by, I can always it out from the CD.
- Sat Jan 21, 2017 4:46 am
- Forum: Investing - Theory, News & General
- Topic: International equity allocation - do you tilt to EM?
- Replies: 22
- Views: 2923
Re: International equity allocation - do you tilt to EM?
I have had as much as 40% international in the recent past, and any changes there is due to mkt fluctuations. I split my international between VTIAX (total international) and VFSVX (total international "small" cap. According to V*'s cutting edge portfolio analysis tool, EM comprises 20% of the global market. I do not tilt to EM and my current AA is less than 2% a difference from global market weight.
Good luck,
Chris
Good luck,
Chris
- Thu Dec 29, 2016 4:28 am
- Forum: Investing - Theory, News & General
- Topic: How many of you invest 100% at Vanguard?
- Replies: 118
- Views: 13720
Re: How many of you invest 100% at Vanguard?
OOPS! I do have a few of those sweet, sweet I Bonds from back in the day and please allow me to thank Mel again for shedding light on them.
Good luck and holiday salutations!
Chris
Good luck and holiday salutations!
Chris
- Thu Dec 29, 2016 4:15 am
- Forum: Investing - Theory, News & General
- Topic: How many of you invest 100% at Vanguard?
- Replies: 118
- Views: 13720
Re: How many of you invest 100% at Vanguard?
I use two financial conglomerates (for lack of a better word): Vanguard and NFCU. I did not begin investing until 1996 and was introduced to V* via "A Random Walk..." I was lucky enough to begin my investing education with M*'s Diehards sometime in 1997. (When the student is ready a teacher will appear- or, in this case, many teachers.)
I could go on but will not due to paranoia about self-disclosure. Although I have never met the sage, I must say herein that Jack Bogle is a giant among
men.
Good luck,
Chris
I could go on but will not due to paranoia about self-disclosure. Although I have never met the sage, I must say herein that Jack Bogle is a giant among
men.
Good luck,
Chris
- Wed Dec 14, 2016 5:11 am
- Forum: Investing - Theory, News & General
- Topic: Are bond funds really low-risk?
- Replies: 43
- Views: 5044
Re: Are bond funds really low-risk?
Thanks for the guffaw! lolwhodidntante wrote:Bond funds have interest rate risk that increases with duration. Bond fund losses can be severe if you venture into long bonds, high yield bonds, and emerging market bonds.
It's important to understand what your investments and what the risks are. A family member commented about how "the dollar had fallen" recently. Since the opposite is true, I asked a few questions. It turns out he was talking about losses in his treasury bond fund.
- Wed Dec 14, 2016 4:52 am
- Forum: Investing - Theory, News & General
- Topic: Bogle says (US) has the best investor protections and legal institutions
- Replies: 88
- Views: 9484
Re: Bogle says (US) has the best investor protections and legal institutions
At some levels we (perhaps) do. At some levels who knows?
It seems to work (until it doesn't.)
See the ratings agencies and subprime (perhaps another realm?)
Sorry- I need tea. Good luck,
Chris
It seems to work (until it doesn't.)
See the ratings agencies and subprime (perhaps another realm?)
Sorry- I need tea. Good luck,
Chris
- Thu Oct 13, 2016 2:29 am
- Forum: Investing - Theory, News & General
- Topic: Navy Federal Credit Union - not so different from banks
- Replies: 45
- Views: 9999
Re: Navy Federal Credit Union - not so different from banks
I have been a member of Navy Federal since the seventies and I find this to be disheartening, to say the least. At the same time I will continue using NFCU as my primary bank because if they ever loan me money I will surely pay them back. It is the people who don't pay their bills that I have a problem with ...
My .02,
Chris
My .02,
Chris
- Thu Feb 04, 2016 6:07 pm
- Forum: Personal Finance (Not Investing)
- Topic: Amex Jet Blue moving to Barclays
- Replies: 4
- Views: 1845
Re: Amex Jet Blue moving to Barclays
Thank you both for the replies. I decided to go with the new Amex come what may...
Good luck,
Chris
Good luck,
Chris
- Wed Feb 03, 2016 6:45 pm
- Forum: Personal Finance (Not Investing)
- Topic: Vanguard TurboTax - Not Available 2015?
- Replies: 327
- Views: 64519
Re: Vanguard TurboTax - Not Available 2015?
I have read most of this thread in the past and really don't desire to read them all again. Can anyone tell me the least expensive provider for doing a simple return inclusive of e-file for state? I am leaning toward H&R Block which I understand is able to get last years from TT and with the cost for state at $12.95.
Good luck,
Chris
Good luck,
Chris
- Wed Feb 03, 2016 6:00 pm
- Forum: Personal Finance (Not Investing)
- Topic: Amex Jet Blue moving to Barclays
- Replies: 4
- Views: 1845
Amex Jet Blue moving to Barclays
Hiya, all... I performed a search and got no hits so I thought I would try to get some insight here... On or about March 21 Amex's Jet Blue card will no longer be offered and will switch to a Barclay's master card. I have had the Amex card for 8 years and I liked the amount of credit they provided (22,000 and I pay off all my credit cards monthly.) I did a wee bit of research concerning Barclays and decided that I do not wish to do business with them and yet I do like having an Amex card. So I suppose I will apply for another one of their cards (currently considering the everyday blue cash back- I think that's what it is called.) I imagine that I will take a temporary FICO hit from the new card but wonder. I recently (4-6 months ago) got a ...
- Fri Feb 27, 2015 5:33 am
- Forum: Investing - Theory, News & General
- Topic: This Morning's Dilbert - Investment Help
- Replies: 24
- Views: 6570
Re: This Morning's Dilbert - Investment Help
Thanks for all the lol's from Dilbert! I had an Organization Theory Prof back in the day that absolutely loved Dilbert. If Adams does not imbibe here then he certainly should!
Good luck- Chris
And thank you Saint Jack and V* for recent ER changes.
Good luck- Chris
And thank you Saint Jack and V* for recent ER changes.
- Fri Feb 27, 2015 4:29 am
- Forum: Investing - Theory, News & General
- Topic: International increase in Target Retirement & LifeStrategy
- Replies: 235
- Views: 52402
Re: International increase in Target Retirement & LifeStrate
While it does smack of market timing I hold none of the funds mentioned. I do, however, split my foreign holdings between VTIAX and VFSVX. Will not this benefit me in the long run?
- Sat Feb 07, 2015 11:00 pm
- Forum: Investing - Theory, News & General
- Topic: TurboTax and North Carolina
- Replies: 4
- Views: 831
Re: TurboTax and North Carolina
Thanks, Jeff.
- Sat Feb 07, 2015 8:56 pm
- Forum: Investing - Theory, News & General
- Topic: Best Small Cap Value Funds
- Replies: 44
- Views: 9522
Re: Best Small Cap Value Funds
While I agree with the sentiment, it's an interesting topic.heartwood wrote:My choice, but I have no time to look up symbols, so I quickly leave the thread.
- Sat Feb 07, 2015 8:37 pm
- Forum: Investing - Theory, News & General
- Topic: TurboTax and North Carolina
- Replies: 4
- Views: 831
TurboTax and North Carolina
I saw news on a local channel which stated that TT would not be filing for the state of North Carolina, something about the filing of false returns by persons other than the correct ones... it seems the W-2 info had been stolen or something. Is anyone else cognizant of this
- Sun Aug 03, 2014 7:53 am
- Forum: Investing - Theory, News & General
- Topic: Survival
- Replies: 4
- Views: 1209
Re: Survival
Yup... reality is indeed a paradox. How else to explain that while time changes everything, that there is nothing new under the Sun?
- Thu Jul 24, 2014 7:41 am
- Forum: Investing - Theory, News & General
- Topic: I'm a genius!
- Replies: 19
- Views: 6063
Re: I'm a genius!
Yup! Stay the course should always be the clear winner... But, but, but, emotions involving money are a great tax to many!
- Sun Jul 06, 2014 5:48 pm
- Forum: Personal Consumer Issues
- Topic: On the Road/Air/Water Retirement
- Replies: 57
- Views: 8029
Re: On the Road/Air/Water Retirement
Also, there is some restriction about the length of time a tourist can stay. Some small integer number of months. This may be a EU restriction, not just a Danish one. Yes, there is a restriction in the continental Europe, where you can stay up to 3 months a year, check out Schengen Area . It extends to some non-EU countries but does not cover the British Isles. Victoria While I have no idea if the rules are different throughout Europe, I was lucky enough to live in Galway Ireland from 2002-06. Realizing that I absolutely loved Galway I went to the local Garda (Police) station to inquire about being allowed to stay for a long time. They directed me to the local immigration office where I presented evidence that I received a pension and had ...
- Sun Jul 06, 2014 2:36 pm
- Forum: Personal Consumer Issues
- Topic: favorite mid/low-priced Caribbean locale?
- Replies: 30
- Views: 4960
Re: favorite mid/low-priced Caribbean locale?
I too recommend Isla Nujeres, Mexico. Fly in and out of Cancun, and take the ferry either from the beach in Cancun or Puerto Juarez. A taxi to the ferry terminal, or even a bus can be utilized. Diving and fishing in the lovely waters in eighty degree temps... ahh, that's the life! Check it out on the net.
- Fri Jun 27, 2014 7:14 am
- Forum: Investing - Theory, News & General
- Topic: Article: Conversation with John Bogle
- Replies: 15
- Views: 2653
Re: Article: Conversation with John Bogle
Goodness, but I thank my lucky stars to have been born in the age of Jack Bogle! Lots more to be thankful for too... but never mind-
- Sat Mar 22, 2014 10:09 pm
- Forum: Investing - Theory, News & General
- Topic: "How Much Should You Pay a Financial Advisor?" by Mike Piper
- Replies: 64
- Views: 7929
Re: "How Much Should You Pay a Financial Advisor?" by Mike P
To answer the question (and with due respect to M. Piper, my answer is, "Not one thin dime... that is all."
- Fri Mar 21, 2014 12:59 am
- Forum: Investing - Theory, News & General
- Topic: Higher Returns at Lower Risk - please comment
- Replies: 59
- Views: 9644
Re: Higher Returns at Lower Risk - please comment
Edge, you wrote: "My only critical comment would be to try to familiarize yourself with the typical lexicon used in capital markets academia. The use of the word 'synergy' for example made it a little hard to get through." Would you be willing to help me by, for instance, suggesting a better word for "synergy"? Try as I might, I couldn't find a word in the lexicon mentioned that described what I was looking at, stocks and bonds working together to lower risk beyond what is possible for those assets by themselves; correlation just didn't do it for me, although technically that would be one of the choices, but it doesn't convey, at least for me, well enough what's really going on. To quote the dictionary (not necessarily ...
- Thu Mar 20, 2014 1:36 am
- Forum: Investing - Theory, News & General
- Topic: Will upcoming rise in interest rates affect your AA?
- Replies: 30
- Views: 3553
Re: Will upcoming rise in interest rates affect your AA?
And again, NO. While prices may increase the amount I allocate toward bonds, My AA is established. I will continue to add to and maintain its parameters as long as I am able.
What is it about the inverse nature of price and interest rates that puts people in a frenzy? Increasing interest rates would be a good thing as it would mark the time that external stimulus (Fed) could back off the attack on deflation.
YMMV,
Chris
What is it about the inverse nature of price and interest rates that puts people in a frenzy? Increasing interest rates would be a good thing as it would mark the time that external stimulus (Fed) could back off the attack on deflation.
YMMV,
Chris
- Tue Mar 18, 2014 5:51 am
- Forum: Investing - Theory, News & General
- Topic: Investing in stocks--A surprising Google report ?
- Replies: 37
- Views: 5538
Re: Investing in stocks--A surprising Google report ?
Folks, please... it must be nothing more than semantics; so be thankful that words have meaning... or something.
- Sun Feb 09, 2014 12:35 am
- Forum: Investing - Theory, News & General
- Topic: Frequent Fund Switching
- Replies: 26
- Views: 2929
Re: Frequent Fund Switching
Jane Bryant Quin said (many years ago) "The market timers hall of fame is an empty room." Good luck to you in your futile endeavors.