Search found 408 matches

by joebruin77
Sat Apr 10, 2021 1:01 pm
Forum: Personal Consumer Issues
Topic: What EV to buy for 20k-25k?
Replies: 63
Views: 5425

Re: What EV to buy for 20k-25k?

One cool feature of the latest BOLT EUV (the larger version of the BOLT) is that it can be equipped with Super Cruise, which was previously only available on Cadillacs.
by joebruin77
Fri Apr 09, 2021 7:34 pm
Forum: Personal Consumer Issues
Topic: What EV to buy for 20k-25k?
Replies: 63
Views: 5425

Re: What EV to buy for 20k-25k?

In this price-range, what is the roomiest hatchback/SUV option? Looking for a 4WD Rav4 replacement and do not want to buy a gas alternative. Why not the plug-in hybrid RAV4? The plug-in RAV4 PRIME is a great car, but it is not a pure EV. You can drive just over 40 miles on battery power alone, but ...
by joebruin77
Fri Apr 09, 2021 6:13 pm
Forum: Personal Consumer Issues
Topic: What EV to buy for 20k-25k?
Replies: 63
Views: 5425

Re: What EV to buy for 20k-25k?

In this price-range, what is the roomiest hatchback/SUV option? Looking for a 4WD Rav4 replacement and do not want to buy a gas alternative. I know that the Volkswagen ID4 is targeting CRV and Rav4 owners. I would like into the ID4 or perhaps the Chevy Bolt EUV, which is a new slightly larger versi...
by joebruin77
Wed Apr 07, 2021 11:04 pm
Forum: Personal Consumer Issues
Topic: What EV to buy for 20k-25k?
Replies: 63
Views: 5425

Re: What EV to buy for 20k-25k?

EV's at or close to that price point would include the Chevy Bolt, the Kia Soul EV, the Hyundai Kona EV, and the Nissan Leaf. Although some of the MSRP's are higher than 25K, they may end up at or below 25K if you take into account the federal $7,500 tax savings as well as possible State tax incenti...
by joebruin77
Sun Apr 04, 2021 8:13 pm
Forum: Personal Consumer Issues
Topic: My Next Car: Tesla S vs BMW 540iX
Replies: 25
Views: 2920

Re: My Next Car: Tesla S vs BMW 540iX

Both cars you are considering are excellent. I used to own a BMW and currently own a Tesla Model 3 Performance . Having owned both, here are some factors I would consider: 1) As for reliability issues re Tesla, I have not had any. Yes, the fit and finish are not quite up to BMW's standards, but they...
by joebruin77
Sun Apr 04, 2021 2:58 pm
Forum: Personal Investments
Topic: Where to go for cash position returns ?
Replies: 15
Views: 1043

Re: Where to go for cash position returns ?

If you own your own business, Bluevine offers a business checking account that pays 1.0% on the first $100,000 .

Hey, at least it's something....

https://www.bluevine.com/rt01-business-checking/
by joebruin77
Wed Mar 10, 2021 8:54 pm
Forum: Personal Finance (Not Investing)
Topic: Should I cancel earthquake insurance?
Replies: 37
Views: 3138

Re: Should I cancel earthquake insurance?

I grew up in a house in Northridge, CA and my parents were still there during the 1994 Northridge earthquake. The house suffered major damage. It was not red-tagged, but came close. At the time, they had a State Farm earthquake policy with a 5% deductible. As a result of the earthquake, they had to ...
by joebruin77
Wed Mar 10, 2021 12:04 pm
Forum: Personal Consumer Issues
Topic: Buying new car, need some advice
Replies: 38
Views: 3220

Re: Buying new car, need some advice

I have visited all of the car buying websites (Edmunds, Consumer Reports, KBB, etc) and they do offer a lot of helpful info. But by far and away, the most helpful resource I ever came across was this classic book from 1993 "In The Driver's Seat" by James Bragg: https://www.amazon.com/Drive...
by joebruin77
Tue Mar 09, 2021 2:23 pm
Forum: Personal Consumer Issues
Topic: Will an e-hybrid car work without a charger?
Replies: 30
Views: 2198

Re: Will an e-hybrid car work without a charger?

I am half-joking, but also half-serious. The thought of a fully electric EV that can charge up to 40 miles a day from its solar panels is pretty intriguing. I find it difficult to believe that a roadster would have enough roof surface to generate enough kWH in a day to drive 40 miles. My LEAF needs...
by joebruin77
Tue Mar 09, 2021 12:25 pm
Forum: Personal Consumer Issues
Topic: Will an e-hybrid car work without a charger?
Replies: 30
Views: 2198

Re: Will an e-hybrid car work without a charger?

If you can park your car in the sun, the Aptera Roadster might be an option in the not-so-distant future: https://www.caranddriver.com/news/a34875659/aptera-ev-solar-no-charging-revealed/ I am half-joking, but also half-serious. The thought of a fully electric EV that can charge up to 40 miles a day...
by joebruin77
Sun Mar 07, 2021 1:19 pm
Forum: Personal Consumer Issues
Topic: Lexus or Tesla?
Replies: 62
Views: 3140

Re: Lexus or Tesla?

OP, if you are up to it, perhaps also look into Polestar 2, Mustang Mach E and Volkswagen ID4; all are finally comparable to a similar priced Tesla in terms of performance, and supposedly exceed Tesla in quality. Mainstream brands have finally started entering the market seriously. Supercruise from...
by joebruin77
Sun Mar 07, 2021 12:59 pm
Forum: Personal Consumer Issues
Topic: Lexus or Tesla?
Replies: 62
Views: 3140

Re: Lexus or Tesla?

Plus, Tesla autopilot makes long trips so much less taxing. You get on the highway and let the car do driving. I've always been dubious about this point. Until full self driving cars become available, the driver is required to remain attentive. I'm afraid that too much assist from the car would mak...
by joebruin77
Sun Mar 07, 2021 12:44 pm
Forum: Personal Consumer Issues
Topic: Lexus or Tesla?
Replies: 62
Views: 3140

Re: Lexus or Tesla?

My Tesla Wall Connector charges up to 44 miles per hour. That's funny. From a physics point of view it is weird to see a number with dimensions and units of velocity but it is not velocity at all but a rate of delivery of something. I have visions of maybe Reddy-Kilowatt or maybe the Road Runner ch...
by joebruin77
Sun Mar 07, 2021 10:44 am
Forum: Personal Consumer Issues
Topic: Lexus or Tesla?
Replies: 62
Views: 3140

Re: Lexus or Tesla?

I currently own a 2018 Performance Model 3. I have previously owned a Lexus ES-350 sedan. I do not have direct experience with the top of the line Lexus LS sedan. The Lexus ES-350, like all Lexuses (or is it Lexi?), has a beautiful interior. I used to refer to it as a "spa on wheels". It w...
by joebruin77
Sun Feb 14, 2021 8:18 pm
Forum: Personal Finance (Not Investing)
Topic: Moving from Bay Area to LA Area - Best Value?
Replies: 114
Views: 8452

Re: Moving from Bay Area to LA Area - Best Value?

I have lived in the LA area my entire life. Keep in mind that LA is a very diverse place, both in the people who live here and in the different communities that comprise the greater LA area. I disagree with broad statements like "people in LA are not as intectually sophisticated". LA is so...
by joebruin77
Thu Feb 11, 2021 9:38 pm
Forum: Personal Consumer Issues
Topic: Can I buy a new tesla?
Replies: 116
Views: 7134

Re: Can I buy a new tesla?

Oh, I forgot to add. Make sure you live within a reasonable distance to your local Tesla Service Center. Because the cars are so advanced, you can't go to a local mechanic. I would never buy a Tesla if I lived more than 30-40 min away from the nearest Tesla service center.
by joebruin77
Thu Feb 11, 2021 9:35 pm
Forum: Personal Consumer Issues
Topic: Can I buy a new tesla?
Replies: 116
Views: 7134

Re: Can I buy a new tesla?

As you can tell from the different responses, some say you should hold off, buy a cheaper EV, and save your money. Others have said you can afford it if you want it. Ultimately, that financial decision is up to you. I don't think you are making a horrible mistake if you get it. You are, IMO, in the ...
by joebruin77
Sun Feb 07, 2021 11:27 pm
Forum: Personal Consumer Issues
Topic: Audi Q5 vs Mercedes GLC vs Volvo XC60
Replies: 46
Views: 2692

Re: Audi Q5 vs Mercedes GLC vs Volvo XC60

According to Consumer Reports, the Volvo XC60 has significant reliability issues: https://www.motorbiscuit.com/consumer-reports-ranked-these-2-volvo-suvs-as-the-ones-you-should-avoid/ I personally would never own a Mercedes or Audi without a warranty. So I would either sell it before the warranty ex...
by joebruin77
Sat Feb 06, 2021 12:30 pm
Forum: Personal Consumer Issues
Topic: Laptop Decision
Replies: 78
Views: 4571

Re: Laptop Decision

My wife has had a MacBook for several years. I am a PC guy. So I guess you could say we have an interfaith marriage :D . Whenever I need a new PC, I always shop at Costco. I check both the Costco website as well as the in-store selection at my local Costco. Costco seems to negotiate really great dea...
by joebruin77
Fri Feb 05, 2021 1:29 pm
Forum: Personal Consumer Issues
Topic: Mask filters?
Replies: 34
Views: 1872

Re: Mask filters?

Early on in the pandemic, I came across an article in the Washington Post in which the guy that invented the N-95 Mask said that the disposable blue shop towels actually make an excellent material for face masks. I personally bought a few rolls of these blue shop towels. I cut out a pattern to fit i...
by joebruin77
Fri Feb 05, 2021 12:26 pm
Forum: Investing - Theory, News & General
Topic: TSLA: What Changed?
Replies: 152
Views: 11887

Re: TSLA: What Changed?

:oops: Again, with the accounting gymnastics. Yeah, a civic type R, the fastest FWD car on the track EVER (and not by a small margin) is what is being referenced when he says "civic". We need an eye-roll emoji. Ironically, it is "gymnastics" to say that a Civic Type R is not a H...
by joebruin77
Fri Feb 05, 2021 11:23 am
Forum: Investing - Theory, News & General
Topic: TSLA: What Changed?
Replies: 152
Views: 11887

Re: TSLA: What Changed?

Not sure what any of that has to do with the previous comparison of cost of ownership between a model 3 and a civic . As I clearly stated, comparing overall cost of ownership to an actual competitor, yes it makes sense, but to a civic? The difference in fuel costs would be eaten up by tires alone. ...
by joebruin77
Thu Feb 04, 2021 9:14 pm
Forum: Investing - Theory, News & General
Topic: TSLA: What Changed?
Replies: 152
Views: 11887

Re: TSLA: What Changed?

By the way, when a Model 3 Performance owner says something about saving money (or operating costs) on Tesla vs say Civic, you should just nod and wink :-) Now I give you that some places in USA do have very cheap electricity rates where it might be cheaper to operate than a gas powered car but the...
by joebruin77
Thu Feb 04, 2021 2:48 pm
Forum: Personal Finance (Not Investing)
Topic: Homeowner's Insurance Coverage Questions (Service Line and Water Backup Coverage)
Replies: 5
Views: 527

Re: Homeowner's Insurance Coverage Questions (Service Line and Water Backup Coverage)

I highly recommend getting the sewer backup protection. I had a home in which roots had infiltrated the main sewer line and it caused the most g-d awful mess to backup into nearly every sink and bathtub in the house. Luckily I was home and was able to take action to prevent any overflows or damage. ...
by joebruin77
Thu Feb 04, 2021 2:13 pm
Forum: Investing - Theory, News & General
Topic: TSLA: What Changed?
Replies: 152
Views: 11887

Re: TSLA: What Changed?

am looking at the 2022 mdx. Maybe I’ll look at the Tesla but it’s like 40k more. Am I looking at the right thing? 2022 MDX starts at $46,900 (with 2021 Technology+ 6.3s 0-60mph) while Model Y starts at $41,990 for 5.3s 0-60mph. Were you looking at the Y Performance $59,990 for 3.5s 0-60mph? Looking...
by joebruin77
Wed Feb 03, 2021 11:34 am
Forum: Investing - Theory, News & General
Topic: TSLA: What Changed?
Replies: 152
Views: 11887

Re: TSLA: What Changed?

One of my first lessons in buying stocks was when my dad told me to pay attention to products that I like and that are the best compared to other products on the market. As a result of this, at 10 years old, I bought a couple shares of Coca Cola stock. The exact same lesson applies to Tesla. Back in...
by joebruin77
Tue Jan 26, 2021 7:08 pm
Forum: Personal Consumer Issues
Topic: Vaccum recommendation?
Replies: 43
Views: 2719

Re: Vaccum recommendation?

Check out this very helpful article from Consumer Reports. https://www.consumerreports.org/cro/vacuum-cleaners/buying-guide/index.htm There is a lot of great info in the article. They mention how upright corded vacuums clean the best. They also mentioned how none of the cordless stick vacuums made t...
by joebruin77
Wed Jan 20, 2021 8:00 pm
Forum: Personal Consumer Issues
Topic: Buying a Car - TSLA OR Honda
Replies: 60
Views: 5875

Re: Buying a Car - TSLA OR Honda

Taken from the official Tesla forums: https://forums.tesla.com/discussion/171562/range-university-understanding-why-range-is-less-than-you-expect Your rated range in EV found on your car's sticker has to be significantly derated. 1. It is recommended that you only charge to 85% and not discharge be...
by joebruin77
Tue Jan 19, 2021 5:51 pm
Forum: Personal Consumer Issues
Topic: Engagement Ring
Replies: 140
Views: 7912

Re: Engagement Ring

Thanks for all the replies. I especially appreciate the other places to look recommendations like truecarat and Costco. She does want a nice ring. She is classical that way. I will keep looking for the best deal and make sure there is a return policy so that when it arrives if it's not visually app...
by joebruin77
Tue Jan 19, 2021 5:23 pm
Forum: Personal Consumer Issues
Topic: Engagement Ring
Replies: 140
Views: 7912

Re: Engagement Ring

Don't laugh, but I would personally check out the rings offered by Costco. Like any other product they carry, Costco tends to carry excellent quality rings at or near wholesale prices. For example, I just checked their website. Here is an example of a ring currenlty offered on their website: Round B...
by joebruin77
Tue Jan 19, 2021 2:51 pm
Forum: Personal Consumer Issues
Topic: To Keep or Sell? Nissan Sentra (90k)..
Replies: 14
Views: 1047

Re: To Keep or to Sell? 2013 Nissan Sentra (75k).. Concerned about CVT long-term Reliability

I suggest watching this video:

https://www.youtube.com/watch?v=HSZ5-ifYQho

Seems like the answer is no, do not keep the Nissan. There is a very high likelyhood you will have problems with the CVT.
by joebruin77
Tue Jan 19, 2021 11:34 am
Forum: Personal Consumer Issues
Topic: Buying a Car - TSLA OR Honda
Replies: 60
Views: 5875

Re: Buying a Car - TSLA OR Honda

This. A Tesla is not just another car, its a major lifestyle change from what you are used to with gas cars. Have you thought about how you will setup your house for charging? Have you figured out how often you will drive it outside of its basic charge range? And how you will recharge on those long...
by joebruin77
Tue Jan 19, 2021 11:22 am
Forum: Personal Consumer Issues
Topic: Buying a Car - TSLA OR Honda
Replies: 60
Views: 5875

Re: Buying a Car - TSLA OR Honda

I just wanted to chime in on a couple points others raised: Although I love my Tesla Model 3 Performance, I am not a Tesla "fanboy" who sees none of the negatives. I want to offer a balanced, realistic point of view. For example, honestly I would recommend against buying a Model X. I belie...
by joebruin77
Mon Jan 18, 2021 11:20 pm
Forum: Personal Consumer Issues
Topic: Buying a Car - TSLA OR Honda
Replies: 60
Views: 5875

Re: Buying a Car - TSLA OR Honda

I drive a Tesla Model 3 and my wife drives a Honda Accord, so I know a thing or two about comparing the two makes. Perhaps the most important question is, how far away do you live from the nearest Tesla Service Center? Although I have had no major problems with my Tesla, I would never consider ownin...
by joebruin77
Sun Jan 17, 2021 3:08 pm
Forum: Investing - Theory, News & General
Topic: Which type of REITs are in your portfolio and why?
Replies: 22
Views: 1902

Re: Which type of REITs are in your portfolio and why?

Like others have mentioned, Vanguard VNQ is my main REIT holding. I have also supplemented with some specific REITS:

O - Realty Income Corp

MPW - Medical Properties Trust

DLR - Digital Realty Trust

RIOCF - RioCan (for some Canadian Exposure)
by joebruin77
Sun Jan 17, 2021 12:42 pm
Forum: Personal Finance (Not Investing)
Topic: Worth financing car purchase (temporarily) for incentive?
Replies: 21
Views: 1472

Re: Worth financing car purchase (temporarily) for incentive?

Hey all, quick car purchase question... We’re helping our son with a new car (Honda) purchase for his college graduation. We’re in the process of shopping around (remotely) and playing dealers off each other to arrive at an acceptable out-the-door price. They’re currently offering a $500 college gr...
by joebruin77
Sat Jan 16, 2021 2:26 pm
Forum: Personal Consumer Issues
Topic: Buying a new car - what after market accessories to get?
Replies: 4
Views: 625

Re: Buying a new car - what after market accessories to get?

Taking delivery of a minivan next Saturday. I'm shopping around for accessories now? What do you get to protect your vehicle? Any other must-haves? Currently on the list: -Trashcan -All weather floor mats -Cargo floor mat -Back seat organizer Any suggestions on how to protect leather seats from car...
by joebruin77
Fri Jan 15, 2021 6:31 pm
Forum: Personal Consumer Issues
Topic: Tesla [car] purchase any significant downside?
Replies: 150
Views: 9747

Re: Tesla [car] purchase any significant downside?

I had the same concerns about safety, but this is from the Aptera website: "We will not know Aptera's actual rating until we pass a production vehicle through the full safety test. But we are designing to exceed all passenger car standards and the previous version had the highest roof crush str...
by joebruin77
Fri Jan 15, 2021 6:14 pm
Forum: Personal Consumer Issues
Topic: Tesla [car] purchase any significant downside?
Replies: 150
Views: 9747

Re: Tesla [car] purchase any significant downside?

And, in the words of Monty Python, now for something completely different.... There is a new EV company called Aptera. They are scheduled to release a new two-seat roadster. It has a super-efficient design that enables it to go 1,000 miles. And best of all, it has solar panels in the roof that will ...
by joebruin77
Fri Jan 15, 2021 5:34 pm
Forum: Personal Consumer Issues
Topic: Tesla [car] purchase any significant downside?
Replies: 150
Views: 9747

Re: Tesla [car] purchase any significant downside?

I'd be happy to buy a small SUV EV if it has 500 miles range, fills up in 15 minutes, and costs around $35K. Are there any of those out there? Sedans/coupes are going the way of the dinosaur. Thanks. Nothing on the market yet that meets all of your criteria, but there are a couple that are getting ...
by joebruin77
Fri Jan 15, 2021 11:04 am
Forum: Personal Consumer Issues
Topic: Simple but fun cars
Replies: 57
Views: 4315

Re: Simple but fun cars

I am a "car guy" and have had many cars over the years including a Honda Accord, an Audi A4, a BMW 3 series, a Chevy Volt, and a Lexus ES-350. But, out of all of them, by far and away, my two most favorite cars have been a 2016 Subaru WRX and my current car, a Tesla Model 3 Performance. Th...
by joebruin77
Fri Jan 15, 2021 1:45 am
Forum: Personal Consumer Issues
Topic: time for a new car
Replies: 55
Views: 6755

Re: time for a new car

By far and away, this was the most helpful book I have ever read on how to buy a car. By now, it is over 25 years old, but I imagine much of its wise advice still applies: In The Driver's Seat: The New Car Buyer's Negotiating Bible Paperback – June 8, 1993 by W. James Bragg. I found Edmunds to be a ...
by joebruin77
Thu Jan 14, 2021 7:54 pm
Forum: Personal Consumer Issues
Topic: Tesla [car] purchase any significant downside?
Replies: 150
Views: 9747

Re: Tesla [car] purchase any significant downside?

https://cleantechnica.com/2019/06/14/tesla-model-3-vs-honda-civic-15-cost-comparisons-over-5-years/ I read through this and made my way to the low gas, high electric price chart, where the Civic is cheaper. The writer says it's the least likely scenario. Oh really. Come to anywhere in New England a...
by joebruin77
Thu Jan 14, 2021 6:58 pm
Forum: Personal Consumer Issues
Topic: Tesla [car] purchase any significant downside?
Replies: 150
Views: 9747

Re: Tesla [car] purchase any significant downside?

My brother has one and he will let you know several times in a conversation :D He did concede repairs and service are just not like a more established brand. Like he needed a new windshield and it was a nightmare process. Something like that is fairly routine with any other make. No excuse for that...
by joebruin77
Wed Jan 13, 2021 11:53 am
Forum: Personal Consumer Issues
Topic: Tesla [car] purchase any significant downside?
Replies: 150
Views: 9747

Re: Tesla [car] purchase any significant downside?

Yep, you cannot take your Tesla to an independent Tesla mechanic because 1) almost none exist 2) if you did, you may void the warranty. Well, you could take it to a place like the Electrified Garage. Rich has a youtube channel and has built many Teslas from salvage cars, put electric motors into a ...
by joebruin77
Wed Jan 13, 2021 10:19 am
Forum: Personal Consumer Issues
Topic: Tesla [car] purchase any significant downside?
Replies: 150
Views: 9747

Re: Tesla [car] purchase any significant downside?

I got interested in Tesla per recommendation of a friend who is a "car nut" and who said it is a bang for the buck high performer with the potential savings on maintenance/fuel over an ICE vehicle. After researching I've decided that joebruin's point below is the make or break: 2) Althoug...
by joebruin77
Tue Jan 12, 2021 6:54 pm
Forum: Personal Consumer Issues
Topic: Tesla [car] purchase any significant downside?
Replies: 150
Views: 9747

Re: Tesla [car] purchase any significant downside?

I have owned a performance model 3 since 12-18. My last two cars prior to the Tesla were a Chevy Volt and a Subaru WRX (aka a poorman's Porsche). If you are a car enthusiast and enjoy spirited driving, the performance model 3 is actually one of the best values you can find. For example, with a 0 to ...
by joebruin77
Sun Dec 02, 2012 4:19 pm
Forum: Personal Investments
Topic: [Car replacement investing]
Replies: 27
Views: 3261

Re: [Car replacement investing]

My office building does not yet offer a charging station, but the owner of the building has expressed a strong interest in having one installed. Apparently, he is likely to qualify for a generous tax break if he does. Unfortunately, the Volt does not defy the laws of physics. So no, I do not drive d...
by joebruin77
Sun Dec 02, 2012 12:59 am
Forum: Personal Investments
Topic: [Car replacement investing]
Replies: 27
Views: 3261

Re: [Car replacement investing]

I used to dismiss leasing and not even consider it. But it may actually be a good option for some people. See my comments upthread here: http://www.bogleheads.org/forum/viewtopic.php?p=1538680#p1538680 There is a second message on sales tax. How far is your daily drive? Did you get a high-voltage c...
by joebruin77
Sat Dec 01, 2012 7:46 pm
Forum: Personal Investments
Topic: [Car replacement investing]
Replies: 27
Views: 3261

Re: [Car replacement investing]

I realize there is huge variation in people's opinions about cars. I personally have always bought a new car with cash every 5 to 8 years. But last week, I leased a new 2013 Chevy Volt. The federal government kicked in $7,500, which was applied to the residual value. I live in California, which will...