Search found 5 matches

by MrLoco
Tue Jun 29, 2021 9:35 am
Forum: Personal Investments
Topic: Transitioning to Brokerage Platform
Replies: 31
Views: 1837

Re: Transitioning to Brokerage Platform

I assume you are speaking of Vanguard? Where did you hear that clients will be "forced" to switch to an all brokerage account from mutual fund account? I know they have been trying to encourage such a change for years but where is it written that one must change come 2022?
by MrLoco
Mon May 10, 2021 8:02 am
Forum: Personal Investments
Topic: What does your bond portfolio look like in this low interest world?
Replies: 65
Views: 6611

Re: What does your bond portfolio look like in this low interest world?

I see these posts and concerns with the future of bonds/bond funds. My question is : Where else will you put money to act as a ballast to stocks? Too much cash is not an option. The only real estate I want is my primary home. I am not into crypto (yet). So for me that leaves a Total Bond Fund in An ...
by MrLoco
Thu May 06, 2021 10:34 am
Forum: Personal Investments
Topic: Possible to voluntarily freeze account while away?
Replies: 9
Views: 1026

Possible to voluntarily freeze account while away?

Curious if anyone has done this or if it is even allowed by the brokerage houses. After the pandemic, we want to travel and want to know if the brokerages will allow one to freeze an account until one returns from an overseas trip. Admit, I am a little paranoid as we have 90+% of all assets with one...
by MrLoco
Fri Apr 23, 2021 1:06 pm
Forum: Personal Investments
Topic: Legacy Strategy: Reducing One's Estate
Replies: 36
Views: 3809

Re: Legacy Strategy: Reducing One's Estate

I understand what you are both saying. Problem is we have 2 adult children with no spouses/ grandchildren. So as of now we could only give a max of $60,000/ year between my wife and myself. Problem is the Trad IRA account has been growing at a faster rate ( more than $60,000/year); and yes while uti...
by MrLoco
Fri Apr 23, 2021 11:59 am
Forum: Personal Investments
Topic: Legacy Strategy: Reducing One's Estate
Replies: 36
Views: 3809

Legacy Strategy: Reducing One's Estate

Hello all. I am 62 and my wife is 61. Both retired with net assets of around $6.3 million and an overall 50/50 equities/fixed income AA. About 1.8 M in a Trad IRA and 1.0 M in ROTH Ira's. Balance is in taxable. My number one priority has been to secure a comfortable retirement. Believe we can do tha...