Search found 891 matches

by daytona084
Fri Apr 09, 2021 7:50 pm
Forum: Personal Consumer Issues
Topic: How much $$ to get kitchen cabinets painted?
Replies: 42
Views: 4129

Re: How much $$ to get kitchen cabinets painted?

I did it myself. The results are highly satisfactory. Started with builder-grade cabinets. I removed all the doors and drawer fronts for painting. I even re-painted a large portion of the job because we didn't like the first color we tried. The secret is to use the right paint. Benjamin Moore Advanc...
by daytona084
Wed Apr 07, 2021 3:06 pm
Forum: Personal Consumer Issues
Topic: Thoughts on HOA Board Membership?
Replies: 31
Views: 2699

Re: Thoughts on HOA Board Membership?

I have been on my board for over 12 years, mostly as president. I do it for one reason - to avoid a possible nightmare a rogue board. I'm sure you have heard about power hungry boards going crazy and foreclosing on people due to nit-picky violations. Then there are other boards who are not that bad ...
by daytona084
Wed Apr 07, 2021 2:57 pm
Forum: Personal Finance (Not Investing)
Topic: HOA rules - limit number of rentals?
Replies: 39
Views: 3150

Re: HOA rules - limit number of rentals?

I'm on the board of my HOA ... We don't have a problem with excessive rentals (but a nearby friend in a different community has exactly the problem you do and proposed a similar change - I'll check with him to see how his proposal went). There are many hurdles to making the change you propose- 1. Th...
by daytona084
Sun Apr 04, 2021 2:55 pm
Forum: US Chapters
Topic: "Starting Out" Life Stage Chapter Master Thread
Replies: 17
Views: 2246

Re: "Starting Out" Life Stage Chapter Master Thread

I assume you mean 8PM EDT not EST. Correct?
by daytona084
Mon Mar 29, 2021 3:16 pm
Forum: Personal Consumer Issues
Topic: Battery operated garden tools
Replies: 21
Views: 3211

Re: Battery operated garden tools

Another vote for EGO. I have the blower, string trimmer, and snow blower. The string trimmer in partcular is very well designed. I am amazed at how much I use the blower because there is no problem "starting" it and it makes no fumes. Needless to say, you pick one brand and stay with it fo...
by daytona084
Sun Mar 28, 2021 8:27 am
Forum: Personal Consumer Issues
Topic: Ethical question about PayPal transaction
Replies: 16
Views: 1332

Re: Ethical question about PayPal transaction

The seller is probably posting on some other forum about how some scammer stole his item. I would definitely reach out to the him/her.
by daytona084
Sat Mar 27, 2021 7:45 pm
Forum: Personal Consumer Issues
Topic: From your personal experience, bathroom in finished basement?
Replies: 37
Views: 2727

Re: From your personal experience, bathroom in finished basement?

Yes. I am good at DIY, and built a beautiful full bathroom in the basement and spent a modest amount. Rough plumbing (i.e. drains) were already in place so that helped. It's the largest and nicest bathroom in the home. Ceramic floor and shower. Electric wall heater to take off the chill in the coole...
by daytona084
Fri Mar 19, 2021 3:26 pm
Forum: Personal Investments
Topic: Portfolio review
Replies: 8
Views: 1503

Re: Portfolio review

3. New 3/19/2021 question: Having applied Ruralavalon's valued suggestions as shown above, I am now at 12.77% bond and 87.23% stocks asset allocation. Any guidance as to how to get that more towards 30% bond/70% stocks? Right now, I have 20% in stock in the Roth IRA, should I instead put 17% in sto...
by daytona084
Wed Mar 17, 2021 9:02 am
Forum: Personal Investments
Topic: Stock / Mutual Fund Performance Charts
Replies: 10
Views: 658

Re: Stock / Mutual Fund Performance Charts

For Morningstar as an example: 1. https://www.morningstar.com/funds/xnas/vtsax/quote 2. Scroll down to Growth of 10,000. Click "Show interactive chart" 3. click "Add comparison" box at the top. Enter the fund you wish to compare. I feel like an idiot, but I can't find the "...
by daytona084
Wed Mar 17, 2021 8:24 am
Forum: Personal Investments
Topic: Stock / Mutual Fund Performance Charts
Replies: 10
Views: 658

Re: Stock / Mutual Fund Performance Charts

For Morningstar as an example: 1. https://www.morningstar.com/funds/xnas/vtsax/quote 2. Scroll down to Growth of 10,000. Click "Show interactive chart" 3. click "Add comparison" box at the top. Enter the fund you wish to compare. I feel like an idiot, but I can't find the "...
by daytona084
Wed Mar 17, 2021 8:21 am
Forum: Personal Investments
Topic: Stock / Mutual Fund Performance Charts
Replies: 10
Views: 658

Re: Stock / Mutual Fund Performance Charts

As well as PortfolioVisualizer, I like Stockcharts for total return graphs, a sample: https://stockcharts.com/h-perf/ui?s=VOO&compare=VTI,VXUS&id=p42496484830 Then just replace the tickers and choose the timeframe. Hint: When creating a comparison hit "Linkable version" before you...
by daytona084
Tue Mar 16, 2021 2:13 pm
Forum: Personal Investments
Topic: Stock / Mutual Fund Performance Charts
Replies: 10
Views: 658

Re: Stock / Mutual Fund Performance Charts

runninginvestor wrote: Tue Mar 16, 2021 2:01 pm Does back testing on portfolio visualizer help you?
I think it does, thank you! I had never used this before. It seems a bit cumbersome at first, but it seems to fit the bill.
by daytona084
Tue Mar 16, 2021 1:59 pm
Forum: Personal Investments
Topic: Stock / Mutual Fund Performance Charts
Replies: 10
Views: 658

Stock / Mutual Fund Performance Charts

This seems like a simple question but I seem to have hit a roadblock. I want to compare the performance of two or more mutual funds or equities on a chart. I'm sure that I have done this in the past but can't find an acceptable site currently. Also searched the forum but can't find any help. 1. Note...
by daytona084
Sat Feb 06, 2021 3:40 pm
Forum: Personal Consumer Issues
Topic: Laptop Decision
Replies: 78
Views: 4586

Re: Laptop Decision

Regarding the Dell delivery dates - I recently purchased a Dell Inspiron 5505. I noticed a delivery time of about 6 weeks after I placed the order. It arrived in about two weeks. Regarding the Dell 5505 - I am quite happy with it. It has an AMD Ryzen processor and AMD Raedon graphics, 256 MB SSD. Pe...
by daytona084
Mon Jan 25, 2021 12:12 pm
Forum: Personal Consumer Issues
Topic: Do you cover your AC compressor in winter?
Replies: 50
Views: 4345

Re: Do you cover your AC compressor in winter?

Yes. Protects it from weathering 6 months out of the year. Probably doesn't matter, but I like things to look good. Never seen any critters. Along similar lines, I sometimes see some outdoor units on a slant of approx. 10-15 degree angle because the slab has settled or sunk. I can't believe people c...
by daytona084
Mon Jan 18, 2021 10:24 am
Forum: Personal Consumer Issues
Topic: Cell Phone and Related Plan for Senior Citizen who almost never uses it
Replies: 8
Views: 778

Re: Cell Phone and Related Plan for Senior Citizen who almost never uses it

You will get a lot of suggestions. My DW is similar to your dad. I got her an ATT Prepaid plan. If you reload with a $100 purchase, the balance expires after one year. That would calculate to $8.33 per year. HOWEVER... If you have over $100 balance in the account, the customer service pepple will gl...
by daytona084
Fri Jan 15, 2021 1:50 pm
Forum: Personal Finance (Not Investing)
Topic: New house vs. Addition
Replies: 30
Views: 1640

Re: New house vs. Addition

I have experience with both... We built an addition on one home and lived in it for 20 years. It served us well. Then we purhcased a newly built home in the same neighborhood. So we got to keep our existing friends plus make some new friends. That worked out great and we're glad we did. The added-on...
by daytona084
Wed Jan 13, 2021 8:14 pm
Forum: Personal Consumer Issues
Topic: eBay Listing Low Shipping Cost
Replies: 13
Views: 1124

Re: eBay Listing Low Shipping Cost

There is a listing of an item on eBay that weighs about 15 pounds and the seller indicated they will ship via USPS Parcel Select Ground for about $10. I don't know the rates for that class of mail, but it seems very low, even for the Zone 4 distance. If the actual shipping cost ends up being higher...
by daytona084
Fri Jan 01, 2021 9:27 am
Forum: US Chapters
Topic: Detroit Area Bogleheads - Master Thread
Replies: 74
Views: 33496

Re: Detroit Area Bogleheads - Master Thread

Sdp000 wrote: Fri Jan 01, 2021 7:06 am I want to join. Are you active? Thanks a lot, Steve :)
Steve - yes we are, we'll be planning a virtual meeting soon. Check your inbox for an email.
by daytona084
Mon Dec 28, 2020 6:58 pm
Forum: Personal Consumer Issues
Topic: Treadmill
Replies: 39
Views: 2621

Re: Treadmill

I don't know the full details, but I will give you my opinion! It is free. ;-) As someone who walks more than a hour a day, I find the thought of a treadmill to be ridiculous (sorry). Go outside and walk around. If you cannot do that with any regularity, you will not use a treadmill, and I will tel...
by daytona084
Mon Dec 28, 2020 6:46 pm
Forum: Personal Consumer Issues
Topic: Treadmill
Replies: 39
Views: 2621

Re: Treadmill

Short version - I whole heartedly recommend Horizon Treadmills. - https://www.horizonfitness.com/treadmill Longer version - I have owned a couple of Pro-Form treadmills ($500 to $1000 range) over the years. I basically wore them out. Being the owner of lower priced Pro-Form models, I was always impr...
by daytona084
Wed Dec 23, 2020 3:18 pm
Forum: Personal Consumer Issues
Topic: What exactly are YOU doing in retirement?
Replies: 93
Views: 8820

Re: What exactly are YOU doing in retirement?

I retired 10 years ago at age 58. Love it. I can't imagine a life so devoid of things to do that would cause me to want to go back to work! I get up at a reasonable hour, have a cup of coffee, check out my investments and accounts, have another cup of coffee, do a workout or go out for a run, take a...
by daytona084
Tue Dec 22, 2020 9:21 am
Forum: Personal Consumer Issues
Topic: WiFi Extender Recommendation
Replies: 56
Views: 2538

Re: WiFi Extender Recommendation

I don't get what all the fuss is about. I needed a better signal for my Ring Doorbell. I bought one of these several years ago and it's been doing the job for years. https://www.bestbuy.com/site/netgear-essentials-edition-n300-wi-fi-range-extender-white/9064008.p https://pisces.bbystatic.com/image2/...
by daytona084
Fri Dec 11, 2020 10:46 am
Forum: Personal Consumer Issues
Topic: PSA: USPS experiencing unprecedented delays - DO NOT USE USPS
Replies: 29
Views: 1610

Re: PSA: USPS experiencing unprecedented delays - DO NOT USE USPS

I too have seen problems with both incoming and outgoing packages. It's one thing to have delays and slowdowns. I have seen packages sit with no updates for days. But I have also seen: 1. Packages bounce back and forth between USPS locations 2-3 times. 2. Packages routed to locations seemingly at ra...
by daytona084
Thu Dec 10, 2020 7:23 am
Forum: Personal Investments
Topic: Redeeming Series E Bonds
Replies: 6
Views: 564

Re: Redeeming Series E Bonds

I had a large stack of bonds in my name, and wanted to re-title them in tne name of our newly-formed living trust. The only way to do this is to convert them to a Treasury Direct account. It worked out, but it was kind of a tediuos process. You have to open the account online, then physcially mail t...
by daytona084
Tue Nov 03, 2020 12:49 pm
Forum: Personal Consumer Issues
Topic: Nine Volt Batteries
Replies: 61
Views: 4131

Re: Nine Volt Batteries

1. We have a gas fireplace that uses 9V batteries in the remote and the receiver 2. Stud finder 3. Numerous clock radios and digital clocks that use 9V batteries as a backup 4. Garage door opener outdoor keypad By the way, I have determined that my hard wired smoke detectors will run down the 9v bat...
by daytona084
Mon Sep 28, 2020 9:08 am
Forum: US Chapters
Topic: Detroit Area Bogleheads - Master Thread
Replies: 74
Views: 33496

Online Meeting Saturday Oct. 3 2020

Our next meeting will be an online meeting, next Saturday, October 3rd, at 10:30 AM. We have several suggestions for topics - The changes to the Michigan Auto Insurance. If you have not renewed in the last few months, you might not have given this much thought. I recently renewed, so I can make a s...
by daytona084
Mon Aug 24, 2020 7:18 pm
Forum: Personal Consumer Issues
Topic: Question about Password Managers
Replies: 74
Views: 3955

Re: Question about Password Managers

Many thanks for all the replies so far... A lot of very good replies, gives me a lot to consider. I was under the impression that all password managers require the user to change all their passwords over to their own long self-generated passwords. Good to know that's not the case, at least for most ...
by daytona084
Mon Aug 24, 2020 6:39 pm
Forum: Personal Consumer Issues
Topic: Question about Password Managers
Replies: 74
Views: 3955

Re: Question about Password Managers

With regards to the printing a boarding pass using a hotel computer: I've literally never done this in my entire life, and cannot for the life of me figure out why this would be desirable. Either use the mobile boarding pass on your phone/watch, or print it at the kiosk at the airport. Takes 15 sec...
by daytona084
Mon Aug 24, 2020 6:31 pm
Forum: Personal Consumer Issues
Topic: Question about Password Managers
Replies: 74
Views: 3955

Re: Question about Password Managers

When I started on the internet 25 or so years ago I had an 8 character fairly well known but uncommon word for my password which was fine for 10 years and across 100 or so places I registered at. Then the websites required a combination of letters and numbers in your passwords so I just added three...
by daytona084
Mon Aug 24, 2020 11:16 am
Forum: Personal Consumer Issues
Topic: Question about Password Managers
Replies: 74
Views: 3955

Question about Password Managers

I know there are many threads already about password managers and I don't really want to start another, but I've read a lot here on the forum, and elsewhere, and I don't see my particular concern addressed. It seems that in almost all of the discussion it's assumed that the user is on his/her own de...
by daytona084
Mon Jun 01, 2020 7:24 pm
Forum: US Chapters
Topic: Detroit Area Bogleheads - Master Thread
Replies: 74
Views: 33496

On Line Meeting Saturday June 6th 2020

We will have an online meeting on Saturday June 6th, from 10:30 AM to 12:00 Noon Subjects - 1. Has the pandemic influenced your investing? 2. General Discussion - Consumer Issues (as it relates to the pandemic) Members on the mailing list will receive an email with login information prior to the me...
by daytona084
Tue May 26, 2020 7:05 am
Forum: US Chapters
Topic: Detroit Area Bogleheads - Master Thread
Replies: 74
Views: 33496

Re: Detroit Area Bogleheads - Master Thread

Definitely no in-person meeting. We are thinking of a virtual meeting soon but no definite plan. We need a good subject.
by daytona084
Sat Feb 29, 2020 11:34 am
Forum: US Chapters
Topic: Detroit Area Bogleheads - Master Thread
Replies: 74
Views: 33496

Next Meeting March 7, 2020 - "Taxes"

The next meeting of the Detroit Chapter will be Saturday March 7, 2020, 10:30 AM to 12 noon. It's tax time, so let's talk about taxes! We'll have a discussion covering such topics as: 1. Tax efficient asset placement ..... capital gains ......qualified dividends 2. Tax loss harvesting ........Tax g...
by daytona084
Sun Dec 29, 2019 3:19 pm
Forum: US Chapters
Topic: Detroit Area Bogleheads - Master Thread
Replies: 74
Views: 33496

Re: Detroit Area Bogleheads - Master Thread

Our next meeting is planned for March 7, 2020. Please mark your calendars!
by daytona084
Sat Dec 21, 2019 9:26 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken 2017
Replies: 66
Views: 3902

Re: Quicken 2017

I'm currently using Quicken Premier 2017. I have no problem with the yearly subscription model -- it's really not that much different from the previous model except that you have to pay once per year instead of every 3 years. I might have you all beat... I started over 40 years ago with pencil and p...
by daytona084
Thu Dec 12, 2019 1:01 pm
Forum: Personal Consumer Issues
Topic: Is a minivan worth it?
Replies: 86
Views: 7194

Re: Is a minivan worth it?

An enthusiastic, unqualified, "YES" to the OP Regarding the "stigma" of the minivan.... Where did this come from?? and secondly Who cares!! . Not on my radar. What's cool about "sport utility vehicles"? In essence, most of them are tall, boxy, 2-wheel drive cars, not pa...
by daytona084
Thu Dec 05, 2019 11:17 am
Forum: US Chapters
Topic: Detroit Area Bogleheads - Master Thread
Replies: 74
Views: 33496

Re: Detroit Area Bogleheads - Master Thread

Reminder - our next meeting is this Saturday December 7th. Address: (Our usual meeting place) Multi-Lakes Conservation Association 3860 Newton Rd, Commerce Twp, MI 48382 The following podcast will be used as our subject for discussion - Down the Middle with Jonathan Clemens and Peter Mallouk https:/...
by daytona084
Thu Nov 28, 2019 12:13 pm
Forum: US Chapters
Topic: Detroit Area Bogleheads - Master Thread
Replies: 74
Views: 33496

Next Meeting - December 7th 2019

Hi Everyone, The next meeting of the Detroit Chapter will be Saturday December 7, 2019, 10:30 AM to 12 noon. Topic is TBD shortly - watch for the next post. *** New Members Welcome *** Hope you can make it! *** Address: (Our usual meeting place) Multi-Lakes Conservation Association 3860 Newton Rd, C...
by daytona084
Thu Nov 14, 2019 3:51 pm
Forum: Personal Consumer Issues
Topic: (Sigh) "Wasting" year-old smoke detector batteries...
Replies: 93
Views: 5764

Re: (Sigh) "Wasting" year-old smoke detector batteries...

OK here's what I do - I do not want to hear a beep at 2AM. I keep track of battery life by writing the install date on the battery. Found that it's about 2 years and 3 months until the first one of them (there are seven detectors total) starts beeping. So I put an entry in my calendar to change them...
by daytona084
Wed Nov 13, 2019 3:08 pm
Forum: Personal Consumer Issues
Topic: would appreciate your thoughts [circuit maker]
Replies: 4
Views: 531

Re: would appreciate your thoughts [circuit maker]

Apparently, you are both incorrect. It's called a "Cricut Machine" -
https://www.amazon.com/Machine-Beginner ... B076J1JCCT
by daytona084
Fri Nov 08, 2019 10:19 pm
Forum: Personal Consumer Issues
Topic: Was I ripped off at the car dealership?
Replies: 73
Views: 7435

Re: Was I ripped off at the car dealership?

The oil pan gasket is at the top of the oil pan. The oil, even when full, is below this level. Yes, when the engine is running there is oil flying around in the crankcase, but there is no way the oil could start "pouring out". It probably won't do you any good, but perhaps you could compla...
by daytona084
Wed Oct 23, 2019 11:57 am
Forum: Investing - Theory, News & General
Topic: "Dogs of the Dow" in a Roth IRA with Zero Commissions
Replies: 52
Views: 3923

Re: "Dogs of the Dow" in a Roth IRA with Zero Commissions

I also once tried a Dogs of the Dow strategy. It was a complete waste of time and commissions. OP - You seem to be convinced that it's a wise decision for you, despite dozens of replies advising you not to. That's fine - enjoy the ride. But if you are looking for someone to agree with you, you need ...
by daytona084
Thu Sep 05, 2019 12:01 pm
Forum: US Chapters
Topic: Detroit Area Bogleheads - Master Thread
Replies: 74
Views: 33496

Next Meeting - Saturday September 7th 2019

Two Day Reminder! See previous post for details.
by daytona084
Wed Aug 28, 2019 10:23 am
Forum: US Chapters
Topic: Detroit Area Bogleheads - Master Thread
Replies: 74
Views: 33496

Next Meeting - September 7th 2019

The next meeting of the Detroit Chapter will be Saturday September 7, 2019, 10:30 AM to 12 noon. We will be discussing "The Wisdom of Rick Ferri" , using excerpts from Rick's appearances on various podcasts as subjects for round table discussions. https://www.bogleheads.org/wiki/Rick_Ferri...
by daytona084
Mon Jul 15, 2019 6:13 pm
Forum: Personal Consumer Issues
Topic: Bathtub Mat Recommendation
Replies: 17
Views: 1470

Re: Bathtub Mat Recommendation

Where is the line between, the mat being mildew/mold resistant and the mildew/mold growing on soapy body residue? I don't know. Mold spores float in the air and look for moist places to land. Through in a bit of soap residue and microscopic pieces of body dander for a food source and you have all t...
by daytona084
Mon Jul 15, 2019 5:55 pm
Forum: Personal Consumer Issues
Topic: Bathtub Mat Recommendation
Replies: 17
Views: 1470

Re: Bathtub Mat Recommendation

Definitely talking about the mat that goes in the bathtub or shower.
by daytona084
Mon Jul 15, 2019 12:50 pm
Forum: Personal Consumer Issues
Topic: Bathtub Mat Recommendation
Replies: 17
Views: 1470

Re: Bathtub Mat Recommendation

I have found a couple of teak shower mats work great in my shower...not a tub, but you could check Amazon to see if you can find correct size that fits your needs. Hmm... It appears on Amazon (also searching google images) that the wood "shower mats" (teak and bamboo) are made to be used ...
by daytona084
Mon Jul 15, 2019 10:48 am
Forum: Personal Consumer Issues
Topic: Bathtub Mat Recommendation
Replies: 17
Views: 1470

Bathtub Mat Recommendation

Sorry if this seems trivial.... We recently purchased a bathtub mat that specifically states on the label "Treated with an Agent to Resist Mildew". The brand is "Maytex". However, based on our results, this "agent" does not resist mildew, it seems to actually promote mo...
by daytona084
Fri Jul 05, 2019 8:36 am
Forum: Personal Consumer Issues
Topic: Anyone pay to install transfer switch recently? Does quote seem reasonable?
Replies: 47
Views: 12978

Re: Anyone pay to install transfer switch recently? Does quote seem reasonable?

Getting back to the original question... how much should it cost. Just for point of reference, I had a whole house generator installed recently, and the electrician was here the entire day. I don't know what he was paid, because the main contractor hired and paid the electrician, but you can get a r...