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No, there are no important differences . Claims that either kind of product--ETFs or mutual funds--are much better than the other, is debating about angels dancing on the head of a pin. If you currently invest in individual stocks, and feel generally comfortable with that process, you should probab...

I like the mutual fund because you can buy in amounts, not shares. When I invest I send $500 or $1,000 to taxable. Buying the ETF always leaves the remainder un-invested. If you put $500 in and the share price is $220, you can buy 2 shares, leaving $80 in Settlement. The ETF trades like a stock (pr...

What is better for a brokerage acct? An index mutual fund or index ETF? Tracks the same index, same expense ratio, same turnover. Is there any advantage to one or the other?

I'm in healthcare. We took a 2% cut.

Thank you, she keeps it simple! I appreciate that.

My 401K is with Empower. They charge me a .79% fee. Does any of this get kicked back to my company I work for?

Jack FFR1846 wrote: ↑Thu Jan 28, 2021 3:30 pm As an ETF, it's free and no different at Schwab, TDAmeritrade, eTrade, AllyInvest. Oh, and Vanguard. I hold VTI and have all those brokerages except Vanguard.

Awesome. Thank you!

If I wanted to purchase VTI for my brokerage acct is it best through Vanguard? I already have a brokerage acct with Schwab. OR does it not matter>
Thank you!

I'm with Empower Retirement and they charge .79% for administration fees. They do have good iShare index funds which help keep costs a little lower.

I don't think so

I'm assuming the gov't ups tax brackets closer to 2000 ranges to pay off debt

by "taking out" do you mean withdrawing your contributions? if you do that, you'll have tax and penalties if under 59 1/2. the question is, should you stop making contributions to tax deferred and instead use brokerage? is the .79% management fee in addition to the expense ratio of the fu...

MY company just implemented large pay cuts and got rid of the match in our 401K. I was getting 1.5% from the company for putting in 3% to my traditional. I also put 4% into my Roth 401K. The 401 company is Empower Retirement and they charge a .79% fee for management. Would I be better taking my 7% o...

The main data needed to answer this question usefully: - Pension? - What age will you be at retirement (i.e. early retirement?) - Size of existing tax-deferred (traditional) balance? - Current tax bracket? Knowing nothing else I'd say max traditional not Roth 401k, which is the wrong choice for the...

The main data needed to answer this question usefully: - Pension? - What age will you be at retirement (i.e. early retirement?) - Size of existing tax-deferred (traditional) balance? - Current tax bracket? Knowing nothing else I'd say max traditional not Roth 401k, which is the wrong choice for the...

The main data needed to answer this question usefully: - Pension? - What age will you be at retirement (i.e. early retirement?) - Size of existing tax-deferred (traditional) balance? - Current tax bracket? Knowing nothing else I'd say max traditional not Roth 401k, which is the wrong choice for the...

I have 20 years till retiring. I am able to max out my Roth IRA yearly. I put 4% in my Traditional 401k to get their max match. Should I add another 4% into a Roth 401K with my employer of just add that money into index funds in my brokerage account? Any advice would be great. Thanks Welcome to the...

I have 20 years till retiring. I am able to max out my Roth IRA yearly. I put 4% in my Traditional 401k to get their max match. Should I add another 4% into a Roth 401K with my employer of just add that money into index funds in my brokerage account?

Any advice would be great. Thanks

Is SCHA + SCHB the equivalent SWTSX?

I'm wanting to add some exposure to small caps and currently only own SWTSX. I have a good portion of my brokerage account already in SWPPX which is their S&P 500 index.

Does anyone have any good recommendations for podcasts on index investing and retirement?