Search found 52 matches

by Harri88
Sat Mar 06, 2021 7:57 pm
Forum: Personal Consumer Issues
Topic: Hail roof damage insurance/liability issue
Replies: 15
Views: 1356

Re: Hail roof damage insurance/liability issue

I would ask the Roofer to meet with the Claims Adjuster at your house to show the adjuster the extent of the damage and explain why it needs to be the entire roof vs only replacing x number of shingles. Depending on the adjuster they may not know what to look for, not experienced enough or maybe the...
by Harri88
Sat Feb 20, 2021 5:13 pm
Forum: Personal Finance (Not Investing)
Topic: Revealing net worth
Replies: 251
Views: 16552

Re: Revealing net worth

Don’t reveal your net worth to anyone but your spouse- not even your closest friend(s). Nothing good can come from doing so, and most likely unforeseen complications will develop, such as envy, requests for loans, etc... I agree with this, and this would be my concern. We havent and dont plan to di...
by Harri88
Wed Feb 17, 2021 9:04 pm
Forum: Personal Consumer Issues
Topic: Computer monitor
Replies: 40
Views: 2692

Re: Computer monitor

You mentioned Youtube videos, are you creating content or just watching it? Reason I ask, some content creators I've seen like the ultra wide monitors to layout their videos and timelines. What type of casual gaming are you playing? If you play any FPS, racing, or high movement games then you will w...
by Harri88
Mon Feb 15, 2021 4:22 pm
Forum: Personal Consumer Issues
Topic: Best Tires
Replies: 79
Views: 8540

Re: Best Tires

I'll add another good A/S tire to the fray. Continental Extreme Contact DWS06. I put these on my wifes car and she loves them, they give her confidence during the winter driving weather. The General Alti-Max is another good one for the Money. I put these on our daughters, and she has not had any is...
by Harri88
Sun Feb 14, 2021 11:38 am
Forum: Personal Consumer Issues
Topic: Best Tires
Replies: 79
Views: 8540

Re: Best Tires

I would recommend talking to your local tire dealer, and if you want to do some analysis on your own, check out Tire Rack. They do indepth reviews, and have many customer reviews on many tire brands. I'll add another good A/S tire to the fray. Continental Extreme Contact DWS06. I put these on my wif...
by Harri88
Fri Feb 12, 2021 9:52 pm
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 3500
Views: 582761

Re: What are you up YTD? [Year To Date]

I am up 6.8% as of today.
by Harri88
Fri Feb 12, 2021 9:25 pm
Forum: Personal Finance (Not Investing)
Topic: Share your net worth progression
Replies: 2503
Views: 574358

Re: Share your net worth progression

Wow. There are some amazing progressions this year - congratulations everyone! 08 2015: $1.0M 04 2018: $2.0M 07 2019: $2.8M 12 2019: $3.6M 07 2020: $5.0M 12 2020: $7.5M (age 43) I’m curious what 2021 has in store! Net worth has hit $10M!! It feels amazing and surreal, and more excited than when I h...
by Harri88
Thu Feb 11, 2021 9:14 pm
Forum: Personal Consumer Issues
Topic: Breakfast cereal?
Replies: 172
Views: 18379

Re: Breakfast cereal?

I dont eat cereal anymore, and I havent for years as I burnt out on it. When I did eat it, I had Cheerio's, Honey Nut Cheerio's, Rice Chex, and Corn Flakes, not at the same time. Now, I rotate through Greek Yogurt and add berries and toss in some granola for crunchy texture, a bagel, and Oatmeal. On...
by Harri88
Wed Feb 10, 2021 9:30 pm
Forum: Personal Consumer Issues
Topic: where to find Tax software on disc
Replies: 10
Views: 641

Re: where to find Tax software on disc

Check Bestbuy, our local store has both, and our local Office Depot/Max has both.
by Harri88
Fri Feb 05, 2021 2:41 pm
Forum: Personal Finance (Not Investing)
Topic: What finance website do you get your news, analytics from?
Replies: 15
Views: 1909

Re: What finance website do you get your news, analytics from?

I enjoyed reading Market Watch but they require a subscription now, and it looks like there are other sites following suit.
by Harri88
Fri Feb 05, 2021 2:20 pm
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 1571
Views: 94012

Re: What are you listening to now

I've been on a Pink Floyd kick past few days. I listened to the Wall and A momentary lapse of reason, and I'm enjoying Pearl Jam Yield now.
by Harri88
Fri Feb 05, 2021 10:41 am
Forum: Investing - Theory, News & General
Topic: Super Savers & Asset Allocation
Replies: 73
Views: 6517

Re: Super Savers & Asset Allocation

When are you looking to retire? I've read that a rule of thumb is to have 25x your expenses saved, mileage may vary. Based on your comments you have a lot of risk with your business, and stress. Do you have your emergency fund fully funded? If not I'd work on getting that at 6-12 months expenses in ...
by Harri88
Fri Jan 29, 2021 3:14 pm
Forum: Personal Consumer Issues
Topic: Vaccum recommendation?
Replies: 43
Views: 2721

Re: Vaccum recommendation?

We've had a Miele for over 2 years now, and I would highly recommend them. I would also recommend visiting a local vacuum dealer and speak with them. Sebo and Riccar are also good brands.
by Harri88
Mon Jan 25, 2021 7:46 pm
Forum: US Chapters
Topic: Happy 97th Birthday, Taylor Larimore
Replies: 146
Views: 6388

Re: Happy 97th Birthday, Taylor Larimore

Happy birthday Taylor, thank you for your many contributions.
by Harri88
Sat Jan 23, 2021 9:14 pm
Forum: Personal Consumer Issues
Topic: Purchasing my first smartwatch or fitness tracker
Replies: 27
Views: 2043

Re: Purchasing my first smartwatch or fitness tracker

This past Christmas my wife gave me a Garmin Venu, and I really like it. It tracks a lot of different variables for many different fitness activities, running, walking, cycling, weight lifting etc, and it also has smart watch capabilities. It will track my sleep so I have been sleeping with it on. I...
by Harri88
Sat Jan 23, 2021 7:39 pm
Forum: Personal Consumer Issues
Topic: Kid's Safes?
Replies: 5
Views: 656

Re: Kid's Safes?

by Harri88
Sat Jan 23, 2021 4:34 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 2756
Views: 274535

Re: [What TV Show Have You Recently Watched?]

We are currently watching The Queens Gambit, and we are enjoying it. Only 7 episodes and 1 season.
by Harri88
Thu Jan 21, 2021 8:38 pm
Forum: Investing - Theory, News & General
Topic: 2nd million is easier!
Replies: 193
Views: 46888

Re: 2nd million is easier!

Interested where the OP or others are now. The last 3 years have been good to them. Status updates? :-) Since you asked, I am now at $3,100,000 in my 65/35 3 fund portfolio. I am 54 years old. I have continued to contribute about $90,000/year to my taxable and tax deferred accounts combined. I had ...
by Harri88
Mon Jan 11, 2021 9:41 pm
Forum: Personal Investments
Topic: Current thoughts on PRIMECAP Core
Replies: 3
Views: 557

Re: Current thoughts on PRIMECAP Core

My wife owns it in her IRA, and it has been an ok performer past year or 2 as you said, certainly not as good as the original Primecap fund or Capital Opportunity fund, and I think it has lagged Total Stock the past 10 years? We've discussed when it is time to sell, that we will move it to Total Sto...
by Harri88
Sat Jan 09, 2021 5:17 pm
Forum: Personal Consumer Issues
Topic: Shoes for winter walks
Replies: 39
Views: 2758

Re: Shoes for winter walks

Thank you everyone for the suggestions and ideas. I learned about some new shoe brands, that I was previously unaware of. I did some shoe shopping today, and I spent a little more than I had planned to. I tried on some Oboz, and Hoka's before deciding on a pair of On Running Cloudflyers Waterproof. ...
by Harri88
Sat Jan 09, 2021 4:33 pm
Forum: Personal Consumer Issues
Topic: $900 Dyson Floor Lamp
Replies: 13
Views: 1627

Re: $900 Dyson Floor Lamp

You know you have too much money if you buy a $17k floor lamp...if you're going to get a lamp you need this one https://www.amazon.com/Christmas-Story-House-Full-Cream/dp/B000VWXG0I/ref=asc_df_B000VWXG0I/?tag=hyprod-20&linkCode=df0&hvadid=309743354103&hvpos=&hvnetw=g&hvrand=13685...
by Harri88
Fri Jan 08, 2021 1:13 pm
Forum: Personal Consumer Issues
Topic: Shoes for winter walks
Replies: 39
Views: 2758

Re: Shoes for winter walks

For exercise I'm walking around our neighborhood 2-3 miles a day, and I'm looking for some good winter walking or hiking shoes. I'm walking on paved surfaces, and we have not had any snow or ice just wind and 30 degrees or colder temps. I doubt I'm going to be walking very much or fast, if we start...
by Harri88
Fri Jan 08, 2021 9:44 am
Forum: Personal Consumer Issues
Topic: Shoes for winter walks
Replies: 39
Views: 2758

Re: Shoes for winter walks

Thanks everyone. I'll take a look at your suggestions.
by Harri88
Thu Jan 07, 2021 9:10 pm
Forum: Personal Consumer Issues
Topic: Shoes for winter walks
Replies: 39
Views: 2758

Shoes for winter walks

For exercise I'm walking around our neighborhood 2-3 miles a day, and I'm looking for some good winter walking or hiking shoes. I'm walking on paved surfaces, and we have not had any snow or ice just wind and 30 degrees or colder temps. I doubt I'm going to be walking very much or fast, if we start ...
by Harri88
Thu Jan 07, 2021 8:27 pm
Forum: Investing - Theory, News & General
Topic: first million [in your retirement portfolio]
Replies: 217
Views: 37121

Re: first million [in your retirement portfolio]

1. We hit first million at 53, wife was 52, working hard toward the second million.
2. Started investing at age 27 or 28.
3. 2 Small inheritances from parents. 1 before and 1 after we hit the mark.
by Harri88
Tue Jan 05, 2021 9:43 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 2756
Views: 274535

Re: [What TV Show Have You Recently Watched?]

We just finished Madalorian season 2 tonight! Loved it, as others said above last 3 episodes were really good with some fun and nice surprises :) Looking forward to Season 3.

Going to have to read through here to find a new show to watch.
by Harri88
Mon Jan 04, 2021 9:24 pm
Forum: Personal Consumer Issues
Topic: Any multimillionaire's (more than 2mm) out there still mow their own lawn?
Replies: 341
Views: 25975

Re: Any multimillionaire's (more than 2mm) out there still mow their own lawn?

We mow our own lawn and plan to do so until we are not physically able to. At some point, a Zero turn might be in the works to help facilitate the mowing. We use mowing as exercise and that is one of the frugal things we do. No maid service either.
by Harri88
Mon Jan 04, 2021 9:12 pm
Forum: Personal Finance (Not Investing)
Topic: Got my stimulus check, how about you?
Replies: 212
Views: 16281

Re: Got my stimulus check, how about you?

We have not received any and we dont need it. We have both been able to maintain our employment thus far. I'd rather see it go where it is needed the most.
by Harri88
Mon Dec 28, 2020 10:32 pm
Forum: Personal Consumer Issues
Topic: Very very warm Men’s Winter Coat
Replies: 67
Views: 5437

Re: Very very warm Men’s Winter Coat

Where does he live, and what is his budget? I will suggest LLBean Parka's and Down. They have ratings to -40. https://www.llbean.com/llb/shop/593?page=mens-outerwear&csp=a&bc=12-26&gnrefine=1*WARMTH_RATING*Warmest&sort_field=relevance&start=1&viewCount=48&nav=CT0i593-26&a...
by Harri88
Sat Dec 26, 2020 10:53 pm
Forum: Personal Consumer Issues
Topic: Child will soon need a car. What would be the best approach?
Replies: 56
Views: 2987

Re: Child will soon need a car. What would be the best approach?

I'd contact your insurance agent and find out what rates will be for the model cars you're thinking about, and ask them what is less expensive to insure. When we went to buy one as an extra car for our son to drive, Mits Lancers, Honda Civics were crazy expensive to insure for a teenaged boy. As oth...
by Harri88
Sat Dec 26, 2020 10:42 pm
Forum: Personal Consumer Issues
Topic: TurboTax 2020 Price
Replies: 27
Views: 3663

Re: TurboTax 2020 Price

Thanks for the heads up! I ordered TT Deluxe with State.
by Harri88
Sat Dec 26, 2020 10:38 pm
Forum: Personal Consumer Issues
Topic: Continental Tires
Replies: 24
Views: 1845

Re: Continental Tires

Overall I like Continental tires, and I think it is a very good tire brand. We put the Extreme Contact DWS06 on my wifes car, and it has proven to be a very good all season tire, and I'd recommend them. If you find you like the Continentals when it comes time to get a new set of tires, you can get t...
by Harri88
Sat Dec 26, 2020 9:39 pm
Forum: Personal Consumer Issues
Topic: Turbotax on Sale Today Only
Replies: 103
Views: 8916

Re: Turbotax on Sale Today Only

Thank you for the heads up, much appreciated. Ordered Deluxe + State.
by Harri88
Tue Dec 22, 2020 8:19 pm
Forum: Personal Consumer Issues
Topic: WiFi Extender Recommendation
Replies: 56
Views: 2538

Re: WiFi Extender Recommendation

I have a second router set up behind my main router, and it is set up and used as an AP. I found this to be an easy and effective set up that works well. I had to set it up for my Ring door bell and the kids rooms as they were are on the opposite end of the house from the main wireless router.
by Harri88
Sun Dec 20, 2020 8:21 pm
Forum: Personal Finance (Not Investing)
Topic: Document Retention Questions
Replies: 5
Views: 501

Document Retention Questions

Today I decided to start cleaning & decluttering our office area, and I have a few questions about document retention requirements. I am looking for recommendations. 1) I have Turbo Tax physical software going back multiple years, around 15 years worth. Is there any need to keep the software? I ...
by Harri88
Fri Dec 18, 2020 7:19 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 2756
Views: 274535

Re: [What TV Show Have You Recently Watched?]

Has anyone watched Season 2 of the Mandalorian? I have a couple friends who loved it. Going to subscribe to Disney to watch it between Christmas and New Years.
by Harri88
Thu Dec 17, 2020 3:21 pm
Forum: Personal Consumer Issues
Topic: Pragmatic "audiophile" receiver recommendations
Replies: 105
Views: 6509

Re: Pragmatic "audiophile" receiver recommendations

I second AVSForum, it is a great resource for researching AV equipment and Home theater. I like Denon they make a great AV receiver, I have 2 newer ones. I have also owned Marantz and I liked them as well. Most of the Denons have optical in for digital signals, not sure if that could replace your to...
by Harri88
Wed Dec 16, 2020 5:08 pm
Forum: Personal Consumer Issues
Topic: Standing desk ....
Replies: 34
Views: 2154

Re: Standing desk ....

Good to hear. Glad you are enjoying it. I have been vari (had to do it ;) ) happy with my desk so far.
by Harri88
Tue Dec 15, 2020 8:12 pm
Forum: Investing - Theory, News & General
Topic: What is your age and asset allocation ?
Replies: 595
Views: 55501

Re: What is your age and asset allocation ?

I'm 57 and my wife is 56. Employed. Our allocation is:

70% Equities, 55% US/15% International
21% Bonds
9% CDs/Stable value fund

Looking to reduce equities by 5-10% in 2021.
by Harri88
Mon Dec 14, 2020 7:24 pm
Forum: Personal Consumer Issues
Topic: New home CD player/changer?
Replies: 21
Views: 1379

Re: New home CD player/changer?

You might check AVS Forums to see what they recommend these days, and look at Crutchfield, MagnoliaAV. A quick scan on Marantz, and Denon sites they only have single disc players, and some are expensive. Nothing from Pioneer Elite, or Sony ES, and only a single disc player from Pioneer. It looks lik...
by Harri88
Mon Dec 14, 2020 6:24 pm
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 1571
Views: 94012

Re: What are you listening to now

I'm listening to holiday music Mannheim Steamroller - A Fresh Aire Christmas
by Harri88
Thu Dec 10, 2020 3:29 pm
Forum: Personal Consumer Issues
Topic: Auto Dimming Glasses
Replies: 29
Views: 1789

Re: Auto Dimming Glasses

I have a pair of transition lenses. They are ok, I'm not sure I would purchase that option next time. I prefer my Maui Jims, as they block the glare and sunlight better. Like others have said they dont change in the car while driving, which is when I would like for them to change. They seem a little...
by Harri88
Thu Dec 10, 2020 3:24 pm
Forum: Personal Consumer Issues
Topic: Standing desk ....
Replies: 34
Views: 2154

Re: Standing desk ....

I recommend Vari.com. I have the 60x30 and it is great. There are 4 or 5 laminate tops to choose from. I did the reclaimed wood and the cord organizer. The desk was shipped in 2 boxes (legs, and desktop), and it was very easy to assemble, and it is sturdy. Both boxes are heavy and awkward to handle....
by Harri88
Thu Dec 10, 2020 3:17 pm
Forum: Personal Consumer Issues
Topic: Do you still wear a necktie to work?
Replies: 202
Views: 12449

Re: Do you still wear a necktie to work?

Not in years. My company has been business casual for 20+ years. Now that we are working from home because of covid19 it's sweat pants and t-shirts :)
by Harri88
Wed Dec 09, 2020 4:37 pm
Forum: Personal Finance (Not Investing)
Topic: Share your net worth progression
Replies: 2503
Views: 574358

Re: Share your net worth progression

First I would like to thank everyone for sharing their personal information. I have enjoyed reading through this thread to see how others have saved. I am impressed at some of the incredible wealth that many of you have accumulated, and some at a young age! I didnt start tracking until a few years a...
by Harri88
Tue Dec 08, 2020 8:31 pm
Forum: Personal Consumer Issues
Topic: Warm coat recommendations
Replies: 93
Views: 5133

Re: Warm coat recommendations

I didn't want to be the millionth person with a Canada Goose jacket, so ended up finding a lightly used Arcteryx parka that was 40% off vs. new. It's lightweight, looks great, very warm and knee length. Canada Goose has some top quality products. I just can't bring myself to pay $1000+ for a coat, ...
by Harri88
Tue Dec 08, 2020 8:29 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 2756
Views: 274535

Re: [What TV Show Have You Recently Watched?]

We finished Yellowstone with Costner, and I'm not sure I like that series. Currently we are watching season2 of Hanna on Amazon Prime, and I like it.

Has anyone heard the release date for Stranger Things? I saw the Season 4 trailer....cant wait for it.
by Harri88
Tue Dec 08, 2020 8:19 pm
Forum: Personal Consumer Issues
Topic: Warm coat recommendations
Replies: 93
Views: 5133

Re: Warm coat recommendations

+1 on LLBean Down coats. I have one that I purchased a few years ago and it has been great. I think LLbean makes really good clothing, as we have had good luck with the brand. The coat was in their 'warmest' range, and I think it has an 850 fill. I'd also recommend, as other have stated a good base ...
by Harri88
Tue Dec 08, 2020 6:36 pm
Forum: Personal Consumer Issues
Topic: Target gift cards 10% off today & tomorrow (Sat/Sun Dec. 5/6)
Replies: 49
Views: 11096

Re: Target gift cards 10% off today & tomorrow (Sat/Sun Dec. 5/6)

I just received another Target Circle offer. 10% off one in-store or online purchase. Expires 12-Dec, and there are exclusions.
by Harri88
Mon Dec 07, 2020 7:36 pm
Forum: Personal Consumer Issues
Topic: Target gift cards 10% off today & tomorrow (Sat/Sun Dec. 5/6)
Replies: 49
Views: 11096

Re: Target gift cards 10% off today & tomorrow (Sat/Sun Dec. 5/6)

Does it work with a targrt 5% off credit card? No, you needed to use their Circle app to get the deal. I think they were asking if they'd get 5% back on the purchase, and I'm betting the answer is no since the Target card would be able to know what you purchased at Target. I suppose they could have...