Search found 15 matches

by tortoise84
Sun Apr 04, 2021 4:55 pm
Forum: Personal Finance (Not Investing)
Topic: TaxAct. Reporting after-tax 401k --> In-plan Roth Conversion not correct. Bug, or user error?
Replies: 33
Views: 2285

Re: TaxAct. Reporting after-tax 401k --> In-plan Roth Conversion not correct. Bug, or user error?

I did a mega backdoor Roth to move my after-tax 401k contributions to a Roth IRA, and this is how I entered it in TaxAct: If you enter the 1099-R using step-by-step guidance, you'll get to this screen: Retirement Plan Income - Rollover Amount Enter the portion of the $32,403.65 distribution, if any,...
by tortoise84
Tue Feb 09, 2021 9:18 pm
Forum: Personal Consumer Issues
Topic: PC Build Thread - 2020... and beyond!!!
Replies: 516
Views: 35006

Re: PC Build Thread - 2020... and beyond!!!

I'm also running the GPU full-load, which is sitting under the CPU heat sink / single Noctua fan assembly. It's got good separation, but I'm wondering if some of the air flow is going through the CPU heat sink and causing the raised temperature. I'd doubt it, but I wanted to mention it. When Foldin...
by tortoise84
Sun Feb 07, 2021 7:38 am
Forum: Personal Consumer Issues
Topic: PC Build Thread - 2020... and beyond!!!
Replies: 516
Views: 35006

Re: PC Build Thread - 2020... and beyond!!!

It's interesting that you're getting 76°C with your U-12S; I believe it's the same heatsink as my U-12A, except with a single NF-F12 fan instead of two NF-A12's. Since we've got the same 65W TDP, I wouldn't have expected that much difference in temperature. I'm running FAH on the 'medium' power set...
by tortoise84
Sat Feb 06, 2021 9:50 pm
Forum: Personal Consumer Issues
Topic: PC Build Thread - 2020... and beyond!!!
Replies: 516
Views: 35006

Re: PC Build Thread - 2020... and beyond!!!

Your slowdowns are actually kind of what I'd expect going from 8 cores to 6 faster cores - you're getting higher average FPS due to better single-core performance, but your 1% lows are slower & more noticeable due to having fewer threads to run processes on. Actually like I said in my edit, I b...
by tortoise84
Sat Feb 06, 2021 1:29 pm
Forum: Personal Consumer Issues
Topic: PC Build Thread - 2020... and beyond!!!
Replies: 516
Views: 35006

Re: PC Build Thread - 2020... and beyond!!!

I finally got my hands on a Ryzen 5 5600X to upgrade from my Ryzen 7 3700X. It made a noticeable improvement. In Flight Sim 2020 on my Radeon RX 5700 XT at 1440p High detail, frame rates around airports and inside the 787 cockpit improved from 20-25 fps to 30-40 fps, but there was still some slowdow...
by tortoise84
Tue Jan 19, 2021 1:59 pm
Forum: Personal Consumer Issues
Topic: PC Build Thread - 2020... and beyond!!!
Replies: 516
Views: 35006

Re: PC Build Thread - 2020... and beyond!!!

Games don't utilize multiple threads that well, so the CPU isn't that important. An AMD Ryzen 5 3600, 5600X, Ryzen 7 3700X, or Intel i5-10400, i5-10600K should be fine. You'll want at least 32GB of RAM. Focus on getting the best graphics card you can get. Hopefully something from the Nvidia GeForce ...
by tortoise84
Sun Jan 17, 2021 8:17 am
Forum: Personal Consumer Issues
Topic: PC Build Thread - 2020... and beyond!!!
Replies: 516
Views: 35006

Re: PC Build Thread - 2020... and beyond!!!

As for connectors, I'm still upset that my case cable slot was offset by a few millimeters and there's metal interfering with a motherboard SATA connector. I can't use that SATA port because there's no room to plug in the cable. You could just get a different SATA cable. They are available with str...
by tortoise84
Sun Jan 17, 2021 8:09 am
Forum: Personal Consumer Issues
Topic: PC Build Thread - 2020... and beyond!!!
Replies: 516
Views: 35006

Re: PC Build Thread - 2020... and beyond!!!

Independent George wrote: Fri Jan 15, 2021 1:32 pm 1. The y-splitter from my CPU cooler (which has two fans) to the motherboard (which has one CPU fan slot) results in a lot of slack that can't be hidden.
I rotate the orientation of my fans to wrap the cable around the fan's frame, leaving just enough cable length to plug it in.
by tortoise84
Sun Jan 17, 2021 7:54 am
Forum: Personal Finance (Not Investing)
Topic: Is a Backdoor Roth IRA worth it?
Replies: 75
Views: 9392

Re: Is a Backdoor Roth IRA worth it?

Yes until the tax filing deadline April 2021... Why is Schwab telling me that my conversation counts as 2021. You are able to deposit for 2020 but conversion counts as 2021. Any help? It's a 2 step process. 1. Contributions for 2020 can be made until April 15, 2021. 2. Conversions count in the year...
by tortoise84
Tue Jan 12, 2021 7:26 pm
Forum: Personal Consumer Issues
Topic: PC Build Thread - 2020... and beyond!!!
Replies: 516
Views: 35006

Re: PC Build Thread - 2020... and beyond!!!

When I set up my new system, the same drive booted in about 25 seconds - exactly as fast as you'd expect given the bandwidth doubled between generations. The NVME drive (PCIE 3.0) boots in about 15 seconds, which is a solid 40% improvement, but still not quite what you'd project from the 5x bandwid...
by tortoise84
Mon Jan 04, 2021 3:35 pm
Forum: Personal Finance (Not Investing)
Topic: Paycheck and Tax Calculator
Replies: 0
Views: 222

Paycheck and Tax Calculator

I have made a Google Spreadsheet that automatically calculates your take-home pay and your tax return. Feel free to download a copy and modify it to your personal situation. You can post any feedback and comments here. 2020 Paycheck and Tax Calculator 2021 Paycheck and Tax Calculator The tax withhol...
by tortoise84
Fri Dec 25, 2020 7:57 pm
Forum: Personal Finance (Not Investing)
Topic: W4/attempting to adjust withholding for 2021, advice?
Replies: 1
Views: 335

Re: W4/attempting to adjust withholding for 2021, advice?

It's true that the W-4 from 2020 onwards doesn't use allowances anymore. You can see the new tax withholding calculation in IRS Publication 15-T: https://www.irs.gov/pub/irs-pdf/p15t.pdf So on the new W-4, if you want to reduce your tax withholding, you would have to put an amount in '4(b) Deduction...
by tortoise84
Fri Nov 20, 2020 10:13 pm
Forum: Personal Consumer Issues
Topic: PC Build Thread - 2020... and beyond!!!
Replies: 516
Views: 35006

Re: PC Build Thread 2020

Interesting. It could be that the Asus motherboard is not increasing the SoC voltage enough when you run the RAM at higher speeds. The SoC voltage is for the non-core components in the CPU including the memory controller, and the voltages and frequencies are all related. So when you run your RAM at ...
by tortoise84
Thu Nov 19, 2020 11:56 pm
Forum: Personal Consumer Issues
Topic: PC Build Thread - 2020... and beyond!!!
Replies: 516
Views: 35006

Re: PC Build Thread 2020

^^^ Lesson number 2 - Double check the numbers and be sure the components are compatible. Not just for mechanical fit, but performance as well. Here's what I bought: CPU: AMD Ryzen 7 3700X, system memory spec "Up to 3200MHz" Motherboard: ASUS AM4 TUF GAMING X570-Plus (no wi-fi) - "Th...