Search found 37 matches
- Sun Jan 31, 2021 12:49 am
- Forum: Investing - Theory, News & General
- Topic: Market volatility due to GME/AMC - what to do?
- Replies: 30
- Views: 2288
Re: Market volatility due to GME/AMC - what to do?
I'm a young investor in my 20's with a long horizon, but I am making no changes and am okay with my current AA Let's say you get out of your S&P index nd the market has a fairly large correction, then you get back in when you think it's over. Then another correction happens. When do you get back...
- Sat Jan 30, 2021 10:15 pm
- Forum: Personal Consumer Issues
- Topic: Electric Vehicle Tipping Point
- Replies: 94
- Views: 4510
Re: Electric Vehicle Tipping Point
I'd just watch charging infrastructure. When a supermajority of apartments have EV plugs, then I'd start worrying.
- Sat Jan 30, 2021 12:18 am
- Forum: Investing - Theory, News & General
- Topic: We are NOT in a bubble
- Replies: 165
- Views: 21544
Re: We are NOT in a bubble
I simply do not know. I was wrong on at predicting the market's behavior in 2020, as were many. I am glad I'm a passive index type investor, as if I was active, I would have made the wrong decisions on when to get back in. It probably wouldn't have been the (march 23 i think) low. More like May or J...
- Fri Jan 29, 2021 11:58 pm
- Forum: Investing - Theory, News & General
- Topic: [GameStop GME trading mega-thread]
- Replies: 4556
- Views: 228805
Re: [GameStop GME trading mega-thread]
In my opinion (and it is just that), a broker is required by law to provide Best Execution to clients. [/b] It doesn't say provide Best Execution so long as you don't lose money. That's only if they allow you to place the trade. There isn't any law requiring them to allow you to place a trade. You ...
- Thu Jan 28, 2021 11:16 am
- Forum: Investing - Theory, News & General
- Topic: Has Bogleheads lost its direction?
- Replies: 331
- Views: 29662
Re: Has Bogleheads lost its direction?
Friends, I usually check in to the forum a couple times each week to see what's new. Usually it's some new post concerning how much international to hold or where to buy the cheapest pair of eyeglasses. As much as those repeating topics irritated me because the answers are always the same, it was c...
- Wed Jan 27, 2021 5:04 pm
- Forum: Personal Consumer Issues
- Topic: Desktop is dying - help me with replacement
- Replies: 72
- Views: 4713
Re: Desktop is dying - help me with replacement
Stop wasting valuable time with obsolete worthless IT gear. Invest in an up to date new computer and new monitor and you will be set for several years. Yup, just hoping to wipe thus thing before disposing of it. It you want to wipe the computer, a program called DBAN, wipes conventional hard drives...
- Wed Jan 27, 2021 4:52 pm
- Forum: Investing - Theory, News & General
- Topic: PSA for 3 funds folks: Did you pass the "Buy, Hold, and Rebalance" Test on March 2020?
- Replies: 135
- Views: 4948
Re: PSA for 3 funds folks: Did you pass the "Buy, Hold, and Rebalance" Test on March 2020?
Believe it or not I didn't even really check my account in march. I'm in my 20's and have a relatively small IRA and 401K however. But yeah remained rational. If anything, it was a good test of my personal risk tolerance. Happy with my 100% equity portfolio, 30% international.
- Mon Jan 25, 2021 8:24 pm
- Forum: Investing - Theory, News & General
- Topic: Why Vanguard?
- Replies: 77
- Views: 6958
Re: Why Vanguard?
My father is along time customer of them so that's how I got started. I have accounts there and at Schwab(401K and a second IRA) and Schwab isn't any better for what I do. That said Vanguard doesn't seem to cater to people wanting to "dip their toe in" with rather high minimums for most a...
- Fri Jan 22, 2021 6:59 pm
- Forum: Investing - Theory, News & General
- Topic: Why Vanguard?
- Replies: 77
- Views: 6958
Re: Why Vanguard?
My father is along time customer of them so that's how I got started. I have accounts there and at Schwab(401K and a second IRA) and Schwab isn't any better for what I do. That said Vanguard doesn't seem to cater to people wanting to "dip their toe in" with rather high minimums for most ac...
- Fri Jan 22, 2021 6:44 pm
- Forum: Investing - Theory, News & General
- Topic: What is your age and asset allocation ?
- Replies: 595
- Views: 55385
Re: What is your age and asset allocation ?
24.
100% stocks(Am trying the HEDGEFUNDIE at around 5% of total assets, but I'll call that stock)
70% US, 30 INT. Market weights or as close as possible considering my limited 401K funds.
100% stocks(Am trying the HEDGEFUNDIE at around 5% of total assets, but I'll call that stock)
70% US, 30 INT. Market weights or as close as possible considering my limited 401K funds.
- Fri Dec 11, 2020 1:39 pm
- Forum: Personal Consumer Issues
- Topic: Safe car for a teenager recommendation
- Replies: 70
- Views: 3711
Re: Safe car for a teenager recommendation
I know its already been said but as long as its from the 21st century and has working ABS and Airbags, you should be fine. It's more about the lack of attention to driving than the actual car. And no, even the new cars with systems to detect distraction can be turned off for the most part. I'd just ...
- Fri Dec 11, 2020 1:31 pm
- Forum: Personal Consumer Issues
- Topic: Replacing rear shocks and front lower control arms?
- Replies: 32
- Views: 1670
Re: Replacing rear shocks and front lower control arms?
I just used quick strut assemblies, no disassembly required. I'd never buy the normal ones.
- Wed Nov 25, 2020 10:40 pm
- Forum: Personal Consumer Issues
- Topic: Replacing rear shocks and front lower control arms?
- Replies: 32
- Views: 1670
Re: Replacing rear shocks and front lower control arms?
My mechanic recommended replacing rear shocks and front lower control arms for my 2013 VW which has only 50k miles. He said the bushings of the control arms are cracked a bit but no safety issue at this moment. Replacing the front lower control arms alone costs $800+ so I'm hesitant to do it now :o...
- Wed Nov 25, 2020 10:37 pm
- Forum: Personal Consumer Issues
- Topic: Following Distance Indicator
- Replies: 17
- Views: 1275
Re: Following Distance Indicator
My son's Volvo has a light that comes on when you are following too close (it's an adjust able setting) to the vehicle in front of you. Do you know what other car makes offer this feature? From a quick Google search, it looks like Volvo has it and calls it Distance Alert. Mercedes calls theirs Dist...
- Wed Nov 25, 2020 10:37 pm
- Forum: Personal Consumer Issues
- Topic: Following Distance Indicator
- Replies: 17
- Views: 1275
Re: Following Distance Indicator
My son's Volvo has a light that comes on when you are following too close (it's an adjust able setting) to the vehicle in front of you. Do you know what other car makes offer this feature? From a quick Google search, it looks like Volvo has it and calls it Distance Alert. Mercedes calls theirs Dist...
- Wed Nov 25, 2020 10:27 pm
- Forum: Investing - Theory, News & General
- Topic: Not Experiencing Any Problems With Vanguard
- Replies: 175
- Views: 13160
Re: Not Experiencing Any Problems With Vanguard
The only issue I had was getting locked out of my account because I don't check it much. The rep on the other end was very helpful and it was resolved.
I have since modified my password practices.
Edit: I also don't agree with their ban on 3x products.
I have since modified my password practices.
Edit: I also don't agree with their ban on 3x products.
- Thu Oct 29, 2020 10:59 pm
- Forum: Personal Consumer Issues
- Topic: Do I Need Norton Security (or similar)
- Replies: 23
- Views: 1137
Re: Do I Need Norton Security (or similar)
Left Norton behind long ago. Windows defender AND Malwarebytes free. Scan your computer manually once a month, avoid risky sites.
I do relatively high virus risk activities and I haven't gotten infected yet.
I do relatively high virus risk activities and I haven't gotten infected yet.
- Fri Oct 23, 2020 4:40 pm
- Forum: Personal Consumer Issues
- Topic: Chartering a flight on short notice?
- Replies: 39
- Views: 3900
Re: Chartering a flight on short notice?
Not talking down to 135 pilots, but they go to unfamiliar airports, have less direct FAA oversight, and usually have less legal and training requirements. Part 91 would be cheap. This often feels like the wild west! PP - ASEL / Cessna 150 If I was going to own a plane it would be a experimental thr...
- Fri Oct 23, 2020 2:43 pm
- Forum: Personal Consumer Issues
- Topic: Chartering a flight on short notice?
- Replies: 39
- Views: 3900
Re: Chartering a flight on short notice?
Make sure you aren’t swapping one obvious low risk (COVID) for a less obvious risk, netting out to more risk. Smaller planes have a much higher accident rate. Google around. That’s why you charter from a reputable part 135 operator. I apologize for my ignorance, but am I correct in assuming that I ...
- Fri Oct 23, 2020 2:30 pm
- Forum: Investing - Theory, News & General
- Topic: 7 Reasons Not to Use a 100% Stock Portfolio - The White Coat Investor
- Replies: 200
- Views: 13654
Re: 7 Reasons Not to Use a 100% Stock Portfolio - The White Coat Investor
I'm very young(24) and just wanted to respond to this article as a 105% ish Stock investor. Point #1: I actually am slightly leveraged(indirect). in the HEDGEFUNDIE strategy and considering some PSLDX. Not sure how this is a reason against 100% stocks, its just a continuation of the idea that you ca...
- Tue Oct 20, 2020 10:43 pm
- Forum: Personal Consumer Issues
- Topic: Pilot, Highlander or CX-9
- Replies: 73
- Views: 7319
Re: Pilot, Highlander or CX-9
I'd not recommend CX-9. I bought a new CX-9 2011 and engine failed (after an internal water pump leak, engine light came on and after 5 mins car stopped) this happened just after the manufacturer warranty expired. Ouch! Do they even use the same engine? I Know my Mazda 3 2020 2.5 and the 2011 Mazda...
- Tue Oct 20, 2020 10:42 pm
- Forum: Personal Consumer Issues
- Topic: Pilot, Highlander or CX-9
- Replies: 73
- Views: 7319
Re: Pilot, Highlander or CX-9
Do they even use the same engine?confusedinvestor wrote: ↑Wed Jul 08, 2020 1:42 am I'd not recommend CX-9. I bought a new CX-9 2011 and engine failed (after an internal water pump leak, engine light came on and after 5 mins car stopped) this happened just after the manufacturer warranty expired. Ouch!
- Mon Oct 19, 2020 9:48 pm
- Forum: Personal Consumer Issues
- Topic: Convince us to buy our first luxury car!
- Replies: 193
- Views: 10922
Re: Convince us to buy our first luxury car!
Honestly why luxury? I drove 15+ year old car with crank windows and no safety features and have a 20' Mazda 3 with AWD now. My job also Involves a few times a week but not 9-5 long distance car travel. My new car is "luxury" enough, for me at least compared to where I came from. Why spend...
- Fri Oct 16, 2020 10:40 pm
- Forum: Personal Consumer Issues
- Topic: Items that are worth the money for the quality
- Replies: 490
- Views: 41824
Re: Items that are worth the money for the quality
Tires. I know many advocate for good tires, but its always worth repeating. How does one know that a tire is “good”? I usually use a aggregate of tire rack reviews, YouTube reviews, brand reputation(Michelin vs the cheapest brand at walmart) and price. I may also poke around auto forum's like Bob i...
- Fri Oct 16, 2020 10:22 pm
- Forum: Personal Consumer Issues
- Topic: Items that are worth the money for the quality
- Replies: 490
- Views: 41824
Re: Items that are worth the money for the quality
Tires. I know many advocate for good tires, but its always worth repeating.
- Fri Oct 16, 2020 10:19 pm
- Forum: Personal Consumer Issues
- Topic: What Book Are You Currently Reading? Part VI
- Replies: 5075
- Views: 1323726
Re: What Book Are You Currently Reading? Part VI
If audio books count, The Stand by Stephen King. Picked it up in the spring and listen to it when I drive sometimes. Interesting book, not what I expected, first novel of his I've looked at. To summarize, starts out as the typical apocalypse plot, but gets into the human condition and the supernatur...
- Fri Oct 16, 2020 10:06 pm
- Forum: Investing - Theory, News & General
- Topic: Vaccine impact on market [prediction]
- Replies: 20
- Views: 1603
Re: Vaccine impact on market [prediction]
I'd say small gains as well. Market is forward thinking, multiple vaccines are underway, and one of them will likely be approved.
Avoiding politics as much as I can, I also increasingly don't think a vaccine will change the current situation in the US overnight anyway.
Avoiding politics as much as I can, I also increasingly don't think a vaccine will change the current situation in the US overnight anyway.
- Fri Oct 16, 2020 1:48 pm
- Forum: Personal Consumer Issues
- Topic: TPMS(tire pressure monitoring system) lifespan
- Replies: 96
- Views: 6509
Re: TPMS(tire pressure monitoring system) lifespan
Eh, I can see it's benefits, but coming from a older car that didn't have it anyway (06') to a (20') model, I decided that $330 USD was too much for getting a second set of sensors for my winter tires, where I usually drive slower anyway due to snow. I got the tires for free and the 4 extra rims fo...
- Thu Oct 15, 2020 4:20 pm
- Forum: Personal Consumer Issues
- Topic: TPMS(tire pressure monitoring system) lifespan
- Replies: 96
- Views: 6509
Re: TPMS(tire pressure monitoring system) lifespan
A working TPMS is an important and critical vehicle safety system. If your system is indicating a fault or a simple battery dead sensor get it repaired. Picking up a large nail at highway speed in traffic in the middle of a 5 mile long causeway bridge, like I did 2 weeks ago in our SUV, can be very...
- Tue Oct 13, 2020 7:25 pm
- Forum: Personal Consumer Issues
- Topic: Tesla Phantom braking
- Replies: 28
- Views: 2462
Re: Tesla Phantom braking
4. Now the car can read analog speed signs, which helps, but it still can't read digital speed signs... Sorry but I must ask. What's an analog speed sign? I imagine it must say something like "go kind of slow-ish around here" or "pretty fast compared to what you just did." I thi...
- Tue Oct 13, 2020 7:19 pm
- Forum: Investing - Theory, News & General
- Topic: Individual Stocks - 5-10% of Portfolio "Play Money" - YES or NO?
- Replies: 91
- Views: 5455
Re: Individual Stocks - 5-10% of Portfolio "Play Money" - YES or NO?
I have 5% "Play Money" but it is in the HEDGEFUNDIE 3x strategy not stocks. Looking at things like the NKLA news and other stocks that have fallen from grace, I think a individual stock is too risky. Personally once you are 100% equity, I'd rather leverage, and still have diversification.
- Sat Oct 10, 2020 10:30 am
- Forum: Personal Consumer Issues
- Topic: Has anyone chartered a private jet? Need info. . .
- Replies: 55
- Views: 7151
Re: Has anyone chartered a private jet? Need info. . .
No security, regardless of airport. You will go through customs in some form internationally though. Netjets, Jetlinx, Wheels up, Xojet are all companies I've heard of but have not flown on personally(In the front or back). There's a reason most people don't do this however. The cost will far exceed...
- Sat Oct 10, 2020 10:17 am
- Forum: Personal Finance (Not Investing)
- Topic: Auto insurance costs – USAA vs ????
- Replies: 24
- Views: 2429
Re: Auto insurance costs – USAA vs ????
I'm in tier 2(child of officer)and they have been good to me, in my 20's and I get excellent rates, relative to my peers and the quotes I've gotten online.
- Fri Oct 09, 2020 10:21 pm
- Forum: Personal Consumer Issues
- Topic: Brake fluid replacement?
- Replies: 103
- Views: 7464
Re: Brake fluid replacement?
Personal experience, I didn't notice any effects for over 10 years on previous car(It was a family hand me down so I know the history) and the manual didn't say to change it. I noticed the brake pedal start getting softer on top(edit: after about 10-11 years if its life), I changed it. One small bub...
- Mon Oct 05, 2020 6:25 pm
- Forum: US Chapters
- Topic: Your USER NAME...what does it mean?
- Replies: 555
- Views: 77654
Re: Your USER NAME...what does it mean?
The CRJ is a 50 to 75 seat regional airline aircraft with a reputation for being slow, cheap, old and uncomfortable. Pylote is a sarcastic was to spell Pilot.
- Sun Oct 04, 2020 7:43 pm
- Forum: Personal Consumer Issues
- Topic: Robot vacuum cleaner for hardwood floor?
- Replies: 46
- Views: 4147
Re: Robot vacuum cleaner for hardwood floor?
I have a Roborock E25($200). Has extremely good inertial navigation(Not random), and preforms well. Works upstairs in our house even if there is some mess in the hallway. Has a mop attachment but I don't use it. Cons: The company is Chinese so data privacy or the Chinese government mapping your house.
- Sat Oct 03, 2020 3:41 pm
- Forum: Investing - Theory, News & General
- Topic: Riding HEDGEFUNDIE’s excellent adventure
- Replies: 71
- Views: 16163
Re: Riding HEDGEFUNDIE’s excellent adventure
Start date: 9/03/2020 Approach: UPRO/TMF 50/50(not adapted until end of sept) Rebalancing frequency: Quarterly Return (total / YTD) 3.83%/3.83% Initial contribution: $200, although refined strategy(was in TQQQ for a bit in sept) and am up to $600 with $400 more on the way (5-6% of invested assets) A...