Search found 24 matches

by TheoBanana
Mon Jan 18, 2021 7:18 pm
Forum: Personal Consumer Issues
Topic: Preparing for 2021 Garden - Seed Suppliers
Replies: 19
Views: 1379

Re: Preparing for 2021 Garden - Seed Suppliers

+1 for Johnny's. Have been ordering from them for 12+ years.
https://www.johnnyseeds.com

Also have had good luck from Jung:
https://www.jungseed.com
by TheoBanana
Tue Jan 05, 2021 5:56 am
Forum: Personal Consumer Issues
Topic: New Vehicle Shopping - SUV or Hybrid, suggestions appreciated
Replies: 65
Views: 5088

Re: New Vehicle Shopping - SUV or Hybrid, suggestions appreciated

I've been super happy with my Honda Passport. Can seat 5 and tow 5000lbs but still comfortable to cruise around town. I love the extra cargo space due to lack of 3rd row seating. Has it been reliable? I've considered the Honda Passport, but Consumer Reports gave it only 2/5 for reliability. 19000 m...
by TheoBanana
Thu Dec 31, 2020 3:39 pm
Forum: Personal Consumer Issues
Topic: A fantastic alternative to a Peloton (at least for me)
Replies: 25
Views: 3470

Re: A fantastic alternative to a Peloton (at least for me)

I have been indoor training for about 10 years and using Trainerroad since it came along. I switch from the Kickr to a dedicated Stages SB20 recently. Zwift bored me but many of my cycling buddies are addicted to the races.
by TheoBanana
Sat Dec 26, 2020 7:03 am
Forum: Personal Consumer Issues
Topic: Health Trackers?
Replies: 10
Views: 828

Re: Health Trackers?

I have a bunch of cycling specific stuff but my Apple Watch has been the mainstay since 2015. Before that came out I had a fitbit. Strava and apple health are linked into cronometer.com where I track diet and nutrition. Cronometer probably isn't for everybody but if you are data geek its pretty good...
by TheoBanana
Thu Dec 24, 2020 11:11 am
Forum: Personal Consumer Issues
Topic: New Vehicle Shopping - SUV or Hybrid, suggestions appreciated
Replies: 65
Views: 5088

Re: New Vehicle Shopping - SUV or Hybrid, suggestions appreciated

I've been super happy with my Honda Passport. Can seat 5 and tow 5000lbs but still comfortable to cruise around town. I love the extra cargo space due to lack of 3rd row seating.
by TheoBanana
Wed Dec 23, 2020 6:20 pm
Forum: Personal Consumer Issues
Topic: Favorite youtube channels?
Replies: 111
Views: 12589

Re: Favorite youtube channels?

Babish Culinary Universe: https://www.youtube.com/channel/UCJHA_jMfCvEnv-3kRjTCQXw How to BBQ Right: https://www.youtube.com/channel/UC--MxpGXJ3LVD8KvlNzRlcA Whiskey Vault: https://www.youtube.com/channel/UCElm866_W5r1eg8VjhFNARw Survival Russia: https://www.youtube.com/channel/UCq3CjAhR9foEpCXj88sM...
by TheoBanana
Sun Dec 20, 2020 10:50 am
Forum: Personal Finance (Not Investing)
Topic: What is the Worst Financial Decision/Mistake You Have Made?
Replies: 230
Views: 18475

Re: What is the Worst Financial Decision/Mistake You Have Made?

I won;'t know if this was a mistake or not, but I'm certain it would have changed my life in almost every way..... I graduated in 1992 with a computer engineering degree. The job market wasn't great, but I had a few offer around the country. The offer that paid the most at the time was in San Jose,...
by TheoBanana
Fri Dec 11, 2020 6:31 am
Forum: Personal Consumer Issues
Topic: Standing desk ....
Replies: 34
Views: 2153

Re: Standing desk ....

bluesky50 wrote: Thu Dec 10, 2020 11:18 pm I have uplift standing desk. I highly recommend it.
+1

I'm 6'3" and its the only standing desk that I found that could accommodate my desired ergonomics. It is also very high quality.
by TheoBanana
Thu Dec 10, 2020 7:24 am
Forum: Personal Investments
Topic: Where to start with mega backdoor Roth IRA?
Replies: 69
Views: 6515

Re: Where to start with mega backdoor Roth IRA?

While I have nothing useful to add for the OP I do want to say that I am very jealous that so many have these features built in to their work plans. I assume these features cost the employer money. I am offered 401K and nothing else :annoyed
by TheoBanana
Mon Dec 07, 2020 2:53 pm
Forum: Investing - Theory, News & General
Topic: TESLA Valuation
Replies: 111
Views: 7112

Re: TESLA Valuation

My sister-in-law bought in to TSLA right before the split. I attempted to have a valuation discussion with her because she asked. Her reply to my misgivings about it was "Elon Musk is leading an industrial revolution that will change the world forever." With that kind of fervor around it I...
by TheoBanana
Mon Dec 07, 2020 8:39 am
Forum: Personal Consumer Issues
Topic: is it ok to download Big Sur for MAC yet??
Replies: 47
Views: 3908

Re: is it ok to download Big Sur for MAC yet??

I tried Big Sur for a couple of weeks on my 2014 Macbook Air. I like the OS, but battery life was atrocious and scrolling in Safari was choppy and delayed. Ended up restoring a backup and going back to High Sierra. Newer machines likely won't have the battery life issue. I installed it on my 2nd co...
by TheoBanana
Fri Dec 04, 2020 11:54 am
Forum: Personal Finance (Not Investing)
Topic: Commuting after COVID
Replies: 133
Views: 8284

Re: Commuting after COVID

Based on company culture it is a certainty that we will all be back in the office as soon as it is feasible to do so. That being said I have had two employees inform me that they have moved to a different state in the last four months and while they hope that "the company will come with me"...
by TheoBanana
Thu Dec 03, 2020 1:33 pm
Forum: Personal Consumer Issues
Topic: Buying a 1.3M house - worried about unexpected expenses
Replies: 93
Views: 6639

Re: Buying a 1.3M house - worried about unexpected expenses

In Seattle I assume this is par for the course, and the next house you look at will be the same deal. FWIW I have sold 3 and bought 4 homes in my life and have never had an inspector discover something worth walking away from the purchase for - even if later something did manifest. The last home we ...
by TheoBanana
Fri Nov 27, 2020 6:46 pm
Forum: Personal Consumer Issues
Topic: Best xo cognac?
Replies: 19
Views: 1782

Re: Best xo cognac?

jdb wrote: Fri Nov 27, 2020 5:18 pm Kirkland Signature XO Cognac. Less than $60.
Agreed! The Costco blended whiskeys and cognac are competitive at a reduced price.
by TheoBanana
Fri Nov 27, 2020 6:43 pm
Forum: Personal Consumer Issues
Topic: Switch from dual monitors to one big one?
Replies: 39
Views: 3064

Re: Switch from dual monitors to one big one?

I know the Dell curved UltraWides (34" and 38") are highly regarded, but not sure I want to spend close to a grand without test driving it. Something like this Samsung can be bought for <$300 but I'm guessing there are multiple compromises - https://www.samsung.com/us/computing/monitors/u...
by TheoBanana
Wed Nov 25, 2020 4:25 pm
Forum: Personal Investments
Topic: Tax benefit with Deferred Compensation
Replies: 21
Views: 1729

Re: Tax benefit with Deferred Compensation

Unlike the 401k plan (maxed) the extra deferred comp plan at my current employer requires an immediate disbursement if I chose to leave or get laid off prior to retirement. That would leave me with an unwelcome tax situation compared to putting the extra money in a taxable account and letting it gro...
by TheoBanana
Wed Nov 25, 2020 1:34 pm
Forum: Personal Investments
Topic: Alternatives to Vanguard, IT issues
Replies: 83
Views: 5387

Re: Alternatives to Vanguard, IT issues

3funder wrote: Wed Nov 25, 2020 10:00 am Am I the only one who has not encountered major issues with Vanguard?
None here. We keep a taxable account and I do my backdoor Roths there with no issues.
by TheoBanana
Mon Nov 23, 2020 2:31 pm
Forum: Personal Finance (Not Investing)
Topic: Does anyone use an accountant for personal taxes?
Replies: 146
Views: 9823

Re: Does anyone use an accountant for personal taxes?

2Scoops wrote: Mon Nov 23, 2020 11:49 am I’m curious if anyone here uses an outside source for their personal taxes (not business)? if so, why do you choose to do that?
I have been using a CPA (the same one) since 1999. Super happy to outsource that particular task.
by TheoBanana
Thu Nov 19, 2020 6:23 am
Forum: Personal Finance (Not Investing)
Topic: Saddlebrooke Ranch in Oracle, Arizona
Replies: 15
Views: 2323

Re: Saddlebrooke Ranch in Oracle, Arizona

I am considering buying a home in Arizona. My plan is to live there for about 6 months per year (roughly October through March). I'm looking at several communities throughout the state, and Saddlebrooke Ranch is among them. I will be staying there briefly in a few months, and am curious if any Bogl...
by TheoBanana
Thu Nov 12, 2020 9:02 pm
Forum: Personal Consumer Issues
Topic: New Traeger Pellet Grill - Super Excited!
Replies: 38
Views: 3153

Re: New Traeger Pellet Grill - Super Excited!

BTW.....we live in Wisconsin and plan to keep the unit outdoors. Any issues with the electronics (Blue tooth) that we need to be concerned about? I did get the cover but not sure how much added protection it'll provide. I do have an option to store it in the garage during the winter months if need ...
by TheoBanana
Wed Nov 11, 2020 8:55 pm
Forum: Personal Investments
Topic: What % of your after tax monthly income do you invest?
Replies: 28
Views: 1999

Re: What % of your after tax monthly income do you invest?

We have been at 33% for 5 years, but hit 42% this year. Will likely be back to average once travel becomes an option again.
by TheoBanana
Mon Oct 19, 2020 8:45 pm
Forum: Personal Investments
Topic: Inherited Taxable Account - what to do
Replies: 2
Views: 522

Inherited Taxable Account - what to do

Age: 51, married Marginal tax rate: 22% Live in: MN, so even posting this is taxed Portfolio is 95% VTSAX or SP500 (401k), and 5% cash I inherited two funds on a taxable account situated at EJ in February 2020. They are: FKINK-A1 - Franklin Income Fund Class A1 - 75% FBLAX - Franklin Managed Income ...