Search found 6 matches

by MathMaster
Mon Oct 12, 2020 8:47 am
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 10200
Views: 731898

Re: Refinance Mega Thread

Owning just sold mine to US bank. I haven’t heard much about them but being a larger bank I’m hopeful they will be easy to work with. I do plan to make irregular additional principal payments which seems like a problem with some of the services. I had two mortgage loans with US Bank through 2012. I...
by MathMaster
Sat Sep 12, 2020 12:26 pm
Forum: Personal Finance (Not Investing)
Topic: My LenderFi refinance is going well
Replies: 1760
Views: 164735

Re: My LenderFi refinance is going well

any more insight after closing? If it says they intend to sell the mortgage does that mean BSI is not going to service the loan? I see some reports of Wells Fargo mentioned. The reviews of BSI financial are scaring me away from closing with lender fi. If you have concerns about your loan being serv...
by MathMaster
Tue Aug 25, 2020 8:04 am
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 10200
Views: 731898

Re: Refinance Mega Thread

Have anyone tried Navy FCU? Not that I am a member but just curious. 15 Year 2.000% rate 0.500 pt 2.212% APR I considered Navy Federal in the past, but then read the fine print which apply to the rate you mentioned: "Rates quoted above require a 1.00% loan origination fee. The origination fee ...
by MathMaster
Sat Aug 22, 2020 5:01 pm
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 10200
Views: 731898

Re: Refinance Mega Thread

What do you think about it? Our current mortgage balance is about $600K and have 2.9% interest rate of 5/5 ARM from PenFed. ARM is due for renewal Q1 next year. We do not have escrow hence pay city tax and HOI directly. We locked in refinance rate for $510K loan with 2.65% with lender credits cover...
by MathMaster
Sat Aug 08, 2020 11:07 am
Forum: Personal Finance (Not Investing)
Topic: My LenderFi refinance is going well
Replies: 1760
Views: 164735

Re: My LenderFi refinance is going well

anonsdca wrote: Sat Aug 08, 2020 10:48 am How are you recent posters getting loans? The webpage says they are not doing new applications?
There are several links posted in the Refinance Mega Thread that have worked for others.

https://www.lenderfi.com/apply-online/
https://app.lenderfi.com/
by MathMaster
Thu Aug 06, 2020 10:15 am
Forum: Personal Finance (Not Investing)
Topic: My LenderFi refinance is going well
Replies: 1760
Views: 164735

Re: My LenderFi refinance is going well

I think it’s a small operation with not a lot of people, which is how they can offer pretty competitive rates. I’m curious how they’re able to handle servicing loans with so few resources. It sounds like they haven’t been selling off the servicing recently and instead keeping it in-house with some ...