Search found 4 matches

by bsharin
Tue Jul 07, 2020 12:42 pm
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 12862
Views: 1277273

Re: Refinance Mega Thread

Long time lurker of the forum. Currently I have a 30 year mortgage that I have had for about a year at 3.65% in Florida. I have been slowly shopping around and gotten several quotes from lenders. This one looks to be the best so far but wanted the opinions of the experts. Better offered me a far lesser discounted points and even with the $2500 statement credit, does not see to be worth it. Thanks in advance and here are the numbers provided to me. - 30yr @ 2.875% - Origination Fee $ 1,595.00 - Discount Points $ (7,231.68) - Appraisal Fee $ 450.00 - Credit Report Fee $ 20.36 - Tax Service Fee $ 70.00 - Flood Certificate Fee $ 10.00 - MERS Registration Fee $ 11.95 - Title-Settlement/Closing Fee $ 500.00 - Title-Lender Title Insurance $ 1,530...
by bsharin
Tue Jul 07, 2020 10:35 am
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 12862
Views: 1277273

Re: Refinance Mega Thread

Long time lurker of the forum. Currently I have a 30 year mortgage that I have had for about a year at 3.65% in Florida. I have been slowly shopping around and gotten several quotes from lenders. This one looks to be the best so far but wanted the opinions of the experts. Better offered me a far lesser discounted points and even with the $2500 statement credit, does not see to be worth it. Thanks in advance and here are the numbers provided to me. - 30yr @ 2.875% - Origination Fee $ 1,595.00 - Discount Points $ (7,231.68) - Appraisal Fee $ 450.00 - Credit Report Fee $ 20.36 - Tax Service Fee $ 70.00 - Flood Certificate Fee $ 10.00 - MERS Registration Fee $ 11.95 - Title-Settlement/Closing Fee $ 500.00 - Title-Lender Title Insurance $ 1,530...
by bsharin
Tue Jul 07, 2020 10:33 am
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 12862
Views: 1277273

Re: Refinance Mega Thread

Long time lurker of the forum. Currently I have a 30 year mortgage that I have had for about a year at 3.65% in Florida. I have been slowly shopping around and gotten several quotes from lenders. This one looks to be the best so far but wanted the opinions of the experts. Better offered me a far lesser discounted points and even with the $2500 statement credit, does not see to be worth it. Thanks in advance and here are the numbers provided to me. - 30yr @ 2.875% - Origination Fee $ 1,595.00 - Discount Points $ (7,231.68) - Appraisal Fee $ 450.00 - Credit Report Fee $ 20.36 - Tax Service Fee $ 70.00 - Flood Certificate Fee $ 10.00 - MERS Registration Fee $ 11.95 - Title-Settlement/Closing Fee $ 500.00 - Title-Lender Title Insurance $ 1,530...
by bsharin
Tue Jul 07, 2020 8:37 am
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 12862
Views: 1277273

Re: Refinance Mega Thread

Long time lurker of the forum. Currently I have a 30 year mortgage that I have had for about a year at 3.65% in Florida. I have been slowly shopping around and gotten several quotes from lenders. This one looks to be the best so far but wanted the opinions of the experts. Better offered me a far lesser discounted points and even with the $2500 statement credit, does not see to be worth it. Thanks in advance and here are the numbers provided to me. - 30yr @ 2.875% - Origination Fee $ 1,595.00 - Discount Points $ (7,231.68) - Appraisal Fee $ 450.00 - Credit Report Fee $ 20.36 - Tax Service Fee $ 70.00 - Flood Certificate Fee $ 10.00 - MERS Registration Fee $ 11.95 - Title-Settlement/Closing Fee $ 500.00 - Title-Lender Title Insurance $ 1,530....