Search found 1746 matches

by TxAg
Wed Apr 14, 2021 8:00 am
Forum: Personal Consumer Issues
Topic: Any arborists or people with green thumbs?
Replies: 15
Views: 1191

Re: Any arborists or people with green thumbs?

When you have all that fresh dirt dug up, build a berm around the tree so it holds the water in the spot you want it.
by TxAg
Tue Apr 13, 2021 12:08 pm
Forum: Personal Finance (Not Investing)
Topic: I just became a victim of identity theft - What to do now?
Replies: 20
Views: 1759

Re: I just became a victim of identity theft - What to do now?

Freeze your credit asap, but also run a credit report so you can see if there are any negative reports.
by TxAg
Sun Apr 11, 2021 9:04 am
Forum: Personal Consumer Issues
Topic: Travel Trailer vs My Pickup Truck: Specs?
Replies: 54
Views: 3341

Re: Travel Trailer vs My Pickup Truck: Specs?

tibbitts wrote: Sun Apr 11, 2021 8:39 am
TxAg wrote: Sun Apr 11, 2021 6:44 am Towing is one thing. Braking is another. Don't forget about brakes.
In theory as long as you are meeting the weight specifications the truck doesn't need more braking since it's provided by the trailer.
I agree. I must have missed where it had trailer brakes.
by TxAg
Sun Apr 11, 2021 6:44 am
Forum: Personal Consumer Issues
Topic: Travel Trailer vs My Pickup Truck: Specs?
Replies: 54
Views: 3341

Re: Travel Trailer vs My Pickup Truck: Specs?

Towing is one thing. Braking is another. Don't forget about brakes.
by TxAg
Thu Apr 08, 2021 5:24 pm
Forum: Personal Consumer Issues
Topic: walking shoes with wide toes?
Replies: 48
Views: 2929

Re: walking shoes with wide toes?

Another vote for Altras. All I wear anymore for casual, running, and hiking.
by TxAg
Mon Apr 05, 2021 9:27 pm
Forum: Personal Consumer Issues
Topic: Talk me out of DIY Yard drain project.....
Replies: 37
Views: 3020

Re: Talk me out of DIY Yard drain project.....

DIY yard projects are the best because mess ups are usually easy to fix with some elbow grease. I say go for it.
by TxAg
Thu Apr 01, 2021 9:18 am
Forum: Personal Investments
Topic: Starting with nothing.
Replies: 28
Views: 7740

Re: Starting with nothing.

Love the name. Bowhunting is awesome.

You'll get lots of good feedback here if you stay engaged with your threads.
by TxAg
Thu Apr 01, 2021 9:14 am
Forum: Personal Investments
Topic: Retire with Less Than $1 million?
Replies: 175
Views: 35806

Re: Retire with Less Than $1 million?

I retired (via facility closing) at 58, wife retired from teaching at 60. This was not planned. Mental & physical health were part of the decision. We paid off our LOC (for 2 daughters room and board in college), then mortgage. Life changed quick and we sold home down south, moved back north. N...
by TxAg
Thu Apr 01, 2021 8:31 am
Forum: Personal Finance (Not Investing)
Topic: Job Dilemma
Replies: 68
Views: 7239

Re: Job Dilema

I'd stay with number 1
by TxAg
Mon Mar 29, 2021 7:32 am
Forum: Personal Consumer Issues
Topic: Why are Subarus so popular?
Replies: 114
Views: 6239

Re: Why are Subarus so popular?

We live in TX and own one.

The price was good.
The reliability is great.
We were able to get it without too many bells and whistles which is what we wanted.
by TxAg
Thu Mar 25, 2021 7:28 am
Forum: Personal Consumer Issues
Topic: Dog DNA Test
Replies: 49
Views: 4335

Re: Dog DNA Test

We haven't purchased a test yet.

For those interested on why we'd even consider it, we are just curious.
by TxAg
Sun Mar 21, 2021 9:13 pm
Forum: Personal Consumer Issues
Topic: Dog DNA Test
Replies: 49
Views: 4335

Re: Dog DNA Test

I'm a skeptic, but change my mind. What test is best? We just adopted a 3 month old Heinz 57. Reports say the mom looked like a Shepherd of sorts, but the dad went out for cigarettes and never came back. If i had that kind of money laying around i would Give the money instead to a shelter. More inf...
by TxAg
Sun Mar 21, 2021 7:22 pm
Forum: Personal Consumer Issues
Topic: Dog DNA Test
Replies: 49
Views: 4335

Dog DNA Test

I'm a skeptic, but change my mind. What test is best?

We just adopted a 3 month old Heinz 57. Reports say the mom looked like a Shepherd of sorts, but the dad went out for cigarettes and never came back.
by TxAg
Wed Mar 17, 2021 8:07 pm
Forum: Personal Consumer Issues
Topic: What is the BEST thing you spent money on?
Replies: 242
Views: 23990

Re: What is the BEST thing you spent money on?

Good beer, good underwear, and good socks
by TxAg
Mon Mar 15, 2021 9:44 am
Forum: Personal Consumer Issues
Topic: Contractor installed floating hardwood floor - extremely noisy
Replies: 37
Views: 2550

Re: Contractor installed floating hardwood floor - extremely noisy

That's par for the course for the floating floors I've walked on.

Regarding buyers, my guess is it'll be 50/50 if they care. Some
might like the look and not notice. Others might instantly notice the noise and extra bounce.
by TxAg
Mon Mar 15, 2021 9:16 am
Forum: Personal Consumer Issues
Topic: Phones have been hacked
Replies: 18
Views: 2241

Re: Phones have been hacked

Freeze your credit. Monitor it. File a police report. This might seem silly but it will help with discrepancies if they show up later. For instance, someone bought 10 iphones in my name on credit. ~$10k Getting it removed required me filing a police report. At the same time they did $5k at Tmobile a...
by TxAg
Sun Mar 14, 2021 7:03 pm
Forum: Personal Finance (Not Investing)
Topic: Can I afford a $1.35M house?
Replies: 54
Views: 5139

Re: Can I afford a $1.35M house?

That would scare me
by TxAg
Wed Mar 10, 2021 8:00 am
Forum: Personal Finance (Not Investing)
Topic: Pay off parent's mortgage?
Replies: 44
Views: 3873

Re: Pay off parent's mortgage?

She often talks about selling the house, but doesn't want to leave her community, which is safe and secluded. If she did sell the home, she would probably need to live with one of her kids. Home prices and rents in the area are skyrocketing (most rents are higher than her current mortgage). Wheneve...
by TxAg
Sun Mar 07, 2021 8:28 pm
Forum: Personal Consumer Issues
Topic: Cast iron cooking tips
Replies: 59
Views: 4430

Re: Cast iron cooking tips

Here's what you need to know: Youtube "Kent Rollins Cast Iron"

Thank you for coming to my Ted Talk.



(i see that Jeepergeo beat me to the punch. Great minds think alike)
by TxAg
Wed Mar 03, 2021 9:52 pm
Forum: Personal Consumer Issues
Topic: Anyone ever tired of managing hair and consider shaving to go bald
Replies: 107
Views: 9068

Re: Anyone ever tired of managing hair and consider shaving to go bald

I started doing is several years ago. I use a number 2 on what is left. That way , I dont have to do it as often. Kinda feel if I shaved it completely it would require me to shave more often. I hit the clippers every 2-3 weeks. When the boys were younger, I hated paying $15 each for haircuts. I tol...
by TxAg
Wed Feb 24, 2021 11:56 pm
Forum: Personal Finance (Not Investing)
Topic: Senior citizens can lose everything [to professional guardians via court rulings]
Replies: 120
Views: 15689

Re: Senior citizens can lose everything [to professional guardians via court rulings]

OnTrack wrote: Wed Feb 24, 2021 10:06 pm I know this is an old thread. But for those interested in the professional guardian racket, there is currently a Netflix movie (comedy, crime, thriller) about a professional guardian. The title is I Care a Lot.
Trailer: https://m.youtube.com/watch?v=D40uHmTSPew
Ha, we just watched that tonight
by TxAg
Sun Feb 21, 2021 5:48 pm
Forum: Personal Consumer Issues
Topic: Feeding Birds:
Replies: 27
Views: 1802

Re: Feeding Birds:

We feed birds and we compost our kitchen scraps. Rats are unavoidable. I set traps when necessary.

Since setting up a few blink cameras I realize how many neighborhood cats and grey foxes swing by. They seem to keep the rats in check.
by TxAg
Fri Feb 12, 2021 8:36 pm
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 1014
Views: 182671

Re: What’s your favorite beer(s)?

Too many to list

For mainstream, easy to find I prefer Sierra Nevada Pale Ale in the cooler months and Pacifico in the warmer months.
by TxAg
Mon Feb 08, 2021 5:49 pm
Forum: Personal Finance (Not Investing)
Topic: Give electric wheelchair to veteran---liability
Replies: 39
Views: 3115

Re: Give electric wheelchair to veteran---liability

What has the world come to that you can't pass along a much-needed gift to a veteran.

I'd give him the chair and sleep well at night.
by TxAg
Sun Feb 07, 2021 2:06 pm
Forum: Personal Consumer Issues
Topic: Can you get a job from taking a "Coding Bootcamp"?
Replies: 63
Views: 5179

Re: Can you get a job from taking a "Coding Bootcamp"?

My son graduated with a Civil Engineering degree from Texas A & M then went on to get a Civil Engineering Masters at Penn State. He worked as a Civil Engineer in the DC area for a couple of years. He took a coding boot camp and switched careers. I told him he was foolish. He's doing better now ...
by TxAg
Sat Feb 06, 2021 4:32 pm
Forum: Personal Finance (Not Investing)
Topic: How much house can I afford?
Replies: 5
Views: 683

Re: How much house can I afford?

You certainly deserve some splurges.

Personally, I'd be more comfortable with a house about half that much. Or a house about 1/10th much but on some acreage.

Either way, congratulations!!
by TxAg
Tue Feb 02, 2021 5:30 pm
Forum: Personal Finance (Not Investing)
Topic: Motivate Graduating HS Sr to Start Life - facing an uphill climb
Replies: 175
Views: 12599

Re: Motivate Graduating HS Sr to Start Life - facing an uphill climb

There is an elephant in the room which I am surprised that no one has mentioned. That is that there is a friggin pandemic going on. And an economic crisis. Unemployment rate in Texas is 7.2%. Getting some of the jobs people talk about in these threads is kind of rough right now. The trades are hiri...
by TxAg
Fri Jan 29, 2021 8:54 am
Forum: Personal Consumer Issues
Topic: Bird watchers – what birds are you seeing?
Replies: 1075
Views: 48811

Re: Bird watchers – what birds are you seeing?

A new one for me this morning.... A female American Goldfinch at the feeder.
by TxAg
Tue Jan 26, 2021 4:44 pm
Forum: Personal Finance (Not Investing)
Topic: Talk me out of buying a Porsche 911 as an investment....
Replies: 103
Views: 7126

Re: Talk me out of buying a car as an investment....

You allude to just reaching $1,000,000 net worth. Buying an $85,000 car seems unreasonable.
by TxAg
Mon Jan 25, 2021 3:46 pm
Forum: US Chapters
Topic: Happy 97th Birthday, Taylor Larimore
Replies: 146
Views: 6388

Re: Happy 97th Birthday, Taylor Larimore

Happy Birthday
by TxAg
Sun Jan 24, 2021 2:53 pm
Forum: Personal Consumer Issues
Topic: Bird watchers – what birds are you seeing?
Replies: 1075
Views: 48811

Re: Bird watchers – what birds are you seeing?

We have about 50 Cedar Waxwings in the pecan trees behind our house right now. They're slick looking little birds. Oh wow! I love those - very colorful. I have only seen 1-2 birds at a time. That's a huge flock. :beer They're back today, and they brought friends. There are at least 200 today. They'...
by TxAg
Sat Jan 23, 2021 1:35 pm
Forum: Personal Consumer Issues
Topic: Bird watchers – what birds are you seeing?
Replies: 1075
Views: 48811

Re: Bird watchers – what birds are you seeing?

We have about 50 Cedar Waxwings in the pecan trees behind our house right now. They're slick looking little birds.
by TxAg
Sat Jan 23, 2021 1:34 pm
Forum: Investing - Theory, News & General
Topic: 2nd million is easier!
Replies: 193
Views: 46888

Re: 2nd million is easier!

I'm enjoying this thread
by TxAg
Fri Jan 22, 2021 9:27 pm
Forum: Personal Consumer Issues
Topic: Bird watchers – what birds are you seeing?
Replies: 1075
Views: 48811

Re: Bird watchers – what birds are you seeing?

I have some Nikon HG 10x42's on the way. Looking forward to trying them out next weekend.
by TxAg
Fri Jan 22, 2021 7:11 pm
Forum: Personal Finance (Not Investing)
Topic: My bad financial habits
Replies: 64
Views: 6031

Re: My bad financial habits

I buy expensive beer
by TxAg
Fri Jan 22, 2021 9:49 am
Forum: Personal Finance (Not Investing)
Topic: Vehicle allowance vs Fleet Vehicle
Replies: 23
Views: 1714

Re: Vehicle allowance vs Fleet Vehicle

Bare minimum would be $1000/month allowance. :lol: That's funny, right there! I have a fleet vehicle. I prefer it. For the same benefits, rough math gets me to $1,000 per month. When the company discussed allowances it was closer to $600 per month. So if the humor is "good luck getting $1k/mon...
by TxAg
Fri Jan 22, 2021 8:49 am
Forum: Personal Finance (Not Investing)
Topic: Vehicle allowance vs Fleet Vehicle
Replies: 23
Views: 1714

Re: Vehicle allowance vs Fleet Vehicle

Bare minimum would be $1000/month allowance.
by TxAg
Wed Jan 20, 2021 10:18 am
Forum: Personal Consumer Issues
Topic: Bird watchers – what birds are you seeing?
Replies: 1075
Views: 48811

Re: Bird watchers – what birds are you seeing?

^^^ love those owl shots!
by TxAg
Wed Jan 20, 2021 9:54 am
Forum: Personal Finance (Not Investing)
Topic: Should I paydown 1% interest family loan?
Replies: 39
Views: 2064

Re: Should I paydown 1% interest family loan?

260chrisb wrote: Wed Jan 20, 2021 9:35 am
Triple digit golfer wrote: Tue Jan 19, 2021 6:02 pm It's family. If you have the means, pay the loan off. This shouldn't be a decision about maximizing your returns.
End of story! Pay it off ASAP.
I agree with them
by TxAg
Sun Jan 17, 2021 8:20 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 6577
Views: 1452095

Re: What Movie Have You Recently Watched?

I watched Cast Away for the first time this week....can't believe she married the dentist!
by TxAg
Sat Jan 16, 2021 9:49 am
Forum: Personal Finance (Not Investing)
Topic: YOLO vs BH
Replies: 97
Views: 9696

Re: YOLO vs BH

climber2020 wrote: Fri Jan 15, 2021 6:40 pm
Ependytis wrote: Fri Jan 15, 2021 6:34 pm I never understood why people say they feel old in their 40s.
Drink 2 bottles of wine and stay up until 6 AM and let us know how long it takes for you to recover compared to a 25 year old :D
Hahah that gave me a good laugh. It definitely hurts more these days.
by TxAg
Sat Jan 16, 2021 9:13 am
Forum: Personal Finance (Not Investing)
Topic: Got a job offer for $840k/yr. Should I come out of retirement?
Replies: 229
Views: 29059

Re: Got a job offer for $840k/yr. Should I come out of retirement?

mr_brightside wrote: Thu Jan 14, 2021 12:19 pm humble brag thread

I'm young and rich and can't figure out what to do ?? woe is me

----------------------------------------
I disagree. See above. :sharebeer
by TxAg
Sat Jan 16, 2021 9:12 am
Forum: Personal Finance (Not Investing)
Topic: Got a job offer for $840k/yr. Should I come out of retirement?
Replies: 229
Views: 29059

Re: Got a job offer for $840k/yr. Should I come out of retirement?

Highly skilled at his profession, investors wanted a clone of him, rare excellent salesman in his industry, turned down a position that ended in a $40 million pay day, star swimmer, horseback rider, Jiu Jitsu, power lifting, world traveler, listens to audio books. How incredibly cultured. I think w...
by TxAg
Sat Jan 16, 2021 9:02 am
Forum: Personal Finance (Not Investing)
Topic: How to view Austin-suburb housing market?
Replies: 96
Views: 8161

Re: How to view Austin-suburb housing market?

$400k or $500k seems downright inexpensive to those coming from HCOL areas with their HCOL area salaries, especially at the current rock bottom interest rates. I wouldn't wait for a slowdown because it likely won't arrive anytime soon. I lived in Seattle as it experienced its most recent tech boom....
by TxAg
Wed Jan 13, 2021 4:59 pm
Forum: Personal Finance (Not Investing)
Topic: Got a job offer for $840k/yr. Should I come out of retirement?
Replies: 229
Views: 29059

Re: Got a job offer for $840k/yr. Should I come out of retirement?

If I had $6MM, I wouldn't have time to work :)

My vote is to decline the offer.
by TxAg
Mon Jan 11, 2021 5:48 pm
Forum: Personal Consumer Issues
Topic: What is the least expensive way to have a water heater installed?
Replies: 71
Views: 5519

Re: What is the least expensive way to have a water heater installed?

This makes me feel even better about replacing it myself earlier in 2020. It was in the attic, too!
by TxAg
Sat Jan 09, 2021 9:02 am
Forum: Personal Consumer Issues
Topic: How much to give kid for living expense?
Replies: 129
Views: 5730

Re: How much to give kid for living expense?

7eight9 wrote: Fri Jan 08, 2021 5:32 pm It depends. How much is a case of Natty Light?
Brings back memories...We could get a 30-pack for $8.99