Bogleheads.org

manatee2005

Some are, some aren't, just like private schools. Let me know when you put your kid from K to 12 through a public school if you still think that. Depends where you are. I have one kid and one school district and another in another school district. In the older ones district pretty much every single...

manatee2005

I assume this is sarcasm. Why? You think public schools are good? Some are, some aren't, just like private schools. Let me know when you put your kid from K to 12 through a public school if you still think that. Depends where you are. I have one kid and one school district and another in another sc...

manatee2005

WS1 wrote: ↑Tue Mar 31, 2020 8:06 pm Luckily everyone here is rich enough to have multiple homes..or at least aggressively AirBnB
https://www.citylab.com/environment/20 ... ay/411406/

Or someone can live in San Diego year round and save a lot of miles

manatee2005

Thanks, but spouse 2 works in Solana, so we'd like to avoid the commute up I-5 in the morning post-pandemic. That being said, we've looked at Bay Park and Point Loma, as well as parts of Pacific Beach. Point Loma would be 30-40 minute commutes for both of us, so definitely not ideal. I don't think ...

manatee2005

sailaway wrote: ↑Wed Apr 14, 2021 10:58 pm
manatee2005 wrote: ↑Wed Apr 14, 2021 10:49 pm

Why? You think public schools are good?
Do you think all private schools are better than all public schools?

Only Sith deal in absolutes.

manatee2005

Moved from Texas to Southern California largely for the weather. I count it amongst the best decisions I've ever made... being super close to the beach with great weather, and also being close to mountains, snow, and desert makes up for the traffic and VHCOL for me. An afternoon or evening at the b...

manatee2005

I've lived in climates with hot, humid summers most of my life. 90+ degrees and high humidity for 5 straight months (May through September) is too much for me. Also, there's not really any respite it in the evenings or mornings. It may drop to 70 for a few hours (though there are many nights where ...

manatee2005

Given what you just wrote, I would put off buying for now. If the job works out and you get to do what you want to do, great, start the home search then. If it doesn’t, at some point you’re probably going to do another nationwide job search, and then the house will be an albatross. My suggestion wo...

manatee2005

Given what you just wrote, I would put off buying for now. If the job works out and you get to do what you want to do, great, start the home search then. If it doesn’t, at some point you’re probably going to do another nationwide job search, and then the house will be an albatross. My suggestion wo...

manatee2005

Zillow says my 2000+ square foot 3 bedroom 2 1/2 bath home west of the 5 about 1/2 mile from the beach in Carlsbad is worth $1.2 million (I’m not interested in selling). I don’t know where you get $1.7 million as the minimum home you’re willing to look at. Carlsbad is not San Diego. Prices are much...

manatee2005

So, just got some great news, our oldest child has been accepted into two top US universities and will be choosing between them for her undergraduate education. (These are both private universities; we did explore our state university and we determined that for her field of study, the private schoo...

manatee2005

cdc wrote: ↑Wed Apr 14, 2021 9:26 pm My son opened a Roth IRA tonight at Vanguard with $1,000 he earned over the winter. I’m thinking ETFs are the way to go. 80% total stock and 20% international stock. Is this reasonable for a 20 year old?

For a 20 year old, I'd buy GBTC.

manatee2005

You can ask if you want to make the admission officers laugh.

If you say no to the school because they are too expensive, they will just get someone off the waitlist who will pay what they ask. Simple demand and supply.

manatee2005

JS-Elcano, Thank you. I will review in greater detail the forms in TT but basically immediately after I enter my W2 I am told I owe 20k+. After going through all the sections, deductions, the number doesn't change much. Taxes are being withheld from the monthly bonus. Can you tell us what's your W2...

manatee2005

Interesting conclusion (highlighted) that I don't entirely agree with based on our experience. I do think some get more merit vs others based on something other than GPA/SAT/ACT/niche talent, but not a vast majority. Many get little to no merit b/c the school's admissions office can't justify givin...

manatee2005

What we'll do is we'll make our son get the 5k loan the first year and we'll pay the rest from savings since our EFC was pretty high. It's a tough pill to swallow to basically pay the cost of a tesla every year to a college for 4 years, but we can afford it and hopefully after he is done he can get...

manatee2005

Good news! College applications and future enrollment are down for the 2021-2022 school year. Competition should be less fierce. Yeah, I think we are seeing that in the college application process too. Several of the mid-tier schools to which my daughter applied have moved up admissions notificatio...

manatee2005

I love how these college threads inflame everyone’s passions and opinions. We’re all shaped and biased by our own set of experiences and our kids. If we went elite, you’ll believe in elite. If you went less well known, you’ll believe the name doesn’t matter and it’s more the individual. Here’s my 2...

manatee2005

I love how these college threads inflame everyone’s passions and opinions. We’re all shaped and biased by our own set of experiences and our kids. If we went elite, you’ll believe in elite. If you went less well known, you’ll believe the name doesn’t matter and it’s more the individual. Here’s my 2...

manatee2005

1) With very few exceptions, it makes very little sense to go to any U of California campuses if you are a CA non-resident. You get little for the non-resident tuition you pay. Very large classes, difficult to sign up for classes, getting a slot even at TA hours very hard etc. 2) As many have menti...

manatee2005

1) With very few exceptions, it makes very little sense to go to any U of California campuses if you are a CA non-resident. You get little for the non-resident tuition you pay. Very large classes, difficult to sign up for classes, getting a slot even at TA hours very hard etc. 2) As many have menti...

manatee2005

Things are completely different now. People buying are people who have money and can afford it. I don't think you read my argument clearly. Yes, in 2008 you had McDonalds workers lying on their application, that drove up the prices to insane levels. Today the prices are even higher than those insan...

manatee2005

You have to wonder where all the money is coming from. After all, no matter how you slice it, buying a $1+MM home ain't cheap. You still have to make the monthly payments. It would seem that all that media and political coverage about folks being out of work and struggling is a bit hard to fathom g...

manatee2005

Actually I don't know if I agree. In the 2008 bubble I was listening to a lot of AM radio. Well, we all admit that 2008 was a crazy insane mania, yet prices today are actually higher than the peak of that mania so how does it make logical sense? Interest rates can only explain so much. Incomes have...

manatee2005

I started this thread on August 30, 2020 and it's March 26, 2021 and boy did I learn a lot through the process. I wanted to summarize my thoughts and post what I've learned so it can help others. 1. A lot of schools like University of Arizona and University of Alabama will give automatic scholarship...

manatee2005

The hard thing for kids is to try and weigh up the relevance of cost, reputation, location, school size, class size, flexibility, college experience, future network, school pride etc The big college experience is not the primary goal for my kid, just one of the factors. I think the primary goal for...

manatee2005

My gut is that WPI would have a far more supportive environment than a big public university. <snip> So for undergrad, once the minimum academic standard is clear, it is about "fit". Well said, Valuethinker. That's a well-written post that about sums things up, if money is not a considera...

manatee2005

Quick Calculation seems to indicate the Prescriptions will cost about $3200. Really need the details to see what they would cost under the PPO but that $100 per prescription suggests they would not be a lot cheaper under the PPO. Between my wife and I and changing jobs, I have seen 3-4 different co...

manatee2005

DD is considering relocating from Austin to Galveston. Her current job is in what I guess you would call a medical back office profession. Certification is required (which she has). She is pretty early in her career (5 years, or so). I have visited Austin, but am not overly familiar with it (other ...

manatee2005

National reputation? Literally never heard of 'em. Never heard of Baylor, Auburn or Bama? I'm surprised this was such a controversial comment. Judging by your username I can see how you might be offended. To be honest my first thought when reading the title was maybe it was an affectionate nickname...

manatee2005

You have three reputable schools to choose from. If nothing else, understand that you cannot make a bad decision here. There are many (many, many) examples of successful business women and men that have done well from all of three of these universities. +1 He could do worse than a bit more of sweet...

manatee2005

Coming from California, culture shock is going to be *massive*, especially at Baylor, which is an evangelical Christian school. I worked with a couple of recent Baylor grads. The education they got was fine, but they were immigrants from a very secular part of Central Europe, and kind of got blinds...

manatee2005

Coming from California, culture shock is going to be *massive*, especially at Baylor, which is an evangelical Christian school. I worked with a couple of recent Baylor grads. The education they got was fine, but they were immigrants from a very secular part of Central Europe, and kind of got blinds...

manatee2005

Is Texas - Austin an option? it may be a bit less of a culture shock for a California kid than Waco or Tuscaloosa or Auburn (but more difficult to get into than the Alabama schools). UT Austin has only 9% acceptance rate for out of state students. He applied and got rejected. Meanwhile, Alabama and...

manatee2005

Flannelbeard wrote: ↑Tue Mar 23, 2021 12:29 pm National reputation? Literally never heard of 'em.

Where did you go to colllege?

manatee2005

jrbdmb wrote: ↑Tue Mar 23, 2021 9:58 am Is Texas - Austin an option? it may be a bit less of a culture shock for a California kid than Waco or Tuscaloosa or Auburn (but more difficult to get into than the Alabama schools).

UT Austin has only 9% acceptance rate for out of state students. He applied and got rejected.

manatee2005

Surprised no one has yet mentioned that the Dr Pepper Museum is in Waco! If Texas A&M is an option, all of the people I know who went there had wonderful experiences. If your son does end up in Texas and he’s asked if he is from Texas, one response to consider is “No but I got here as soon as I...

manatee2005

I was inspired by the WPI thread and wanted to check what’s Bogleheads’ verdict on national reputation of Baylor (Waco, Tx), Auburn (Auburn, AL) and ‘Bama (Tuscaloosa) for a business/IT major? My son likes Bbq, sweet tea, and he wants to leave California. UCs were brutal to us so they’re not an opt...

manatee2005

Doom&Gloom wrote: ↑Mon Mar 22, 2021 11:16 pm BBQ & sweet tea rankings:
1) Bama
2) Auburn
3) Baylor

But Ole Miss would beat all three.

That’s what I thought deep in my gut. But based on his scholarship he can use the difference to buy a lot more bbq in Texas

manatee2005

livesoft wrote: ↑Mon Mar 22, 2021 9:30 pm None of the above. Keep looking.

Consider taking a gap year or two.

Talk to UC admission officers for us.

manatee2005

Baylor. Texas is awesome. We’d love to have you. I have many friends who are Bears and they are quite successful professionally, partly due to the alumni network in the major cities you referenced. (My sister also graduated Baylor Law a little over a decade ago. She’s an awesome attorney. My wife g...

manatee2005

I was inspired by the WPI thread and wanted to check what’s Bogleheads’ verdict on national reputation of Baylor (Waco, Tx), Auburn (Auburn, AL) and ‘Bama (Tuscaloosa). My son likes Bbq, sweet tea, and he wants to leave California. UCs were brutal to us so they’re not an option. Same with CSUs. We c...

manatee2005

... I was always told by my mom that we were part Italian. Her maiden name is Italian. So, the wife got me the 23&me test for Christmas. Results came back in. No Italian in my DNA. Closest match geographically was Greek, 4% at that. The kicker was a third of my heritage was French. Never even r...

manatee2005

... I was always told by my mom that we were part Italian. Her maiden name is Italian. So, the wife got me the 23&me test for Christmas. Results came back in. No Italian in my DNA. Closest match geographically was Greek, 4% at that. The kicker was a third of my heritage was French. Never even r...

manatee2005

A can of tuna when I didn't eat for 2 days because I had no money. Wow. From reading your other posts sounds like you were very fortunate and your life turned around to a better place in a substantial way. Yes, I lived in public housing in high school, then got a STEM college degree and after that ...

manatee2005

A can of tuna when I didn't eat for 2 days because I had no money.

manatee2005

Gardner's Son wrote: ↑Sun Mar 21, 2021 4:49 pm Thanks for the replies: Yes, we do have income coming in from part-time jobs. I'm more of a travel-bug than my wife, although doing something with our kids/grandkids would be fun and will be considered. Many thanks!

You can give it to a homeless shelter.

manatee2005

Say nothing.

manatee2005

One more data point: on the Money.com college rankings, if you sort by "Early career earnings", WPI is #10 out of 739 (edging out Princeton and RPI). Mudd is #1. The overall rankings are a bit peculiar, as the calculation is heavily influenced by financial considerations such as affordabi...

manatee2005

rage_phish wrote: ↑Sun Mar 21, 2021 12:42 am California and yes

I am in CA too. Where did you put it in CA return, on which form? I am using HR Block software and I didn't see where to enter it.

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