Search found 80 matches

by Cautionary Tale
Tue Mar 09, 2021 12:51 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 14281
Views: 1100670

Re: U.S. stocks continue to soar!

Let's take a moment to be grateful. What was the market doing a year ago today? We were at the beginning of a very frightening period.
by Cautionary Tale
Mon Feb 22, 2021 1:47 pm
Forum: Investing - Theory, News & General
Topic: Friends don't let friends buy annuities...
Replies: 35
Views: 3866

Re: Friends don't let friends buy annuities...

I would just like to commend the OP for creating an excellent title for this thread.

And, I wouldn't get pushy with advice. Could strain the friendship.
by Cautionary Tale
Mon Feb 08, 2021 10:36 pm
Forum: Personal Finance (Not Investing)
Topic: Plan for car
Replies: 33
Views: 2148

Re: Plan for car

Personally, I would keep the subaru and use the extra money to play more golf.
by Cautionary Tale
Mon Feb 08, 2021 8:19 pm
Forum: Investing - Theory, News & General
Topic: I can't believe I am thinking this [Panic and Survival 2008-09]
Replies: 455
Views: 305876

Re: I can't believe I am thinking this [Panic and Survival 2008-09]

What happened to sheepdog exactly? How much did he sell? When did he get back in? Don't have time to read the whole thread.
by Cautionary Tale
Mon Feb 08, 2021 12:08 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 14281
Views: 1100670

Re: U.S. stocks continue to soar!

I know its surreal times when even my emerging markets and energy funds are making good money.
by Cautionary Tale
Wed Feb 03, 2021 4:15 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 14281
Views: 1100670

Re: U.S. stocks continue to soar!

What happened to the Nasdaq? Not used to seeing that in red and the other two in green.
by Cautionary Tale
Mon Feb 01, 2021 9:03 pm
Forum: Investing - Theory, News & General
Topic: ex-US Stocks Continue to Soar!
Replies: 151
Views: 14541

Re: ex-US Stocks Continue to Soar!

Emerging markets :wink: I bought a small VWO position to track all this Emerging Market chatter on 1/21, so far I am down 3.34% on that investment. No celebration from me for Emerging Markets. Get used to that feeling buddy. I've had it since my broker talked me into putting a big chunk into EM ten...
by Cautionary Tale
Tue Jan 26, 2021 9:04 pm
Forum: Personal Consumer Issues
Topic: Engagement Ring
Replies: 140
Views: 7904

Re: Engagement Ring

Don't laugh, but I would personally check out the rings offered by Costco. Like any other product they carry, Costco tends to carry excellent quality rings at or near wholesale prices. For example, I just checked their website. Here is an example of a ring currenlty offered on their website: Round ...
by Cautionary Tale
Sat Jan 23, 2021 4:00 pm
Forum: Personal Consumer Issues
Topic: Slightly different keep/replace car decision
Replies: 31
Views: 2502

Re: Slightly different keep/replace car decision

You clearly have an attachment to the car. I would keep it. You probably won't miss the money you sink into it, but you could miss the car
by Cautionary Tale
Thu Jan 21, 2021 6:36 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 14281
Views: 1100670

Re: U.S. stocks continue to soar!

Dang. I lost money today. What is that all about?
by Cautionary Tale
Thu Jan 21, 2021 4:07 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 14281
Views: 1100670

Re: U.S. stocks continue to soar!

Good ole Nasdaq never lets us down.
by Cautionary Tale
Tue Jan 19, 2021 8:06 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 14281
Views: 1100670

Re: U.S. stocks continue to soar!

If the Nasdaq bears are right, we really need to cherish days like this
by Cautionary Tale
Sat Jan 16, 2021 9:23 pm
Forum: Personal Consumer Issues
Topic: Universal theme parks Orlando: premium experience
Replies: 34
Views: 3210

Re: Universal theme parks Orlando: premium experience

Islands of Adventure is opening a world class rollercoaster soon. Probably not open by February, but should be open by April. If it were me, I would be sure to be there in April.
by Cautionary Tale
Fri Jan 15, 2021 2:52 pm
Forum: Investing - Theory, News & General
Topic: On what are you most bullish?
Replies: 266
Views: 18165

Re: On what are you most bullish?

This will be a great thread to look back on in 10 years.
by Cautionary Tale
Thu Jan 14, 2021 8:47 pm
Forum: Personal Investments
Topic: American Funds International - Global Growth vs New Perspective Fund
Replies: 6
Views: 617

Re: American Funds International - Global Growth vs New Perspective Fund

New Perspective has done well for me. It won't let you down.
by Cautionary Tale
Wed Jan 13, 2021 7:53 pm
Forum: Personal Finance (Not Investing)
Topic: Our experience with a healthcare sharing ministry
Replies: 104
Views: 6580

Re: Our experience with a healthcare sharing ministry

I've heard only good things from people who have one of these plans. Have been tempted to join, but not quite ready to take the plunge.
by Cautionary Tale
Wed Jan 13, 2021 3:04 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 14281
Views: 1100670

Re: U.S. stocks continue to soar!

Finally made Roth contribution this morning. Brace for 10-15% correction. Market timers-prepare to sell.
by Cautionary Tale
Mon Jan 11, 2021 7:50 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 6533
Views: 1449093

Re: What Movie Have You Recently Watched?

The Straight Story (1999) with Richard Farnsworth, directed by David Lynch. I really enjoyed this one. Based on a true story, an old man travels on a lawn mower across several states to visit his brother. I know, sounds crazy. Farnsworth was nominated for best actor Oscar. (Spacey won for American ...
by Cautionary Tale
Sun Jan 10, 2021 7:59 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 6533
Views: 1449093

Re: What Movie Have You Recently Watched?

The Straight Story (1999) with Richard Farnsworth, directed by David Lynch. I really enjoyed this one. Based on a true story, an old man travels on a lawn mower across several states to visit his brother. I know, sounds crazy. Farnsworth was nominated for best actor Oscar. (Spacey won for American ...
by Cautionary Tale
Sun Jan 10, 2021 12:52 pm
Forum: Investing - Theory, News & General
Topic: Coronavirus and the market
Replies: 4089
Views: 325128

Re: Coronavirus and the market

People were shocked in March. We're so numb to the coronavirus by now I think we've developed a tendency to shrug off every new piece of bad news.
by Cautionary Tale
Sat Jan 09, 2021 1:29 pm
Forum: Personal Consumer Issues
Topic: How to sell a used car with engine problems?
Replies: 35
Views: 3031

Re: How to sell a used car with engine problems?

The question is: was it better that you got a few more months out of it for $150, or do you wish you would have just followed the first guys guidance originally.
by Cautionary Tale
Sat Jan 09, 2021 11:57 am
Forum: Personal Finance (Not Investing)
Topic: The Accumulation of Wealth
Replies: 64
Views: 11485

Re: The Accumulation of Wealth

Money (and what it buys) can't satisfy the soul.
by Cautionary Tale
Fri Jan 08, 2021 5:56 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 14281
Views: 1100670

Re: U.S. stocks continue to soar!

Despite all my time on this board, was waiting for a down day in the back half of this week to invest Roth. Still waiting. Still, portfolio growth this week (specifically EM performance) eased the pain. Why? How long do you plan to wait? Maybe it'll go up another 10% and then you'll get a day where...
by Cautionary Tale
Fri Jan 08, 2021 4:30 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 14281
Views: 1100670

Re: U.S. stocks continue to soar!

Despite all my time on this board, was waiting for a down day in the back half of this week to invest Roth.

Still waiting.

Still, portfolio growth this week (specifically EM performance) eased the pain.
by Cautionary Tale
Thu Jan 07, 2021 8:57 pm
Forum: Investing - Theory, News & General
Topic: first million [in your retirement portfolio]
Replies: 217
Views: 37062

Re: first million [in your retirement portfolio]

I offer this information only as a testament to what is possible for those late starters to saving for retirement. I recently turned 68 but we didn't really start investing for retirement until I made a major job change in 2005, at age 52. At that time we were very fortunate, after working hard for...
by Cautionary Tale
Wed Jan 06, 2021 1:23 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 14281
Views: 1100670

Re: U.S. stocks continue to soar!

What are you guys doing with any dry powder you have? Ready to fund my backdoor roth today but wondering i I should wait. Was going to just buy some total US - ITOT My contribution is going in today. I already placed the orders. What do you want to wait for? A "dip"? Do you think this is ...
by Cautionary Tale
Tue Jan 05, 2021 2:25 pm
Forum: Personal Finance (Not Investing)
Topic: Health insurance premiums
Replies: 7
Views: 525

Re: Health insurance premiums

870/month for one healthy male here.
by Cautionary Tale
Mon Jan 04, 2021 9:15 pm
Forum: Investing - Theory, News & General
Topic: International stocks will outperform US stocks in 2021
Replies: 68
Views: 6627

Re: International stocks will outperform US stocks in 2021

I hope so. Would like at least some justification for my significant international allocation. Listened to my advisor on this and he has cost me big bucks over the last decade.
by Cautionary Tale
Sun Jan 03, 2021 10:50 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 14281
Views: 1100670

Re: U.S. stocks continue to soar!

pokebowl wrote: Sun Jan 03, 2021 8:36 pm Sorry in advance to everyone, but I'll be shifting a large chunk of assets around in taxable tomorrow and generating those sweet taxable events from selling. Enjoy the dip. :beer
Sell your bonds and buy stocks please.
by Cautionary Tale
Sat Jan 02, 2021 6:09 pm
Forum: Investing - Theory, News & General
Topic: Are we better off now than Dec 2018?
Replies: 301
Views: 25664

Re: Are we better off now than Dec 2018?

Credit to OP for reappearing in this thread.
by Cautionary Tale
Sat Jan 02, 2021 10:54 am
Forum: Personal Investments
Topic: Need to Re Balance....it's tough!!
Replies: 25
Views: 2092

Re: Need to Re Balance....it's tough!!

After the great year we had in 2020, it's time to rebalance. My re balancing bands have been reached. It's the right thing for me to do, but it's not easy to sell your winners. (i.e. VTSAX). If the market keeps going up, I'll try not to second guess myself and wish that I hadn't rebalanced. Are you...
by Cautionary Tale
Thu Dec 31, 2020 9:01 pm
Forum: Personal Consumer Issues
Topic: Used car buying (quick question)
Replies: 30
Views: 2532

Re: Used car buying (quick question)

Without going into detail, I would buy new if it were me.
by Cautionary Tale
Wed Dec 30, 2020 10:29 pm
Forum: Investing - Theory, News & General
Topic: ex-US Stocks Continue to Soar!
Replies: 151
Views: 14541

Re: Foreign Stocks Continue to Soar!

VWO is FINALLY over $50!

I'm selling
by Cautionary Tale
Wed Dec 30, 2020 2:12 pm
Forum: Investing - Theory, News & General
Topic: Market Timing Failure
Replies: 45
Views: 4243

Re: Market Timing Failure

You got out in February? That's not bad!! It's the people who got out in mid-March that I feel really sorry for.
by Cautionary Tale
Tue Dec 29, 2020 5:59 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 22918
Views: 3006313

Re: U.S. stocks in free fall

000 wrote: Tue Dec 29, 2020 5:15 pm International diversification really working today for those who stayed the course:
VTI -0.42%
VEA +0.79%
VWO +1.08%
Don't worry, VWO will be down 1% tomorrow.
by Cautionary Tale
Tue Dec 29, 2020 11:41 am
Forum: Personal Consumer Issues
Topic: how do you start your day?
Replies: 20
Views: 1382

Re: how do you start your day?

This thread is making me feel very lazy...
by Cautionary Tale
Mon Dec 28, 2020 8:52 pm
Forum: Personal Investments
Topic: Raymond James account moved to ??
Replies: 7
Views: 731

Re: Raymond James account moved to ??

Accounts have stayed level for 20 years? What are they invested in?
by Cautionary Tale
Mon Dec 28, 2020 8:48 pm
Forum: Personal Investments
Topic: Raymond James exit
Replies: 26
Views: 1606

Re: Raymond James exit

OP, I am in those same American funds at a big broker except I started investing in those funds about 15 years ago. I saw the light two years ago and started putting new money at Vanguard, but Growth Fund of America and New Perspective have done very well and New World has performed better than most...
by Cautionary Tale
Sun Dec 27, 2020 2:47 pm
Forum: Personal Investments
Topic: Emerging market investments
Replies: 8
Views: 734

Re: Emerging market investments

My American Funds New World Fund has crushed my VWO over the last 1, 5, and 10 years and has beaten it even considering the 5.75 load. I am tempted to dump some emerging markets and I think VWO will be the one to go.
by Cautionary Tale
Sat Dec 26, 2020 8:48 pm
Forum: Investing - Theory, News & General
Topic: Why are dividends and distributions considered income?
Replies: 63
Views: 4538

Re: Why are dividends and distributions considered income?

Yeah. It's funny to think of dividends as "gains" sometimes. My XLE energy fund went from about 60 at the beginning of 2020 to 22.98 at its low in March, yet they still paid "gains" to me in March.
by Cautionary Tale
Sat Dec 26, 2020 8:40 pm
Forum: Investing - Theory, News & General
Topic: Why are dividends and distributions considered income?
Replies: 63
Views: 4538

Re: Why are dividends and distributions considered income?

Thanks for the replies.

So a dividend is a "forced sale". But if I were to choose to sell some shares, I only pay taxes on the gains. But I have to pay taxes in the whole dividend when the sake is forced.
by Cautionary Tale
Sat Dec 26, 2020 8:10 pm
Forum: Investing - Theory, News & General
Topic: Why are dividends and distributions considered income?
Replies: 63
Views: 4538

Why are dividends and distributions considered income?

Doesn't make sense to me. You have no more money than you did before.
by Cautionary Tale
Sat Dec 26, 2020 11:37 am
Forum: Personal Investments
Topic: Exit out of Edward Jones
Replies: 25
Views: 3156

Re: Exit out of Edward Jones

So what was the AUM fee?

Your situation would be tougher if the advisor is a long time family friend. That's my situation. (Different firm). don't think I pay AUM but each trade is $50.

New money goes to secret Vanguard account.
by Cautionary Tale
Sun Dec 20, 2020 1:02 pm
Forum: Investing - Theory, News & General
Topic: "Don't sell stocks when they're down..." What is "down"?
Replies: 44
Views: 3218

Re: "Don't sell stocks when they're down..." What is "down"?

There comes a point when you might consider selling something because it's been "down" for 7-10 years. My VWO for example. Not sure that fund will ever see glory days.