Search found 173 matches
- Sun Apr 04, 2021 9:31 pm
- Forum: Personal Investments
- Topic: What is in your IPS?
- Replies: 25
- Views: 2283
Re: What is in your IPS?
IPS: InvestmentPolicyStrategy – Remain Invested in 3 equity portfolio applying Technically guided Loss Avoidance, defined below: http://rplewis.homeip.net/aimg/BhIPS200904.JPG Vanguard 4&5 Star passive indexed funds provide Excellent Returns guided with the above technical requirements. *** Bas...
- Sun Apr 04, 2021 8:05 am
- Forum: Personal Investments
- Topic: What is in your IPS?
- Replies: 25
- Views: 2283
Re: What is in your IPS?
IPS: InvestmentPolicyStrategy – Remain Invested in 3 equity portfolio applying Technicaly guided Loss Avoidance, defined below: http://rplewis.homeip.net/aimg/BhIPS200904.JPG Vanguard 4&5 Star passive indexed funds provide Excellent Returns guided with the above technical requirements. *** Basic...
- Sun Apr 04, 2021 6:23 am
- Forum: Personal Consumer Issues
- Topic: Advice on Garage Door Openers?
- Replies: 31
- Views: 2277
Re: Advice on Garage Door Openers?
+1 - Screw Drive!!! Chain & Belts are destined to fail - Put in a Screw drive and it'll be the last opener ever needed on that Door!
- Thu Mar 25, 2021 8:31 pm
- Forum: Personal Consumer Issues
- Topic: Should I get termite inspection?
- Replies: 7
- Views: 619
Re: Should I get termite inspection?
Yes, get the inspection, its a win-win for you and your new house. If ya dont have em its worth the small fee to actually know. If ya got em, get a service for treatment & traps and ya know ya need to keep the service and treatedtraps to keep your nice new home termite free. Its a win-win to kno...
- Mon Mar 22, 2021 11:57 am
- Forum: Personal Finance (Not Investing)
- Topic: The wash sale rules can't possibly be THIS antagonistic
- Replies: 140
- Views: 10526
Re: The wash sale rules can't possibly be THIS antagonistic
Antagonistic? - I'd call it Absolutely Whackarino! Have 3 taxable acct & 4 IRA's(1simple, 1 roth, each for wife & I). MultipleTaxables cause we dont go over 500K per acct per SIPC. And we have 2 brokers, Vanguard & Etrade. Now the reason I call it aboulutely Whacko is NONE of the Taxabl...
- Mon Mar 22, 2021 10:02 am
- Forum: Personal Finance (Not Investing)
- Topic: The wash sale rules can't possibly be THIS antagonistic
- Replies: 140
- Views: 10526
Re: The wash sale rules can't possibly be THIS antagonistic
Antagonistic? - I'd call it Absolutely Whackarino! Have 3 taxable acct & 4 IRA's(1simple, 1 roth, each for wife & I). MultipleTaxables cause we dont go over 500K per acct per SIPC. And we have 2 brokers, Vanguard & Etrade. Now the reason I call it aboulutely Whacko is NONE of the Taxable...
- Thu Mar 18, 2021 4:16 pm
- Forum: Investing - Theory, News & General
- Topic: Account restricted due to 3 good faith violation
- Replies: 31
- Views: 5040
Re: Account restricted due to 3 good faith violation
I got 3 good faith violations in the 365 day period. I was completely unaware of the rule because I have ever had it happen. Well I had 3 in one day as I was moving around my energy portfolio (selling low risk before it settled to move into higher risk and vice versa. Please no lecture on how bad d...
- Wed Mar 17, 2021 2:22 pm
- Forum: Personal Consumer Issues
- Topic: Irish Whiskey
- Replies: 32
- Views: 2920
Re: Irish Whiskey
For those without True Irish in the family - It's TullaMoreDew - Every Man deserves his Dew...
A Fine! WORLD CLASS Irish Whisky (that the real Irish usually keep for themselves & family)
A Smooth Blended Whisky that makes most others taste like turpentine, and reasonably priced.
A Fine! WORLD CLASS Irish Whisky (that the real Irish usually keep for themselves & family)
A Smooth Blended Whisky that makes most others taste like turpentine, and reasonably priced.
- Sat Mar 13, 2021 12:09 pm
- Forum: Personal Consumer Issues
- Topic: Time to ditch Tivo?
- Replies: 49
- Views: 4412
Re: Time to ditch Tivo?
HDHomeRun has to be wired to router, correct? That makes it a no-go for me since that's not in a place where I could get antenna reception. Well, Yes and No! HdHomeRun Client is software, so No, HDHomeRun Viewer client & its DVR runs fine Wireless or Wired. The Silicondust HomeRun Hardware Devi...
- Sat Mar 13, 2021 10:47 am
- Forum: Personal Consumer Issues
- Topic: Time to ditch Tivo?
- Replies: 49
- Views: 4412
Re: Time to ditch Tivo?
Long time TiVo user who dumped them several years ago and went to Channels. It takes a bit of technical expertise to set it up but it is a very good system. https://getchannels.com Oh Yea - Checked out Channels - Definitely Has Potential! And is Very HDHomeRun (SiliconDust) Friendly... Plus It's a ...
- Wed Mar 10, 2021 9:42 pm
- Forum: Personal Consumer Issues
- Topic: Time to ditch Tivo?
- Replies: 49
- Views: 4412
Re: Time to ditch Tivo?
Maybe... but whats the replacement! Don't have Tivo, but simular cablecard & OTA SiliconDust Prime(3Tuner) and HDHomeRun DVR on local LAN. Works on most platforms(Win,AAPL,Droid), sees Vid network tuner signals(actually scans & finds em well) - but not Net streams that i know of and I don't ...
- Wed Mar 10, 2021 8:34 pm
- Forum: Investing - Theory, News & General
- Topic: How has U.S outperformed International?
- Replies: 133
- Views: 10423
Re: How has U.S outperformed International?
How has U.S outperformed International?
a LOT - Us Small cap 600 Value, VIOV, a BIG 29.83% YTD(1/1/2021) - KickinButt & TakinNames
(and OverBought)
a LOT - Us Small cap 600 Value, VIOV, a BIG 29.83% YTD(1/1/2021) - KickinButt & TakinNames
(and OverBought)
- Wed Mar 10, 2021 6:31 pm
- Forum: Investing - Theory, News & General
- Topic: 1980s 14%+ Govt. Bonds?
- Replies: 67
- Views: 3987
Re: 1980s 14%+ Govt. Bonds?
Can one imagine a 50Yr 1.5x% Fed Land Bank Loan from 1952 that paid for our ole good sized Family farm...
Interest rates bounce like a basketball relative to time.
While its predictable, one just doesn't know when it'll happen.
Be a BoyScout - Be Prepared! (KnowWhatToDo,Adaptable)
Interest rates bounce like a basketball relative to time.
While its predictable, one just doesn't know when it'll happen.
Be a BoyScout - Be Prepared! (KnowWhatToDo,Adaptable)
- Wed Mar 10, 2021 6:07 pm
- Forum: Investing - Theory, News & General
- Topic: 1980s 14%+ Govt. Bonds?
- Replies: 67
- Views: 3987
Re: 1980s 14%+ Govt. Bonds?
Come on, Twasn't all that Bad, infact with a BogleHeadMindset ya made out like a Bandit! And no i'm not talking bout the OneTrickPonyBolgleHeadBuy&Hopers of today but the UtilarianBogleHeadModerateLifeStylers that understood the ValueOfMoneyAndSavinges of the times! My dad loved real Bonds(not ...
- Wed Mar 10, 2021 4:36 pm
- Forum: Investing - Theory, News & General
- Topic: 1980s 14%+ Govt. Bonds?
- Replies: 67
- Views: 3987
Re: 1980s 14%+ Govt. Bonds?
Come on, Twasn't all that Bad, infact with a BogleHeadMindset ya made out like a Bandit! And no i'm not talking bout the OneTrickPonyBolgleHeadBuy&Hopers of today but the UtilarianBogleHeadModerateLifeStylers that understood the ValueOfMoneyAndSavinges of the times! My dad loved real Bonds(not B...
- Wed Mar 10, 2021 11:33 am
- Forum: Personal Finance (Not Investing)
- Topic: Short-term Capital Gains Tax
- Replies: 15
- Views: 1143
Re: Short-term Capital Gains Tax
Aint touchin this - Never Complain, Never Explain - and Movin on...
- Tue Mar 09, 2021 7:24 am
- Forum: Personal Finance (Not Investing)
- Topic: Short-term Capital Gains Tax
- Replies: 15
- Views: 1143
Re: Short-term Capital Gains Tax
+1 Sure will but don’t complain. That’s a nice gain. Plus ya cant have a Loss if ya take your profit!! However, if ya just pull your profit (2000) and keep the 10,000(the original AA AssetAllocation) workin, you've secured 2000 Profit, you'll have a good shot at LongTerm on the orig AA, have 2000 in...
- Fri Mar 05, 2021 3:55 pm
- Forum: Personal Consumer Issues
- Topic: water softener for whole house?
- Replies: 94
- Views: 11030
Re: water softener for whole house?
Just as info THE biggest most common problem with softeners is using ElCheapo(impure) Salt and Pellets or old smashed/packed/stacked salt. It causes what they call bridging - packed Chuncks & holes in large chunks that don't desolve correctly, goofs up the salt brine levels and doesn't provide t...
- Fri Mar 05, 2021 2:54 pm
- Forum: Personal Consumer Issues
- Topic: water softener for whole house?
- Replies: 94
- Views: 11030
Re: water softener for whole house?
That was quite a sales pitch. Na, Its just a being NoProb, Proud owner of a Nice Kenitico Sig Sys... And as a BogleHead its a Good Value and Utility Item for anyone wanting/needing Good Pure Soft Water! Here my current one. http://rplewis.homeip.net/aimg/BhKeniticoSigSys1.JPG One thing I would do o...
- Fri Mar 05, 2021 10:40 am
- Forum: Personal Consumer Issues
- Topic: water softener for whole house?
- Replies: 94
- Views: 11030
Re: water softener for whole house?
Water softener for whole house" - Don't Mess Around! - Get, startwith, a Kenitico Signature Series!!! https://www.kinetico.com/media/1417/935_500x500.png?anchor=center&mode=crop&width=500&height=500&rnd=131116299830000000 It's a 2 tank, No timer, no electricity, No Problems, Tot...
- Thu Feb 18, 2021 3:16 pm
- Forum: Personal Consumer Issues
- Topic: best wristwatch for the price
- Replies: 184
- Views: 17394
Re: best wristwatch for the price
Seiko another+++ - Tuff to beat em - I like BlackDial, GoldTone - Easy to See! Plus simple clean & neat... https://cdn2.jomashop.com/media/catalog/product/cache/fde19e4197824625333be074956e7640/s/e/seiko-black-dial-yellow-goldplated-mens-watch-sur088.jpg?width=546&height=546 And they keep re...
- Fri Feb 05, 2021 10:47 am
- Forum: Personal Consumer Issues
- Topic: Cash vs. Credit
- Replies: 189
- Views: 9566
Re: Cash vs. Credit
+1 !!!MikeWillRetire wrote: ↑Fri Feb 05, 2021 8:47 am I use cash for vice. Booze, gambling, etc.
I don't want to leave a record of what I spend on that.
- Thu Feb 04, 2021 11:25 am
- Forum: Personal Consumer Issues
- Topic: 2 computers, 1 set of peripherals
- Replies: 20
- Views: 1199
Re: 2 computers, 1 set of peripherals
+1 for wireless kbd/mse - Just hate ratsnest wires. Anybody Use current HD/UHD TV's for monitors? I do- Great Monitors dual duty, save space - actually TripleDuty with sound too + less ratsnest again. And wireless/bluetooth too! Gotta loveit - Especially when ya can pair TV with Tablet,Phone or Lapt...
- Wed Feb 03, 2021 7:04 pm
- Forum: Personal Consumer Issues
- Topic: 2 computers, 1 set of peripherals
- Replies: 20
- Views: 1199
Re: 2 computers, 1 set of peripherals
I do it all with remote connections - with OutaTheBox software that comes with the OS(Win, NIx & Driod) and NetworkAttachedDevices(NAS and anything with an IP). Primarily with Win RemoteDesktop, and one primary workstation - No Switches or buttons at all. I can/do remote Into anywhere in the wor...
- Wed Feb 03, 2021 1:11 pm
- Forum: Personal Investments
- Topic: Blackberry - Am I a fool and time to cut losses?
- Replies: 21
- Views: 2471
Re: Blackberry - Am I a fool and time to cut losses?
Oops, It happens... B4 takin a flier on a single stock its best to checkout a good chart... Buyin into RSI > 70 is considered unsustainable plus what Bogle says is Chasin gains (a NoNo) http://rplewis.homeip.net/aImg/BhBB2100202.JPG you'd benefit by goin to ChartSchool(its free) for single stocks Ne...
- Wed Feb 03, 2021 10:53 am
- Forum: Personal Investments
- Topic: Asset Allocation in a 3-Fund Portfolio with a Pension
- Replies: 25
- Views: 1633
Re: Asset Allocation in a 3-Fund Portfolio with a Pension
Am retired, 3 pensions,2 substantial SS's, and no debts in house (basically more disposal income than we can spend) - we stay pretty close to 90% invested in recommended 3 funder. Except Bonds, they aint worth owning right now, sold em over the last couple a yrs for like 30%++ market gain. But they'...
- Wed Feb 03, 2021 10:23 am
- Forum: Investing - Theory, News & General
- Topic: Property taxes in the USA
- Replies: 50
- Views: 3368
Re: Property taxes in the USA
I joking say FL Palmbeach Boca gives me 25k+ per yr for movin to Loudon TN (outsidacitylimits)...
But ya get what ya pay for, Loudon let the Courthouse burndown - Oops, hope they don't lose deeds & titles!
But ya get what ya pay for, Loudon let the Courthouse burndown - Oops, hope they don't lose deeds & titles!
- Tue Feb 02, 2021 12:11 pm
- Forum: Personal Consumer Issues
- Topic: Desktop is dying - help me with replacement
- Replies: 72
- Views: 4715
Re: Desktop is dying - help me with replacement
Never mind....ordered new What'dYaOrder? Hope ya got a current Std midrange workstation box, forget the monitor- use any 1080p current flatscreen TV(dual duty,- got both a monitor & TV in the work area), no fancy's necessary! that's more than enough for most and run corp America. Ya might wanta...
- Tue Feb 02, 2021 9:14 am
- Forum: Investing - Theory, News & General
- Topic: Do growth stocks have a higher weighting in the market now than before? How would you measure that?
- Replies: 10
- Views: 653
Re: Do growth stocks have a higher weighting in the market now than before? How would you measure that?
PerfChart 50 day Vug Vs Voo

Gives ya a pretty good Idea...
Gives ya a pretty good Idea...
- Mon Feb 01, 2021 7:18 pm
- Forum: Personal Finance (Not Investing)
- Topic: Is there harm in maxing out credit card?
- Replies: 27
- Views: 1487
Re: Is there harm in maxing out credit card?
Hey guitarguy - Ever heard "Nothin Ever goes as Planned" - good Tune... "Cause Nothin ever goes as Planned, It's a hell of a notion Even Pharaohs turn to sand Like a drop in the ocean And Everytime it happens i'm so Surprised! STIX - Ya know it, if not checkit out...(skip the adds) ht...
- Mon Feb 01, 2021 6:11 pm
- Forum: Personal Finance (Not Investing)
- Topic: Is there harm in maxing out credit card?
- Replies: 27
- Views: 1487
Re: Is there harm in maxing out credit card?
I’ve gotten cc rewards back adding well into the tens of thousands with zero risk and minimal effort. For me, it’s simply too easy No prob - was just BogleBustin ya - Perhaps I should look in into it... My wife was just complainin about our rewards last nite, she didnt use em within 30 days and los...
- Mon Feb 01, 2021 2:30 pm
- Forum: Personal Finance (Not Investing)
- Topic: Is there harm in maxing out credit card?
- Replies: 27
- Views: 1487
Re: Is there harm in maxing out credit card?
Absolutely - Ones supposed to Collect Interest - Not Pay it! Why would the OP be paying interest if it was paid off the next day? Sure.... Sorry to be abrupt, but I've never heard a that in the BogleLifeStyle Guide. Credit has a way a goin Bad, get a better rate if necessary. Haha. Read the "W...
- Mon Feb 01, 2021 2:06 pm
- Forum: Personal Finance (Not Investing)
- Topic: Is there harm in maxing out credit card?
- Replies: 27
- Views: 1487
Re: Is there harm in maxing out credit card?
Sure.... Sorry to be abrupt, but I've never heard a that in the BogleLifeStyle Guide.
Credit has a way a goin Bad, get a better rate if necessary.
- Mon Feb 01, 2021 1:44 pm
- Forum: Personal Finance (Not Investing)
- Topic: Is there harm in maxing out credit card?
- Replies: 27
- Views: 1487
Re: Is there harm in maxing out credit card?
Absolutely - Ones supposed to Collect Interest - Not Pay it!
- Mon Feb 01, 2021 12:37 pm
- Forum: Personal Investments
- Topic: Roth converts to lower RMD
- Replies: 5
- Views: 556
Re: Roth converts to lower RMD
Thankx, Readit, Am Good to go + Doable for me/us.
Gotta get a new TaxMan. i distinctly discussed how do i/We(wife & I) contribute and grow our Roths with little to no Earned income.
His guidance seams less than optimal...
Gotta get a new TaxMan. i distinctly discussed how do i/We(wife & I) contribute and grow our Roths with little to no Earned income.
His guidance seams less than optimal...
- Mon Feb 01, 2021 11:41 am
- Forum: Personal Investments
- Topic: Which fund for International: 3 choices
- Replies: 8
- Views: 690
Re: Which fund for International: 3 choices
VWILX - International Growth, One of if not THE Best vanguard funds last yr! - oh Yea (had some and still have it++) ...
- Mon Feb 01, 2021 11:17 am
- Forum: Personal Investments
- Topic: Roth converts to lower RMD
- Replies: 5
- Views: 556
Re: Roth converts to lower RMD
Well researching this per IRS Rule: Generally, a RMD is calculated for each account by dividing the prior December 31 balance of that IRA or retirement plan account by a life expectancy factor that IRS publishes in Tables in Publication 590-B, Distributions from Individual Retirement Arrangements (I...
- Mon Feb 01, 2021 11:02 am
- Forum: Personal Investments
- Topic: Roth converts to lower RMD
- Replies: 5
- Views: 556
Roth converts to lower RMD
Along with(and after) RMD whats the thinking on additional converts to roth each yr to lower next yrs rmd (plus gettin more $$$ in Roth (NeverTaxed!) With 2 TIRA's bustin SIPC it looks like doing and additional convert(like 50-100k) each yr After taking std RMD will start a smooth transition to bein...
- Sun Jan 31, 2021 6:40 pm
- Forum: Personal Consumer Issues
- Topic: Where to buy a diamond?
- Replies: 18
- Views: 1621
Re: Where to buy a diamond?
Big City Pawnshops! Local dealers and such... Just gotta know the 4 C's (Color,Carrat,Cut,Clarity) They were Used when they came outa that Volcano! I've literary seen 10 drawer Tool boxes filled sized by drawer - pick your Stone & Matching set! (a couple in our Condo that made jewlery gave me a ...
- Sun Jan 31, 2021 2:46 pm
- Forum: Personal Investments
- Topic: 500k worth of dry powder. I made a mistake of market timing.
- Replies: 137
- Views: 13088
Re: 500k worth of dry powder. I made a mistake of market timing.
DonWorryBoutIt, ya might have gotten Lucky, Market's in correction down right now!
Chill till Market takes an obvious UpSwing, jump in and carry on per your schedule...
Chill till Market takes an obvious UpSwing, jump in and carry on per your schedule...
- Sat Jan 30, 2021 11:30 am
- Forum: Personal Finance (Not Investing)
- Topic: buying acreage ... rural land -- any experiences ?
- Replies: 12
- Views: 976
Re: buying acreage ... rural land -- any experiences ?
The common country reckonnin is, if it can't pay it's own taxes whatcha gonna do wit it?
plus ya can count on them locals aint gonna be giving anything away....
plus ya can count on them locals aint gonna be giving anything away....
- Fri Jan 29, 2021 2:31 pm
- Forum: Personal Investments
- Topic: 1999 – 2009 “The Lost Decade” experience
- Replies: 52
- Views: 3073
Re: 1999 – 2009 “The Lost Decade” experience
A lost Decade indeed, but as They say, Make Lemonade... 1. I did continue contributing to all Retirement, TaxAdventaged and ESOP plans. 2. It drove me to TechAnalysis (ChartSchool) to at least recognize the Good from the BAD. As I was so ALLCash thru 07-08 in brokerage accts(VG,Fidelity,Janus,ET) wi...
- Fri Jan 29, 2021 12:24 pm
- Forum: Personal Investments
- Topic: I bought individual casino stocks and made money, is that irony?
- Replies: 9
- Views: 416
Re: I bought individual casino stocks and made money, is that irony?
Casino Stocks are classic Recovery stocks. Per Cramer, not to be kept in long term portfolio... I grabbed some Las Vegas Sands on recovery of 2008 dip. As I was holdin it someone called into MadMoney about LVS, that's where got that Cramer advice. I checked out with about !00% gain and got back to b...
- Thu Jan 28, 2021 12:50 pm
- Forum: Investing - Theory, News & General
- Topic: What do you think about swing trading?
- Replies: 136
- Views: 7703
Re: What do you think about swing trading?
I got some sell signals yesterday - even tho EMA50 slope remained positive. A little review of my model found - my model has dynamic StopLimits. If (dr.Item("pclose") > bt.BuyStop) Then ___ ' *** UpdateStopLossPrice ___ If dr.Item("pclose") > bt.BuyHi Then ______ bt.BuyHi = dr.It...
- Wed Jan 27, 2021 4:33 pm
- Forum: Investing - Theory, News & General
- Topic: What do you think about swing trading?
- Replies: 136
- Views: 7703
Re: What do you think about swing trading?
Oops - BadDay in the market - But a RealWorld test in Process... Quite a BigHit for 2mil+ total portfolios. Ouch! Most crashed the 20day simple moving ave and Ema20, and the EMA20 slope's gone negative. Who really knows? A simple correction or Worse? We'll see tomorrow, tomorrow... One thing I do kn...
- Wed Jan 27, 2021 11:52 am
- Forum: Investing - Theory, News & General
- Topic: What do you think about swing trading?
- Replies: 136
- Views: 7703
Re: What do you think about swing trading?
Looks like this system would have given 2 quick whipsaws in the 6 days preceding your backtest which begins on 2/4/20. Is this correct or would a trading rule prevent this? Thanks Well, Yes, there was false start around that lateJan-earlyFeb, and No, there arent TradingRules that I know of that pre...
- Mon Jan 25, 2021 9:11 pm
- Forum: Investing - Theory, News & General
- Topic: What do you think about swing trading?
- Replies: 136
- Views: 7703
Re: What do you think about swing trading?
*** IMO most Swing traders are likely just gamblers who are deceiving themselves... Yep, That's the prevailing "So Last Century" view. Today Computer's do all the heavy lifting - your really Investing/Trading with a Computer(GoodOnes). Boolgism is Great while in your working years - I prac...
- Mon Jan 25, 2021 4:35 pm
- Forum: Investing - Theory, News & General
- Topic: What do you think about swing trading?
- Replies: 136
- Views: 7703
Re: What do you think about swing trading?
[quote=balbrec2 post_id=5761926 time=1611607000 user_id=126991 Stretched out version of day trading, market timing on steroids. If I had a foolproof way of killing the market, I wouldn't give or sell it to anyone, kapeesh? [/quote] Stretched out version of day trading - indeed... I call it Ridin the...
- Mon Jan 25, 2021 2:34 pm
- Forum: Investing - Theory, News & General
- Topic: What do you think about swing trading?
- Replies: 136
- Views: 7703
Re: What do you think about swing trading?
SwingTrading??? TradeRisk site - Big ThumbsDown!!! Not even close to the BestOfBread(wellrespected) Technical or Fundamental Analysis sites. And Evan, charging by Scan or Watchlist, Ouch! The least said the better... Lets just say there's FarMore for Free from StockCharts & Chartschool !!! Stock...
- Fri Jan 22, 2021 12:44 pm
- Forum: Personal Finance (Not Investing)
- Topic: Who or what has helped the most in your financial journey?
- Replies: 121
- Views: 7388
Re: Who or what has helped the most in your financial journey?
StockCharts - https://stockcharts.com/
StockCharts - ChartSchool - https://school.stockcharts.com/doku.php
BogleIsm + ChartSchool --> The Real Big$$$$$$$$Bucks
The more ya Know, the More ya Grow!
(ya dont need to join to go to ChartSchool)
StockCharts - ChartSchool - https://school.stockcharts.com/doku.php
BogleIsm + ChartSchool --> The Real Big$$$$$$$$Bucks
The more ya Know, the More ya Grow!
(ya dont need to join to go to ChartSchool)