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BoomerM3

I would urge you not to serve on the Board. Seems like you should/could make a difference. The odds are you won't. You will get embroiled it trivial things. I served on our Board (100 homes) for 4 years as Treasurer. If you want to get involved, try doing it from the outside. The best thing for you ...

BoomerM3

Suppose I bought a stock for $100 and it paid an annual dividend of $5.00. That means I’m getting interest at 5%. What if that stock increased in value to $200 and the dividend remained at $5.00. Is my true interest rate still 5% (because my original investment was $100)? Or is my interest rate now ...

BoomerM3

I’m re-activating this thread since it gets reviewed from time to time. The thread started in 2016. I have been using FidSafe since 2017. Fidsafe has been my repository for most important financial documents. I have tested its use with my dependents and have seen it work. I am comfortable with the s...

BoomerM3

Over the years, I have moved nearly 20 times. Maybe once, I had no damage. One move, the operator opened the van and my refrigerator fell to the ground. Absolutely, get total coverage, replacement value. Check with your homeowners insurance and see if they will issue a rider. Better to have the comp...

BoomerM3

No downloads available. I received mine USPS about 1/29/2021.

I've always had good service using their 800 number.

BoomerM3

+1 for NAPS2. Works with my Epson flat bed.

BoomerM3

Check Costco.

BoomerM3

Comments about VIP versus 2FA continue to indicate that the Symantec process is more secure. Perhaps someone can explain why. It seems that people fear that their phone (using SMS) will be stolen or hacked – therefore it is a risk. However, if your phone is stolen the Symantec runs just fine and wil...

BoomerM3

I live near the Gulf in Florida, on a canal. Floodfactor rates my location as 7/10. Haven't had a flood in the 20 years I've been here - including several hurricanes. So, if you live near water, floods are possible, regardless of the rating. I would not be living here if I did not have flood insuran...

BoomerM3

I'm not seeing those rates. Shortest timeframe listed is 3 years at 1.30%. I'm in Florida.

BoomerM3

Many systems will update themselves if you give permission and configure the system to do so. Check the settings on each device. It's a one-time effort.

BoomerM3

I think your expectations are to high. I live in SW Florida and have had solar for 20 years. We have a 'perfect' roof location - due south and adequate roof space to accommodate 7 panels. 1) How well does the heating work? Is the pool swim-able in January? NOT. Our season ends in mid-December depend...

BoomerM3

Microsoft is addressing the wrong crowd. I do not decide what type of 2FA I use. That is setup by the bank or financial institution. I have to follow the authentication method they provide.

This is not a user based decision. I will ignore the MS concerns.

BoomerM3

I'm seeing $1.00 per month as the cheapest.

BoomerM3

You may get more experienced comments with this web site - it only discusses HOA issues.

https://www.hoatalk.com/HOADiscussionFo ... fault.aspx

You may end up with an attorney, but at least you will hears other experiences.

BoomerM3

My checking account with Fidelity is from UMB. Never been a problem.

BoomerM3

The problem with the level you refer to is that it's only 9 inches. So, what you will be checking is a 9" space. If you want to know if your floor is level, a 9" measurement won't cut it. I've never used a smartphone as a level.

See if you can borrow a long level (3 feet +) from a friend.

BoomerM3

Complete instructions here:

https://support.zoom.us/hc/en-us/articl ... g-by-phone

BoomerM3

+1
Fix it.

BoomerM3

I'm an Xfinity customer and not seeing any Apple phones discounted. Can you supply a link?

Thanks.

BoomerM3

I have been insured by USAA for many years, both homeowners and auto. I’m seeing comments that USAA prices for auto insurance are higher than other firms. I’m unsure how to go about getting quotes from other firms. I get two “rebates” form USAA each year; one for being a member and another for being...

BoomerM3

ED is currently paying over 4%, if that is of interest to you.

BoomerM3

My observations. I retired from Ohio to southwest Florida 20 years ago. Electricity – my summer month bills average $200. July was a record $250. Water/sewer is expensive. Watering the lawn in winter and filling a pool. Lawn maintenance if you require it (mowing & fertilizing) Some counties in F...

BoomerM3

Yes, conversion is possible. Calibre software on a PC will allow conversion to/from many formats - including Kindle. A bit of hassle until you get used to the process.

See: calibre-ebook
https://calibre-ebook.com/

BoomerM3

My eye doctor suggests artificial tears - no preservatives. Use several times a day.

I use "Refresh Plus" for Costco. They come in a box of 100 vials.

BoomerM3

If your only concern is the cost, it is possible to increase your deductible. You need to ask you agent, as the info is generally published.

I wouldn't be without it!

BoomerM3

JPG for sure. Viewers don't have to click and many won't.

BoomerM3

I'm living in a gated community in Fort Myers. There is no real estate fire here. Homes range from $500,000 to $900,000. I suggest you take another look at the marketplace.

BoomerM3

I'm a permanent resident here. If you believe in wearing masks, you should not have a problem. However, you must be aware that there is a mandatory quarantine period if you are arriving from certain states. There are restrictions on certain beaches. There are many stores requiring masks. Some restau...

BoomerM3

I'm in the market for such a chair and I'm not finding a lot of choices. In the under $500 category, there are an variety of suppliers. But, I'm concerned about the quality and I'm not able to try them out (most are online sources). At the upper end, it seems there is only one manufacturer - Stressl...

BoomerM3

It seems that the enrollment centers are again open and accepting appointments. I checked TPA (closest to me) and they have openings in July. So, you could complete your approval. I opted not to do that! I don't see any international travel for me in the near future.

I don't know about extensions.

BoomerM3

I have owned and lived in about 15 homes in the past 25 years. I never bought water line insurance and never had to repair the water line.

Lots of money saved!

BoomerM3

I have Xfinity double play in Florida. About 9 months ago, I went to the Xfinity store and asked the salesperson what specials were available to me. There were 3 or 4 options he presented. I took the one closest to my needs. Bottom line - my monthly bill dropped by $80/month. Don't go to the interne...

BoomerM3

Try manually turning your ice maker off for a few hours. Does the sound go away?
No - not the ice maker.
Yes - Found the culprit.

BoomerM3

It's time to replace my blood pressure monitor (Omron, 10 years old). My main criteria is finding one that is accurate. I don't see any added value in bluetooth enabled. Prefer wall power over batteries. The top sellers at Amazon range from $25 to $55. But, I also found $22 and $289 devices. I can't...

BoomerM3

My Rheem unit (2 years old) has a variable speed blower fan. It starts slowly, pushing out the hot air from the ducts. It then speeds up to get the house to the appropriate temperature. Finally, the compressor shuts off and the blower gradually slows to move the cool air from the ducts into the room...

BoomerM3

I have not seen any hard evidence of health effects. However, the 'feeling' still exists that living near power lines is a bad thing. So, even if the concept doesn't bother you, I suggest you evaluate the impact power lines may have on your resale value.

BoomerM3

The high deductible sounds like Hurricane deductible in a coastal zone. Mine is 2%.

BoomerM3

I am using Full View to track CDs (not in my Fidelity account). But, I only enter the total of thc CDs - not each CD. In Full View, after you add the account (assume the I-bonds), select EDIT, then enter the total amount of that group of bonds. Repeat with new accounts for each group of bonds. This ...

BoomerM3

I'm paying about $5,000 on a $500k house. Plus $2,000 for flood insurance.

Property taxes here are pretty low compared to many parts of the country.

BoomerM3

As a Fidelity customer for the last 15 years, I have been using the “Retirement Analysis” report to track my progress/status in retirement. Recently, my FIDO advisor presented me with an “eMoney Report.” The report seems very similar to the original retirement report. Both reports present similar da...

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