Search found 184 matches

by Picasso
Sat Apr 17, 2021 6:29 pm
Forum: Personal Consumer Issues
Topic: Electric Toothbrush Replacement Recommendations?
Replies: 42
Views: 2499

Re: Electric Toothbrush Replacement Recommendations?

The best sonicare that Costco sells
by Picasso
Sun Apr 11, 2021 12:08 pm
Forum: Personal Finance (Not Investing)
Topic: Financing to Purchase Law Firm
Replies: 45
Views: 3702

Re: Financing to Purchase Law Firm

BionicBillWalsh wrote: Sun Apr 11, 2021 10:11 am Maybe you could trip on the door jamb and then sue them for (x) trauma you experienced in the event.
This is perfect. Just perfect.
by Picasso
Tue Apr 06, 2021 2:20 pm
Forum: Personal Consumer Issues
Topic: Costco rotisserie chicken
Replies: 183
Views: 34538

Re: Costco rotisserie chicken

A college friend worked in a grocery store in the meat department for a few of his early years. (Before he decided there were other things he wanted to do with his life.) What he described put me off of pre-cooked chickens for life. It is likely an isolated thing but here goes. He described that at...
by Picasso
Mon Apr 05, 2021 9:11 pm
Forum: Personal Investments
Topic: HSA Receipts
Replies: 16
Views: 1439

Re: HSA Receipts

NS_Bane wrote: Mon Apr 05, 2021 9:03 pm Excel + PDFs of bills, receipts and credit card payments.

Not sure what you mean about treating an HSA like a Roth during retirement.
I also use excel and PDF scans of receipts.

I think OP means draw on HSA tax free just as a Roth is drawn tax free.
by Picasso
Wed Mar 31, 2021 1:26 pm
Forum: Personal Consumer Issues
Topic: Family car
Replies: 86
Views: 6695

Re: Family car

Tingting1013 wrote: Mon Mar 29, 2021 9:28 pm 4. Rivian R1S (you can’t buy this right away)
As EV curious, do you think this car is worth a serious look as a new to market offering.
by Picasso
Wed Mar 31, 2021 1:06 pm
Forum: Personal Consumer Issues
Topic: Experiences with professional coaching, e.g. BetterUp or others?
Replies: 26
Views: 2649

Re: Experiences with professional coaching, e.g. BetterUp or others?

Tingting1013 wrote: Fri Mar 26, 2021 7:00 am If you do it, make sure you get Prince Harry as your therapist.
Yes! What better way to break down inequality barriers than to take a job for which you have no qualifications whatsoever except celebrity? 😂
by Picasso
Thu Mar 25, 2021 10:12 pm
Forum: Personal Investments
Topic: Health savings account
Replies: 14
Views: 1789

Re: Health savings account

Correct, no HSA for you.

If you do not consume much care, your employer offers a Qualified High Deductible plan, and you can afford the cost shares, consider moving to that QHDHP to gain access to the HSA account.
by Picasso
Thu Mar 25, 2021 9:59 pm
Forum: Personal Investments
Topic: Health savings account
Replies: 14
Views: 1789

Re: Health savings account

Also, the deductible floor is $1400 individual or $2800 family to qualify for an HSA
by Picasso
Sun Mar 21, 2021 8:21 pm
Forum: Personal Investments
Topic: NEW INCOME...Where should I put it?
Replies: 6
Views: 687

Re: NEW INCOME...Where should I put it?

Welcome and congrats on the income infusion.

What’s SLP?
by Picasso
Sun Mar 21, 2021 4:03 pm
Forum: Personal Consumer Issues
Topic: budget espresso maker
Replies: 67
Views: 3743

Re: budget espresso maker

Just get an entry level Jura
by Picasso
Fri Mar 19, 2021 10:37 pm
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 1573
Views: 94249

Re: What are you listening to now

Norah Jones
by Picasso
Wed Mar 17, 2021 6:33 pm
Forum: Personal Consumer Issues
Topic: How do you determine consulting hourly rate?
Replies: 15
Views: 1191

Re: How do you determine consulting hourly rate?

My consulting rate for the expert networks is 5x salary by hour. I made >$15k last year from these (just did taxes).
by Picasso
Sun Mar 14, 2021 9:57 am
Forum: Personal Finance (Not Investing)
Topic: Pandemic reduced our spending by 30% - How about you?
Replies: 119
Views: 8346

Re: Pandemic reduced our spending by 30% - How about you?

I have found our pandemic spending has increased by probably 10%. By being home more we have spent a lot of time using things around the house that we have decided are worth upgrading: plates/flatware; office setup; bought a Peloton; other exercise clothing/equipment. While these additions have adde...
by Picasso
Thu Mar 11, 2021 11:25 pm
Forum: Personal Consumer Issues
Topic: Resubscribe to The Economist or switch to something else?
Replies: 32
Views: 2482

Re: Resubscribe to The Economist or switch to something else?

Dottie57 wrote: Thu Mar 11, 2021 4:20 pm
Picasso wrote: Thu Mar 11, 2021 4:08 pm The New Yorker is the gold standard.
The gold standard for what?
Long form journalism, commentary, criticism and satire. And anyone who says they don’t care for the cartoons is lying! 🤓
by Picasso
Thu Mar 11, 2021 8:37 am
Forum: Personal Consumer Issues
Topic: How much do you pay your tax professional?
Replies: 60
Views: 6453

Re: How much do you pay your tax professional?

We pay ~$1200 for a big city firm. Great service and they are really sharp.

2 W2s
5 1099s
Investments
ESPP
Backdoor Roth’s
Blah blah blah

I know we pay a lot, but it’s just so effortless.
by Picasso
Tue Mar 09, 2021 2:53 pm
Forum: Personal Consumer Issues
Topic: Peloton purchase inquiry
Replies: 27
Views: 2517

Re: Peloton purchase inquiry

Product: Bike+ Ordered: January 4 Scheduled Delivery: March 5 Delivered: March 5 Delivered by: XPO My advice: order it and whatever delivery date you get is worth it. The bike is excellent exercise and content is engaging. When I see a post from someone saying that most exercise equipment goes unuse...
by Picasso
Sun Mar 07, 2021 10:02 pm
Forum: Personal Consumer Issues
Topic: Best Organic Bed Sheets?
Replies: 9
Views: 741

Re: Best Organic Bed Sheets?

We have the same pesticide-free priority that you mention and have been very pleased with LL Bean organic cotton sheets. Highly recommend.
by Picasso
Sat Feb 20, 2021 5:42 pm
Forum: Personal Consumer Issues
Topic: Retiring to Vermont/New Hampshire area
Replies: 91
Views: 7104

Re: Retiring to Vermont/New Hampshire area

Interested in this thread. I’ve been researching Woodstock, VT and would love feedback on that and similar towns to check out.
by Picasso
Sat Feb 20, 2021 3:40 pm
Forum: Personal Finance (Not Investing)
Topic: Revealing net worth
Replies: 251
Views: 16558

Re: Revealing net worth

I have one very close friend who I have almost complete transparency with. We work in similar industries in similar roles and have like compensation. We learn a lot from each other as we navigate our choices and lives. It’s been very useful to us both.
by Picasso
Thu Feb 11, 2021 6:28 am
Forum: Personal Consumer Issues
Topic: Question for framed art experts
Replies: 5
Views: 834

Re: Question for framed art experts

privateer79 wrote: Thu Feb 11, 2021 1:41 am asked DW who's a registrar at an academic art gallery, and ships art in and out on a regular basis.
Registrars do important work and are often unsung heroes at museums. Your wife must be very organized.
by Picasso
Tue Feb 09, 2021 1:28 pm
Forum: Personal Consumer Issues
Topic: Costco rotisserie chicken
Replies: 183
Views: 34538

Re: Costco rotisserie chicken

Incredibly cheap loss leader food product of highly questionable origin and supply chain pumped full of stuff that isn’t good for you! Alternate headline: American poultry industry full of Machiavellian villains who don’t care for the welfare of the birds they raise, much less their consumers. Alte...
by Picasso
Sun Feb 07, 2021 10:20 pm
Forum: Personal Investments
Topic: Missing Pennies
Replies: 27
Views: 3647

Re: Missing Pennies

dboeger1 wrote: Fri Feb 05, 2021 1:14 am
Picasso wrote: Thu Feb 04, 2021 11:51 pm If my fund fees go up due to all these banal calls I will be annoyed.
I haven't seen this in my account, but maybe I better call before it does just to clarify...
:sharebeer
by Picasso
Sat Feb 06, 2021 6:09 pm
Forum: Personal Consumer Issues
Topic: What are your staple healthy meals?
Replies: 122
Views: 10055

Re: What are your staple healthy meals?

Vegan Pesto Genovese:
-chickpea pasta (Banza)
-kale-cashew pesto (Trader Joe’s)
-green beans
-fingerling potatoes

Mix it all together. It’s delicious!
by Picasso
Thu Feb 04, 2021 11:51 pm
Forum: Personal Investments
Topic: Missing Pennies
Replies: 27
Views: 3647

Re: Missing Pennies

If my fund fees go up due to all these banal calls I will be annoyed.
by Picasso
Sat Jan 30, 2021 7:33 am
Forum: Investing - Theory, News & General
Topic: [GameStop GME trading mega-thread]
Replies: 4570
Views: 230156

Re: [GameStop GME trading mega-thread]

:idea:
SuperSaver wrote: Fri Jan 29, 2021 10:59 pm SO....

WHAT

WILL

HAPPEN

MONDAY ????????????

Predictions? I have 2 shares purchased this week, and along for the ride.
This is where we hold them 💎🙌
by Picasso
Thu Jan 28, 2021 1:13 pm
Forum: Investing - Theory, News & General
Topic: [GameStop GME trading mega-thread]
Replies: 4570
Views: 230156

Re: GameStop GME: anyone joining?

For the record, I have multiple coworkers that are in six-figure territory in GME and are refusing to sell, even with todays short ladder attack and the Robinhood block. This is personal for a lot of people. I think Bogleheads can understand that sentiment. Oh, and after this, Robinhood is done. Mo...
by Picasso
Wed Jan 27, 2021 9:14 pm
Forum: Investing - Theory, News & General
Topic: [GameStop GME trading mega-thread]
Replies: 4570
Views: 230156

Re: GameStop GME: anyone joining?

I bought a share today. It feels good to be part of the modern day sans culottes!

To the moon! 🚀🚀🚀
by Picasso
Tue Jan 26, 2021 11:19 pm
Forum: Personal Consumer Issues
Topic: So what are you cooking
Replies: 461
Views: 36305

Re: So what are you cooking

Taiwanese Meefun tonight was delicious.

https://cooking.nytimes.com/recipes/102 ... -iOS-share
by Picasso
Fri Jan 22, 2021 9:19 am
Forum: Personal Finance (Not Investing)
Topic: My bad financial habits
Replies: 64
Views: 6031

Re: My bad financial habits

We spend a lot of money on food. Every comp that I come up with shows that we're way above average for a family of four. It doesn't impede our financial goals but it irks me. Same here. We enjoy eating a whole variety of excellent produce and many specialty items (nut milk cheeses, locally made pas...
by Picasso
Fri Jan 22, 2021 8:48 am
Forum: Investing - Theory, News & General
Topic: 2nd million is easier!
Replies: 193
Views: 46901

Re: 2nd million is easier!

MrNewEngland wrote: Wed Dec 20, 2017 12:02 pm With salaries like that... how are you not worth more than that?
Lives in NYC where the ice cream cones are $13
by Picasso
Tue Jan 19, 2021 10:24 pm
Forum: Personal Finance (Not Investing)
Topic: Twenty Four Years of Taxes
Replies: 75
Views: 8547

Re: Twenty Four Years of Taxes

I wish I had the motivation to do this much digging, but since I do not I am glad that you analyzed and shared. Good perspective and take always.
by Picasso
Tue Jan 19, 2021 7:40 pm
Forum: Personal Consumer Issues
Topic: Engagement Ring
Replies: 140
Views: 7915

Re: Engagement Ring

Go for the online seller. Better value.

I bought Diamond for my wife via phone from a Sotheby’s estate jewelry auction in London. Paid $18k for a diamond that appraised for $65k.
by Picasso
Tue Jan 19, 2021 6:50 pm
Forum: Personal Finance (Not Investing)
Topic: Family support for an artist
Replies: 188
Views: 10965

Re: Family support for an artist

Support your children. Support the arts.

Both are worthwhile causes.
by Picasso
Tue Jan 19, 2021 5:25 am
Forum: Personal Finance (Not Investing)
Topic: Pregnant - HDHP vs PPO decision
Replies: 34
Views: 2057

Re: Pregnant - HDHP vs PPO decision

Mkc, HDHP - No out-of-network care is covered by this plan. Good catch, I overlooked that. Just confirming that there is no out of network wrap on this HDHP? I ask because these products are not that common. The surprise billing legislation provides some coverage for ER visits, but you’ll need to b...
by Picasso
Sun Jan 17, 2021 12:33 pm
Forum: Personal Finance (Not Investing)
Topic: how much time do you spend on [personal finance] weekly?
Replies: 49
Views: 4574

Re: how much time do you spend on [personal finance] weekly?

I spend 1-2 hours/day reading this site. My wife is flummoxed by this.
by Picasso
Tue Jan 12, 2021 9:02 pm
Forum: Personal Finance (Not Investing)
Topic: Got a job offer for $840k/yr. Should I come out of retirement?
Replies: 229
Views: 29069

Re: Got a job offer for $840k/yr. Should I come out of retirement?

muffins14 wrote: Tue Jan 12, 2021 8:35 pm Why not do it for 3 months and see how you feel?

You can renegotiate after month 3 if you really want to keep doing it

Otherwise, I'm sure more humblebragging can be a satisfying way to spend the time
Every line in this response is accurate, reasonable, and has a purpose
by Picasso
Sun Jan 10, 2021 9:30 am
Forum: Personal Consumer Issues
Topic: Purchasing an overpriced vintage item
Replies: 26
Views: 2198

Re: Purchasing an overpriced vintage item

pennylane wrote: Sun Jan 10, 2021 9:15 am
aerosurfer wrote: Sun Jan 10, 2021 6:34 am If after all this time you are still willing to pay that price, then apparently you are the market and the sellers price and patients is priced accordingly
This. Something is worth what someone is willing to pay.
+1
by Picasso
Sat Jan 09, 2021 10:49 pm
Forum: Personal Finance (Not Investing)
Topic: The Accumulation of Wealth
Replies: 64
Views: 11488

Re: The Accumulation of Wealth

Since learning about Bogleheads (and the fortunance of recent annual income gains), our net worth has increased by about $460,000 over the last 2 years. Depending on further market gains, the 2-comma club could be in sight in 2 years. Most of the money will be in retirement accounts, so not really ...
by Picasso
Sat Jan 09, 2021 10:48 pm
Forum: Personal Consumer Issues
Topic: Tips to stick to a weight loss diet?
Replies: 331
Views: 23169

Re: Tips to stick to a weight loss diet?

[/quote] Anyway, if you eat bread and cheese regularly, you can't really eat much else, or you are going to consume way more energy than you need. Also, your tummy will hurt. [/quote] Completely agree on the cheese, which is ~70-80% saturated fat. If it had any more fat it would be Vaseline. It’s pr...
by Picasso
Sat Jan 09, 2021 5:17 pm
Forum: Personal Finance (Not Investing)
Topic: The Accumulation of Wealth
Replies: 64
Views: 11488

Re: The Accumulation of Wealth

Since learning about Bogleheads (and the fortunance of recent annual income gains), our net worth has increased by about $460,000 over the last 2 years. Depending on further market gains, the 2-comma club could be in sight in 2 years. Most of the money will be in retirement accounts, so not really ...
by Picasso
Fri Jan 08, 2021 11:06 pm
Forum: Personal Consumer Issues
Topic: What have you baked recently?
Replies: 336
Views: 39704

Re: What have you baked recently?

Tartine sourdough country bread recipe as published in the New York Times. It’s a 2 day process but turned out wonderfully.
by Picasso
Fri Jan 08, 2021 1:18 am
Forum: Personal Consumer Issues
Topic: products with useful lifetime warranties
Replies: 48
Views: 2498

Re: products with useful lifetime warranties

SoniCare electric toothbrush Sonicare does not offer a lifetime warranty. It's 2 years, unless you buy from Costco, but that's Costco's lifetime satisfaction policy at play. I've purchased multiple Sonicare toothbrushes over the years, and they always fail due to the battery. It either does not cha...
by Picasso
Thu Jan 07, 2021 10:37 pm
Forum: Personal Consumer Issues
Topic: products with useful lifetime warranties
Replies: 48
Views: 2498

Re: products with useful lifetime warranties

SoniCare electric toothbrush Sonicare does not offer a lifetime warranty. It's 2 years, unless you buy from Costco, but that's Costco's lifetime satisfaction policy at play. I've purchased multiple Sonicare toothbrushes over the years, and they always fail due to the battery. It either does not cha...
by Picasso
Thu Jan 07, 2021 8:19 pm
Forum: Personal Consumer Issues
Topic: products with useful lifetime warranties
Replies: 48
Views: 2498

Re: products with useful lifetime warranties

Le Creuset
SoniCare electric toothbrush
Barbour jacket
by Picasso
Thu Jan 07, 2021 1:51 pm
Forum: Personal Consumer Issues
Topic: Uneven cake slices
Replies: 44
Views: 2593

Re: Uneven cake slices

Is this cake being served at a good deli? I'm trying to think of places where a slice of cake is that price point but where you also see the whole cake.

Another option - perhaps try and eat less cake?
by Picasso
Wed Jan 06, 2021 9:13 pm
Forum: Personal Consumer Issues
Topic: Nurse practitioner as primary care provider?
Replies: 76
Views: 6159

Re: Nurse practitioner as primary care provider?

I agree going to an academic center for a specialist but the discussion primarily concerns family physician/internist care. Living in a large city with horrific traffic, I would not want to travel to a downtown medical center for routine care. Could the poster of that comment please clarify? Happy ...
by Picasso
Wed Jan 06, 2021 12:03 pm
Forum: Personal Consumer Issues
Topic: Nurse practitioner as primary care provider?
Replies: 76
Views: 6159

Re: Nurse practitioner as primary care provider?

Part of my day job involves working with and reviewing clinical quality and outcome data across all clinicians in my state. I choose the MD at an academic medical center every time. If I have to travel to get there, I travel to get there.