Search found 54 matches

by Horologium
Sun Apr 18, 2021 2:35 pm
Forum: Personal Finance (Not Investing)
Topic: Any happy lawyers out there?
Replies: 137
Views: 12156

Re: Any happy lawyers out there?

The clients can be unrealistic, overly demanding, refuse to take your advice and then blame you for the result, and your fellow lawyers can be abrasive, ignorant, and difficult to deal with. I've really enjoyed reading this thread. It's brought back a lot of memories (even if not all good ones). I ...
by Horologium
Sun Apr 18, 2021 10:46 am
Forum: Personal Finance (Not Investing)
Topic: Any happy lawyers out there?
Replies: 137
Views: 12156

Re: Any happy lawyers out there?

The catch is that I don't particularly want to be a lawyer. I'm a (now retired) lawyer that wanted to be a lawyer since I was a little kid. There is a lot of job dissatisfaction in the profession. Most of the lawyers I worked with wish they'd done something else with their careers. I always worked ...
by Horologium
Thu Apr 01, 2021 9:44 pm
Forum: Personal Consumer Issues
Topic: Is productsdirect.com legit?
Replies: 2
Views: 470

Re: Is productsdirect.com legit?

newbie003 wrote: Wed Mar 31, 2021 12:16 pm almost too good to be true price
You pretty much answered your own question: "If it sounds too good to be true, it probably is".
by Horologium
Sat Mar 06, 2021 3:19 pm
Forum: Personal Consumer Issues
Topic: Favorite All Inclusive Beach Resort
Replies: 23
Views: 2987

Re: Favorite All Inclusive Beach Resort

TravelGeek wrote: Sat Mar 06, 2021 3:09 pm
Horologium wrote: Sat Mar 06, 2021 3:05 pm
I thought I was paying for "top-shelf spirits", but they were serving kiddie cocktails. I certainly felt like I didn't get my money's worth from Secrets resorts.
And now you know their secret :twisted:
That's for sure! :wink:
by Horologium
Sat Mar 06, 2021 3:17 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 5087
Views: 1324688

Re: What Book Are You Currently Reading? Part VI

It's been out for a couple of months, but I just started 'Twilight of the Gods', the third installment of Ian Toll's Pacific War trilogy.

I'm about 100 pages into it and it is excellent.
by Horologium
Sat Mar 06, 2021 3:05 pm
Forum: Personal Consumer Issues
Topic: Favorite All Inclusive Beach Resort
Replies: 23
Views: 2987

Re: Favorite All Inclusive Beach Resort

We’ve done Sandals several times. We are not big partiers or consumers of drinks, so maybe we are not getting our full value. Kind of an aside, but be sure to do your due diligence on resorts before putting your money down. We visited Secrets in Huatulco, Mexico when it first opened. I'm not a big ...
by Horologium
Wed Feb 10, 2021 7:36 pm
Forum: Personal Consumer Issues
Topic: MVNO on Verizon network...moving away from Ting
Replies: 54
Views: 4758

Re: MVNO on Verizon network...moving away from Ting

nydoc wrote: Fri Oct 16, 2020 10:19 am You can use Verizon prepaid. Much cheaper and better than MVNO.
This is what we have now. I don't think it's promoted, but I kept asking questions at my local Verizon store and found out about it. It turned out to be cheaper than either Total Wireless or Xfinity Mobile.
by Horologium
Wed Feb 10, 2021 7:33 pm
Forum: Personal Consumer Issues
Topic: MVNO on Verizon network...moving away from Ting
Replies: 54
Views: 4758

Re: MVNO on Verizon network...moving away from Ting

Totalwireless.com has compelling 1-4 phone plans on Verizon. Late to this thread, but I have tried a couple of Verizon MVNOs. This is my experience. Total Wireless : I would do without a phone before using them again. We had a great deal: $60/mo for two lines and (IIRC) 15GBs/line/mo. BUT, customer...
by Horologium
Sun Feb 07, 2021 11:51 am
Forum: Personal Consumer Issues
Topic: What's your Yearly Costco Spend?
Replies: 96
Views: 5473

Re: What's your Yearly Costco Spend?

My guess is between $750 and $1,000 a month. But, that includes gasoline. We fill up at Costco almost exclusively. Their pump price is usually at least .10/gal cheaper than anywhere else around here. Plus, we get 4% cash back using their card. Just the annual savings on gasoline makes a Costco membe...
by Horologium
Sun Feb 07, 2021 12:38 am
Forum: Personal Consumer Issues
Topic: Who bought an iPhone 12 Mini, and what do you think?
Replies: 59
Views: 7417

Re: Who bought an iPhone 12 Mini, and what do you think?

I have one. I upgraded to the 128GB model and am very happy with it. :happy
by Horologium
Thu Feb 04, 2021 8:49 pm
Forum: Personal Consumer Issues
Topic: I've had my Am Ex for 30 years. Never use it. Renew or let go?
Replies: 34
Views: 2048

Re: I've had my Am Ex for 30 years. Never use it. Renew or let go?

But I want to keep my credit score high. I haven't read the other comments, but my first thoughts were: Why are you concerned with keeping your credit score high? And, what impact - if any - would cancelling the card have on your credit score? There are a number of factors that go into your credit ...
by Horologium
Thu Feb 04, 2021 8:36 pm
Forum: Personal Consumer Issues
Topic: Using an unlicensed painting contractor? (California)
Replies: 49
Views: 2118

Re: Using an unlicensed painting contractor? (California)

The state determined that licensure is important enough in this profession that they regulate it. What makes you qualified to determine that the state is incorrect? I disagree. Usually, the state determines that licensure is important because it's another source of revenue. Sure, it's a good idea t...
by Horologium
Tue Feb 02, 2021 1:10 pm
Forum: Personal Consumer Issues
Topic: Miles Davis Concert in Chicago (Early 70's): Date and Venue?
Replies: 9
Views: 891

Re: Miles Davis Concert in Chicago (Early 70's): Date and Venue?

Panurge wrote: Tue Feb 02, 2021 11:34 am The London House Sessions are available on Spotify
Listening now. Simply incredible. Thank you!
by Horologium
Tue Feb 02, 2021 12:41 pm
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 1573
Views: 94135

Re: What are you listening to now

Folsom Prison Blues - Johnny Cash
by Horologium
Mon Feb 01, 2021 10:27 pm
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 1573
Views: 94135

Re: What are you listening to now

Night Train - Oscar Peterson Trio :D
by Horologium
Mon Feb 01, 2021 10:17 am
Forum: Personal Consumer Issues
Topic: anyone use Dashlane? (password manager)
Replies: 10
Views: 620

Re: anyone use Dashlane? (password manager)

I had Dashlane, but found it buggy and didn’t renew*. I switched to Bitwarden and have been pleased with how well it works. (* Even though I canceled before the end of the term, Dashlane billed me anyway and refused to refund me, saying I failed to jump through all their hoops properly. I complained...
by Horologium
Mon Feb 01, 2021 10:09 am
Forum: Personal Consumer Issues
Topic: Sellers Shield Legal Protection - Worth it?
Replies: 6
Views: 740

Re: Sellers Shield Legal Protection - Worth it?

Sounds like a waste of money to me. My first question would be whether such a claim would already be covered under the title insurance that’s already in place, or your personal umbrella policy (assuming you have one). Besides that, I can’t recall anyone I know ever suing or being sued over a real es...
by Horologium
Mon Feb 01, 2021 1:17 am
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 1573
Views: 94135

Re: What are you listening to now

A double-shot of Steely Dan on CD - Pretzel Logic and A Decade of Steely Dan . I think Steely Dan is a seriously underrated band. My favorite album is Aja. I couldn't begin to guess who often I've listened to that album. In case you are interested, I really enjoyed this video of Rick Beato breaking...
by Horologium
Mon Feb 01, 2021 12:58 am
Forum: Personal Consumer Issues
Topic: Honda Accord 2nd key fob no longer working. Do I call the dealership?
Replies: 21
Views: 1854

Re: Honda Accord 2nd key fob no longer working. Do I call the dealership?

I have a 2016 Accord Touring. I have never had an issue with one of the key fobs, but when I bought my car the dealer told me that, if I ever lost one of the key fobs, they would give me a free replacement. I don't know if this is a Honda benefit or something the dealer provides, but it may be worth...
by Horologium
Sat Jan 30, 2021 6:33 pm
Forum: Personal Consumer Issues
Topic: How Far is too Far, Commuting?
Replies: 220
Views: 24835

Re: How Far is too Far, Commuting?

I'm retired now, but had longish commutes most of my career. The longest was 30+ miles each way from the far northwest suburbs of Chicago to my office in the western suburbs. It was a little more than an hour in the morning and 90 mins to 2 hours in the evening. It was brutal. The only plus was that...
by Horologium
Mon Jan 25, 2021 9:46 pm
Forum: Personal Consumer Issues
Topic: sold $100 item on eBay...got bill from them for $200 shipping!
Replies: 50
Views: 6898

Re: sold $100 item on eBay...got bill from them for $200 shipping!

runner3081 wrote: Mon Jan 25, 2021 11:45 am Chalk it up under a lesson learned about dimensional/billable weight.
And also chalk it up to learning that eBay screws its sellers.
by Horologium
Sun Jan 24, 2021 11:32 am
Forum: Personal Consumer Issues
Topic: Best/most comfortable walking shoes?
Replies: 28
Views: 2597

Re: Best/most comfortable walking shoes?

I usually wear New Balance, but last year I got a pair of Merrell Moab 2 Ventilators and really like them
Dyloot wrote: Sun Jan 24, 2021 11:14 am ... the Hoka One One brand for trails.
My sister lives in rural Oregon and does a lot of trail hiking. She swears by Hoka One Ones.
by Horologium
Sun Jan 24, 2021 11:06 am
Forum: Personal Consumer Issues
Topic: Getting Rid of TV
Replies: 28
Views: 2803

Re: Getting Rid of TV

I have never been much of a tv viewer. At night, I always read for awhile before falling asleep. I have a Kindle Oasis which has a “warm” light feature, which enables me to keep the room lights off.
by Horologium
Fri Jan 22, 2021 4:04 pm
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 1573
Views: 94135

Re: What are you listening to now

Sir, I am impressed. I don’t believe I’ve ever encountered anyone with as diverse and eclectic taste in music as you have. Thanks. I started listening to music seriously in 1960 when my parents bought an RCA tube radio console, and always WLS-Chicago in those early years, an AM station you may have...
by Horologium
Fri Jan 22, 2021 11:49 am
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 1573
Views: 94135

Re: What are you listening to now

I am listening to some indie music this morning as we head into the weekend. A couple of my favorites: “Like Gravity” - Blossoms (https://youtu.be/iRoJtvsSH7A) “Wooden Heart” - Dustin Tebbutt (https://youtu.be/Y6_KC9Fn97k) “No One’s Gonna Love You” - Band of Horses (https://youtu.be/cuZo7pLnL7c “Hea...
by Horologium
Fri Jan 22, 2021 11:25 am
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 1573
Views: 94135

Re: What are you listening to now

A Beard of Stars — Tyrannosaurus Rex https://youtube.com/playlist?list=PL8a8cutYP7frCCrr_QMv6SX01C6GwHs7o https://en.wikipedia.org/wiki/A_Beard_of_Stars Happy Trails — Quicksilver Messenger Service https://youtube.com/playlist?list=OLAK5uy_nujWGXjIuX_ozaMM-4I4_ocNoFBzKvsYo https://en.wikipedia.org/...
by Horologium
Wed Jan 20, 2021 9:03 pm
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 1573
Views: 94135

Re: What are you listening to now

Mozart’s Clainet Concerto (K. 622) with Alfred Prinz and the Vienna Philharmonic, conducted by Karl Böhm.

Exquisite. :happy
by Horologium
Sun Jan 17, 2021 10:41 pm
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 1573
Views: 94135

Re: What are you listening to now

LadyGeek wrote: Sun Jan 17, 2021 11:49 am
Also, Unchained Melody - produced by Phil Spector.
Definitely one of my all-time favorite songs.

One day the wife says “Why do play that song so much?”

Me: “It’s a great song, a classic, and it reminds me of you.”

Wife: “Well, I can’t stand it.” :shock:
by Horologium
Sun Jan 17, 2021 10:14 pm
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 1573
Views: 94135

Re: What are you listening to now

bearcub wrote: Wed Dec 23, 2020 6:17 am
Nicolas wrote: Thu Dec 17, 2020 3:19 pm Dear Mr. Fantasy — Traffic
One of the best bands ever. Listening to John Barleycorn Must Die.
Great album. Have not listened to it for a number of years. I will have to rectify that. :happy
by Horologium
Sun Jan 17, 2021 10:12 pm
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 1573
Views: 94135

Re: What are you listening to now

Ernest74 wrote: Tue Dec 22, 2020 3:32 am For Beatle fans...

The Beatles: Get Back - A Sneak Peek from Peter Jackson
https://www.youtube.com/watch?v=UocEGvQ ... TheBeatles
Really looking forward to this. :thumbsup
by Horologium
Fri Jan 15, 2021 6:20 pm
Forum: Personal Consumer Issues
Topic: Angel Flights: An appreciation
Replies: 15
Views: 1822

Re: Angel Flights: An appreciation

Thanks for sharing this. I was not aware of this group. God bless them for what they are doing.

I hope you beat this cancer and fully recover!
by Horologium
Fri Jan 15, 2021 6:05 pm
Forum: Personal Consumer Issues
Topic: Password manager
Replies: 94
Views: 8195

Re: Password manager

My recommendation is Bitwarden if you want to use a free one and don't need to share passwords with anyone. A while ago there was an article re password managers on wirecutter (IIRC). In the comments, someone wondered why Bitwarden had been overlooked. I checked it out and have been a user ever sin...
by Horologium
Thu Jan 14, 2021 4:37 pm
Forum: Personal Consumer Issues
Topic: What Kind of Generator Do you Use for your Home Backup?
Replies: 139
Views: 8789

Re: What Kind of Generator Do you Use for your Home Backup?

We've got a Generac natural gas unit, with an auto-start and transfer switch. Thus far, after quite a few uses (only a handful that were of any length), it's worked like a charm. We don't have every circuit wired into it, but after a few of the more lengthy outages, we might have the circuits chang...
by Horologium
Tue Jan 12, 2021 9:46 pm
Forum: Personal Consumer Issues
Topic: Anyone REGRET retiring too soon?
Replies: 77
Views: 15226

Re: Anyone REGRET retiring too soon?

My only regret is not doing it sooner. Life is short. My thoughts exactly. My mistake was blindly assuming I needed to have a huge amount of money in order to retire. (This thinking was encouraged by the FA I was using.) Once I started getting really burned out in my j*b, I started doing my own res...
by Horologium
Tue Jan 12, 2021 9:31 pm
Forum: Personal Consumer Issues
Topic: How to do the Boundary Waters?
Replies: 30
Views: 2998

Re: How to do the Boundary Waters?

Boy, times sure have changed. I spent a week in the Boundary Waters. The only rule we had was to make sure not to litter because the authorities will ask to see your garbage when you come back. We went wherever we wanted, camped wherever we wanted, etc. Of course, that was a while ago. In fact, I di...
by Horologium
Wed Jan 06, 2021 10:42 am
Forum: Personal Finance (Not Investing)
Topic: Home Owners Insurance Story: You need to know
Replies: 16
Views: 2781

Re: Home Owners Insurance Story: You need to know

So when I called the agent, they said just to go ahead and sign the papers with the wrong info anyway. I noticed the statement on the papers that said they reserved the right to change or decline claims on my insurance if anything is false on the paper. What?? Agent kept saying "just go ahead ...
by Horologium
Tue Jan 05, 2021 2:43 pm
Forum: Personal Consumer Issues
Topic: What are the best apps for my apple watch?
Replies: 4
Views: 540

Re: What are the best apps for my apple watch?

I have a reminder app on my phone ( Alarmed ) that I use all the time. It has an Apple Watch app so when one of my alarms goes off, I get the notification on my watch. I can also clear or snooze the alarm from the watch. I use this several times a day. The other apps I use a lot from my watch: - Str...
by Horologium
Sun Jan 03, 2021 7:44 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 5087
Views: 1324688

Re: What Book Are You Currently Reading? Part VI

I just finished " The Sun Down Motel " by Simone St. James. It's a ghost story/murder mystery. Ghost stories are not my usual genre, but the book came highly recommended, so I got a copy from the library. It was a pretty entertaining read. There wasn't a lot of mystery in figuring out who ...
by Horologium
Sun Jan 03, 2021 6:59 pm
Forum: Personal Consumer Issues
Topic: Any multimillionaire's (more than 2mm) out there still mow their own lawn?
Replies: 341
Views: 25978

Re: Any multimillionaire's (more than 2mm) out there still mow their own lawn?

Shockingly, some people enjoy mowing their lawn & shoveling snow regardless of their net worth :wink: Agreed. Before we downsized, we had 2+ acres and I mowed it with a lawn tractor. I would put on headphones and spend the next hour listening to music and didn't have to think about anything exc...
by Horologium
Sun Jan 03, 2021 6:52 pm
Forum: Personal Consumer Issues
Topic: Mac Mini Upgrade?
Replies: 9
Views: 822

Re: Mac Mini Upgrade?

I bought a Mac Mini last Fall. I was a little concerned about the Intel issue, but my computer was on its last legs and I needed to replace it before it died. I can't remember where I read it (wirecutter?), but it was enough to convince me that the Intel Macs would still be supported for a while
by Horologium
Sun Jan 03, 2021 6:34 pm
Forum: Personal Consumer Issues
Topic: Any multimillionaire's (more than 2mm) out there still mow their own lawn?
Replies: 341
Views: 25978

Re: Any multimillionaire's (more than 2mm) out there still mow their own lawn?

I haven't gotten to $2mm yet, but still mow my own lawn (we have about 3/4 of an acre). In fact, when I got the retire early bug and was looking to cut spending, one of the first things I did was cancel our lawn service, bought a Honda self-propelled mower, and started mowing the lawn myself. :happy
by Horologium
Sun Jan 03, 2021 1:37 pm
Forum: Personal Consumer Issues
Topic: time for a new car
Replies: 59
Views: 7193

Re: time for a new car

Couple of comments: - I've bought a couple of CPO'd cars. It's just a marketing ploy. But, one of the cars was a Lexus and they included a great warranty with their CPO program. - I would never buy a used car - even a CPO - without having it checked out by a good mechanic. - I have heard that car fi...
by Horologium
Sat Dec 26, 2020 1:07 pm
Forum: Personal Finance (Not Investing)
Topic: GEICO Umbrella: Significant Increase in Premium
Replies: 98
Views: 11498

Re: GEICO Umbrella: Significant Increase in Premium

talzara wrote: Fri Dec 25, 2020 1:18 pm
This thread is about umbrella insurance.
Sorry. I forgot to note that I was referring to my auto coverage. Thanks for the clarification.
by Horologium
Thu Dec 24, 2020 10:53 pm
Forum: Personal Finance (Not Investing)
Topic: GEICO Umbrella: Significant Increase in Premium
Replies: 98
Views: 11498

Re: GEICO Umbrella: Significant Increase in Premium

Sorry I’m late to this thread. A couple of years ago, GEICO started raising my rates every six months like clockwork. I called to inquire and got the same “more claims = higher claims for everyone” spiel. But then I read a very interesting article about companies using “big data” to harvest all kind...
by Horologium
Thu Dec 24, 2020 10:09 pm
Forum: Personal Finance (Not Investing)
Topic: Finding estate planning attorney in Indiana
Replies: 7
Views: 520

Re: Finding estate planning attorney in Indiana

When you get your referrals, you might want to conduct due diligence through: https://www.iardc.org/ This is Illinois, not Indiana. Also, it contains very limited information re attys. I don’t know what due diligence it could be used for. For example, here is my entry (https://iardc.org/ldetail.asp...
by Horologium
Thu Dec 24, 2020 9:32 pm
Forum: Personal Consumer Issues
Topic: What kind of car do Bogleheads like to drive?
Replies: 470
Views: 39329

Re: What kind of car do Bogleheads like to drive?

Mostly Honda and Acura for many years, last 15 years we switched to Toyota and Lexus. Probably stick with that as reliability/quality is priority 1, nothing else matters without it. Same here. Last car was a used Toyota Camry. When the dealership started the extended warranty pitch I laughed and sa...
by Horologium
Wed Dec 16, 2020 3:15 pm
Forum: Personal Consumer Issues
Topic: Do you still wear a necktie to work?
Replies: 202
Views: 12451

Re: Do you still wear a necktie to work?

I'm retired now, but this thread gave me a chuckle thinking back to the days of daily suits and ties. When I started my career, a suit and tie was the norm. I still remember when my first megacorp experimented with casual Fridays over the summer. Boy, did we love it. Of course, it eventually became ...
by Horologium
Thu Dec 03, 2020 8:20 pm
Forum: US Chapters
Topic: Chicago virtual Bogleheads meeting
Replies: 58
Views: 6145

Re: Chicago virtual Bogleheads meeting

New to the forum and am wondering if the Chicago chapter is still active.
by Horologium
Thu Dec 03, 2020 7:15 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 5087
Views: 1324688

Re: What Book Are You Currently Reading? Part VI

sandburg wrote: Sun Nov 08, 2020 10:38 am I'm finally getting around to reading the "Pacific Crucible" by Ian Toll.
Excellent book.

You probably know this, but it's book one in a trilogy. Book two is 'The Conquering Tide' (also good). The third book, 'Twilight of the Gods', recently came out after a looong delay.
by Horologium
Thu Dec 03, 2020 7:06 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 5087
Views: 1324688

Re: What Book Are You Currently Reading? Part VI

rockstar wrote: Sat Nov 28, 2020 1:31 pm A Gentleman in Moscow.
Excellent book. One of the best books I read this year.