Search found 25 matches

by datadatum
Sat Jan 16, 2021 7:28 am
Forum: Personal Consumer Issues
Topic: Let's play chess
Replies: 151
Views: 12008

Re: Let's play chess

If you want to play chess with a more team-like feel in a group, a fun variant we played a lot in college is bughouse, essentially doubles chess where you pass captured pieces to your teammate. You'll need two boards and two clocks (we usually played 5-minute). There was a strong player in the hous...
by datadatum
Thu Jan 14, 2021 4:41 am
Forum: US Chapters
Topic: Roll Call for the Retirement Class of 2021!
Replies: 207
Views: 22884

Re: Roll Call for the Retirement Class of 2021!

Feb 15, 2021 will be my "graduation" date. I couldn't be more excited. 50 y/o, and looking forward to what comes next.
by datadatum
Tue Jan 12, 2021 2:51 pm
Forum: Personal Consumer Issues
Topic: Wide Shoe Sizes: Where to buy? (online or B&M)
Replies: 27
Views: 1414

Re: Wide Shoe Sizes: Where to buy? (online or B&M)

Just double-E here (not like some of you Neanderthals), and Amazon serves me just fine for most shoes.
by datadatum
Tue Jan 12, 2021 2:46 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 5087
Views: 1324687

Re: What Book Are You Currently Reading? Part VI

mak1277 wrote: Tue Jan 12, 2021 9:05 am
datadatum wrote: Mon Jan 11, 2021 7:59 pm Barbarians at the Gate: The Fall of RJR Nabisco by Bryan Burrough, John Helyar
Good book. If you like it, and you're also a baseball fan, you should check out Lords of the Realm by Helyar.
I do, and I will!
by datadatum
Tue Jan 12, 2021 5:59 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 5087
Views: 1324687

Re: What Book Are You Currently Reading? Part VI

Despite not thinking I had much interest in such things, found it riveting. The polar voyages certainly put our cushy lives into perspective. If you liked those, you may also like Into the Kingdom of Ice: The Grand and Terrible Polar Voyage of the USS Jeannette by Hampton Sides. The author's abilit...
by datadatum
Mon Jan 11, 2021 7:59 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 5087
Views: 1324687

Re: What Book Are You Currently Reading? Part VI

Barbarians at the Gate: The Fall of RJR Nabisco by Bryan Burrough, John Helyar
by datadatum
Mon Jan 11, 2021 1:09 pm
Forum: Personal Consumer Issues
Topic: Eye glasses question
Replies: 20
Views: 1315

Re: Eye glasses question

I have two sets of glasses: 1) my reading glasses (single lens, non-progressive), which also double as computer glasses, since I just move the monitor to the correct distance; and 2) progressives for driving, and being about town. I do the same thing. I don't care for sustained reading with progres...
by datadatum
Mon Jan 11, 2021 6:08 am
Forum: Personal Investments
Topic: portfolio monitoring app for apple watch?
Replies: 3
Views: 480

Re: portfolio monitoring app for apple watch?

Gotcha - you're looking for an app that consolidates your accounts with various providers, updates the value real-time, and reports it to your watch.

It would be interesting to have it report to one of the "complications." Opportunity for someone to create a niche product, perhaps...
by datadatum
Mon Jan 11, 2021 6:02 am
Forum: Personal Consumer Issues
Topic: What kind of car do Bogleheads like to drive?
Replies: 470
Views: 39329

Re: What kind of car do Bogleheads like to drive?

I have always had something engaging to drive. Current vehicle is a 2018 Ford GT350

It has become a garage ornament since COVID WFH began last March.
by datadatum
Thu Jun 25, 2020 4:36 pm
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 10224
Views: 735009

Re: Refinance Mega Thread

Just locked. I wasn't going to do it, but then rates went below 3%.

30yr conventional, 2.875%, $700 closing. Very pleased so far... The lender is New American.
by datadatum
Tue Jun 23, 2020 12:30 pm
Forum: Personal Finance (Not Investing)
Topic: Early Retirement - what to do about healthcare?
Replies: 237
Views: 41441

Re: Early Retirement - what to do about healthcare?

Wow - still a relevant thread, just surprising to see a three year bump... To the last poster: many big companies offer early retirees company health care benefits to bridge them to medicare. My company offers similar benefits as described above, and currently subsidize 90% of plan costs (which woul...
by datadatum
Mon May 11, 2020 11:56 am
Forum: Personal Finance (Not Investing)
Topic: Estimating social security in the future
Replies: 29
Views: 2309

Re: Estimating social security in the future

For my personal retirement modeling, I estimate the full married benefit, taken at the earliest age. I'm over a decade away from this decision, and I know a LOT will change. But that's ok: I've got a lot of conservative assumptions in my modeling, and I just feel like it is overly conservative to el...
by datadatum
Mon May 11, 2020 7:45 am
Forum: Personal Finance (Not Investing)
Topic: post covid 19 office work - was coronavirus a game changer for telecommunting?
Replies: 48
Views: 3950

Re: post covid 19 office work - was coronavirus a game changer for telecommunting?

My Megacorp employer (>100,000 employees) has implemented stages of allowable occupancy at their sites. It defaults to WFH, requires implementation of significant social distancing safety measures, and tracks health metrics to ensure effectivity. As an upper level manager, I am considered non-essent...
by datadatum
Mon May 11, 2020 7:33 am
Forum: Personal Finance (Not Investing)
Topic: What age do you use for retirement end date?
Replies: 68
Views: 4435

Re: What age do you use for retirement end date?

I use 90 (40 yrs away) as my target age to die broke with fixed assumptions for ROI, inflation, etc. I use 70 (20 yrs away) as my target age to have >99% probability of a NW above a specific amount using Monte Carlo simulations and scenario planning. My modeling allows me to update many different va...
by datadatum
Sun May 10, 2020 12:16 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement due to COVID 19 ?
Replies: 82
Views: 6476

Re: Retirement due to COVID 19 ?

I am not in the same situation, but I agree with your thought process.

Consider this scenario: take a year off until the vaccine is ready. Then if you feel the need for more money, find a new job.
by datadatum
Sun May 10, 2020 12:13 pm
Forum: Personal Finance (Not Investing)
Topic: Choosing not to correct all billing/financial errors
Replies: 68
Views: 4897

Re: Choosing not to correct all billing/financial errors

You know, I rarely find billing/financial errors anymore. Not for lack of looking - I am pretty OCD (like many of us) on budgeting/tracking/accounting for everything I spend. The only errors in the last few years have been with online food delivery, and more recently with the online Whole Foods orde...
by datadatum
Sun May 10, 2020 10:53 am
Forum: Personal Finance (Not Investing)
Topic: Quicken 2019 and forward
Replies: 500
Views: 44103

Re: Quicken 2019 and forward

Still on Quicken 2017; did not opt for the $ubcriber version. I was able download quotes every day last week even tho that service was supposed to end on April 30!! There was a good hack posted earlier, that if you buy quicken 2018, you get 2 years of auto-subscription. I did this in late 2017 (fir...
by datadatum
Sun May 10, 2020 7:02 am
Forum: Personal Investments
Topic: College age kid wrecked his car...
Replies: 113
Views: 6435

Re: College age kid wrecked his car...

I applaud the OP for supporting his son in his time of need, and love the update that the OP has raised a child that doesn't feel entitled to a payoff from his parents. :beer Re: deer... Unless it was a VERY unusual accident, and he intentionally sought out a deer to hit - NO, the deer wrecked his c...
by datadatum
Sat May 09, 2020 3:19 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken 2019 and forward
Replies: 500
Views: 44103

Re: Quicken 2019 and forward

Over the last ~20 years, I have a love-hate relationship with Quicken. On the one hand... it automatically updates all my bank accounts, brokerage data, stock options, and even links to my 401k accounts. I also manage one of my parent's accounts in a separate file. This allows me to update many acco...
by datadatum
Sat May 09, 2020 6:39 am
Forum: Personal Finance (Not Investing)
Topic: MBA Worth It?
Replies: 88
Views: 6270

Re: MBA Worth It?

My personal observations from inside two Fortune 50 companies over the last 25 years: - Many executives have MBAs, but that isn't necessarily why they got the job. These individuals are usually recognized as high performers early in their career, and given an opportunity to get an MBA as part of a l...
by datadatum
Wed Mar 04, 2020 5:47 pm
Forum: Personal Consumer Issues
Topic: Help/Advice with Decluttering
Replies: 37
Views: 2929

Re: Help/Advice with Decluttering

I am a fan of the "1 room at a time" approach. It isn't overwhelming, and can be done methodically. Marie Kondo's process is friendly and reassuring - especially for those that feel emotions coming on... Over the holidays, I decluttered the "Man Room" and adjacent huge walk-in cl...
by datadatum
Mon Mar 02, 2020 7:56 pm
Forum: Personal Investments
Topic: it's better to do Roth conversion in a down market ?
Replies: 31
Views: 2881

Re: it's better to do Roth conversion in a down market ?

Just be careful in the high volatility we are experiencing right now. If you are trying to time the market by converting at a low, you may have to buy back in (once converted) when the market has risen.
by datadatum
Sat Feb 29, 2020 5:38 pm
Forum: Personal Investments
Topic: New retiree perspective during Corona Crash
Replies: 57
Views: 7356

Re: New retiree perspective during Corona Crash

Chaconne - way to see the bright side! Looking at market history shows there is always a bounce sooner or later. :) My perspective is that we all knew a correction was coming. You wouldn't (or shouldn't) be in stocks if the risk was too high. I'm riding it out. Let's all hope/pray that COVID-19 is b...
by datadatum
Sat Sep 29, 2018 7:46 pm
Forum: Investing - Theory, News & General
Topic: The Three-Fund Portfolio
Replies: 3212
Views: 1992103

Re: The Three-Fund Portfolio

Taylor - just posting here for the first time, but I read all the threads and the books a few years ago. I don't always follow all the advice, but I do use it as a measuring stick against my personal strategies. A few years ago I was researching investment advisers... they surely must know more than...
by datadatum
Sat Sep 29, 2018 7:39 pm
Forum: Personal Consumer Issues
Topic: What is your single most expensive mistake?
Replies: 293
Views: 28808

Re: What is your single most expensive mistake?

Have to say I this thread is pure schadenfreude... so enjoyable for all the wrong reasons! I see the following themes (not including opportunity costs and not being able to time the markets): 1. Divorce 2. Loaning money to friends/family 3. Not investing early in career 4. Expensive toys Mine are no...