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skp

We did a UP MIchigan vacation last August. We did Mackinac Island, Pictured Rocks, Paradise- the falls and shipwreck museum and Sault St Marie. Everything was interesting. But the highlight for me was Sault St Marie- watching the freighters going through the locks and visiting an actual retired frei...

skp

I've often thought it might be a good idea to split it. Private for the first 8 years and then public for high school Doesn't NYC have (competitive admission) magnet schools for high school?

skp

Regarding the heat pump dryer. Our dryer vent systems sound similar. Our laundry room is off the garage and in the middle of the house, It had to make a couple of turns and vented out via the basement. After a couple of years, we had an issue with our dryer which turned out to be clogged vent. The r...

skp

I would replace the flooring, but probably wait until covid was over and see if I could get better than covid pricing.

skp

Second the "talk to the family member". I'm not your parent and they might not agree with anyone's advise here. I'll give you mine anyway :). I don't know your parents finances but $300,000 is a big chunk of my net worth. I have it to lend and in the short term it wouldn't be an issue. But...

skp

Cherry cobbler

skp

What is the intrinsic value of the vehicles? To me it is a functional object so the two are exactly equal. As such, I would expect slightly less than double the life with a sienna vs a Pacifica so I would expect the Pacifica to cost 50-60% of the sienna new. This is simply based on reliability surv...

skp

i tried to choose reasonable but if I had to choose between being overrindulgent under indulgent, I’d choose overindulgent.

skp

When my kids lived off campus, I gave them the equivalant of the university charge for room and board. I figured that should be more than enough. Subtract the already paid rent from that and that's how much I'd give. ETA- I paid them 1/2 each semester. It was up to them to budget it. They knew they ...

skp

I looked at both the Sienna and the Pacifica when shopping for a van 4 years ago. I really wanted to like the Sienna. The reliability was it's draw. After the test drive, I did like the Sienna. But we chose the Pacifica. The Pacifica is a little smaller van, it rides just as well, maybe better. It ...

skp

I looked at both the Sienna and the Pacifica when shopping for a van 4 years ago. I really wanted to like the Sienna. The reliability was it's draw. After the test drive, I did like the Sienna. But we chose the Pacifica. The Pacifica is a little smaller van, it rides just as well, maybe better. It h...

skp

... I know I don't "have" to make things even. I want to. As an aside my son already was given a down payment on his house. Adding, I planned on making it even out of the money I personally inherited. Are you going to make things 'even' with the other son too, or just the one who's compla...

skp

I'm always looking at houses. I actually find Zillow and Redfin to be pretty accurate. Zillow often predicts lower. The average between the two is pretty good. Of course condition of the property and certain particulars can vary substantially. To figure it out for yourself, go on Redfin and look at...

skp

Clarification- My mother, sister and I discussed this prior to her death. We were all in agreement. My sister bought the house from my mother for $1 after going to a lawyer where he made a "care agreement" stating the house was my sisters because of her years of care for my mother. My son ...

skp

My mother recently died. My sister and I inherited her house. It needed a lot of work. My sister and I decided to give it to my nephew and have him do all the work clearing it out, and fixing it up. We avoided massive work of selling it. My sister did the majority of the care for my mother, her son ...

skp

DarnTough socks. Guaranteed for life! I will never pay for socks again as long as I live! Love these socks. They are more durable than smartwool in my experience. I love mine too. And agree that they last longer than smartwool. But I just got a hole in one after 3 years use. So I call BS on the lif...

skp

I would keep both refrigerators, even if you don't plug the other one in. At least in this time of covid. A couple months ago we replaced the compressor on our 10 year old refrigerator. It was $800 dollars. It was a tough decision. A new one (that I liked) would have been $1500 and we would have had...

skp

I am posting this question because I trust this forum more than my HR department. When I went to ask, they googled it just like me. It is annual Health Insurance Enrollment time at my work and I have narrowed down which policy I want. However, I am not sure if I am still eligible for an HSA. My husb...

skp

Peets coffee and Mitchell's ice cream

skp

My house is 38 years old and things are starting to need repaired, replaced. My current main annoyance is our side walk. Our side walk has sunk to the point where there is a large drop between the sidewalk and the front porch steps. The side walk is not cracked, just sunken. Should we have the side ...

skp

We built our house as 25 year olds 35+ years ago. I assume my advice is still helpful. We were young and dumb . I picked our builder because he had wood closet doors instead of metal ones- in other words his finished product didn't look cheap. Yet we could still afford the house. i was a boglehead e...

skp

I grew up in Pittsburgh and have lived in Cleveland (Geauga county) for 40 years. I would recommend Mentor over Cleveland Heights. Both have ice rinks nearby. (So does Lakewood.) Cleveland Heights is more "city" and more interesting. If you are looking for "walkable" that is a be...

skp

I live in Ohio and my parents in PA. I visit monthly so I got a PA not Ohio EZ Pass because Ohio charges a monthly "fee" and PA didn't. About 6 months ago I didn't have my EZ Pass for some reason and have yet to be billed. I keep wondering if it will ever happen. Then again could it be bec...

skp

If only we heard the other side of these type posts. The young woman here, I would be telling her to run to the hills. Broken Man 1999 Why? If your daughters are strong individuals, why would they feel a need to make a claim on premarital property that they didn't contribute to? And unless they wer...

skp

If only we heard the other side of these type posts. The young woman here, I would be telling her to run to the hills. Broken Man 1999 Why? If your daughters are strong individuals, why would they feel a need to make a claim on premarital property that they didn't contribute to? And unless they wer...

skp

If I was the future wife's mother, I would be looking it from a different perspective than this mother in law. I was always taught that a woman needs to be able to take care of herself, you never know what life is going to throw at her. To me the prenup is not even relevant. A prenup is not going to...

skp

I don't know the whole situation. Question did they give any inheritance to you and your siblings or just skip a generation. If this is the case maybe your parents intentionally made deadbeat brother executor/ administer of the trust. His new "job" administering the trust and getting paid ...

skp

I had never heard of a wash sale and googled it to try to figure it out. I'm still not exactly sure what you are doing here and what the benefit would be.

skp

Nurse here.... If they fire you, don't they have to pay their share of unemployment? Sounds to me like hospitals want their cake and eat it to. They just tell us to stay home. Use your vacation time or go without pay. In the end for me it's like a 25% reduction in pay. So they are saving a boat load...

skp

Contrary opinion here. I wouldn't recommend a Kitchenaide. My 5 year old 6 qt professional lift model Kitchenaide is currently sitting on my kitchen table, broken for the 3rd time in the last year. My husband fixed it twice, about $50 in parts, and now with it broke again, I'm thinking about giving...

skp

Contrary opinion here. I wouldn't recommend a Kitchenaide. My 5 year old 6 qt professional lift model Kitchenaide is currently sitting on my kitchen table, broken for the 3rd time in the last year. My husband fixed it twice, about $50 in parts, and now with it broke again, I'm thinking about giving ...

skp

Many moons ago I was in your situation. I was a part time nurse who wanted to go prn (work when I felt like it but no Benifits or retirement). It was summer. The kids were Nearing school age and I really wanted the summer off. I also liked my job. But saw that these golden summers would soon be over...

skp

I am lucky enough to be getting a pension on top of social security, plus a spouse who gets social security. That more than covers my known expenses plus a reasonable sum of money for wants. I could use my portfolio if there is something that I feel I absolutely needed/ wanted, but since I regard my...

skp

With what I pay for childcare now, I expect to cash flow state school tuition. I can’t afford to fund a 529 at this point. My spouses’ family paid for state school and they could attend a private by taking the difference in loans. I liked that approach. THIS!!!! The average cost of tuition of Ohio'...

skp

Admittedly no nothing but can't you set autowithdrawl's monthly from the retirement accounts and have them autodeposited into your checking account? I always thought that it was recommended to do monthly vs lump sum deposits, why not the opposite? That would be the opposite of timing the market. It ...

skp

I can substantiate costs being lower. My husband was being worked up for an elevated PSA. He needed a prostate MRI which could only be done in a facility 45 minutes from our home. Sounds like it is newer technology and not every hospital is capable of doing it. We were told it would be $200 without ...

skp

I second Roan Mt State Park. The cabins there are pet friendly, reasonably priced. The park is near Boone NC and you can get your fix of mountains, hiking, views and sightseeing.

skp

Meanwhile, for teachers that do survive longevity in the career, the available tax deferred plans, pension, and tax code for strategic planning exists. Our household makes more gross income between the two of us than the OP in education, and as a result of being empty nesters have been able to max o...

skp

I checked on line and supposedly my local Walmart sells a 6 count of 8 ounce bottles of 1% great value milk for $ 3.48 (.58 each)

skp

My flip-phone is at least 16 years old and I do not have any intentions to replace it with this new stuff out now. Still works fine and meets my needs. :wink: My husbands isn't quite that old only 12. We decided to be a one smart phone family in case we got lost. :) I’m amazed the hinge would last ...

skp

I looked it up on Amazon they are called Kiinde. While looking, I saw Tommy Tippee breast milk bags- they were 30 cents each and hold 6 ounces.

skp

I don't know whether this would work or not because I only so pictures of them on a baby registry. A new mom was requesting these disposable pouches that look like you use them to hold baby formula or baby food. I forget their name. They look like you could put milk in them and then freeze it. Does ...

skp

Side note: I can usually judge an "old phone" person by the type of case they have. What can you tell about us few who don't put their phone in a case? One or all of the following: 1) they have loads of money 2) they have phone insurance (see loads of money above) 3) they don't plan on ke...

skp

tomd37 wrote: ↑Wed Sep 11, 2019 12:57 pm My flip-phone is at least 16 years old and I do not have any intentions to replace it with this new stuff out now. Still works fine and meets my needs.

My husbands isn't quite that old only 12. We decided to be a one smart phone family in case we got lost.

skp

I paid off my house. I am debt adverse, it made me less tense about money, and it made our lives more flexible. My husband was able to take a job he liked instead of one that made the most money. We could have lived on one income easily with our house paid off. Amy Dacycyn, the frugal zealot's, phil...

skp

Thank for your reply! So up to your expirience, is the caravan or pacifica have quiet and smooth drive like sienna (that is most importance because i want my grand mother can sleep on long drive)? I used to test drive the odyssey and felt that the road noise is loud! I think my Pacifica has a very ...

skp

Adding, we gave that rusted van to my son's in laws. It's 14 years old and still going strong.

skp

We have had 2 Dodge Caravans and currently I have a Chrysler Pacifica. We have also had Nissans, Hondas, Volkswagens, and ford hatchbacks. I don't feel that the Caravans mechanically were any worse than any of those other cars listed. However, I do admit they were much worse with rust. I drove mysel...

skp

Your list is good. But I think it's a good idea to be flexible. I had a list last year when we went. The iceberg lake trail was closed to bears and the whole west side of the park was closed due to wildfires. Think flexible.

skp

We have had our Pacifica for 2 years. Prior we have had 2 Dodge Caravans. They were fine mechanically but I hated that they rusted out so soon. So, I looked at the Sienna and the Oddysey for the next van. We went with the Pacifica because we wanted Stow and Go seats. They were very important to us. ...

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