Search found 854 matches

by Turbo29
Thu Jan 14, 2021 5:30 pm
Forum: Personal Consumer Issues
Topic: Password manager
Replies: 94
Views: 8177

Re: Password manager

I use KeePassXC (https://keepassxc.org/). It's free, open source, and available for Linux, MacOS, and Windows. No matter which OS you use, you're covered. If you wish, give the other password managers a try. The important thing is to use one so that you don't commit no-nos like writing down your pa...
by Turbo29
Thu Jan 14, 2021 5:14 pm
Forum: Personal Consumer Issues
Topic: Tastes in cars in decades past
Replies: 4
Views: 431

Re: Tastes in cars in decades past

When I was a child, the roads were filled with Malaise Era cars. (This spans the 1973 to 1983 model years.) The Malaise Era was the height of the Lookalike Car Era. It seemed that each brand of GM, Ford, and Chrysler was selling the same car under a variety of different names. I've heard that there...
by Turbo29
Sat Oct 10, 2020 9:49 pm
Forum: Personal Consumer Issues
Topic: Victim of online scam. problem with credit card dispute.
Replies: 99
Views: 5782

Re: Victim of online scam. problem with credit card dispute.

Initially, you have to send a written correspondence to the bank within 60 days detailing the error. Use the address specifically mentioned on your statement. It must in writing. As I posted above in this thread even BofA states on their own website, "To preserve your right to dispute a billin...
by Turbo29
Sat Oct 10, 2020 9:12 pm
Forum: Personal Consumer Issues
Topic: Victim of online scam. problem with credit card dispute.
Replies: 99
Views: 5782

Re: Victim of online scam. problem with credit card dispute.

I filed a complaints against the vendor with FTC. Will call BofA on Monday and see what they say. Will not go to small claims court. Did you file with the FTC as a billing error from the links above? No, I didn't. I filed a complaint against the vendor. Are you referring to this link? https://www.c...
by Turbo29
Sat Oct 10, 2020 8:59 pm
Forum: Personal Consumer Issues
Topic: Recommendations for Peanut Butter With Little or No Added Sugar
Replies: 81
Views: 5394

Re: Recommendations for Peanut Butter With Little or No Added Sugar

Natural peanut butter, usually Kroger but sometimes Costco or Adams. When it gets home it's stored upside down to allow the oil to migrate toward the bottom. When I need to use a jar I use an electric hand mixer on low speed to blend it. You can use both beaters in the Costco jars; the smaller Kroge...
by Turbo29
Sat Oct 10, 2020 7:04 pm
Forum: Personal Consumer Issues
Topic: Victim of online scam. problem with credit card dispute.
Replies: 99
Views: 5782

Re: Victim of online scam. problem with credit card dispute.

If you read the linked document, you may have also noticed that the burden is on the cardholder to produce "documentation detailing the correct transaction amount. Examples include, but are not limited to: a receipt or invoice including the correct transaction amount, the final hotel or car re...
by Turbo29
Wed Aug 05, 2020 9:13 pm
Forum: Personal Consumer Issues
Topic: Luddite looking for smartphone recommendations
Replies: 21
Views: 1448

Re: Luddite looking for smartphone recommendations

bloom2708 wrote: Tue Aug 04, 2020 5:40 pm Ting is T-mobile (or Sprint).
FYI, Dish just purchased Ting.

https://www.theverge.com/2020/8/3/21352 ... twork-tech
by Turbo29
Thu May 21, 2020 1:54 pm
Forum: Personal Consumer Issues
Topic: How to get disinfecting wipes..seriously
Replies: 87
Views: 6842

Re: Wipes can spread bacteria

Of course you have to be careful with spraying disinfectants. Coronavirus has a lipid surface so it can be disabled with soap or detergent. Some viruses (like Norwalk) are harder to kill and require biocides other than soap and sufficient exposure time to be killed/deactivated - they can be scrubbe...
by Turbo29
Wed May 06, 2020 9:40 pm
Forum: Personal Consumer Issues
Topic: Is there anything more environmentally friendly than Drano for unclogging a drain?
Replies: 80
Views: 5257

Re: Is there anything more environmentally friendly than Drano for unclogging a drain?

What's so environmentally unfriendly about Drano? "It’s dangerous for you, harsh on your plumbing system, and bad for the environment." https://blog.jiffyondemand.com/why-plumbers-advise-against-drano/ I once had to replace a drain that was damaged by Draino. It is easier to just use a dr...
by Turbo29
Sat May 02, 2020 12:18 pm
Forum: Investing - Theory, News & General
Topic: Vanguard 2-factor authentication becoming mandatory and available for non-US
Replies: 101
Views: 13700

Re: Vanguard 2-factor authentication becoming mandatory and available for non-US

Ged wrote: Fri May 01, 2020 12:17 pm
HawkeyePierce wrote: Thu Apr 30, 2020 12:00 am Schwab and M1 Finance both offer app-based 2FA.
As does Fidelity.
So does E*trade.
by Turbo29
Tue Apr 28, 2020 7:31 pm
Forum: Personal Finance (Not Investing)
Topic: Insurance under COBRA - Will returning to work disqualify me?
Replies: 53
Views: 3386

Re: Insurance under COBRA - Will returning to work disqualify me?

I just started Cobra 4/1. Paid online back at the end of March. After reading this thread, I logged on to make my payment for May (due 5/1 with grace period due 5/31) and it said I had already paid. I looked at my statement and already paid, means paid for April. It asked me if I was sure I wanted t...
by Turbo29
Tue Apr 28, 2020 5:48 pm
Forum: Personal Investments
Topic: Holding Gold as "Doomsday Fund"
Replies: 164
Views: 8872

Re: Holding Gold as "Doomsday Fund"

In a true "doomsday" scenario, how would you make sure that the bank employees don't get to your safe deposit box first? Also, how would you safely transport and store the $100K worth of gold and $10K worth of silver once you get it from the bank? Sneak it out like A.P. Giannini (founder ...
by Turbo29
Sat Apr 25, 2020 3:20 pm
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1775
Views: 150805

Re: Coronavirus (Consumer Issues) How you are preparing?

FYI for those who need basic cloth masks: CustomInk, the T-shirt company, is selling boxes of 12 washable masks for $30. Mine shipped two days after ordering so they seem to be keeping up pretty well. I ordered these after seeing your post. Just received the package with the edge open and nothing b...
by Turbo29
Sat Apr 25, 2020 1:38 pm
Forum: Investing - Theory, News & General
Topic: Federal Reserve scraps transfer count limits on savings accounts
Replies: 63
Views: 6282

Re: Federal Reserve scraps transfer count limits on savings accounts

I thought that banks had a loophole for reserve requirements anyway which is deposit reclassification, and that reserve requirements are just a holdover from the Great Depression. If you read the fine print in the account agreement, often it works something like this: Behind the scenes your checkin...
by Turbo29
Fri Apr 24, 2020 9:41 pm
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1775
Views: 150805

Re: Coronavirus (Consumer Issues) How you are preparing?

FYI for those who need basic cloth masks: CustomInk, the T-shirt company, is selling boxes of 12 washable masks for $30. Mine shipped two days after ordering so they seem to be keeping up pretty well. I ordered these after seeing your post. Just received the package with the edge open and nothing b...
by Turbo29
Fri Apr 24, 2020 7:34 pm
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1775
Views: 150805

Re: Coronavirus (Consumer Issues) How you are preparing?

FYI for those who need basic cloth masks: CustomInk, the T-shirt company, is selling boxes of 12 washable masks for $30. Mine shipped two days after ordering so they seem to be keeping up pretty well. I ordered these after seeing your post. Just received the package with the edge open and nothing b...
by Turbo29
Fri Apr 24, 2020 12:43 pm
Forum: Personal Consumer Issues
Topic: Make Clorox Spray Instead of Lysol Spray
Replies: 77
Views: 5800

Re: Make Clorox Spray Instead of Lysol Spray

This is still available from many places and is much more stable than bleach solution. It is also EPA registered for use on food contact surfaces without a subsequent rinse step. https://encrypted-tbn0.gstatic.com/images?q=tbn%3AANd9GcRxvSXhy1FuZRgl0tfqbWUIpDwzhH6e-Bh38oLZMLx4X4Yn_oiw&usqp=CAU
by Turbo29
Thu Apr 23, 2020 7:26 pm
Forum: Personal Consumer Issues
Topic: Ridiculous HVAC Duct cleaning quote
Replies: 51
Views: 4967

Re: Ridiculous HVAC Duct cleaning quote

I had an HVAC tech over one year and he tried to sell me a "Turbo Easy-Start 4" by playing some smoke and mirrors with his meter and showing me that the unit drew more amperage at start up than when running. He said it was $660 but he would give it to me for $600 if I got it while he was a...
by Turbo29
Thu Apr 23, 2020 4:58 pm
Forum: Personal Consumer Issues
Topic: Sidewalk situation
Replies: 33
Views: 2299

Re: Sidewalk situation

AFAIK there has to be 3ft of clearance for Americans with Disabilities Act compliance.
by Turbo29
Wed Apr 22, 2020 9:19 pm
Forum: US Chapters
Topic: Bogleheads community discussion - Coronavirus
Replies: 1653
Views: 79878

Re: Bogleheads community discussion - Coronavirus

I don't understand the point of this. If a person has covid-19 and their pet is sick with coughing, etc. and other things have been ruled out, why do they need to test it. Just quarantine it along with it's owner (and keep it quarantined if the owner is unfortunate enough to be hospitalized). As the...
by Turbo29
Wed Apr 22, 2020 5:50 pm
Forum: US Chapters
Topic: Bogleheads community discussion - Coronavirus
Replies: 1653
Views: 79878

Re: Bogleheads community discussion - Coronavirus

Ok. I think you and I will find agreement on this one. We will, in a the long run have to accommodate this disease. Several weeks ago I posted an article from the Washington post by a guy name Justin Lessler. I’m sorry I’m on my phone and don’t have the link handy. He presented a plausible scenario...
by Turbo29
Wed Apr 22, 2020 5:50 pm
Forum: US Chapters
Topic: Bogleheads community discussion - Coronavirus
Replies: 1653
Views: 79878

Re: Bogleheads community discussion - Coronavirus

Ok. I think you and I will find agreement on this one. We will, in a the long run have to accommodate this disease. Several weeks ago I posted an article from the Washington post by a guy name Justin Lessler. I’m sorry I’m on my phone and don’t have the link handy. He presented a plausible scenario...
by Turbo29
Wed Apr 22, 2020 3:49 pm
Forum: Investing - Theory, News & General
Topic: Deflation is everywhere. Get used to it.
Replies: 151
Views: 15344

Re: Deflation is everywhere. Get used to it.

We need more stimulus!...So big companies can use that money to buyback shares, instead of actually circulating it into the economy. Then we can all watch our retirement accounts grow and pat ourselves on the back for staying the course and adhering to boglehead principles. Why wouldn't that money ...
by Turbo29
Wed Apr 22, 2020 3:05 pm
Forum: US Chapters
Topic: Bogleheads community discussion - Coronavirus
Replies: 1653
Views: 79878

Re: Bogleheads community discussion - Coronavirus

It's also false that the weather bureau often makes large mistakes. To the contrary, and objective review of meteorological forecasts will find they are very accurate. Perceived inaccuracies are attributed almost entirely to the layman misunderstanding what was actually predicted. You've obviously ...
by Turbo29
Wed Apr 22, 2020 3:02 pm
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1775
Views: 150805

Re: Coronavirus (Consumer Issues) How you are preparing?

On the other hand I could see it being safer to go right now before the doc/dentist and office staff have a chance to become asymptomatic carriers.
by Turbo29
Wed Apr 22, 2020 2:48 pm
Forum: US Chapters
Topic: Bogleheads community discussion - Coronavirus
Replies: 1653
Views: 79878

Re: Bogleheads community discussion - Coronavirus

In all fun Turbo29, I feel like you are consciously setting me up for these analogies. Its fun! Lets do another one! Ok, I'll go back to part of my original post. I had a neck injury. One doctor told me to wear a neck brace all my waking hours or else I might have nerve damage. Another told me it w...
by Turbo29
Wed Apr 22, 2020 1:57 pm
Forum: US Chapters
Topic: Bogleheads community discussion - Coronavirus
Replies: 1653
Views: 79878

Re: Bogleheads community discussion - Coronavirus

Yes! and if you were in New Orleans when Katrina was rolling in and told everyone to sit tight because the weatherman gets it wrong sometimes and there's no way a cat 5 could hit the city I would call you.... A fool. How many died from Katrina? How many on 9/11? How did those events shape our recen...
by Turbo29
Wed Apr 22, 2020 1:07 pm
Forum: US Chapters
Topic: Bogleheads community discussion - Coronavirus
Replies: 1653
Views: 79878

Re: Bogleheads community discussion - Coronavirus

But hey, this is America. An expert tells us we need to do something, and all we can do is argue about it. I had a neck injury. One doctor told me to wear a neck brace all my waking hours or else I might have nerve damage. Another told me it would work better if I wore it upside down. The third tol...
by Turbo29
Tue Apr 21, 2020 11:40 am
Forum: Personal Finance (Not Investing)
Topic: will covid 19 destroy senior campuses
Replies: 52
Views: 4534

Re: will covid 19 destroy senior campuses

cheese_breath wrote: Mon Apr 20, 2020 10:41 pm
JoMoney wrote: Mon Apr 20, 2020 9:48 pm I'm starting to question of civilization was a good idea.
Who says we're civilized? :D
There is a story about Ghandi, When a reporter asked him what he thought of Western civilization, he famously replied: "I think it would be a good idea."
by Turbo29
Mon Apr 20, 2020 7:27 pm
Forum: Investing - Theory, News & General
Topic: Price of oil has collapsed; how will this impact the economy?
Replies: 108
Views: 8686

Re: Price of oil has collapsed; how will this impact the economy?

Leesbro63 wrote: Mon Apr 20, 2020 7:23 pm GMAC went bust.
Yes it did but then it rose from the dead as the much loved (around here) Ally Bank.
by Turbo29
Mon Apr 20, 2020 7:18 pm
Forum: US Chapters
Topic: Bogleheads community discussion - Coronavirus
Replies: 1653
Views: 79878

Re: Bogleheads community discussion - Coronavirus

I was doing some reading on Wikipedia about other coronavirus-related diseases like SARS and MERS. Neither of these diseases has an approved vaccine yet, although neither appears to be as contagious/transmissible as covid-19. It's also interesting to me that, despite all the research and funding, t...
by Turbo29
Mon Apr 20, 2020 4:44 pm
Forum: Personal Consumer Issues
Topic: Coronavirus (Consumer Issues) How you are preparing?
Replies: 1775
Views: 150805

Re: Coronavirus (Consumer Issues) How you are preparing?

I think it just goes to show the media is fueling the panic buying. You will see a news "article" about some sort of shortage of a product, then sure enough in the coming days you see people panic buying that item, only for it to return to shelves a week or two later. Now we have moved on...
by Turbo29
Sun Apr 19, 2020 7:04 pm
Forum: Personal Consumer Issues
Topic: Porting a cell phone number to google voice?
Replies: 13
Views: 1162

Re: Porting a cell phone number to google voice?

I got curious and Googled "short codes google voice." I found an answer as to why that actually made sense. "Details: "Shortcodes" are not ordinary SMS messages coming from a regular 10-digit phone number. Instead, they are sent by third-party service providers, using a five...
by Turbo29
Fri Apr 17, 2020 6:32 pm
Forum: Personal Consumer Issues
Topic: Eating out after lock-down is lifted
Replies: 112
Views: 10610

Re: Eating out after lock-down is lifted

Humans are very hearty. Americans are completely spoiled when it comes to things like cleanliness and food prep - as anyone who has spent significant time overseas can attest (basically anywhere except Western Europe and Australia), food safety and prep practices are a LOT more lax in the rest of t...
by Turbo29
Fri Apr 17, 2020 4:50 pm
Forum: Personal Consumer Issues
Topic: How are you exercising with gym closures
Replies: 111
Views: 6381

Re: How are you exercising with gym closures

Olympic barbell and dumbell bars, weight plates, and squat rack. +1 That's all it takes. I have a bench, Concept 2 Rower, and kettlebells as well (recovering XFitter...). Same. Just bought a squat rack, Olympic barbell, bumper plates and a pull up bar, and already had treadmill, Assault bike and gy...
by Turbo29
Fri Apr 17, 2020 12:14 pm
Forum: Personal Consumer Issues
Topic: How are you exercising with gym closures
Replies: 111
Views: 6381

Re: How are you exercising with gym closures

I'm very excited for the gym to re-open during Phase 1. I have a powerack at home with a 300 lb barbell set. About 130 lbs worth of standard plates (10 lbs work the best) with 2 spinlock dumbell handles and locks. I porbably had gone over a year without using any of this equipment but I'm now doing...
by Turbo29
Fri Apr 17, 2020 11:19 am
Forum: Personal Consumer Issues
Topic: How to get Disinfectant Spray? seriously.
Replies: 50
Views: 3471

Re: How to get Disinfectant Spray? seriously.

List N: Disinfectants for Use Against SARS-CoV-2
All products on this list meet EPA’s criteria for use against SARS-CoV-2, the virus that causes COVID-19.

https://www.epa.gov/pesticide-registrat ... sars-cov-2
by Turbo29
Fri Apr 17, 2020 12:34 am
Forum: US Chapters
Topic: Bogleheads community discussion - Coronavirus
Replies: 1653
Views: 79878

Re: Bogleheads community discussion - Coronavirus

But please just stay home.1 The original stay at home order in my state was issued 3/30 and was to be for two weeks (although some business like restaurants, etc were closed 10 days earlier). Then the order was extended through 4/30. Well, okay. Let me tell you though, come 5/1 I don't give a d*** ...
by Turbo29
Thu Apr 16, 2020 9:29 pm
Forum: Personal Consumer Issues
Topic: How to get Disinfectant Spray? seriously.
Replies: 50
Views: 3471

Re: How to get Disinfectant Spray? seriously.

I bought a gallon of something called OdoBan (lavender scented) concentrate at Costco. The active ingredient is Alkyl (C12-16) dimethyl benzyl ammonium chloride. Does anyone here have any thoughts as to this chemical's effectiveness and safety? This is what it looks like: https://www.cleancontrol.c...
by Turbo29
Thu Apr 16, 2020 7:16 pm
Forum: Personal Consumer Issues
Topic: Portable AC keeps tripping breaker
Replies: 26
Views: 4407

Re: Portable AC keeps tripping breaker

Newer breaker boxes contain Arc Fault breakers, which often have more nuisance trips because of their sensitivity. That may be your issue. It could be that too. My house has arc fault breakers on the bedroom circuits. If I plug the vacuum into a bedroom receptacle and turn it on it pops the breaker.
by Turbo29
Thu Apr 16, 2020 6:58 pm
Forum: US Chapters
Topic: Bogleheads community discussion - Coronavirus
Replies: 1653
Views: 79878

Re: Bogleheads community discussion - Coronavirus

Some VERY preliminary data (more should be out soon) is suggesting Gilead Sciences Remdesivir is showing positive results (disclosure -- I don't own any of that stock unless it is in my index funds) https://www.statnews.com/2020/04/16/early-peek-at-data-on-gilead-coronavirus-drug-suggests-patients-...
by Turbo29
Thu Apr 16, 2020 1:58 pm
Forum: Personal Consumer Issues
Topic: Portable AC keeps tripping breaker
Replies: 26
Views: 4407

Re: Portable AC keeps tripping breaker

Kennedy wrote: Thu Apr 16, 2020 1:50 pm There is a portable AC unit that was recently plugged into an outlet in a new house.


Where do they build new houses that have less than a 15amp breaker on any circuit?
by Turbo29
Thu Apr 16, 2020 12:01 pm
Forum: Personal Consumer Issues
Topic: Device for men's haircuts
Replies: 50
Views: 4765

Re: Device for men's haircuts

I've had my Wahl clippers for 10yr. Somebody posted in the other thread that they are still available on Ebay. I just checked and they are.
by Turbo29
Thu Apr 16, 2020 11:56 am
Forum: Personal Finance (Not Investing)
Topic: Car Dealers not really wanting to make a deal
Replies: 245
Views: 36632

Re: Car Dealers not really wanting to make a deal

Eventually something will have to give. Model year 2020 will be last year's model in less than six months. I'd wait.
by Turbo29
Thu Apr 16, 2020 11:54 am
Forum: Personal Consumer Issues
Topic: Device for men's haircuts
Replies: 50
Views: 4765

Re: Device for men's haircuts

There is already a long haircut thread. Your question may have been answered.

viewtopic.php?f=11&t=310726&newpost=518 ... ead#unread
by Turbo29
Thu Apr 16, 2020 11:09 am
Forum: Personal Finance (Not Investing)
Topic: Car Dealers not really wanting to make a deal
Replies: 245
Views: 36632

Re: Car Dealers not really wanting to make a deal

Read an article recently that anticipated a fall in used car prices in the next few months. Might be a really good time to buy a car from Hertz or Enterprise. Was this it? Fear of an Impending Car-Price Collapse Grips Auto Industry https://www.bloomberg.com/news/articles/2020-04-13/fear-of-an-impen...
by Turbo29
Thu Apr 16, 2020 10:35 am
Forum: Personal Consumer Issues
Topic: How to get Disinfectant Spray? seriously.
Replies: 50
Views: 3471

Re: How to get Disinfectant Spray? seriously.

Looks like if used as a spray, 2 tablets per gallon, so you could make a half gallon. Unclear to me how long it remains effective in the bottle. Solutions of quaternary ammonium sanitizers are much more stable than bleach solutions. Just be careful and follow the label directions. Too strong can be...