Search found 1784 matches

by Flyer24
Sat Apr 10, 2021 9:15 pm
Forum: Investing - Theory, News & General
Topic: Schwab - $1.2 million mistake
Replies: 3
Views: 1679

Re: Schwab - $1.2 million mistake

Thread is off-topic for investing. Topic is locked. UNACCEPTABLE TOPICS Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or world economic, political, tax, health care and climate polic...
by Flyer24
Thu Apr 08, 2021 6:49 pm
Forum: Investing - Theory, News & General
Topic: Why 1971 has become the starting point for increasing income inequality?
Replies: 24
Views: 1570

Re: Why 1971 has become the starting point for increasing income inequality?

Topic is locked. Please note that all general comment threads are off-topic unless they are about actionable investing theory. Here is the relevant forum policy: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong h...
by Flyer24
Tue Apr 06, 2021 3:07 pm
Forum: Personal Finance (Not Investing)
Topic: State taxes for pilot
Replies: 5
Views: 577

Re: State taxes for pilot

It depends on whether or not more than 50% of your flight time is within Illinois. I imagine most of your layovers are in another state. If you just did day trips or sim instruction, then you would probably meet the requirement and need to file Illinois taxes. I don’t see any issues. I have been liv...
by Flyer24
Tue Apr 06, 2021 9:22 am
Forum: Personal Investments
Topic: Fossil Free Fund Comparable to an Index Fund?
Replies: 25
Views: 1666

Re: Fossil Free Fund Comparable to an Index Fund?

Many replies that were off-topic from the original question have been moved. Please stay focused on investing.
by Flyer24
Sun Apr 04, 2021 7:25 pm
Forum: Personal Consumer Issues
Topic: Broken A/C. Next steps?
Replies: 8
Views: 853

Re: Broken A/C. Next steps?

Topic moved to Personal Consumer Issues.
by Flyer24
Sat Apr 03, 2021 3:11 pm
Forum: Personal Finance (Not Investing)
Topic: Mortgage recasting: Can it save money ?
Replies: 11
Views: 1127

Re: Mortgage recasting: Can it save money ?

Topic moved to Personal Finance.
by Flyer24
Sat Apr 03, 2021 2:33 pm
Forum: Personal Consumer Issues
Topic: Fully Vaccinated and Wondering What Behaviors to Change
Replies: 17
Views: 1542

Re: Fully Vaccinated and Wondering What Behaviors to Change

Topic is locked (covid discussion and risk).
by Flyer24
Fri Apr 02, 2021 11:50 pm
Forum: Personal Consumer Issues
Topic: Costco organic chicken / eggs
Replies: 23
Views: 2234

Re: Costco organic chicken / eggs

Topic moved to Personal Consumer Issues.
by Flyer24
Fri Apr 02, 2021 7:54 am
Forum: Personal Finance (Not Investing)
Topic: Do I keep 2 vehicles or 1 vehicle?
Replies: 27
Views: 2743

Re: Do I keep 2 vehicles or 1 vehicle?

I have a car that I use for commuting to work. It is paid off and I will drive it as long as possible. I also have a newer truck that is my normal vehicle. I wouldn’t hesitate for a second at buying a 35K truck for only 5K. That is incredible. Worse case is that you sell it down the road if you deci...
by Flyer24
Wed Mar 31, 2021 10:12 pm
Forum: Personal Consumer Issues
Topic: Pre buy Disney World tickets as inflation hedge
Replies: 42
Views: 6959

Re: Pre buy Disney World tickets as inflation hedge

Topic moved to Personal Consumer Issues.
by Flyer24
Wed Mar 31, 2021 1:23 pm
Forum: Personal Investments
Topic: 401k Mutual Fund Expense Ratio vs. Performance Question
Replies: 14
Views: 834

Re: 401k Mutual Fund Expense Ratio vs. Performance Question

One thing to keep in mind is the fund type. You are comparing a growth fund to a blend fund so it will not have similar returns.
by Flyer24
Wed Mar 31, 2021 10:11 am
Forum: Personal Investments
Topic: ArkX
Replies: 24
Views: 2328

Re: ArkX

The original question has been answered and the thread is getting off course. Topic is locked.
by Flyer24
Tue Mar 30, 2021 10:15 pm
Forum: Personal Consumer Issues
Topic: Using Android Beyond Security Update Period
Replies: 9
Views: 758

Re: Using Android Beyond Security Update Period

Topic moved to Personal Consumer Issues.
by Flyer24
Sun Mar 28, 2021 1:07 pm
Forum: Personal Consumer Issues
Topic: Ethical question about PayPal transaction
Replies: 16
Views: 1329

Re: Ethical question about PayPal transaction

Thread has run its course. Ethical discussion is off-topic for this forum.
by Flyer24
Sat Mar 27, 2021 11:28 pm
Forum: Personal Investments
Topic: What to with maturing CD funds?
Replies: 17
Views: 1691

Re: What to with maturing CD funds?

Topic moved to Personal Investments.
by Flyer24
Sat Mar 27, 2021 5:08 pm
Forum: Personal Consumer Issues
Topic: Car in Hawaii For One Year
Replies: 35
Views: 2264

Re: Car in Hawaii For One Year

An off-topic comment and reply about federal government use of money has been deleted. Please stay on topic.
by Flyer24
Thu Mar 25, 2021 9:05 pm
Forum: Personal Consumer Issues
Topic: Landlord Committing Mortgage Fraud
Replies: 7
Views: 1519

Re: Landlord Committing Mortgage Fraud

Discussion of possible criminal activities is off-topic for this forum. Topic is locked. A post suggesting black mail was also removed.
by Flyer24
Tue Mar 23, 2021 10:31 pm
Forum: Personal Consumer Issues
Topic: Sky-high building cost... build now or wait?
Replies: 2
Views: 639

Re: Sky-high building cost... build now or wait?

Thread is off-topic as a personal consumer issue. Topic is locked.
by Flyer24
Mon Mar 22, 2021 10:05 am
Forum: Personal Consumer Issues
Topic: New Glasses, Costco or Walmart?
Replies: 41
Views: 2664

Re: New Glasses, Costco or Walmart?

Topic moved to Personal Consumer Issues.
by Flyer24
Thu Mar 18, 2021 5:24 pm
Forum: Personal Finance (Not Investing)
Topic: What makes a good mortgage broker?
Replies: 5
Views: 475

Re: What makes a good mortgage broker?

Topic moved to Personal Finance.
by Flyer24
Thu Mar 18, 2021 12:51 pm
Forum: Investing - Theory, News & General
Topic: Early Retirement and Absorbing the 10% Withdrawal Penalty
Replies: 46
Views: 4346

Re: Early Retirement and Absorbing the 10% Withdrawal Penalty

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about ...
by Flyer24
Sun Mar 14, 2021 5:11 pm
Forum: Personal Consumer Issues
Topic: What are your travel plans in 2021 and beyond?
Replies: 149
Views: 9575

Re: What are your travel plans in 2021 and beyond?

I merged a post into this thread. Let’s also remember that virus risk is off-topic for this forum. Stay focused on travel ideas.
by Flyer24
Sun Mar 14, 2021 4:18 pm
Forum: Investing - Theory, News & General
Topic: Is 100% Equities a Bad Investment Strategy?
Replies: 131
Views: 9457

Re: Is 100% Equities a Bad Investment Strategy?

Thread has run its course (contentious).
by Flyer24
Thu Mar 11, 2021 9:38 pm
Forum: Investing - Theory, News & General
Topic: Charlie Munger on Gurus
Replies: 7
Views: 1908

Re: Charlie Munger on Gurus

A post with moderator criticism along with some
responses were deleted.
by Flyer24
Wed Mar 10, 2021 11:13 am
Forum: Personal Investments
Topic: Company late on 401K contribution - any recourse?
Replies: 7
Views: 990

Re: Company late on 401K contribution - any recourse?

Here is some guidance for you about deadlines. Department of Labor rules require that the employer deposit deferrals to the trust as soon as the employer can; however, in no event can the deposit be later than the 15th business day of the following month. Remember that the rules about the 15th busin...
by Flyer24
Wed Mar 10, 2021 10:00 am
Forum: Personal Finance (Not Investing)
Topic: children roth ira
Replies: 29
Views: 2091

Re: children roth ira

Thanks bruce. my accountant said it's a very vague area with the IRS. he said he's seen plenty of his customers set up "babies roth ira" for their kids. he said the main thing is as long someone has been paying taxes on the 1099-int/div plus gains on brokerage is what the IRS has been foc...
by Flyer24
Wed Mar 10, 2021 8:20 am
Forum: Personal Consumer Issues
Topic: Jobs You Can Buy Your Way Into?
Replies: 7
Views: 1527

Re: Jobs You Can Buy Your Way Into?

Topic is not actionable as a personal consumer issue. Thread is locked.
by Flyer24
Mon Mar 08, 2021 9:28 am
Forum: Personal Finance (Not Investing)
Topic: MAGI vs AGI for ACA
Replies: 5
Views: 591

Re: MAGI vs AGI for ACA

Topic moved to Personal Finance.
by Flyer24
Mon Mar 08, 2021 8:41 am
Forum: Personal Consumer Issues
Topic: Wife New Car - Used Market Non Ideal
Replies: 37
Views: 2998

Re: Wife New Car - Used Market Non Ideal

Topic moved to Personal Consumer Issues.
by Flyer24
Sun Mar 07, 2021 10:19 pm
Forum: Personal Finance (Not Investing)
Topic: Can I avoid a prenuptial agreement if I do this?
Replies: 86
Views: 5149

Re: Can I avoid a prenuptial agreement if I do this?

Thread has run its course. Marriage/relationship advice is off-topic for this forum.
by Flyer24
Sat Mar 06, 2021 1:04 pm
Forum: Personal Investments
Topic: Advice for daughter on financial adviser
Replies: 36
Views: 3698

Re: Advice for daughter on financial adviser

Topic moved to Personal Investments.
by Flyer24
Sat Mar 06, 2021 8:49 am
Forum: Personal Finance (Not Investing)
Topic: Latest $1.9 Trillion & Income Used for Eligiblity
Replies: 6
Views: 837

Re: Latest $1.9 Trillion & Income Used for Eligiblity

This thread has run its course and is locked. Speculation about future legislation is prohibited by forum policy, see: Unacceptable Topics Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The onl...
by Flyer24
Fri Mar 05, 2021 11:27 pm
Forum: Personal Consumer Issues
Topic: Cosmetic / Plastic surgery - advice please
Replies: 28
Views: 4421

Re: Cosmetic / Plastic surgery - advice please

Questions on medical issues are beyond the scope
of this forum. Topic is locked. See rules#rule-4c


Update: See below.
by Flyer24
Fri Mar 05, 2021 12:12 am
Forum: Personal Finance (Not Investing)
Topic: Calling boglehead physicians who(m) have done locums
Replies: 14
Views: 1516

Re: Calling boglehead physicians who(m) have done locums

Let’s keep it focused on finance please.
by Flyer24
Thu Mar 04, 2021 11:05 pm
Forum: Investing - Theory, News & General
Topic: Woman goes after JPMorgan and grandsons - and wins
Replies: 11
Views: 2050

Re: Woman goes after JPMorgan and grandsons - and wins

Do not post ways to bypass a paywall. A couple of posts were deleted which references a link.
by Flyer24
Thu Mar 04, 2021 8:48 pm
Forum: Personal Consumer Issues
Topic: What gasoline station
Replies: 19
Views: 1087

Re: What gasoline station

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about ...
by Flyer24
Tue Mar 02, 2021 9:58 pm
Forum: Personal Consumer Issues
Topic: 1987 Carrier HVAC. Replace or fix?
Replies: 57
Views: 3443

Re: 1987 Carrier HVAC. Replace or fix?

Topic moved to Personal Consumer Issues.
by Flyer24
Tue Mar 02, 2021 3:41 pm
Forum: Personal Consumer Issues
Topic: Geothermal HVAC Replacement
Replies: 7
Views: 671

Re: Geothermal HVAC Replacement

Topic moved to Personal Consumer Issues.
by Flyer24
Tue Mar 02, 2021 1:40 pm
Forum: Personal Finance (Not Investing)
Topic: Do wealthy people typically own multiple properties?
Replies: 39
Views: 2137

Re: Do wealthy people typically own multiple properties?

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about ...
by Flyer24
Tue Mar 02, 2021 12:04 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone kept their Amex Platinum or Sapphire Reserve during COVID?
Replies: 67
Views: 5014

Re: Anyone kept their Amex Platinum or Sapphire Reserve during COVID?

Called Amex and they gave me 50K points for keeping it another year. I value those at $500 so it's a wash. With the paypal ($360/yr), i'm coming out ahead. Not a fan of the uber eats as we don't use it ouside of the amex credit. Uber increases prices, so basically feel it's actually worth about $7,...
by Flyer24
Mon Mar 01, 2021 9:03 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone kept their Amex Platinum or Sapphire Reserve during COVID?
Replies: 67
Views: 5014

Re: Anyone kept their Amex Platinum or Sapphire Reserve during COVID?

So far, I am seeing about $750 in credits that I will easily use this year. Hopefully, Amex keeps adding more which more than covers the annual fee. So anytime I stay at a Hilton (free breakfast) or use an airport lounge then it just keeps justifying itself. Amex seems to have been good about making...
by Flyer24
Mon Mar 01, 2021 4:37 pm
Forum: Personal Investments
Topic: 529 fund bonds versus cash in high school
Replies: 12
Views: 1094

Re: 529 fund bonds versus cash in high school

My youngest daughter is also 4 years from college. Her investments are in the moderate age-based plan for the 529. The allocation is currently 40% stock and 60% fixed income. If she was in the aggressive plan, then it would be 50-50. As such the fixed income also has a mix of Total Bond, TIPS, and s...
by Flyer24
Mon Mar 01, 2021 2:36 pm
Forum: Personal Consumer Issues
Topic: Questions about cellphones used internationally
Replies: 23
Views: 1143

Re: Questions about cellphones used internationally

Topic moved to Personal Consumer Issues.
by Flyer24
Sun Feb 28, 2021 6:48 pm
Forum: Personal Investments
Topic: Any downsides to Mega Backdoor even for Roth eligible?
Replies: 33
Views: 2018

Re: Any downsides to Mega Backdoor even for Roth eligible?

Topic moved to Personal Investments.
by Flyer24
Sat Feb 27, 2021 9:14 pm
Forum: Personal Finance (Not Investing)
Topic: Advice for brother who makes really poor decisions
Replies: 6
Views: 2063

Re: Advice for brother who makes really poor decisions

A 5 year old thread was bumped. Topic is locked as further discussion is not necessary.
by Flyer24
Wed Feb 24, 2021 8:30 pm
Forum: Personal Consumer Issues
Topic: Any veterinarians out there? Was this treatment normal?
Replies: 2
Views: 796

Re: Any veterinarians out there? Was this treatment normal?

Medical issues are off-topic for this forum. Topic is locked.