Search found 2730 matches

by Flyer24
Mon Sep 19, 2022 10:18 am
Forum: Personal Consumer Issues
Topic: Favorite music from the 60s?
Replies: 115
Views: 8004

Re: Favorite music from the 60s?

Thread is paused for moderator review.
by Flyer24
Mon Sep 19, 2022 8:56 am
Forum: Personal Consumer Issues
Topic: Favorite music from the 90s?
Replies: 76
Views: 6211

Re: Favorite music from the 90s?

Thread is paused for moderator review
.
by Flyer24
Mon Sep 19, 2022 8:55 am
Forum: Personal Consumer Issues
Topic: Favorite music from the 1980s?
Replies: 150
Views: 11551

Re: Favorite music from the 1980s?

Thread is paused for moderator review.
by Flyer24
Sun Sep 18, 2022 10:33 pm
Forum: Personal Investments
Topic: Unethical to purchase I Bonds in my mom's name who's on home hospice?
Replies: 5
Views: 1036

Re: Unethical to purchase I Bonds in my mom's name who's on home hospice?

Discussion of ethics is off-topic for this forum. Thread is locked.
by Flyer24
Sat Sep 17, 2022 8:59 am
Forum: Personal Finance (Not Investing)
Topic: Purposely going backwards for a season
Replies: 9
Views: 1336

Re: Purposely going backwards for a season

Replies are getting into personal family matters. Thread has run its course.
by Flyer24
Fri Sep 16, 2022 5:34 pm
Forum: Personal Finance (Not Investing)
Topic: Providing details about vacation
Replies: 10
Views: 1165

Re: Providing details about vacation

Thread is not related to personal finance (social issue). Topic is locked.
by Flyer24
Thu Sep 15, 2022 5:23 pm
Forum: Investing - Theory, News & General
Topic: Ray Dalio: interest rates are probably headed to 4.5% - 6%
Replies: 101
Views: 10870

Re: Ray Dalio: interest rates are probably headed to 4.5% - 6%

Thread has derailed into economic policy and run its course.
by Flyer24
Thu Sep 15, 2022 1:13 pm
Forum: Investing - Theory, News & General
Topic: Why is target inflation 2%?
Replies: 2
Views: 717

Re: Why is target inflation 2%?

This thread has run its course and is locked (general economic discussion). As noted in the site owner's post in the locked thread Re: U.S. stocks in free fall : A reminder from the forum policies: Investing - Theory, News & General If it's investment related and it doesn't fall into the above category it goes here. General economic discussions do not fall under the category of "investment related". Nor do they fall under the allowed topics in any of our other forums. You will have to find another site or outlet if you wish to take part in such discussions. Just in case the previous was unclear, we specifically addressed this issue in the following policy: Non-actionable (Trolling) Topics If readers can't do anything with the...
by Flyer24
Thu Sep 15, 2022 11:27 am
Forum: Personal Finance (Not Investing)
Topic: Late payment to Amex - no adjustment possible?
Replies: 59
Views: 4430

Re: Late payment to Amex - no adjustment possible?

BolderBoy wrote: Thu Sep 15, 2022 11:11 am
ipod_keith wrote: Thu Sep 15, 2022 9:27 amSo before I call back and do this, I was wondering if any bogleheads have any advice. Is asking for the adjustment too unreasonable? (I cannot imagine it is).
Ask away, no harm.

The harm will come later when your credit score takes a big hit for the late payment. And the hit will last for years. Late payments are the single biggest factor in one's FICO scoring.

Sorry.
This is not accurate information. A payment that was 2 days late will not affect your credit score. It takes over a 30 day miss to affect your score.
by Flyer24
Thu Sep 15, 2022 10:52 am
Forum: Personal Finance (Not Investing)
Topic: Late payment to Amex - no adjustment possible?
Replies: 59
Views: 4430

Re: Late payment to Amex - no adjustment possible?

AMEX is just following the terms in the contract. You can’t really blame the company for the late fee when you were the one that made the late payment. I have done it before with a different credit card and just wrote it off as a lesson learned. The company would not take back the late fee. Odds are that it would happen with any of your credit cards. I have all my cards set to auto pay the minimum so I will never have a late fee again. I would encourage you not to cancel.
by Flyer24
Wed Sep 14, 2022 10:15 pm
Forum: Investing - Theory, News & General
Topic: Inflation pressures are in fact cooling ..
Replies: 10
Views: 1796

Re: Inflation pressures are in fact cooling ..

This thread has run its course and is locked (general economic discussion). As noted in the site owner's post in the locked thread Re: U.S. stocks in free fall : A reminder from the forum policies: Investing - Theory, News & General If it's investment related and it doesn't fall into the above category it goes here. General economic discussions do not fall under the category of "investment related". Nor do they fall under the allowed topics in any of our other forums. You will have to find another site or outlet if you wish to take part in such discussions. Just in case the previous was unclear, we specifically addressed this issue in the following policy: Non-actionable (Trolling) Topics If readers can't do anything with the...
by Flyer24
Wed Sep 14, 2022 8:42 pm
Forum: Personal Finance (Not Investing)
Topic: What helped you emotionally going thru cancer?
Replies: 1
Views: 758

Re: What helped you emotionally going thru cancer?

We are very sorry that you are dealing with this medical issue. Unfortunately, we have to keep threads finance or investment related.
by Flyer24
Wed Sep 14, 2022 2:52 pm
Forum: Investing - Theory, News & General
Topic: What happens if inflation remains sticky?
Replies: 12
Views: 1221

Re: What happens if inflation remains sticky?

This thread has run its course and is locked (general economic discussion). As noted in the site owner's post in the locked thread Re: U.S. stocks in free fall : A reminder from the forum policies: Investing - Theory, News & General If it's investment related and it doesn't fall into the above category it goes here. General economic discussions do not fall under the category of "investment related". Nor do they fall under the allowed topics in any of our other forums. You will have to find another site or outlet if you wish to take part in such discussions. Just in case the previous was unclear, we specifically addressed this issue in the following policy: Non-actionable (Trolling) Topics If readers can't do anything with the...
by Flyer24
Wed Sep 14, 2022 10:32 am
Forum: Investing - Theory, News & General
Topic: 20s and 30s young investors going "all in" VT or VTWAX - Are they being foolish?
Replies: 71
Views: 8226

Re: For a 30 year old would this portfolio be an awful idea, or would it be a reasonable portfolio allocation?

You have previously started a thread on this same topic and it got locked. Please do not restart a locked topic. Here is the previous thread: viewtopic.php?t=367598.
by Flyer24
Mon Sep 12, 2022 1:13 pm
Forum: Personal Finance (Not Investing)
Topic: Ally Invest Problems
Replies: 6
Views: 728

Re: Ally Invest Problems

Thread has run it’s course (non-actionable rant).
by Flyer24
Sun Sep 11, 2022 6:51 pm
Forum: Personal Consumer Issues
Topic: Best option for a temporary car
Replies: 9
Views: 1237

Re: Best option for a temporary car

Topic moved to Personal Consumer Issues.
by Flyer24
Sun Sep 11, 2022 12:49 pm
Forum: Investing - Theory, News & General
Topic: What would Spock's Asset Allocation look like?
Replies: 8
Views: 939

Re: What would Spock's Asset Allocation look like?

Thread has run its course (hypothetical).
by Flyer24
Sun Sep 11, 2022 10:23 am
Forum: Personal Consumer Issues
Topic: Surprise Verizon Price Increases
Replies: 51
Views: 6491

Re: Surprise Verizon Price Increases

Let's keep it focused on the OP's issue about rates.
by Flyer24
Sun Sep 11, 2022 10:21 am
Forum: Personal Consumer Issues
Topic: Anyone using prepaid debit for kids?
Replies: 16
Views: 1408

Re: Anyone using prepaid debit for kids?

I have been using Greenlight for almost two years with both of my teens. It has worked out great. I get instant notification on how they are spending the money.
by Flyer24
Sat Sep 10, 2022 9:44 am
Forum: Personal Finance (Not Investing)
Topic: Girlfriend w/ 200k debt... Help
Replies: 175
Views: 14672

Re: Girlfriend w/ 200k debt... Help

Let’s avoid relationship discussion.
by Flyer24
Fri Sep 09, 2022 12:10 pm
Forum: Personal Investments
Topic: Change 529 from Age-Based Portfolio?
Replies: 3
Views: 568

Re: Change 529 from Age-Based Portfolio?

Don't change anything. You don't want to increase your equity exposure while your kid is already in college.
by Flyer24
Thu Sep 08, 2022 8:30 pm
Forum: Personal Investments
Topic: Susie Orman Says You are Crazy to be Investing in Bonds
Replies: 176
Views: 23833

Re: Susie Orman Says You are Crazy to be Investing in Bonds

Thread was unnecessarily bumped.
by Flyer24
Tue Sep 06, 2022 10:36 am
Forum: Personal Consumer Issues
Topic: Anyone Using Visible - Verizon Subsidairy
Replies: 12
Views: 1392

Re: Anyone Using Visible - Verizon Subsidairy

Topic moved to Personal Consumer Issues.
by Flyer24
Mon Sep 05, 2022 3:36 pm
Forum: Investing - Theory, News & General
Topic: All the Personal-Finance Books are Wrong
Replies: 50
Views: 13199

Re: All the Personal-Finance Books are Wrong

Topic has been merged.
by Flyer24
Mon Sep 05, 2022 10:49 am
Forum: Personal Finance (Not Investing)
Topic: Do you help friends and family with investing?
Replies: 9
Views: 665

Re: Do you help friends and family with investing?

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT
- It must be personal. In other words, you must be asking about your own situation. You can also ask on behalf of someone specific, such as a family member.

- It must be actionable. You must be able to do something specific with the replies that will make a difference in your situation.
If you have a specific question, please ask directly and provide sufficient information for members to supply appropriate advice.
by Flyer24
Sat Sep 03, 2022 8:25 pm
Forum: Personal Finance (Not Investing)
Topic: Giving with a warm hand to kids Tips?
Replies: 72
Views: 6476

Re: Giving with a warm hand to kids Tips?

Stay on topic with the original post please.
by Flyer24
Sat Sep 03, 2022 9:21 am
Forum: Personal Finance (Not Investing)
Topic: Giving with a warm hand to kids Tips?
Replies: 72
Views: 6476

Re: Giving with a warm hand to kids Tips?

Let’s not get into relationship issues about whether or not it is good for the kids. Stay focused on finance such as tools to use (ie trusts)
by Flyer24
Fri Sep 02, 2022 11:13 pm
Forum: Investing - Theory, News & General
Topic: How much floating rate debt is in the world right now?
Replies: 1
Views: 384

Re: How much floating rate debt is in the world right now?

Topic needs to be related to investing. Thread is locked .
by Flyer24
Thu Sep 01, 2022 10:37 pm
Forum: Investing - Theory, News & General
Topic: Why People Make Dumb Financial Decisions on Purpose By Ben Carlson
Replies: 53
Views: 7649

Re: Why People Make Dumb Financial Decisions on Purpose By Ben Carlson

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT
- It must be personal. In other words, you must be asking about your own situation. You can also ask on behalf of someone specific, such as a family member.

- It must be actionable. You must be able to do something specific with the replies that will make a difference in your situation.
If you have a specific question, please ask directly and provide sufficient information for members to supply appropriate advice.

Update: See below --admin LadyGeek
by Flyer24
Thu Sep 01, 2022 6:47 pm
Forum: Investing - Theory, News & General
Topic: All the Personal-Finance Books are Wrong
Replies: 50
Views: 13199

Re: All the Personal-Finance Books Are Wrong

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT
- It must be personal. In other words, you must be asking about your own situation. You can also ask on behalf of someone specific, such as a family member.

- It must be actionable. You must be able to do something specific with the replies that will make a difference in your situation.
If you have a specific question, please ask directly and provide sufficient information for members to supply appropriate advice.

Update: Thread unlocked, see below --admin LadyGeek
by Flyer24
Thu Sep 01, 2022 7:53 am
Forum: Investing - Theory, News & General
Topic: Vanguard Customer Service Mega-thread
Replies: 1514
Views: 169473

Re: Vanguard Customer Service Mega-thread

Topics have been merged.
by Flyer24
Wed Aug 31, 2022 5:46 pm
Forum: Personal Consumer Issues
Topic: Empty nesters who don't downsize - why?
Replies: 78
Views: 6152

Re: Empty nesters who don't downsize - why?

Thread has run its course (not actionable, general discussion).
by Flyer24
Wed Aug 31, 2022 11:33 am
Forum: Personal Consumer Issues
Topic: [Improving personal security]
Replies: 37
Views: 2649

Re: [Improving personal security]

Thread has derailed into focusing on criminal activities which is off-topic for consumer issues. We do wish you all the best in handling this situation.
by Flyer24
Tue Aug 30, 2022 10:57 pm
Forum: Personal Consumer Issues
Topic: Best value colleges
Replies: 6
Views: 1187

Re: Best value colleges

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT
- It must be personal. In other words, you must be asking about your own situation. You can also ask on behalf of someone specific, such as a family member.

- It must be actionable. You must be able to do something specific with the replies that will make a difference in your situation.
If you have a specific question, please ask directly and provide sufficient information for members to supply appropriate advice.
by Flyer24
Tue Aug 30, 2022 9:34 pm
Forum: Personal Finance (Not Investing)
Topic: What’s your career, and do you recommend it?
Replies: 2
Views: 1004

Re: What’s your career, and do you recommend it?

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT
- It must be personal. In other words, you must be asking about your own situation. You can also ask on behalf of someone specific, such as a family member.

- It must be actionable. You must be able to do something specific with the replies that will make a difference in your situation.
If you have a specific question, please ask directly and provide sufficient information for members to supply appropriate advice.
by Flyer24
Tue Aug 30, 2022 8:10 pm
Forum: Personal Finance (Not Investing)
Topic: Retirees aren't spending their nestegg - how can we do better?
Replies: 148
Views: 13090

Re: Retirees aren't spending their nestegg - how can we do better?

Thread is derailed and not focused on the OP. Threads need to be actionable for a personal situation.
by Flyer24
Tue Aug 30, 2022 12:59 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Customer Service Mega-thread
Replies: 1514
Views: 169473

Re: Vanguard Customer Service Mega-thread

Threads have been merged.
by Flyer24
Tue Aug 30, 2022 11:17 am
Forum: Personal Consumer Issues
Topic: Boglehead Cruise Line Preference
Replies: 61
Views: 12671

Re: Boglehead Cruise Line Preference

Old thread was unnecessarily bumped. Topic is locked.
by Flyer24
Tue Aug 30, 2022 10:58 am
Forum: Personal Consumer Issues
Topic: Exercise w/o sweating. Any ideas?
Replies: 27
Views: 3340

Re: Exercise w/o sweating. Any ideas?

A medical post was deleted. Proper advice for exercise after surgery should come from a medical professional. Thread is locked.
by Flyer24
Mon Aug 29, 2022 8:39 pm
Forum: Investing - Theory, News & General
Topic: Who Are The Bogleheads And Should You Become One?"
Replies: 32
Views: 4939

Re: Who Are The Bogleheads And Should You Become One?"

Old thread was unnecessarily bumped.
by Flyer24
Mon Aug 29, 2022 9:04 am
Forum: Investing - Theory, News & General
Topic: Who are the Bogleheads - age adjusted net worth
Replies: 71
Views: 9369

Re: Who are the Bogleheads - age adjusted net worth

Thread was unnecessarily bumped.
by Flyer24
Sat Aug 27, 2022 11:20 pm
Forum: Personal Finance (Not Investing)
Topic: Profits from home sale
Replies: 11
Views: 1461

Re: Profits from home sale

Topic moved to Personal Finance.
by Flyer24
Sat Aug 27, 2022 2:49 pm
Forum: Personal Investments
Topic: Pension or rollover funds
Replies: 7
Views: 794

Re: Pension or rollover funds

Just for reference, you only capitalize the first letter in Roth. It refers to Senator William Roth.

Topic also moved to Personal Investments forum.
by Flyer24
Sat Aug 27, 2022 2:47 pm
Forum: Personal Investments
Topic: Backdoor Roth Setup, Pro-Rata, and Intermingled funds
Replies: 4
Views: 412

Re: Backdoor Roth Setup, Pro-Rata, and Intermingled funds

Just for reference, you only capitalize the first letter in Roth. It refers to Senator William Roth.
by Flyer24
Sat Aug 27, 2022 2:36 pm
Forum: Personal Consumer Issues
Topic: Smart TV, Apple TV, YouTube TV: Please explain to 5 yo
Replies: 57
Views: 4777

Re: Smart TV, Apple TV, YouTube TV: Please explain to 5 yo

Our main TV is a Samsung Smart TV. However, we have switched the other's in the house to a Roku TV. I have been very pleased with the Roku TV and would gladly buy more. The 40 inch Roku TV is around $200.
by Flyer24
Sat Aug 27, 2022 1:19 am
Forum: Investing - Theory, News & General
Topic: Grocery Store Generic Foods
Replies: 2
Views: 795

Re: Grocery Store Generic Foods

This thread has run its course and is locked (general economic discussion). As noted in the site owner's post in the locked thread Re: U.S. stocks in free fall : A reminder from the forum policies: Investing - Theory, News & General If it's investment related and it doesn't fall into the above category it goes here. General economic discussions do not fall under the category of "investment related". Nor do they fall under the allowed topics in any of our other forums. You will have to find another site or outlet if you wish to take part in such discussions. Just in case the previous was unclear, we specifically addressed this issue in the following policy: Non-actionable (Trolling) Topics If readers can't do anything with the...
by Flyer24
Fri Aug 26, 2022 3:29 pm
Forum: Personal Consumer Issues
Topic: Car Salesmen Profit
Replies: 1
Views: 753

Re: Car Salesmen Profit

Topic is not focused on a personal consumer issue. Thread is locked (general discussion).