Search found 356 matches

by TexasPE
Thu Apr 22, 2021 5:25 pm
Forum: Investing - Theory, News & General
Topic: Long Term Future of Oil and Natural Gas?
Replies: 36
Views: 1683

Re: Long Term Future of Oil and Natural Gas?

120 years ago when oil came on the scene everyone predicted the demise of coal. World Coal production was recently at historic highs. Energy transitions take generations. Oil is used for plastic as well. Have you heard of plastic? +1. Refineries are skilled at combining and separating hydrocarbon m...
by TexasPE
Wed Apr 21, 2021 10:03 pm
Forum: Personal Finance (Not Investing)
Topic: Are Roth Accounts Overrated?
Replies: 92
Views: 7109

Re: Are Roth Accounts Overrated?

Most folks will end up single at some point in their lives, and the single tax bracket is difficult. A Roth enables a divorce survivor or a widower to have a tax-free income stream as a retiree. This is why I am converting up to the 24% bracket every year - my wife is several years younger and woul...
by TexasPE
Mon Apr 19, 2021 1:43 pm
Forum: Personal Consumer Issues
Topic: Facemask Recommendations?
Replies: 45
Views: 2914

Re: Facemask Recommendations?

Authorative instructions for re-using N95 masks

https://www.sages.org/n-95-re-use-instructions/
by TexasPE
Mon Apr 19, 2021 12:10 pm
Forum: Personal Consumer Issues
Topic: Kitchen/bar towel maintenance?
Replies: 25
Views: 1775

Re: Kitchen/bar towel maintenance?

I have had success with microfiber cloths for dish washing as well as dish towels. They wring out well... The fabric is very sturdy and the towels last through many washings. +1 The mesh backing allows them to dry completely - eliminates the 'sour' odor that can occur after a few days. My addition:...
by TexasPE
Thu Apr 15, 2021 4:54 pm
Forum: Personal Consumer Issues
Topic: Securing Plastic Tote Boxes for Long Distance Move
Replies: 5
Views: 489

Re: Securing Plastic Tote Boxes for Long Distance Move

Strapping tape should do the trick https://www.amazon.com/Scotch-Reinforced-Strength-Strapping-Dispenser/dp/B003K62HY8/ref=sr_1_3?crid=29FXUL948C1B&dchild=1&keywords=strapping+tape+2+inch+with+dispenser&qid=1618523629&s=office-products&sprefix=strapping+tape+%2Coffice-products%2C...
by TexasPE
Thu Apr 08, 2021 4:21 pm
Forum: Personal Consumer Issues
Topic: walking shoes with wide toes?
Replies: 48
Views: 2959

Re: walking shoes with wide toes?

runner3081 wrote: Thu Apr 08, 2021 11:53 am New Balance might have what you need.
+1 They usually have 2E and 4E
by TexasPE
Tue Apr 06, 2021 10:07 pm
Forum: Personal Consumer Issues
Topic: Should I replace 2 or 4 tires?
Replies: 55
Views: 3088

Re: Should I replace 2 or 4 tires?

As I understand it, the less the tread left, the longer the braking distance required to come to a stop. If you live where heavy rain/ puddles are frequent, tendency to hydroplane increases with reduced tread depth. https://www.rospa.com/rospaweb/docs/advice-services/road-safety/vehicles/tyre-tread-...
by TexasPE
Mon Apr 05, 2021 6:21 pm
Forum: Investing - Theory, News & General
Topic: The Vanguard global 60/40 balanced fund thread - give us your thoughts!
Replies: 16
Views: 1606

Re: The Vanguard global 60/40 balanced fund thread - give us your thoughts!

My IRA funds are 100% VSMGX. No rebalancing required, simple for my wife to deal with upon my demise. SS + pension covers our routine expenses, so the IRAs are a reserve.
by TexasPE
Thu Apr 01, 2021 8:04 pm
Forum: Personal Consumer Issues
Topic: Laser Printer: Buy a New One?
Replies: 54
Views: 3897

Re: Laser Printer: Buy a New One?

For many years I've had an HP LaserJet 1020 printer. It still prints beautifully and the toner cartridges seem to last forever. The problem is, it is now having major trouble with paper feeding. I would clean the paper path if you are otherwise happy with the printer https://support.hp.com/us-en/do...
by TexasPE
Wed Mar 31, 2021 1:59 pm
Forum: Personal Consumer Issues
Topic: Can't remove old shower head
Replies: 38
Views: 1878

Re: Can't remove old shower head

fsrph wrote: Wed Mar 31, 2021 1:52 pm I think it's reasonable to use heat.

Francis
Give something like this heat gun

https://www.harborfreight.com/1500-watt ... 56434.html

a try.
by TexasPE
Sun Mar 28, 2021 7:58 pm
Forum: Personal Finance (Not Investing)
Topic: Should I quit/retire? Not a financial matter
Replies: 35
Views: 3506

Re: Should I quit/retire? Not a financial matter

When I decided I was ready to retire,... I stayed until the project was finished so that my team could be left in the best position possible. It felt good to do that - most of these folks had worked for me for almost 9 years. Delaying my retirement by less than a year didn't bother me at all. I did...
by TexasPE
Sun Mar 28, 2021 7:41 pm
Forum: Personal Consumer Issues
Topic: AAA - American Auto Assn - Service has gone way down
Replies: 103
Views: 9047

AAA Has Been Useful to Us

AAA has been worth it for us - member since 1989. My wife is not mechanically inclined and also seems to have the majority of flat tires in the family. The AAA discount has been valuable to us - a lodge we visit every other year gives us a 10% discount on a ~$1,000 bill. (They don't offer AARP or ot...
by TexasPE
Sat Mar 27, 2021 3:20 pm
Forum: Personal Consumer Issues
Topic: High ranked Univ with liberal arts major or lower ranked school with STEM major
Replies: 121
Views: 8314

Re: High ranked Univ with liberal arts major or lower ranked school with STEM major

OP, In engineering/CS, the goal is to weed out the existing students in the first or second year. So, why would they allow transfer in when they are try to weed out existing student? KlangFool +1 On my alma mater's ChE Advisory Counsel until my retirement two years ago. State university with well-r...
by TexasPE
Tue Mar 23, 2021 6:00 pm
Forum: Personal Consumer Issues
Topic: Men's Cologne
Replies: 120
Views: 10262

Re: Men's Cologne

mouses wrote: Mon Mar 12, 2018 7:11 am
"Your cologne is giving me a headache."
Strong scents can trigger migraines or even seizures in some people. I stopped wearing it when a friend told me that strong scents triggered her migraines.
by TexasPE
Fri Mar 05, 2021 8:32 am
Forum: Personal Consumer Issues
Topic: How to make strong coffee equivalent to Starbucks for cheaper?
Replies: 136
Views: 10862

Re: How to make strong coffee equivalent to Starbucks for cheaper?

Buy some caffeine tablets (NoDoz or a generic). https://www.walmart.com/ip/Equate-Stay-Awake-Caffeine-Alertness-Aid-Tablets-200-mg-80-Count/10403809?wmlspartner=wlpa&selectedSellerId=0&&adid=22222222227000014891&wl0=&wl1=g&wl2=c&wl3=40753399952&wl4=pla-58649782553&...
by TexasPE
Sun Feb 21, 2021 11:57 am
Forum: Personal Finance (Not Investing)
Topic: *WHEN* did long-term care insurance prices spike?
Replies: 67
Views: 5312

Re: *WHEN* did long-term care insurance prices spike?

I bought a LTC policy from Genworth about a decade ago. Genworth was one of the companies that underpriced their new business. I’ve seen multiple rate increases over the past decade. I’d expect that you bought your policy from a company that priced much more conservatively. This happened to us. Wit...
by TexasPE
Thu Feb 18, 2021 4:35 pm
Forum: Personal Consumer Issues
Topic: Any Boglehead Lessons From the Texas Winter Storm?
Replies: 226
Views: 18539

Re: Any Boglehead Lessons From the Texas Winter Storm?

If you decide to shut off water supply and drain pipes, consider filling your bath tub(s) first. If nothing else, the stored water will allow you to continue to flush toilets. :happy After Harvey (no city water for 10 days-pumps flooded) I purchased a large, industrial heavy-duty plastic trash can....
by TexasPE
Wed Feb 17, 2021 11:55 am
Forum: Personal Consumer Issues
Topic: replacement ink cartridges for HPphotosmart 3210
Replies: 5
Views: 273

Re: replacement ink cartridges for HPphotosmart 3210

I recommend you try these... https://www.amazon.com/LD-Remanufactured-Cartridge-Replacement-Magenta/dp/B0016IQK72/ref=sr_1_6?dchild=1&keywords=HP+photosmart+3210&qid=1613580335&sr=8-6 I've never had a problem with LD products in HP and Brother inkjets... YMMV. Amazon has a 30-day no ques...
by TexasPE
Mon Feb 15, 2021 10:45 pm
Forum: Personal Consumer Issues
Topic: Electric car in evacuation situation
Replies: 143
Views: 12234

Re: Electric car in evacuation situation

Very early preparations and evacuation wins all here. If the road is fully clogged with cars, what are you going to do? +1. One thing I did do to simplify hurricane evacuation was to purchase my latest vehicle with a (first-for-me) automatic transmission... several hurricane evacuations taught me t...
by TexasPE
Sun Feb 14, 2021 5:21 pm
Forum: Personal Finance (Not Investing)
Topic: Engineering Physics as a major
Replies: 92
Views: 4599

Re: Engineering Physics as a major

As for licensing, as others have noted, only in civil engineering (absolutely essential) and narrow parts of other engineering fields is a PE license of high value. I myself passed the first part of the exam in my senior year, but I never saw a need to complete it with the final test for a specific...
by TexasPE
Sat Feb 13, 2021 7:48 pm
Forum: Personal Finance (Not Investing)
Topic: Engineering Physics as a major
Replies: 92
Views: 4599

Re: Engineering Physics as a major

It is common for a freshman in undergrad engineering to change the engineering branch of studies. Personally I would recommend going to a school that has accredited engineering undergrad programs for multiple disciplines. In case your son changes his heart, he would have the option to switch from o...
by TexasPE
Sun Feb 07, 2021 4:52 pm
Forum: Personal Consumer Issues
Topic: Hotel / AirBnB WiFi - Trust it?
Replies: 32
Views: 2010

Re: Hotel / AirBnB WiFi - Trust it?

While we're here has anyone had issues that they can link back to a compromised internet connection? Once for me in all my years of travel - Stayed at a Houston hotel many years ago and had my Hotmail email address book surreptitiously cloned. Contacts received spam from my spoofed email address fo...
by TexasPE
Sat Feb 06, 2021 11:35 am
Forum: Personal Consumer Issues
Topic: COVID habits you will keep...?
Replies: 95
Views: 3900

Re: COVID habits you will keep...?

Ed 2 wrote: Sat Feb 06, 2021 8:26 am
not shaking hands
+1
by TexasPE
Sat Jan 30, 2021 8:42 pm
Forum: Personal Consumer Issues
Topic: Electric Vehicle Tipping Point
Replies: 94
Views: 4528

Re: Electric Vehicle Tipping Point

Once chargers exist at places people already spend a lot of time, topping up once a week or so is going to be sufficient for the vast majority of drivers. 168,000 gas stations in US 25,000 charging stations in US - 25% in CA IMHO It will be decades until the infrastructure exists for wholesale conv...
by TexasPE
Sat Jan 16, 2021 9:53 pm
Forum: Personal Consumer Issues
Topic: Real reviews of Gas Hot water heaters
Replies: 31
Views: 2332

Re: Real reviews of Gas Hot water heaters

A couple suggestions: Buy a dual anode heater. Only added ~$100 or so to my price, and essentially doubles the corrosion life (and gets you a longer warranty) Have a decent quarter-turn drain valve installed - makes draining the tank much easier https://www.amazon.com/House-Mods-HMP010-Heater-Replac...
by TexasPE
Sun Jan 03, 2021 9:05 am
Forum: Personal Consumer Issues
Topic: Subaru Forums
Replies: 23
Views: 1659

Re: Subaru Forums

by TexasPE
Wed Dec 30, 2020 2:36 pm
Forum: Personal Consumer Issues
Topic: Effective Altruism. Using the fact based approach to selecting charities.
Replies: 142
Views: 5703

Re: Effective Altruism. Using the fact based approach to selecting charities.

frugalprof wrote: Tue Dec 29, 2020 11:35 am I prefer to give to local organizations that I know well.
+1. Just made my first QCD to a local food bank/ soup kitchen where I have volunteered. Zero advertising budget, one paid position (director), supported by 30+ churches in my area.
by TexasPE
Fri Dec 25, 2020 12:33 pm
Forum: Personal Finance (Not Investing)
Topic: Model for Roth conversion
Replies: 15
Views: 1141

Re: Model for Roth conversion

Subjectively, one oft overlooked issue in the conversion decision is addressing the impact of the future single tax filing of a survivor. Perhaps that would trump the impact of breeching an IRMA tier. +1 I just made my first annual low six-figure Roth conversion. RMDs aren't required for two years....
by TexasPE
Sun Dec 20, 2020 10:25 pm
Forum: Personal Investments
Topic: Investing in reentry of Oil Well
Replies: 50
Views: 3242

Re: Investing in reentry of Oil Well

My father bought into Limited Partnerships selling drilling wells back in the 80's. The first month or two, the wells looked great, just long enough to lure him into more, then the wells petered out and died as the geologists had to figure they would. He lost nearly everything he put into it. The G...
by TexasPE
Sun Dec 20, 2020 2:08 pm
Forum: Personal Consumer Issues
Topic: What are your not free but still frugal hobbies?
Replies: 157
Views: 13606

Re: What are your not free but still frugal hobbies?

Book scouting. Get a lot of enjoyment in 'rescuing' a book and getting it in the hands of someone who values it. I pay 10 cents to $1 per book, keep what interests me, sell some on Amazon. Began this in 2012 - now have a good understanding of where to find them and types of books that will sell (don...
by TexasPE
Fri Dec 18, 2020 9:36 pm
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 1598
Views: 95753

Re: What are you listening to now

"Gringeaux" by Pat Keating. A Jimmy Buffet feel with Third Coast (Texas/ Louisiana) lyrics. Especially enjoy "Crackers and Gumbo", "Alligator Shoes", "Rhythm of the Metronome" and "Mailbox Money". Available on Amazon.
by TexasPE
Thu Dec 17, 2020 7:50 pm
Forum: Personal Consumer Issues
Topic: Color laser printer - worth it for intermittent light use?
Replies: 69
Views: 3030

Re: Color laser printer - worth it for intermittent light use?

So it's better to leave the printers on? I've always shut my off to save electricity but looks like it's not much electricity at all in standby mode. My inkjet printer (Brother MFC-6920DW) periodically cycles/ cleans cartridges. If it is turned off, the cartridges can dry out. We print enough that ...
by TexasPE
Tue Dec 15, 2020 10:37 am
Forum: Personal Consumer Issues
Topic: Recommendations for Separate Car Backup Camera System
Replies: 9
Views: 839

Re: Recommendations for Separate Car Backup Camera System

We have a 2015 Mazda CX-5 Sport. As I recall the backup camera system was available on higher trim levels. (My wife specifically did NOT want the multifunction display required for the backup camera). I would look at buying the multifunction display / trim pieces/ camera from a wrecking yard and hav...
by TexasPE
Sun Dec 13, 2020 11:38 am
Forum: Personal Finance (Not Investing)
Topic: Laid off at 34, another degree/career thread and financial advice.
Replies: 71
Views: 9234

Re: Laid off at 34, another degree/career thread and financial advice.

TexasPE, Is this still true after the huge influx of Chemical Engineers from the Oil and Gas Industry? KlangFool My crystal ball is foggy, but in 2 years these displaced folks will find new employment. For some quantitative data on the field, I came across this... https://www.bls.gov/oes/current/oe...
by TexasPE
Sat Dec 12, 2020 12:54 pm
Forum: Personal Finance (Not Investing)
Topic: Laid off at 34, another degree/career thread and financial advice.
Replies: 71
Views: 9234

Re: Laid off at 34, another degree/career thread and financial advice.

TexasPE, Is this still true after the huge influx of Chemical Engineers from the Oil and Gas Industry? KlangFool [/quote] My crystal ball is foggy, but in 2 years these displaced folks will find new employment. For some quantitative data on the field, I came across this... https://www.bls.gov/oes/c...
by TexasPE
Sat Dec 12, 2020 12:32 pm
Forum: Personal Finance (Not Investing)
Topic: How do you handle credit cards you no longer use?
Replies: 85
Views: 5692

Re: How do you handle credit cards you no longer use?

Cancelled three ccs a month ago (initially acquired the cards for the travel credits - but COVID killed all our travel plans).

Credit score increased from ~800 to 815. YMMV.
by TexasPE
Sat Dec 12, 2020 12:26 pm
Forum: Personal Finance (Not Investing)
Topic: Laid off at 34, another degree/career thread and financial advice.
Replies: 71
Views: 9234

Re: Laid off at 34, another degree/career thread and financial advice.

At the risk of being a hammer, where everything looks like a nail (I am a ChE) I recommend at least considering chemical engineering. With a bachelors in biology, it should only take 2 years to earn a BSChE at a state university. I have many former co-workers with BS degrees in math, physics and bio...
by TexasPE
Wed Nov 11, 2020 9:25 pm
Forum: Personal Consumer Issues
Topic: Favorite Holiday Food/Fruit/Treat Delivery web sites
Replies: 11
Views: 1463

Re: Favorite Holiday Food/Fruit/Treat Delivery web sites

Collins Street Bakery

https://collinstreet.com/

Eilenberger Bakery

https://www.eilenbergerbakery.com/

Two Texas traditions. Fruitcake (mostly pecans, very little candied fruit) and pecan cake - delicious!
by TexasPE
Wed Nov 11, 2020 4:43 pm
Forum: Personal Consumer Issues
Topic: Refrigerators
Replies: 37
Views: 3080

Re: Refrigerators

With the reported declining quality/ longevity of newer major appliances, I would look to used appliance stores and estate/moving sales. In my area there are 2-3 estate sales per week that include major appliances. Yes, older appliances may use more electricity/ water, etc., but in general they were...
by TexasPE
Tue Nov 10, 2020 6:59 am
Forum: Personal Consumer Issues
Topic: Is it really Worth it to brown bag your lunch at work?
Replies: 328
Views: 28871

Re: Is it really Worth it to brown bag your lunch at work?

My last employer took care of this for me. I had lunch meetings at least 3x per week! No company cafeteria, worked at a 1000 employee production plant in the boonies, officed in the Admin building, few restaurant choices nearby. Food (generally buffet plate lunch, not sandwiches) was catered by the ...
by TexasPE
Mon Nov 09, 2020 6:13 pm
Forum: Personal Consumer Issues
Topic: Best iPad/Tablet for Casual Media Use (news shows, Amazon, Netfix)
Replies: 20
Views: 1350

Re: Best iPad/Tablet for Casual Media Use (news shows, Amazon, Netfix)

I recommend choosing the tablet (Apple or Samsung) based on the user's smart phone OS (IOS or Android). A blue-tooth speaker ($20-30) will greatly improve sound quality and volume. Personally I have an older Samsung E6 tablet (9.6") which meets my streaming needs.
by TexasPE
Mon Nov 09, 2020 5:34 pm
Forum: Personal Consumer Issues
Topic: Car rental
Replies: 16
Views: 1052

Re: Car rental

Auto slash sometimes has even better prices but is tricky. You are essentially getting a refundable prepaid price, and you have to stay on top of it. Actually, Autoslash will monitor your rental reservation and let you know if the price drops. You have to make a new booking at the reduced rate and ...
by TexasPE
Sat Nov 07, 2020 6:00 pm
Forum: Personal Consumer Issues
Topic: Long-Life Flashlight
Replies: 52
Views: 3829

Re: Long-Life Flashlight

My experience is if you insert a spacer of plastic or nonconductive material between the battery and the contact of a seldom-used flashlight, the batteries do not discharge during storage. Of course you have to remove this plastic to use the flashlight. Often a new battery powered device (shipped wi...
by TexasPE
Wed Nov 04, 2020 7:40 pm
Forum: Personal Investments
Topic: A question about my pension statement...
Replies: 14
Views: 1301

Re: A question about my pension statement...

see how your pension amount is calculated, and the various ways it may be paid. You might very well find errors in your pension statement. When my company's vendor calculated my lump sum, there was a mistake of almost $60,000 Make sure you can come up with the same figure as your company does. Hone...
by TexasPE
Wed Nov 04, 2020 5:39 pm
Forum: Personal Investments
Topic: Management help for wife when I am gone
Replies: 35
Views: 3084

Re: Management help for wife when I am gone

I would populate each account with a single fund, perhaps a Vanguard LifeStrategy fund or other balanced fund, that is consistent with your desired allocation. If there is only a single fund in each account there is no need for rebalancing. It couldn't be easier. You may have to pay a slighly highe...
by TexasPE
Tue Nov 03, 2020 10:27 pm
Forum: Personal Consumer Issues
Topic: Flat tire fix kit
Replies: 42
Views: 2528

Re: Flat tire fix kit

I have one of these in each of my vehicles- compact (collapsible) but extends to give extra leverage, especially if the lug nuts have been over-torqued https://www.amazon.com/EPAuto-Telescoping-Wrench-Wheel-Sockets/dp/B071FV7XVM/ref=sr_1_51?dchild=1&keywords=lug+wrench+adjustable+with+sockets&am...