Search found 12 matches

by omeganuts0213
Thu May 16, 2019 9:34 am
Forum: Personal Investments
Topic: Whole life policy after 19yrs
Replies: 11
Views: 903

Re: Whole life policy after 19yrs

I don’t need it but at the same time I don’t want to keep on paying for it if it is not generating a fair return.
by omeganuts0213
Thu May 16, 2019 8:21 am
Forum: Personal Investments
Topic: Whole life policy after 19yrs
Replies: 11
Views: 903

Whole life policy after 19yrs

I have a whole life policy I bought when I was younger and have kept it for 19yrs. Stupid me... I was thinking if I should surrender the policy.. not sure what to do... Policy face value 300k Net cash 45303 Cash value increase from previous year 3300 Divided available 7190 Anniversary dividend 264 C...
by omeganuts0213
Thu Oct 18, 2018 8:11 am
Forum: Investing - Theory, News & General
Topic: flat for the year
Replies: 27
Views: 2865

Re: flat for the year

403
6.65% - 100% Inst index

457
4.49% - 100% Large index
by omeganuts0213
Wed Oct 17, 2018 10:37 am
Forum: Personal Consumer Issues
Topic: Thinking of buying a brand new Toyota 4Runner TRD
Replies: 14
Views: 2046

Thinking of buying a brand new Toyota 4Runner TRD

I want to buy this car but don't want to overpaid. Do I start by shopping around Toyota dealerships?
by omeganuts0213
Tue Oct 16, 2018 10:48 am
Forum: Personal Finance (Not Investing)
Topic: Home Insurance Policy
Replies: 2
Views: 354

Re: Home Insurance Policy

thank you
by omeganuts0213
Tue Oct 16, 2018 9:12 am
Forum: Personal Finance (Not Investing)
Topic: Home Insurance Policy
Replies: 2
Views: 354

Home Insurance Policy

Just received a quote from my insurance agent my question is do you normally have to buy the "advantage elite extended cic 2666" which is called the Elite Extended Endorsement. I have a quote with mapfre insurance company.

Any input is appreciated

Thanks
by omeganuts0213
Wed Feb 28, 2018 12:04 pm
Forum: Personal Finance (Not Investing)
Topic: How much cash do you keep at any time on checking?
Replies: 183
Views: 20861

Re: How much cash do you keep at any time on checking?

I’m really surprised at folks keeping a high balance in their checking
by omeganuts0213
Wed Feb 28, 2018 11:51 am
Forum: Personal Finance (Not Investing)
Topic: How much cash do you keep at any time on checking?
Replies: 183
Views: 20861

Re: How much cash do you keep at any time on checking?

$0, have a brokerage account link to my checking. Bills are paid on the same day.
by omeganuts0213
Tue Feb 06, 2018 5:00 pm
Forum: Personal Finance (Not Investing)
Topic: Recently divorced trying to clear all of my credit card debt.
Replies: 46
Views: 3737

Re: Recently divorced trying to clear all of my credit card debt.

Best thing is to call each card n see if a credit limit can be raised then consolidate all six cards into one card. All card companies balance transfers promo rates or a fixed rate for x number of months usually 12 months or more. Even if it is not 0% it is still better than what you are currently p...
by omeganuts0213
Tue Feb 06, 2018 4:47 pm
Forum: Personal Consumer Issues
Topic: Cheap cell phone plans
Replies: 64
Views: 9906

Re: Cheap cell phone plans

I might sign up for mint.
by omeganuts0213
Tue Feb 06, 2018 2:50 pm
Forum: Personal Finance (Not Investing)
Topic: Recently divorced trying to clear all of my credit card debt.
Replies: 46
Views: 3737

Re: Recently divorced trying to clear all of my credit card debt.

I would look into signing up those promo 0% credit cards for 12 - 18 months ...
by omeganuts0213
Tue Feb 06, 2018 2:46 pm
Forum: Personal Investments
Topic: 31 y.o. - Here's What I'm Doing; What Can I be Doing Better?
Replies: 15
Views: 2722

Re: 31 y.o. - Here's What I'm Doing; What Can I be Doing Better?

You are doing really well in savings. I am really late to savings for retirement, just started maxing out the past few years