Bogleheads.org

Boglenaut

I have been meaning to update this thread since this news came out. http://www.cbsnews.com/news/why-the-usps-forever-stamps-arent-living-up-to-their-name/ The U.S. Postal Service will lower the price of postage on Sunday, marking the first price cut for U.S. postage rates in 97 years. Customers who ...

Boglenaut

FREE CABob, Correct. Our natural gas company gives a 1.75 gpm shower head out for free. Just go to their web page and order one if you are a customer. They ship it for free even. It says the regular cost is $10.50. Or, you could buy up to three on your own and get a $10 rebate on each. http://www.e...

Boglenaut

I registered my credit card with Home Depot so that receipts are automatically sent to my email address whenever I make a purchase. This helps me to always have a receipt for returns or warranty claims. In the past, I would usually lose the receipt unless it was for a high price purchase like a maj...

Boglenaut

You can track his performance here, along with other people participating:

http://caps.fool.com/player/trackjimcramer.aspx

I do not follow this, so I don't know too much about the details of how it works.

Boglenaut

stoptothink wrote:IMO, it is unbelievably selfish on the part of the bride and groom - if you want an expensive destination wedding, don't expect others to attend unless you are covering the cost.

I agree with this statement.

Boglenaut

Is the job stable? Might you quit, or get laid off or fired? Is there a probation period?

You'd hate to sell your car then buy a new one in a few months.

Boglenaut

batpot wrote:it can't just be a coincidence that "bogleheads.com" redirects here:
http://am.fplcapital.com/vanguard-us-equity-folio/

Not anymore.

viewtopic.php?f=3&t=183305&newpost=2779996\

Boglenaut

Quick Mel,

Nothing comes up when I try http://www.fplcapital.org or http://www.fplcapital.biz. Maybe you can grab them?

(I am joking, of course)

Boglenaut

Comcast does have a loyalty program for long timers; you have to call and ask for it, again and again. Eventually you will get someone to offer anywhere from $10-$20 per month for at least 6 months if not a year. Putting in 10 minutes on hold could be worth at least $60. I apologize for repeating m...

Boglenaut

It's Sony's fault! You bought a product from Sony. You have no contract with YouTube or Google nor bought anything from them. Any assurances or guarantees that the app should work come from Sony, but I don't think they made any such promises, and only used the logo for the sales and marketing and i...

Boglenaut

Are any of these streaming devices wired connections or just wifi? I prefer to have a wired connection to get good quality within the limitations of bandwidth and wifi access in the room. We have the PS4 hard-wired with CAT5 cables because it just happens to be next to the router. The Blu-Ray playe...

Boglenaut

We currently use a Roku 3 streaming device... which we really like. I recently bought a new 4K Vizio 55" Smart TV which of course has built in streaming... but it just fell way short of the Roku experience. I quit using the built in streaming and hooked the Roku 3 back up. Love it. They have a...

Boglenaut

Anyone have a link to that chart showing why not to invest over the last 100 years or so, for each year?

It showed things like "World War II not going well" and ""World Near destruction by Cuban Missile Crisis".

Boglenaut

We have iPads and PC's for the small screen streaming of NetFlix and YouTube. For the Big screen TV streaming, we used Blu-Ray players and an original Wii (and in the past a PC with Windows Media Center). For Christmas, one of the kids got a PS4. I am amazed at how much better it works when streamin...

Boglenaut

jalbert wrote:Are you sure Sony is at fault, and not Google?

I blame both.

If a company is going to release a consumer product, they should have protections in place to ensure it will work for a reasonable amount of time.

Boglenaut

PS - don't get me started on how I learned FORTRAN on Hollerith punch cards.

https://en.wikipedia.org/wiki/Punched_card

Boglenaut

VCR? Like on Seinfeld episodes? We have one in the basement I think. ;) I remember once taking a new-fangled "4 Head" VCR to a guy called a "repairman", if you can believe that. Abe, I did forget one term. Blu-Ray - Like DVD, except newer. Most players now play Blu-Ray or DVD both.

Boglenaut

One essential element - Public Libraries!

We get DVD and Blu-Rays. What we do not see on the shelf, we can actually custom order on-line.

Boglenaut

I have Comcast cable TV. It is what they call Expanded Basic Service and cost $55.11 per month. I get maybe 65 channels, 98% of which I wouldn't watch if you paid me. I don't watch sports. About the only thing I watch is a few PBS shows, a movie now and then and CNN. I think I'll quit watching CNN ...

Boglenaut

I just negotiated a renewal of my current plan of 15/1 Mbps plus phone with long distance for $46 after all taxes/fees.

Last time they tried to put me in a data cap plan, but I resisted that like crazy. As OP pointed out, streaming could get very expensive in that scenario.

Boglenaut

We will keep it.

They gave us a huge warning on this, so no surprises. It is still a value.

But, it it starts to creep, then we will check out the competition, maybe switch for a while for variety. The grandfathering was to prevent people doing that.

Boglenaut

My 3 year old Blu-Ray player started informing me recently it no longer supports YouTube. https://support.google.com/youtube/answer/6098135?p=yt_devicesupport&hl=en&rd=1 So, buy a device with a YouTube logo so you can stream YouTube, and less than 3 years later it is fine to stop supporting ...

Boglenaut

Good one! But this is how people see it: he money you invested in Jan 2001 - has made 5% a year - $10,000 invested is now worth $20,779 The money you invested in Jan 2002 - has made 7% a year - $10,000 invested is now worth $24,382 The money you invested in Jan 2003 - has made 9% a year - $10,000 in...

Boglenaut

Ogrehead, I wish I had known you to collaborate when I made this video: https://www.youtube.com/watch?v=TUR1wR1SX3w Your ideas would have fit in it nicely! I always thought it would be fun to make a chart that was randomly generated with a slight upward bias, and have someone do a technical analysis...

Boglenaut

I can't resist some minor market timing. If I think the market is down, I am more tempted to do a Roth conversion to take advantage of the lower price and save on taxes. If I think the market is going down, I can delay my Roth contribution. Do the Roth conversion either way. If the market is down m...

Boglenaut

I told a friend about Lilyhammer. Now if I just say "Lilyhammer", he breaks out laughing.

Boglenaut

As I mentioned above, I tried Ooma but it did not work well for me. So I get phone as part of my Internet bundle. $46/mo after fees and taxes for VOIP and 15/1 mbps internet, so really very cheap phone. One feature I really REALLY like is my cable company supports NoMoRobo (https://www.nomorobo.com/...

Boglenaut

2221.967174 S&P

It will be a good year in the S&P, but International (as measured by VTIAX w/o distributions) will be up 17.321%.

2221.97 if only out 2 digits.

Boglenaut

VictoriaF won!!?

Wow, congratulations!

I just wish a higher guess won.

Boglenaut

I tried Ooma about 5 years ago. It just did not have the quality I needed -- always a delay that made conversations awkward. I really wanted it to work and exhausted all technical options. So I cancelled. They gave me a hard sell ("You will not be able to re-activate except with a big fee."...

Boglenaut

OK, I read what was posted and I had these two thoughts: 1. Where did this come from? Are these words your words or something copied from somewhere else without attribution? 2. It is time to make some big money! Sorry, i edited the post to show the origin. You may want to be aware of this as well, ...

Boglenaut

By the way, I do not envy you. It will get old fast.

Boglenaut

Sign up for every frequent flyer program at airlines, hotels, etc. as you travel. I never let it influence me much when deciding my flights/hotels, but the miles and points have a way of accumulating. Just don't treat them as cash in a bank -- programs often change and their value can go down >50% o...

Boglenaut

mikeski569 wrote:
Am I missing anything here?

Does your state tax capital gains?

Boglenaut

Salary has nothing to do with it. It is how much you will be spending.

If you lost your job and got another one that paid half as much, are you instantly twice as ready to retire?

Boglenaut

arthurb999 wrote:
Get a 9/mth netflix subscription and a windows 7 media pc and really be chilling

I bet you did not know "Netflix and chill" would become a huge catch phrase a few years after you posted this!!

Boglenaut

Wow, I cannot believe how much of trend leaders Bogleheads were on the cord-cutting front. I just read the news that cord cutters were the cause of ESPN "subscriptions" going from 100 Million to 93 Million, as non-sports folks drop the fees. I couldn't remember when I cut the cord from ca...

Boglenaut

I am in the market for a new queen mattress and have been researching mattresses as best as I can (hard to compare since same mattresses have different names at each store). Has anyone had any experience with buying from The Original Mattress Factory? I liked their mattresses and they seemed to be ...

Boglenaut

Windows 7 support ends in January 2020. For the 2009 machine above, I think I will just stick with Win 7. It has other problems and will certainly be obsolete by then. My wife's machine is only about 3.5 years old, so that one I will probably update because it could survive until then. But she is r...

Boglenaut

I hesitated to upgraded because we used Windows Media center in Windows 7 Professional to watch home video. But one of the kids is getting a PS4 and I believe you can use that, so I attempted the update today. First time it crashed when it was doing the final changes in Windows 10, and automatically...

Boglenaut

You will notice as you hit more and more of these milestones, it will start to go up faster and faster. The first $100K is the hardest, so you are doing great.

Boglenaut

This story will be of interest to people following this thread.

Vanguard, Facing Whistle-Blower Cases, Agrees to Pay Texas Taxes

http://www.bloomberg.com/news/articles/ ... exas-taxes

Boglenaut

I do not think there is any such thing as a "proven" fund.

Boglenaut

This reminds me of the scene from Punch Drunk Love where the main character buy a LOT of pudding trying to get frequent flyer miles. He found a loophole where it was cheaper to buy the pudding than a plane ticket. I believe that was based on a real incident. But in general, I don't give much weight ...

Boglenaut

Boglenaut

I can't recall where I first heard it, but one that always makes me chuckle is: "Don't believe everything you read on the internet." Abraham Lincoln I actually know the guy that created that quote/joke who first posted it on this site in '97. Actually, that was me, and I posted it on a di...

Boglenaut

No regrets except for the ugly, unused wall mount phone jack in the kitchen wall. About 11 years ago when we went to cordless phones, we had the same problem. Anyone, feel free to steal my idea, but I always thought it would make a nifty business to sell a product to cover them...art or something f...

Boglenaut

I like the new News App on my iPad (iOS 9), when it is not locking up and crashing. USA Today has a good free app too for the iPad. I also like the WSJ physical paper and webpage, but go there less and less nowadays and will let it drop when my subscription expires (too many missed or late delivery ...

Boglenaut

stan1 wrote: Nothing actionable.

It is actionable for someone considering where to open a new account.

I personally give it very small weighting and ignored it; all the same it is a factor one may want to consider.

Boglenaut

Bummer! I thought I was first. I did not see skepticalobserve's thread when I searched before posting.

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