Search found 803 matches

by Freefun
Wed Jun 23, 2021 6:19 am
Forum: Personal Consumer Issues
Topic: Car GPS Screen size
Replies: 26
Views: 1858

Re: Car GPS Screen size

Have you considered using your smartphone in an appropriate mount? There are a number of good navigation apps. Yes, have looked at this as well. I have read that in areas without cell service, the maps can drop out for a while. Also, I'm actually on an ancient cell plan with just 2 gigs of shared d...
by Freefun
Fri Jun 18, 2021 4:42 pm
Forum: Personal Consumer Issues
Topic: Favorite Movies - Name Five
Replies: 207
Views: 11222

Re: Favorite Movies - Name Five

Shawshank redemption
Groundhog Day
What about bob
Remains of the day
Gloomy Sunday
by Freefun
Sun Jun 13, 2021 7:39 am
Forum: Personal Consumer Issues
Topic: Securing a VPN (Virtual Private Network)
Replies: 77
Views: 6317

Re: Securing a VPN (Virtual Private Network)

Using VPN on public networks is a must. I use Nord VPN.

For private or sensitive browsing I also use Brave and private Tor windows.
by Freefun
Wed Jun 09, 2021 8:24 am
Forum: Personal Consumer Issues
Topic: Rowing Machines- Home Use
Replies: 47
Views: 2998

Re: Rowing Machines- Home Use

I purchased my C2 from Amazon at the start of the pandemic. Arrived quickly and was easy to set up.

I learned technique from YT videos. Here’s a channel I liked - I’m sure there are many others.

https://youtu.be/umGWGuvtO8M
by Freefun
Tue Jun 08, 2021 4:22 pm
Forum: Personal Consumer Issues
Topic: Rowing Machines- Home Use
Replies: 47
Views: 2998

Re: Rowing Machines- Home Use

Love my concept2. I do 20-40km / day and it’s a beast.

Easily one of my best purchases.
by Freefun
Tue Jun 08, 2021 3:33 pm
Forum: Personal Consumer Issues
Topic: Comcast Wifi hotspot Q's
Replies: 10
Views: 866

Re: Comcast Wifi hotspot Q's

Use a reliable VPN.
by Freefun
Sat Jun 05, 2021 5:51 pm
Forum: Personal Consumer Issues
Topic: Dark chocolate addicts: how much do you eat?
Replies: 75
Views: 6759

Re: Dark chocolate addicts: how much do you eat?

About 1 bar a week. Hu Kitchen.
by Freefun
Wed Jun 02, 2021 9:17 am
Forum: Personal Consumer Issues
Topic: Password Manager Needed for Apple Mac, IPad, Iphone Users?
Replies: 57
Views: 4949

Re: Password Manager Needed for Apple Mac, IPad, Iphone Users?

Long time user of 1password and have been very happy with it
by Freefun
Mon May 31, 2021 4:40 pm
Forum: Personal Consumer Issues
Topic: WiFi Cameras
Replies: 12
Views: 1008

Re: WiFi Cameras

I haven’t found a camera that hasn’t worked on my guest network. I have an Eero mesh network.
by Freefun
Sun May 30, 2021 12:36 pm
Forum: Personal Consumer Issues
Topic: MacBook Pro replacement
Replies: 93
Views: 8239

Re: MacBook Pro replacement

I have the M1 MB pro and love it. I wanted something fast and it doesn’t disappoint.
by Freefun
Sun May 30, 2021 5:42 am
Forum: Personal Consumer Issues
Topic: Tracking Spending - Amazon, Target, Costco
Replies: 26
Views: 2197

Re: Tracking Spending - Amazon, Target, Costco

For me most things I buy are from Amazon. I periodically run a download report and I can import it into Excel.
by Freefun
Sun May 30, 2021 5:41 am
Forum: Personal Consumer Issues
Topic: Highjacked Sims Card / Money stolen from bank account
Replies: 44
Views: 5223

Re: Highjacked Sims Card / Money stolen from bank account

I use Google Voice as my second factor when SMS is required (including for Vanguard, which still requires SMS as a backup for a security key). Just be sure that your Google account is on lockdown. I use the Advanced Protection Program, which requires physical security keys. I think this is the best...
by Freefun
Fri May 28, 2021 10:29 am
Forum: Investing - Theory, News & General
Topic: 2021 I Bonds: what's your plan?
Replies: 306
Views: 50337

Re: 2021 I Bonds: what's your plan?

Article in the WSJ on I bonds. This forum is referenced as well.

https://www.wsj.com/articles/i-bonds-th ... yURL_share
by Freefun
Tue May 25, 2021 8:30 am
Forum: Personal Consumer Issues
Topic: Good Power Bank for an iPhone?
Replies: 10
Views: 626

Re: Good Power Bank for an iPhone?

Depending on your usage something between 10000 and 20000 should suffice.
While Anker is a leading brand I’ve owned many including off-brand stuff and I don’t think I’ve ever had a bad one.
by Freefun
Sun May 23, 2021 6:44 am
Forum: Personal Consumer Issues
Topic: Recommended Amazon Prime Movies (& Series)
Replies: 28
Views: 2531

Re: Recommended Amazon Prime Movies

Not a movie but I’m watching The Apprentice series on Prime. Its very good.
by Freefun
Sat May 22, 2021 5:21 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 2978
Views: 297235

Re: [What TV Show Have You Recently Watched?]

The Americans (FX series).

Very good!
by Freefun
Fri May 21, 2021 5:12 pm
Forum: Investing - Theory, News & General
Topic: 2021 I Bonds: what's your plan?
Replies: 306
Views: 50337

Re: 2021 I Bonds: what's your plan?

If I’m understanding this article I can buy more (up to 15000) if I overpay on my taxes. Does this seem correct? It seems if I bonds are requested as part of the refund these are mailed to you rather than electronic. So it seems there’s more steps if you want to send them to TD. https://thefinanceb...
by Freefun
Fri May 21, 2021 11:30 am
Forum: Investing - Theory, News & General
Topic: 2021 I Bonds: what's your plan?
Replies: 306
Views: 50337

Re: 2021 I Bonds: what's your plan?

If I’m understanding this article I can buy more (up to 15000) if I overpay on my taxes. Does this seem correct? It seems if I bonds are requested as part of the refund these are mailed to you rather than electronic. So it seems there’s more steps if you want to send them to TD. https://thefinanceb...
by Freefun
Fri May 21, 2021 11:19 am
Forum: Investing - Theory, News & General
Topic: 2021 I Bonds: what's your plan?
Replies: 306
Views: 50337

Re: 2021 I Bonds: what's your plan?

If I’m understanding this article I can buy more (up to 15000) if I overpay on my taxes. Does this seem correct? It seems if I bonds are requested as part of the refund these are mailed to you rather than electronic. So it seems there’s more steps if you want to send them to TD. https://thefinancebu...
by Freefun
Thu May 20, 2021 7:41 pm
Forum: Personal Consumer Issues
Topic: Smart Home Devices?
Replies: 34
Views: 3166

Re: Smart Home Devices?

Echo to automate lights because I’m too busy reading forums to manually turn lights on and off.
And to read audible books.
by Freefun
Wed May 19, 2021 7:53 pm
Forum: Personal Finance (Not Investing)
Topic: Seeking Online Bank Recommendations
Replies: 63
Views: 5588

Re: Seeking Online Bank Recommendations

I’m a fan of Schwab since some overseas ATM fees are obnoxious and Schwab reimburses them.
by Freefun
Wed May 19, 2021 6:19 pm
Forum: Personal Finance (Not Investing)
Topic: Don’t need a PUP? [personal umbrella policy]
Replies: 145
Views: 15187

Re: Don’t need a PUP? [personal umbrella policy]

I never thought about umbrella policies and don't really understand them. I don't drive, or own a car or a house. Where's the line between people who need an umbrella and people who don't? You may not even qualify for an umbrella policy. I was not able to obtain one from my insurance company when I...
by Freefun
Wed May 19, 2021 2:42 pm
Forum: Personal Finance (Not Investing)
Topic: Don’t need a PUP? [personal umbrella policy]
Replies: 145
Views: 15187

Re: Don’t need a PUP? [personal umbrella policy]

I never thought about umbrella policies and don't really understand them. I don't drive, or own a car or a house. Where's the line between people who need an umbrella and people who don't? You may not even qualify for an umbrella policy. I was not able to obtain one from my insurance company when I...
by Freefun
Wed May 19, 2021 1:29 pm
Forum: Investing - Theory, News & General
Topic: 2021 I Bonds: what's your plan?
Replies: 306
Views: 50337

Re: 2021 I Bonds: what's your plan?

I just bought some. Thanks to everyone for the extremely helpful info in this thread !
by Freefun
Wed May 19, 2021 9:08 am
Forum: Forum Issues and Administration
Topic: New Forum Policy Prohibiting Discussions of Cryptocurrency, Market Manipulation Schemes, etc as Investing Strategies
Replies: 270
Views: 20344

Re: New Forum Policy Prohibiting Discussions of Cryptocurrency, Market Manipulation Schemes, etc as Investing Strategies

I'm very grateful for everyone involved in maintaining this site.

I made another donation to express my appreciation for the time and expense necessary to keep this a great forum.
by Freefun
Tue May 18, 2021 6:07 pm
Forum: Personal Finance (Not Investing)
Topic: Schwab survey: Net worth of $624k is all that's needed to be “financially comfortable”
Replies: 152
Views: 18492

Re: Schwab survey: Net worth of $624k is all that's needed to be “financially comfortable”

It would be interesting to know the amount of financial literacy in the general population. It’s not like they teach the basics in school.
by Freefun
Tue May 18, 2021 3:22 pm
Forum: Personal Finance (Not Investing)
Topic: Credit Cards - cancel or let close due to inactivity
Replies: 30
Views: 3469

Re: Credit Cards - cancel or let close due to inactivity

I have all my cards set to monthly recurring charges to various charities. This avoids closure due to inactivity.

I make the donations anyway and my cards are autopay, so nothing extra for me to do.

Tons of charities are happy to get recurring donations via credit cards.
by Freefun
Tue May 18, 2021 9:22 am
Forum: Investing - Theory, News & General
Topic: Cryptocurrency in Free Fall
Replies: 568
Views: 48796

Re: Cryptocurrency in Free Fall

I'm not sure the naysayers are questioning the rationale of those that are investing in crypto here, but that fair and balanced discussion / overview is missing. This forum has lots of wonderful info on the basics of investing. Anyone can come here and learn how to develop IPS, AA and use 1/2/3-fund...
by Freefun
Tue May 18, 2021 7:20 am
Forum: Investing - Theory, News & General
Topic: The New Fidelity iOS Beta Trading Experience
Replies: 7
Views: 1541

Re: The New Fidelity iOS Beta Trading Experience

I like Fidelity’s strategy. I already like being able to do trailing stop orders from their native IOS app. I can do this in Schwab but I need to use their web site (mobile version works too but not the app itself).
by Freefun
Sun May 16, 2021 8:00 am
Forum: Personal Consumer Issues
Topic: Blood Pressure Monitor?
Replies: 30
Views: 2289

Re: Blood Pressure Monitor?

I’ve used Omron devices for many years and was very happy with them.
by Freefun
Sun May 16, 2021 7:02 am
Forum: Investing - Theory, News & General
Topic: Inflation could be 20% in the next three years: Wharton's Jeremy Siegel
Replies: 176
Views: 18912

Re: Inflation could be 20% in the next three years: Wharton's Jeremy Siegel

avenger wrote: Sat May 15, 2021 3:02 pm Maybe an unpopular opinion: I feel like click bait such as this should be locked in this forum.
I benefit from the healthy discussion in this thread.

If it’s the title that’s misleading then perhaps a suggestion to improve it (?)
by Freefun
Fri May 14, 2021 1:36 pm
Forum: Investing - Theory, News & General
Topic: $365 billion wiped off cryptocurrency market after Musk tweet
Replies: 108
Views: 9485

Re: $365 billion wiped off cryptocurrency market after Musk tweet

Crypto is not an “indexable” security as is, at least for us boglehead / buy and hold folks. Can you elaborate? Yes, there isn't an easily purchasable TSM for crypto, but I just DIYed my own index. There is actually a DeFi index called Defi Pulse Index (DPI), but it's all Ethereum tokens. I think i...
by Freefun
Fri May 14, 2021 1:04 pm
Forum: Personal Investments
Topic: What's Your Rebalancing Workflow?
Replies: 31
Views: 3235

Re: What's Your Rebalancing Workflow?

That's pretty much what I do. I have accounts at several brokerages in addition to my former employer. I use a spreadsheet to track totals and allocation, which calculates the changes needed to maintain my AA. I usually have sufficient funds in all the accounts, so I only need to transact at 1 broke...
by Freefun
Fri May 14, 2021 12:21 pm
Forum: Personal Consumer Issues
Topic: Apple watch for 10 year old?
Replies: 85
Views: 6589

Re: Apple watch for 10 year old?

The apple watch (cellular version) works great without a phone... it's why I bought mine. I think I have v3 since it came out and still works great. I like it for yoga and gym when I don't want to bring my phone. It's handy for SOS if needed and can also be used as a walkie talkie. https://support.a...
by Freefun
Fri May 14, 2021 11:52 am
Forum: Investing - Theory, News & General
Topic: Trading Securities and Blockchain
Replies: 8
Views: 471

Re: Trading Securities and Blockchain

Get ready to post to the "Stocks Are Soaring" and "Stocks Are in Freefall" threads 24/7 :) Why? How would a change in trading platforms and settlement mechanisms have anything to do with asset prices? I mean, I can see some minor changes, but nothing major. I would expect that a...
by Freefun
Fri May 14, 2021 11:42 am
Forum: Investing - Theory, News & General
Topic: Crypto mania !
Replies: 750
Views: 37580

Re: Crypto mania !

Sounds like this discussion can be wrapped up into a screenplay for the sequel to the Michael Douglas movie, Wall Street.
by Freefun
Thu May 13, 2021 6:39 pm
Forum: Personal Finance (Not Investing)
Topic: Attempted fraudulent CC application in my name...lock your credit reports people
Replies: 24
Views: 2795

Re: Attempted fraudulent CC application in my name...lock your credit reports people

I also recommend signing up for fraud alerts which can be done at the same time as freezing. While each agency is supposed to send fraud alert requests to the other agencies, I don’t trust them so I contact each myself. As I think was mentioned above, I don’t recommend locking or otherwise paying th...
by Freefun
Thu May 13, 2021 6:08 pm
Forum: Personal Finance (Not Investing)
Topic: Attempted fraudulent CC application in my name...lock your credit reports people
Replies: 24
Views: 2795

Re: Attempted fraudulent CC application in my name...lock your credit reports people

I also find credit cards make it easy to quickly monitor credit scores, including Amex, Chase and Capital One. I seem to get the quickest alerts from Capital One if my score changes by even 1 point. Edit: Also, the IRS has a form if you have identity theft, and you can request a PIN code to use when...
by Freefun
Thu May 13, 2021 5:22 pm
Forum: Personal Finance (Not Investing)
Topic: Attempted fraudulent CC application in my name...lock your credit reports people
Replies: 24
Views: 2795

Re: Attempted fraudulent CC application in my name...lock your credit reports people

I did it online via their sites. I also periodically check them and monitor my credit.
My SS was stolen and used already. I falsely claimed unemployment insurance and I’ve been dead (at the same time).
by Freefun
Wed May 12, 2021 5:36 pm
Forum: Investing - Theory, News & General
Topic: When would you buy cryptocurrency?
Replies: 199
Views: 13060

Re: When would you buy cryptocurrency?

I’m waiting to invest in VTHDI.

(Vanguard Triple Hedged Dogecoin Institutional)
by Freefun
Wed May 12, 2021 3:46 pm
Forum: Personal Consumer Issues
Topic: Selling on eBay with Paypal as payout method
Replies: 2
Views: 372

Selling on eBay with Paypal as payout method

I used to sell lots of stuff on eBay but that was long ago. I tried to list something but it keeps asking me for a payout method. It appears to want me to log into one of my existing banks accounts. I've stumbled across a Paypal option but it was greyed out. Isn't it possible to be paid via Paypal? ...
by Freefun
Wed May 12, 2021 9:11 am
Forum: Investing - Theory, News & General
Topic: When would you buy cryptocurrency?
Replies: 199
Views: 13060

Re: When would you buy cryptocurrency?

They shouldn't be on this site trying to convince others to jump in. Like others have said, I don't know why it's being allowed. Where is this being done? I respect your opinion do I’m trying to understand it better. I haven’t read every post but while many are explaining what they’re doing, I don’...
by Freefun
Tue May 11, 2021 6:50 pm
Forum: Personal Investments
Topic: Should I continue buying company stock?
Replies: 16
Views: 1452

Re: Should I continue buying company stock?

A few posts above are incorrect on NUA accounting. Upon distribution you pay taxes on the cost basis. If your 401k has after-tax balance you can use it to offset this. There are other rules and nuances around NUA. Kitces wrote an article on this a while back. In any event, I still think it’s very ri...
by Freefun
Tue May 11, 2021 6:30 pm
Forum: Personal Consumer Issues
Topic: sony a7c full frame camera
Replies: 63
Views: 3539

Re: sony a7c full frame camera

I'm contemplating about buying Sony a7c which is smallest full frame. It looks like ideal for travelling. I'm not a pro by any means. Reasons for buying it: 1. my current Sony nex 5t (mirrorless) is broken. 2. My 2nd son who will leave for college for two years wants to learn photography. I thought...
by Freefun
Tue May 11, 2021 3:10 pm
Forum: Investing - Theory, News & General
Topic: Crypto mania !
Replies: 750
Views: 37580

Re: Crypto mania !

I’m curious how cryptocurrency appeal fares across different age groups/generations. Is there anyone on here over the age of 50 who owns crypto? If so, what % of portfolio and which coin(s)? I have some but it's not a significant amount. I'm more interested in investing and building apps such as se...
by Freefun
Tue May 11, 2021 1:35 pm
Forum: Investing - Theory, News & General
Topic: Crypto mania !
Replies: 750
Views: 37580

Re: Crypto mania !

I don’t know anyone with significant sums of crypto that uses bank safety deposit boxes for them. Or tattoos. Do people with significant sums of crypto typically tell you that they have significant funds, and if so, do they tell you where they store their backups seeds? I can't imagine many would.....
by Freefun
Tue May 11, 2021 1:12 pm
Forum: Investing - Theory, News & General
Topic: Crypto mania !
Replies: 750
Views: 37580

Re: Crypto mania !

I don’t know anyone with significant sums of crypto that uses bank safety deposit boxes for them.

Or tattoos.
by Freefun
Tue May 11, 2021 1:08 pm
Forum: Investing - Theory, News & General
Topic: Crypto mania !
Replies: 750
Views: 37580

Re: Crypto mania !

What is the forum's consensus on the safest way to buy cryptocurrency? Coinbase, Gemini, Robinhood? I use Coinbase pro for the lower fees vs regular Coinbase. You can always transfer it to coinbase for free as well if you're interested in staking some of your crypto there. I would avoid Robinhood a...