Search found 1877 matches

by bob60014
Thu Apr 22, 2021 8:21 am
Forum: Personal Finance (Not Investing)
Topic: Usage-Based Auto Insurance AmFam - anyone have? GPS tracking.....% discount
Replies: 8
Views: 351

Re: Usage-Based Auto Insurance AmFam - anyone have? GPS tracking.....% discount

... There is no way I would let anyone collect that much data about me. While I would not do so voluntarily, do you really think that much data about you has not been collected already? Also, anyone driving a vehicle that have apps (most major car manufacturers) to remote start, check if the doors ...
by bob60014
Thu Apr 22, 2021 7:17 am
Forum: Personal Finance (Not Investing)
Topic: marriage and personal finance
Replies: 6
Views: 446

Re: marriage and personal finance

I'm thinking through the personal finance aspects of marriage and things to consider before/during ... 1. Tax filing status 2. Gifting, e.g. superfunding 529 account 3. Practical day to day stuff like whether to have joint checking accounts 4. Prenups Anything I'm missing as far as things to consid...
by bob60014
Sun Apr 18, 2021 7:55 pm
Forum: Personal Consumer Issues
Topic: Best online movie rental service?
Replies: 7
Views: 546

Re: Best online movie rental service?

All the content providers are similar. Quality depends on what you have in the home and your internet service.
by bob60014
Thu Apr 15, 2021 4:43 pm
Forum: Personal Finance (Not Investing)
Topic: Medicare Advantage - What's the Deal?
Replies: 128
Views: 8267

Re: Medicare Advantage - What's the Deal?

The same reason why we see a neverending stream of commercials for prescription drugs. There is a huge amount of $$$$ (read profit) in it!
by bob60014
Thu Apr 15, 2021 4:36 pm
Forum: Personal Consumer Issues
Topic: owner's name on business checks (?)
Replies: 4
Views: 452

Re: owner's name on business checks (?)

Tell her you're in good company, Jeff Bezos name isn't on his Amazon checks either! :)
by bob60014
Sun Apr 11, 2021 4:33 pm
Forum: Personal Consumer Issues
Topic: Medicare Claims Processing Question
Replies: 22
Views: 1417

Re: Medicare Claims Processing Question

Duplicate
by bob60014
Sat Apr 10, 2021 8:33 am
Forum: Personal Consumer Issues
Topic: Any MagicJack phone alternatives that are cheaper and better?
Replies: 16
Views: 1787

Re: Any MagicJack phone alternatives that are cheaper and better?

I've used my cell phone, no landline for years. No issues and no additional expense.
by bob60014
Fri Apr 09, 2021 8:45 am
Forum: Personal Consumer Issues
Topic: Airline Miles - how to use?
Replies: 27
Views: 1800

Re: Arline Miles - how to use?

Only my SWA miles are providing decent deals at this time.
by bob60014
Thu Apr 08, 2021 5:22 pm
Forum: Personal Consumer Issues
Topic: HVAC Thermostat: Fan-only every X minutes
Replies: 6
Views: 578

Re: HVAC Thermostat: Fan-only every X minutes

PROS - Air filtering. - Air movement (mixes stale air in bedrooms with closed doors). YES - Temperature equilibration. YES CONS - Blower motor degradation (Does using it 2 hours per day with 24 on/off cycles make a big difference in lifespan?). NO - Energy use (is this even a meaningful amount?) ge...
by bob60014
Wed Apr 07, 2021 9:20 pm
Forum: Personal Finance (Not Investing)
Topic: Auto Insurance Appraisal/valuation
Replies: 4
Views: 314

Re: Auto Insurance Appraisal/valuation

Is it truly a "1995 collectable muscle car"? Most are only in the eyes if the owner and are not unique. What is it?
by bob60014
Wed Apr 07, 2021 12:05 pm
Forum: Personal Consumer Issues
Topic: Shoe Choice for a Walker
Replies: 33
Views: 2696

Re: Shoe Choice for a Walker

I used to buy expensive shoes for many years but changed up my strategy. Now I just buy cheaper (not the cheapest) ASICS, walk in them for half a year and dispose of them after getting a new pair. I find that I like the cushioning new shoes provide and all shoes, even expensive shoes, lose after mo...
by bob60014
Fri Apr 02, 2021 8:13 pm
Forum: Personal Finance (Not Investing)
Topic: Snowbirds - mail and bills
Replies: 42
Views: 4300

Re: Snowbirds - mail and bills

Virtually all bills and correspondence we recieve are online nowadays and we rarely get anything important via snail mail. The only things we get via mail are random doctors bill but even these are rare.
by bob60014
Fri Apr 02, 2021 7:30 pm
Forum: Personal Consumer Issues
Topic: Advice on Garage Door Openers?
Replies: 31
Views: 2278

Re: Advice on Garage Door Openers?

Chamberlain/Lift master are basically the same, Chamberlain is the parent company. Just be sure your door is fully adjusted and balanced before installing the new GDO. This will help eliminate premature wear n tear on the gdo.
by bob60014
Thu Apr 01, 2021 9:56 am
Forum: Personal Finance (Not Investing)
Topic: Taxes on Sportsbook/Gambling Winnings
Replies: 32
Views: 2362

Re: Taxes on Sportsbook/Gambling Winnings

With the easy availability of sports/online gambling, I bet that there will be many people that get in trouble, tax and otherwise!
by bob60014
Mon Mar 29, 2021 1:09 pm
Forum: Personal Consumer Issues
Topic: INT'L SUMMER TRAVEL (from US)
Replies: 25
Views: 1733

Re: INT'L SUMMER TRAVEL (from US)

Wait til next year.
by bob60014
Mon Mar 29, 2021 1:08 pm
Forum: Personal Consumer Issues
Topic: What to do with 20 year old Bosch Dishwasher
Replies: 33
Views: 2318

Re: What to do with 20 year old Bosch Dishwasher

I'll say that at least check the hoses and connections for any signs of minor leaks or nibbling mice. This is especially important if plain rubber hose, not common nowadays, was used to connect. Nothing worse than coming home from vacation to a flooded kitchen! :) In order to check the connections ...
by bob60014
Mon Mar 29, 2021 12:06 pm
Forum: Personal Consumer Issues
Topic: What to do with 20 year old Bosch Dishwasher
Replies: 33
Views: 2318

Re: What to do with 20 year old Bosch Dishwasher

I'll say that at least check the hoses and connections for any signs of minor leaks or nibbling mice. This is especially important if plain rubber hose, not common nowadays, was used to connect. Nothing worse than coming home from vacation to a flooded kitchen! :)
by bob60014
Mon Mar 29, 2021 10:56 am
Forum: Personal Consumer Issues
Topic: Cost for COVID test for travel
Replies: 19
Views: 1640

Re: Cost for COVID test for travel

Approved tests at CVS and Walgreens are usually covered by insurance. I've had 4 of them @ zero cost.
by bob60014
Sat Mar 27, 2021 1:20 pm
Forum: Personal Consumer Issues
Topic: exipred / obsolete propane jugs
Replies: 58
Views: 3923

Re: exipred / obsolete propane jugs

The big companies encourage that the old ones be turned in. Nothing illegal or unethical.

https://bluerhino.com/about/rhino-feed/recycling-tips
by bob60014
Sat Mar 27, 2021 9:18 am
Forum: Personal Consumer Issues
Topic: Bad Breath: Solutions, Products?
Replies: 19
Views: 1180

Re: Bad Breath: Solutions, Products?

The products may cover it but I would have it checked for any underlying conditions.
by bob60014
Thu Mar 25, 2021 2:15 pm
Forum: Personal Consumer Issues
Topic: Thoughts on selling a CD music collection....
Replies: 65
Views: 3692

Re: Thoughts on selling a CD music collection....

Donate them! CDs are a dime a dozen and very few people are buying.
by bob60014
Wed Mar 24, 2021 2:55 pm
Forum: Personal Consumer Issues
Topic: Retention of Government Employee E-mails
Replies: 23
Views: 1788

Re: Retention of Government Employee E-mails

Nowadays, the employees data is likely retained forever. I know my agency still has some of mine and I've been retired for 10 years.
by bob60014
Wed Mar 17, 2021 8:00 am
Forum: Personal Consumer Issues
Topic: How To Provide Feedback to Amazon About Their Website
Replies: 24
Views: 1907

Re: How To Provide Feedback to Amazon About Their Website

Click " View Order Details" on the item, all transaction info is there.
by bob60014
Wed Mar 17, 2021 6:00 am
Forum: Personal Investments
Topic: 457b Choices
Replies: 21
Views: 1419

Re: 457b Choices

Do you have any other retirement accounts, savings, etc. ?
by bob60014
Mon Mar 15, 2021 3:27 pm
Forum: Personal Investments
Topic: How do DRIP investments show up?
Replies: 6
Views: 358

Re: How do DRIP investments show up?

IIRC, with e-trade you enroll in DRIP in the customer service area. But to use it you must ensure your DRIP selections are checked for each individual symbol that is eligible in the Dividend Reinvestment area, elsewhere on the main web site. If you have multiple accounts, they can be accessed in the...
by bob60014
Mon Mar 15, 2021 9:26 am
Forum: Personal Finance (Not Investing)
Topic: Repeated fraudulent Paypal charges using compromised credit card
Replies: 24
Views: 1475

Re: Repeated fraudulent Paypal charges using compromised credit card

Though you've closed the account, have you recontacted PayPal to determine what's occurring on their end?
by bob60014
Mon Mar 15, 2021 5:02 am
Forum: Personal Consumer Issues
Topic: Baby, Wife & Car
Replies: 44
Views: 3247

Re: Baby, Wife & Car

Jeepergeo wrote: Mon Mar 15, 2021 1:40 am For safety sake, consider the safety differences between a car and a SUV. The SUVs are in general not as safe as cars as the be standards for SUVs are not as stringrnty as they are for passenger cars.
Tiger Woods is likely to disagree. :)
by bob60014
Sun Mar 14, 2021 1:14 pm
Forum: Personal Consumer Issues
Topic: Baby, Wife & Car
Replies: 44
Views: 3247

Re: Baby, Wife & Car

New, especially with the enhanced safety features.
by bob60014
Sun Mar 14, 2021 8:37 am
Forum: Personal Consumer Issues
Topic: Texas resident selling car to buyer from Illinois
Replies: 24
Views: 1847

Re: Texas resident selling car to buyer from Illinois

What happened? Everything went well. I had previously called his employer to make sure he actually worked there, and he did. The buyer showed up with his check and I was able to deposit during daylight hours. Don't think it made much difference, teller hardly glanced at it (even a fake would have w...
by bob60014
Sat Mar 13, 2021 10:30 am
Forum: Personal Consumer Issues
Topic: water pipe leaking
Replies: 51
Views: 3509

Re: water pipe leaking

copper water lines to galvanized pipes causes galvanic corrosion by joining these dissimilar metals. You'll need a dielectric union for the connection.
by bob60014
Thu Mar 11, 2021 6:22 pm
Forum: Personal Investments
Topic: I'm a newbie, follow BH investing, but feel left out during stock conversations
Replies: 50
Views: 4577

Re: I'm a newbie, follow BH investing, but feel left out during stock conversations

One day you'll just get a silly little grin on your face........!
Keep up the good work.
by bob60014
Thu Mar 11, 2021 5:58 pm
Forum: Investing - Theory, News & General
Topic: Non-fungible tokens (NFTs): anyone investing in those?
Replies: 246
Views: 17438

Re: Non-fungible tokens (NFTs): anyone investing in those?

Why is it whenever I hear Bitcoin, NFT and the like I think immediately think of Ponzi?
Granted, I really don't know anything about these and not really interested.
by bob60014
Thu Mar 11, 2021 9:23 am
Forum: Personal Consumer Issues
Topic: Am I buying the right version of TurboTax?
Replies: 12
Views: 605

Re: Am I buying the right version of TurboTax?

Turbotax deluxe is all you'll need.
by bob60014
Thu Mar 11, 2021 7:17 am
Forum: Personal Consumer Issues
Topic: Audio Receiver Recommendations
Replies: 49
Views: 3478

Re: Audio Receiver Recommendations

New home to you or a newly constructed home? Before running out to buy a receiver, test those speakers and wiring to ensure that they're working! :)
by bob60014
Tue Mar 09, 2021 8:22 am
Forum: Personal Consumer Issues
Topic: Buying new car, need some advice
Replies: 38
Views: 3224

Re: Buying new car, need some advice

Invoice price, holdback and other figures mean nothing. The only thing you're interested in is the OTD, out the door price.
by bob60014
Sun Mar 07, 2021 7:48 am
Forum: Personal Consumer Issues
Topic: 10 day road trip vacation around Lake Michigan
Replies: 31
Views: 2470

Re: 10 day road trip vacation around Lake Michigan

We did a half trip around last year in early October, just as the fall colors were popping. A week or two later it would have been glorious! In the Traverse City area head over to the Sleeping Bear Dunes National Lakeshore, Leland and the Leelaunu Peninsula. The dunes has nice some trails, Leland is...
by bob60014
Sat Mar 06, 2021 1:23 pm
Forum: Personal Consumer Issues
Topic: Updating Graphic card drivers
Replies: 21
Views: 572

Re: Updating Graphic card drivers

What do you mean by it doesn't work? No drivers available? Unable to install? Need more info.
by bob60014
Fri Mar 05, 2021 9:01 am
Forum: Personal Consumer Issues
Topic: How to make strong coffee equivalent to Starbucks for cheaper?
Replies: 134
Views: 10581

Re: How to make strong coffee equivalent to Starbucks for cheaper?

I pay $5.99- $6.99 per bag for Starbucks or Peets when it's on sale (every other week) at our local grocery store. Seems cheap enough.
by bob60014
Fri Mar 05, 2021 7:13 am
Forum: Personal Consumer Issues
Topic: Safer to Pay Bill by Mail or Phone?
Replies: 32
Views: 2129

Re: Safer to Pay Bill by Mail or Phone?

Nothing wrong with the old standard, check in the mail!
by bob60014
Thu Mar 04, 2021 8:22 pm
Forum: Personal Consumer Issues
Topic: What gasoline station
Replies: 19
Views: 1087

Re: What gasoline station

Any Top Tier station. No issues in 30 years of use.
by bob60014
Thu Mar 04, 2021 10:39 am
Forum: Personal Consumer Issues
Topic: Does anyone use travelers checks any more?
Replies: 110
Views: 5747

Re: Does anyone use travelers checks any more?

With credit cards being accepted almost everywhere, travelers check usage seems to be virtually nil. In my travels in the last 15 years or so I haven't seen anyone use them. Prior to this I would see some older people use them, but not often.
by bob60014
Tue Mar 02, 2021 5:34 pm
Forum: Personal Consumer Issues
Topic: Windows log in issue
Replies: 7
Views: 551

Re: Windows log in issue

I used the netplwiz method shown in this video on my media center computer, it works great.

https://youtu.be/jXQ7Aj5uBe4
by bob60014
Tue Mar 02, 2021 7:35 am
Forum: Personal Consumer Issues
Topic: snow plow pricing
Replies: 42
Views: 2966

Re: snow plow pricing

The lake effect snow can be unpredictable and brutal, with some areas being worse than others. We get some of this in the northern burbs of Chicago. Knowing this I wouldnt comment on pricing. Many plowers in my area are moving to the seasonal contract model too, have been for awhile. I get it, havin...
by bob60014
Mon Mar 01, 2021 7:55 am
Forum: Personal Consumer Issues
Topic: Problem With Trip Booked Thru AmEx Travel
Replies: 5
Views: 531

Re: Problem With Trip Booked Thru AmEx Travel

A year ago everything travel related was in turmoil and AMEX is likely not to blame. I suspect the airlines ( and AMEX) had fare rules in place at the time that were highly restrictive. It was some time later that cancelations, no fee changes or flight credit became the "norm" as everyone ...
by bob60014
Mon Mar 01, 2021 7:42 am
Forum: Personal Consumer Issues
Topic: Texas resident selling car to buyer from Illinois
Replies: 24
Views: 1847

Re: Texas resident selling car to buyer from Illinois

The buyer may be requesting notarization for his own comfort. I'm in Illinois and titles do not need to be notarized for private sales and, in fact, on the Illinois SoS offices website it says as much and is one of their FAQs. No tax forms (buyers responsibility) need to be either. As long as your e...
by bob60014
Sun Feb 28, 2021 8:51 am
Forum: Personal Consumer Issues
Topic: Temporary Long Run Natural Gas Line to Portable Generator, Need input.
Replies: 27
Views: 1838

Re: Temporary Long Run Natural Gas Line to Portable Generator, Need input.

I take what the gas company says in enforcement matters with a grain of salt.
Have you checked the code requirements with your town or county. If something goes wrong they're the ones that will enforce the code and hold you liable should a incident occur.