Search found 2380 matches

by iamlucky13
Fri May 07, 2021 10:37 pm
Forum: Personal Consumer Issues
Topic: I'm having analysis paralysis on a new car. I am looking for common reliable cars, but each one has potential issues
Replies: 111
Views: 9779

Re: I'm having analysis paralysis on a new car. I am looking for common reliable cars, but each one has potential issues

The last holdouts for convenient charging are going to be low-rent multifamily housing. As most new vehicles bought are EV, the last drivers of gas cars are going to be the poor, who don't have easy charging access, have to drive the older/cheap vehicles and who don't have access to cheap financing...
by iamlucky13
Fri May 07, 2021 9:41 pm
Forum: Personal Consumer Issues
Topic: DIY pedestal for flat screen TV
Replies: 9
Views: 612

Re: DIY pedestal for flat screen TV

A simpler version of a stand that mounts into the VESA pattern on the TV: https://www.amazon.com/gp/product/B01N0VNIA9/ This will let you keep it as low as possible to whatever it is sitting on. I used one in a customer outdoor cabinet I built for a 55" TV. Since the cabinet is on wheels I wan...
by iamlucky13
Fri May 07, 2021 9:15 pm
Forum: Personal Consumer Issues
Topic: Do you still read the print newspaper?
Replies: 84
Views: 2965

Re: Do you still read the print newspaper?

I am a rather conservative guy and could not stand the editorial stances in our local newspaper (mega large city), so I cancelled my subscription. But, my delivery guy keeps leaving it every day. I called the paper and told them but it has continued to be delivered for the past 2 years. My neighbor...
by iamlucky13
Fri May 07, 2021 8:55 pm
Forum: Personal Consumer Issues
Topic: Do you still read the print newspaper?
Replies: 84
Views: 2965

Re: Do you still read the print newspaper?

Yes, I do, or did until recently. The local paper for years had the same price whether I did online only, or delivery + online. I have noticed I focus better and read a greater proportion of the articles in print than onscreen, so that made it a great value. Plus I have a woodstove and newspaper is ...
by iamlucky13
Thu May 06, 2021 2:04 pm
Forum: Personal Consumer Issues
Topic: Anyone hate where they live primarily because of the weather?
Replies: 123
Views: 7190

Re: Anyone hate where they live primarily because of the weather?

The same for clothing. I realized I too often restrict my outdoor activities during the winter because I have a long-established habit of both being cheap about clothing, and disliking wearing heavier clothing. I started working on breaking those habits this year and it has helped me, I think both ...
by iamlucky13
Thu May 06, 2021 12:37 pm
Forum: Personal Consumer Issues
Topic: Anyone hate where they live primarily because of the weather?
Replies: 123
Views: 7190

Re: Anyone hate where they live primarily because of the weather?

Since you've got a few more years before you can move without disrupting your current plans, it sounds to me like you should focus in the interim on mitigation. Does your house stay comfortable? If not, look for practical improvements - if major upgrades of insulation, weather sealing and the heatin...
by iamlucky13
Wed May 05, 2021 1:18 am
Forum: Personal Consumer Issues
Topic: Updated Honda Civic model (11th Generation)
Replies: 44
Views: 4369

Re: Updated Honda Civic model (11th Generation)

I think the 11th gen Civic looks spiffy. Really like the interior. The real question is what does the back seat look like. I own a 2016 Civic and while the front seat has soft plastic arm rests the backseat is so cheap it’s the one disappointment about the vehicle. All hard plastic and lots of it. ...
by iamlucky13
Tue May 04, 2021 2:12 pm
Forum: Investing - Theory, News & General
Topic: Why Does Anyone Listen To Paul Merriman?
Replies: 105
Views: 10704

Re: Why Does Anyone Listen To Paul Merriman?

When you listen to Mr. Merriman, what do you hear? Is he promoting Ultimate Buy and Hold for new investors? Or, is he recommending Target Date Fund with a small value tilt? Is he? On Portfolio Visualizer, they list his strategy as 11 different funds with differing allocations: https://www.portfolio...
by iamlucky13
Mon May 03, 2021 10:48 am
Forum: Personal Consumer Issues
Topic: Updated Honda Civic model (11th Generation)
Replies: 44
Views: 4369

Re: Updated Honda Civic model (11th Generation)

Have you driven a car with a good automatic? I’m thinking PDK, DSG, Steptronic, etc. Because I think it’s fair to say that low-quality automatics are inferior to manual. But a high-quality automatic with paddle shifters should be as good if not better. The automatic transmissions in my 2016 and 201...
by iamlucky13
Mon May 03, 2021 10:17 am
Forum: Personal Consumer Issues
Topic: large battery-operated fans
Replies: 12
Views: 709

Re: large battery-operated fans

Do the Ryobi batteries quickly degrade? By that I mean if we use it every day how long will take before it only charges to 80% similar to what happens with laptop batteries. I would not call it quickly, but they do degrade over both time and cycles. Longevity varies a little bit depending on the ce...
by iamlucky13
Fri Apr 30, 2021 5:41 pm
Forum: Personal Consumer Issues
Topic: Updated Honda Civic model (11th Generation)
Replies: 44
Views: 4369

Re: Updated Honda Civic model (11th Generation)

Also in the release notes, Honda mentions that they have followed other manufacturers in programming the CVT to pause at fixed ratios when accelerating hard, because too many drivers prefer the simulation of physical gear changes over optimizing the gear ratio. I was guessing it was something like ...
by iamlucky13
Thu Apr 29, 2021 10:02 pm
Forum: Personal Consumer Issues
Topic: Updated Honda Civic model (11th Generation)
Replies: 44
Views: 4369

Re: Updated Honda Civic model (11th Generation)

No manuals on the 11th gen - boo! Only the Si and R variants that are expected to come out later this year will have manuals. Apparently there will be a sport version with paddle shifters, but what a paddle shifts on a CVT transmission is unclear to me. A few years back some Subarus had this too. C...
by iamlucky13
Thu Apr 29, 2021 6:42 pm
Forum: Personal Consumer Issues
Topic: Rental Car Availability
Replies: 27
Views: 2402

Re: Rental Car Availability

Since you have a reservation, I think you're fine, but don't blame you for being worried. I'm assuming there are always some extra cars available. When we were at Disney earlier this month, I did notice that Uber prices really were fluctuating when surge pricing went into effect. I'm assuming that'...
by iamlucky13
Thu Apr 29, 2021 5:47 pm
Forum: Personal Consumer Issues
Topic: Updated Honda Civic model (11th Generation)
Replies: 44
Views: 4369

Re: Updated Honda Civic model (11th Generation)

In my opinion, much nicer compared to the "racecar" generation that is out now (maybe I'm old). I had a chuckle over this. On the Civic forums, everyone is aghast at the boring styling of the 11th generation. I suspected it would appeal better to the mainstream market though, and your res...
by iamlucky13
Tue Apr 27, 2021 9:46 pm
Forum: Personal Consumer Issues
Topic: Appealing new county property appraisal (sq ft discrepancy)
Replies: 5
Views: 516

Re: Appealing new county property appraisal (sq ft discrepancy)

I'm thinking this is good grounds to appeal my new assigned value in hopes of lowering it. But are there ramifications down the road of making the smaller square footage "official?" I guess my listing price might be hurt if I sell, but a buyer is probably going to get it appraised anyway,...
by iamlucky13
Tue Apr 27, 2021 7:40 pm
Forum: Personal Consumer Issues
Topic: Adequate Speed for Internet Streaming
Replies: 18
Views: 946

Re: Adequate Speed for Internet Streaming

For standard definition, the answer is 2-3 MBPS. For HD, the answer is 5-8 MBPS. For 4K UHD (which almost no one has), you need 25 MBPS. Therefore, 10 MBPS would be plenty unless you have someone doing bandwidth intensive stuff while you're trying to watch. I think there's a tendency to be skeptica...
by iamlucky13
Tue Apr 27, 2021 6:40 pm
Forum: Investing - Theory, News & General
Topic: Tesla exceeds expectations for Q1
Replies: 108
Views: 7877

Re: Tesla exceeds expectations for Q1

A guy I follow says that TSLA is the most undervalued company in the NDX 100 based upon future earnings. Called it absurdly cheap, expected to grow CAGR and earnings by 55% over next 5 years. I bet his resume pertaining to market valuations is better than many of the sidelined quarterbacks that lik...
by iamlucky13
Tue Apr 27, 2021 5:51 pm
Forum: Investing - Theory, News & General
Topic: Tesla exceeds expectations for Q1
Replies: 108
Views: 7877

Re: Tesla exceeds expectations for Q1

Happy for Elon I'm happy for Tesla's employees and investors. At this point, Elon is mostly incidental. Are you kidding? If he quits or is forced out, shares would decline 50 percent or more. That was too briefly worded on my part. My intended meaning of that statement is, "I'm happy for Tesla...
by iamlucky13
Mon Apr 26, 2021 8:04 pm
Forum: Investing - Theory, News & General
Topic: Tesla exceeds expectations for Q1
Replies: 108
Views: 7877

Re: Tesla exceeds expectations for Q1

Happy for Elon I'm happy for Tesla's employees and investors. At this point, Elon is mostly incidental. I've increasingly found I have to differentiate between my enthusiasm for what the companies he runs have accomplished and his behavior as an individual. I still think Tesla is overvalued, but we...
by iamlucky13
Mon Apr 26, 2021 2:12 pm
Forum: Personal Consumer Issues
Topic: Is Mobil 1 extended performance full synthetic oil really good for 20k miles?
Replies: 74
Views: 5648

Re: Is Mobil 1 extended performance full synthetic oil really good for 20k miles?

Conditionally, yes. Step back a moment and note what Mobil actually says about their Extended Performance oil: https://www.mobil.com/en/lubricants/for-personal-vehicles/our-products/products/mobil-1-extended-performance-0w-20/ (note: Mobil's website has a popup to review and change cookie settings, ...
by iamlucky13
Fri Apr 23, 2021 4:41 pm
Forum: Personal Consumer Issues
Topic: Woodworking Tool Question
Replies: 14
Views: 1232

Re: Woodworking Tool Question

Drill guides are the normal tool if hole quality is critical, from wood working to aerospace. Depending what level of "not good" you are at drilling holes straight, and how large the flanges of the knobs are, you could potentially get away with just over-sizing the hole. drill from the out...
by iamlucky13
Fri Apr 23, 2021 5:15 am
Forum: Personal Consumer Issues
Topic: Towing with Small Truck
Replies: 34
Views: 2002

Re: Towing with Small Truck

I have heard the 75% number and I think it is far too much safety margin. I have pulled travel trailers for 35 years and for the first 33 years I never had a vehicle with a tow rating that provided a 25% safety margin. I pulled a 10,000 lb 5th wheel all over the country with a pickup that had a 11,...
by iamlucky13
Thu Apr 22, 2021 12:38 pm
Forum: Personal Consumer Issues
Topic: Quarter round molding
Replies: 40
Views: 2736

Re: Quarter round molding

I feel that 8mm vinyl planks are thick enough that they should kind of just go over any unevenness and create a pretty level surface for the molding to go on later (and I'd at least rather take the chance and try it, even if it does create gaps and we end up with shoe molding anyway). We are not go...
by iamlucky13
Wed Apr 21, 2021 12:06 pm
Forum: Personal Consumer Issues
Topic: Surge Protector Recommendation
Replies: 16
Views: 1061

Re: Surge Protector Recommendation

Can anyone here recommend a good surge protector? Im out of the US and bought one off a walmart here and it works fine... 600 joules but it has never had an issue so far. APC and Tripp lite are generally well-trusted brands. I normally plan to spend around $30 on a mid-grade surge suppressor. Prici...
by iamlucky13
Tue Apr 20, 2021 8:27 pm
Forum: Personal Consumer Issues
Topic: Kitchen/bar towel maintenance?
Replies: 25
Views: 1841

Re: Kitchen/bar towel maintenance?

I use a sponge or washcloth for wiping up around the sink, and save the towels for less messy areas. In either case, I think the key to keeping things from getting disgusting is to ensure they spend most of their time dry. I squeeze the sponge out thoroughly and set it on the back lip of the sink in...
by iamlucky13
Mon Apr 19, 2021 4:48 pm
Forum: Personal Consumer Issues
Topic: Quarter round molding
Replies: 40
Views: 2736

Re: Quarter round molding

PS - Also, I am surprised to see so many with an aversion to shoe molding ... it is pretty ubiquitous with nearly any hard floor surface. Agreed. I have a 90 year old house with hardwood flooring. The entire house has a simple oak baseboard with a shoe molding. Looks nice in it's simplicity. Probab...
by iamlucky13
Mon Apr 19, 2021 10:29 am
Forum: Personal Consumer Issues
Topic: Quarter round molding
Replies: 40
Views: 2736

Re: Quarter round molding

The existing basement floor (tile over concrete) isn't perhaps the most level, so contractor is saying (and I get his point), that the vinyl going right over the tile may not be the most even, so that even if he does baseboard after floor, we might still need shoe molding anyway. I feel that 8mm vi...
by iamlucky13
Mon Apr 19, 2021 9:59 am
Forum: Personal Consumer Issues
Topic: Out on 4Runner - Used Lexus GX?
Replies: 34
Views: 2961

Re: Out on 4Runner - Used Lexus GX?

Perhaps you should clarify: since you don't like the 4RRunner, and the Lexus GX is derived from the 4Runner, what are the shortcomings you or your wife sees in the 4Runner that you are hoping the GX remedies? And if your old 4Runner was the best car you ever owned, what change led you to now be &quo...
by iamlucky13
Mon Apr 19, 2021 9:51 am
Forum: Personal Consumer Issues
Topic: Quarter round molding
Replies: 40
Views: 2736

Re: Quarter round molding

The contractor may have bid with the intention of installing this way to cut costs. If nothing was clearly specified in the contract, the contractor may press for extra cost to have it installed the way you want it. As others noted, planning a separate visit for the contractor to install the baseboa...
by iamlucky13
Fri Apr 16, 2021 5:27 pm
Forum: Personal Consumer Issues
Topic: Do Basement Bathrooms w/Ejector Pumps work? (w/Sewers, not Septic)
Replies: 20
Views: 1318

Re: Do Basement Bathrooms w/Ejector Pumps work? (w/Sewers, not Septic)

I wouldn't have a problem installing a quality macerating system. It's like anything else. You buy crap and all you ever have is crap. What's that? Like a garbage disposal for a drain? 'never heard of that, but it sure sounds like a good thing. Any examples of such a thing? Thanks for the tip! Basi...
by iamlucky13
Fri Apr 16, 2021 1:59 pm
Forum: Personal Consumer Issues
Topic: Do Basement Bathrooms w/Ejector Pumps work? (w/Sewers, not Septic)
Replies: 20
Views: 1318

Re: Do Basement Bathrooms w/Ejector Pumps work? (w/Sewers, not Septic)

I am seeing houses with finished basements (walk-outs, not much below grade) with full bathrooms that use ejector pumps to function. Do these bathrooms work well? What maintenance is involved? Are there better and worse Ejector Pumps? (Any recommendations are appreciated.) These are houses served b...
by iamlucky13
Thu Apr 15, 2021 7:37 pm
Forum: Personal Finance (Not Investing)
Topic: Share your net worth progression
Replies: 2526
Views: 583183

Re: Share your net worth progression

For reference, here is the latest professional study for the retirement savings by age: https://dqydj.com/retirement-savings-by-age/ Most people on this forum are definitely well beyond median numbers. The website provides a calculator to calculate your percentile. That is a very interesting link. ...
by iamlucky13
Thu Apr 15, 2021 2:42 pm
Forum: Personal Consumer Issues
Topic: Replacement battery for solar landscape lights?
Replies: 10
Views: 558

Re: Replacement battery for solar landscape lights?

I’d probably get the Duracells. Have you checked Batteries + Bulbs? Thanks for your reply- Just checked -they have the Ultralast for $13 w/free shipping. Better than Amazon $16. Not familiar w/the brand though. Just based on the familiar name, agree regarding Duracell, and EZ to get at Lowes I agre...
by iamlucky13
Wed Apr 14, 2021 1:44 pm
Forum: Personal Consumer Issues
Topic: Offering position to candidate interviewed 7 months ago
Replies: 22
Views: 1207

Re: Offering position to candidate interviewed 7 months ago

I wouldn't call it great form to open the discussion with criticisms of a former employee, but I see nothing wrong with reaching out to someone who previously was interested in your company. I have had two somewhat similar experiences on the employee side: one with a former employer that had laid me...
by iamlucky13
Wed Apr 14, 2021 9:51 am
Forum: Personal Consumer Issues
Topic: Mouse Help
Replies: 14
Views: 1079

Re: Mouse Help

I believe firestop putty would be the most appropriate product to use to seal holes between floors. Duct sealant putty would probably also work Here's an example of each: https://www.homedepot.com/p/3M-Fire-Barrier-1-45-in-x-6-in-Moldable-Putty-Stix-MP-Flexible-MP-Stick/206873182 https://www.homedep...
by iamlucky13
Tue Apr 13, 2021 6:36 pm
Forum: Personal Consumer Issues
Topic: 10+ year old used cars?
Replies: 77
Views: 6429

Re: 10+ year old used cars?

New 2021 Chevy Spark under $17k. New car warranty, backup camera, functional airbags, 30/38 mpg. Chevy quality is good. Skip the 10 year/100k mile POS. :beer The cars the OP mentioned considering are all compact to mid-size sedans and crossover SUV's, not sub-compact hatchbacks. It is possible to g...
by iamlucky13
Tue Apr 13, 2021 5:08 pm
Forum: Personal Consumer Issues
Topic: DIY recessed lighting installation?
Replies: 51
Views: 2947

Re: нет

1. Get a permit. If you have a fire and no permit, then your insurance company will not pay. I'm just trying understand how this is enforced. 1) How I am going to ensure that no work is done without permit if I'm not the first owner? 2) How does the insurance company know which add-ons were done wi...
by iamlucky13
Tue Apr 13, 2021 2:31 pm
Forum: Personal Consumer Issues
Topic: Carvana or Vroom- ever use it?
Replies: 71
Views: 6890

Re: Sell My Car To Carvana?

This is helpful. The next time I sell my car, I will hit up both Carvana and Carmax. Are these considered the best places to check? Plus Vroom, Shift, Autonation, and AutoLendersGo.com You can even pit these companies against each other How do you pit them against each other? When I checked several...
by iamlucky13
Tue Apr 13, 2021 2:16 pm
Forum: Personal Consumer Issues
Topic: 10+ year old used cars?
Replies: 77
Views: 6429

Re: 10+ year old used cars?

One way of measuring car safety is by looking at the driver death rate per million registered vehicles. You can get the statics on this web site. https://www.iihs.org/ratings/driver-death-rates-by-make-and-model There are a lot of different Silverado models and yours was not listed, probably becaus...
by iamlucky13
Tue Apr 13, 2021 1:17 pm
Forum: Personal Consumer Issues
Topic: Oral surgeon said we were legally required to give SS#, then they got hacked
Replies: 54
Views: 6393

Re: Oral surgeon said we were legally required to give SS#, then they got hacked

I have always left SSN fields blank or entered N/A unless I can verify there is a legitimate basis for requesting the information - I was surprised last time I created a new bank account to find there was a new requirement for that action, but the bank cited the proper regulation, so I was able to v...
by iamlucky13
Tue Apr 13, 2021 10:41 am
Forum: Personal Consumer Issues
Topic: 10+ year old used cars?
Replies: 77
Views: 6429

Re: 10+ year old used cars?

It depends on the circumstances. I just bought a replacement for my 2002 as a few issues beyond normal maintenance cropped up for the first time in its history. I fixed the biggest issue, but due to the time involved, my wife mandated for further issues, I either pay a mechanic or replace the car. I...
by iamlucky13
Fri Apr 09, 2021 2:46 pm
Forum: Personal Consumer Issues
Topic: Travel Trailer vs My Pickup Truck: Specs?
Replies: 54
Views: 3415

Re: Travel Trailer vs My Pickup Truck: Specs?

Yes, but it's not ideal. Don't expect to maintain highway speed on significant hills, and pay some heed to how much weight you put in the trailer when packing, including water and propane. Also, tongue weight + 2 adults puts you right at the pickup's payload capacity, although I think you can check ...
by iamlucky13
Fri Apr 09, 2021 1:01 pm
Forum: Personal Consumer Issues
Topic: New or Used: car purchase
Replies: 17
Views: 1300

Re: New or Used: car purchase

I'm favorable to the idea of keeping the Cherokee as a bad weather car and getting a cheaper to operate good weather car. Repairs are frustrating, but still far less than a new Cherokee or equivalent. If going with the replacement option: Locking differential and low with a 4WD could be hard to repl...
by iamlucky13
Fri Apr 09, 2021 12:42 pm
Forum: Personal Consumer Issues
Topic: Housing circumstances
Replies: 44
Views: 2658

Re: Housing circumstances

There is a huge difference between 2000 SF and 4000 SF. You indicated your immediately family would be comfortable in 2000-2500 SF. I think even 500 SF extra would go a long ways towards giving two more adults a little personal space and privacy, so it seems pretty reasonable to me to focus more in ...
by iamlucky13
Fri Apr 09, 2021 8:49 am
Forum: Personal Consumer Issues
Topic: Should I buy a SLR camera without a built in flash?
Replies: 90
Views: 3346

Re: Should I buy a SLR camera without a built in flash?

I don't follow NIkon so does anyone know what the two new NIkon dslr (vs. mirrorless) bodies to be introduced this year (2021) will be? I wouldn't buy a Nikon dslr without knowing that. Nikonrumors.com has always done a good job of keeping up with the latest details like this, although lately there...
by iamlucky13
Wed Apr 07, 2021 8:43 pm
Forum: Personal Consumer Issues
Topic: Repair or Replace 2003 Toyota Corolla
Replies: 69
Views: 5939

Re: Repair or Replace 2003 Toyota Corolla

Where are people getting the highlighted info above? I can't find it anywhere, in fact: Repairs won't stop at the list you posted (lots of rubber based parts in the suspension will need replacement soon as well) and the Corolla isn't on the list of the top 20 cars predicted to go for 300,000 miles....
by iamlucky13
Wed Apr 07, 2021 2:40 pm
Forum: Personal Consumer Issues
Topic: The best $10,000 to $15,000 vehicle.
Replies: 42
Views: 3377

Re: The best $10,000 to $15,000 vehicle.

In general, I think for Honda or Toyota, you're going to be looking at lightly used Fit's or Matrices , and 5+ year used Civic's and Corolla's for the price target stated. Those cars should still be good for 10+ years of reliable use, though. We must have different definitions of "lightly used...
by iamlucky13
Wed Apr 07, 2021 2:31 pm
Forum: Personal Consumer Issues
Topic: Repair or Replace 2003 Toyota Corolla
Replies: 69
Views: 5939

Re: Repair or Replace 2003 Toyota Corolla

I think it's funny that when children are newborns and toddlers parents put them in the latest and greatest car seats and generally purchase and drive them around in vehicles with high safety ratings. Then once they are old enough to drive parents give them the old crappy run down cars that have li...
by iamlucky13
Wed Apr 07, 2021 12:58 pm
Forum: Personal Consumer Issues
Topic: The best $10,000 to $15,000 vehicle.
Replies: 42
Views: 3377

Re: The best $10,000 to $15,000 vehicle.

$15k would buy a brand new Honda FIT. Or a slightly used Civic LX. What's important to you besides reliability and fuel mileage? Heck...a Mazda Miata fits the mpg and reliability requirements. A newer NB with low mileage fits your budget easily. The Honda Fit is discontinued in the US market after ...
by iamlucky13
Wed Apr 07, 2021 12:20 pm
Forum: Personal Consumer Issues
Topic: Should I buy a SLR camera without a built in flash?
Replies: 90
Views: 3346

Re: Should I buy a SLR camera without a built in flash?

This thread has gotten completely derailed. As far as we know the OP has an upper-mid-range 14-year old dslr with a built-in flash, 12mp crop sensor and a kit lens. The OP is considering upgrading to what today is roughly the equivalent camera. The D300 was more or less the D850 of its day, despite...