Bogleheads.org

ResearchMed

Hi all: We are planning an anniversary trip for November 2021. It's a "significant" anniversary, so we're looking to go somewhere nice - i.e., more expensive than we might otherwise plan to do. We have not had great luck with trip insurance in recent years; one only allowed "credit&q...

ResearchMed

It just went on the market and the open house at 9AM today was a feeding frenzy. The owners are going to sort through offers tomorrow and choose the best one. I won't chime in with my thoughts since according to this, it is too late! What was the end result? Did you make an offer? Are you under con...

ResearchMed

ruralavalon wrote: ↑Thu Apr 15, 2021 3:50 pm Death in the Clouds, on YouTube.

While Poirot sleeps on an airplane flight from Paris to London, a notorious French moneylender is murdered with a poisoned dart.

Is this with David Suchet?
How did the plot/acting compare with other Poirots?

Thanks.

RM

ResearchMed

If the timeshare was left to no one, or all heirs disclaimed, I assume the company could go after the estate for the payments. What do they do? Calculate the price of a perpetuity that would would the annual payments and demand that much? Wouldn't that lead to some obligation for the company at lea...

ResearchMed

(^^^ The merge broke the link.) I merged bg5's thread into the ongoing discussion. The combined thread is in the Personal Finance (Not Investing) forum (retirement spending). (Thanks to the member who reported the post and provided the link to this thread.) Perhaps put a "LadyGeek Comment"...

ResearchMed

We just watched "This Is a Robbery", on Netflix. https://en.wikipedia.org/wiki/This_Is_a_Robbery It's a four part miniseries about the 1990 art heist at the Isabella Stewart Gardner Museum, in Boston. Some major art was stolen, and now it's 2021 and... zippo... There were some details that...

ResearchMed

Is there a law or settle cases that says one has no choice as to whom one sells their property? Last time I looked, sellers are free to sell to whomever they please. If I don't like you, I won't sell to you. An additional problem with these is that they will often reveal that potential buyer is a p...

ResearchMed

bloom2708 wrote: ↑Wed Apr 14, 2021 1:34 pm Seems like part of the reason LinkedIn exists.

You can message directly in LinkedIn. Good luck!

I'd suggest a personal phone call.
It's already a slightly awkward situation, so why make it so impersonal?
(Or is this just part of my being a dinosaur? Is LinkedIn the new phone call?)

RM

ResearchMed

It never hurts to ask. The worst they can do is say no, and you’re in the same spot you would be if you didn’t ask. This. And this is often a good philosophy/strategy in life more generally. Otherwise, "one never knows..." :wink: But I agree it should be an offer or nothing, not a call as...

ResearchMed

News of the World (2020) DVD free from public library. Was a little slow in parts, but nice story line and you can't go wrong with Mr. Hanks. Since I just finished reading Lonesome Dove , the locales/story was fresh in my imagination. https://www.youtube.com/watch?v=zTZDb_iKooI I Care a Lot (2020) ...

ResearchMed

I would find a Parkinson's foundation support group. I'm sure they will have excellent insights to help you. Staying as fit as possible will help with long-term effects from Parkinson's. There are specially boxing classes that have been proven to be very helpful for people with Parkinson's. This re...

ResearchMed

Is what you are doing any different from what it would be if you were both leasing the car, sort of as if a married couple would do it 'together'?
I'm not sure what you mean here by "co-signing".

RM

ResearchMed

I had an issue with our gas company, Southern CA Edison, a couple years ago. I was super patient and polite, waited 9 months for resolution checking in every 4-6 weeks and finally had it. I did not lose it on anyone at the utility I simply went in line to California Public Utility Commission websit...

ResearchMed

In terms of "not tipping one's hand", we dealt with this through the lender's pre-approval letters. We had two: one written approving "up to $X", and another written for "up to $Y." Thus, we didn't have to show the higher amount, showing that we could really afford more...

ResearchMed

If you do decide to "publicize" this somehow, perhaps you could alert your neighbors in advance, or maybe even get their "permission". It could be rather intrusive to them if they end up on the evening news this way.

RM

ResearchMed

I moved to Hawaii for four years. I don't regret it - it was an interesting experience - but I didn't last. Weather was one of the issues, it just got really boring. Boring? I moved from the Midwest to the Santa Barbara area after initial college years, ages ago. I was raised in the Mid-Atlantic ar...

ResearchMed

Read the timeshare contract. My wife's had a surrender / deed back provision. I consider us lucky in that we could deed it back to Wyndham and be done with it. I keep reading about being saddled with a timeshare for life, with no way out, etc. (or so it often seems). What is the language in such a ...

ResearchMed

If you haven't yet heard back from your former employer, how do you know that they won't change your employment status? Because they haven't changed it, and are not responding. You said you emailed. Try calling the HR VP. Depending upon the size of employer, there may be an HR VP for Benefits. We'v...

ResearchMed

We just watched "Death on the Nile", another Agatha Christie mystery with David Suchet's Poirot. It was a bit disappointing, but I'm not sure why. Perhaps it was partly how many times there would have needed to be someone at *just* the right place at *just* the right time, etc. - for speci...

ResearchMed

RIMDBogle wrote: ↑Tue Apr 13, 2021 4:17 pm Thanks for weighing in.

I see my PMs are stuck in outbox. How can I make to SEND ?

Thanks for your guidance.

PM will remain in your outbox until it is read by recipient, at which time it "moves" to "sent".

Yes, a bit confusing.

RM

ResearchMed

Husband unexpectedly retired this Spring (2021.) He was diagnosed with Parkinson's Disease (tremor dominant) a few years ago. I realize that every person with Parkinson's has symptoms that develop differently than every other person with Parkinson's. However, the symptoms only get worse over time. ...

ResearchMed

I'm not sure if this is common, but I didn't give any proof of funds to get my pre-approval . If that's usually the case, having a pre-approval isn't really proof anything either. But no my agent did not ask for proof of funds, just wanted the pre-approval. This probably does vary on market and how...

ResearchMed

What is that coverage line item about "building ordinance or law"? Ordinance or law covers increased construction costs due to stricter building codes. 10% is standard. Farmers allows you to drop the coverage for a small reduction in premium. It is a bad idea to do this unless the house i...

ResearchMed

What is that coverage line item about "building ordinance or law"?

RM

ResearchMed

Like many families, we're looking forward to getting to the beach this summer after being holed up all of 2020. We'll drive, not fly. We've been very conservative up to this point with Covid but we're optimistic for this summer. I've never purchased trip insurance but was curious if there was a pro...

ResearchMed

You have a house that has appreciated 25%?

If prices come down, likely that your home value will, too.

RM

ResearchMed

Three quick thoughts: You mention that something like arbitration wouldn't be needed, but also that Uncle might be concerned about how much he gets. What happens to Aunt if this works well enough that she is out of the regular work place for an extended time? Will/might she have trouble getting a jo...

ResearchMed

I have a lot of suits,dress shirts,ties and shoes that I have not worn for over a year due to covid, wearing scrubs to hospital and office, more casual wear when going out etc. I thought there were organizations that would accept donations of these items for young men starting out to wear to job in...

ResearchMed

If not a duplex as suggested above, then how about - still recognizing that this may be a longer term 'family housing' situation than you would have preferred - then find place to buy where there is enough land to add a small "annex". That can later serve as a guest suite, nanny/housekeepe...

ResearchMed

Under normal times, often using miles with partner airlines result in better value s. Using United miles on United flights may be worse than using on one of the partner airlines. [emphasis added] There are partner networks that can often be far more valuable than using the awards on the carrier tha...

ResearchMed

Also, if you aren't familiar with various types of accommodations, speaking with a travel agent might be useful in terms of learning about choices. For example, you might want 4 separate rooms. Do you want them to connect (interior connecting, not needing to go out to common areas)? Sometimes multi-...

ResearchMed

There may be some third party travel agents that offer perks at certain hotels/resorts. IF so, that could cover breakfast each day, which is one of the better perks in some cases. The $XXX credit is usually per reservation/room, and not per night, so it's not worth that much for a longer stay. But n...

ResearchMed

Nope.

RM

ResearchMed

Two thoughts: 1) Rent a small apartment near your new home for them. Will there be anything walking distance, or at least a very short drive? Does your FIL drive? 2) Renovate a basement, one that has a separate entrance(!). It could later be a guest suite or level for teens. And given housing costs,...

ResearchMed

I know it sounds silly, but how do I check what my employer offers? I've switched companies a handful of times, but I never checked what they would offer post-leaving, as I was always switching to the next gig w/ health insurance. I briefly browsed around our internal benefits site but I didn't see...

ResearchMed

I would use the IRS withholding calculator, each of you do the calculation as if you were single or MFS. Withhold the exact amount needed. Then, since filing MFJ would create a refund, use that refund to do something fun together, like a weekend getaway (or a fancy dinner, not sure how much money w...

ResearchMed

We will be flying to Turks & Caicos in August. Does anyone know if they require Covid tests before or after the trip? You should check with their official website. The USA State Department also has information, but I wouldn't trust that as the final word. But note: Depending upon disease circum...

ResearchMed

I would use the IRS withholding calculator, each of you do the calculation as if you were single or MFS. Withhold the exact amount needed. Then, since filing MFJ would create a refund, use that refund to do something fun together, like a weekend getaway (or a fancy dinner, not sure how much money w...

ResearchMed

This is really on OP, and travel insurance with CFAR (Cancel For Any Reason) would probably have been the best thing, given the vagaries of such insurance covering "not being able to go" but not being sick, etc. (That could depend upon insurer, obviously. Some insurers last year were not c...

ResearchMed

The allure of the new place is ---- well it's a smaller company (100) and I feel I can make more impact/ have more autonomy. Also, after so many years at the current place, I do a lot of various maintenance tasks/ garbage collection work and it would be refreshing to cut bait. Don't forget that you...

ResearchMed

I'd recommend that you first figure out what the least amount of taxes that you can (legally!) owe. That's probably going to MFJ. Then... perhaps allocate that amount proportionately. This might be that 4:1 ratio that you have both agreed to. ETA: I'd like to edit, based upon reading some of the sub...

ResearchMed

Father is late 60s and recently retired. Will receive pretty close to max Social Security at age 70. Has a sizable portfolio that should only require 3% or less SWR after accounting for SS. Has a balanced 60/40 portfolio. So financially they’re in great shape. He’s unfortunately going through quite...

ResearchMed

I just checked, and our Zillow estimate went *down* by a fairly large amount (more than I used to see it going up at any single time). But at least this makes partial sense. I think the Zillow estimate is waaaay high. It's considerably above the Redfin estimate, and even that I wonder about. And we ...

ResearchMed

Another consideration is whether you would even want to file a claim for "smaller losses". Those could affect your insurance rates going forward, or even get you cancelled, depending upon amounts and frequencies. We have elected not to make any claims where the amount of the insurance reim...

ResearchMed

Jacqueline du Pre, playing Dvorak's cello concerto, 1968.

Daniel Barenboim (her husband) was conducting.

Amazing to hear - and to watch.

RM

ResearchMed

So, we're talking $140 over 7 months? Can you put this money back into your rental unit? A new nicer Microwave? Or if you were gonna replace an appliance or something - go for an "upgrade"? putting in a nicer garage door opener? Or can you do some maintenance things (like replace lights) ...

ResearchMed

Here is how I understand it. Your first RMD is for 2021. You are allowed to delay that first one until the following April without paying a penalty. But you will also have an RMD for 2022. So if you delay the first one, you will be taking two RMDs in 2022. And keep in mind that the doubled RMD amou...

ResearchMed

Hello Bogleheads, DW left her employer a couple of years ago and hasn't done anything with her traditional pre-tax 401k (at Merril Edge). Her 401k appears to have been actively managed--at least at some point--because she's invested in more than a dozen funds with very high expense ratios (> 1% for...

ResearchMed

I just removed a pedestal sink (porcelain). We are replacing it with a new vanity. How does one go about disposing the sink? Set it out on the curb on trash day? Something else? Thanks in advance! Ryan Is it intact? If so, then try setting it out by the curb *before* trash day. You might be surpris...

ResearchMed

The downside to increasing my ownership: It's not liquid, I can sell but it would take a few months. With stock I can have money tomorrow. it is a business and any business can fail. There are some instabilities in the hospital marketplace. I have zero control over decisions and directing the busin...

Search found 11264 matches