Search found 31898 matches

by LadyGeek
Thu Apr 22, 2021 8:48 pm
Forum: Personal Consumer Issues
Topic: Is AAA Membership Worth it?
Replies: 152
Views: 36476

Re: Is AAA Membership Worth it?

This thread is now in the Personal Consumer Issues forum (AAA membership).
by LadyGeek
Thu Apr 22, 2021 7:56 pm
Forum: Investing - Theory, News & General
Topic: Long Term Future of Oil and Natural Gas?
Replies: 36
Views: 1645

Re: Long Term Future of Oil and Natural Gas?

I removed an off-topic rant about environmental damage due to solar panel construction materials. This thread has run its course and is locked (climate / environmental impact policy). See: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue abo...
by LadyGeek
Thu Apr 22, 2021 6:31 pm
Forum: Forum Issues and Administration
Topic: Question for Administrators [Total number of a member's posts]
Replies: 2
Views: 293

Re: Question for Administrators

It is the total number of posts. The post is counted regardless if it's the first post in a thread (the OP) or somewhere in the middle.

The question has been answered. Further discussion will not be productive.

This thread is locked to end the discussion. If there are any further questions, PM me.
by LadyGeek
Thu Apr 22, 2021 5:57 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 14740
Views: 1132993

Re: U.S. stocks continue to soar!

I removed an off-topic interchange conjecturing on a proposed increase of capital gains taxes. Speculation about future legislation is prohibited by forum policy, see: Unacceptable Topics In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comme...
by LadyGeek
Thu Apr 22, 2021 3:39 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Portfolio Watch has a new look
Replies: 112
Views: 9394

Re: Vanguard Portfolio Watch has a new look

^^^ The link can be found in the forum's Board index in the "Local Chapters and Bogleheads Community" description. The calendar is located in the blog.

Here's the direct link: Calendar of Events
by LadyGeek
Thu Apr 22, 2021 1:39 pm
Forum: Investing - Theory, News & General
Topic: KITCO News Bite on Deflation
Replies: 37
Views: 2841

Re: KITCO News Bite on Deflation

This thread has run its course and is locked (not actionable, economic policy). See: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or world economic, political, tax, health care and ...
by LadyGeek
Thu Apr 22, 2021 1:37 pm
Forum: Investing - Theory, News & General
Topic: What is your 10 - 20 year macro view and why?
Replies: 51
Views: 3527

Re: What is your 10 - 20 year macro view and why?

This thread has run its course and is locked (not actionable, economic policy). See: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or world economic, political, tax, health care and ...
by LadyGeek
Thu Apr 22, 2021 1:34 pm
Forum: Personal Consumer Issues
Topic: Towing with Small Truck
Replies: 31
Views: 1519

Re: Towing with Small Truck

This thread is now in the Personal Consumer Issues forum (towing).
by LadyGeek
Thu Apr 22, 2021 1:06 pm
Forum: Investing - Theory, News & General
Topic: [William Bernstein: The Delusions Of Crowds: Why People Go Mad in Groups]
Replies: 45
Views: 12970

Re: [William Bernstein: The Delusions Of Crowds: Why People Go Mad in Groups]

I merged climber2020's thread into the ongoing discussion. As noted earlier, the book focuses on religious and political issues which are outside the scope of this forum. Based on past experience, comments of a similar focus will shortly ensue and result in highly contentious discussions. We are kee...
by LadyGeek
Thu Apr 22, 2021 12:53 pm
Forum: Personal Finance (Not Investing)
Topic: Need Cash for Divorce Payout
Replies: 106
Views: 7133

Re: Need Cash for Divorce Payout

I removed an off-topic post discussing a relationship issue. As a reminder, see: Acceptable Topics and Subforum Guidelines This is an investing and personal finance forum. We also maintain a subforum that allow our members to discuss consumer goods and services and recreational activities. Anything...
by LadyGeek
Thu Apr 22, 2021 8:58 am
Forum: Investing - Theory, News & General
Topic: Vanguard Portfolio Watch has a new look
Replies: 112
Views: 9394

Re: Vanguard Portfolio Watch has a new look

Welcome! The best chance for Vanguard to fix their problems is to complain directly to Vanguard.
by LadyGeek
Wed Apr 21, 2021 4:31 pm
Forum: Personal Consumer Issues
Topic: New hotel issues
Replies: 5
Views: 1353

Re: New hotel issues

This thread has run its course and is locked (rant). See: Personal Consumer Issues General comments or complaints about these topics will be locked or removed. Note that this subforum has a much lower threshold for locking or removing posts than the financial and investing subforums. In general, co...
by LadyGeek
Wed Apr 21, 2021 3:26 pm
Forum: Personal Finance (Not Investing)
Topic: You retired, but your plan wants to retain your balance
Replies: 1
Views: 691

Re: You retired, but your plan wants to retain your balance

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about ...
by LadyGeek
Wed Apr 21, 2021 1:21 pm
Forum: Personal Finance (Not Investing)
Topic: Unicorns pay no federal tax!
Replies: 57
Views: 5948

Re: Unicorns pay no federal tax!

As a reminder, please stay focused on your own situation.
by LadyGeek
Wed Apr 21, 2021 1:06 pm
Forum: Investing - Theory, News & General
Topic: Hit Millionaire Status! [Does anyone shift when they hit a milestone?]
Replies: 78
Views: 8799

Re: Hit Millionaire Status! [Does anyone shift when they hit a milestone?]

This thread is now in the Investing - Theory, News & General forum (general question).

The OP has hit a milestone (see: Post your Financial Milestone Announcements Here), but is asking about changing investment strategy when a milestone has been reached. I retitled the thread for clarity.
by LadyGeek
Wed Apr 21, 2021 1:01 pm
Forum: Personal Investments
Topic: Help with selecting 401(k) funds
Replies: 34
Views: 1341

Re: Help with selecting 401(k) funds

swilgu1 - In order to provide appropriate information, it's best to put all the information in one spot. I merged your update back into the first thread.

If you have any questions, ask them here.

(Thanks to the member who reported the post and supplied the link to the original thread.)
by LadyGeek
Wed Apr 21, 2021 9:52 am
Forum: Personal Finance (Not Investing)
Topic: Strange message from Ally Bank
Replies: 27
Views: 2423

Re: Strange message from Ally Bank

This thread is now in the Personal Finance (Not Investing) forum (bank check).
by LadyGeek
Wed Apr 21, 2021 9:48 am
Forum: Personal Finance (Not Investing)
Topic: Federal government not taking taxes as scheduled
Replies: 49
Views: 2971

Re: Federal government not taking taxes as scheduled

I merged ThreeBears's thread into a similar discussion.
by LadyGeek
Wed Apr 21, 2021 8:21 am
Forum: Personal Finance (Not Investing)
Topic: How Long Would You Stay in a Boring Government Job?
Replies: 110
Views: 6519

Re: How Long Would You Stay in a Boring Government Job?

I went down to part-time before I retired. My full-time work schedule was flexed, meaning I worked 9 hour days and got every other Friday off. It was very nice, as it allowed me to schedule all of my appointments and run errands on my "off" Fridays. I then ramped down to take every Friday ...
by LadyGeek
Wed Apr 21, 2021 7:41 am
Forum: Personal Finance (Not Investing)
Topic: Estate Planning Books [“Beyond the Grave” by Jeffery Condon Esq.]
Replies: 19
Views: 2622

Re: Estate Planning Books [“Beyond the Grave” by Jeffery Condon Esq.]

As Lady Geek pointed out, we're not supposed to discuss proposed changes in the law. It's so we don't end up in political arguments. A clarification - It's not only the politics, but that investors in this forum are focused on retirement - your life's savings. For example, you make a change based o...
by LadyGeek
Tue Apr 20, 2021 8:49 pm
Forum: Personal Finance (Not Investing)
Topic: Estate Planning Books [“Beyond the Grave” by Jeffery Condon Esq.]
Replies: 19
Views: 2622

Re: Estate Planning Books [“Beyond the Grave” by Jeffery Condon Esq.]

^^^ Speculation about future legislation is prohibited by forum policy, see: Unacceptable Topics Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The only exceptions to this rule are: Common relig...
by LadyGeek
Tue Apr 20, 2021 8:47 pm
Forum: Personal Finance (Not Investing)
Topic: Permission to retire?
Replies: 38
Views: 6184

Re: Permission to retire?

This thread is now in the Personal Finance (Not Investing) forum (retirement planning).
by LadyGeek
Tue Apr 20, 2021 6:35 pm
Forum: Personal Finance (Not Investing)
Topic: Personal liability for filing complaint for financial adviser?
Replies: 51
Views: 4302

Re: Personal liability for filing complaint for financial adviser?

This thread is now in the Personal Finance (Not Investing) forum (legal issue with a financial component - impacting finances).
by LadyGeek
Tue Apr 20, 2021 4:09 pm
Forum: Personal Investments
Topic: What happens if I draw my Vanguard Brokerage Acct down to $0?
Replies: 9
Views: 1267

Re: What happens if I draw my Vanguard Brokerage Acct down to $0?

I removed an off-topic post. As a reminder, see: General Etiquette We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. This thread is now in the Personal Investments forum (help with brokerage account).
by LadyGeek
Tue Apr 20, 2021 3:50 pm
Forum: Personal Finance (Not Investing)
Topic: Custodial Roth IRA conversion to Roth
Replies: 8
Views: 350

Re: Custodial Roth IRA conversion to Roth

A440 - You had a duplicate thread. I merged the reply into here and removed your duplicate post.

This thread is now in the Personal Finance (Not Investing) forum (IRA question).

(Thanks to the member who reported the post.)
by LadyGeek
Tue Apr 20, 2021 2:44 pm
Forum: Personal Finance (Not Investing)
Topic: How Long Would You Stay in a Boring Government Job?
Replies: 110
Views: 6519

Re: How Long Would You Stay in a Boring Government Job?

I removed a contentious interchange regarding government employee work ethics. As a reminder, see: General Etiquette
We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones.
by LadyGeek
Tue Apr 20, 2021 1:09 pm
Forum: Investing - Theory, News & General
Topic: There’s a single New Jersey deli doing $35,000 in sales valued at $100 million in the stock market
Replies: 69
Views: 8043

Re: There’s a single New Jersey deli doing $35,000 in sales valued at $100 million in the stock market

This thread has run its course and is locked (topic exhausted). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of posting policy, a topic (or ...
by LadyGeek
Tue Apr 20, 2021 6:45 am
Forum: Personal Investments
Topic: When to retire - 2 children
Replies: 56
Views: 8311

Re: When to retire - 2 children

teramesher - In order to provide appropriate advice, it's best to see all the info in one spot. I merged your update back into the original thread.

(Thanks to the member who reported the post and provided a link to the original thread.)
by LadyGeek
Tue Apr 20, 2021 6:32 am
Forum: Investing - Theory, News & General
Topic: Do simple index fund-only portfolios (e.g., 3-fund, 5-fund, etc.) work for the ultra wealthy (say, $20+ million)?
Replies: 96
Views: 10047

Re: Do simple index fund-only portfolios (e.g., 3-fund, 5-fund, etc.) work for the ultra wealthy (say, $20+ million)?

How are the ultra wealthy planning for a wealth tax? How would you raise cash to pay wealth taxes on an illiquid investment? How would the value be determined? I'm guessing these questions might be off limits. I think there are some serious implications though. You only pay taxes when you actually ...
by LadyGeek
Tue Apr 20, 2021 6:17 am
Forum: Personal Finance (Not Investing)
Topic: [Spouse recently passed away. Please help me handle his financial matters]
Replies: 124
Views: 9282

Re: [Spouse recently passed away. Please help me handle his financial matters]

^^^ A quick administrative note - Roth is not an acronym. It's the name of a US Senator. From the wiki: Roth IRA
Named after US Senator William Roth, Roth IRAs were established by the Taxpayer Relief Act of 1997.
by LadyGeek
Mon Apr 19, 2021 6:53 pm
Forum: Personal Investments
Topic: $1,000,000 In An Ally Savings Account?
Replies: 51
Views: 6668

Re: $1,000,000 In An Ally Savings Account?

I removed an off-topic post. As a reminder, see: General Etiquette
At all times we must conduct ourselves in a respectful manner to other posters. Attacks on individuals, insults, name calling, trolling, baiting or other attempts to sow dissension are not acceptable.
by LadyGeek
Mon Apr 19, 2021 5:56 pm
Forum: Investing - Theory, News & General
Topic: Do simple index fund-only portfolios (e.g., 3-fund, 5-fund, etc.) work for the ultra wealthy (say, $20+ million)?
Replies: 96
Views: 10047

Re: Do simple index fund-only portfolios (e.g., 3-fund, 5-fund, etc.) work for the ultra wealthy (say, $20+ million)?

I removed an off-topic post linking to an article which discusses political opinions of the wealth tax. As a reminder, see: Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The only exceptions to...
by LadyGeek
Mon Apr 19, 2021 4:08 pm
Forum: Investing - Theory, News & General
Topic: How to use Vanguard Portfolio Watch, M* X-ray, Fidelity GPS for rebalancing
Replies: 113
Views: 92915

Re: How to use Vanguard Portfolio Watch, M* X-ray, Fidelity GPS for rebalancing

^^^ Caution on the dates - livesoft's post was from April 22, 2020 (1 year ago).

Here's a relevant thread: Vanguard Portfolio Watch has a new look
by LadyGeek
Mon Apr 19, 2021 3:40 pm
Forum: Investing - Theory, News & General
Topic: Portfolio Tracking Apps?
Replies: 7
Views: 459

Re: Portfolio Tracking Apps?

This thread is now in the Investing - Theory, News & General forum (general question).
by LadyGeek
Mon Apr 19, 2021 1:34 pm
Forum: Personal Consumer Issues
Topic: Please help with windows [Microsoft Windows]
Replies: 9
Views: 640

Re: Please help with windows [Microsoft Windows]

This thread is now in the Personal Consumer Issues forum (computer help). I also retitled the thread for clarity.
by LadyGeek
Mon Apr 19, 2021 8:57 am
Forum: Personal Consumer Issues
Topic: How to opt out of people search sites?
Replies: 13
Views: 2072

Re: How to opt out of people search sites?

This thread is now in the Personal Consumer Issues forum (computer search).
by LadyGeek
Mon Apr 19, 2021 6:42 am
Forum: Personal Consumer Issues
Topic: Facemask Recommendations?
Replies: 45
Views: 2911

Re: Facemask Recommendations?

Upon further review, this discussion is about facemask recommendations - a consumer item.

This thread is now unlocked to continue the discussion.

(Thanks to the member who provided the oversight by reporting the post.)
by LadyGeek
Mon Apr 19, 2021 6:33 am
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 2314
Views: 274827

Re: Post your Financial Milestone Announcements Here

I merged fortfun's thread into the ongoing discussion. The combined thread is in the US Chapters (community) forum.

Congrats! :beer
by LadyGeek
Mon Apr 19, 2021 6:28 am
Forum: Personal Finance (Not Investing)
Topic: [Spouse recently passed away. Please help me handle his financial matters]
Replies: 124
Views: 9282

Re: [Spouse recently passed away. Please help me handle his financial matters]

The wiki has some general guidelines for deciding if you should do the conversion. See: Roth IRA conversion Put traditional-to-Roth IRA conversions as a low priority. Not only do you need to have a complete picture of your current finances, but you should also have a good idea of what your financial...
by LadyGeek
Sun Apr 18, 2021 7:51 pm
Forum: Investing - Theory, News & General
Topic: Beginning to evaluate the holdings of Vanguard Target Retirement Funds
Replies: 138
Views: 8493

Re: Beginning to evaluate the holdings of Vanguard Target Retirement Funds

This is a "No politics" forum. I removed an off-topic post. As a reminder, see: Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The only exceptions to this rule are: Common religious e...
by LadyGeek
Sun Apr 18, 2021 10:56 am
Forum: Personal Finance (Not Investing)
Topic: Experience with Citibank Bonus Offer
Replies: 24
Views: 2196

Re: Experience with Citibank Bonus Offer

This thread is now in the Personal Finance (Not Investing) forum (bank).
by LadyGeek
Sun Apr 18, 2021 10:37 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 14740
Views: 1132993

Re: U.S. stocks continue to soar!

Let's stay on-topic.
by LadyGeek
Sun Apr 18, 2021 10:34 am
Forum: Personal Consumer Issues
Topic: Travel to Vietnam, Thailand, or India
Replies: 72
Views: 5865

Re: Travel to Vietnam, Thailand, or India

An off-topic post related to the coronavirus has been removed. See: Please read before posting on coronavirus/COVID-19

Please stay on-topic, which is travel.
by LadyGeek
Sun Apr 18, 2021 9:34 am
Forum: Investing - Theory, News & General
Topic: [Fidelity Health Savings Account Mega-Thread]
Replies: 1120
Views: 141472

Re: [Fidelity Health Savings Account Mega-Thread]

Last month, I withdrew all of my Fidelity HSA funds to cover unreimbursed medical expenses. Or so I thought. At the end of the month, I got 0.05 interest for the balance in the account prior to the withdrawal. It turns out I did a partial withdrawal, but I didn't see any options for a full withdrawa...
by LadyGeek
Sun Apr 18, 2021 9:21 am
Forum: Investing - Theory, News & General
Topic: What would Bogle think of Dogecoin?
Replies: 30
Views: 1889

Re: What would Bogle think of Dogecoin?

This thread has run its course and is locked (topic exhausted). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of posting policy, a topic (or ...
by LadyGeek
Sun Apr 18, 2021 9:18 am
Forum: Investing - Theory, News & General
Topic: Maybe a stupid question but why invest in bonds instead of paying down mortgage?
Replies: 47
Views: 3460

Re: Maybe a stupid question but why invest in bonds instead of paying down mortgage?

I removed an off-topic post. As a reminder, see: General Etiquette
At all times we must conduct ourselves in a respectful manner to other posters.
by LadyGeek
Sun Apr 18, 2021 8:17 am
Forum: Investing - Theory, News & General
Topic: Cryptocurrency - Bitcoin Continues to Soar!
Replies: 299
Views: 25589

Re: Cryptocurrency - Bitcoin Continues to Soar!

FYI - Crypto drops should be discussed in Cryptocurrency in Free Fall.