Search found 308 matches

by brokendirtdart
Mon Apr 12, 2021 8:28 am
Forum: Personal Finance (Not Investing)
Topic: House Building vs. Buying in this Market?
Replies: 21
Views: 2076

Re: House Building vs. Buying in this Market?

Material costs are through the roof right now. A friend got $80K added to his estimate(about 25%). Most home builders and contractors in "hot" areas are booked out a year plus as well. That said-I went the land route(closed Friday). I had no desire to play in the fast paced home seller's m...
by brokendirtdart
Wed Apr 07, 2021 7:48 am
Forum: Personal Finance (Not Investing)
Topic: Fidelity Credit Card Reward Auto Deposit Date
Replies: 5
Views: 399

Re: Fidelity Credit Card Reward Auto Deposit Date

Most recent example:
Statement: 2/25/2021
Reward Redemption History in account: 2/27/2021
Deposited into Brokerage: 3/02/2021

I have auto redemption enabled.

Question-do you meet the minimum points to redeem?
by brokendirtdart
Tue Apr 06, 2021 6:25 am
Forum: Personal Consumer Issues
Topic: fire pit recommendations
Replies: 33
Views: 3393

Re: fire pit recommendations

Are rocks in a circle not an option? Free, classic look, and easy.
by brokendirtdart
Sat Apr 03, 2021 2:38 pm
Forum: Personal Consumer Issues
Topic: exipred / obsolete propane jugs
Replies: 58
Views: 3923

Re: exipred / obsolete propane jugs

Oooooh. I've never seen the automated kiosks. Will be on the lookout as I do have a tank that is about two years from expiring.
by brokendirtdart
Sat Apr 03, 2021 11:47 am
Forum: Personal Consumer Issues
Topic: Do maintenance free car batteries last as long in warm/hot climates?
Replies: 53
Views: 3156

Re: Do maintenance free car batteries last as long in warm/hot climates?

I replace car batteries every 4 years, even when they are working fine. I want to buy a battery when convenient and replace it on a sunny day in my driveway instead of in a parking lot or along the side of the road. Same here. I price one out with the features I want at my leisure, buy, and replace...
by brokendirtdart
Sat Apr 03, 2021 11:43 am
Forum: Personal Consumer Issues
Topic: exipred / obsolete propane jugs
Replies: 58
Views: 3923

Re: exipred / obsolete propane jugs

I thought of this thread today when I went to the dump. There in the metal pile were at least 10 propane tanks. All of them expired. Nine were 40 pound tanks, but one was a 20 pound tank. I grabbed that, and a couple minutes later at the gas station I had a full new tank for $19.99. I'll go on refil...
by brokendirtdart
Sat Apr 03, 2021 8:31 am
Forum: Personal Consumer Issues
Topic: Do maintenance free car batteries last as long in warm/hot climates?
Replies: 53
Views: 3156

Re: Do maintenance free car batteries last as long in warm/hot climates?

I replace car batteries every 4 years, even when they are working fine. I want to buy a battery when convenient and replace it on a sunny day in my driveway instead of in a parking lot or along the side of the road. Same here. I price one out with the features I want at my leisure, buy, and replace...
by brokendirtdart
Wed Mar 31, 2021 7:09 pm
Forum: Personal Consumer Issues
Topic: Pedestal Sink - Disposal?
Replies: 15
Views: 898

Re: Pedestal Sink - Disposal?

This is a question to ask your particular waste disposal service(if your stuff gets picked up) or your town(if you take your stuff to the dump).

My transfer station lists it under Household Appliances and costs $5 to dispose.
by brokendirtdart
Wed Mar 31, 2021 5:57 am
Forum: Personal Investments
Topic: VWINX as a place to park emergency funds?
Replies: 20
Views: 2951

Re: VWINX as a place to park emergency funds?

I use Wellesley's admiral share class as an E fund. No issues or concerns. I sleep well at night, don't look at my account very often, don't care too much about taxes, and don't try to tweak any portfolio to some exact number of widgets. If you have identified a set dollar amount that you can't go b...
by brokendirtdart
Wed Mar 24, 2021 8:35 am
Forum: Personal Finance (Not Investing)
Topic: Which U.S. military bases are the best locations to work as a civilian RN?
Replies: 19
Views: 2370

Re: Which U.S. military bases are the best locations to work as a civilian RN?

dratkinson wrote: Tue Mar 23, 2021 1:33 pm

But would think younger folks looking for adventure should enjoy the experience of living overseas. Then return stateside when ready to settle down.
I don't disagree. I really enjoyed my time in Vicenza in the 90s. No hospital there-we shipped our folks up to Landstuhl. Germany is fun too.
by brokendirtdart
Wed Mar 24, 2021 8:32 am
Forum: Personal Finance (Not Investing)
Topic: Need career suggestions for adult son
Replies: 72
Views: 6653

Re: Need career suggestions for adult son

Take him to go see a military recruiter. Maybe something there would be interesting and get him on a career path. Please, no. While all avenues should be explored, I am also in the no to the military camp. A few reasons. He has a degree and is therefore educationally qualified to apply for OCS. Par...
by brokendirtdart
Wed Mar 24, 2021 8:30 am
Forum: Personal Finance (Not Investing)
Topic: Need career suggestions for adult son
Replies: 72
Views: 6653

Re: Need career suggestions for adult son

Take him to go see a military recruiter. Maybe something there would be interesting and get him on a career path. Please, no. Any elaboration? Ok, I'll take a shot. Why on Earth would we consider a person with artistic ability as being right for the military? No disrespect intended, but what does t...
by brokendirtdart
Tue Mar 23, 2021 12:07 pm
Forum: Personal Finance (Not Investing)
Topic: Which U.S. military bases are the best locations to work as a civilian RN?
Replies: 19
Views: 2370

Re: Which U.S. military bases are the best locations to work as a civilian RN?

Not in the medical field, but I did spend almost three decades in the Army One of my favorite places was Fort Richardson, AK. It has Elmendorf AFB right next door and about six years ago, it became a "joint base" under AF control. There is an AF run hospital over on their side. AF has a fi...
by brokendirtdart
Tue Mar 23, 2021 11:49 am
Forum: Investing - Theory, News & General
Topic: Vanguard "Important information about your brokerage account"
Replies: 31
Views: 2756

Re: Vanguard "Important information about your brokerage account"

inverter wrote: Tue Mar 23, 2021 10:43 am They've simplified their pricing.
Yep. They removed the discount for the 500K to 1mil folks. Transaction fee funds used to be $8, and now it is $20 all the way up to 1mil.
by brokendirtdart
Sat Mar 20, 2021 7:35 pm
Forum: Personal Consumer Issues
Topic: REAL ID still set to be effective Oct 1 2021
Replies: 109
Views: 7373

Re: REAL ID still set to be effective Oct 1 2021

I am the right age to have a Social Security card that says, right on it, "NOT FOR IDENTIFICATION." But don't get me started on that . I always scratched my head at the "do not laminate" on my social security card. I mean, this is a card that is supposed to last my a lifetime, b...
by brokendirtdart
Sat Mar 20, 2021 7:29 pm
Forum: Personal Consumer Issues
Topic: REAL ID still set to be effective Oct 1 2021
Replies: 109
Views: 7373

Re: REAL ID still set to be effective Oct 1 2021

While a good PSA by the OP, I am still amazed at the people who haven't checked this block awhile ago. You're missing the point that RealIDs are very new to some states with regard to drivers licenses, as in they've only been theoretically available for a very few months. And during those few month...
by brokendirtdart
Sat Mar 20, 2021 7:13 pm
Forum: Personal Consumer Issues
Topic: REAL ID still set to be effective Oct 1 2021
Replies: 109
Views: 7373

Re: REAL ID still set to be effective Oct 1 2021

I am the right age to have a Social Security card that says, right on it, "NOT FOR IDENTIFICATION." But don't get me started on that . I always scratched my head at the "do not laminate" on my social security card. I mean, this is a card that is supposed to last my a lifetime, b...
by brokendirtdart
Sat Mar 20, 2021 7:08 pm
Forum: Personal Consumer Issues
Topic: REAL ID still set to be effective Oct 1 2021
Replies: 109
Views: 7373

Re: REAL ID still set to be effective Oct 1 2021

There are many IDs that are acceptable for air travel. I would be somewhat surprised if the vast majority of flyers couldn't produce at least one. This. Tons of different options. I now have three "Real IDs". While a good PSA by the OP, I am still amazed at the people who haven't checked ...
by brokendirtdart
Sat Mar 20, 2021 8:07 am
Forum: Personal Investments
Topic: Fisher is Contacting Me?
Replies: 24
Views: 2360

Re: Fisher is Contacting Me?

I received a mailer from them last week. Judging from the recycle bin at the post office I wasn't the only one.

It was useful for starting up the wood stove. Thanks Fisher Investments! :wink:
by brokendirtdart
Wed Mar 17, 2021 2:26 pm
Forum: Personal Consumer Issues
Topic: USAA bad website changes
Replies: 14
Views: 1008

Re: USAA bad website changes

Hey--a different company to gripe about other than the incessant vanguard kvetching. Awesome.

As far as the USAA changes, I could take it or leave it. I may log on to their website once a month and hardly notice if they change something. I typically use their app.
by brokendirtdart
Wed Mar 10, 2021 8:23 am
Forum: Personal Consumer Issues
Topic: Paving plant neighbor
Replies: 25
Views: 3335

Re: Paving plant neighbor

This thread brings up some great memories. As a kid growing up, my grandfather was the foreman of a road crew. I spent many days before the age of 10 riding on a Barber Greene or Blaw Knox paver as the roads were built. The smell of fresh asphalt really brings me back. I like it.:happy Sorry you're ...
by brokendirtdart
Tue Mar 09, 2021 3:19 pm
Forum: Personal Consumer Issues
Topic: Estate (Home) clean-out after my parents passing - tips and best practices?
Replies: 53
Views: 5834

Re: Estate (Home) clean-out after my parents passing - tips and best practices?

One other thing you might run into - -guns and ammunition. Clearly not the kind of thing you'd want to put in a dumpster! The local police department was also helpful in disposing of very old ammunition. Just to comment on this in bold, there is quite the collector's market for old and unusual ammu...
by brokendirtdart
Thu Mar 04, 2021 7:45 am
Forum: Personal Finance (Not Investing)
Topic: Medallion signature guarantee
Replies: 80
Views: 5677

Re: Medallion signature guarantee

TSP requires transfers out of TSP to be signed by the spouse with a medallion signature. I might have trouble with a TSP transfer to my IRA. Are you sure TSP is asking for medallion signature guarantee not notarized spousal consent? Believe the general requirement is notarized spousal consent but m...
by brokendirtdart
Tue Mar 02, 2021 4:59 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Website
Replies: 76
Views: 6234

Re: Vanguard Website

No problems on Waterfox. I don't even notice a change in the site.
by brokendirtdart
Mon Mar 01, 2021 9:27 pm
Forum: Personal Consumer Issues
Topic: snow plow pricing
Replies: 42
Views: 2966

Re: snow plow pricing

edge wrote: Mon Mar 01, 2021 9:25 pm The pricing looks exorbitant. 500/season is more typical
I agree, but I'm sure some of it is regional. Just BSing with someone in a NH bar, he mentioned $50-75 a push for driveways.
by brokendirtdart
Mon Mar 01, 2021 9:25 pm
Forum: Personal Consumer Issues
Topic: snow plow pricing
Replies: 42
Views: 2966

Re: snow plow pricing

$100 a push for a small driveway? Wow. Makes me happy to be out with my expensive snowblower. Free exercise, playing with toys, clearing the snow, not relying on others while I am lucky enough to still be healthy. :happy Most plow folks just do that as a secondary winter job. You already know that ...
by brokendirtdart
Mon Mar 01, 2021 9:09 pm
Forum: Personal Consumer Issues
Topic: snow plow pricing
Replies: 42
Views: 2966

Re: snow plow pricing

$100 a push for a small driveway? Wow. Makes me happy to be out with my expensive snowblower. Free exercise, playing with toys, clearing the snow, not relying on others while I am lucky enough to still be healthy. :happy Most plow folks just do that as a secondary winter job. You already know that c...
by brokendirtdart
Sun Feb 28, 2021 8:08 pm
Forum: Personal Consumer Issues
Topic: Website that Purchases Smartphone
Replies: 10
Views: 746

Re: Website that Purchases Smartphone

I typically trade in at Apple, but I have also used Gazelle with success as recently as last summer. It was painless.
by brokendirtdart
Sun Feb 28, 2021 7:14 pm
Forum: Personal Consumer Issues
Topic: Ebay - items you've sold
Replies: 42
Views: 2775

Re: Ebay - items you've sold

I believe Paypal is no longer a payment method for Ebay. Think Ebay has absorbed that function in-house and AFAIK, all payments now go direct to your bank account. Is that a very recent a change? My last eBay purchase was on January 25, and the payment was processed thru my PayPal account. Payment ...
by brokendirtdart
Sun Feb 28, 2021 2:32 pm
Forum: Personal Consumer Issues
Topic: Ebay - items you've sold
Replies: 42
Views: 2775

Re: Ebay - items you've sold

I believe Paypal is no longer a payment method for Ebay. Think Ebay has absorbed that function in-house and AFAIK, all payments now go direct to your bank account. Is that a very recent a change? My last eBay purchase was on January 25, and the payment was processed thru my PayPal account. Payment ...
by brokendirtdart
Fri Feb 26, 2021 8:45 am
Forum: Personal Consumer Issues
Topic: At what point will Amazon ban someone?
Replies: 37
Views: 4827

Re: At what point will Amazon ban someone?

Recall LL Bean used to have no question asked unlimited returns, but it wasn’t real. They did call me once to say they would process my return at the time but no more. Note often I asked for exchange not even cash back, but they reached some unwritten limit. So I have never ordered from those liars...
by brokendirtdart
Thu Feb 25, 2021 7:29 am
Forum: Personal Finance (Not Investing)
Topic: tax underpayment penalty use turbo tax estimate or let irs bill me?
Replies: 14
Views: 1283

Re: tax underpayment penalty use turbo tax estimate or let irs bill me?

I am going to let Turbo Tax figure it out and pay now. Mainly for simplicity and preferring to rely on a commercial product before the IRS. In my case it is a small amount anyways. Of course I'm still waiting on Turbo Tax to make the 2210 available. It was supposed to be up today, but still isn't. h...
by brokendirtdart
Wed Feb 24, 2021 9:17 am
Forum: Personal Consumer Issues
Topic: which snow blower ?
Replies: 103
Views: 7575

Re: which snow blower ?

This thread is perplexing. Do people really spend $1000 on a snowblower? As a born and raised Alaskan we just used snow shovels. The primary shovel was wide (for pushing), large, and deep. I don’t live in Alaska anymore, but my mother still is and in her mid sixties continues to use a shovel. Snowb...
by brokendirtdart
Wed Feb 24, 2021 6:46 am
Forum: Personal Consumer Issues
Topic: which snow blower ?
Replies: 103
Views: 7575

Re: which snow blower ?

This thread is perplexing. Do people really spend $1000 on a snowblower? As a born and raised Alaskan we just used snow shovels. The primary shovel was wide (for pushing), large, and deep. I don’t live in Alaska anymore, but my mother still is and in her mid sixties continues to use a shovel. Snowb...
by brokendirtdart
Tue Feb 23, 2021 7:50 pm
Forum: Personal Consumer Issues
Topic: which snow blower ?
Replies: 103
Views: 7575

Re: which snow blower ?

Happy with the Ariens Platinum 30 SHO I picked up last year. It is currently their largest/most powerful non commercial blower. I've used it about eight times so far this winter with the only modification being a set of tire chains. It really didn't need the chains, but they really help on my uneve...
by brokendirtdart
Tue Feb 23, 2021 4:28 pm
Forum: Personal Consumer Issues
Topic: which snow blower ?
Replies: 103
Views: 7575

Re: which snow blower ?

Happy with the Ariens Platinum 30 SHO I picked up last year. It is currently their largest/most powerful non commercial blower. I've used it about eight times so far this winter with the only modification being a set of tire chains. It really didn't need the chains, but they really help on my uneven...
by brokendirtdart
Tue Feb 23, 2021 7:16 am
Forum: Personal Finance (Not Investing)
Topic: 2020 Tax filing tips
Replies: 30
Views: 3487

Re: 2020 Tax filing tips

NavyIC3 wrote: Tue Feb 23, 2021 6:49 am
MindBogler wrote: Mon Feb 22, 2021 9:43 pm File ASAP to prevent someone else from filing a return in your name.
The problem with filing early is if you get a corrected 1099, you have to amend.
Yep, I've already received a corrected W-2 from DFAS this year. It did come in early February, so that wasn't too bad.
by brokendirtdart
Sun Feb 21, 2021 3:20 pm
Forum: Personal Consumer Issues
Topic: What is so special about the Toyota Tacoma?
Replies: 97
Views: 10605

Re: What is so special about the Toyota Tacoma?

If you can get beyond the frame rotting from rust, it’s a good truck. As far as I can tell, as of 2015 these trucks still had frame issues. I don’t know if it is still a problem. Luckily, mine was replaced last year for free. Too bad it took a lawsuit for Toyota to make it right (this wasn’t a reca...
by brokendirtdart
Sat Feb 20, 2021 7:38 pm
Forum: Personal Consumer Issues
Topic: Retiring to Vermont/New Hampshire area
Replies: 91
Views: 7109

Re: Retiring to Vermont/New Hampshire area

Vermont has ... better cheese ... If I could have cheese from only one state for the rest of my life, it would have to be VT. Dare I say, best cheese state in America? While you're at it, don't forget the beer! :sharebeer As much as my brain might vote NH, my heart will always vote VT. Great cheese...
by brokendirtdart
Sat Feb 20, 2021 6:45 pm
Forum: Personal Consumer Issues
Topic: Retiring to Vermont/New Hampshire area
Replies: 91
Views: 7109

Re: Retiring to Vermont/New Hampshire area

Also, do the increased taxes in VT lead to better schools, better infrastructure, better social programs for the lower classes, better programs to keep people off the streets? If so, then paying higher taxes could be worth it. It always depends on whom you ask. :wink: yep, because other than the ch...
by brokendirtdart
Sat Feb 20, 2021 6:01 pm
Forum: Personal Consumer Issues
Topic: Retiring to Vermont/New Hampshire area
Replies: 91
Views: 7109

Re: Retiring to Vermont/New Hampshire area

Scooter17 wrote: Sat Feb 20, 2021 5:02 pm Meredith, Wolfeboro NH area.
Meredith is the epicenter of the Lakes Region tourism industry. It's pretty, but other than the fact that the Hannaford by the 3/25 intersection with the awful parking lot is the closest grocery store to me, I want nothing to do with that town.
by brokendirtdart
Sat Feb 20, 2021 4:43 pm
Forum: Personal Consumer Issues
Topic: Retiring to Vermont/New Hampshire area
Replies: 91
Views: 7109

Re: Retiring to Vermont/New Hampshire area

- A small to mid-size town with an active town community (DW and I are both interested in volunteering locally to stay involved with the community). - Good access to hiking trails. - 20-30 minutes to a medium to large-size hospital. - Someplace that doesn’t get completely overrun by tourists in the...
by brokendirtdart
Wed Feb 17, 2021 8:59 pm
Forum: Personal Investments
Topic: [Can I move out of TSP and avoid tax issues?]
Replies: 24
Views: 1636

Re: [Can I move out of TSP and avoid tax issues?]

I accomplished what the OP wanted with a couple exceptions. Instead of rolling to a 401K, a Roth, and leaving money in the TSP, I emptied my TSP and rolled to a Traditional and Roth IRA. I don’t really understand why you can’t just do exactly as OPs link suggested? Does the TSP just refuse to code ...
by brokendirtdart
Wed Feb 17, 2021 7:09 pm
Forum: Personal Investments
Topic: [Can I move out of TSP and avoid tax issues?]
Replies: 24
Views: 1636

Re: [Can I move out of TSP and avoid tax issues?]

I accomplished what the OP wanted with a couple exceptions. Instead of rolling to a 401K, a Roth, and leaving money in the TSP, I emptied my TSP and rolled to a Traditional and Roth IRA. I don’t really understand why you can’t just do exactly as OPs link suggested? Does the TSP just refuse to code ...
by brokendirtdart
Wed Feb 17, 2021 2:46 pm
Forum: Personal Investments
Topic: [Can I move out of TSP and avoid tax issues?]
Replies: 24
Views: 1636

Re: [Can I move out of TSP and avoid tax issues?]

I realize this is an older thread, but I didn't see it come to a conclusion and there really are no recent how to manuals for people with their TSP in three pots of money. Traditional, Traditional but tax free, and Roth. This isn't an attempt to be one, just laying out my recent experiences. I accom...
by brokendirtdart
Sun Feb 14, 2021 7:44 pm
Forum: Personal Finance (Not Investing)
Topic: Import Fidelity into Turbotax
Replies: 51
Views: 3512

Re: Import Fidelity into Turbotax

Finally I could import all my 1099s from Fidelity automatically today. Glad it worked out. In my experience with both TT and HR Block, the software will not import the 1099s until about two days after release. -------- My Vanguard 1099 came out today, so tax filing is in the cards this week. yay. O...
by brokendirtdart
Sat Feb 13, 2021 8:49 pm
Forum: Personal Finance (Not Investing)
Topic: Build or buy a home?
Replies: 50
Views: 5668

Re: Build or buy a home?

I'm going through this right now and have two searches running. Vacant land >10 acres and already constructed >10 acres. Already constructed houses around here often receive greater than listing price cash offers within days. I fully expect buying vacant land and building on it to be more expensive...
by brokendirtdart
Sat Feb 13, 2021 7:36 am
Forum: Personal Finance (Not Investing)
Topic: Import Fidelity into Turbotax
Replies: 51
Views: 3512

Re: Import Fidelity into Turbotax

I hold non-Fidelity funds in my account and I have a message from Fidelity "We're waiting for final tax information from multiple issuers". They specifically name my Vanguard funds as the hold up. That was me a couple years ago. Fidelity specifically named a Mathews fund I held as the cul...
by brokendirtdart
Fri Feb 12, 2021 4:12 pm
Forum: Personal Consumer Issues
Topic: Getting Rid of Ice Dams
Replies: 48
Views: 4668

Re: Getting Rid of Ice Dams

Not a quick fix, but deicing cables tend to be popular. That and metal roofs. https://www.bobvila.com/articles/ice-dams/ We use 160' of frost King heated cables. We plug them in before a snow storm, unplug them when the temps get above freezing or once the snow is off the roof. They seem to work we...
by brokendirtdart
Fri Feb 12, 2021 6:46 am
Forum: Personal Finance (Not Investing)
Topic: Build or buy a home?
Replies: 50
Views: 5668

Re: Build or buy a home?

I'm going through this right now and have two searches running. Vacant land >10 acres and already constructed >10 acres. Already constructed houses around here often receive greater than listing price cash offers within days. I fully expect buying vacant land and building on it to be more expensive ...