Search found 3003 matches

by onourway
Sat Jul 31, 2021 5:49 am
Forum: Personal Consumer Issues
Topic: RELIABLE wireless headset
Replies: 5
Views: 371

Re: RELIABLE wireless headset

If you have an iPhone and want reliable, a pair of Airpods is a no-brainer. They work flawlessly and are reasonably priced for what they are.
by onourway
Thu Jul 29, 2021 10:05 am
Forum: Investing - Theory, News & General
Topic: How to understand all that's going on with GME [GameStop]
Replies: 170
Views: 18677

Re: Is Gamestop really such an important company in the US economy?

Obviously GME's current value has been driven by their attention as a meme stock, and by the willingness of many people to put money behind a company that they feel fondly about. Based on current revenues, it's unlikely that GME is worth a fraction of its current value, however a large number of peo...
by onourway
Fri Jul 23, 2021 5:45 am
Forum: Personal Consumer Issues
Topic: Planning a metaverse family vacation
Replies: 20
Views: 2630

Re: Planning a metaverse family vacation

I think for most families, we aren’t there yet. The older generations (and this may be anyone older than ~40) don’t understand what you’re talking about, don’t have the equipment required, or the interest in taking on the learning curve. The younger generation understands exactly what you mean - and...
by onourway
Thu Jul 22, 2021 8:03 am
Forum: Personal Consumer Issues
Topic: Different size wheels on car
Replies: 29
Views: 1734

Re: Different size wheels on car

I had the wheel and tire replaced at the dealer yesterday, also did a wheel alignment at their suggestion. They also said the suspension looks good. But on driving back home noticed that the car is pulling to the right if I let go of the steering wheel. Also steering wheel vibrates at certain speed...
by onourway
Wed Jul 21, 2021 4:35 pm
Forum: Personal Consumer Issues
Topic: 2022 Ford Maverick Megathread...;-)
Replies: 117
Views: 10775

Re: 2022 Ford Maverick Megathread...;-)

But anyway, the unibody construction is the deal killer for me and makes me think that it's not really a truck. Unibody construction is not done for durability or for better capability, it's just cheaper ... and yes I suppose many SUVs are also unibody and yes I also don't think that any of them ar...
by onourway
Wed Jul 21, 2021 9:06 am
Forum: Personal Consumer Issues
Topic: 2022 Ford Maverick Megathread...;-)
Replies: 117
Views: 10775

Re: 2022 Ford Maverick Megathread...;-)

If the Maverick came with PHEV capablity with 40+ miles EV range and a sine wave inverter, for an additional $5K or so, it would be perfect! I'm holding out for the upgrades in a year or so. That said, this truck feels like the spiritual successor to the Datsun and Mazda pick-ups I drove back in th...
by onourway
Sat Jul 17, 2021 6:33 am
Forum: Personal Finance (Not Investing)
Topic: What % of NW Should Be Wrapped Up in Your House?
Replies: 114
Views: 10310

Re: What % of NW Should Be Wrapped Up in Your House?

I don’t see this as a particularly meaningful metric as it will vary substantially based on life circumstances. At a young age your house may tie up most of your net worth, at least temporarily, while as you age, it may, for some, reach a point where the value of the home is a trivial portion of one...
by onourway
Thu Jul 08, 2021 9:45 am
Forum: Personal Consumer Issues
Topic: [Electric lawnmower battery replacement]
Replies: 108
Views: 6698

Re: The electric lawn tool "scam"

That doesn’t come close to passing the smell test. I know how much my little mower uses in an hour. It in no way compares to driving 11 new cars for an hour. Probably not even driving one car for an hour. Studies in multiple countries have been performed over the years that all confirm this. It's n...
by onourway
Thu Jul 08, 2021 8:59 am
Forum: Personal Consumer Issues
Topic: [Electric lawnmower battery replacement]
Replies: 108
Views: 6698

Re: [Electric lawnmower battery replacement]

The economics don’t work especially if yard size requires more than one battery to mow as replacement costs becomes prohibitive once batteries start failing. OP needed to replace a single battery. My yard requires more than one battery to mow. Paying $700 after five years of paying $700 for origina...
by onourway
Thu Jul 08, 2021 6:21 am
Forum: Personal Consumer Issues
Topic: [Electric lawnmower battery replacement]
Replies: 108
Views: 6698

Re: The electric lawn tool "scam"

I never buy battery operated equipment. A good gas powered mower will easily last 20 years. Now thats green. Total lifespan is only one factor in overall emissions. Lawnmower engines are extremely inefficient - one hour of operation is supposedly equal to something like driving 11 new cars for an h...
by onourway
Thu Jul 08, 2021 5:40 am
Forum: Personal Consumer Issues
Topic: [Electric lawnmower battery replacement]
Replies: 108
Views: 6698

Re: The electric lawn tool "scam"

Your battery failure is unfortunate, but I would consider it a bit of an outlier rather than the norm. Every product will have some failures earlier than expected. This doesn’t make them a ‘scam.’ However, battery tech is still evolving, and it should be expected that batteries will need to be repla...
by onourway
Sat Jun 26, 2021 1:55 pm
Forum: Personal Consumer Issues
Topic: Looking for a laptop - light weight, Word. Excel, PPT, and fair battery life
Replies: 38
Views: 2631

Re: Looking for a laptop - light weight, Word. Excel, PPT, and fair battery life

If you've boosted the budget to approx. $1,000, there's no reason to compromise. Get an M1 MacBook Air--by far the best performing ultralight, 15-18 hours of battery life and no fan noise. If you can wait a few months, the redesigned M2 MacBook Air will likely be materially slimmer and lighter, alb...
by onourway
Thu Jun 24, 2021 10:37 am
Forum: Personal Finance (Not Investing)
Topic: car got rear ended , claims adjuster will not co-operate
Replies: 68
Views: 6152

Re: car gor rear ended , claims adjuster will not co-operate

Just call your own insurance and get it fixed. It then becomes their problem to get paid by the other insurer. You will be temporarily out your deductible.
by onourway
Thu Jun 24, 2021 7:02 am
Forum: Personal Consumer Issues
Topic: Peacock and Other Streaming Services Regarding Sports: What is the Agenda?
Replies: 28
Views: 2103

Re: Peacock and Other Streaming Services: What is the Agenda?

I think the streaming services agenda is a lot more clear-cut than the other issue you seemed to gloss right over - black-outs for your local teams! How on earth does this make sense? In our case one of the main local baseball teams is carried on a regional sports network that we are not offered - t...
by onourway
Wed Jun 23, 2021 4:55 am
Forum: Personal Consumer Issues
Topic: Car GPS Screen size
Replies: 26
Views: 1859

Re: Car GPS Screen size

IMO it’s a no-brainer to just use your smart phone. The routing, traffic, and ease of use is vastly superior to any stand-alone system. As noted, it uses very little data, and if you map your route in advance while on home wifi it will download the maps you need. If you want to have route flexibilit...
by onourway
Tue Jun 22, 2021 4:53 am
Forum: Personal Consumer Issues
Topic: 2020 macbook air (M1 processor)--how to connect to 2 external monitors
Replies: 4
Views: 788

Re: 2020 macbook air (M1 processor)--how to connect to 2 external monitors

That diagram at Macrumors is for the Mac Mini. The Macbook Air M1 only supports 1 external monitor unless you use a solution like DisplayLink.
by onourway
Sun Jun 20, 2021 5:58 am
Forum: Personal Finance (Not Investing)
Topic: Debt averse but took 0% car financing over cash rebate. Need advice.
Replies: 56
Views: 4130

Re: Debt averse but took 0% car financing over cash rebate. Need advice.

We made a similar decision recently, and I feel the same way. It’s helped to me to re-frame the situation by realizing that I am executing a strategy rather than “making payments.” However I believe the potential upside is much greater than $300 in our situation. For a $300 benefit spread over many ...
by onourway
Sat Jun 19, 2021 6:20 am
Forum: Personal Investments
Topic: Ideas to get 5-6%
Replies: 127
Views: 14734

Re: Ideas to get 5-6%

Do you own a home? It won’t use nearly all of your $100k, but investing in solar will generally provide a guaranteed 5-6% for the life of the system.
by onourway
Thu Jun 17, 2021 5:43 am
Forum: Personal Consumer Issues
Topic: Trade in truck for a van???
Replies: 28
Views: 2656

Re: Trade in truck for a van???

Are you certain you can actually get out the door with a Carnival for the price you imagine in a trim you are happy with? I would go through that process first, then worry about what you can get for your truck. Be sure to also price your truck with Carvana, Vroom, and CarMax where you are likely to ...
by onourway
Wed Jun 16, 2021 9:54 am
Forum: Personal Consumer Issues
Topic: New Computer/Security
Replies: 41
Views: 3043

Re: New Computer/Security

I would ask whether you really need a full computer? It seems to me that an iPad with a keyboard case that includes a trackpad would be the simplest and most secure option for you. If you do not have familiarity with traditional Mac or Windows operating systems, the limitations of an iPad will proba...
by onourway
Tue Jun 15, 2021 9:56 am
Forum: Personal Consumer Issues
Topic: How long should a car last?
Replies: 100
Views: 8396

Re: How long should a car last?

Really depends on your larger financial/life situation. Clearly the van will last a lot longer than 10 years - if not for you, then for someone else. However if you are in a similar position to most here (financially rather secure) then IMO it makes sense to replace when maintaining it starts to bec...
by onourway
Tue Jun 15, 2021 8:25 am
Forum: Personal Consumer Issues
Topic: Evernote: looking for alternative
Replies: 17
Views: 1249

Re: Evernote: looking for alternative

I've been using OneNote for over 10 years. Had an early fling with Evernote but never really got along with their UI from the beginning. OneNote is going to have the best chance of long-term, cross platform support. Any time sync is involved, errors and data loss are a possibility, but I'd say it's ...
by onourway
Mon Jun 14, 2021 1:29 pm
Forum: Personal Consumer Issues
Topic: Negotiating on a brand new vehicle in current environment. Seller's market?
Replies: 17
Views: 1728

Re: Negotiating on a brand new vehicle in current environment. Seller's market?

Simply asking a dealer for their best out the door price is never going to get you much of a deal. Go ahead and ask for their price, but unless you have two or more specific vehicles of identical trims that you can play the dealers off each other with, you'll never get much of a discount. Even this ...
by onourway
Sun Jun 13, 2021 8:48 pm
Forum: Personal Finance (Not Investing)
Topic: Can I afford 650k house?
Replies: 26
Views: 3882

Re: Can I afford 650k house?

Similar ages, kids, incomes, etc. We made the decision last year to buy a house in the $500k range, but high taxes, lots of maintenance, after nearly two decades in a small place that we also loved. So far we are not regretting the decision. This was a choice to spend a bit more now while the kids a...
by onourway
Sun Jun 13, 2021 8:28 pm
Forum: Personal Investments
Topic: So tempted to pull the trigger and Retire
Replies: 61
Views: 7048

Re: So tempted to pull the trigger and Retire

Living on $40k while earning $160k with health insurance is a very different situation to be in than having to live on $40k with no health insurance and no wiggle room for the rest of your life. That said, I would take the advice that there is a world of opportunity out there between where you’re at...
by onourway
Fri Jun 11, 2021 5:29 am
Forum: Personal Consumer Issues
Topic: Buying a new car during the chip shortage.
Replies: 34
Views: 3781

Re: Buying a new car during the chip shortage.

It seems that some brands are harder hit than others, but if what you are looking for is limited in availability, you can’t expect a deal when someone will come along shortly and pay what they want. On the other hand, if the situation continues, waiting won’t necessarily benefit you either. Prices m...
by onourway
Thu Jun 10, 2021 12:29 pm
Forum: Personal Consumer Issues
Topic: new computer? Apple desktop?
Replies: 57
Views: 4455

Re: new computer? Apple desktop?

I can and do own pretty much any computing device I want, but it is the two iMacs that are head and shoulders the best devices I've ever owned. One is now 12 years old and doesn't really do much of anything but isn't worth enough for me to expend the effort to get rid of. The other is a 2019 top-spe...
by onourway
Mon Jun 07, 2021 1:53 pm
Forum: Personal Consumer Issues
Topic: Best High-Fidelity for in-car streaming
Replies: 10
Views: 1020

Re: Best High-Fidelity for in-car streaming

SiriusXM is truly abysmal. The sound quality is so bad I can't even listen with our free trial. It's true that bluetooth is limited in fidelity in a technical sense, but a good implementation from a modern phone is effectively transparent even by trained listeners in a silent room with extremely hig...
by onourway
Sun Jun 06, 2021 6:35 am
Forum: Personal Consumer Issues
Topic: Market for new cars right now
Replies: 14
Views: 2068

Re: Market for new cars right now

There is no question that new car inventories are very low right now. Many dealers have only a fraction of their normal stock levels. When we purchased a vehicle last month, the dealers we looked at all had nearly empty lots - one normally had 700 cars on the lot and was down to ~100 - and things ha...
by onourway
Wed Jun 02, 2021 3:36 pm
Forum: Investing - Theory, News & General
Topic: Why the golden years for bonds are over but can still have a place in your portfolio
Replies: 203
Views: 16430

Re: Why the golden years for bonds are over but can still have a place in your portfolio

I don't know why it's so hard for many to understand. Bond's aren't yielding today what they were 5, 10, or 30 years ago. Consequently, unless interest rates continue to fall, returns won't be as good going forward as they were in the last 5, 10, or 30 years. It's just math. Perhaps it's just diffi...
by onourway
Wed Jun 02, 2021 3:14 pm
Forum: Investing - Theory, News & General
Topic: Why the golden years for bonds are over but can still have a place in your portfolio
Replies: 203
Views: 16430

Re: Why the golden years for bonds are over but can still have a place in your portfolio

I don't know why it's so hard for many to understand. Bond's aren't yielding today what they were 5, 10, or 30 years ago. Consequently, unless interest rates continue to fall, returns won't be as good going forward as they were in the last 5, 10, or 30 years. It's just math. Perhaps it's just diffi...
by onourway
Wed Jun 02, 2021 2:00 pm
Forum: Investing - Theory, News & General
Topic: Why the golden years for bonds are over but can still have a place in your portfolio
Replies: 203
Views: 16430

Re: Why the golden years for bonds are over but can still have a place in your portfolio

I don't know why it's so hard for many to understand. Bond's aren't yielding today what they were 5, 10, or 30 years ago. Consequently, unless interest rates continue to fall, returns won't be as good going forward as they were in the last 5, 10, or 30 years. It's just math. Perhaps it's just diffi...
by onourway
Wed Jun 02, 2021 8:39 am
Forum: Personal Consumer Issues
Topic: First computer for kids 6-10: Mac? PC? Chrome OS?
Replies: 27
Views: 1755

Re: First computer for kids 6-10: Mac? PC? Chrome OS?

Our kids of similar age have Macs. They have Chromebooks from the school as well, but they only use them in-school because even at this age, they are keenly aware of how much better the Mac is to use. If your kids are likely to play a lot of video games, a PC would be the better route. If it’s just ...
by onourway
Mon May 31, 2021 6:22 am
Forum: Personal Consumer Issues
Topic: Should I subscribe to Adobe Creative Cloud?
Replies: 10
Views: 775

Re: Should I subscribe to Adobe Creative Cloud?

It doesn’t sound to me like you should. What do you need from Acrobat? There are lots of free PDF editors out there. I would not pay monthly for PDF unless I had a very specific use that made Acrobat valuable to me. Likewise with Lightroom, et al. There are lots of alternative free apps that are goo...
by onourway
Fri May 28, 2021 8:20 am
Forum: Personal Consumer Issues
Topic: Did I get shilled on Ebay?
Replies: 65
Views: 9742

Re: Did I get shilled on Ebay?

Can someone explain why sniping is a thing? I've read this thread and still don't understand. If I am willing to pay $100 for a picture frame, what advantage is there to wait until the last minute to submit that? Is the whole point of a max bid to do that for me? In addition to shill bidding, which...
by onourway
Fri May 28, 2021 8:05 am
Forum: Personal Consumer Issues
Topic: Ford Lightning EV
Replies: 207
Views: 14759

Re: Ford Lightning EV

Does $160 in electricity? Say the retail price was 16c/ kwhr -- that's above the US average of c 11.5c/hr. 1000 kwhr of electricity? When a "full tank" on a Tesla is 35 kwhr? So say 3000 miles = 350 kwhr ? I'll need to read the article I guess. But that seems very high. Looks right to me....
by onourway
Wed May 26, 2021 7:29 am
Forum: Personal Consumer Issues
Topic: Downside of PHEVs?
Replies: 52
Views: 4038

Re: Downside of PHEVs?

Great thread. Does a phev exist that is the size of a medium/large SUV? Think Palisade size. I can only think of the Volvo xc60/90's. Those are quite pricey though... Not many 3 row options if that's what you're really after. Other than the XC90 there is the Chrysler Pacifica. Not sure there is any...
by onourway
Wed May 26, 2021 4:58 am
Forum: Personal Consumer Issues
Topic: Downside of PHEVs?
Replies: 52
Views: 4038

Re: Downside of PHEVs?

To me hybrids are just an abomination.... You get the worst of both worlds - always wanting juice but more maintenance than a ICE but with a SIGNIFICANTLY worse driving profile & characteristics.... Get a car designed to be either ICE or electric... both offer an optimized profile with contrast...
by onourway
Tue May 25, 2021 8:52 am
Forum: Personal Consumer Issues
Topic: Downside of PHEVs?
Replies: 52
Views: 4038

Re: Downside of PHEVs?

I’m skeptical they can be heard over the closed windows and air conditioning in Texas! :D That's why I wrote about in the early morning when the air conditioners are not running. :) I agree that arriving home in the late afternoon and going forward, the sound is less noticeable. But as you know, th...
by onourway
Tue May 25, 2021 8:38 am
Forum: Personal Consumer Issues
Topic: Downside of PHEVs?
Replies: 52
Views: 4038

Re: Downside of PHEVs?

The acoustic vehicle alerting system aka acoustic pedestrian warning system is rather annoying. One will wake up the neighborhood if one has to go to work early in the morning. "Enough to wake up the neighborhood" is an absurd exaggeration, they're nowhere near that loud. The volume of co...
by onourway
Tue May 25, 2021 4:59 am
Forum: Personal Consumer Issues
Topic: Downside of PHEVs?
Replies: 52
Views: 4038

Re: Downside of PHEVs?

I don’t think that for the majority of PHEV’s there are any negatives that are really worth worrying about. Many times the PHEV is cheaper to buy after the tax credit than its regular gas counterpart. Yes, they have more parts than a full electric, but probably less complexity than a regular gas veh...
by onourway
Sat May 22, 2021 2:49 pm
Forum: Personal Consumer Issues
Topic: Ford Lightning EV
Replies: 207
Views: 14759

Re: Ford Lightning EV

120v gives 2-3 miles per hour (not very useful) More like 5-6 miles per hour (my Tesla will charge at 6 mph when the battery is roughly less than half full, then drop to 5. It probably drops to 4 towards the end, but I've never noticed). I've had an EV for 7 years and the vast majority of charging ...
by onourway
Sat May 22, 2021 2:06 pm
Forum: Personal Consumer Issues
Topic: Ford Lightning EV
Replies: 207
Views: 14759

Re: Ford Lightning EV

120v gives 2-3 miles per hour (not very useful) More like 5-6 miles per hour (my Tesla will charge at 6 mph when the battery is roughly less than half full, then drop to 5. It probably drops to 4 towards the end, but I've never noticed). I've had an EV for 7 years and the vast majority of charging ...
by onourway
Fri May 21, 2021 11:41 am
Forum: Personal Consumer Issues
Topic: Ford Lightning EV
Replies: 207
Views: 14759

Re: Ford Lightning EV

If the 150kwh estimated battery size for the 300 mile model is correct, Ford is being conservative in their 300 mile range advertisement. The F150 Lightning has a curb weight of 6500lbs, about 1000lbs more than a Model X. The Model X long range is rated at 360 miles from a (usable) 95kwh pack, for a...
by onourway
Fri May 21, 2021 8:55 am
Forum: Personal Consumer Issues
Topic: Ford Lightning EV
Replies: 207
Views: 14759

Re: Ford Lightning EV

It appeared that you knew the data - we do need the capability. Nobody knows now and Ford isn't saying, but I would target half of the rated range - which is about what a gasoline version will get when towing that kind of weight as well. It could even be less than that. Again, I would not buy this ...
by onourway
Fri May 21, 2021 8:20 am
Forum: Personal Consumer Issues
Topic: Ford Lightning EV
Replies: 207
Views: 14759

Re: Ford Lightning EV

"The rest of the market is full of people who use them as commuters, mobile offices, tow a light boat or trailer or jet skis a few times per year. For them, the Lightning will work perfectly fine." Please advise on what the actual towing range would likely be with the EVF150 ... - what wi...
by onourway
Fri May 21, 2021 8:06 am
Forum: Personal Consumer Issues
Topic: Ford Lightning EV
Replies: 207
Views: 14759

Re: Ford Lightning EV

Any time new technology comes to market there are all sorts of complaints from people bringing up the edge cases for which the new tech won't be able to currently compete. So it goes with the F150. This truck is the most common vehicle on the road in America, and has been for decades. Yes, that mean...
by onourway
Fri May 21, 2021 7:26 am
Forum: Personal Consumer Issues
Topic: Ford Lightning EV
Replies: 207
Views: 14759

Re: Ford Lightning EV

My big concerns are dragging around a giant battery everywhere you go Worse than dragging around a giant gas tank? See this quote from above post... "Some fun facts . The f150 battery is 1800lbs ..in the 150kwh range. The equivalent amount of energy is in about 26 lbs of gasoline. I’m curious ...
by onourway
Mon May 17, 2021 5:39 am
Forum: Personal Consumer Issues
Topic: Bose Wave SoundTouch System IV
Replies: 8
Views: 970

Re: Bose Wave SoundTouch System IV

What is your primary source of Internet radio? Having been listening to streaming radio for nearly 20 years, IMO a smart speaker is by far the best solution, with the right answer depending on which services you subscribe to/use and to a lesser extent, what mobile ecosystem you use (Apple, Android).
by onourway
Mon May 17, 2021 5:13 am
Forum: Personal Consumer Issues
Topic: Quicken Alternatives for iPads?
Replies: 4
Views: 540

Re: Quicken Alternatives for iPads?

YNAB will do the banking part fine. I track retirement accounts in a spreadsheet as updating those a few times a year is enough for me. YNAB will probably require you alter your methods a bit - I don’t enter future transactions to estimate balances because the YNAB method basically makes running low...