Search found 1386 matches

by Cruise
Wed Apr 14, 2021 2:49 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 2758
Views: 274655

Re: [What TV Show Have You Recently Watched?]

Currently into Suburra, an Italian crime drama on Netflix.
by Cruise
Tue Apr 13, 2021 9:39 pm
Forum: Personal Finance (Not Investing)
Topic: Any happy lawyers out there?
Replies: 132
Views: 11709

Re: Any happy lawyers out there?

The catch is that I don't particularly want to be a lawyer. To clarify my own situation, it's not so much that I don't want to be a lawyer... So, after countless BH's gave you advice based upon your assertion that you don't want to be a lawyer, you do want to be a lawyer? :oops: :oops: :oops:
by Cruise
Tue Apr 13, 2021 2:25 am
Forum: Personal Finance (Not Investing)
Topic: Any happy lawyers out there?
Replies: 132
Views: 11709

Re: Any happy lawyers out there?

OP, not a lawyer, but have been involved for a long time with my state’s attorney discipline system. Please note that the rate of depression and suicide in the legal profession is quite high compared to other professions. These data echo comments from other posters regarding unhappy/stressed colleag...
by Cruise
Mon Apr 12, 2021 10:50 pm
Forum: Personal Consumer Issues
Topic: Bird Repellent Methods
Replies: 15
Views: 1111

Re: Bird Repellent Methods

Try a decoy scarecrow owl. https://www.amazon.com/dp/B08R7T12QV?pd_rd_i=B08R7T12QV&pd_rd_w=w6XhH&pf_rd_p=3465d0d7-4e28-4692-b633-326c458deaa4&pd_rd_wg=cKWyQ&pf_rd_r=GJFY5GTEYGVK28JERQWW&pd_rd_r=f96732e8-233b-4a53-83df-635c632112c9 Try a decoy scarecrow owl. https://www.amazon.co...
by Cruise
Mon Apr 12, 2021 10:46 pm
Forum: Personal Consumer Issues
Topic: Bird Repellent Methods
Replies: 15
Views: 1111

Re: Bird Repellent Methods

Scare tape. I had tried for years to keep birds from nesting on the porch light outside the front door, and this finally did the trick. I use it on the deck now to keep birds from crapping all over potted plants. Thanks for this recommendation. How long do you cut your strips? For your deck use, wh...
by Cruise
Mon Apr 12, 2021 10:38 pm
Forum: Personal Consumer Issues
Topic: Bird Repellent Methods
Replies: 15
Views: 1111

Re: Bird Repellent Methods

Tie very low “test” (thickness) fishing line from vertical upright to vertical upright, so the fishing line extends above the horizontal railing, extended about 2-6 inches above the railing. One horizontal line should be enough. For very tough areas, use multiple lines extending upward every 3-6 in...
by Cruise
Mon Apr 12, 2021 3:38 am
Forum: Personal Consumer Issues
Topic: Where to donate suits
Replies: 6
Views: 876

Re: Where to donate suits

I once approached a homeless man and asked if he knew anywho would like a suit. He said yes, and I gave him a bag containing a 3-pice suit. That was one of my most gratifying donations.
by Cruise
Mon Apr 12, 2021 2:49 am
Forum: Personal Finance (Not Investing)
Topic: Seeking advice - College selection - Premed
Replies: 51
Views: 2993

Re: Seeking advice - College selection - Premed

Edit 1: Major/Minor and another school (UConn) added. Edit 2: GPA and SAT added. Seeking advice for my HS child who has received admissions from in-state and out-state schools. The child is determined to pursue a career in medicine. She has to decide on the acceptance by the end of this month. Look...
by Cruise
Mon Apr 12, 2021 12:40 am
Forum: Personal Consumer Issues
Topic: Bird Repellent Methods
Replies: 15
Views: 1111

Bird Repellent Methods

My situation is that I live right next to and above a heavily wooded large park area. My deck overlooks the park with amazing views beyond. Birds of all sorts love to perch on my deck railing, which necessitates periodic detritus removal. The best solution I have found to keep birds from perching on...
by Cruise
Sun Apr 11, 2021 10:33 pm
Forum: Personal Finance (Not Investing)
Topic: Contract with Family Member for Grandfather’s Care?
Replies: 17
Views: 1756

Re: Contract with Family Member for Grandfather’s Care?

OP: I was my father's trustee and POA when the time came for him to move into an assisted living facility. He was 90 at the time, with investable assets of $1M. My sisters and I loved my father dearly, but none of us could imagine giving him full time care in our homes, with or without round-the-clo...
by Cruise
Sun Apr 11, 2021 8:40 pm
Forum: Personal Finance (Not Investing)
Topic: Prenuptial arrangements
Replies: 123
Views: 8919

Re: Prenuptial arrangements

Need more info to give tailored advice. What are your ages, jobs/incomes, and plans for children? If you both are young and have similar education and careers, then there's not much benefit of a prenup. I still think you need to get on a similar page and discuss finances, children, life goals, etc....
by Cruise
Sun Apr 11, 2021 12:51 pm
Forum: Investing - Theory, News & General
Topic: Another 2.8% SWR Article Quoting Wade Pfau
Replies: 252
Views: 13937

Re: Another 2.8% SWR Article Quoting Wade Pfau

Here are a few paragraphs of interest: "Investors don’t need a financial adviser to set up a flexible system. They can set up their own using the tables for required minimum distributions published by the Internal Revenue Service. RMDs, as opposed to rigid systems like the 4% rule, base distrib...
by Cruise
Sun Apr 11, 2021 4:02 am
Forum: Personal Finance (Not Investing)
Topic: Prenuptial arrangements
Replies: 123
Views: 8919

Re: Prenuptial arrangements

OP, I don’t envy your situation. When I got married many decades ago, we had no assets to protect. But what we did was assume that every going forward was 50/50, regardless of which spouse was the higher earner. That 50/50 concept is a critical component to marital success. Good luck.
by Cruise
Sun Apr 11, 2021 1:15 am
Forum: Personal Consumer Issues
Topic: LG Washing Machine Issues
Replies: 10
Views: 1587

Re: LG Washing Machine Issues

Also, try doing a load of wash with no detergent at all. You may be surprised by how clean clothes will get as there is likely much detergent in the clothes already. Over sudsing can get worse over time and can change how water drains, etc. Thanks for the advice. I tried doing this with a load of b...
by Cruise
Sun Apr 11, 2021 1:09 am
Forum: Personal Finance (Not Investing)
Topic: Career advice for high schooler with HFA & difficulty with math
Replies: 65
Views: 6028

Re: Career advice for high schooler with HFA & difficulty with math

OP: I would take your child to one or more local psychologists. First, one who does career potential assessments, then with results in hand, one with experience with autism. Regarding the assessments, it is not sufficient to find out just hat your child's interests might be, but the composition of ...
by Cruise
Thu Apr 08, 2021 11:01 pm
Forum: Personal Finance (Not Investing)
Topic: Amending medical record...best financial decision?
Replies: 27
Views: 2790

Re: Amending medical record...best financial decision?

So I brought our son to an orthopedist and we discovered...that he had a severely torn labrum that he had incurred in a ballet class. A torn labrum (while common in dancers) is so rare in kids that it was completely overlooked. He got surgery last summer, and five weeks later he was completely pain...
by Cruise
Thu Apr 08, 2021 9:42 pm
Forum: Personal Finance (Not Investing)
Topic: Do you LOVE your tax professional?
Replies: 19
Views: 1672

Re: Do you LOVE your tax professional?

samsoes wrote: Thu Apr 08, 2021 5:47 pm
barliss2 wrote: Thu Apr 08, 2021 5:27 pm So far a bunch of non-answers. Holy moly, people. I thought I trusted yous ;-)
"...yous...?"

Doncha mean y'all...?
youse
by Cruise
Thu Apr 08, 2021 6:44 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 6579
Views: 1452311

Re: What Movie Have You Recently Watched?

"The Sound of Metal" on Amazon Prime. Really didn't think I fit the demographics for this movie and was prepared to not like it or the character... but it has been mentioned here too many times to ignore. Watched it with my wife and we both really enjoyed it. I agree it will be up for awa...
by Cruise
Thu Apr 08, 2021 4:33 pm
Forum: Personal Finance (Not Investing)
Topic: Do you LOVE your tax professional?
Replies: 19
Views: 1672

Re: Do you LOVE your tax professional?

I've been with mine for a very long time, but sorry, my CPA is not taking any more clients.

My CPA may not "love" me, but every year toward the end of the invoice, there is a credit that the CPA entitles "I Like Cruise discount." :)
by Cruise
Wed Apr 07, 2021 8:57 pm
Forum: Personal Finance (Not Investing)
Topic: Job Satisfaction vs Maximizing Income
Replies: 87
Views: 5884

Re: Job Satisfaction vs Maximizing Income

TLDR, but OP should know that the research shows that job satisfaction and income are orthogonal. Sure, there are those in which it is aligned, but for the mass of humanity, they are independent dimensions.
by Cruise
Tue Apr 06, 2021 10:38 pm
Forum: Personal Consumer Issues
Topic: Thoughts on HOA Board Membership?
Replies: 31
Views: 2699

Re: Thoughts on HOA Board Membership?

Used to be in a HOA and was a board member for a period of time. Have been on numerous other boards. My big suggestion is to know the skill sets/temperaments and dynamics of the current board members. If you enjoy living a peaceful life, the worst thing you can do is to join a dysfunctional board. I...
by Cruise
Tue Apr 06, 2021 2:27 pm
Forum: Personal Finance (Not Investing)
Topic: Stepping back in career when wife is doing well?
Replies: 58
Views: 5425

Re: Stepping back in career when wife is doing well?

TLDR. OP: As someone who stepped back (sold business/retired) as wife's career took off, I came up with a simple solution for supporting my spouse: Copy the behaviors she exhibited when I was the one working 80 hours a week. Regarding modeling good behavior for your children, I can't think of a bett...
by Cruise
Tue Apr 06, 2021 12:10 pm
Forum: Personal Consumer Issues
Topic: LG Washing Machine Issues
Replies: 10
Views: 1587

Re: LG Washing Machine Issues

Have you tried LG’s troubleshooting ideas or YouTube videos on the problem? Thank you. Looked at the manual re troubleshooting...nothing there. Did not try YouTube. Thanks for suggestion. As far as I know, the water level is the same. Is this a user-changeable feature? I used to design washing mach...
by Cruise
Tue Apr 06, 2021 12:52 am
Forum: Personal Finance (Not Investing)
Topic: Career advice for high schooler with HFA & difficulty with math
Replies: 65
Views: 6028

Re: Career advice for high schooler with HFA & difficulty with math

OP: I would take your child to one or more local psychologists. First, one who does career potential assessments, then with results in hand, one with experience with autism. Regarding the assessments, it is not sufficient to find out just hat your child's interests might be, but the composition of t...
by Cruise
Tue Apr 06, 2021 12:33 am
Forum: Personal Consumer Issues
Topic: LG Washing Machine Issues
Replies: 10
Views: 1587

Re: LG Washing Machine Issues

LG and others have started tilting back their baskets in order to make it easier to reach in to load and unload. As a consequence, clothes may be grouped further back than normal. But your posts makes it sound like this had only recently happened. I really can't come up with a logical answer of why...
by Cruise
Mon Apr 05, 2021 7:04 pm
Forum: Personal Consumer Issues
Topic: LG Washing Machine Issues
Replies: 10
Views: 1587

LG Washing Machine Issues

Wondering whether the BH community might have problem-solving abilities that I lack with respect to our several years-old LG front-loading washing machine. Two issues that have recently developed: 1. After the spin cycle is complete, the clothes are all in the far end of the drum. 2. After the spin ...
by Cruise
Mon Apr 05, 2021 6:55 pm
Forum: Personal Consumer Issues
Topic: My Next Car: Tesla S vs BMW 540iX
Replies: 25
Views: 2927

Re: My Next Car: Tesla S vs BMW 540iX

Curious as to how your PV system will provide that much additional output (beyond your home's consumption) to cover all the charging needs of the Tesla. Did you purposely oversize the PV system significantly in anticipation of buying an EV? Good question. We did not purposely oversize the system fo...
by Cruise
Sun Apr 04, 2021 10:56 pm
Forum: Personal Consumer Issues
Topic: My Next Car: Tesla S vs BMW 540iX
Replies: 25
Views: 2927

Re: My Next Car: Tesla S vs BMW 540iX

My dad had a 540i M package years ago and it was one of the best driving cars I have ever driven. I'd go with the 5 series! Good to hear this. Thank you. If you want a blend and no immediate rush to get it, check out BMW i4. All electric and likely better fit/finish than Tesla. I have a few years l...
by Cruise
Sun Apr 04, 2021 4:19 pm
Forum: Personal Consumer Issues
Topic: My Next Car: Tesla S vs BMW 540iX
Replies: 25
Views: 2927

My Next Car: Tesla S vs BMW 540iX

Hoping that the auto enthusiast crowd here might provide some insights into a decision I am considering: Whether to make my next car purchase a Tesla S Long Range ($75K) or a BMW 540iX ($69K as equipped). Price really is not a factor in the decision. Pluses for the Tesla: Electric- charged by my sol...
by Cruise
Sat Apr 03, 2021 2:04 pm
Forum: Personal Consumer Issues
Topic: Fully Vaccinated and Wondering What Behaviors to Change
Replies: 17
Views: 1557

Re: Fully Vaccinated and Wondering What Behaviors to Change

mhalley wrote: Sat Apr 03, 2021 2:01 pm Before the lock, check the cdc recommended post vaccination behavior.
https://www.cdc.gov/coronavirus/2019-nc ... nated.html
As I said, this is not a thread seeking medical advice.
by Cruise
Sat Apr 03, 2021 1:49 pm
Forum: Personal Consumer Issues
Topic: Fully Vaccinated and Wondering What Behaviors to Change
Replies: 17
Views: 1557

Fully Vaccinated and Wondering What Behaviors to Change

First, this is not a thread seeking medical advice. It is not a thread meant to debate protective measures. It is a thread designed to help me (and maybe others) who have lived in a protective cocoon over the last year develop a sense of comfort in coming out of that cocoon once fully vaccinated. Th...
by Cruise
Sat Apr 03, 2021 1:23 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 6579
Views: 1452311

Re: What Movie Have You Recently Watched?

Godzilla v. Kong on HBO Max. Also apparently in theaters. Not recommended. Joe Morgenstern the movie reviewer for the WSJ ends his review "Oh, for the magical days of men in rubber gorilla suits." P.S. We did not make it anywhere near the end. YMMV. I watched parts of this last night. Tur...
by Cruise
Thu Apr 01, 2021 6:48 pm
Forum: Personal Consumer Issues
Topic: Does Honors Undergrad help Grad School Admission
Replies: 38
Views: 2823

Re: Does Honors Undergrad help Grad School Admission

Don't know anything about CS, but I am knowledgeable about the rest of your son's options: 1. Honor's Program: Whether he is formally enrolled in one or not, the key is to develop research skills while an undergraduate and having an incredibly close and supportive relationship with a faculty mentor....
by Cruise
Wed Mar 31, 2021 12:49 am
Forum: Personal Consumer Issues
Topic: High spenders what do you spend on?
Replies: 255
Views: 25263

Re: High spenders what do you spend on?

Here is our list of big ticket items, mostly related to purchasing experiences: Three-week luxury cruises: Antarctica, Arctic, etc. International F or J cabin (although we have been fortunate enough to mostly get these on reward redemptions. Going forward, there probably won't be many reward F or J ...
by Cruise
Tue Mar 30, 2021 1:26 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 6579
Views: 1452311

Re: What Movie Have You Recently Watched?

Watched "Tina" last night, HBO's documentary on Tina Turner. Very nicely done. Saw it on HBO Max.

https://www.hbo.com/documentaries/tina
by Cruise
Mon Mar 29, 2021 11:49 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 6579
Views: 1452311

Re: What Movie Have You Recently Watched?

"The Father," streaming for $$ on a number of platforms. Anthony Hopkins plays a an Alzheimer's patient. The movie is shot with an interesting perspective, that of the patient. I liked the movie more than I thought I would, but did not like the ending. But, there is no good ending with Alz...
by Cruise
Sun Mar 28, 2021 7:23 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 6579
Views: 1452311

Re: What Movie Have You Recently Watched?

Continuing our Pandemic Binge, watched "The White Tiger" last night on Netflix. Interesting plot that mostly held our attention (a bit too long), with a surprise ending that was a bit weird as well. Nominated for Best Adapted Screenplay Oscar.
by Cruise
Sun Mar 28, 2021 2:55 pm
Forum: Personal Finance (Not Investing)
Topic: 2.5 mil house with 5 mil net worth, too much?
Replies: 74
Views: 8488

Re: 2.5 mil house with 5 mil net worth, too much?

I believe in making memories though. Let's say I chose not to buy the house, what are some of the good ways I can spend the money? I'm trying to decide between the lifestyle that comes with the house vs other fun things we can do together. We have had our "modest" +$1M home for 30 years. ...
by Cruise
Sun Mar 28, 2021 2:34 pm
Forum: Personal Consumer Issues
Topic: People with Covid-19 vaccination record cards: where are you keeping them?
Replies: 163
Views: 13977

Re: People with Covid-19 vaccination record cards: where are you keeping them?

SrGrumpy wrote: Sun Mar 28, 2021 1:44 pm
RJC wrote: Mon Mar 22, 2021 11:32 am We laminated them and put them in a drawer.
Free Lamination Of COVID-19 Vaccine Cards (Staples & Office Depot/Max)

OTOH:

PSA: DO NOT LAMINATE YOUR VACCINE CARD!!!!
Neither of those links work for me.
by Cruise
Sun Mar 28, 2021 3:59 am
Forum: Personal Finance (Not Investing)
Topic: Valuing web business for net worth purposes
Replies: 28
Views: 1471

Re: Valuing web business for net worth purposes

A business is only worth what someone will pay for it. A business broker could give you an estimate. But unless you are planning to sell it soon, don't expect any accuracy in the estimate. This is exactly right. And, was the lesson I learned in the years of planning to sell my business. OP: Since e...
by Cruise
Sat Mar 27, 2021 8:01 pm
Forum: Personal Finance (Not Investing)
Topic: 2.5 mil house with 5 mil net worth, too much?
Replies: 74
Views: 8488

Re: 2.5 mil house with 5 mil net worth, too much?

OP: Our rule of thumb was to only as much mortgage as could be comfortably paid with one stable salary. This rule enabled us to save/invest a ton, pay off our home quickly, and have enough money to create experiences/memories that will last a lifetime. Some of our friends/relatives probably wonder w...
by Cruise
Sat Mar 27, 2021 5:51 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 6579
Views: 1452311

Re: What Movie Have You Recently Watched?

Just saw Tom Hanks in "News of the World." Great picture. I streamed it on Apple TV, but it is available elsewhere. Very entertaining.
by Cruise
Fri Mar 26, 2021 12:13 pm
Forum: Personal Consumer Issues
Topic: Need a TV - What Brand
Replies: 37
Views: 2270

Re: Need a TV - What Brand

I had two high-end Sonys that lasted until shortly after their warranty period ended.

I have five Samsungs in my house now. Four have lasted forever (one 15+ years) without any problems. Hoping my brand new one follows suit.
by Cruise
Thu Mar 25, 2021 2:58 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement: Pension or lump sum ?
Replies: 30
Views: 3051

Re: Retirement: Pension or lump sum ?

Is wife eligible to collect on your pension if you die? Along with other considerations, that would be a big positive for the pension.
by Cruise
Thu Mar 25, 2021 4:05 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 6579
Views: 1452311

Re: What Movie Have You Recently Watched?

Mank, followed by Citizen Kane. Been 40+ years since I last saw CK. A truly spectacular film.

Mank is on Netflix and CK is on HBOMax.
by Cruise
Thu Mar 25, 2021 12:40 am
Forum: Personal Consumer Issues
Topic: New 4K TV. But, Cable Box 1080p!
Replies: 8
Views: 1025

Re: New 4K TV. But, Cable Box 1080p!

First of all, most cable TV comes in either 720p or 1080i, which are worse than 1080p. You didn't mention much about your setup. What size, what distance, and who made your TV? Rtings.com has an entire section of each reviewed television rating "upscaling" which means how it displays cont...
by Cruise
Thu Mar 25, 2021 12:28 am
Forum: Personal Consumer Issues
Topic: TV size question
Replies: 105
Views: 5809

Re: TV size question

Just upgraded from 55 to 65 inches at 13 feet. 65 for you should be plenty.
by Cruise
Wed Mar 24, 2021 12:17 am
Forum: Personal Consumer Issues
Topic: New 4K TV. But, Cable Box 1080p!
Replies: 8
Views: 1025

New 4K TV. But, Cable Box 1080p!

Now that I've resolved some initial setup issues, I love my 4K TV. When we are watching streaming content, the picture typically looks great. However, we have been watching some shows via the cable box, and the lower-resolution output makes the settings designed for optimal 4K watching less than opt...
by Cruise
Tue Mar 23, 2021 2:15 am
Forum: Personal Finance (Not Investing)
Topic: Need career suggestions for adult son
Replies: 72
Views: 6650

Re: Need career suggestions for adult son

OP, you might want to contract with a career coach or outplacement counselor (the kind that corporations hire when they fire high-value employees). The outplacement counselor basically takes an inventory of skill sets and helps the individual set a direction, all while being a cheerleader in the eff...
by Cruise
Mon Mar 22, 2021 1:44 pm
Forum: Personal Consumer Issues
Topic: Dealing with an extremely weird seller
Replies: 34
Views: 3867

Re: Dealing with an extremely weird seller

He's hesitant even when I meet his price. There was once a book he wanted $800 for. I offered $1000. This is the only time he's ever offered a firm price on something, and the only time I've ever offered more than asking for a quick sale. Guess what? He requested that we wait, even after I offered ...