Search found 533 matches

by MDfan
Fri Apr 23, 2021 9:32 am
Forum: Personal Consumer Issues
Topic: Wireless Earbuds/Headphones Recommendations?
Replies: 28
Views: 2060

Re: Wireless Earbuds/Headphones Recommendations?

I bought the MPows and so far they've been great. Just as good, for my purposes, as my kids' way more expensive Apple Air Pods. I have had them for about 6 months and I use them on walks, treadmill, stationary bike, etc.
by MDfan
Sat Apr 17, 2021 8:45 am
Forum: Personal Finance (Not Investing)
Topic: How close to retirement age would you start to coast instead of grinding it out?
Replies: 125
Views: 12245

Re: How close to retirement age would you start to coast instead of grinding it out?

I switched from medium/Big law 20+ years ago to a federal govt. attorney position and have worked maybe one weekend (or a handful of times past 5:30) in 23 years. Best decision I ever made. And now I'm 6 months from being eligible to retire at 60, so I am definitely on cruise control at this point (...
by MDfan
Wed Apr 14, 2021 1:15 pm
Forum: Personal Consumer Issues
Topic: Any Acura TLX or RDX owners?
Replies: 27
Views: 1473

Re: Any Acura TLX or RDX owners?

Thanks. What "must have" extras come with the Advanced package? Looks like there's a Technology package, an Advanced package and an "A-Spec" package. Also, is that different from the True Car purchase service available to everyone? There is no difference in the safety features, ...
by MDfan
Wed Apr 14, 2021 12:15 pm
Forum: Personal Consumer Issues
Topic: Any Acura TLX or RDX owners?
Replies: 27
Views: 1473

Re: Any Acura TLX or RDX owners?

I just bought an Acura RDX about a month ago for my wife. We looked at the Toyota RAV4, Lexus NX/RX, BMW X3, and were going to see the Subaru Ascent when we found the RDX (same dealer, different side of the lot). It was in the color that my wife wanted and had the Advanced package trim. My wife tho...
by MDfan
Wed Apr 14, 2021 11:22 am
Forum: Personal Consumer Issues
Topic: Any Acura TLX or RDX owners?
Replies: 27
Views: 1473

Any Acura TLX or RDX owners?

Need to buy a new car and I am strongly considering the Acura TLX or a small SUV like the RDX. I have never "splurged" on a car, but I feel like it's time. We keep our cars for a long time so I'm going to buy something a little more upscale this time. Also looking at the Lexus (ES or the N...
by MDfan
Sun Apr 11, 2021 6:08 pm
Forum: Personal Consumer Issues
Topic: Trip insurance for beach vacation?
Replies: 13
Views: 819

Re: Trip insurance for beach vacation?

We did a beach trip in October and never felt unsafe at all. Very easy to distance at the beach and to eat outside if you want.
by MDfan
Wed Apr 07, 2021 1:14 pm
Forum: Personal Consumer Issues
Topic: Shoe Choice for a Walker
Replies: 33
Views: 2696

Re: Shoe Choice for a Walker

For walking on smooth surfaces, running shoes that work for you are best. I like supportive and cushioned shoes. If I wear a cushion only with no support structure my feet tell me. Brooks Adrenaline GTS are my go to shoes. Version 20/Version 21 are both fantastic. But, each person has to know what ...
by MDfan
Tue Mar 23, 2021 7:24 am
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 2782
Views: 276316

Re: [What TV Show Have You Recently Watched?]

Nate Bargatze The Tennessee Kid on Netflix A stand-up comic I had not heard of. Luckily I gave it more than the first three minutes. One of the more talented guys I've watched in a long time. Funny, clean. Laugh out loud for my wife and me. If you watch it, stay tuned for the closing credits which ...
by MDfan
Tue Mar 16, 2021 4:21 pm
Forum: Personal Finance (Not Investing)
Topic: How much income would justify paying $2500 for a finance planner?
Replies: 58
Views: 5752

Re: How much income would justify paying $2500 for a finance planner?

We pay a fixed annual fee similar to what you're taking about for our advisor. He provides us with investment advice and money advice in general. We hired him based on a number of positive recommendations as I was about two years out from retirement. We will probably use him through our first couple...
by MDfan
Sun Mar 14, 2021 12:45 pm
Forum: Personal Investments
Topic: Retirement: Help I want out!
Replies: 58
Views: 7217

Re: Retirement: Help I want out!

Personally, I would not want to retire with any debt/mortgage. Otherwise, looks like you're good to me. If you have the money to pay it off if you wanted to, and your interest rate is low enough (ours is 2.625), I don't see any issue with a mortgage in retirement. I'm retiring this year with about ...
by MDfan
Sat Mar 06, 2021 5:10 pm
Forum: Personal Consumer Issues
Topic: What are your alternatives to big name brands, like Amazon?
Replies: 72
Views: 4978

Re: What are your alternatives to big name brands, like Amazon?

After Amazon Web Services decided to do what they did in taking down a major web site that shall not be named, I deleted all my credit card info with them (and Zappos) and changed my username to Amazonblows. I do my Internet searches through DuckDuckGo and have not had a problem finding what I've n...
by MDfan
Tue Mar 02, 2021 12:41 pm
Forum: Personal Consumer Issues
Topic: How much do you spend nightly for hotels (leisure/vacation)?
Replies: 213
Views: 12812

Re: How much do you spend nightly for hotels (leisure/vacation)?

When we take the whole family (3 kids in their 20s), we have to get 2 rooms so we look for something nice in the $100-150 range (or a nice AirBnB if we can find one). I'm a federal employee and usually can get a government rate at chain hotels which helps a lot. We got a $450/night Wyndham oceanfron...
by MDfan
Sun Feb 21, 2021 8:40 pm
Forum: Personal Finance (Not Investing)
Topic: too much in 401k may be forced to quit job
Replies: 183
Views: 16840

Re: too much in 401k may be forced to quit job

guys, i think this the first case (that i ever heard of) being discriminated at work based on your 401k balance. is that covered by law? any lawyers here? What discrimination? Having an angry president and coworkers asking why you don't retire isn't discrimination. So you will be ok if people treat...
by MDfan
Sun Feb 21, 2021 8:18 pm
Forum: Personal Finance (Not Investing)
Topic: too much in 401k may be forced to quit job
Replies: 183
Views: 16840

Re: too much in 401k may be forced to quit job

I am not a lawyer either, but I believe that an age discrimination claim needs to be accompanied by proof of a pattern of maltreatment based on the employee's age. So, it is not age discrimination if other employees of similar age have not been harassed. However, I suspect that if OP wants to take ...
by MDfan
Sun Feb 21, 2021 7:43 pm
Forum: Personal Consumer Issues
Topic: Anyone planning on traveling after vaccine?
Replies: 32
Views: 2391

Re: Anyone planning on traveling after vaccine?

I have a cruise booked for late July. Hoping that all in my party will be able to go. Also eager to get back to Vegas, as that was one of 2020 trips that got scuttled. Cruising is the one thing I have little desire to ever do again. Although I admit I wasn't a big fan in the first place. Maybe an A...
by MDfan
Sun Feb 21, 2021 7:02 pm
Forum: Personal Consumer Issues
Topic: Anyone planning on traveling after vaccine?
Replies: 32
Views: 2391

Re: Anyone planning on traveling after vaccine?

2 weeks after a 2nd dose of vaccine, anyone is itching to travel again? And to where? We are dreaming of some place warm but still apprehensive. I have been traveling this entire time. No issues. Haven't flown yet, but we have traveled multiple times in the past year. Did a beach vacation and some ...
by MDfan
Sun Feb 21, 2021 6:55 pm
Forum: Personal Finance (Not Investing)
Topic: too much in 401k may be forced to quit job
Replies: 183
Views: 16840

Re: too much in 401k may be forced to quit job

Lawyer up! Start documenting everything (they sure are!). It's going to get worse. Your 401K is none of their business and asking you to quit based on it is discriminatory. Again, there's nothing at all discriminatory unless it's based on some protected category. Just being treated really poorly by...
by MDfan
Sun Feb 21, 2021 3:11 pm
Forum: Personal Finance (Not Investing)
Topic: too much in 401k may be forced to quit job
Replies: 183
Views: 16840

Re: too much in 401k may be forced to quit job

But in order to file a lawsuit, there has to be a protected basis for the hostile work environment - race, sex, age, disability, etc. Unless there is some form of law in the OP's state that may protect questioning one's 401k balance. Right, I wasn't suggesting the OP should go that far. Companies w...
by MDfan
Sun Feb 21, 2021 2:54 pm
Forum: Personal Finance (Not Investing)
Topic: too much in 401k may be forced to quit job
Replies: 183
Views: 16840

Re: too much in 401k may be forced to quit job

Not sure if it's worth fighting tbh. Toxic culture won't change overnight, especially when they just appointed a new president who apparently failed corporate compliance training. And, honestly, while people keep talking about employment law, I'm not sure what "employment law" something l...
by MDfan
Sun Feb 21, 2021 2:48 pm
Forum: Personal Finance (Not Investing)
Topic: too much in 401k may be forced to quit job
Replies: 183
Views: 16840

Re: too much in 401k may be forced to quit job

Not sure if it's worth fighting tbh. Toxic culture won't change overnight, especially when they just appointed a new president who apparently failed corporate compliance training. And, honestly, while people keep talking about employment law, I'm not sure what "employment law" something l...
by MDfan
Fri Feb 12, 2021 8:51 am
Forum: Personal Consumer Issues
Topic: Breakfast cereal?
Replies: 172
Views: 18383

Re: Breakfast cereal?

MishkaWorries wrote: Wed Feb 10, 2021 2:40 pm I prefer Lucky Charms.
Me too. I rotate with Cocoa Puffs and Captain Crunch.
by MDfan
Sat Feb 06, 2021 9:17 am
Forum: Personal Consumer Issues
Topic: COVID habits you will keep...?
Replies: 95
Views: 3900

Re: COVID habits you will keep...?

Once I'm vaccinated, I can't wait to fly, travel, go to sporting events, movies and concerts, eat out and do all the things we did before. Already have trips planned for late summer and Fall.
by MDfan
Sun Jan 31, 2021 1:06 pm
Forum: Personal Consumer Issues
Topic: Anyone prefer their old golf clubs?
Replies: 54
Views: 4232

Re: Anyone prefer their old golf clubs?

BogleFan510 wrote: Sun Jan 31, 2021 12:53 am Nothing like the feel of Jack Nicholas persimmon woods. So what if I give up 30 yds. Woods are supposed to be wood. Drives are not supposed to go 'ping'.
30 yards is quite a big difference. I don't care what my driver sounds like as long as I can hit it consistently.
by MDfan
Thu Jan 28, 2021 7:33 am
Forum: Personal Finance (Not Investing)
Topic: Marcus $100 bonus
Replies: 96
Views: 9127

Re: Marcus $100 bonus

Doesn't seem worth the hassle for $100. But I just got an offer in the mail from M&T Bank for a $350 bonus to deposit $10k for the months of February and March. So, that one seems worth it.
by MDfan
Wed Jan 27, 2021 4:15 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 6592
Views: 1453718

Re: What Movie Have You Recently Watched?

Artful Dodger wrote: Mon Jan 25, 2021 1:33 pm Watched "Princess Bride" over the weekend. Silly, but enjoyable. Had not seen in 20+ years. A very young Mandy Patinkin. Robin Wright's first (?) film.
One of the all-time great comedies. In my opinion.
by MDfan
Tue Jan 26, 2021 8:07 am
Forum: Personal Consumer Issues
Topic: I just bought a Peloton - Love it!
Replies: 116
Views: 10860

Re: I just bought a Peloton - Love it!

For anyone contemplating purchasing a Peloton, I wanted to chime in and offer my 2 cents. After a week of use, I can see exactly why people enjoy it. The instructors combined with the friendly user interface and convenience factor are absolute game changers. In my opinion a Peloton should be standa...
by MDfan
Sun Jan 24, 2021 11:07 am
Forum: Personal Consumer Issues
Topic: Getting Rid of TV
Replies: 28
Views: 2804

Re: Getting Rid of TV

I read. But I could never get rid of TV. Especially during Covid times. Lots of good stuff to watch. And I'm a very big college b-ball fan.
by MDfan
Fri Jan 22, 2021 11:59 am
Forum: Personal Finance (Not Investing)
Topic: gifting money to adult children or to grandkids after you have retired
Replies: 33
Views: 4051

Re: gifting money to adult children or to grandkids after you have retired

Our plan is to be as generous as possible with our kids while we're living and they are getting started in their careers/after college lives. We fully funded college for all 3 and will fully pay for weddings as well. Plus, we still take them on big family vacations and foot the bill. We will do the ...
by MDfan
Fri Jan 22, 2021 8:08 am
Forum: Personal Consumer Issues
Topic: Signature Golf Holes that are worth traveling to? . . . And. . Most Memorable Golf Experiences?
Replies: 78
Views: 4760

Re: Signature Golf Holes that are worth traveling to? . . . And. . Most Memorable Golf Experiences?

Bayview Golf Course (Par 3) off of Kaneohe Bay on the Windward side of the Island of Oahu, in Hawaii. In the old days, Bayview was 18 very short holes in an area so small that some of the holes crossed each other and players had to wait for each other to cross their fairway. It was not a fancy or r...
by MDfan
Thu Jan 21, 2021 6:46 pm
Forum: Forum Issues and Administration
Topic: Why not add a "like" button to Boglehead posts?
Replies: 327
Views: 47424

Re: Why not add a "like" button to Boglehead posts?

pennstater2005 wrote: Thu Dec 20, 2012 5:23 pm Please no like button. I'm not 12.
I wish there was a Like button for this post.
by MDfan
Wed Jan 20, 2021 6:20 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 2782
Views: 276316

Re: [What TV Show Have You Recently Watched?]

Really enjoying Lupin on Netflix. French show that has been described as a combo of Ocean's 11 and To Catch a Thief. Very fun show so far. I think I read it's Netflix's 2nd-most watched original series ever. We're through the first 3 episodes. Watching it because several friends recommended it. My ...
by MDfan
Wed Jan 20, 2021 3:34 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 2782
Views: 276316

Re: [What TV Show Have You Recently Watched?]

Really enjoying Lupin on Netflix. French show that has been described as a combo of Ocean's 11 and To Catch a Thief. Very fun show so far. I think I read it's Netflix's 2nd-most watched original series ever.
by MDfan
Wed Jan 20, 2021 1:27 pm
Forum: Personal Finance (Not Investing)
Topic: Don't enjoy being a federal supervisor: is the problem with me?
Replies: 30
Views: 3952

Re: Don't enjoy being a federal supervisor: is the problem with me?

I've been a Fed for 23 years and have never had any desire to manage. For me, it would be very little, if any, more pay and way more headaches. There are some very good federal employees, but also some who take full advantage. I would not want to manage those people at all. I'm in an agency where I...
by MDfan
Wed Jan 20, 2021 9:20 am
Forum: Personal Finance (Not Investing)
Topic: Don't enjoy being a federal supervisor: is the problem with me?
Replies: 30
Views: 3952

Re: Don't enjoy being a federal supervisor: is the problem with me?

I've been a Fed for 23 years and have never had any desire to manage. For me, it would be very little, if any, more pay and way more headaches. There are some very good federal employees, but also some who take full advantage. I would not want to manage those people at all. I'm in an agency where I ...
by MDfan
Tue Jan 19, 2021 4:29 pm
Forum: Personal Consumer Issues
Topic: Group Golf - Recommended Destinations?
Replies: 21
Views: 1202

Re: Group Golf - Recommended Destinations?

Orlando hotel and golf prices are at a near-term historic low. Lots of options for nice hotels to stay at or condos to rent and plenty of good golf courses and restaurants all over. We did Orlando in 2019 and played some really nice courses. Reasonably priced, great places to stay (we rented a 9-be...
by MDfan
Tue Jan 19, 2021 1:52 pm
Forum: Personal Consumer Issues
Topic: Signature Golf Holes that are worth traveling to? . . . And. . Most Memorable Golf Experiences?
Replies: 78
Views: 4760

Re: Signature Golf Holes that are worth traveling to? . . . And. . Most Memorable Golf Experiences?

Masters’ practice rounds are the best in my opinion. Get to take your camera and avoid huge crowds. Went to the Wednesday Par 3 a few years ago when my son worked the tournament when he was a student at the Univ. of South Carolina. Hard to describe how spectacular that place is. Once you get inside ...
by MDfan
Mon Jan 18, 2021 12:24 pm
Forum: Personal Consumer Issues
Topic: Signature Golf Holes that are worth traveling to? . . . And. . Most Memorable Golf Experiences?
Replies: 78
Views: 4760

Re: Signature Golf Holes that are worth traveling to? . . . And. . Most Memorable Golf Experiences?

I am not sure there is just one hole in particular but I can say Wolf Creek in Mesquite Nevada is a unique experience worth traveling to. If I remember correctly 16 of the 18 tee shots are from elevated tees. You throw yardages out the window and just enjoy this unique venue. https://cdn.cybergolf....
by MDfan
Mon Jan 18, 2021 11:47 am
Forum: Personal Consumer Issues
Topic: Signature Golf Holes that are worth traveling to? . . . And. . Most Memorable Golf Experiences?
Replies: 78
Views: 4760

Re: Signature Golf Holes that are worth traveling to? . . . And. . Most Memorable Golf Experiences?

Best trip I’ve taken was to Scottsdale. Played Troon North, The Boulders, Sunridge Canyon and We-ko-Pa. All $200+ courses at the time of year we went but well worth it.

One of the nicest courses I’ve played is the Waldorf Astoria course near Disney in Orlando.
by MDfan
Sun Jan 17, 2021 7:49 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 6592
Views: 1453718

Re: What Movie Have You Recently Watched?

tenkuky wrote: Sun Jan 17, 2021 2:43 pm Jojo Rabbit (2020).
Free DVD from public library
Fantastic, poignant, funny tale of a young boy in Nazi Germany with his imaginary friend, Adolf
Really enjoyed JoJo Rabbit.
by MDfan
Sun Jan 17, 2021 2:01 pm
Forum: Personal Consumer Issues
Topic: Boglehead golfers - Big Cedar Lodge
Replies: 10
Views: 1126

Re: Boglehead golfers - Big Cedar Lodge

Palm Springs, Vegas/Southern Utah (including Wolf Creek in Mesquite which is spectacular). Williamsburg, VA has some nice courses (including Golden Horseshoe and Kingsmill). We also did a great trip to Orlando in 2019 and played some really nice courses. There are a lot to choose from down there. Th...
by MDfan
Sat Jan 16, 2021 3:17 pm
Forum: Personal Consumer Issues
Topic: Boglehead golfers - Big Cedar Lodge
Replies: 10
Views: 1126

Re: Boglehead golfers - Big Cedar Lodge

Lots of great info. Thanks!
by MDfan
Sat Jan 16, 2021 2:39 pm
Forum: Personal Consumer Issues
Topic: Boglehead golfers - Big Cedar Lodge
Replies: 10
Views: 1126

Re: Boglehead golfers - Big Cedar Lodge

Hi MDfan, I cannot fully answer your question but I live about 4 miles from Big Cedar and go up there to eat and do activities quite a bit. In general Johnny Morris (owner of Cabela's/Bass Pro) is who owns Big Cedar and he is trying to turn it into a golf destination. You are correct most things ar...
by MDfan
Sat Jan 16, 2021 1:47 pm
Forum: Personal Consumer Issues
Topic: Boglehead golfers - Big Cedar Lodge
Replies: 10
Views: 1126

Boglehead golfers - Big Cedar Lodge

Any Boglehead golfers been to Big Cedar Lodge in Missouri and have any thoughts or recommendations? Planning a 60th b-day retirement trip for the Fall of 2021 with my sons. I know it's ridiculously expensive, but I'm ok with that. Going to play at least twice, and also maybe add in the Top of the Ro...
by MDfan
Sat Jan 16, 2021 1:42 pm
Forum: Personal Consumer Issues
Topic: Universal theme parks Orlando: premium experience
Replies: 34
Views: 3275

Re: Universal theme parks Orlando: premium experience

Speaking of golf, the Waldorf Astoria course near Disney Springs is one of the nicest-maintained courses I've played. Much better than the actual Disney Courses, I thought.
by MDfan
Thu Jan 14, 2021 5:01 pm
Forum: Personal Consumer Issues
Topic: HBO Max Issues?
Replies: 31
Views: 2620

Re: HBO Max Issues?

No issues at all on Firestick.
by MDfan
Thu Jan 14, 2021 7:09 am
Forum: Personal Consumer Issues
Topic: Regrets postponing retirement too long?
Replies: 171
Views: 15778

Re: Regrets postponing retirement too long?

One option is to just take more vacations now while you're still working. I assume you have time off during the year. Honestly "take more vacations" is not relevant to 99% of people. I've never met any of these people rumored to be losing vacation days they can't accumulate. Most people g...
by MDfan
Mon Jan 11, 2021 8:52 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 6592
Views: 1453718

Re: What Movie Have You Recently Watched?

The Straight Story (1999) with Richard Farnsworth, directed by David Lynch. I really enjoyed this one. Based on a true story, an old man travels on a lawn mower across several states to visit his brother. I know, sounds crazy. Farnsworth was nominated for best actor Oscar. (Spacey won for American ...
by MDfan
Mon Jan 11, 2021 8:48 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 2782
Views: 276316

Re: [What TV Show Have You Recently Watched?]

We are almost 3/4 through (4 seasons of 10 episodes each) of "Halt and Catch Fire". We both (one with tech background, one without) are finding this to be a wonderful surprise. (AMC, now on Netflix) We somehow missed this before, and are going through several episodes per most evenings. I...
by MDfan
Mon Jan 11, 2021 3:57 pm
Forum: Personal Consumer Issues
Topic: Temporary school absences for travel
Replies: 29
Views: 1602

Re: Temporary school absences for travel

Has anyone successfully done this? Any tips of how to propose these trips to the school? If it matters, the kids attend private school, though I haven't approached the school yet. Never. My wife and I always felt that it was our job to make sure our children knew that school was the most important ...
by MDfan
Sat Jan 09, 2021 5:19 pm
Forum: Personal Consumer Issues
Topic: Regrets postponing retirement too long?
Replies: 171
Views: 15778

Re: Regrets postponing retirement too long?

Keep in mind that some of the people who waited too long can't respond to your question. They retired to the afterlife. +1 I had one year when I was in my 50s when I went to three funerals of people that were about my age. None of them were real close to me but that does get you thinking. That is p...