Search found 564 matches

by MDfan
Tue Jun 22, 2021 10:41 am
Forum: Personal Consumer Issues
Topic: Phoenix, AZ as an early retirement location? Advice please
Replies: 147
Views: 11774

Re: Phoenix, AZ as an early retirement location? Advice please

My Mom lived in Phoenix for 25 years. I dreaded going over to visit in the summer from Southern California because of the heat. For about 15 of those years, she spent the summer months up near Flagstaff. You will be running the air conditioner every day from May to September. I get a kick out of th...
by MDfan
Tue Jun 22, 2021 9:43 am
Forum: Personal Consumer Issues
Topic: Phoenix, AZ as an early retirement location? Advice please
Replies: 147
Views: 11774

Re: Phoenix, AZ as an early retirement location? Advice please

My Mom lived in Phoenix for 25 years. I dreaded going over to visit in the summer from Southern California because of the heat. For about 15 of those years, she spent the summer months up near Flagstaff. You will be running the air conditioner every day from May to September. I get a kick out of th...
by MDfan
Tue Jun 22, 2021 5:39 am
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 2908
Views: 288721

Re: [What TV Show Have You Recently Watched?]

Just started S2 of "The Startup" on Netflix. We like it a lot. Not to take anything away from "Ozark" or "Halt and Catch Fire", I'm feeling the same way about "Startup" fter S1 as I did about those other 2...Character build up is very good, storyline twisty a...
by MDfan
Mon Jun 21, 2021 9:36 pm
Forum: Personal Finance (Not Investing)
Topic: How Do You Hire Housekeepers / Gardeners / Contractors?
Replies: 18
Views: 1593

Re: How Do You Hire Housekeepers / Gardeners / Contractors?

Word of mouth from friends and neighbors. Our gardener does half the houses on the block. We hired him 20 years ago when my best friend was using him. He did a good job, and the neighbors all hired him one by one over the years. We don’t have a housekeeper now, but he last time we did, it was our g...
by MDfan
Mon Jun 21, 2021 6:23 am
Forum: Personal Finance (Not Investing)
Topic: Looking at Retirement Area Indianapolis->Cincinnati->Lexington->Knoxville-> Ashville->Outerbanks
Replies: 83
Views: 4960

Re: Looking at Retirement Area Indianapolis->Cincinnati->Lexington->Knoxville-> Ashville->Outerbanks

If you're going to look in coastal NC, you should go a little more south and check out North Myrtle/Southern NC area. Asheville seems to check off a lot of your boxes. Close to Blue Ridge Parkway and Smoky Mountains. Not too far from Charlotte Airport and Asheville has its own smaller airport (2 hou...
by MDfan
Sun Jun 20, 2021 7:41 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 2908
Views: 288721

Re: [What TV Show Have You Recently Watched?]

Really enjoyed Mythic Quest.
by MDfan
Sat Jun 19, 2021 6:27 am
Forum: Personal Consumer Issues
Topic: Favorite Westerns - Name 10
Replies: 78
Views: 3858

Re: Favorite Westerns - Name 10

Blazing Saddles
Butch Cassidy and the Sundance Kid
Unforgiven
True Grit
Open Range
Django Unchained
Deadwood Movie
Tombstone
One Upon a Time in the West
by MDfan
Fri Jun 18, 2021 5:01 pm
Forum: Personal Consumer Issues
Topic: Favorite Movies - Name Five
Replies: 156
Views: 6591

Re: Favorite Movies - Name Five

ruralavalon wrote: Fri Jun 18, 2021 2:57 pm I want to add:

A Shot in the Dark - the best Pink Panther movie
Stand By Me
Moon Over Miami - the first movie musical
Topper
The Cheap Detective
Clue

We are 75 years old, and have seen a lot of good movies. 5 is way too limiting :( .
Stand by Me is a great one that I forgot.
by MDfan
Fri Jun 18, 2021 8:18 am
Forum: Personal Consumer Issues
Topic: Favorite Movies - Name Five
Replies: 156
Views: 6591

Re: Favorite Movies - Name Five

The Princess Bride
The Hangover (#1)
There's Something About Mary
Saving Private Ryan
Good Will Hunting
Hell or High Water (tied for 5th)
by MDfan
Wed Jun 16, 2021 10:12 am
Forum: Personal Consumer Issues
Topic: Refrigerator Filters
Replies: 72
Views: 3912

Re: Refrigerator Filters

Since I'm only changing the filter 1-2 times a year, I don't mind paying for the Whirlpool filters.
by MDfan
Mon Jun 14, 2021 3:21 pm
Forum: Personal Consumer Issues
Topic: Should you tip landscapers?
Replies: 57
Views: 9866

Re: Should you tip landscapers?

Nicolas wrote: Wed May 06, 2020 10:46 pm No, never have, never will. I’m opposed to tipping.
I really hope you eat all your meals at home.
by MDfan
Sun Jun 13, 2021 11:02 am
Forum: Personal Consumer Issues
Topic: Tire flat fixing for beginners
Replies: 153
Views: 7475

Re: Tire flat fixing for beginners

#1 for me. Unless they are in what they know to be a very safe neighborhood, I always tell my kids to stay in the car and call for service. I don't care what it costs me. I had a very good friend whose son was killed by a drunk driver after getting out of his car to check his engine on the side of a...
by MDfan
Thu Jun 10, 2021 11:17 am
Forum: Personal Consumer Issues
Topic: Rowing Machines- Home Use
Replies: 47
Views: 2827

Re: Rowing Machines- Home Use

Love the Hydrow. Has me working out 5 days a week and I enjoy it much more than the Peloton that we had (and sold for a very good price). It's a fantastic workout and I love the variety of classes and locations. Expensive for sure, but it's been well worth it for me.
by MDfan
Thu Jun 10, 2021 9:37 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 5229
Views: 1341158

Re: What Book Are You Currently Reading? Part VI

For golf fans, I highly recommend reading Tom Coyne's books. His first one, Paper Tiger, chronicles his year-long quest to improve his golf game enough to get to, and through, the PGA's Qualifying School. Basically, he devoted one full year of his life to improving his golf game and his fitness to a...
by MDfan
Tue Jun 08, 2021 1:55 pm
Forum: Personal Finance (Not Investing)
Topic: How much did you spend on your kids college beyond 529?
Replies: 28
Views: 1658

Re: How much did you spend on your kids college beyond 529?

We have paid full tuition for all 3 of our kids (all large state universities, two were out of state with scholarships). We paid for all off-campus apartment-related costs, books, travel to and from home, fraternity/sorority dues, and we gave each of our kids a certain amount of money per month for ...
by MDfan
Sun Jun 06, 2021 8:05 am
Forum: Personal Consumer Issues
Topic: How much do you spend on a hotel per night on a family vacation?
Replies: 104
Views: 8887

Re: How much do you spend on a hotel per night on a family vacation?

I think it all depends on where you are. We have 5 people (3 adult kids when we travel now) so we always look for VRBO or AirBnB first. If not, we'll get 2 hotel rooms. I'm a federal employee so I always check the govt. rate which can be a good bit cheaper depending on where you're going. The lowest...
by MDfan
Sat Jun 05, 2021 6:50 am
Forum: Personal Finance (Not Investing)
Topic: Return to Work - How is your company dealing with it?
Replies: 260
Views: 23753

Re: Return to Work - How is your company dealing with it?

I'm a federal employee in DCand we have tentatively been told we'll go back in some form in September. I already worked from hime 3 days every pay period before Covid and I'm anticipating at least 3 days a week WFH when we go back, if not more. I manage an office with a very small group of attorneys...
by MDfan
Thu Jun 03, 2021 7:43 pm
Forum: Personal Consumer Issues
Topic: Great workout shirts for $20 or less
Replies: 42
Views: 3080

Re: Great workout shirts for $20 or less

Love UA t-shirts. I don't mind paying extra for a quality, comfortable shirts. And they're really not that expensive at a UA outlet.
by MDfan
Wed May 26, 2021 6:25 am
Forum: Personal Consumer Issues
Topic: Tucson versus Sedona
Replies: 33
Views: 4030

Re: Tucson versus Sedona

Sedona’s “red rock” scenery is truly spectacular, but the allure of the town quickly wears off after you realize that Sedona is about 95 percent a tourist trap. A beautiful tourist trap, but a tourist trap nevertheless. Clogged roads, over-crowded restaurants, way too many t-shirt shops. It’s fun f...
by MDfan
Tue May 25, 2021 3:51 pm
Forum: Personal Consumer Issues
Topic: Tucson versus Sedona
Replies: 33
Views: 4030

Re: Tucson versus Sedona

Sedona is one of my favorite places in the U.S. It would definitely be cooler, too. But if you've already been there a few times, try Tucson.
by MDfan
Tue May 25, 2021 10:32 am
Forum: Personal Consumer Issues
Topic: How do you justify family vacation costs?
Replies: 198
Views: 13221

Re: How do you justify family vacation costs?

Family vacations are the one thing I will spend liberally on with zero regrets or reservations. Family time is the reason I work. I'll spend $10k/week on a vacation and not feel bad, because I can afford it, and so can you. Exactly. Vacations are the one thing I will always spend way too much money...
by MDfan
Fri May 21, 2021 8:04 pm
Forum: Personal Consumer Issues
Topic: Mid-Atlantic vacation ideas with kids
Replies: 11
Views: 1472

Re: Mid-Atlantic vacation ideas with kids

dukeblue219 wrote: Thu May 20, 2021 11:59 am Deep Creek Lake in Western Maryland. They have some attractions for kids, as well as lots of lake activities. It's much cooler than summertime at the beach in the mid Atlantic.
If you do Deep Creek, you are not far at all from some world-class whitewater rafting in West VA.
by MDfan
Fri May 21, 2021 3:33 pm
Forum: Personal Consumer Issues
Topic: Acura RDX vs Honda CRV Touring/EX-L
Replies: 39
Views: 3680

Re: Acura RDX vs Honda CRV Touring/EX-L

IN response to that I would say, I just took a long-ish trip in my car and got almost 30 mpg which I thought was pretty good. For me, the turbo engine is awesome, but I'm coming from a Hyundai Sonata. I noticed very little cabin noise on my trips, but again it may be because my previous car had a li...
by MDfan
Fri May 21, 2021 1:36 pm
Forum: Personal Consumer Issues
Topic: Acura RDX vs Honda CRV Touring/EX-L
Replies: 39
Views: 3680

Re: Acura RDX vs Honda CRV Touring/EX-L

Been looking at the new 2021 CRV. Considering Touring, EX-L, or Hybrid Touring/EX-L. Finding that inventory is low due to chip shortage and dealers are mostly not budging from MSRP. I think this idea that dealers are not budging is fake. There might be a chip shortage, but there can be plenty of ca...
by MDfan
Fri May 21, 2021 6:45 am
Forum: Personal Consumer Issues
Topic: How to get out of a timeshare presentation?
Replies: 142
Views: 12513

Re: How to get out of a timeshare presentation?

I'd rather have a limb amputated than have to deal with any kind of low rent sales weasel for more than 15 seconds. There is no such thing as a free lunch or dinner. We don't visit or stay at any place that requires listening to any type of sales pitch regardless of the "prize". Ours felt...
by MDfan
Thu May 20, 2021 12:28 pm
Forum: Personal Consumer Issues
Topic: Cars -- When and Why Did You Switch from Economy/Practicality to Luxury?
Replies: 211
Views: 14307

Re: Cars -- When and Why Did You Switch from Economy/Practicality to Luxury?

I'm almost 60 and I just upgraded from a Hyundai Sonata (Limited version, which we gave to our daughter) to a new Acura RDX. First thing I've owned other than a Honda, Nissan or Hyundai. Love it so far. I'm not a big car guy. We looked at both the Lexus NX and the Acura. Really liked the Lexus but c...
by MDfan
Tue May 18, 2021 3:51 pm
Forum: Personal Consumer Issues
Topic: How to get out of a timeshare presentation?
Replies: 142
Views: 12513

Re: How to get out of a timeshare presentation?

If they're going to hound me the minute I walk in the lobby of the hotel (as they did in Vegas a few years ago), I don't feel bad at all taking their gifts. I even told the girl in the lobby we're not interested and she kept on and said just go to the presentation. So I said ok and then just said &q...
by MDfan
Sun May 16, 2021 5:19 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 2908
Views: 288721

Re: [What TV Show Have You Recently Watched?]

Two new excellent cop dramas with foreign female leads here: I just finished a Swedish one called Huss , set in Gothenburg (not sure if available in USA), and have started HBO's Mare of Easttown , starring Kate Winslet as a haggard, Rolling Rock-drinking detective in gloomy SE Pennsylvania. We coul...
by MDfan
Sun May 16, 2021 5:17 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 2908
Views: 288721

Re: [What TV Show Have You Recently Watched?]

We have recorded but not yet watched the new Winslet HBO police drama. I was hoping that it might be a refreshing change. "City on a Hill" season 2 was so bad that even the hilarity that is Kevin Bacon couldn't save it for us. It went beyond woke, to it made me choke. It seems in recent y...
by MDfan
Mon May 03, 2021 6:31 am
Forum: Personal Consumer Issues
Topic: What is your high school graduate going to be doing?
Replies: 69
Views: 5823

Re: What is your high school graduate going to be doing?

We paid 100% for our 3 kids' college (one in-state public, two out of state public). One majored in Communications, one in Economics, and one in Marketing/Finance. The first 2 did well and have good jobs. The 3rd will graduate next Spring. All 3 worked during college for spending money (although we ...
by MDfan
Sun Apr 25, 2021 3:07 pm
Forum: Personal Consumer Issues
Topic: Low sodium restaurant foods
Replies: 66
Views: 4449

Re: Low sodium restaurant foods

At Denny's, the least bad choice is the wild Alaska salmon. This salmon with dinner bread has 1190 mg of sodium. Among the side dishes, broccoli is the best choice (180 mg of sodium and no bad fats whatsoever). That's still 1370 mg of sodium. It's sad that this is what passes for low sodium at Denn...
by MDfan
Fri Apr 23, 2021 9:32 am
Forum: Personal Consumer Issues
Topic: Wireless Earbuds/Headphones Recommendations?
Replies: 59
Views: 4396

Re: Wireless Earbuds/Headphones Recommendations?

I bought the MPows and so far they've been great. Just as good, for my purposes, as my kids' way more expensive Apple Air Pods. I have had them for about 6 months and I use them on walks, treadmill, stationary bike, etc.
by MDfan
Sat Apr 17, 2021 8:45 am
Forum: Personal Finance (Not Investing)
Topic: How close to retirement age would you start to coast instead of grinding it out?
Replies: 125
Views: 12601

Re: How close to retirement age would you start to coast instead of grinding it out?

I switched from medium/Big law 20+ years ago to a federal govt. attorney position and have worked maybe one weekend (or a handful of times past 5:30) in 23 years. Best decision I ever made. And now I'm 6 months from being eligible to retire at 60, so I am definitely on cruise control at this point (...
by MDfan
Wed Apr 14, 2021 1:15 pm
Forum: Personal Consumer Issues
Topic: Any Acura TLX or RDX owners?
Replies: 27
Views: 1545

Re: Any Acura TLX or RDX owners?

Thanks. What "must have" extras come with the Advanced package? Looks like there's a Technology package, an Advanced package and an "A-Spec" package. Also, is that different from the True Car purchase service available to everyone? There is no difference in the safety features, ...
by MDfan
Wed Apr 14, 2021 12:15 pm
Forum: Personal Consumer Issues
Topic: Any Acura TLX or RDX owners?
Replies: 27
Views: 1545

Re: Any Acura TLX or RDX owners?

I just bought an Acura RDX about a month ago for my wife. We looked at the Toyota RAV4, Lexus NX/RX, BMW X3, and were going to see the Subaru Ascent when we found the RDX (same dealer, different side of the lot). It was in the color that my wife wanted and had the Advanced package trim. My wife tho...
by MDfan
Wed Apr 14, 2021 11:22 am
Forum: Personal Consumer Issues
Topic: Any Acura TLX or RDX owners?
Replies: 27
Views: 1545

Any Acura TLX or RDX owners?

Need to buy a new car and I am strongly considering the Acura TLX or a small SUV like the RDX. I have never "splurged" on a car, but I feel like it's time. We keep our cars for a long time so I'm going to buy something a little more upscale this time. Also looking at the Lexus (ES or the N...
by MDfan
Sun Apr 11, 2021 6:08 pm
Forum: Personal Consumer Issues
Topic: Trip insurance for beach vacation?
Replies: 13
Views: 846

Re: Trip insurance for beach vacation?

We did a beach trip in October and never felt unsafe at all. Very easy to distance at the beach and to eat outside if you want.
by MDfan
Wed Apr 07, 2021 1:14 pm
Forum: Personal Consumer Issues
Topic: Shoe Choice for a Walker
Replies: 33
Views: 2758

Re: Shoe Choice for a Walker

For walking on smooth surfaces, running shoes that work for you are best. I like supportive and cushioned shoes. If I wear a cushion only with no support structure my feet tell me. Brooks Adrenaline GTS are my go to shoes. Version 20/Version 21 are both fantastic. But, each person has to know what ...
by MDfan
Tue Mar 23, 2021 7:24 am
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 2908
Views: 288721

Re: [What TV Show Have You Recently Watched?]

Nate Bargatze The Tennessee Kid on Netflix A stand-up comic I had not heard of. Luckily I gave it more than the first three minutes. One of the more talented guys I've watched in a long time. Funny, clean. Laugh out loud for my wife and me. If you watch it, stay tuned for the closing credits which ...
by MDfan
Tue Mar 16, 2021 4:21 pm
Forum: Personal Finance (Not Investing)
Topic: How much income would justify paying $2500 for a finance planner?
Replies: 58
Views: 5849

Re: How much income would justify paying $2500 for a finance planner?

We pay a fixed annual fee similar to what you're taking about for our advisor. He provides us with investment advice and money advice in general. We hired him based on a number of positive recommendations as I was about two years out from retirement. We will probably use him through our first couple...
by MDfan
Sun Mar 14, 2021 12:45 pm
Forum: Personal Investments
Topic: Retirement: Help I want out!
Replies: 58
Views: 7280

Re: Retirement: Help I want out!

Personally, I would not want to retire with any debt/mortgage. Otherwise, looks like you're good to me. If you have the money to pay it off if you wanted to, and your interest rate is low enough (ours is 2.625), I don't see any issue with a mortgage in retirement. I'm retiring this year with about ...
by MDfan
Sat Mar 06, 2021 5:10 pm
Forum: Personal Consumer Issues
Topic: What are your alternatives to big name brands, like Amazon?
Replies: 72
Views: 5063

Re: What are your alternatives to big name brands, like Amazon?

After Amazon Web Services decided to do what they did in taking down a major web site that shall not be named, I deleted all my credit card info with them (and Zappos) and changed my username to Amazonblows. I do my Internet searches through DuckDuckGo and have not had a problem finding what I've n...
by MDfan
Tue Mar 02, 2021 12:41 pm
Forum: Personal Consumer Issues
Topic: How much do you spend nightly for hotels (leisure/vacation)?
Replies: 213
Views: 12996

Re: How much do you spend nightly for hotels (leisure/vacation)?

When we take the whole family (3 kids in their 20s), we have to get 2 rooms so we look for something nice in the $100-150 range (or a nice AirBnB if we can find one). I'm a federal employee and usually can get a government rate at chain hotels which helps a lot. We got a $450/night Wyndham oceanfron...
by MDfan
Sun Feb 21, 2021 8:40 pm
Forum: Personal Finance (Not Investing)
Topic: too much in 401k may be forced to quit job
Replies: 183
Views: 17075

Re: too much in 401k may be forced to quit job

guys, i think this the first case (that i ever heard of) being discriminated at work based on your 401k balance. is that covered by law? any lawyers here? What discrimination? Having an angry president and coworkers asking why you don't retire isn't discrimination. So you will be ok if people treat...
by MDfan
Sun Feb 21, 2021 8:18 pm
Forum: Personal Finance (Not Investing)
Topic: too much in 401k may be forced to quit job
Replies: 183
Views: 17075

Re: too much in 401k may be forced to quit job

I am not a lawyer either, but I believe that an age discrimination claim needs to be accompanied by proof of a pattern of maltreatment based on the employee's age. So, it is not age discrimination if other employees of similar age have not been harassed. However, I suspect that if OP wants to take ...
by MDfan
Sun Feb 21, 2021 7:43 pm
Forum: Personal Consumer Issues
Topic: Anyone planning on traveling after vaccine?
Replies: 32
Views: 2435

Re: Anyone planning on traveling after vaccine?

I have a cruise booked for late July. Hoping that all in my party will be able to go. Also eager to get back to Vegas, as that was one of 2020 trips that got scuttled. Cruising is the one thing I have little desire to ever do again. Although I admit I wasn't a big fan in the first place. Maybe an A...
by MDfan
Sun Feb 21, 2021 7:02 pm
Forum: Personal Consumer Issues
Topic: Anyone planning on traveling after vaccine?
Replies: 32
Views: 2435

Re: Anyone planning on traveling after vaccine?

2 weeks after a 2nd dose of vaccine, anyone is itching to travel again? And to where? We are dreaming of some place warm but still apprehensive. I have been traveling this entire time. No issues. Haven't flown yet, but we have traveled multiple times in the past year. Did a beach vacation and some ...
by MDfan
Sun Feb 21, 2021 6:55 pm
Forum: Personal Finance (Not Investing)
Topic: too much in 401k may be forced to quit job
Replies: 183
Views: 17075

Re: too much in 401k may be forced to quit job

Lawyer up! Start documenting everything (they sure are!). It's going to get worse. Your 401K is none of their business and asking you to quit based on it is discriminatory. Again, there's nothing at all discriminatory unless it's based on some protected category. Just being treated really poorly by...
by MDfan
Sun Feb 21, 2021 3:11 pm
Forum: Personal Finance (Not Investing)
Topic: too much in 401k may be forced to quit job
Replies: 183
Views: 17075

Re: too much in 401k may be forced to quit job

But in order to file a lawsuit, there has to be a protected basis for the hostile work environment - race, sex, age, disability, etc. Unless there is some form of law in the OP's state that may protect questioning one's 401k balance. Right, I wasn't suggesting the OP should go that far. Companies w...
by MDfan
Sun Feb 21, 2021 2:54 pm
Forum: Personal Finance (Not Investing)
Topic: too much in 401k may be forced to quit job
Replies: 183
Views: 17075

Re: too much in 401k may be forced to quit job

Not sure if it's worth fighting tbh. Toxic culture won't change overnight, especially when they just appointed a new president who apparently failed corporate compliance training. And, honestly, while people keep talking about employment law, I'm not sure what "employment law" something l...