Search found 13835 matches

by Toons
Tue Jan 26, 2021 7:21 pm
Forum: Personal Finance (Not Investing)
Topic: How do you pay your taxes? Check or EFTPS?
Replies: 69
Views: 3779

Re: How do you pay your taxes? Check or EFTPS?

Chip wrote: Mon Jan 04, 2021 5:22 am EFTPS, for several years. I like the ability to schedule all 4 estimated payments in one session.

I use a similar system for state income taxes.
Ditto
:wink:
by Toons
Mon Jan 25, 2021 9:48 pm
Forum: Personal Investments
Topic: when and how to stop playing the game
Replies: 15
Views: 2346

Re: when and how to stop playing the game

placeholder wrote: Mon Jan 25, 2021 7:22 pm Retirement doesn't mean you stop investing.
I agree
Investing is Fun


:mrgreen:
by Toons
Sun Jan 24, 2021 9:35 pm
Forum: Personal Investments
Topic: I just bought individual stocks and a lot of them.
Replies: 181
Views: 11779

Re: I just bought individual stocks and a lot of them.

Congratulations
You did what you wanted
TO DO

:mrgreen:
by Toons
Thu Jan 21, 2021 8:39 pm
Forum: Investing - Theory, News & General
Topic: How to stay invested in a surging market
Replies: 71
Views: 6225

Re: How to stay invested in a surging market

Ignore the market
Keep Investing
If you are doing so for retirement

:wink:
by Toons
Thu Jan 21, 2021 6:54 pm
Forum: Investing - Theory, News & General
Topic: Where to put some excess cash...not a CD or Money Market!
Replies: 10
Views: 1036

Re: Where to put some excess cash...not a CD or Money Market!

Jack FFR1846 wrote: Thu Jan 21, 2021 5:32 pm High yield savings account.

Otherwise, there is nothing.

3-4 weeks
Ditto

:wink:
by Toons
Thu Jan 21, 2021 6:52 pm
Forum: Personal Investments
Topic: Should I wait or invest
Replies: 30
Views: 2123

Re: Should I wait or invest

Ditto Now
Time
NotTiming









:wink:
by Toons
Sun Jan 17, 2021 9:54 pm
Forum: Personal Investments
Topic: Optimal frequency for auto-investing in taxable account
Replies: 41
Views: 2902

Re: Optimal frequency for auto-investing in taxable account

OptimaL
Whenever You Have The Monies
To Invest

:mrgreen:
by Toons
Sun Jan 17, 2021 9:51 pm
Forum: Personal Investments
Topic: Should I Continue to DCA?
Replies: 29
Views: 2092

Re: Should I Continue to DCA?

Invest Any Day
The Sun Rises
Keep It Simple

:mrgreen:
by Toons
Sun Jan 10, 2021 5:42 pm
Forum: Personal Investments
Topic: How can I teach my 5 year old daughter about investing?
Replies: 109
Views: 4941

Re: How can I teach my 5 year old daughter about investing?

My initial thought?
Let her enjoy her
childhood


:wink:
by Toons
Sun Jan 10, 2021 5:41 pm
Forum: Personal Investments
Topic: Please advise doc who wants to retire early
Replies: 103
Views: 8631

Re: Please advise doc who wants to retire early

You Know "What"
to Do





:wink:
by Toons
Sun Jan 10, 2021 5:33 pm
Forum: Investing - Theory, News & General
Topic: When active fund management makes sense to you?
Replies: 79
Views: 4968

Re: When active fund management makes sense to you?

I have owned ,"used"
PGIM Jennison Growth Fund(PJFAX)
Since 1997
For Growth Of Capital.

:wink:


https://www.morningstar.com/funds/xnas/pjfax/quote
by Toons
Thu Jan 07, 2021 9:44 pm
Forum: Investing - Theory, News & General
Topic: What is the "Quit when you won the game" portfolio?
Replies: 177
Views: 18489

Re: What is the "Quit when you won the game" portfolio?

Balanced Index Fund
Wellesley Income

:happy
by Toons
Tue Jan 05, 2021 8:00 pm
Forum: Personal Consumer Issues
Topic: Any multimillionaire's (more than 2mm) out there still mow their own lawn?
Replies: 341
Views: 25392

Re: Any multimillionaire's (more than 2mm) out there still mow their own lawn?

Eat lots of rice and beans Cut the grass Wash the cars,and wax monthly Sealcoat the driveway cut down trees. Paint the house Powerwash the house Minor home repairs blow leaves out of the gutters,,,20 feet up I will stop listing now,,,, LOL :wink: :mrgreen: I got an unsolicited estimate from a sealc...
by Toons
Tue Jan 05, 2021 7:52 pm
Forum: Personal Investments
Topic: Vanguard PAS...assigned advisor (2yrs exp.), CFP for 6 months
Replies: 45
Views: 3060

Re: Vanguard PAS...assigned advisor (2yrs exp.), CFP for 6 months

GoldenFinch wrote: Mon Jan 04, 2021 4:51 pm That’s pretty bad. You can get more experienced advice here.:happy

We have accounts at both Schwab and Vanguard. I’ve always had very good interactions with people at Schwab, which is why we stay.
LOL
This is true(in bold)
.30 basis points of 750k :idea:
by Toons
Tue Jan 05, 2021 7:50 pm
Forum: Personal Investments
Topic: How do estimated taxes work?
Replies: 20
Views: 1902

Re: How do estimated taxes work?

I do 3 equal payments,.
I do a tax calculation after all divs and cap gains are paid out at the end of the year.
I adjust accordingly for the final payment



:wink:
by Toons
Tue Jan 05, 2021 7:46 pm
Forum: Personal Consumer Issues
Topic: Any multimillionaire's (more than 2mm) out there still mow their own lawn?
Replies: 341
Views: 25392

Re: Any multimillionaire's (more than 2mm) out there still mow their own lawn?

Eat lots of rice and beans
Cut the grass
Wash the cars,and wax monthly
Sealcoat the driveway
cut down trees.
Paint the house
Powerwash the house
Minor home repairs
blow leaves out of the gutters,,,20 feet up
I will stop listing now,,,,
LOL


:wink: :mrgreen:
by Toons
Fri Jan 01, 2021 6:15 pm
Forum: Personal Consumer Issues
Topic: Best way for child to learn Spanish
Replies: 40
Views: 2328

Re: Best way for child to learn Spanish

Duolingo
I have been using the app for 5 years.
In South Florida Now
Can communicate and Read Spanish
Buena Suerte
:happy
https://play.google.com/store/apps/deta ... n_US&gl=US
by Toons
Thu Dec 31, 2020 8:51 pm
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 3414
Views: 572818

Re: What are you up YTD? [Year To Date]

More Than A
Handful




:wink:
by Toons
Thu Dec 31, 2020 8:50 pm
Forum: Personal Investments
Topic: Capital Gains Distribution AIVSX
Replies: 9
Views: 673

Re: Capital Gains Distribution AIVSX

I am happy to see year end cap gains(In cash)
No need to sell shares.
Enjoy the monies.
Pay the taxes
Hopefully in a lower bracket if retired

:mrgreen:
by Toons
Tue Dec 29, 2020 6:34 pm
Forum: Personal Finance (Not Investing)
Topic: How much house can one afford... in retirement?
Replies: 31
Views: 2789

Re: How much house can one afford... in retirement?

CFM300 wrote: Tue Dec 29, 2020 12:02 pm
Toons wrote: Tue Dec 29, 2020 7:56 am It is not a question of how much of my portfolio balance.
It is a question of how much house do we need,,
...
Downsized
Thanks. I appreciate your perspective.

:thumbsup :happy
by Toons
Tue Dec 29, 2020 10:14 am
Forum: Personal Finance (Not Investing)
Topic: Should i pay off my 15 year 2.85% mortgage?
Replies: 169
Views: 9057

Re: Should i pay off my 15 year 2.85% mortgage?

Yes I think you should pay off your mortgage.. Liberate Yourself :wink: What are your opinions on the comments that after selling off securities and potentially (maybe not in the OP's case, but in my case) paying capital gains in taxable accounts to pay off a mortgage, the seller will then simply t...
by Toons
Tue Dec 29, 2020 9:44 am
Forum: Personal Consumer Issues
Topic: how do you start your day?
Replies: 20
Views: 1340

Re: how do you start your day?

Coffee
Spanish Lessons

:mrgreen:
by Toons
Tue Dec 29, 2020 9:43 am
Forum: Personal Finance (Not Investing)
Topic: Should i pay off my 15 year 2.85% mortgage?
Replies: 169
Views: 9057

Re: Should i pay off my 15 year 2.85% mortgage?

Yes I think you should pay off your mortgage.. Liberate Yourself :wink: What are your opinions on the comments that after selling off securities and potentially (maybe not in the OP's case, but in my case) paying capital gains in taxable accounts to pay off a mortgage, the seller will then simply t...
by Toons
Tue Dec 29, 2020 8:13 am
Forum: Personal Finance (Not Investing)
Topic: Should i pay off my 15 year 2.85% mortgage?
Replies: 169
Views: 9057

Re: Should i pay off my 15 year 2.85% mortgage?

Yes
I think you should pay off your mortgage..
Liberate Yourself


:wink:
by Toons
Tue Dec 29, 2020 8:08 am
Forum: Personal Finance (Not Investing)
Topic: Tips to track monthly budget
Replies: 41
Views: 2853

Re: Tips to track monthly budget

Quicken




:wink:
by Toons
Tue Dec 29, 2020 8:06 am
Forum: Personal Finance (Not Investing)
Topic: More than 20% downpayment sometimes okay?
Replies: 19
Views: 1328

Re: More than 20% downpayment sometimes okay?

Put as much Down as you possibly Can.
Pay it off as Soon as you Can.








:idea:
by Toons
Tue Dec 29, 2020 8:03 am
Forum: Personal Finance (Not Investing)
Topic: Should I get a debit card???
Replies: 58
Views: 3086

Re: Should I get a debit card???

No.







:wink:
by Toons
Tue Dec 29, 2020 8:01 am
Forum: Investing - Theory, News & General
Topic: No big moves
Replies: 64
Views: 4208

Re: No big moves

70/30 here equity,bond
Tend to the portfolio like you would a cactus.
I just let it ride.


:idea:
by Toons
Tue Dec 29, 2020 7:56 am
Forum: Personal Finance (Not Investing)
Topic: How much house can one afford... in retirement?
Replies: 31
Views: 2789

Re: How much house can one afford... in retirement?

Personally I would not want a mortgage In Retirement. Personally How much of your retirement portfolio would you be willing to spend to buy a house in retirement, personally? It is not a question of how much of my portfolio balance. It is a question of how much house do we need,, When we retired, W...
by Toons
Mon Dec 28, 2020 5:24 pm
Forum: Personal Consumer Issues
Topic: Is a Canon R5 a horrible purchase?
Replies: 35
Views: 2153

Re: Is a Canon R5 a horrible purchase?

I use the camera on my Samsung phone all the time
I enjoy photography
I recently purchased a
Sony RX100 VII for photos while traveling
No regrets.
Outstanding features.
If you have a hobby you enjoy
Enjoy It..Spend the $$ if you so choose.
:mrgreen:
by Toons
Mon Dec 28, 2020 5:19 pm
Forum: Personal Finance (Not Investing)
Topic: How much house can one afford... in retirement?
Replies: 31
Views: 2789

Re: How much house can one afford... in retirement?

Personally
I would not want a mortgage
In Retirement.
Personally

:wink:
by Toons
Mon Dec 28, 2020 5:19 pm
Forum: Personal Finance (Not Investing)
Topic: How important is tax strategy for building wealth?
Replies: 158
Views: 10802

Re: How important is tax strategy for building wealth?

Extremely Important
Invest in all Tax deferred ,Tax free upon withdrawal Investments you can.
An essential Tenet.
Roth,401k,,,etc. etc.
Taxes are a corrosive ball and chain when it comes to creating wealth.

:happy
by Toons
Mon Dec 28, 2020 5:15 pm
Forum: Personal Investments
Topic: Best way to get back into the market?
Replies: 53
Views: 4182

Re: Best way to get back into the market?

Easiest way Decide on Asset Allocation Choose your investments Get on a computer or a phone(computer :mrgreen: ) Have you bank account linked to Vanguard. Purchase investments All In,forget dollar cost averaging Time In , Not Timing. :mrgreen: With current valuation is now the right time to `time i...
by Toons
Mon Dec 28, 2020 2:52 pm
Forum: Personal Investments
Topic: Best way to get back into the market?
Replies: 53
Views: 4182

Re: Best way to get back into the market?

Easiest way Decide on Asset Allocation Choose your investments Get on a computer or a phone(computer :mrgreen: ) Have you bank account linked to Vanguard. Purchase investments All In,forget dollar cost averaging Time In , Not Timing. :mrgreen: With current valuation is now the right time to `time i...
by Toons
Fri Dec 25, 2020 9:31 pm
Forum: Investing - Theory, News & General
Topic: Is it better to invest more after a dip?
Replies: 196
Views: 10885

Re: Is it better to invest more after a dip?

Brianmcg321 wrote: Tue Dec 22, 2020 3:29 pm Its better to invest whenever you have the money.

Perfect

:happy
by Toons
Fri Dec 25, 2020 9:29 pm
Forum: Forum Issues and Administration
Topic: Time to give to this website
Replies: 88
Views: 7727

Re: Time to give to this website

Make It Happen :wink:
by Toons
Thu Dec 24, 2020 8:05 pm
Forum: Personal Consumer Issues
Topic: What exactly are YOU doing in retirement?
Replies: 93
Views: 8675

Re: What exactly are YOU doing in retirement?

Drinking excellent coffee Eating the food we enjoy Staying comfortable temperature wise Exercise a lot(bike,jog,walk) Teaching myself Spanish Teaching English to someone in Ecuador Working with computers (phones,tablets,) Investing,managing finances Traveling about 6 months in a Class B rv Watching...
by Toons
Wed Dec 23, 2020 6:14 pm
Forum: Personal Consumer Issues
Topic: Are Strong Passwords Really Necessary?
Replies: 313
Views: 15282

Re: Are Strong Passwords Really Necessary?

Blake7 wrote: Sat Dec 19, 2020 7:58 pm This may be of interest:
Image
Excellent
Thank You

:wink:
by Toons
Wed Dec 23, 2020 6:10 pm
Forum: Investing - Theory, News & General
Topic: Does one need a bank account anymore?
Replies: 139
Views: 12739

Re: Does one need a bank account anymore?

I need Capital One 360
:mrgreen:
by Toons
Wed Dec 23, 2020 6:08 pm
Forum: Personal Consumer Issues
Topic: What exactly are YOU doing in retirement?
Replies: 93
Views: 8675

Re: What exactly are YOU doing in retirement?

Drinking excellent coffee Eating the food we enjoy Staying comfortable temperature wise Exercise a lot(bike,jog,walk) Teaching myself Spanish Teaching English to someone in Ecuador Working with computers (phones,tablets,) Investing,managing finances Traveling about 6 months in a Class B rv Watching ...